Investing in Cluster Munitions: What's at Stake? 30 Cluster Munitions and the Oslo Process
|
|
- Beryl Cox
- 7 years ago
- Views:
Transcription
1 STATE-OF-THE-ART REPORT Contents Executive Summary, Recommendations and Methodology 8 Summary Tables 19 Introduction 30 Investing in Cluster Munitions: What's at Stake? 30 Cluster Munitions and the Oslo Process 30 Financial Institutions' Power and Responsibility 31 Our Research 32 Chapter 1 Hall of Shame: Financial Involvement and Investments Red Rag List of Cluster Munitions Producers Introduction and Methodology ATK (United States) China Aerospace Science and Technology (China) Hanwha (South Korea) Norinco (China) Poongsan (South Korea) Singapore Technologies Engineering (Singapore) Text ron (United States) The Investments Introduc tion and Methodology Aberdeen Asset Management (United Kingdom) Affiliated Managers Group (United States) Aflac (United States) Agricultural Bank of China (China) AJO (United States) Allianz (Germany) Allstate Corporation (United States) Amalgamated Bank of Chicago (United States) American Beacon Advisors (United States) American International Group (United States) American United Mutual Insurance (United States) Ameriprise Financial (United States) APS Asset Management (Singapore) Arovid Associates (United States) Associated Banc-Corp (United States) Banco de Sabadell (Spain) BancPlus (United States) Bank Hapoalim (Israel) 4g Bank of America (United States) Bank ofbeijing (China) Bank of China (China) Bank of Communications (China) Bank of Fast Asia (China) Bank of New York Mellon (United States) 5] 2
2 Banner Bank (United States) BB&T (United States) BlackRock (United States) California First National Bancorp (United States) Capital Group (United States) Carlyle Croup (United States) Cascade Bancorp (United States) Causeway Capital Management (United States) Central Pacific Financial Corporation (United States) Cheonanbukil Foundation School (South Korea) China Construction Bank (China) China Development Bank (China) China Everbright Croup (China) China Life Insurance (China) China Merchants Bank (China) China Minsheng Bank (China) China Securities (China) CITIC Croup (China) Citigroup (United States) CNO Financial (United States) Comerica (United States) Consus Asset Management (South Korea) Credit Mutuel (France) Credit Suisse (Switzerland) Daewoo Securities (South Korea) Davis Advisors (United States) DBS (Singapore) Deutsche Bank (Germany) Dimensional Fund Advisors (United States) Discovery Capital Management (United States) Dongbu Group (South Korea) E.SUN Financial (Taiwan) Eastern Bank (United States) Eaton Vance (United States) Eugene Investment & Securities (South Korea) Fidelity Investments (United States) Fidelity Worldwide Investment (United Kingdom) Fifth Third Bancorp (United States) First Eagle Investment Management (United States) First Niagara Financial (United States) Fubon Group (Taiwan) Gamco Investors (United States) Genworth Financial (United States) Goldman Sachs (United States) Grantham, Mayo, Van Otterloo & Co. (GMO) (United States) Croupe BPCE (France) Guotai Junan Securities (China) Haitong Securities (China) Hana Financial (South Korea) Hanwha Group (South Korea) Hanyang Securities (South Korea) Hartford Financial Services (United States) Hong Yuan Securities (China) 67 3
3 Hua Nun Financial (Taiwan) Hyundai Group (South Korea) Hyundai Heavy Industries (South Korea) Industrial Bank (China) Industrial & Commercial Bank of China (ICBC) (China) Invesco (United Kingdom) JP Morgan Chase (United States) KB Financial (South Korea) KDB Financial Group (Sout h Korea) Keycorp (United States) Knights of Columbus (United States) Korea Investment Holdings (South Korea) Land Bank of Taiwan (Taiwan) LSV Asset Management (United States) Macquarie Group (Australia) MassMutual Financial (United States) Matthews International Capital Management (United States) MetLife (United States) Mirae Asset Financial Group (South Korea) Mitsubishi UFJ Financial (Japan) Mi/.uho Financial (Japan) Morgan Stanley (United States) National Pension Service (South Korea) Nationwide (United States) Neuberger Berman (United States) New York Life Insurance Company (United States) Northern Trust (United States) Old Mutual (United Kingdom) Oversea-Chinese Banking Corporation (Singapore) People's Insurance Company (Group) of China (PICC) (China) People's United Financial (United States) PNC Financial (United States) Point 72 Asset Management (United States) Prudential (United Kingdom) Prudential Financial (United States) Raymond James Financial (United States) Regions Financial (United States) Royal Bank of Canada (Canada) Samsung Group (South Korea) Schröders (United Kingdom) Sealand Securities (China) Shenyin & Wanguo Securities (China) Shinhan Financial Group (South Korea) Shinyoung Asset Management (South Korea) Siemens Financial Services (Germany) SK Securities (South Korea) Standard Life (United Kingdom) State Bank of India (India) State Street (United States) Stifel Financial (United States) Sumitomo Mitsui Financial Group (Japan) Sun Life Financial (Canada) SunTrust Bank (United States) g6 4
4 Synovus Financial Corporation (United States) T. Rowe Price (United States) Temasek Holdings (Singapore) The London Company ofvirginia (United States) The Travelers Companies (United States) Teachers Insurance & Annuity Association (TIAA-CREF) (United States) Trimaran Capital Partners (United States) Truston Asset Management (South Korea) Two Sigma Investments (United States) UBS (Switzerland) Union Bancaire Privee (Switzerland) Unum Group (United States) US Bancorp (United States) Vanguard (United States) Wellington Management (United States) Wells Fargo (United States) Western & Southern Mutual (United States) William Blair & Company (United States) Williams Capital (United States) Woori Financial (South Korea) Yurie Asset Management (South Korea) 93 Chapter 2 Disinvesting from Cluster Munitions Producers Hall of Farne: Financial institutions pioneering in disinvestment Introduction and Methodology 94 HTHICAL BANKS ASN Bank (the Netherlands) Banca Etica (Italy) La Financiere Responsable (France) Triodos Bank (the Netherlands) 97 GOVERNMENT-MANAGED PENSION FUNDS Fonds de Compensation (Luxembourg) The Future Fund (Australia) Norwegian Government Pension Fund - Global (Norway) Swedish Pension Funds API-4 (Sweden) Swedish Pension Fund AP7 (Sweden) 100 MAINSTREAM FINANCIAL INSTITUTIONS (private) ABP (the Netherlands) APG (the Netherlands) A.S.R. (the Netherlands) ATP (Denmark) BPF Bouw (the Netherlands) The Co-operative Bank (United Kingdom) Delta Lloyd Group (the Netherlands) DNB (Norway) Folksam (Sweden) KLP (Norway) Laegernes Pensionskasse (Denmark) Menzis (the Netherlands) PenSam (Denmark) Pensioenfonds Horeca & Catering (the Netherlands) Pensioenfonds Zorg en Welzijn (the Netherlands) 106 5
5 PI A Pension (Denmarlc) PGGM (the Netherlands) Philips Pension Fund (the Netherlands) PME (the Netherlands) PNO Media (the Netherlands) SNS REAAL (the Netherlands) Sparinvest (Luxembourg) Spoorwegpensioenfonds (the Netherlands) SPW (the Netherlands) Stichting Pensioenfonds Huisartsen (the Netherlands) Stichting Pensioenfonds Openbaar Vervoer (the Netherlands) Storebrand Group (Norway) 2.2 Runners-up Financial Institutions Introduction and Methodology ARN Amro (the Netherlands) Actinica (the Netherlands) Aegon (the Netherlands) Aviva (United Kingdom) AXA (France) Barclays (United Kingdom) BBVA (Spain) Belfius (Belgium) BNP Paribas (France) Commerzbank (Gennany) Credit Agricole (France) Credit Suisse (Switzerland) Danske Bank (Denmark) Deutsche Bank (Germany) Ethias (Belgium) Generali (Italy) HSBC (United Kingdom) ING (the Netherlands) Intesa Sanpaolo (Italy) KBC (Belgium) Lloyds Banking Group (United Kingdom) National Pensions Reserve Fund (Ireland) National Providern Fund (New Zealand) New Zealand Superannuation Fund (New Zealand) NIBC (the Netherlands) Nordea (Sweden) Nykredit (Denmark) Pensioenfonds Vervoer (the Netherlands) Rabobank (the Netherlands) Royal Bank of Canada (Canada) Royal Bank of Scotland (United Kingdom) SEB (Sweden) Societe Generale (France) Standard Chartered (United Kingdom) Stichting Pensioenfonds APF (the Netherlands) Sumitomo Mitsui Trust Bank (Japan) Swedbanlc (Sweden) UniCredit Group (Italy)
6 Van I.anschot (the Netherlands) Vontobel (Switzerland) Countries' Best Practices Introduction and Methodology 137 DISINVESTMENT - LEGISLATION Belgium Ireland Italy Liechtenstein Luxembourg The Netherlands New Zealand Samoa Switzerland 153 DISINVESTMENT - MINISTERIAL AND INTERPRETIVE STATEMENTS Australia Bosnia and Herzegovina Cameroon Canada Colombia Congo, the Democratic Republic of Congo, the Republic of Croatia The Czech Republic France Ghana Guatemala The Holy See Hungary LaoPDR Lebanon Madagascar Malawi Malta Mexico Niger Norway Rwanda Senegal Slovenia The United Kingdom Zambia 163 INVESTMENT - PARLIAMENTARY INITIATIVES/DRAFT LEGISLATION 163 Conclusion and recommendations 164 Appendix 1 Glossary 165 Appendix 2 References 167 7
KEY FINDINGS. Contents
Key Findings Key Findings from the June 2012 update of Worldwide Investments in Cluster Munitions; a shared responsibility by FairFin and IKV Pax Christi. Contents This document contains the Key Findings,
More informationWorldwide investments in CLUSTER MUNITIONS
June 2012 update Worldwide investments in CLUSTER MUNITIONS a shared responsibility June 2012 Utrecht, June 2012 IKV Pax Christi and FairFin have strived to achieve the highest level of accuracy in our
More informationBROWN BROTHERS HARRIMAN (LUXEMBOURG) S.C.A. Wells Fargo (Lux) Worldwide Fund
Argen na CITIBANK, N.A. BUENOS AIRES BRANCH Australia Austria HSBC BANK AUSTRALIA LIMITED FOR THE HONGKONG AND SHANGHAI DEUTSCHE BANK AG, VIENNA BRANCH Belgium DEUTSCHE BANK AG, AMSTERDAM BRANCH Brazil
More informationThe financing of Wilmar International. A research paper prepared for Friends of the Earth Europe
The financing of Wilmar International A research paper prepared for Friends of the Earth Europe The financing of Wilmar International A research paper prepared for Friends of the Earth Europe Jan Willem
More informationThe list of licensed financial institutions
City Banks and Trust Banks Total 35 banks Business category The name of a financial City Banks Mizuho Bank,Ltd. Sumitomo Mitsui Banking Total 4 banks Corporation The Bank of Tokyo- Mitsubishi UFJ,Ltd.
More informationAuthors: Roos Boer (IKV Pax Christi, the Netherlands) Esther Vandenbroucke (Netwerk Vlaanderen, Belgium)
i Utrecht, April 2010. IKV Pax Christi and Netwerk Vlaanderen have strived to achieve the highest level of accuracy in our reporting. However, at this point, there is still a marked lack of official information
More informationUNHCR, United Nations High Commissioner for Refugees
Belgium 22 Jul 1953 r 08 Apr 1969 a Belize 27 Jun 1990 a 27 Jun 1990 a Benin 04 Apr 1962 s 06 Jul 1970 a Bolivia 09 Feb 1982 a 09 Feb 1982 a Bosnia and Herzegovina 01 Sep 1993 s 01 Sep 1993 s Botswana
More informationTop 100 Rated Banks: S&P Capital Ratios And Rating Implications
Top 100 Rated Banks: S&P Capital Ratios And Rating Implications Primary Credit Analysts: Stefan Best, Frankfurt (49) 69-33-999-154; stefan_best@standardandpoors.com Hans Wright, London (44) 20-7176-7015;
More informationGlobal AML Resource Map Over 2000 AML professionals
www.pwc.co.uk Global AML Resource Map Over 2000 AML professionals January 2016 Global AML Resources: Europe France Italy Jersey / Guernsey 8 Ireland 1 Portugal 7 Luxembourg 5 United Kingdom 1 50 11 Spain
More informationDECEMBER th 2014 (This document loses its validity on DECEMBER, 2014). COMMODITY GMO SOYA BEANS GRADE # 2
DECEMBER th 2014 (This document loses its validity on DECEMBER, 2014). COMMODITY GMO SOYA BEANS GRADE # 2 SPECIFICATIONS: GMO SOYA BEANS GRADE # 2 SOYA BEAN GRADE 2 GMO: suitable for human consumption
More informationThe Risks of Financing Forest Conversion
The Risks of Financing Forest Conversion Jan Willem van Gelder & Eric Wakker Profundo / AIDEnvironment European Seminar on Finance, Environment and Sustainable Development Paris - 10 January 2003 Main
More informationThe Importance of Data Quality to Compliance with the Dodd-Frank Act William Henley Senior Vice President, Regulation
The Importance of Data Quality to Compliance with the Dodd-Frank Act William Henley Senior Vice President, Regulation Data Governance and Quality Why the focus now? Has always been an important pre-requisite
More informationHow To Sell Yellow Corn Grade Human Harvest
DECEMBER th 2014. (This document loses its validity on DECEMBER, 2014). COMMODITY YELLOW CORN GRADE # 2 SPECIFICATIONS: YELLOW CORN GRADE 2 HUMAN FEED TEST: weight min 70 kgs per hl FOREIGN MATTER: 3,00%
More informationCode 1220 - Deposit-taking corporations except the national central bank (i.e. credit institutions and electronic money institutions)
1220 - Deposit-taking corporations except the national central bank (i.e. credit institutions and electronic money institutions) SHS 1220 BE0451289431 AACHENER BANK EG (BELGIAN BRANCH) 1220 BE0470926684
More informationAsset Management Competitor Tracker, Q3 2009
Brochure More information from http://www.researchandmarkets.com/reports/1124705/ Asset Management Competitor Tracker, Q3 2009 Description: This monthly tracker covers product innovation, customer targeting,
More informationLife Bancassurance in the Asia-Pacific Region: Investment-Related Life Insurance and Retirement Savings
Life Bancassurance in the Asia-Pacific Region: Investment-Related Life Insurance and Retirement Savings Report Prospectus March 2013 Finaccord, 2013 Web: www.finaccord.com. E-mail: info@finaccord.com 1
More informationForeign Taxes Paid and Foreign Source Income INTECH Global Income Managed Volatility Fund
Income INTECH Global Income Managed Volatility Fund Australia 0.0066 0.0375 Austria 0.0045 0.0014 Belgium 0.0461 0.0138 Bermuda 0.0000 0.0059 Canada 0.0919 0.0275 Cayman Islands 0.0000 0.0044 China 0.0000
More informationThe Importance of Brand in the Asset Management Industry. Presentation prepared for Financial Services Forum. London, 25 th June 2015.
The Importance of in the Asset Management Industry Presentation prepared for Financial Services Forum. London, 25 th June 2015. 1. How s drive business value The importance of Customer Experience in driving
More informationIts context and value in volatile markets. Lynn Mathews CLS Services
CLS: Its context and value in volatile markets Lynn Mathews CLS Services www.cls-group.com CLS and the CLS Logo are registered trademarks of CLS UK Intermediate Holdings Ltd 2008 CLS UK Intermediate Holdings
More informationFDI performance and potential rankings. Astrit Sulstarova Division on Investment and Enterprise UNCTAD
FDI performance and potential rankings Astrit Sulstarova Division on Investment and Enterprise UNCTAD FDI perfomance index The Inward FDI Performance Index ranks countries by the FDI they receive relative
More informationReporting practices for domestic and total debt securities
Last updated: 4 September 2015 Reporting practices for domestic and total debt securities While the BIS debt securities statistics are in principle harmonised with the recommendations in the Handbook on
More informationOCTOBER 2010. Russell-Parametric Cross-Sectional Volatility (CrossVol ) Indexes Construction and Methodology
OCTOBER 2010 Russell-Parametric Cross-Sectional Volatility (CrossVol ) Indexes Construction and Methodology SEPTEMBER 2010 Russell-Parametric Cross-Sectional Volatility (CrossVol) Indexes Construction
More information41 T Korea, Rep. 52.3. 42 T Netherlands 51.4. 43 T Japan 51.1. 44 E Bulgaria 51.1. 45 T Argentina 50.8. 46 T Czech Republic 50.4. 47 T Greece 50.
Overall Results Climate Change Performance Index 2012 Table 1 Rank Country Score** Partial Score Tendency Trend Level Policy 1* Rank Country Score** Partial Score Tendency Trend Level Policy 21 - Egypt***
More informationBANKING JOB LOSS SURVEY JOB LOSSES AND RESTRUCTURING PROCESS IN THE FINANCIAL SECTOR
BANKING JOB LOSS SURVEY JOB LOSSES AND RESTRUCTURING PROCESS IN THE FINANCIAL SECTOR UNI Finance Global Union Job Losses and Restructuring Process in the Financial Sector 1 Summary of key trends and results
More informationAbout us. As our customer you will be able to take advantage of the following benefits: One Provider. Flexible Billing. Our Portal.
About us At RoamingExpert we specialise in mobile roaming tariffs which are tailored to the specific needs of the yachting industry. Our unique offering generates significant savings when compared to standard
More informationSupported Payment Methods
Supported Payment Methods Global In the global payments market, credit cards are the most popular payment method. However, BlueSnap expands the payment selection by including not only the major credit
More informationGfK PURCHASING POWER INTERNATIONAL
GfK PURCHASING POWER INTERNATIONAL 1 Agenda 1. Europe 3 2. Americas 45 3. Asia & Near East 54 4. Afrika 66 5. Australia 68 6. Overview of countries and available levels 70 2 2 EUROPE 4 GfK
More informationDSV Air & Sea, Inc. Aerospace Sector. DSV Air & Sea, Inc. Aerospace
DSV Air & Sea, Inc. Aerospace Sector DSV Air & Sea, Inc. Aerospace Introduction to DSV DSV is a global supplier of transport and logistics services. We have offices in more than 70 countries and an international
More informationSupported Payment Methods
Sell Globally in a Snap Supported Payment Methods Global In the global payments market, credit cards are the most popular payment method. However, BlueSnap expands the payment selection by including not
More informationEMEA BENEFITS BENCHMARKING OFFERING
EMEA BENEFITS BENCHMARKING OFFERING COVERED COUNTRIES SWEDEN FINLAND NORWAY ESTONIA R U S S I A DENMARK LITHUANIA LATVIA IRELAND PORTUGAL U. K. NETHERLANDS POLAND BELARUS GERMANY BELGIUM CZECH REP. UKRAINE
More informationPlatform Brochure Online Support for Your Platform Account. www.capitalplatforms.com
Platform Brochure Online Support for Your Platform Account www.capitalplatforms.com Introduction The Fund Platform provides a solution offering access to an unrivalled choice of offshore mutual funds,
More informationReport on Government Information Requests
Report on Government Information January 1 - June 30, 2015 Apple takes our commitment to protecting your data very seriously and we work incredibly hard to deliver the most secure hardware, software and
More informationBangladesh Visa fees for foreign nationals
Bangladesh Visa fees for foreign nationals No. All fees in US $ 1. Afghanistan 5.00 5.00 10.00 2. Albania 2.00 2.00 3.00 3. Algeria 1.00 1.00 2.00 4. Angola 11.00 11.00 22.00 5. Argentina 21.00 21.00 42.00
More informationThe financing of Bumitama Agri. A research paper prepared for Friends of the Earth Europe
The financing of Bumitama Agri A research paper prepared for Friends of the Earth Europe The financing of Bumitama Agri A research paper prepared for Friends of the Earth Europe Jan Willem van Gelder Joeri
More informationContact Centers Worldwide
A Contact Centers Worldwide Country Tel.no. Supported lang. Contact Center Albania Algeria 852 665 00 +46 10 71 66160 Angola 89900 +34 91 339 2121 (Port) and Portuguese +34 913394044 +34 913394023 (Por)
More informationFY 2015-16. 25-Feb-2016 Fidelity Management & Research Ltd, USA 25-Feb-2016 EastSprings 29-Feb-2016 Artisan Partners
Date Scheduled for next week Type 12-Feb-2016 Change Global Investment 12-Feb-2016 UBS Investor group - US 15-Feb-2016 - Palestra Capital - Kevin Feng 16-Feb-2016 Edelweiss AGF Asset Management Asia Ltd
More informationHow To Get A New Phone System For Your Business
Cisco Phone Systems Telemarketing Script Cold Call 1. Locate Contact: Name listed Owner General Manager / Office Manager Chief BDM (Business Decision Maker) Note: Avoid talking to IT since this is not
More informationStates Parties to the 1951 Convention relating to the Status of Refugees and the 1967 Protocol
States Parties to the 1951 Convention relating to the Status of Refugees and the 1967 Protocol Date of entry into force: 22 April 1954 (Convention) 4 October 1967 (Protocol) As of 1 October 2008 Total
More informationGlobal Effective Tax Rates
www.pwc.com/us/nes Global s Global s April 14, 2011 This document has been prepared pursuant to an engagement between PwC and its Client. As to all other parties, it is for general information purposes
More informationWorld Consumer Income and Expenditure Patterns
World Consumer Income and Expenditure Patterns 2014 14th edi tion Euromonitor International Ltd. 60-61 Britton Street, EC1M 5UX TableTypeID: 30010; ITtableID: 22914 Income Algeria Income Algeria Income
More informationDividends Tax: Summary of withholding tax rates per South African Double Taxation Agreements currently in force Version: 2 Updated: 2012-05-22
Dividends Tax: Summary of withholding tax rates per South African Double Taxation Agreements currently in force Version: 2 Updated: 2012-05-22 Note: A summary of the rates and the relevant provisions relating
More informationThe World Market for Medical, Surgical, or Laboratory Sterilizers: A 2013 Global Trade Perspective
Brochure More information from http://www.researchandmarkets.com/reports/2389480/ The World Market for Medical, Surgical, or Laboratory Sterilizers: A 2013 Global Trade Perspective Description: This report
More informationCisco Global Cloud Index Supplement: Cloud Readiness Regional Details
White Paper Cisco Global Cloud Index Supplement: Cloud Readiness Regional Details What You Will Learn The Cisco Global Cloud Index is an ongoing effort to forecast the growth of global data center and
More informationIOOF QuantPlus. International Equities Portfolio NZD. Quarterly update
IOOF QuantPlus NZD Quarterly update For the period ended 31 March 2016 Contents Overview 2 Portfolio at glance 3 Performance 4 Asset allocation 6 Overview At IOOF, we have been helping Australians secure
More informationTHE ICSID CASELOAD STATISTICS (ISSUE 2015-1)
THE ICSID CASELOAD STATISTICS (ISSUE 05-) The ICSID Caseload Statistics (Issue 05-) This issue of the ICSID Caseload Statistics updates the profile of the ICSID caseload, historically and for the calendar
More informationDECEMBER TH 2014 (This document loses its validity on DECEMBER, 2014). SUGAR IC 45 BRAZIL
DECEMBER TH 2014 (This document loses its validity on DECEMBER, 2014). SUGAR IC 45 BRAZIL SPECIFICATION: WHITE REFINED SUGAR Icumsa 45 for human consumption shall conform to international specifications
More informationReport on Government Information Requests
Report on Government Information July 1 - December 31, 2014 apple Apple takes our commitment to protecting your data very seriously and we work incredibly hard to deliver the most secure hardware, software
More informationMarket Overview. September 23, 2004
Market Overview September 23, 2004 Agenda Overview : US Market Annuity Sales Annuity Market Competition AXA Financial Annuity Market Share and Rank Life Sales Life Insurance Market Competition AXA Financial
More informationThe Intesa Sanpaolo Group s International Business. Vienna, 14 January 2008
The Intesa Sanpaolo Group s International Business Vienna, 4 January 2008 The history of Intesa Sanpaolo 998 2000 200 2002 2007 2 The Group at a glance Total Assets euro 576 bn Loans to Customers euro
More informationMANDATORY PROVIDENT FUND SCHEMES AUTHORITY
Guidelines III.4 MANDATORY PROVIDENT FUND SCHEMES AUTHORITY III.4 Guidelines on Approved Exchanges INTRODUCTION Section 2 of the Mandatory Provident Fund Schemes (General) Regulation ( the Regulation )
More informationIntroducing Clinical Trials Insurance Services Ltd
Introducing Clinical Trials Insurance Services Ltd Important Staff Richard Kelly Managing Director Richard joined CTIS in 2006 having previously managed the Pharmaceutical wholesale division at Heath Lambert
More informationCLUB SURVEY 2015 BANKING ARGENTINA
CLUB SURVEY 2015 BANKING ARGENTINA BANKING CLUB SURVEY 2015 THE KEY TO DEVELOPING COMPETITIVE BANKING INDUSTRY-SPECIFIC COMPENSATION & BENEFITS PACKAGES With the objective of satisfying the needs of HR
More informationHow To Calculate The Lorenz Curve
FACT SHEET 1. Overview 1.1 Developed by an Italian statistician Corrado in the 1910s, is commonly used to indicate income inequality in a society. is a number which has a value between zero and one. As
More informationConsolidated International Banking Statistics in Japan
Total (Transfer Consolidated cross-border claims in all currencies and local claims in non-local currencies Up to and including one year Maturities Over one year up to two years Over two years Public Sector
More informationReport on Government Information Requests
Report on Government Information July 1 - December 31, 2015 Apple takes our commitment to protecting your data very seriously and we work incredibly hard to deliver the most secure hardware, software and
More informationSize and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments
January 20, 2015 ShadEcEurope31_January2015.doc Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments by Friedrich Schneider *)
More informationAppendix 1: Full Country Rankings
Appendix 1: Full Country Rankings Below please find the complete rankings of all 75 markets considered in the analysis. Rankings are broken into overall rankings and subsector rankings. Overall Renewable
More informationOperational risk capital: Nowhere to hide
Regulatory November 2014 brief A publication of PwC s financial services regulatory practice Operational risk capital: Nowhere to hide Overview The Basel Committee on Banking Supervision (BCBS) last month
More informationBrochure More information from http://www.researchandmarkets.com/reports/3278449/
Brochure More information from http://www.researchandmarkets.com/reports/3278449/ The 2016 World Forecasts of Hand-Operated Date, Sealing, or Numbering Stamps; Devices for Printing or Embossing Labels;
More informationContact Centre Integration Assessment
Contact Centre Integration Assessment How well are your business objectives aligned with the right contact centre technologies? Knowing how the technology in your contact centre supports service delivery
More informationLife Bancassurance in the Asia-Pacific Region: Protection-Related Life Insurance
Life Bancassurance in the Asia-Pacific Region: Protection-Related Life Insurance Report Prospectus March 2013 Finaccord, 2013 Web: www.finaccord.com. E-mail: info@finaccord.com 1 Prospectus contents Page
More informationTRANSFERS FROM AN OVERSEAS PENSION SCHEME
PENSIONS PROFILE DECEMBER 2011 TRANSFERS FROM AN OVERSEAS PENSION SCHEME = Summary A simplified guide to the process: 1. Individual requests transfer from their overseas pension scheme to their UK registered
More informationHow do you manage the brain of the business in a way that supports the opportunities your organisation wants to take advantage of?
As the world becomes a more competitive place, businesses need to respond at lightning speed to take advantage of new opportunities or avoid risks. To enable this, the data centre needs to be a dynamic
More informationINTERNATIONAL AIR SERVICES TRANSIT AGREEMENT SIGNED AT CHICAGO ON 7 DECEMBER 1944
State INTERNATIONAL AIR SERVICES TRANSIT AGREEMENT SIGNED AT CHICAGO ON 7 DECEMBER 1944 Entry into force: The Agreement entered into force on 30 January 1945. Status: 130 Parties. This list is based on
More informationPowering Investment Success
Powering Investment Success November 14, 2011 2011 Investor Day Cautionary Statement A number of statements in our presentations, the accompanying slides and the responses to your questions are forward-looking
More informationLargest Life Insurers, by Total Assets, 2010 (thousands)
11INDUSTRY RANKINGS The U.S. life insurance industry is made up of more than nine hundred companies with sales and operations across the country. Many of these companies are standalone entities, with no
More informationinancial Planning s nternational Standard
CFP Board owns the CFP certification mark. Swiss Financial Planners Organization (SFPO) has exclusive authority in Switzerland to certify individuals who successfully 1 inancial Planning s nternational
More information- 2 - Chart 2. Annual percent change in hourly compensation costs in manufacturing and exchange rates, 2010-2011
For release 10:00 a.m. (EST) Wednesday, December 19, 2012 USDL-12-2460 Technical Information: (202) 691-5654 ilchelp@bls.gov www.bls.gov/ilc Media Contact: (202) 691-5902 PressOffice@bls.gov INTERNATIONAL
More informationChart 1: Zambia's Major Trading Partners (Exports + Imports) Q4 2008 - Q4 2009. Switzernd RSA Congo DR China UAE Kuwait UK Zimbabwe India Egypt Other
Bank of Zambia us $ Million 1. INTRODUCTION This report shows Zambia s direction of merchandise trade for the fourth quarter of 2009 compared with the corresponding quarter in 2008. Revised 1 statistics,
More informationBrochure More information from http://www.researchandmarkets.com/reports/1339929/
Brochure More information from http://www.researchandmarkets.com/reports/1339929/ The 2011 World Forecasts of Machine Tools That Remove Material by Laser or Light, Photon, Ultrasonic, Electro-Discharge,
More informationReport on Government Information Requests
Report on Government Information Requests January - June, Apple takes our commitment to protecting your data very seriously and we work incredibly hard to deliver the most secure hardware, software and
More informationBuilding Partnerships that Last. Marketing and Distribution Services. for. Insurance, Investment and Software Providers
Building Partnerships that Last Marketing and Distribution Services for Insurance, Investment and Software Providers Daelman Consulting: building partnerships that last...4-5 What Daelman Consulting brings
More informationU.S. Trade Overview, 2013
U.S. Trade Overview, 213 Stephanie Han & Natalie Soroka Trade and Economic Analysis Industry and Analysis Department of Commerce International Trade Administration October 214 Trade: A Vital Part of the
More informationSenate Committee: Education and Employment. QUESTION ON NOTICE Budget Estimates 2015-2016
Senate Committee: Education and Employment QUESTION ON NOTICE Budget Estimates 2015-2016 Outcome: Higher Education Research and International Department of Education and Training Question No. SQ15-000549
More informationInternational Call Services
International Call Services Affordable rates for business calls. Wherever you are in the world. We ve got plenty to say when it comes to staying in touch when you re overseas. We have agreements with 443
More informationINTERNATIONAL TRADEMARK REGISTRATION UNDER THE MADRID PROTOCOL
INTERNATIONAL TRADEMARK REGISTRATION UNDER THE MADRID PROTOCOL Presented to The American Bar Association Spring Meeting Washington, D.C., April 24, 2013 Bruce Alexander McDonald BUCHANAN INGERSOLL & ROONEY
More informationList of tables. I. World Trade Developments
List of tables I. World Trade Developments 1. Overview Table I.1 Growth in the volume of world merchandise exports and production, 2010-2014 39 Table I.2 Growth in the volume of world merchandise trade
More informationHow does a venture capitalist appraise investment opportunities?
1 How does a venture capitalist appraise investment opportunities? Michael Queen - Finance Director, 3i Group plc A presentation to: 23 Pensions Convention 2 June 23 A How presentation does a venture to:
More informationrelating to household s disposable income. A Gini Coefficient of zero indicates
Gini Coefficient The Gini Coefficient is a measure of income inequality which is based on data relating to household s disposable income. A Gini Coefficient of zero indicates perfect income equality, whereas
More informationThe VAT & Invoicing Requirements Update March 2012
The VAT & Invoicing Requirements Update March 2012 Indirect taxes are a massive potential expense. For buyers and sellers of goods and services, how invoices are prepared and processed can affect a company's
More informationTriple-play subscriptions to rocket to 400 mil.
Triple-play criptions to rocket to 400 mil. Global triple-play criptions will reach 400 million by 2017; up by nearly 300 million on the end-2011 total and up by 380 million on the 2007 total, according
More information2011 ICT Facts and Figures
The World in 211 ICT Facts and Figures One third of the world s population is online 45% of Internet users below the age of 25 Share of Internet users in the total population Users, developed Using Internet:
More informationConnected Life. Connected Life TNS
2016 Exploring how connectivity is changing the lives of consumers across the planet; representing 90% of the online population 50 markets 60,500 consumers 2 The sample profile of regular weekly internet
More informationUNIT TRUST Risk Rating
1 * LYXOR ASSET MANAGEMENT ADEQUITY TRUST- LYXOR CHINA A FUND Medium-to-high 2 * LYXOR ASSET MANAGEMENT ADEQUITY TRUST- LYXOR DYNAMIC WATER FUND Medium-to-high 3 * LYXOR ASSET MANAGEMENT ADEQUITY TRUST-
More informationMERCER GLOBAL FINANCIAL SERVICES EXECUTIVE COMPENSATION SNAPSHOT SURVEY JUNE 2015
MERCER GLOBAL FINANCIAL SERVICES EXECUTIVE COMPENSATION SNAPSHOT SURVEY JUNE 2015 Contents 1. OVERVIEW... 3 1.1. About the Survey... 3 1.2. Definitions... 3 1.3. Confidentiality... 3 1.4. If You Have Questions...
More informationTHE FOREIGN EXCHANGE JOINT STANDING COMMITTEE Threadneedle Street London EC2R 8AH
THE FOREIGN EXCHANGE JOINT STANDING COMMITTEE Threadneedle Street London EC2R 8AH In October 2011, 30 financial institutions active in the UK foreign exchange market participated in the fifteenth published
More informationLogix5000 Clock Update Tool V2.00.36. 12/13/2005 Copyright 2005 Rockwell Automation Inc., All Rights Reserved. 1
Logix5000 Clock Update Tool V2.00.36. 1 Overview Logix5000 Clock Update Tool 1. 1. What is is it? it? 2. 2. How will it it help me? 3. 3. How do do I I use it? it? 4. 4. When can I I get get it? it? 2
More informationKnow the Facts. Aon Hewitt Country Profiles can help: Support a decision to establish or not establish operations in a specific country.
Aon Hewitt Country Profiles Your eguide to employment requirements and practices Profiles for nearly 90 countries worldwide Risk. Reinsurance. Human Resources. Know the Facts Whether you are a newcomer
More informationRETIREMENT PLAN BROKERAGE SERVICES ERISA 408(B)(2) DISCLOSURE INFORMATION APPLICABLE FOR ERISA RETIREMENT PLANS
This information is being provided to you as the sponsor or other responsible fiduciary of a retirement plan ( Plan ) subject to the Employee Retirement Income Security Act of 1974 ( ERISA ) that maintains
More informationBuilding a Global Internet Company: Driving Traffic to Your Site. Benjamin Edelman Harvard Business School
Building a Global Internet Company: Driving Traffic to Your Site Benjamin Edelman Harvard Business School Mumbai, India January 20, 2012 About me Assistant Professor, Harvard Business School Teaching:
More informationGLOBAL. 2014 Country Well-Being Rankings. D Social (% thriving) E Financial (% thriving) F Community (% thriving) G Physical (% thriving)
0 0 GLOBAL 0 Country Rankings 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 : >0.0% 0.% 0.0% 0.% 0.0% 0.% 0.0% 0.0% A Country s global rank B in three or more elements of well-being C (% thriving) D (% thriving) E
More informationGlobal Marine Insurance Report 2008
Global Marine Insurance Report 28 Astrid Seltmann Facts & Figures Committee Analyst/Actuary, CEFOR, Norway Report on marine insurance premiums 26 and 27 By end of August 28, 49 of 54 members (ex 45 of
More informationSOA International Experience Survey Embedded Value Financial Assumptions
SOA International Experience Survey Embedded Value Financial Assumptions By Charles Carroll 1, William Horbatt and Dominique Lebel 2 Starting in 2003, the Society of Actuaries International Experience
More informationTable 1: TSQM Version 1.4 Available Translations
Quintiles, Inc. 1 Tables 1, 2, & 3 below list the existing and available translations for the TSQM v1.4, TSQM vii, TSQM v9. If Quintiles does not have a translation that your Company needs, the Company
More informationAlternative Investment Fund Managers. Entwicklungen
FMA Aufsichtskonferenz 27. September 2010, Wien Alternative Investment Fund Managers Richtlinieaktueller Stand und zukünftige Entwicklungen Peter De Proft Director General "EFAMA Land" 26 Countries: 22
More informationEmployment Report 2014
Employment Report 2014 2013/14 Class Profile The Department of Finance is home to 250 Masters students across five degree programmes: MSc Finance (Full-time), MSc Finance and Economics, MSc Finance and
More informationOrder Execution Policy - Citco Bank Nederland N.V.
Order Execution Policy - Citco Bank Nederland N.V. 1. Objective of Policy The objective of the Policy is to summarize the arrangements that Citco Bank Nederland N.V. ( CBN ) has established in order to
More informationMAUVE GROUP GLOBAL EMPLOYMENT SOLUTIONS PORTFOLIO
MAUVE GROUP GLOBAL SOLUTIONS PORTFOLIO At Mauve Group, we offer a variety of complete employee management services such as Global Employment Solutions (GES), Professional Employment Outsourcing (PEO),
More informationOur journey to a single global brand. Dr. Manfred Stuettgen, Global Head of Branding Lugano, March 11, 2011
Our journey to a single global brand Dr. Manfred Stuettgen, Global Head of Branding Lugano, March 11, 2011 Management Summary Credit Suisse provides financial solutions to private and corporate clients
More information