Informational Bulletin

Size: px
Start display at page:

Download "Informational Bulletin"

Transcription

1 Informational Bulletin March 2007 Bulletin #31 *Replaces Informational Bulletin #8 Updated Impact Requirements for Building Components This Bulletin presents a general overview of the current impact requirements as stipulated in the 2004 Florida Building Code (FBC), the Texas Department of Insurance and the 2003 and 2006 IBC and IRC Codes. This information is subject to change and in certain cases subject to revision or amendment by local building officials. Florida Building Code, 2004: Florida has two distinct regions requiring wind-borne debris protection: High Velocity Hurricane Zone and Wind-Borne Debris Regions. All building envelope products sold in Florida must be approved by the Florida Product Approval program. High Velocity Hurricane Zone: The FBC defines High Velocity Hurricane Zone (HVHZ) as Miami-Dade and Broward Counties. Here, county-wide basic wind speeds and Exposure C are mandated. Also, the entire building envelope must be resistant to wind-borne debris. Large missile protection is required below 30' elevation, and small missile protection is required above 30' elevation. Reference should be made to FBC Section 1626, FBC Sections 2410 through 2415, FRC Section R301, R440 and R4410. All testing of products shall be performed to HVHZ Protocols TAS 201, TAS 202 and TAS 203. Wind-Borne Debris Regions (2006 Supplement of 2004 Code) are defined as: 1) Areas within one mile of the coastal mean high water line where the basic wind speed is 110 mph or greater; and 2) Areas where the basis wind speed is 120 mph or greater except from the eastern border of Franklin County to the Florida-Alabama line where the region includes areas where design to wind speeds of 130 mph or higher wind speeds are required and areas within 1500 feet of the mean high coastal water line. (See Figure 1). Exterior glazing of doors and windows shall be impact resistant or protected. Large missile protection is required below 30' elevation, and small missile protection is required between 30' elevation and 60' elevation. Testing shall be performed to ASTM E and ASTM E , or TAS 201 and TAS 203 or SSTD Specific provisions for storm shutter and exterior protective devices are found in FBC Section Section 2411 refers to windows, doors, glass and glazing; Section 2412 is for glass veneers; Section 2414 covers curtain walls; and Section 2415 references structural glazing systems. The Florida Building Code is approaching a revision period and Florida law has a proposed revision to the Wind-Borne Debris Region that would totally eliminate the Panhandle exclusion in the Florida Building Code, 2007 (See Figure 2).

2 March 2007, Updated Impact Requirements for Building Components Page 2 of 7 Texas Windstorm Insurance Association Texas Department of Insurance Since January 1, 2005, the 2003 International Residential Code (IRC) with Texas Revisions and the 2003 International Building Code (IBC) with Texas Revisions have been in effect. These rules apply to the designated 14-county coastal catastrophe area, which is divided into 3 zones. The zones are Seaward, Inland I and Inland II (see Figure 3). All door and window products sold in the coastal catastrophe area must be approved by the Texas Department of Insurance. Seaward of the Intracoastal Canal, all unprotected exterior openings (windows, doors, skylights and garage doors) shall be impact resistant and subject to 130 mph 3 second gust design. Inland I, which is inland of the Intracoastal canal, is subject to the 120 mph 3-second wind gust design and all glazed exterior openings shall be protected or impact resistant. Inland of the 120 mph contour is Inland II. Here, there are no impact requirements and design pressures are determined by 110 mph 3- second wind gust design. Products required to be impact resistant will be tested to the large missile test if located between grade and 30' elevation and the small missile test if located between 30' and 60' elevation. The reference standards for impact testing and fatigue cycling are ASTM E and ASTM E International Building Code, 2000/2003 Section Wind-borne Debris Region, is defined as areas within 1 mile of the coast and 110 mph or where the basic wind speed is greater than 120 mph. Exterior glazing of doors and windows shall be impact resistant or protected. Large missile protection is required below 30' elevation, and small missile protection is required between 30' elevation and 60' elevation. Testing shall be performed to the following: ASTM E and ASTM E for the 2000 IBC and ASTM E and ASTM E for the 2003 IBC. The 2003 Code has a requirement that windows are tested and labeled for air/water/structural performance, but there is only the testing requirement for wind-borne debris performance. Wind load resistance of shutters is proven by ASTM E330. International Building Code, 2006 Section Wind-borne Debris Region: Portions of hurricane-prone regions within 1 mile of the coastal mean high water line where the basic wind speed is 110 mph or greater; or portions of hurricane-prone regions where the basic wind speed is 120 mph or greater; or Hawaii. Exterior glazing of doors and windows shall be impact resistant or protected. Large missile protection is required below 30' elevation, and small missile protection is required above 30' elevation. Testing shall be performed to ASTM E and ASTM E The 2006 Code has a requirement that windows are tested and labeled for air/water/structural performance, but there is only the testing requirement for wind-borne debris performance. Wind load resistance of shutters is proven by ASTM E330. State-by-State The information presented below for other states with coastal regions is per the International Code Adoptions Map found at This information changes on a regular basis and is subject to local adoption. A useful summary chart is presented on Page 7.

3 March 2007, Updated Impact Requirements for Building Components Page 3 of 7 Building Codes based on 2000 IBC/IRC* Building Code of New York State 2003 Georgia Building Code (with 2005 Revisions) New Hampshire Delaware Building Code (jurisdictional based) Mississippi (jurisdictional based) Louisiana (jurisdictional based) Texas Statewide (IRC - also check for jurisdictional adoptions) Building Codes based on 2003 IBC/IRC* Maine Massachusetts Building Code (7 th Edition, adopted not yet effective) 2005 Connecticut Building Code North Carolina State Building Code, 2006 Edition South Carolina Building Code Alabama State Building Code Virginia Statewide Building Code Maryland Building Performance Standards Delaware Building Code (jurisdictional based) Rhode Island State Building Code Vermont (2003 IBC) Connecticut Georgia (Sugar Hill jurisdiction) Alabama Statewide (IBC - also check for jurisdictional adoptions) Mississippi (jurisdictional based) Louisiana (jurisdictional based) Texas Statewide (IBC - also check for jurisdictional adoptions) Building Codes based on 2006 IBC/IRC* New Jersey Building Code (as of February 20, 2007) Georgia Mississippi (jurisdictional based) Louisiana Statewide (also check for jurisdictional adoptions) Texas (also check for jurisdictional adoptions) * ICC makes every effort to provide current, accurate code adoption information, but in some cases jurisdictions do not notify ICC of adoptions, amendments or changes to their codes. To ensure you have accurate information, please contact the jurisdiction directly.

4 March 2007, Updated Impact Requirements for Building Components Page 4 of 7 Figure FBC Wind-Borne Debris Requirements (2006 Supplement) Wind Borne Debris Region: 1) Areas within one mile (1.6 km) of the coastal mean high water line where the basic wind speed is 110 mph (49 m/s)or greater. 2) Areas where the basis wind speed is 120 mph (53 m/s) or greater except from the eastern border of Franklin County to the Florida-Alabama line where the region includes areas only within 1 mile of the coast where design to wind speeds of 130 mph or higher wind speeds are required and areas within 1500 feet of the mean high coastal water line. Note: This map and definition was obtained from the 2006 Supplement of the 2004 Florida Building Code

5 March 2007, Updated Impact Requirements for Building Components Page 5 of 7 Figure FBC Wind-Borne Debris Requirements (Proposed) Note: This map was obtained from the following website:

6 March 2007, Updated Impact Requirements for Building Components Page 6 of 7 Figure 3 Texas First Tier Coastal Counties

7 March 2007, Updated Impact Requirements for Building Components Page 7 of 7 Regional laboratories and offices are located Corporate Headquarters throughout North America (labs in PA, MN, TX, Architectural Testing, Inc. CA, WI, WA, and FL; offices in PA, GA, NC, 130 Derry Court IL, MO, CA, and OH.) York, PA Visit for the location nearest you. Phone: Fax:

The Florida Building Code

The Florida Building Code Setting New Standards for Safety The Florida Building Code Florida Building Commission Florida Department of Community Affairs The Florida Building Code System The Florida Building Commission Florida Building

More information

2015 State Farm Insurance Windstorm or Hail Coverage Information Updated June 2015

2015 State Farm Insurance Windstorm or Hail Coverage Information Updated June 2015 1 2015 State Farm Insurance Windstorm or Hail Coverage Information Updated June 2015 Loss to covered property caused directly by Windstorm or Hail is covered by our basic Homeowners, Condo Unitowners and

More information

2014 State Farm Insurance Windstorm or Hail Coverage Information Updated June 2014

2014 State Farm Insurance Windstorm or Hail Coverage Information Updated June 2014 2014 State Farm Insurance Windstorm or Hail Coverage Information Updated June 2014 Loss to covered property caused directly by Windstorm or Hail is covered by our basic Homeowners, Condo Unitowners and

More information

2010 Florida Building Code Wind Standard

2010 Florida Building Code Wind Standard v2 2010 Florida Building Code Wind Standard Building Codes and Standards Mo Madani, CBO, Technical Unit Manager Joe Bigelow, Presentation Designer, Florida Building Code Staff 2 Contents Part 1 - The Florida

More information

Insurance Mitigation Factors for Homeowners Purchasing Garage Doors In Florida

Insurance Mitigation Factors for Homeowners Purchasing Garage Doors In Florida Insurance Mitigation Factors for Homeowners Purchasing Garage In Florida The following questions and answers are intended to clarify the effect on insurance premiums for Florida homeowners when a new or

More information

Advanced FBC: Changes to the Wind Load Provisions of the 2010 Florida Building Code and ASCE 7-10

Advanced FBC: Changes to the Wind Load Provisions of the 2010 Florida Building Code and ASCE 7-10 Advanced FBC: Changes to the Wind Load Provisions of the 2010 Florida Building Code and ASCE 7-10 presented by T. Eric Stafford T. Eric Stafford & Associates, LLC This material is protected and the property

More information

Florida Building Code, 5th Edition (2014) June 30 th, 2015

Florida Building Code, 5th Edition (2014) June 30 th, 2015 Florida Building Code, 5th Edition (2014) Update June 30 th, 2015 FBC Update, 5 th Edition (2014) Uses 2012 ICC as its Base Code as required by Florida Legislature Causing sections to be changed Books

More information

Hail-related claims under comprehensive coverage

Hail-related claims under comprehensive coverage Bulletin Vol. 29, No. 3 : April 2012 Hail-related claims under comprehensive coverage Claims for hail damage more than doubled in 2011 compared with the previous three years. Hail claims are primarily

More information

FLORIDA PRODUCT APPROVAL

FLORIDA PRODUCT APPROVAL FLORIDA PRODUCT APPROVAL Frequently Asked Questions January 2005 The Florida Product Approval System was implemented on October 1, 2003. Many product manufacturers and building officials are asking questions

More information

CITIZENS PROPERTY INSURANCE CORPORATION. STREET ADDRESS: 14300 Gulf Blvd, Maderia Beach, FL 33708 6 Six story masonry residence

CITIZENS PROPERTY INSURANCE CORPORATION. STREET ADDRESS: 14300 Gulf Blvd, Maderia Beach, FL 33708 6 Six story masonry residence CITIZENS PROPERTY INSURANCE CORPORATION BUILDING TYPE II AND III MITIGATION VERIFICATION AFFIDAVIT This affidavit must be completed to capture mitigation features applicable to a Type II (4 to 6 story)

More information

RATING THE STATES: 2015

RATING THE STATES: 2015 RATING THE STATES: 2015 An Assessment of Residential Building Code and Enforcement Systems for Life Safety and Property Protection in Hurricane-Prone Regions ATLANTIC AND GULF COAST STATES MARCH 2015 INSURANCE

More information

VCF Program Statistics (Represents activity through the end of the day on June 30, 2015)

VCF Program Statistics (Represents activity through the end of the day on June 30, 2015) VCF Program Statistics (Represents activity through the end of the day on June 30, 2015) As of June 30, 2015, the VCF has made 12,712 eligibility decisions, finding 11,770 claimants eligible for compensation.

More information

STATE INCOME TAX WITHHOLDING INFORMATION DOCUMENT

STATE INCOME TAX WITHHOLDING INFORMATION DOCUMENT STATE INCOME TAX WITHHOLDING INFORMATION DOCUMENT Zurich American Life Insurance Company (ZALICO) Administrative Offices: PO BOX 19097 Greenville, SC 29602-9097 800/449-0523 This document is intended to

More information

Rating the States. Atlantic and Gulf Coast States

Rating the States. Atlantic and Gulf Coast States Rating the States An Assessment of Residential Building Code and Enforcement Systems for Life Safety and Property Protection in Hurricane-Prone Regions The Insurance Institute for Business & Home Safety

More information

Cancellation/Nonrenewal Surplus Lines Exemptions

Cancellation/Nonrenewal Surplus Lines Exemptions Cancellation/Nonrenewal Surplus Lines Exemptions * Indicates updates in laws or regulations for the state Contact: Tina Crum, tina.crum@pciaa.net, 847-553-3804 Disclaimer: This document was prepared by

More information

2016 Individual Exchange Premiums updated November 4, 2015

2016 Individual Exchange Premiums updated November 4, 2015 2016 Individual Exchange Premiums updated November 4, 2015 Within the document, you'll find insights across 50 states and DC with available findings (i.e., carrier participation, price leadership, gross

More information

Status of Building Codes in New Jersey and New York: The Future of Resilience in a Post-Sandy Environment

Status of Building Codes in New Jersey and New York: The Future of Resilience in a Post-Sandy Environment Status of Building Codes in New Jersey and New York: The Future of Resilience in a Post-Sandy Environment Sandy devastated properties in several states, but primarily in New York and New Jersey. Now, as

More information

LexisNexis Law Firm Billable Hours Survey Top Line Report. June 11, 2012

LexisNexis Law Firm Billable Hours Survey Top Line Report. June 11, 2012 LexisNexis Law Firm Billable Hours Survey Top Line Report June 11, 2012 Executive Summary by Law Firm Size According to the survey, we found that attorneys were not billing all the time they worked. There

More information

Health Insurance Exchanges and the Medicaid Expansion After the Supreme Court Decision: State Actions and Key Implementation Issues

Health Insurance Exchanges and the Medicaid Expansion After the Supreme Court Decision: State Actions and Key Implementation Issues Health Insurance Exchanges and the Medicaid Expansion After the Supreme Court Decision: State Actions and Key Implementation Issues Sara R. Collins, Ph.D. Vice President, Affordable Health Insurance The

More information

Notices of Cancellation / Nonrenewal and / or Other Related Forms

Notices of Cancellation / Nonrenewal and / or Other Related Forms Forms are listed alphabetically by form title. INDEX POLICY CODES 1. Auto 2. Fire and Multiple Peril 3. Liability 4. Property, other than Fire and Multiple Peril (e.g. Crime & Inland Marine) 5. Workers

More information

Building Codes in Effect by State

Building Codes in Effect by State s in Effect by Mandated or Electrical Mechanical Plumbing Fuel Gas Efficiency Accessibility Life Safety Fire Alabama (AL) The only state mandatory code is Life Safety. Only state buildings, schools, hotels,

More information

United States Bankruptcy Court District of Arizona NOTICE TO: DEBTOR ATTORNEYS, BANKRUPTCY PETITION PREPARERS AND DEBTORS

United States Bankruptcy Court District of Arizona NOTICE TO: DEBTOR ATTORNEYS, BANKRUPTCY PETITION PREPARERS AND DEBTORS United States Bankruptcy Court District of Arizona NOTICE TO: DEBTOR ATTORNEYS, BANKRUPTCY PETITION PREPARERS AND DEBTORS UPDATED REQUIREMENTS FOR FORMAT OF MASTER MAILING LIST The meeting of creditors

More information

AAIS Mobile-Homeowners 2008 Series

AAIS Mobile-Homeowners 2008 Series Policy Forms and Endorsements IT IS WOLTERS KLUWER FINANCIAL SERVICES' POLICY TO LIMIT THE SALE OF BUREAU FORMS TO THE MEMBERS AND SUBSCRIBERS OF THOSE RESPECTIVE BUREAUS. PURCHASE AND USE OF BUREAU FORMS

More information

United States Bankruptcy Court District of Arizona

United States Bankruptcy Court District of Arizona United States Bankruptcy Court District of Arizona NOTICE TO: DEBTOR ATTORNEYS, BANKRUPTCY PETITION PREPARERS AND DEBTORS UPDATED REQUIREMENTS FOR FORMAT OF MASTER MAILING LIST The meeting of creditors

More information

Public School Teacher Experience Distribution. Public School Teacher Experience Distribution

Public School Teacher Experience Distribution. Public School Teacher Experience Distribution Public School Teacher Experience Distribution Lower Quartile Median Upper Quartile Mode Alabama Percent of Teachers FY Public School Teacher Experience Distribution Lower Quartile Median Upper Quartile

More information

List of low tuition universities in the USA. 1. Louisiana Tech University, LA Total Cost to. International Students: $17,472

List of low tuition universities in the USA. 1. Louisiana Tech University, LA Total Cost to. International Students: $17,472 A list of top universities in the US with low tuition fees for international students. So please find below a comprehensive list of low tuition universities in the US with their respective tuition fees.

More information

ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL

ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL State-Level Analysis HELP WANTED PROJECTIONS of JOBS and EDUCATION REQUIREMENTS Through 2018 JUNE 2010 ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL Contents 1 Introduction 3 U.S. Maps: Educational concentrations

More information

How to Read Your Insurance Policy

How to Read Your Insurance Policy How to Read Your Insurance Policy Understanding What You Bought & How it Works National Hurricane Conference New Orleans, LA March 2013 How Insurance Works Insurance is an agreement a contract. For a specific

More information

INTRODUCTION. Figure 1. Contributions by Source and Year: 2012 2014 (Billions of dollars)

INTRODUCTION. Figure 1. Contributions by Source and Year: 2012 2014 (Billions of dollars) Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Report: Economy-Wide Statistics Division Briefs: Public Sector By Phillip Vidal Released July 2015 G14-ASPP-SL

More information

ENS Governmental Format Status (As of 06/16/2008)

ENS Governmental Format Status (As of 06/16/2008) Alaska AK Production (G) Region D Tan - Development Required Alabama AL Production (G) Region C Arkansas AR Production (G) Region C D Yellow - Pended for required Beta Site Green - In Production - Direct

More information

Impacts of Sequestration on the States

Impacts of Sequestration on the States Impacts of Sequestration on the States Alabama Alabama will lose about $230,000 in Justice Assistance Grants that support law STOP Violence Against Women Program: Alabama could lose up to $102,000 in funds

More information

How To Compare Ehealth To A Health Insurance Plan

How To Compare Ehealth To A Health Insurance Plan The Cost And Benefits Of Individual Health Insurance Plans: 2007 Contents Introduction and overview 3 Methodology summary 4 Report summary 5 Major Medical Plan Premiums Profile of ehealthinsurance policy

More information

8. Network Usage and Growth

8. Network Usage and Growth 8. Network Usage and Growth To monitor use of the public switched telephone network, the National Exchange Carrier Association (NECA) provides quarterly reports to the Commission on the volume of interstate

More information

22 States do not provide access to Chapter 9 Bankruptcy

22 States do not provide access to Chapter 9 Bankruptcy 22 States do not provide access to Chapter 9 Bankruptcy -Georgia explicitly denies access to municipal bankruptcy. (GA Code 36 80-5) States with No Statutes: Alaska Delaware Hawaii Indiana Kansas Maine

More information

Alaska (AK) Arizona (AZ) Arkansas (AR) California-RN (CA-RN) Colorado (CO)

Alaska (AK) Arizona (AZ) Arkansas (AR) California-RN (CA-RN) Colorado (CO) Beth Radtke 50 Included in the report: 7/22/2015 11:15:28 AM Alaska (AK) Arizona (AZ) Arkansas (AR) California-RN (CA-RN) Colorado (CO) Connecticut (CT) Delaware (DE) District Columbia (DC) Florida (FL)

More information

Community College/Technical Institute Mission Convergence Study

Community College/Technical Institute Mission Convergence Study Center for Community College Policy Education Commission of the States Community College/Technical Institute Mission Convergence Study Phase 1: Survey of the States Prepared by Donald E. Puyear, Ph.D.

More information

MAINE (Augusta) Maryland (Annapolis) MICHIGAN (Lansing) MINNESOTA (St. Paul) MISSISSIPPI (Jackson) MISSOURI (Jefferson City) MONTANA (Helena)

MAINE (Augusta) Maryland (Annapolis) MICHIGAN (Lansing) MINNESOTA (St. Paul) MISSISSIPPI (Jackson) MISSOURI (Jefferson City) MONTANA (Helena) HAWAII () IDAHO () Illinois () MAINE () Maryland () MASSACHUSETTS () NEBRASKA () NEVADA (Carson ) NEW HAMPSHIRE () OHIO () OKLAHOMA ( ) OREGON () TEXAS () UTAH ( ) VERMONT () ALABAMA () COLORADO () INDIANA

More information

House Insurance Committee Request Windpool Survey 2012

House Insurance Committee Request Windpool Survey 2012 House Insurance Committee Request Windpool Survey 2012 1 Introduction to Wind Pool Survey Report Sources: The information included here comes mainly from responses to a survey of state residual market

More information

Table 1: Advertising, Marketing and Promotional Expense as a Percentage of Net Operating Revenue

Table 1: Advertising, Marketing and Promotional Expense as a Percentage of Net Operating Revenue Table 1: Advertising, Marketing and Promotional Expense as a Percentage of Net Operating Revenue NAIC Group % Attorney s Title 3.8% Chicago / Fidelity 0.9% Diversified 0.6% First American 2.7% Investors

More information

Arizona Form 2014 Credit for Taxes Paid to Another State or Country 309

Arizona Form 2014 Credit for Taxes Paid to Another State or Country 309 Arizona Form 2014 Credit for Taxes Paid to Another State or Country 309 Phone Numbers For information or help, call one of the numbers listed: Phoenix (602) 255-3381 From area codes 520 and 928, toll-free

More information

THE FUTURE OF HIGHER EDUCATION IN TEXAS

THE FUTURE OF HIGHER EDUCATION IN TEXAS THE FUTURE OF HIGHER EDUCATION IN TEXAS WOODY L. HUNT, CHAIRMAN HIGHER EDUCATION STRATEGIC PLANNING COMMITTEE September 17, 2015 1 Let s talk about higher education in Texas and the educational competitiveness

More information

Three-Year Moving Averages by States % Home Internet Access

Three-Year Moving Averages by States % Home Internet Access Three-Year Moving Averages by States % Home Internet Access Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana

More information

Field Water Testing - Lessons Learned

Field Water Testing - Lessons Learned Quicklinks Lots of Questions - How About Answers Let's Start with the Specifications Test Methods VS. Performance Standard Using the Correct Test Method Conclusion About the Author Compilation of Test

More information

kaiser medicaid and the uninsured commission on The Cost and Coverage Implications of the ACA Medicaid Expansion: National and State-by-State Analysis

kaiser medicaid and the uninsured commission on The Cost and Coverage Implications of the ACA Medicaid Expansion: National and State-by-State Analysis kaiser commission on medicaid and the uninsured The Cost and Coverage Implications of the ACA Medicaid Expansion: National and State-by-State Analysis John Holahan, Matthew Buettgens, Caitlin Carroll,

More information

High Risk Health Pools and Plans by State

High Risk Health Pools and Plans by State High Risk Health Pools and Plans by State State Program Contact Alabama Alabama Health 1-866-833-3375 Insurance Plan 1-334-263-8311 http://www.alseib.org/healthinsurance/ahip/ Alaska Alaska Comprehensive

More information

PUBLIC INSURANCE ADJUSTER FEE PROVISIONS 50 STATE SURVEY AS OF 6/29/07. LIKELY YES [Cal. Ins. Code 15027]

PUBLIC INSURANCE ADJUSTER FEE PROVISIONS 50 STATE SURVEY AS OF 6/29/07. LIKELY YES [Cal. Ins. Code 15027] Alabama Alaska Arizona Arkansas California [Cal. Ins. Code 15027] ] Colorado [Cal. Ins. Code 15027] Connecticut Delaware of the actual or final settlement of a loss [Conn. Ins. Code 38a-788-8] 2.5% of

More information

50-State Analysis. School Attendance Age Limits. 700 Broadway, Suite 810 Denver, CO 80203-3442 303.299.3600 Fax: 303.296.8332

50-State Analysis. School Attendance Age Limits. 700 Broadway, Suite 810 Denver, CO 80203-3442 303.299.3600 Fax: 303.296.8332 0-State Analysis School Attendance Age Limits 700 Broadway, Suite 810 Denver, CO 80203-32 303.299.3600 Fax: 303.296.8332 Introduction School Attendance Age Limits By Marga Mikulecky April 2013 This 0-State

More information

Windows, skylights, vents, and glazed portions of doors are critical components of a building s

Windows, skylights, vents, and glazed portions of doors are critical components of a building s WINDOWS, DOORS, AND OPENING PROTECTION 10 Windows, Doors, and Opening Protection 10.1 Introduction Windows, skylights, vents, and glazed portions of doors are critical components of a building s envelope.

More information

The Florida Building Code

The Florida Building Code The Florida Building Code Florida s Response to Hurricane Risk Rick Dixon Florida Building Commission Florida Building Commission Architect Structural Engineer Mechanical Engineer Fire Protection Engineer

More information

Foreign Language Enrollments in K 12 Public Schools: Are Students Prepared for a Global Society?

Foreign Language Enrollments in K 12 Public Schools: Are Students Prepared for a Global Society? Foreign Language s in K 2 Public Schools: Are Students Prepared for a Global Society? Section I: Introduction Since 968, the American Council on the Teaching of Foreign Languages (ACTFL) has conducted

More information

COMMERCIAL FINANCE ASSOCIATION. Annual Asset-Based Lending and Factoring Surveys, 2008

COMMERCIAL FINANCE ASSOCIATION. Annual Asset-Based Lending and Factoring Surveys, 2008 COMMERCIAL FINANCE ASSOCIATION Annual Asset-Based Lending and Factoring Surveys, 2008 Non-Member Edition May 6, 2009 R.S. Carmichael & Co., Inc. Commercial Finance Association 70 West Red Oak Lane (4 th

More information

Englishinusa.com Positions in MSN under different search terms.

Englishinusa.com Positions in MSN under different search terms. Englishinusa.com Positions in MSN under different search terms. Search Term Position 1 Accent Reduction Programs in USA 1 2 American English for Business Students 1 3 American English for Graduate Students

More information

Workers Compensation State Guidelines & Availability

Workers Compensation State Guidelines & Availability ALABAMA Alabama State Specific Release Form Control\Release Forms_pdf\Alabama 1-2 Weeks ALASKA ARIZONA Arizona State Specific Release Form Control\Release Forms_pdf\Arizona 7-8 Weeks by mail By Mail ARKANSAS

More information

ONLINE SERVICES FOR KEY LOW-INCOME BENEFIT PROGRAMS What States Provide Online with Respect to SNAP, TANF, Child Care Assistance, Medicaid, and CHIP

ONLINE SERVICES FOR KEY LOW-INCOME BENEFIT PROGRAMS What States Provide Online with Respect to SNAP, TANF, Child Care Assistance, Medicaid, and CHIP 820 First Street NE, Suite 510 Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 center@cbpp.org www.cbpp.org Updated June 8, 2011 ONLINE SERVICES FOR KEY LOW-INCOME BENEFIT PROGRAMS What States

More information

Status of Building Codes in New Jersey and New York: The Future of Resilience in a Post-Sandy Environment

Status of Building Codes in New Jersey and New York: The Future of Resilience in a Post-Sandy Environment Status of Building Codes in New Jersey and New York: The Future of Resilience in a Post-Sandy Environment Sandy devastated properties in several states, but primarily in New York and New Jersey. Now, as

More information

Cancellation of Debt (COD) R. Bruce McCommons Harford County, MD TrC 12/4/2013 rbrucemcc@comcast.net

Cancellation of Debt (COD) R. Bruce McCommons Harford County, MD TrC 12/4/2013 rbrucemcc@comcast.net Cancellation of Debt (COD) R. Bruce McCommons Harford County, MD TrC 12/4/2013 rbrucemcc@comcast.net 1 Cancellation of debt (COD)... Generally, if a debt for which the taxpayer was personally responsible

More information

Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees:

Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees: Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees: Security Freeze Table AA, AP and AE Military addresses*

More information

NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST

NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST ** Utilize this list to determine whether or not a non-resident applicant may waive the Oklahoma examination or become licensed

More information

U.S. Homeowners Market

U.S. Homeowners Market U.S. Homeowners Market Casualty Actuarial Society Spring Meeting Kelleen Arquette, FCAS, MAAA May 2013 2013 Towers Watson. All rights reserved. AGENDA Agenda Market Overview Market Definition Direct Written

More information

Audio Monitoring And The Law: How to Use Audio Legally in Security Systems. Today s Learning Objectives

Audio Monitoring And The Law: How to Use Audio Legally in Security Systems. Today s Learning Objectives Audio Monitoring And The Law: How to Use Audio Legally in Security Systems Presented to ISC West / SIA Education April 11, 2013 Donald J Schiffer Attorney at Law General Counsel Louroe Electronics Today

More information

Required Minimum Distribution Election Form for IRA s, 403(b)/TSA and other Qualified Plans

Required Minimum Distribution Election Form for IRA s, 403(b)/TSA and other Qualified Plans Required Minimum Distribution Election Form for IRA s, 403(b)/TSA and other Qualified Plans For Policyholders who have not annuitized their deferred annuity contracts Zurich American Life Insurance Company

More information

LIMITED PARTNERSHIP FORMATION

LIMITED PARTNERSHIP FORMATION LIMITED PARTNERSHIP FORMATION The following Chart has been designed to allow you in a summary format, determine the minimum requirements to form a limited partnership in all 50 states and the District

More information

Motor Vehicle Financial Responsibility Forms

Motor Vehicle Financial Responsibility Forms Alphabetical Index Forms are listed alphabetically by form title. Important Note: The forms shown herein for each state may not be a complete listing of all the financial responsibility forms that are

More information

IACP National Law Enforcement First Line Supervisor Training on Violence Against Women Number of Departments Trained by State

IACP National Law Enforcement First Line Supervisor Training on Violence Against Women Number of Departments Trained by State IACP National Law Enforcement First Line Supervisor Training Number of Departments Trained by State Alabama Alaska (1) Arizona (4) Arkansas California (1) Colorado Connecticut District of Columbia (1)

More information

The Case for Change The Case for Whopping Big Change

The Case for Change The Case for Whopping Big Change TESTIMONY The California Assembly Higher Education Committee October 7, 2013 Presentation by: David Longanecker President, Western Interstate Commission for Higher Education (WICHE) FINANCING CALIFORNIA

More information

How To Get A National Rac (And Mac)

How To Get A National Rac (And Mac) 7 th National RAC (and MAC) Summit December 5 6, 2012 Washington, DC Jane Snecinski P.O. Box 12078 Atlanta, GA 30355 www.postacuteadvisors.com National client base (both public and private sector) based

More information

Motor Vehicle Financial Responsibility Forms

Motor Vehicle Financial Responsibility Forms Alphabetical Index Forms are listed alphabetically by form title. Important Note: The forms shown herein for each state may not be a complete listing of all the financial responsibility forms that are

More information

TABLE 1. Didactic/Clinical/Lab SEMESTER TWO (Apply for admission to Nursing Program during Semester Two)

TABLE 1. Didactic/Clinical/Lab SEMESTER TWO (Apply for admission to Nursing Program during Semester Two) ITEM 127-105-R0505 TABLE 1 CURRICULUM FOR 72 CREDIT ASN WITH OPTIONAL PN EXIT AFTER 48(+) CREDITS ( STAND-ALONE LPN PROGRAMS WILL OFFER FIRST FOUR SEMESTERS) Course Credits Didactic/Clinical/Lab Course

More information

Rates are valid through March 31, 2014.

Rates are valid through March 31, 2014. The data in this chart was compiled from the physician fee schedule information posted on the CMS website as of January 2014. CPT codes and descriptions are copyright 2012 American Medical Association.

More information

BUSINESS DEVELOPMENT OUTCOMES

BUSINESS DEVELOPMENT OUTCOMES BUSINESS DEVELOPMENT OUTCOMES Small Business Ownership Description Total number of employer firms and self-employment in the state per 100 people in the labor force, 2003. Explanation Business ownership

More information

recovery: Projections of Jobs and Education Requirements Through 2020 June 2013

recovery: Projections of Jobs and Education Requirements Through 2020 June 2013 recovery: Projections of Jobs and Requirements Through June 2013 Projections of Jobs and Requirements Through This report projects education requirements linked to forecasted job growth by state and the

More information

How To Get An R22 In Massachusetts

How To Get An R22 In Massachusetts MAIA Bulletin #2004-26 December 2004 (updated 6/6/05) SR-22 Project One of the most common complaints we receive is that consumers in Massachusetts are unable to secure SR-22 (financial responsibility)

More information

Cost and Benefits of Individual and Family Health Insurance. December 2013

Cost and Benefits of Individual and Family Health Insurance. December 2013 Cost and Benefits of Individual and Family Health Insurance December 2013 ehealth 12.2013 Table of Contents Introduction and Background... 3 Methodology Summary... 3 Report Highlights - Policies active

More information

Tornado Risks and Hazards in the Southeastern United States

Tornado Risks and Hazards in the Southeastern United States Tornado Risks and Hazards in the Southeastern United States Purpose and Intended Audience The purpose of this Tornado Recovery Advisory is to provide background on the tornado hazard in the Southeast.

More information

VEHICLE IDLING AT SCHOOLS

VEHICLE IDLING AT SCHOOLS VEHICLE IDLING AT SCHOOLS OVERVIEW OF STATE LAWS Environmental Law Institute Part of the ELI Series Topics in School Environmental Health: Overview of State Laws www.eli.org/buildings/tseh.cfm Why is this

More information

providing documentation that validates the year of construction. Acceptable documents include

providing documentation that validates the year of construction. Acceptable documents include 902. WINDSTM MITIGATION FEATURES A. For policies that cover the peril of Windstorm or Hail, a premium credit may be available if one or more of the following loss mitigation features or construction techniques

More information

State-Specific Annuity Suitability Requirements

State-Specific Annuity Suitability Requirements Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Effective 10/16/11: Producers holding a life line of authority on or before 10/16/11 who sell or wish to sell

More information

Benefits of Selling WorkLife 65

Benefits of Selling WorkLife 65 PruTerm WorkLife 65 SM LEARN ABOUT THE PRODUCT AND MARKET Benefits of Selling WorkLife 65 Pru s new and innovative term product will resonate with your clients. WorkLife 65 is a new and innovative term

More information

Impact of Undocumented Populations on 2010 Congressional Reapportionment

Impact of Undocumented Populations on 2010 Congressional Reapportionment Impact of Undocumented Populations on 2010 Congressional Reapportionment September 19, 2007 Orlando J. Rodriguez, M.A. Manager/Connecticut State Data Center College of Liberal Arts and Sciences University

More information

Commercial Motor Vehicle Marking. And Identification Regulations

Commercial Motor Vehicle Marking. And Identification Regulations Commercial Motor Vehicle Marking And Identification Regulations Federal Regulation Part 390.21 requires the following marking rules for all **qualifying Interstate for hire and private commercial motor

More information

State Tax Information

State Tax Information State Tax Information The information contained in this document is not intended or written as specific legal or tax advice and may not be relied on for purposes of avoiding any state tax penalties. Neither

More information

Wind Mitigation Inspection

Wind Mitigation Inspection tpatrick@ispects.me Tampa Bay Area: SW & Central Florida: (813) 368-6407 (239) 896-3986 Wind Mitigation Inspection VonHaase, Dale 4585 Bowen Bayou Road Sanibel, FL 33957 5/6/2013 Note to Policyholder:

More information

Comprehensive Outpatient Rehab Facility Home Health Agency (HHA) Outpatient Physical Therapy/Occupational Therapy/Speech Pathology Services

Comprehensive Outpatient Rehab Facility Home Health Agency (HHA) Outpatient Physical Therapy/Occupational Therapy/Speech Pathology Services Medicare operations are managed by independent contractors known as fee-for-service contractors. An A/B MAC or carrier processes enrollment applications submitted by physicians, non-physician practitioners,

More information

Annual Survey of Public Employment & Payroll Summary Report: 2013

Annual Survey of Public Employment & Payroll Summary Report: 2013 Annual Survey of Public Employment & Payroll Summary Report: 2013 Economy-Wide Statistics Briefs: Public Sector by Robert Jesse Willhide Released December 19, 2014 G13-ASPEP INTRODUCTION This report is

More information

Health Insurance Coverage of Children Under Age 19: 2008 and 2009

Health Insurance Coverage of Children Under Age 19: 2008 and 2009 Health Insurance Coverage of Children Under Age 19: 2008 and 2009 American Community Survey Briefs Issued September 2010 ACSBR/09-11 IntroductIon Health insurance, whether private or public, improves children

More information

How To Regulate Rate Regulation

How To Regulate Rate Regulation Rate Regulation Introduction Concerns over the fairness and equity of insurer rating practices that attempt to charge higher premiums to those with higher actual and expected claims costs have increased

More information

Legislative Summary Sheet: Bills Related to Military Families Recently Introduced into State Legislatures

Legislative Summary Sheet: Bills Related to Military Families Recently Introduced into State Legislatures Legislative Summary Sheet: Bills Related to Military Families Recently Introduced into State Legislatures This legislative summary sheet was developed to give an overview of the policy and legislation

More information

STATE SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM PARTICIPATION RATES IN 2009 FOOD AND NUTRITION SERVICE

STATE SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM PARTICIPATION RATES IN 2009 FOOD AND NUTRITION SERVICE Responsibility and Work Opportunity Reconciliation Act.... STATE SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM PARTICIPATION RATES IN 2009 FOOD AND NUTRITION SERVICE Recent studies have examined national participation

More information

STATE PERSONAL INCOME TAXES ON PENSIONS & RETIREMENT INCOME: TAX YEAR 2010

STATE PERSONAL INCOME TAXES ON PENSIONS & RETIREMENT INCOME: TAX YEAR 2010 STATE PERSONAL INCOME TAXES ON PENSIONS & RETIREMENT INCOME: TAX YEAR 2010 Ronald Snell Denver, Colorado February 2011 Most states that levy a personal income tax allow people who receive retirement income

More information

Health Coverage for the Hispanic Population Today and Under the Affordable Care Act

Health Coverage for the Hispanic Population Today and Under the Affordable Care Act on on medicaid and and the the uninsured Health Coverage for the Population Today and Under the Affordable Care Act April 2013 Over 50 million s currently live in the United States, comprising 17 percent

More information

State Government Subsidies for Retirement Plans Sponsored by Local Governments. National Conference of State Legislatures, January 2010

State Government Subsidies for Retirement Plans Sponsored by Local Governments. National Conference of State Legislatures, January 2010 Government Subsidies for Retirement Plans Sponsored by Local Governments National Conference of State Legislatures, January 2010 In many states, city and county governments, independent school districts,

More information

LPSC Renewable Energy Pilot y RFPs issued by Utility Companies by Order of Commission, November 2010

LPSC Renewable Energy Pilot y RFPs issued by Utility Companies by Order of Commission, November 2010 Renewable Energy LPSC Renewable Energy Pilot y RFPs issued by Utility Companies by Order of Commission, November 2010 y Searching for various forms of renewable energy and their actual cost in Louisiana

More information

PURPOSE OF MEDICAL CERTIFICATION To ensure that only those pilots who are physically and mentally fit will be authorized to operate aircraft, thereby

PURPOSE OF MEDICAL CERTIFICATION To ensure that only those pilots who are physically and mentally fit will be authorized to operate aircraft, thereby 1 PURPOSE OF MEDICAL CERTIFICATION To ensure that only those pilots who are physically and mentally fit will be authorized to operate aircraft, thereby enhancing aviation safety by eliminating the medical

More information

Alabama Statewide. Arkansas Statewide

Alabama Statewide. Arkansas Statewide Alabama Statewide Alabama generally follows the guidelines of the or ICC, which in turn recognizes the American Society of Sanitary Engineering (ASSE) 1055 requirements, and consequently Alabama s IPC

More information

*Time is listed as approximate as an offender may be charged with other crimes which may add on to the sentence.

*Time is listed as approximate as an offender may be charged with other crimes which may add on to the sentence. Victims of drunk driving crashes are given a life sentence. In instances of vehicular homicide caused by drunk drivers, these offenders rarely receive a life sentence in prison. Laws vary greatly on the

More information

Alaska (AK) Arizona (AZ) Arkansas (AR) California-RN (CA-RN) Colorado (CO)

Alaska (AK) Arizona (AZ) Arkansas (AR) California-RN (CA-RN) Colorado (CO) Beth Radtke 49 Included in the report: 7/22/2015 11:24:12 AM Alaska (AK) Arizona (AZ) Arkansas (AR) California-RN (CA-RN) Colorado (CO) Connecticut (CT) Delaware (DE) District Columbia (DC) Florida (FL)

More information

NOTICE OF PROTECTION PROVIDED BY [STATE] LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

NOTICE OF PROTECTION PROVIDED BY [STATE] LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION NOTICE OF PROTECTION PROVIDED BY This notice provides a brief summary of the [STATE] Life and Health Insurance Guaranty Association (the Association) and the protection it provides for policyholders. This

More information

US Department of Health and Human Services Exclusion Program. Thomas Sowinski Special Agent in Charge/ Reviewing Official

US Department of Health and Human Services Exclusion Program. Thomas Sowinski Special Agent in Charge/ Reviewing Official US Department of Health and Human Services Exclusion Program Thomas Sowinski Special Agent in Charge/ Reviewing Official Overview Authority to exclude individuals and entities from Federal Health Care

More information

Licensure Resources by State

Licensure Resources by State Licensure Resources by State Alabama Alabama State Board of Social Work Examiners http://socialwork.alabama.gov/ Alaska Alaska Board of Social Work Examiners http://commerce.state.ak.us/dnn/cbpl/professionallicensing/socialworkexaminers.as

More information