LIBERTY REALTY LLC Sales Rentals Investment Commercial

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1 The Association, while continuing the important Transition litigation against the Sponsor, has worked closely with a number of mortgage lenders to ensure there are very viable borrowing avenues for our existing Members and for those looking to purchase a condo at Hudson Tea. Below is an updated list of these companies; each having taken the time to understand the litigation and its importance and each confirming again today that they remain quite comfortable in servicing your needs at Hudson Tea. As many of you are aware Fannie Mae has a blanket prohibition on backing loans that exist at a building which has an ongoing litigation. So, the list below will help you avoid going down a time consuming and unfruitful path with lenders confined by those restrictions. By contrast, each of the below companies has either already completed a refinance on an existing loan here or has worked with a purchaser to secure a new loan. Combined they have completed over fifty transactions this past year and accomplished this by holding the loan in-house or by choosing to roll it to a bank unconfined by the prohibitive Fannie Mae guideline. TD Bank Daniela Zeithammel, AVP (Need to go through this TD branch) 1325 Hudson Street (201) Office (201) Fax Daniela.zeithammel@td.com Rates posted at: Clifton Savings Bank Stephen A. Hoogerhyde, Exec. Vice Pres. & CLO (973) x 101

2 (973) Fax or Linda Fisher, Vice President (973) x 102 lfisher@cliftonsavings.com or loans@cliftonsavings.com 4 Brighton Road, Suite 306 Clifton, NJ Rates posted at: Investors Home Mortgage A Wholly Owned Subsidiary of Investors Bank Tom McGurk Senior Loan Officer 249 Millburn Avenue Millburn, NJ (201) Cell (732) E-fax tmcgurk@myinvestorsbank.com Pinnacle Mortgage Inc. Michael Mundy

3 Senior Vice President NMLS # Hudson St., 4 th Floor (973) Office (973) Cell mmundy@pinnaclemortgage.biz 2 nd Location: 383 Ridgedale Avenue East Hanover, NJ (973) Office (973) Cell NJ Lenders Corp. Mortgage Bankers Charles Shulman, CPA Vice President 20 Sheridan Ave HoHoKus, NJ (201) Office (201) Cell

4 Licensed in NJ, NY, CT, PA, FL NMLS#21573 Prospect Mortgage Steven Luzzi Sr. Loan Officer NMLS # (201) Cell (201) Office ( Fax Neal Rudnick Loan Officer NMLS # (973) ( Fax Marine View Plaza, Suite 500 OTHER (Exceptions): M & T Bank

5 Will handle refinances on loans they already hold here. Richard Heese 295 Main Street Saugerties, NY (845) Cell (845) Office Wells Fargo Bank Is currently not lending on the building (confined by the Fannie Mae guidelines) however if you are a Wells Fargo Bank customer who maintains significant holdings with them, their Capital Markets Division has approved mortgage lending to at least two Association Members. If you feel you fall into that category you should reach out to them directly to discuss your lending needs. Good luck and if anyone has completed a transaction with an additional company not listed above then please reach out to Mike Henderson so he can speak with them and add them to the list of available options. Thank you.

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