Don t leave your funeral plans to someone else

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1 Don t leave your funeral plans to someone else Of course no one likes to dwell on the inevitable but funeral plans are the perfect way to ensure you get the funeral you want and at the same time take the fi nancial and emotional burden away from the loved ones you leave behind. People like you choose a Midcounties Co-operative Funeral Plan to: Relieve your family of much of the worry and uncertainty by specifying the funeral arrangements you would like. Reduce the financial burden on those you leave behind by covering the cost of the funeral arrangements in advance. Protect yourself from rising funeral costs in the future by securing the cost of your funeral today. Choose to personalise your funeral by expressing your personal wishes to us. Enable your family to add any personal touches to the arrangements at the time of the funeral. I should have done this years ago. Nominate your Midcounties Co-operative Funeral Director to provide care, support and reassurance to you and your family.

2 We can protect you and your loved ones from rising funeral costs. Everything goes up doesn t it? And funeral costs are no exception. The typical funeral has doubled in price in only 10 years and it s not likely to slow down*. A Midcounties Co-operative Funeral Plan means no nasty surprises. See how funeral costs have increased Back in 1997, an average funeral cost just 1,230. However by 2013, the average cost of a funeral was 3,277. These increases are above the general level of inflation. Costs are continuing to rise for a number of reasons including the need for crematoria to invest in their facilities to satisfy European legislation and the lack of reasonably priced land for cemeteries. 4,148 4,000 3,703 3,000 2,899 3,277 2,000 1,688 1,903 2,019 2,269 * Source Mintel Report 2002 & ,000 1, ,

3 A Funeral Plan means nothing more to pay Taking out a Midcounties Co-operative Funeral Plan now means you can pay for your chosen funeral services in full at today s prices. We can offer a choice of three plans to cover the basic costs of a cremation and can tailor these to suit your specifi c needs or adapt them if you prefer to be buried. Our team work closely with you to help design the plan you want. We listen, hear and understand your needs and we are open about the costs. Once you re happy, no matter how much funeral costs rise, when the time comes, you will still receive the arrangements covered by your Funeral Plan with no more to pay. I can relax in the knowledge that I ve fixed the price of my funeral.

4 Why choose a Midcounties Co-operative Funeral Plan? We believe our unique combination of expertise and values makes us the right people to talk to. With Midcounties we know we made the right choice.

5 Midcounties are part of the Co-operative Family, a trusted name that has been serving local communities for over 150 years. Trust We act according to our DOES values. Democracy. Openness. Equality and Social Responsibility. We are a member of the National Association of Funeral Directors and The Funeral Planning Authority and work in accordance with their strict codes of conduct. Values The Co-operative are the UK s largest Funeral Director arranging 1 in 4 funerals in the UK.* Over 70 years experience in arranging funerals across all religions and cultures. *Based on Co-operative owned Funeral Homes 2007 Expertise You are guaranteed to be accepted for a Plan with no medical or health checks. We promise to provide families with individual support, care and reassurance when it matters most. Reassurance A choice of Funeral Plans to suit all needs. A choice of ways to pay. If you change your mind about your Plan, we offer a 30 day money back guarantee. Choice

6 Whatever your plans, we can help. Midcounties Co-operative Funeralcare is all about choice. Including a choice of payment options. Benefits at a glance We can help you plan a cremation or burial. Fully guaranteed your funeral will be exactly as you design it, even if costs have risen. Guaranteed acceptance with no medical or health questions. Three levels of set cremation plans and tailored plans for burials. Your personal wishes can be recorded such as choice of hymns or music, choice of crematorium etc. Your family may add any personal touches to the arrangements at the time of the funeral. Provided and arranged by the Midcounties Co-operative Funeralcare we are funeral experts and can provide help and advice both now and in the future. Plans can be purchased for you, or for a relative, close friend, or dependant. Choice of ways to pay for your Plan There are 3 ways to pay for your Funeral Plan. Pay in full with a single payment and never have to think about your funeral costs again. Spread the cost over 12, 24, 36 or 60 months.

7 It was all so easy to understand. So easy to apply. Peace of mind, we ve made it both easy and convenient to achieve. To take out your Funeral Plan, complete the enclosed simple application form and return it to us in the Freepost envelope provided. Your partner can apply too we ve enclosed an Application Form for them. If you have any questions, please call The Funeral Planning Team on , or contact your local Midcounties Co-operative Funeral Home. Lines are open Monday Thursday 8am 6pm, Friday 8am 5pm and Saturday 9am 12.30pm (excludes public holidays).

8 What do you want included in your plan? There are 3 different plans for cremation to choose from. All with our same level of service and attention to detail. BRONZE SILVER GOLD Funeral Director s charges Funeral Director s fees and services Provision of the funeral service and arrangements Provision of coffin, lined and fitted Hearse and personnel required for the funeral One following limousine 24 hour transfer of the deceased to a suitable resting place within the UK (within 50 mile radius) Care, preperation and embalming of the deceased Arranging for the funeral service (at a local crematorium of your choice) Choose the route of your funeral procession from your home, church or funeral home to the crematorium Family support and assistance provided by Funeral Director Mutual agreement on time and date of funeral Provision of advice on all matters relating to the funeral Visit to the chapel of rest during office hours Visit to the chapel of rest anytime (subject to pre-arranged appointment) Bereavement assistance via professional organisations Cremation Third Party Charges Doctors medical fees Cremation fees at a local crematorium Minister/officiant fee to perform the cremation service