Credit Suisse Invest The New Investment Advisory Service

Transcription

1 Credit Suisse Invest The New Investment Advisory Service

2 Focused on your needs Credit Suisse Invest Mandate Expert Partner Compact 2 / 20

3 4 Good Reasons Get what you expect from investment advisory services. 6 Credit Suisse Invest An Overview Select the investment solution that suits you perfectly. 8 Credit Suisse Invest Mandate Professional asset management: the optimal way to implement your investment strategy. 10 Credit Suisse Invest Expert A finger on the market pulse: the solution for sophisticated investors. 12 Credit Suisse Invest Partner Seizing opportunities and identifying risks: the solution for demanding investors. 14 Credit Suisse Invest Compact To the point: the compact investment solution. 16 Our Combined Expertise Find out which service levels you can use. 3 / 20

4 Good Reasons Get What You Expect from Investment Advisory Services With Credit Suisse Invest, the choice is yours. You decide on the frequency of advice that s right for you, how your portfolio is monitored, and your access to investment ideas. 4 / 20

5 Customized Advice You benefit from support tailored entirely to your needs. Depending on the solution, you decide whether you would like an additional investment expert on hand alongside your personal advisor. You also determine how intensively your investment portfolio is monitored and how often you wish to receive investment proposals. Transparent Pricing With clearly defined and transparent pricing, you receive professional advice and a client-focused service at attractive conditions. Thanks to Credit Suisse Invest, you know the price of each service you receive. Global Expertise Take advantage of direct access to the full breadth of investment expertise at Credit Suisse, as well as the investment products that we have carefully selected. Our informative and detailed research publications keep you up to date on market developments and investment ideas. Our Formula for Your Investment Success: Structured Advice Combined with Expert Knowledge Professional, individual advice is the best possible asset when it comes to a successful investment strategy. Whichever personal investment objective you set for yourself, with the structured advisory process at Credit Suisse, you re on the right track. Your personal advisor will be happy to take the time to discuss your current situation and your plans for the future. Once your needs and objectives have been analyzed in detail, you and your advisor will work together to develop your personal risk profile and the appropriate investment strategy derived from that profile. Regular assessments of your current situation in one-on-one discussions mean that your advisor knows and takes account of any changes in your personal circumstances, so your strategy and portfolio can be adapted accordingly. After all, if you re going to make the right investment decisions decisions that are tailored to your individual needs then you ll need access to up-to-date information that you can rely on. Our experts from Investment Strategy and Research analyze developments and changes in the international markets, and can therefore offer you global and in-depth financial expertise. Equipped with this information, you can respond in the best possible way to every change in the market, every time. Using various quantitative and qualitative analyses, as well as ongoing review processes, our product experts regularly draw up a list of recommended investment products. This includes only those proposals that meet our high standards in the long term, whether the products are from Credit Suisse or from other providers. 5 / 20

6 Credit Suisse Invest An Overview Select the Investment Solution That Suits You Perfectly With Credit Suisse Invest, we have defined a new model of advisory services that is precisely tailored to your individual needs. With our four investment solutions Mandate, Expert, Partner, and Compact you benefit from the full breadth of investment expertise at Credit Suisse. We actively involve you in our investment advisory services right from the start, helping you to find your ideal investment solution. Support and Interaction With all our investment solutions, a personal advisor is available to you at all times as a single point of contact. The model of advisory services that you choose determines the frequency of interaction with your advisor, and you can even call in an additional Credit Suisse investment expert. Monitoring and Reporting All our investment solutions include an annual investment and performance history. Depending on which investment solution you choose, you benefit from additional reports and timely information on your portfolio quality resulting from our portfolio monitoring. Ideas and Services According to your personal preference, you choose whether and how often you wish to be made aware of investment opportunities on offer. In doing so, depending on the solution, you benefit from a carefully selected range of analyses and trading recommendations provided by our experts. Pricing and Transparency Credit Suisse Invest stands out thanks to its simple and transparent pricing. In addition, you can benefit from attractive transaction fees and access to retrocession-free investment funds. 6 / 20

7 Mandate Expert Partner Compact Objective Professional asset management: the optimal way to implement your investment strategy. A finger on the market pulse: the solution for sophisticated investors. Seizing opportunities and identifying risks: the solution for demanding investors. To the point: the compact investment solution. Service With the Mandate investment solution, you decide on the appropriate investment strategy and delegate the management and ongoing portfolio monitoring of your assets to our investment experts. Under the Expert investment solution, in addition to your personal advisor as a central point of contact, you have access to a specialist investment expert who works with you to define and implement your customized investment strategy. With the Partner investment solution, you are in regular contact with your personal advisor, your portfolio is periodically monitored, and you receive frequent and useful information on your current portfolio quality. The Compact investment solution offers an easy-tounderstand service for covering your basic investment needs. Once per year, you discuss your portfolio with your personal advisor in order to review your investment strategy and investments. = low intensity = high intensity 7 / 20

8 Credit Suisse Invest Mandate Professional Asset Management: the Optimal Way to Implement Your Investment Strategy Credit Suisse Invest Mandate is our discretionary mandate solution. You decide for yourself on the appropriate investment strategy and delegate the management of your assets to a highly specialized team of investment experts. You retain constant control over your portfolio and can adjust your strategy at any time. Our Portfolio Management service implements investment decisions regularly, and promptly takes on the execution of your strategy. You receive regular and easy-to-understand reports informing you of the investment decisions made and the performance of your portfolio. Your Needs You want to decide on your own investment strategy but leave its implementation to our asset management experts A clearly structured and transparent investment process is important to you You want to retain control over the development of your investments at all times You attach great importance to constant monitoring of your portfolio 8 / 20

9 Overview of Services Support and Interaction Credit Suisse Invest Mandate clients benefit from a personal advisor and our global team of investment experts. In addition to comprehensive analysis and long-term optimization of your assets, you have access to financial planning at a preferential price. Monitoring and Reporting Your portfolio is continuously monitored and optimized by our Portfolio Management team. You receive regular and comprehensive information on all your investments and their performance. Four times per year, you receive an investment report. In addition, you receive a tax statement, which includes a complete overview of all income and assets and can thus be used for tax purposes. Ideas and Services As a Mandate client, you have access to analyses and in-depth assessments of the most important market developments from a single source. You also receive regular invitations to exclusive events. 9 / 20

10 Credit Suisse Invest Expert A Finger on the Market Pulse: the Solution for Sophisticated Investors 10 / 20

11 With our Credit Suisse Invest Expert investment solution, you experience investment advisory services at the highest level and across all asset classes. In addition to your personal advisor as central point of contact, we provide an experienced investment consultant as a specialized investment expert. As a member of a regional Investment Consulting team, the consultant offers a high level of availability. As a result, you receive in-depth advice and access to a broad investment universe from a single source. Your Needs In addition to your client advisor, you would like direct access to your personal investment consultant You are looking for ways to respond quickly and directly to market opportunities You want the ability to adapt your investment strategy dynamically at any time You expect direct access to global markets and wish to benefit from a broad investment universe and expert knowledge Overview of Services Support and Interaction Besides your personal advisor, you can count on the assistance and expertise of an experienced investment consultant. This consultant works with you to devise your unique investment strategy and how to implement it with preferred investments. Furthermore, we grant you access to additional product experts and, with this exclusive investment solution, you receive financial planning at a preferential price. Monitoring and Reporting The portfolios of the Credit Suisse Invest Expert clients are reviewed regularly. Accordingly, the portfolio quality is recalculated daily on the basis of a range of factors. Thanks to the latest simulation programs, we show you how historical market events would affect the performance of your portfolio today. You receive a transparent investment report as frequently as you choose, and thereby obtain extensive information on all your investments and their performance. Meanwhile, you benefit from customized pricing notifications. Included in the price is an annual tax statement, for which you can choose the date of issue to fit your filing deadline. Ideas and Services Your personal investment consultant provides access to strategic and tactical investment ideas from Credit Suisse. He or she contacts you proactively, or you can get in touch simply by telephone or . Naturally, you also receive a series of exclusive publications with market assessments from our investment and research experts. Several times per year, a portfolio review with customized trading recommendations takes place for the purpose of optimizing your portfolio. You can also take the opportunity to attend exclusive events regarding fascinating investment topics. 11 / 20

12 Credit Suisse Invest Partner Seizing Opportunities and Identifying Risks: the Solution for Demanding Investors With the aid of Credit Suisse Invest Partner, you can seize investment opportunities selectively without losing sight of the risks. A comprehensive report and regular information on portfolio quality help you with this. As a result, you can identify opportunities and risks in your portfolio at an early stage and make any necessary changes. Your personal advisor supports you in all investment-related inquiries and is your single point of contact for a comprehensive approach to your financial concerns. Your Needs You want a single point of contact for your investment decisions Regular portfolio monitoring is important to you, and you wish to be notified of any issues Active advice is key for optimizing your portfolio and reaping the benefits of market opportunities 12 / 20

13 Overview of Services Support and Interaction With Credit Suisse Invest Partner, your personal advisor proposes suitable investment strategies in a strategic personal consultation, based on your individual needs, preferences, and risk profile. You also receive financial planning at a preferential price as part of this investment solution. Monitoring and Reporting Every day, we perform a portfolio review on the basis of various factors. You can easily access the result online. Four times per year, we give you an investment report and a report on portfolio quality with comprehensive information on your investments and their performance. Using the latest simulation programs, we show you at your personal consultation how historical market events would affect the performance of your portfolio today, and discuss any necessary corrective actions with you. Finally, as a client of this investment solution, you receive a complete tax statement every year. Ideas and Services As a Credit Suisse Invest Partner client, you receive access to strategic investment ideas via your personal advisor and a regular newsletter. If you so desire, we can conduct a portfolio review with you and use it to create customized trading recommendations to optimize your portfolio. 13 / 20

14 Credit Suisse Invest Compact To the Point: the Compact Investment Solution 14 / 20

15 The Credit Suisse Invest Compact investment solution offers an uncomplicated service for covering your basic investment needs. Your personal advisor supports you expertly and effectively in all investment-related inquiries and is your single point of contact for a comprehensive approach to your financial concerns. Above all, Credit Suisse Invest Compact clients value the easy-tounderstand and highly efficient nature of the personal consultation. Your Needs You want a single point of contact for your investment decisions A simple, understandable, and efficient investment approach is important to you You want your investment strategy and your portfolio to be reviewed from time to time Your investment needs are somewhat long-term Overview of Services Support and Interaction You benefit from a personal advisor. We identify the investment strategy that s best for you on the basis of your individual needs and by determining your personal risk profile. Monitoring and Reporting Once per year, we conduct a review of your portfolio and analyze the portfolio quality on the basis of a range of factors. Twice per year, you receive a clear investment report with extensive information on all your investments and their performance. Ideas and Services The strategic personal consultation, at which you discuss selected investment ideas with your personal advisor, takes place once per year. 15 / 20

16 Our Combined Expertise Find Out Which Service Levels You Can Use Interactive and Transparent Your Personal Consultation As a Credit Suisse client, you are actively involved in investment advisory services from the start. At a personal consultation with your advisor, you use a step-by-step process to find the investment solution that s best for you. The in-depth expertise of your certified advisor, various research reports, and product descriptions, as well as our specially developed tablet applications used at the personal consultation, assist in this process. Thanks to this modern and highly individual style of advice, we create a new advisory experience for you. Modern and User-Friendly Our Online Banking Our Online Banking service offers you a wide range of simple and secure options, often just a click away. Various portfolio monitoring functions are available for you to use. For example, you receive an overview of the performance of your investments easily and directly. Naturally, our Online Banking also provides you with an extremely efficient platform for fast and secure trading on over 60 stock exchanges around the world. 16 / 20

17 Detailed and Extensive Comprehensive Reports on Portfolio Quality The structure and quality of your portfolio are crucial for you as an investor. With regular reports on portfolio quality, you receive an overview of your portfolio and of potential risks and opportunities. With the Expert and Partner investment solutions, you are kept fully informed of the performance of your assets, as you can choose to receive the portfolio quality report several times per year by mail or via Online Banking. Accurate and Quick Automated Portfolio Quality Alerts Depending on the investment solution chosen and the defined investment advisory agreement, the quality of your portfolio is monitored by means of several indicators. If we notice developments that are relevant to you, we will notify you immediately in the case of the Expert and Partner investment solutions. This means that you can respond immediately and work with your advisor to devise a solution appropriate to your needs. You can also choose how to receive these notifications, whether through the mail or directly to your smartphone, via text message or / 20

18 Contact Please do not hesitate to contact us to arrange a personal consultation on the topic of investment. Visit us at a Credit Suisse branch near you. Our website at credit-suisse.com offers a branch finder that will lead you straight to us. Give us a call. We are available at from 7:30 a.m. to 5:30 p.m., Monday to Friday.* Contact us online at credit-suisse.com/invest * Please note that telephone conversations may be recorded. By making a call, you acknowledge your agreement with this business practice. 18 / 20

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20 CREDIT SUISSE AG P.O. Box CH-8070 Zurich credit-suisse.com The information provided herein constitutes marketing material. It is not investment advice or based on consideration of your personal circumstances and it does not constitute an offer or invitation to enter into any type of financial transaction. For further information and advice please contact your relationship manager. No guarantee is made regarding reliability or completeness of this document, nor will any liability be accepted for losses that may arise from its use. This document may not be distributed in the United States or given to any US persons (as defined by Regulation S of the US Securities Act of 1933, as amended). The same applies in any other jurisdiction except where compliant with the applicable laws. Copyright 2015 Credit Suisse Group AG and/or its affiliated companies. All rights reserved. SNLS