Insurance Quote. Licenced to Kill Limited Level 1, MI Six Street Octopussy, Goldfinger

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1 007 Licenced to Kill Limited Level 1, MI Six Street Octopussy, Goldfinger November 2012 Sean Connery & Miss Moneypenny 45 International Espionage Street Surveillance Court Spy Valley 1007 Dear Sean & Miss Insurance Quote Thank you for the opportunity to provide you with a quote for your insurance cover. Please find our report and recommendations attached. It is important that you take the time to digest the details and let us know if you find any errors or omissions as they may affect the appropriateness of our recommendations. The report and our recommendations are based on the limited information provided to us and as such does not constitute full advice. We look forward to discussing the report and the next steps with you. In the meantime, please do not hesitate to call me if you would like further information or a more detailed analysis of your personal financial situation. Yours sincerely James Bond Registered Financial Adviser Licenced to Kill Limited

2 INSURANCE QUOTE for Sean Connery & Miss Moneypenny 08 November 2012 Prepared by James Bond FSP: 007 Licenced to Kill Limited Level 1, MI Six Street Octopussy, Goldinger kill.co.nz

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4 INTRODUCTION Thank you for the opportunity to provide a quote for your personal insurance cover. This report has been based on the information you provided to us and our understanding of your insurance requirements. Our recommendations have been based on this information so please advise as soon as possible if you identify any errors or omissions. PERSONAL DETAILS These are the personal details you gave us: Life Insured Life Insured Name: Sean Connery Miss Moneypenny Date of Birth 07/07/ /03/1967 Age Next Birthday: Gender: Male Female Smoker Status: Smoker Non-Smoker Occupation: 1B - White Collar Professional - High Earning Execs. Manager (Administration only) SCOPE OF ADVICE This quote for insurance is provided to you on a limited advice basis. We have not conducted a full analysis of your needs and/or current situation because <explain the reasons why a full needs analysis was conducted.> You have requested a quote for the following types of insurance cover: Type Life Trauma Total Permanent Disability (TPD) Event Untimely death or terminal illness Provides a lump sum payment if the life insured dies or is diagnosed with a terminal illness Critical illness or major trauma Provides a lump sum payment if the life insured is diagnosed with certain specified medical conditions (e.g. serious heart attack, stroke, cancers etc Permanently disabled Provides a lump sum payment if the life insured becomes totally and permanently incapacitated through injury or illness

5 WHAT MY ADVICE DOES NOT COVER You have asked us not to provide any advice for the following events: Type Event Income Protection (IP) Income Continuation (IC) Health/Medical General Insurance Unable to earn income due to a long term illness or disability In the event the life insured is permanently or temporarily disabled resulting from either sickness or accident, a percentage of earned income will be received as a monthly payment for the period where the life insured is unable to earn income Provides an income benefit in event of death Provides an income to the life insured s family in the event of the life insured s untimely death. This may be for a specified number of years or until age 65 Expenses related to health issues Contribution to hospital or surgical bills in a private hospital in the event of needing medical treatment. Additional services such as physiotherapy, diagnostics and general medical costs may also be covered Insurance relating to various potential losses such as theft or damage, excluding Life insurance

6 DETAILS OF INSURANCE QUOTE The following are details of the insurance cover you have asked us to quote for: Sean: Life Sum Insured $900,000 Premium Type Stepped TPD Sum Insured $700,000 Occupation Any Standalone or Linked Linked to Life Trauma Sum Insured $800,000 Premium Type Stepped Standalone or Linked Linked to Life Miss: Life Sum Insured $850,000 Premium Type Stepped TPD Sum Insured $850,000 Occupation Any Standalone or Linked Standalone Premium Type Stepped Trauma Sum Insured $850,000 Premium Type Stepped Standalone or Linked Standalone RECOMMENDED PRODUCTS Taking into account the above information, our knowledge of the available products, their related scenario scores and premiums, we have listed below the recommended products and the reason why we have recommended them to you. Life Insured: Sean Recommended Product Partners Life - Protection Plan Life & TPD & Trauma Indicative Premium: $1,128.06/month Cover Type Sum Insured Life $900,000 TPD $700,000 Trauma $800,000 Why we selected Partners Life Protection Plan Life & TPD & Trauma: <adviser adds text explaining why they have selected this product and provider.>

7 Life Insured: Miss Recommended Product Asteron Life - Insurance Life Cover, TPD, Trauma w/ ETB Indicative Premium: $542.94/month Cover Type Sum Insured Life $850,000 TPD $850,000 Trauma $850,000 Why we selected Asteron Life Insurance Life Cover, TPD, Trauma w/ ETB: <adviser adds text explaining why they have selected this product and provider.>

8 IMPORTANT TO NOTE Disclaimer This report (quote for insurance) has been prepared on a confidential basis by Suzanne Baldwin of TNP Services Limited and remains current for 30 days from the time of compilation. We undertake to keep this information confidential and secure. This report is based on information provided by you and to the level and detail you have requested. Other information is sourced from within the financial services industry and is believed to be reliable and accurate. This is not a fully comprehensive insurance plan as we have only dealt with the areas of risk deemed by you to be of the greatest importance to you at this time. We have not undertaken a full needs analysis to ensure that the covers you have requested cover you for any unforeseen event so this report should not be considered a comprehensive assessment of your insurance needs. This quote for insurances and the recommended product summaries have been prepared using IRESS Risk Researcher insurance quoting and research software. While we strive to ensure these quotes and information are as accurate as possible, we do not warrant the accuracy or reliability of the information contained herein and accept no responsibility for any loss or damage whatsoever arising in any way for any representation, act or omission, whether expressed or implied. The quotes provided do not replace the need for final confirmation of quotes using the insurers own illustration software. Availability of insurance cover is subject to an application being approved and premiums can increase following insurer assessment for health or lifestyle reasons. Any descriptions of insurance products in this Report are intended to be brief summaries only. For full details please see the relevant insurer(s) policy documents. If you proceed with purchasing any personal insurance cover through us then, unless otherwise stated, we will receive an income by way of commission paid to us by the insurance company. Privacy Act 1. The Privacy Act 1993 gives you the right to request access to and correction of your personal information. 2. Information provided by you and or any authorised agent, will be used by me and any members of my staff for the purpose of providing advice to you and may also be used by any: a. Product or service provider when implementing any of my/our recommendations or variations thereof; b. Compliance advisers, assessors or by any claims investigators who may need access to such information, and; c. Other professionals such as solicitors, accountants, finance brokers, financial planners when such services are required to complement this advice and as requested by you. d. The information will be held by us at: Level 1, MI Six Street Octopussy, Goldfinger 90210

9 CLIENT ACKNOWLEDGEMENT Agreed Course of Action Our Recommendations Life Insured: Sean Recommended Product: Partners Life - Protection Plan Life & TPD & Trauma Recommendation Changes to Recommendation Cover Type Sum Insured Taken in Full & Reasons for Change Indicative Premium: $1,128.06/month No Action Taken Life $900,000 TPD $700,000 Trauma $800,000 Life Insured: Miss Recommended Product: Asteron Life - Insurance Life Cover, TPD, Trauma w/ ETB Cover Type Sum Insured Recommendation Taken in Full Changes to Recommendation & Reasons for Change Indicative Premium: $542.94/month No Action Taken Life $850,000 TPD $850,000 Trauma $850,000

10 AUTHORITY TO PROCEED Before you sign this authority, we would like to check WE have done the following: Tick to confirm Discussed this limited advice report in a way that you understand and have satisfactorily answered your questions Discussed the risks involved in our recommendations Discussed any fees you will have to pay Before you sign this authority, we would like to check YOU have done the following: Tick to confirm Read this limited advice report & Disclosure Statement we have given you and acknowledge that you will read the application forms carefully before signing and advise us of any variances Checked that your information is accurate Asked us any questions you may have You acknowledge it is important that you notify us of any changes to your personal circumstances so that we can update our recommendations and make any necessary changes to your insurance cover in a timely fashion. Signed: Date: Sean Connery Signed: Date: Miss Moneypenny Signed: Date: James Bond for and/or on behalf of Licenced to Kill Limited

11 APPENDIX: PREMIUM COMPARISONS The following table compares the scores for the insurance products and their monthly premiums. The Scenario Score reflects weightings given to each product for Core Provisions (features that are a fundamental for the type of cover) and Supplementary Provisions (value added features or definitions that are secondary when determining the need to purchase this type of risk product). The higher the score is to 100, the better the product features and benefits. Please note that premiums are not factored in when determining these scores. Premium Comparisons for Sean: Sean Life with linked TPD/Trauma Product Name Insurance Life Cover & TPD & Trauma w/ ETB Scenario Score (Core/Supp) Premium 89 / 90 $1, Insurance Life Cover & TPD & Trauma 88 / 83 $1, TotalCare Max Personal Life Cover & TPD & Comprehensive Living w/ Early Cancer Upgrade Life 360 Life Cover & Permanent Disability & Trauma w/ Adv. Cancer Assurance Extra Life Cover & Complete Disablement & Trauma Risk Protection Life & Disablement & Trauma Life 360 Life Cover & Permanent Disability & Trauma TotalCare Max Personal Life Cover & TPD & Comprehensive Living Lifetrack Life Cover & Disability & Vital Plus Crisis Protection Plan Life & TPD & Trauma 81 / 89 $1, / 89 $1, / 88 $1, / 86 $1, / 89 $1, / 89 $1, / 87 $1, / 90 $1,128.06

12 Premium Comparisons for Miss: Miss Package Product Name Insurance Life Cover, TPD, Trauma w/ ETB Scenario Score (Core/Supp) Premium 95 / 96 $ Insurance Life Cover, TPD, Trauma 93 / 89 $ TotalCare Max Personal Life Cover, TPD, Comprehensive Living w/ Early Cancer Upgrade Platinum Plus Life Assurance, TPD, Trauma TotalCare Max Personal Life Cover, TPD, Comprehensive Living Protection Plan Life, TPD, Trauma Life 360 Life Cover, Permanent Disability, Trauma w/ Adv. Cancer Lifetrack Life Cover, Disability, Vital Plus Crisis Risk Protection Life, Disablement, Trauma TotalCare Max Personal Life Cover, TPD, Essential Living 92 / 95 $ / 95 $ / 95 $ / 96 $ / 95 $ / 93 $ / 92 $ / 47 $456.22

13 PREMIUM COMPARISON CHARTS The following charts illustrate the comparison between insurance provider premiums for the first year and on a cumulative basis. COMPARISON OF FIRST YEAR PREMIUMS Life with linked TPD/Trauma Cover for Sean: Recommended product: Partners Life - Protection Plan Life & TPD & Trauma CUMULATIVE PREMIUMS (TO AGE 60) Life with linked TPD/Trauma Cover for Sean: Recommended: Partners Life - Protection Plan Life & TPD & Trauma

14 COMPARISON OF FIRST YEAR PREMIUMS Package Cover for Miss: Recommended product: Asteron Life - Insurance Life Cover, TPD, Trauma w/ ETB CUMULATIVE PREMIUMS (TO AGE 60) Package Cover for Miss: Recommended: Asteron Life - Insurance Life Cover, TPD, Trauma w/ ETB

15 RECOMMENDED PRODUCT SUMMARY The following is a brief summary of the key features and details for each of the insurance products we have recommended to you. Partners Life - Protection Plan Life & TPD & Trauma General Description The Partners Life Protection Plan offers a range of protection benefits, such as: > Life cover which provides a lump sum payment in the event of death or diagnosis of a terminal illness. > TPD cover provides a lump sum payment should you completely lose your ability to ever work again (or carry on your normal tasks, if you are not employed), as a result of illness or injury. TPD Cover may be taken on an Accelerated or Stand Alone Basis. 31/05/ /09/2012 > Trauma cover provides a lump sum payment should you suffer one of the covered conditions and is also offered on an Accelerated or Stand Alone Basis. > Income Protect provides a financial safety net should you suffer a total or partial disability which causes a reduction in your ability to earn your normal income and which lasts longer than the chosen waiting period. Cover is provided on an Agreed value or Indemnity basis. Partners Life also provides Mortgage Repayment Insurance Cover which helps to protect the regular monthly mortgage repayments on your home, or investment properties, so that should you suffer an accident or sickness, or you are hospitalised, your mortgage is covered. > Private medical cover provides the funding to enable you to have private hospital treatment whenever you require more immediate access or a broader range of treatment options than are available to you through the public health system. Package Release Date: Date Last Updated: Product Specification Issue Ages Life Ages 11 to 71 (next birthday) Please note: Partners Life will consider cases outside the maximum entry age, subject to varied commission terms. Issue Ages TPD Ages 17 to 56 (next birthday) Please note: Partners Life will consider cases outside the maximum entry age, subject to varied commission terms. Issue Ages Trauma Ages 11 to 71 (next birthday) Please note: Partners Life will consider cases outside the maximum entry age, subject to varied commission terms. Expiry Ages Life The policy provides cover for life, so there is no upper age limit. Expiry Ages TPD Accelerated TPD: No expiry Stand Alone TPD: Age 65 Expiry Ages Trauma The policy provides cover for life, so there is no upper age limit.

16 Minimum Premium $15.00 per month Minimum Sums Insured Subject to minimum premium amount above Maximum Sums Insured Life: No limit TPD:$5,000,000 [$3,000,000 Own Occupation + $2,000,000 Any Occupation] Trauma:$3,000,000 Income Protect & Mortgage Repayment: $40,000 per month [Amounts in excess of $30,000 per month must be taken on a 2 year benefit period] Payment Options Frequency: Yearly, Half-yearly, Monthly, Fortnightly and Weekly Method: Direct Debit, Credit Card [excluding American Express] or Cheque Premium Structure * Yearly stepped premium * Level to age 65 * Level to age 80 Payment Loading Not applicable Policy Fee Yearly: $ Half-yearly: $59.70 Monthly: $9.95

17 Asteron Life - Insurance Life Cover, TPD, Trauma w/ ETB General Description The following provides a summary of the Insurance solutions offered by Asteron: > Asteron SmartLife & SmartBusiness offers a range of products designed to provide you and your survivors with financial relief in the event of premature death, disablement or serious illness: - Life & Terminal Illness Cover provides a lump sum benefit in the event that you die or are diagnosed as being terminally ill and death is likely to occur within 12 months. - Total & Permanent Disablement Cover By adding TPD to your SmartLife policy, you will receive a lump-sum payment should you suffer a sickness or injury that renders you Totally and Permanently disabled. Accelerated and Stand Alone options are available. - Trauma Cover provides a lump-sum benefit in the event you are diagnosed with a serious medical condition, such as Cancer, Heart Attack or Stroke. SmartLife also offers a 'Early Trauma Benefit' option that provides a range of additional partial benefits for specific medical conditions. > Asteron Income Protection is designed to pay up to 75% of your income if sickness or injury prevents you from being 04/06/2007 able to work. Asteron Income Protection 03/07/2012 includes a number built in benefits to assist you if you are unable to earn an income. Income Protection is offered on the following basis: i) Agreed Value which provides the monthly amount insured less offsets ii) Indemnity provides a benefit that is equal to the lesser of the monthly benefit insured amount and 75% of Pre-Disability Earnings iii) Loss of Earnings which provides a benefit that is equal to the greater of the monthly benefit insured; and Pre-Disability Earnings less Offsets, multiplied by 75% iv) Loss of Earnings Plus which provides a benefit that is equal to the greater of the monthly benefit insured amount less offsets and Pre-Disability Earnings less Offsets, multiplied by 75% > Asteron Business Expenses is designed to pay an amount to reimburse business expenses if an insured event occurs, for example, you are severely disabled, while cover is in place. Package Release Date: Date Last Updated: Product Specification Issue Ages Life Stepped: Ages 11 to 75 (next birthday) Level: Ages 25 to 65 (next birthday) Expiry Ages Life Age 99 Issue Ages TPD Stepped: Ages 17 to 65 (next birthday) Level: Ages 25 to 65 (next birthday) Expiry Ages TPD Age 99 Note: "Level" premiums cease on the anniversary of your policy when you are 80. After this time, your premiums will be calculated on a stepped basis.

18 Issue Ages Trauma Stepped: Ages 17 to 65 (next birthday) Level: Ages 25 to 60 (next birthday) Minimum Premium Yearly: $ Half Yearly: $72.50 Quarterly: $37.50 Monthly: $12.50 Maximum Sums Insured Term : No maximum TPD (Any/Own): $3,000,000 TPD (Modified): $5,000,000 Trauma: $2,000,000 Expiry Ages Trauma Age 70 Note: "Level" premiums cease on the anniversary of your policy when you are 65. After this time, your premiums will be calculated on a stepped basis. Minimum Sums Insured Term: Subject to minimum premium requirements. TPD: Subject to minimum premium requirements. Trauma: $5,000 Income Protection/Business Expenses: Subject to minimum premium requirements Mortgage Repayment: $500 per month Business Disability Cover: $2,000 per month Premium Structure Lump Sum: Stepped or Level Income Protection/Business Expenses/Business Disability Cover: Stepped Income protection: - 75% of the first $250,000 of annual insurable income; - 50% of the next $150,000; and - 25% of the balance. Mortgage Repayment: $5,000 per month Business Expenses: Up to $200,000 p.a. before tax Business Disability Cover: $20,000 per month Payment Options Yearly, Half Yearly, Quarterly: Cash/Cheque, Credit Card, Direct Debit Monthly: Credit Card or Direct Debit Payment Loading An instalment fee applies if you choose to pay more frequently than annually. The loading is 3% of the annual premium for half yearly cases and 5% for all other premium frequencies. Policy Fee No Policy Fee