POWER ACCOUNT FEATURES

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2 POWER ACCOUNT FEATURES All three credit cards include exclusive programs and services. 6 Price protection and extended warranty programs Free identity theft resolution services Zero liability protection for fraudulent charges Discounts on dining, shopping, and travel with MasterCard Priceless Cities POWER PACK Open a Power Checking account to get rewarded for more purchases! Points from your credit card and checking account automatically combine, so you earn rewards fast. 7 Earn 1 point for every $2 spent on signature purchases with a Power Checking account + or = MORE REWARDS

3 Get Rewarded Earn 3 points for every $1 spent on gas, travel, and dining Earn 1 point for every $1 spent on all other purchases Receive 10% annual point bonus on the points you earn 1 Redeem points online for cash back, travel, and gift cards Earn unlimited points (no cap) Start with a Bonus Receive 2,500 bonus points when you spend $500 in the first 90 days of account opening 2 Save Money Travel Perks No foreign transaction fee No travel blackout dates or seat restrictions Trip cancellation and travel accident insurance 0% APR for the first 6 months 3

4 POWER REWARDS CREDIT CARD Get rewarded for your everyday purchases. Get Rewarded Earn 1 point for every $1 spent on all purchases Redeem points online for cash back, travel, and gift cards Save Money POWER CREDIT CARD APR as low as 6.49% on purchases and cash advances. 5 Low interest

5 Corporate Headquarters La Cantera Pkwy. San Antonio, TX P.O. Box San Antonio, TX ssfcu.org SSFCU Membership eligibility required. Over 2,600 ways to join. APR = Annual Percentage Rate. Annual Percentage Rate is based on credit worthiness. Visit a branch or ssfcu.org for details. Federally insured by the NCUA. 1) Receive 10% annual point bonus on the points earned in one year with the Power Travel Rewards Credit Card. Annual bonus is calculated on anniversary date of account enrollment and credited to the rewards account within 30 days. Annual bonus does not apply to transferred points, combined points from a Power Checking account, or rollover points from previous year. Please refer to the Security Service Federal Credit Union Rewards Program agreement for complete details. 2) Introductory 2,500 bonus points offer applies when $500 is spent on card within the first 90 days of account opening. Upon meeting this requirement, bonus points will be automatically deposited into your rewards account. 3) The introductory 0% APR is only available on transactions performed within the first 6 months of the account being opened. The 6-month 0% APR period for each category (i.e. purchases, balance transfers, and cash advances) begins on the date of the first transaction for that category and continues until the end of the 6th billing cycle of the first transaction for that category. 4) Restrictions apply. Please refer to the Credit Card Rate Agreement for current balance transfer rates and complete details. 5) Subject to credit approval. Other rates may apply based on credit worthiness. 6) For complete details, please refer to MasterCard Guide to Benefits for Credit Cardholders. MasterCard is a registered trademark of MasterCard International Incorporated. 7) Points earned with a Security Service Power Checking account and Power Rewards or Power Travel Rewards Credit Card will be automatically combined if the checking account is enrolled in the Points Program. Other fees may apply. For complete details, visit ssfcu.org. 0414_0091_BR / SSBR017-7/14