Technology Salary Sacrifice Scheme Information Guide
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- Verity Bridges
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1 it, vis.uk s t c du co pro hoice. 14 e l 0 b c vaila loyee uhmb2 a f p eo m d: ang tore.e sswor r l l Pa b.s a fu For //uhm : uhmb e s: http sernam U University Hospital of Morecambe Bay NHS Foundation Trust Technology Salary Sacrifice Scheme Information Guide Place orders on the ordering portal from th th 27 Oct - 17 Nov 2014
2 About the Scheme This salary sacrifice scheme is provided by UHMB in partnership with EmployeeChoice. The scheme offers UHMB a convenient and costeffective way to access the latest technology and mobile devices whilst saving on tax and national Insurance. Visit the website now for more information (type into your web browser address bar): uhmb.store.employeechoice.co.uk Username: uhmb Password: uhmb2014 The order window is between 27 th October - 17 th November Deliveries will be scheduled on a weekly basis for orders outside of the 14 day cooling off period. Scheme Term: 24 Months Please read the Terms & Conditions on the website and Frequently Asked Questions at the back of this booklet BEFORE placing your order. This booklet contains a range of featured products, prices and savings examples from the scheme catalogue. Contents Scheme Details...3 Tablets...4 Laptops...5 Entertainment...6 Audio...7 Phones (SIM Free)...8 Pricing Summary...9 FAQs info@employeechoice.co.uk
3 Scheme Details How to place your order To place an order on the site, you will need to create your own password protected account. To browse the site, simply view the products by category on the main menu bar or enter your preference in the search box. Once you are in the product details page you will see important information including the overall effect on your take home pay. The system by default will assume you are a basic rate tax payer. If you pay tax at the higher rate please select the higher rate tab on the Tax Saving demonstration box. Deliveries Deliveries will commence once your order has been approved and you have signed and returned the electronic hire agreement we will send you. Please note a 14 day cooling off period applies should you change you mind. Orders that have passed the cooling off period will be despatched on a weekly basis. Whilst we will endeavor to deliver your goods within the delivery window, dates may vary due to stock levels and availability. Acceptance of Terms & Conditions The Terms and Conditions allow us to arrange payments for your chosen options via your gross pay. If you have any questions about the offers, delivery arrangements or how to complete your agreement you can the team via info@employeechoice.co.uk quoting your name, phone and your order number if applicable. EmployeeChoice will also help you if you have any issues with your new equipment or if you need advice on what to choose. Maximum Order Value The maximum order value for this scheme is 3,000. You can make savings of up to 30% off RRP. Placing your Order Select the product(s) you are interested in Once you have made your choice, click the ADD TO BASKET button. Review your order Once you are satisfied with your order, click the PROCEED TO CHECKOUT button If you have an account, please enter the login details If you do not please click the REGISTER button and follow the registration steps Follow the checkout steps Please note, you must tick the box agreeing the terms and conditions, or we cannot proceed with your order. You will then receive a confirmation of your order. Any further queries please call our customer service team on or info@employeechoice.co.uk info@employeechoice.co.uk 3
4 For a full range of products and details, visit User Name: uhmb Password: uhmb2014 Featured Tablets VIEW THE FULL RANGE ON OUR THE WEBSTORE Apple ipad Air 2 WiFi 16GB with Belkin Case The thinnest ipad ever is also the most capable. It s loaded with advanced technologies, including the Touch ID fingerprint sensor! Apple ipad mini 3 with Retina display, WiFi 16GB & Belkin Case The most advanced ipad mini is loaded with innovations like the Touch ID fingerprint sensor and Retina display. And it now comes in a gorgeous gold finish Apple ipad mini 2 with Retina display WiFi 32GB & Belkin Case ipad mini 2 combines great performance and a stunning 7.9-inch Retina display in a durable aluminum enclosure that you can take with you anywhere. Samsung Galaxy Tab with Belkin Case The Samsung Galaxy Tab has something for everyone. Designed with the whole family in mind, this big-screen tablet offers endless entertainment options and personalised profiles and even a kids mode so everyone can enjoy the Tab 4 in their own way Toshiba Encore 2 WT10-A-102 Powered by the quad-core Intel Atom processor, Encore 2 tablets provide all the performance and speed necessary for enjoying the latest mobile games with stunning graphics as well as fast start-up, browsing and multitasking. Microsoft Surface Pro3 Better than your laptop. Better than your tablet. The new Surface Pro 3 is in a category of its own. With a stunning 12 display in a sleek magnesium frame, Surface Pro 3 has all the power and performance of a laptop in an incredibly lightweight, versatile form. 4 For a full range of products and details, visit User Name: uhmb Password: uhmb2014 *Prices shown represent the cost after Income Tax, National Insurance & Pension savings (if applicable) are applied. It also assumes the employee is a basic rate tax payer. This is a guide only and actual savings will depend on individual tax, NI & pension arrangements.
5 VIEW THE FULL RANGE ON OUR THE WEBSTORE Featured Laptops MacBook Pro 15 Retina display with Case & Anti-Virus Protection With fourth-generation Intel Core processors, the latest graphics, and faster flash storage, the incredibly advanced MacBook Pro with Retina display moves even further ahead in performance and battery life. MacBook Pro 13 Retina display with Case & Anti-Virus Protection With fourth-generation Intel Core processors, the latest graphics, and faster flash storage, the incredibly advanced MacBook Pro with Retina display moves even further ahead in performance and battery life MacBook Air 13 with Case & Anti-Virus Protection MacBook Air features fourth-generation Intel Core processors with faster graphics, all-day battery life, even faster flash storage,and great built-in apps. It s thin, light, and durable enough to take everywhere you go and powerful enough to do everything once you get there. Toshiba Satellite Pro 15.6 with Case & Anti-Virus Protection The Satellite Pro R50-B-12Q is built for Pros. The laptop has been designed, developed and manufactured to be fast and reliable Lenovo B with Case & Anti-Virus Protection Be it for work, school or university the Lenovo MCA28UK 15.6 Laptop is an excellent choice for your life style. Featuring a 15.6 LED Screen with Windows 8.1 powered by the Intel Dual Core Celeron 1.86GHz processor and 4GB of RAM. Dell Latitude with Case & Anti-Virus Protection Get the job done with a reliable, affordable laptop featuring 4th Gen Intel Core processors, Windows 7 Pro (with Windows 8 Pro License) and a 15.6 display. Run your demanding applications smoothly. Support touchscreen interaction with Windows 8 Pro info@employeechoice.co.uk *Prices shown represent the cost after Income Tax, National Insurance & Pension savings (if applicable) are applied. It also assumes the employee is a basic rate tax payer. This is a guide only and actual savings will depend on individual tax, NI & pension arrangements. 5
6 For a full range of products and details, visit User Name: uhmb Password: uhmb2014 Featured Entertainment VIEW THE FULL RANGE ON OUR THE WEBSTORE Samsung 40 Smart HD 3D LED TV with Smart Blu-ray Player Samsung brings a super responsive Smart TV experience to your living room, controlled the way you want. In addition to exclusive apps such as ITV Player you can now control your TV the way you always wanted to with the intuitive Smart Control - a great Smart TV experience. Samsung 48 Smart HD 3D LED TV with Smart Blu-ray Player Control your viewing experience with touchpad, motion gestures and voice commands. This Smart TV demonstrates powerfully optimised enhanced picture quality, the immersive realism of full 3D technology and great gaming without a console LG 39 Smart HD 3D LED TV with Freeview HD See the most dazzling Full HD with the LB650V s advanced IPS panel technology. 3D boosts this even further with more depth. As well as more accurate colours and deeper contrast, this TV comes with built-in Wi-Fi for access to LG s suite of apps. LG 42 Smart HD 3D LED TV with Freeview HD Featuring IPS Full HD 3D and Freeview HD, 500Hz digital processing, built-in WiFi and USB playback. This LG Smart TV brings Catch up TV, streaming, apps and games directing to your living room at just a few button presses away Sony PlayStation 4 For the players who want to set out on incredible journeys through immersive new worlds and be part of a deeply connected gaming community. With an outstanding lineup of games already available - and many more currently in development. Xbox One Xbox One was built by gamers, for gamers. The perfect balance of power and performance, Xbox One takes gaming to a whole new level. Stunning realism. Advanced AI that adapts to the way you play. And a new generation of multiplayer that is both smarter and faster. 6 For a full range of products and details, visit User Name: uhmb Password: uhmb2014 *Prices shown represent the cost after Income Tax, National Insurance & Pension savings (if applicable) are applied. It also assumes the employee is a basic rate tax payer. This is a guide only and actual savings will depend on individual tax, NI & pension arrangements.
7 VIEW THE FULL RANGE ON OUR THE WEBSTORE Featured Audio Sonos PLAY:1 The Sonos PLAY:1 Wireless Multi-Room Speaker in black works as a cornerstone in the Sonos Multi-Room hi-fi system start with one and expand your music into any room, playing the same song everywhere or providing each room with a different soundtrack. Sonos PLAY:3 Have a limitless music library at your fingertips with the versatile Sonos PLAY:3 Wireless Multi-Room Speaker. Sporting a sleek, cool white colour, the Sonos PLAY:3 teams impeccable functionality with vast amounts of contemporary style! ipod touch 16GB ipod touch is more fun than ever. It has an ultra thin design, a 4-inch Retina display, a 5MP isight camera, ios 7, Siri, imessage, FaceTime, itunes and the App Store, itunes Radio, and more. B&O BeoPlay Earset 3i Earsets 3i Black are of Great quality and also has ultra light and adjustable earphone for people on the move Braven 570 Wireless Speaker With Bluetooth connectivity and built-in rechargeable Lithium-Polymer battery, the Braven 570 wireless speaker delivers a powerful portable output for your mobile music device. Parrot Zik Wireless Headphones Listening to music and being insulated from external noise are features that more and more Smartphone users are looking for. Parrot has designed the perfect solution to address these desires, introducing wireless headphones that act as an extension of your Smartphone info@employeechoice.co.uk *Prices shown represent the cost after Income Tax, National Insurance & Pension savings (if applicable) are applied. It also assumes the employee is a basic rate tax payer. This is a guide only and actual savings will depend on individual tax, NI & pension arrangements. 7
8 For a full range of products and details, visit User Name: uhmb Password: uhmb2014 Featured Phones (SIM Free) VIEW THE FULL RANGE ON OUR THE WEBSTORE HTC ONE M8 Not only is the HTC One (M8) beautiful on the outside, the inside is a stunner, too. Features like Motion Launch make it intuitive to use by allowing you to access your phone with a simple swipe, or answer a call simply by lifting the phone to your ear. LG G3 Developed under the Simple is the New Smart concept, the LG G3 is a culmination of consumer research based on LG s product development philosophy, Learning from You. The result is that the G3 has been empowered with the best of what current technology has to offer Nokia Lumia 930 A Smartphone designed to fit nicely in your hand, the Lumia 930 offers a a bright, 5 Full HD display, 20MP Pureview Camera, Surround Sound recording, and builtin wireless charging. Samsung Galaxy S5 Designed for what matters most to people, the Samsung Galaxy S5 is the smartphone that puts you at the heart of everything, providing simple and powerful benefits for everyday life. 8 For a full range of products and details, visit User Name: uhmb Password: uhmb2014 *Prices shown represent the cost after Income Tax, National Insurance & Pension savings (if applicable) are applied. It also assumes the employee is a basic rate tax payer. This is a guide only and actual savings will depend on individual tax, NI & pension arrangements.
9 VIEW THE FULL RANGE ON OUR THE WEBSTORE Featured Product Pricing Description Tablets Your Total Price inc VAT Gross Monthly Deduction Net Cost Monthly after Tax/NI Savings Basic Rate Tax Saving % Saving from RRP Net Cost Monthly after Tax/NI Savings High Rate ipad Air 2 Wifi 16GB Bundle with Case/Stand % % ipad Mini 3 Wi-Fi 16GB Bundle with Case/Stand % % ipad mini 2 Wi-Fi 32GB Bundle with Case/Stand % % Samsung Galaxy Tab Bundle with Case/Stand % % Toshiba WT10-A " Tablet % % Microsoft Surface Pro 3 128GB 12" Tablet % % Laptops % Saving from RRP MacBook Pro 13-inch Retina dual-core i5 2.6GHz/128GB Laptop Bundle with Case & Antivirus Software MacBook Pro 15-inch Retina quad-core i7 2.2GHz/256GB Laptop Bundle with Case & Antivirus Software 1, % % 1, % % MacBook Air 13-inch dual-core i5 1.4GHz/128GB Laptop Bundle with Case & Antivirus Software 1, % % Toshiba Satellite Pro R50-B-12Q 15.6" Laptop Bundle with Case & Antivirus Software % % Lenovo Essential B " Laptop Bundle with Case & Antivirus Software % % Dell Latitude " Laptop Bundle with Case & Antivirus Software % % Entertainment Samsung TV Bundle 40" H6400 Smart 3D Full HD LED TV + Blu-ray Player % % Samsung TV Bundle 48" H6800 Smart 3D Full HD LED TV + Blu-ray Player 1, % % LG 39LB650V LED HD 1080p 3D Smart TV, 39" with Freeview HD % % LG 42LB650V LED HD 1080p 3D Smart TV, 42" with Freeview HD % % Sony Playstation % % Microsoft Xbox One % % Audio Sonos Play:1 Wireless Music System Black % % Sonos Play:3 Wireless Music System White % % Apple ipod Touch 16GB % % BeoPlay Earset 3i - Black % % Braven 570 Portable Wireless Speaker - White % % Zik by Philippe Starck Wireless Headphones - Black + Black Metal % % Phones (SIM Free) HTC ONE M8 Mobile Phone GREY % % LG G3 Mobile Phone BLACK % % NOKIA 930 LUMIA Mobile Phone BLACK % % SAMSUNG GALAXY S 5 Mobile Phone WHITE % % For a full range of available technology, visit Username: uhmb Password: uhmb info@employeechoice.co.uk 9
10 Common FAQs Why has my Employer set up the Technology Benefit scheme? The scheme is designed to make up-to-date computing and/or mobile phone equipment available to staff for personal use. We are keen to see all staff develop their IT skills. Who is EmployeeChoice? We are operating this programme in partnership with EmployeeChoice, who have an excellent track record of operating similar programmes with a wide range of other organisations, across the private sector, education, local government and health. They will source the products from the suppliers, negotiate the best price deals, and take the orders via this online web portal which they have tailored for us as part of your benefits package. How does the Benefit Scheme work? The scheme makes technology products available to the employee for their own use. The equipment is provided for personal use. Your employer will own the equipment, but charges you for the use of the equipment. At the end of the benefit period, you will be given the option to keep the equipment, or end the agreement and have it collected. What is Salary Exchange? Salary exchange or Salary sacrifice means you agree to exchange a portion of your gross salary for the equipment. Your gross salary is then adjusted each month to match the payment required for the goods over an agreed time period. As the monthly repayment cost is deducted directly from your gross salary before you pay tax and National Insurance - this should lead to savings compared with paying for the same goods from your net pay. Am I eligible to take part in this programme? This benefit is open to all staff that meet the eligibility criteria: You must be an employee of the organisation running this scheme You must have a contract of employment with extends beyond the projected end of the payment period for the equipment You must be at least 18 years old You must be earning in excess of the minimal wage, after the monthly payment is deducted from your gross salary Can I order more than one mobile phone? No, you may only one unit. i.e one phone per employee. Does the mobile phone I select have to be returned at the end of the scheme? Yes you will need to return the handset at the end of the term. However would anticipate you will have the option to re-join a new scheme for a further 2 years to make further savings and to get a new handset. How much will the products cost me and what are the savings? The cost of each product is set out in the online website. You will see the full cost of the item, the monthly deductions that would be made to your gross salary, and an estimate of the likely additional saving you would make on Tax & National Insurance as a result of the use of salary exchange. We also provide a close estimate of how much your take home pay will change in exchange for the equipment. Is there a limit on how much I can spend? Yes. You can choose any products up to the amount of 3,000 this allows you a huge choice of equipment. If you have participated in past schemes the previous spend will also be factored into the total limit. ie if you spent 1,000 before, your limit will be reduced by this amount less the repayments you have already made. When will the products be delivered? Deliveries will commence once you have signed and returned your electronic hire agreement and the cooling off period has passed. Deliveries past the cooling off period will be made on a weekly basis during the scheme. Can I change my mind once I have signed the agreement? Yes, on signing you will have a 14 day cooling off period in which you can withdraw from the programme. You will need to notify EmployeeChoice by of your decision to withdraw info@employeechoice.co.uk. After the cooling off period, you will no longer be able to change your mind and will be committed for the full agreement period. Can I have the product(s) delivered to my workplace? No, to ensure proof of receipt we need to deliver to your home. Please ensure you give the right and phone details including mobile phone - to EmployeeChoice via the online website so that they can contact you and deliver to your home. Without correct information, your delivery may be delayed. EmployeeChoice will not use your personal information for any other purpose. What is the repayment period? The repayment period on this scheme is 24 Months. My employment is due to cease before the end of the agreement period, can I still participate? No. If your current contract of employment does not cover the whole of the repayment period, your order cannot be accepted. Does this offer make a difference to any other benefits such as maternity pay? The payments are based on a salary exchange arrangement, so can affect other entitlements under your contract of employment. If unsure please info@employeechoice.co.uk or view the full set of FAQS on the Scheme Website. For a full set of FAQs and further information please view the website info@employeechoice.co.uk
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12 Username: uhmb Password: uhmb2014
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