CAFIS REPORT

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1 CAFIS REPORT

2 INDEX Message CAFIS Inbound CAFIS Arch CAFIS Brain CAFIS Global What We Do About CAFIS Services for Member Stores Services for Card Companies Services for Financial Institutions From Development and Operation For the environment and society CAFISTORY DATA 45-46

3 MESSAGE Create The Future 03 04

4 CAFIS Evolves MESSAGE

5 MESSAGE CAFIS Inbound Asian Card Payment 01 TOPICS Dynamic Currency Conversion 02 Tax Free 03 Card Linked Offer 04 Asian Card Payment Keyword 01 Card Linked Offer Keyword 04 Tax Free Keyword 03 $ $ $ $ $ $ $ Keyword 02 Dynamic Currency Conversion 08

6 MESSAGE TOPICS CAFIS Arch CAFIS Arch 01 Further All - in - One 02 Flexibility & Expandability Inbound Tax Free Service Regional revitalization& Expandability of non-cash payment 10

7 TOPICS CAFIS Brain CAFIS Arch 01 BackgroundIncrease in 02 illegal network transaction Counterplan Need for judgment of the person 03 Optimal solutionimplement CAFIS Brain 12

8 CAFIS Global Asian Payment Network (APN) 01 Global development 02 ATM Internet Banking Mobile Banking POS Remittance APN NTTDATA ATM Internet Banking Mobile Banking POS Remittance TOPICS 14

9 What We Do 16 15

10 About CAFIS 18 17

11 CAFIS CDS 20 19

12

13

14

15 Please select transaction currency 1. USD 80 or 2. JPY 8,000 EXCHANGE RATE USD 1 = JPY

16 P 30 29

17 CAFIS 32 31

18

19 NETBANK 5. PaySpreme NEW CARD 36 35

20

21 From Development And Operation 40 39

22 For the environment and society

23 CAFISTORY Year 1984 Feb. Sep Sep. Dec Apr. Dec Oct Dec. Dec Dec Month Jun. Sep. Dec Feb Apr. Oct. Nov Mar Apr. Oct Oct Jan Jan. Jul. Oct. Jul. Sep. Oct. Feb. Jul. Aug. Jan. Apr. Jul. Sep Sep Apr. Jan. Apr. Jul. Feb. Jul. Oct. Nov Feb. Mar. May. Jun. Dec Jul. Sep. Oct May. Jul. Oct Mar. Apr. Aug. Nov Mar. Apr. Jul. Oct. Dec Jan. Feb. Apr. Oct. Nov. Dec Jan. Mar. May. Jun. Sep

24 DATA 46

AT&T Global Network Client for Windows Product Support Matrix January 29, 2015

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