1 City of Total Income Fact Sheet Preface Statistics Canada conducts its Census of Population every five years with the most recent census having occurred in The Census provides information on the demographic, social and economic conditions of the population on Census day (May 16 in 2006). While the Census aims to enumerate all permanent residents of Canada, it will miss some residents while counting others more than once. In acknowledgement of this Statistics Canada publishes a net undercount that is used to adjust the population count. Based on these adjustments BC Stats produces quarterly and annual population estimates. The City of s Planning Department also maintains building permit statistics. The number of existing buildings (updated with new constructions and demolitions) provides an accurate estimate of occupied dwellings. The dwelling count is combined with Statistics Canada Census variables to produce the City of s demographic profiles. Where possible a comparison is made between the current and previous censuses. A regional comparison is also provided between and key municipal neighbours. Finally, for the purpose of this and other fact sheets, is divided into six communities:,,,, South, and. is also identified as a sub-community planning area within. Unless otherwise indicated, statistical information provided at the community and sub-community level is based on a twenty percent sample of the Census enumeration.
2 Total Income The Census provides income information on individuals, families and households. The types of statistics released on total income in the Census include distribution of income, median and average income, and composition of income. Additionally, there are separate fact sheets available providing employment income and of low income statistics. All income statistics released in the 2006 Census are for the 2005 calendar year. Total income refers to the total money income received from the following sources: Wages and salaries Net farm income Net non-farm income from unincorporated business and/or professional practice Child benefits Old Age Security pension and Guaranteed Income Supplement Benefits from Canada Pension Plan Benefits from Employment Insurance Other income from government sources Dividends, interest on bonds, deposits and savings certificates, and other investment income Retirement pensions, superannuation and annuities, including those from RRSPs and RRIFs Other money income Total Personal Income In 2005 the share of s population aged 15 years and over that reported having an income (including losses) was 94.3%. This was a marginal increase from 2000 when the share was 93.5%. There is little variation in this proportion from year to year and from community to community. For instance, in 2005 the share of the population 15 years or older having income ranged from 93.4% in to 95.6% in South, and from 93.9% in Richmond to 96.3% in the City of Langley among the major municipalities. Between 2000 and 2005 s income distribution (the share of its population in each income bracket) experienced little or no change in all but the highest income bracket (which increased from 9.0% to 12.3% of the population 15 years and over). All other income brackets experienced a change (increase or decrease) of one percentage point or less. This is congruent with the fact that while average income increased in this period from $28,952 to $32,733, median income increased more moderately from $22,458 to $23,983. According to the Census the average total income of the population 15 years and over is calculated as the aggregate total income of those reporting an income (including losses), divided by the number of those reporting. The median total income is the amount that splits the income distribution into two halves (excluding those who did not report an income), one of which comprises incomes greater than the median with the other comprising incomes smaller than the median. Note that incomes in this comparison are not adjusted for inflation.
3 Income Bracket Income Distribution (Population 15 Years and Over) $60,000 and over $50,000 to $59,999 $45,000 to $49,999 $40,000 to $44,999 $35,000 to $39,999 $30,000 to $34,999 $25,000 to $29,999 $20,000 to $24,999 $15,000 to $19,999 $12,000 to $14,999 $10,000 to $11,999 $7,000 to $9,999 $5,000 to $6,999 $3,000 to $4,999 $1,000 to $2,999 Under $1,000 Without income % 5% 10% 15% Share of Population 15 Years and Over Total Personal Income in s Communities There was some variation between the income distributions of s communities. In order to facilitate comparison income brackets were aggregated to form six simplified categories as seen in the following chart. From this it is evident that and South differ significantly from the other communities in the manner in which income is distributed among their populations. Both have relatively high proportions of their populations falling within the higher income brackets and relatively low proportions falling within the lower income brackets. Income Distribution in 's Communities (Population 15 Years and Over) South Without income Under $15,000 $15,000 to $29,999 $30,000 to $44,999 $45,000 to $59,999 $60,000 and over 0% 20% 40% 60% 80% 100% Share of Population 15 Years and Over
4 Furthermore, average income is considerably higher in and South than it is in s other communities. Indeed, both are higher than the average incomes of as a whole and as a whole. Average Income in 's Communities (Population 15 Years and Over) South $0 $10,000 $20,000 $30,000 $40,000 $50,000 Average Income Population 15 years and over South City Centre City Total 29,500 39,800 41,800 85,110 50,275 66,380 14, ,875 Without income 1,400 2,650 2,515 4,970 2,230 4, ,950 With income 28,105 37,155 39,285 80,135 48,045 62,195 13, ,925 Under $1,000 1,085 1,910 2,300 3,930 1,975 3, ,100 $1,000 to $2, ,640 1,575 2,685 1,725 2, ,820 $3,000 to $4, ,380 1,600 3,150 1,400 2, ,300 $5,000 to $6, ,485 1,690 3,185 1,455 2, ,180 $7,000 to $9,999 1,395 2,040 2,670 5,295 2,240 3, ,305 $10,000 to $11,999 1,045 1,990 2,185 4,725 1,675 3, ,505 $12,000 to $14,999 1,570 2,415 2,510 6,005 2,470 4,855 1,105 19,830 $15,000 to $19,999 2,275 3,365 3,715 7,890 3,695 6,845 1,475 27,785 $20,000 to $24,999 2,000 3,080 3,045 7,215 3,175 5,685 1,355 24,195 $25,000 to $29,999 1,850 2,370 2,710 5,660 3,010 4,565 1,085 20,155 $30,000 to $34,999 2,230 2,530 2,570 5,555 2,795 4,520 1,120 20,200 $35,000 to $39,999 1,700 2,130 2,315 4,785 2,700 3, ,480 $40,000 to $44,999 1,685 2,035 2,115 4,085 2,480 2, ,370 $45,000 to $49,999 1,435 1,520 1,590 3,295 2,120 2, ,485 $50,000 to $59,999 2,380 2,445 2,405 4,470 3,590 3, ,640 $60,000 and over 5,055 4,840 4,295 8,200 11,535 4, ,570 Average income $37,329 $31,347 $29,924 $29,249 $47,405 $26,412 $25,566 $32,733
5 Income Bracket Regional Comparison of Total Personal Income s income distribution is similar to that of. With the exception of the highest income bracket ($60,000 and over) and had nearly the same proportions of their populations (within one percent) in each income bracket. Income Distribution in (Population 15 Years and Over) $60,000 and over $50,000 to $59,999 $45,000 to $49,999 $40,000 to $44,999 $35,000 to $39,999 $30,000 to $34,999 $25,000 to $29,999 $20,000 to $24,999 $15,000 to $19,999 $12,000 to $14,999 $10,000 to $11,999 $7,000 to $9,999 $5,000 to $6,999 $3,000 to $4,999 $1,000 to $2,999 Under $1,000 0% 5% 10% 15% Share of Population 15 Years and Over In 2005 the average income of s population 15 years and over was $32,733, while the median income was $23,983. These are lower than the average and median incomes of Metro Vancouver as a whole which were $36,123 and $25,032 respectively. s is the third lowest average income in the region (ahead of Richmond and Burnaby). Its median income is also the fifth lowest in the region.
6 Average and Median Income in (Population 15 Years and Over) Burnaby Coquitlam Delta Langley (City) Langley (Township) New Westminster N Vancouver (District) Richmond Vancouver West Vancouver Average income Median income $0 $10 $20 $30 $40 $50 $60 $70 $80 Income ( 1000) Total Family Income In the previous Census 103,210 economic families were counted in. The use of economic families in the 2006 Census as the basic family unit for family income statistics differs from the practice in the 2001 Census. At that time Census family was employed. While an economic family is considered to be any group of individuals sharing a dwelling who are related by blood, marriage, common-law or adoption, Census families are limited to those which comprise married or common-law couples (with or without children) or lone parents living with one or more child. This change renders comparisons of family income statistics for the years 2000 and 2005 invalid. The average and median family incomes in 2005 were $82,254 and $69,119 respectively. These values were determined in a manner similar to that for personal incomes, as described previously. One difference, however, was that they were calculated for all economic families whether or not they reported an income. The Census also reported statistics related to the composition of family income. Three categories of income were specified: employment income, government transfer payments, and other income. The first category includes wages and salaries, and self-employment income as defined in the City of Employment Income Fact Sheet. The second category includes Old Age Security pension and Guaranteed Income Supplement, Canada Pension Plan benefits, Employment Insurance benefits, child benefits and any other income from government sources. The final category includes dividends, interest and other investment income, retirement pensions, superannuation and annuities and any other income not included elsewhere. In 2005 s total family income included employment income (80.6%), government transfer payments (9.6%) and other income (9.9%).
7 Total Family Income in s Communities There was considerable variability in the distribution of family income among s communities. As it did with personal income South led all other communities in the proportion of its families belonging to the higher family income brackets. Again had the second highest proportion of families in the higher income brackets. Meanwhile, and in particular the had larger proportions of families in the lower income brackets and smaller proportions in the higher income brackets. Income Distribution in 's Communities (Economic Families) South Under $20,000 $20,000 to $39,999 $40,000 to $59,999 $60,000 to $79,999 $80,000 to $99,999 $100,000 and over 0% 20% 40% 60% 80% 100% Share of Economic Families These income distributions are manifest in the average family incomes as portrayed below. They ranged from $66,519 in ($53,343 in the ) to $112,755 in South. The city-wide average was $82,254. Average Income in 's Communities (Economic Families) South $0 $20,000 $40,000 $60,000 $80,000 $100,000 $120,000 Average Income
8 In 2005 employment income comprised between 74.8% and 84.5% of the total family income of s communities. At the same time government transfers accounted for between 6.9% and 12.9% of total family income, while other types of income comprised between 6.0% and 18.4%. This last category of income was particularly prominent in South comprising 18.4% of total family income. This is well above the city-wide value of 9.9% and almost double the value for, the next highest community at 8.9%. Included in this category are investment incomes and retirement incomes. Composition of Income in 's Communities (Economic Families) South 0% 20% 40% 60% 80% 100% Share of Total Income Employment income Government transfer payments Other Economic families South City Centre City Total 10,640 13,070 13,935 27,210 17,820 20,535 4, ,210 Under $10, ,910 $10,000 to $19,999 $20,000 to $29,999 $30,000 to $39,999 $40,000 to $49,999 $50,000 to $59,999 $60,000 to $69,999 $70,000 to $79,999 $80,000 to $89,999 $90,000 to $99,999 $100,000 and over Average Family Income % Employment income % Government transfers , , , ,305 1, , , ,205 1,410 2,505 1,080 2, , ,085 1,490 2,705 1,285 2, , ,180 1,370 2,850 1,350 2, , ,180 1,155 2,830 1,290 2, ,425 1,010 1, ,405 1,310 1, , , ,020 1,125 1, , ,900 1,200 1, ,715 3,620 3,845 3,285 6,410 7,445 3, ,105 $88,947 $81,719 $72,188 $76,952 $112,755 $66,519 $53,343 $82, % 161.0% 74.8% 81.8% 81.1% 84.5% 84.2% 81.5% 15.4% 27.6% 6.9% 11.1% 10.1% 9.2% 7.2% 12.2% % Other 5.1% 11.4% 18.4% 7.1% 8.9% 6.3% 8.5% 6.3%
9 Income Bracket Regional Comparison of Total Family Income The distribution of total family income in closely mirrors that of. Of s 103,210 economic families 72.8% made an income less than $100,000. In Metro Vancouver as a whole 71.1% of economic families were in the same category. Income Distribution in (Economic Families) $100,000 and over $90,000 to $99,999 $80,000 to $89,999 $70,000 to $79,999 $60,000 to $69,999 $50,000 to $59,999 $40,000 to $49,999 $30,000 to $39,999 $20,000 to $29,999 $10,000 to $19,999 Under $10,000 0% 5% 10% 15% 20% 25% 30% Share of Economic Families s average income of $82,254 lagged the average of $87,788 and was sixth lowest in the region. Similarly, s median income of $69,119 was seventh lowest in the region and slightly below the median income of $69,688. Average and Median Income in (Economic Families) Burnaby Coquitlam Delta Langley (City) Langley (Township) New Westminster N Vancouver (District) Richmond Vancouver West Vancouver Average family income Median family income $0 $50,000 $100,000 $150,000 $200,000 Income
10 Employment income comprised 80.6% of the total family income in. This is fairly typical throughout the region. At the same time (9.6%) is second after Burnaby (9.7%) in the share of total family income comprised of government transfer payments. Burnaby Coquitlam Delta Langley (City) Langley (Township) New Westminster N Vancouver (District) Richmond Vancouver West Vancouver Composition of Income in (Economic Families) 0% 20% 40% 60% 80% 100% Share of Total Income Employment income Government transfer payments Other Total Household Income In 2005 there were 131,140 private households in. A private household is considered to be a person or a group of people who occupy a single private dwelling. There are significant changes between the year 2000 and 2005 in the share of private households in certain income brackets. This change is most prominent in the highest income bracket, $100,000 and over, which increased from 16.3% of private households to 22.6%. The four lowest income brackets also experienced change, shrinking by as much as two percentage points in their share of all private households. Note that the incomes included in this comparison have not been adjusted for inflation. Average and median household income both increased over this period. Average household income increased by over $10,000 from $63,197 to $73,552, while median household income grew more moderately from $53,957 to $60,168. Average and median incomes were determined based on all households whether or not they reported any income.
11 Income Brackets Income Distribution (Private Households) $100,000 and over $90,000 - $99,999 $80,000 - $89,999 $70,000 - $79,999 $60,000 - $69,999 $50,000 - $59,999 $40,000 - $49,999 $30,000 - $39,999 $20,000 - $29,999 $10,000 - $19,999 Under $10, % 5% 10% 15% 20% 25% Share of Private Households Total Household Income in s Communities The distribution of household income in varied greatly from community to community in Households with incomes of $100,000 and over were most prevalent in South, followed by. and the had the lowest proportion of households in this income bracket and the highest proportions of households in the lowest aggregate income bracket (under $20,000). Income Distribution in 's Communities (Private Households) South Under $20,000 $20,000 to $39,999 $40,000 to $59,999 $60,000 to $79,999 $80,000 to $99,999 $100,000 and over 0% 20% 40% 60% 80% 100% Share of Private Households Average household income in ranged from $58,516 in to $96,022 in South. had an average household income of $44,922.
12 Average Income in 's Communities (Private Households) South $0 $20,000 $40,000 $60,000 $80,000 $100,000 Average Income Private households South City Centre City Total 12,930 15,360 17,995 33,140 23,685 28,020 7, ,140 Under $10, , , ,555 $10,000 to $19,999 $20,000 to $29,999 $30,000 to $39,999 $40,000 to $49,999 $50,000 to $59,999 $60,000 to $69,999 $70,000 to $79,999 $80,000 to $89,999 $90,000 to $99,999 $100,000 and over ,580 2,370 1,610 2,835 1,195 9, ,180 2,030 2,590 2,015 2, , ,560 2,035 3,305 2,085 3,225 1,125 13,190 1,155 1,275 1,940 3,385 1,835 3,280 1,085 12,875 1,105 1,480 1,700 3,360 1,805 2, ,225 1,065 1,290 1,455 3,255 1,680 2, ,305 1,130 1,115 1,095 2,615 1,560 2, ,595 1,025 1, ,125 1,230 1, , ,995 1,285 1, ,135 3,750 3,960 3,515 6,795 7,885 3, ,695 Average income $81,092 $75,808 $65,319 $70,691 $96,022 $58,516 $44,922 $73,552 Regional Comparison of Total Household Income s household income distribution is similar to that of. In 2005 had a higher proportion of private households than in each income bracket above $40,000. At the same time had a lower proportion of private households than in each income bracket below $40,000.
13 Income Distribution in (Private Households) $100,000 and over $90,000 to $99,999 $80,000 to $89,999 $70,000 to $79,999 $60,000 to $69,999 $50,000 to $59,999 $40,000 to $49,999 $30,000 to $39,999 $20,000 to $29,999 $10,000 to $19,999 Under $10,000 0% 5% 10% 15% 20% 25% Share of Private Households s average household income in 2005 ($73,552) was marginally higher than that of Metro Vancouver ($73,258). Its median household income was $60,168, higher than Metro Vancouver s median income of $55,231. Average and Median Income in (Private Households) Burnaby Coquitlam Delta Langley (City) Langley (Township) New Westminster N Vancouver (District) Richmond Vancouver West Vancouver Average Income Median Income $0 $40,000 $80,000 $120,000 $160,000 Income
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What if York Region were a village of just 00 PEOPLE? York Region is a diverse global village, made up of many different types of people of various backgrounds and languages. York Region is also fast-growing.
LATEST EDITION JUNE 2011 Your Pension and Planning Your Retirement A guide for getting started on your retirement plans How to contact us Member and Pensioner Services: (416) 681-6100 in the Toronto calling
WAGE REPORTS FOR WORKERS COVERED BY FEDERAL OLD-AGE INSURANCE IN 937 JOHN J. CORSON* 3 DURING 937 approximately 3 million men and women worked in employment covered by Federal old-age insurance. They received
Marriage Trends in Western Culture: A Fact Sheet Variations in family formation patterns occurring in other industrialized nations Background and Importance This Fact Sheet presents data and trends over
MetLife Retirement Income IQ Study A Survey of Pre-Retiree Knowledge of Financial Retirement Issues June, 2008 The MetLife Mature Market Institute Established in 1997, the Mature Market Institute (MMI)