Flood Insurance Rate Maps

Transcription

1 Town of Kittery Maine Town Council Public Workshop Federal Emergency Management Agency Flood Insurance Rate Maps April 7, 2014

2 Federal Emergency Management Agency (FEMA) Manages response to national emergencies/disasters. Administers National Flood Insurance Program.

3 National Flood Insurance Program Status $ Billions in debt. Congress eliminated subsidies. Owner pay full cost for flood insurance. Insurance price projected increases 18 to 25%.

4 National Flood Insurance Program Flood Insurance Rate Maps (FIRMs) What? Why? How Made? Issues? Response?

5 FEMA Flood Insurance Rate Maps (FIRMs) What? Identify areas where structures may be at risk of flooding.

6 FEMA Flood Insurance Rate Maps (FIRMs) Why? Identify owners that may or must need flood insurance.

7 FEMA Flood Insurance Rate Maps (FIRMs) How Made? Aerial Imagery Information & Calculations Kittery s current FIRM Preliminary FIRM

8 FEMA Preliminary FIRMs Kittery s Issues? Discrepancies in Mapping & Calculations

9 FEMA Preliminary FIRMs Kittery s Issues / Impacts? Approximately 75 structures Coastal Flood Area - 65 Non-Coastal Flood Areas Approximately 10 properties

10 FEMA Preliminary FIRMs Kittery s Issue? Principal structures proposed to be added to the Flood Hazard Area may not be subject to severe flooding.

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12 FEMA Preliminary FIRM What s an A, AE or VE Zone? A Zone - a flood hazard area without a base flood elevation determined. AE Zone - a flood hazard area. with a base flood elevation determined. VE Zone - a coastal flood zone with velocity hazard & with a base flood elevation determined.

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15 FEMA Preliminary FIRMs Comparison between Current and Preliminary FIRMs OVERVIEW MAPS

16 OVERVIEW OF PROPERTIES THAT MAY HAVE STRUCTURES THAT ARE NEWLY IMPACTED ALONG THE COAST FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM

17 OVERVIEW OF PROPERTIES THAT MAY HAVE STRUCTURES THAT ARE NEWLY IMPACTED INLAND FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM

18 FEMA Preliminary FIRMs Comparison between Current and Preliminary FIRMs DETAIL MAPS

19 FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM DETAIL MAPS

20 FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM D E TA I L M A P S

21 FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM D E TA I L M A P S

22 FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM D E TA I L M A P S

23 FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM D E TA I L M A P S

24 FEMA Preliminary FIRM Comparison between Current and Preliminary FIRM D E TA I L M A P S

25 FEMA Preliminary FIRMs Kittery s Issues? Discrepancies in Mapping within the preliminary A zones (Inland) and erroneous/unexpected elevations within the AE and VE (coastal) flood zones.

26 FEMA Preliminary FIRMs Kittery s Issues? NEW CASTLE Discrepancies in Mapping within the preliminary SPRUCE CREEK A zones (Inland) and erroneous/unexpected elevations within the AE and VE flood zones. SEAVEY IS. NORTH IS TO THE RIGHT

27 FEMA Preliminary FIRMs Kittery s Issues? Discrepancies in Mapping within the preliminary A zones (Inland) and erroneous/unexpected elevations within the AE and VE flood zones. NORTH IS TO THE RIGHT

28 FORT McCLARY FEMA Preliminary FIRMs Kittery s Issues? Discrepancies in Mapping within the preliminary A zones (Inland) and erroneous/unexpected elevations within the AE and VE flood zones. NORTH IS TO THE RIGHT

29 What s an A, AE or VE Zone? An A Zone is a flood hazard area without a base flood elevation determined. An AE Zone is a flood hazard area with a base flood elevation determined. An VE Zone is a coastal flood zone with velocity hazard with a base flood elevation determined NORTH

30 FEMA Preliminary FIRM What s an A, AE or VE Zone? An A Zone is a flood hazard area without a base flood elevation determined. An AE Zone is a flood hazard area with a base flood elevation determined. An VE Zone is a coastal flood zone with velocity hazard with a base flood elevation determined WATER DISTRICT

31 FEMA Preliminary FIRM What s an A, AE or VE Zone? An A Zone is a flood hazard area without a base flood elevation determined. An AE Zone is a flood hazard area with a base flood elevation determined. An VE Zone is a coastal flood zone with velocity hazard with a base flood elevation determined

32 FEMA Preliminary FIRM What s an A, AE or VE Zone? An A Zone is a flood hazard area without a base flood elevation determined. An AE Zone is a flood hazard area with a base flood elevation determined. An VE Zone is a coastal flood zone with velocity hazard with a base flood elevation determined

33 FEMA Preliminary FIRM What s an A, AE or VE Zone? An A Zone is a flood hazard area without a base flood elevation determined. An AE Zone is a flood hazard area with a base flood elevation determined. An VE Zone is a coastal flood zone with velocity hazard with a base flood elevation determined

34 FEMA Preliminary FIRM What s an A, AE or VE Zone? An A Zone is a flood hazard area without a base flood elevation determined. An AE Zone is a flood hazard area with a base flood elevation determined. An VE Zone is a coastal flood zone with velocity hazard with a base flood elevation determined

35 FEMA Preliminary FIRMs Kittery s Response? Coastal Area: Individual Appeal $3,000 to $10,000 Town Appeal $20,000

36 FEMA Flood Insurance Rate Maps Kittery s Response? Non - Coastal Area: Individual Appeal $3,000 to $10,000

37 Kittery s Response? Action/ Appeal? When? Mid April 2014? Then Within 90 Days

38 FEMA Flood Insurance Rate Maps Your Response? Action / Option per State MFMP? Get Flood Insurance When? Now/ Before new FIRMs Why? Priced at current premium amount.

39 Town of Kittery Maine Town Council Public Workshop Federal Emergency Management Agency Flood Insurance Rate Maps April 7, 2014