Claims Management Overview

Size: px
Start display at page:

Download "Claims Management Overview"

Transcription

1 Claims Management Overview Insuring New Horizons

2 Phoenix Aviation Building On Experience very successful business person knows that it s invaluable to have your company investments and assets E protected. At Phoenix Aviation, we approach our customers claims in the same manner we would want our personal claims handled. Our dedicated claim specialists include aviation adjusters, attorneys and pilots who average over 15 years of aviation claims experience and can effectively manage all facets of any aviation-related claim ranging from simple property damage to the most complex aviation accident. Additionally, the claim team s partnership with our aviation underwriting professionals and risk control experts brings a proactive approach to safety and loss control planning. First-Rate Service Whenever You Need It Claim reporting and acknowledgment is available 24/7 either online or by telephone. You will be contacted within 24 hours of notifying us of a loss and immediately in the event of an emergency. In addition, you will receive regular updates keeping you informed of our investigation. Our aviation claim professionals are ready to respond 24 hours a day, 365 days a year with the authority to make critical decisions including loss payments to policyholders and appropriate loss payees. The Phoenix Aviation Claim Team promptly reviews every reported claim and undertakes a thorough factual investigation. This permits us to make timely decisions concerning coverage, liability and damages and thereby efficiently resolve claims. Insureds have access to our extensive network of aviation experts and attorneys to address questions and concerns. Phoenix Aviation provides a trained and fully-equipped Emergency Response Team ready to deploy at a moment s notice to a major accident site. Expert Attention With Your Interests In Mind Our track record of providing prompt and thorough claims service including fair and equitable resolutions has earned the Phoenix Aviation Claim Team its excellent reputation in the industry. Our Best Practices promote on-site inspections by Phoenix Aviation claim professionals rather than relying on third-party adjusters and outside vendors. When a claim occurs, you may need legal advice. Our insureds have the advantage of our global partnerships with experienced attorneys with aviation expertise. Phoenix Aviation s customers enjoy access to a broad network of aviation resources including appraisers, engineers, technicians, repair facilities and investigators that offer valuable professional support. Our Mission The mission of the Phoenix Aviation Claim Team is to act with the utmost professionalism to protect the interests and integrity of our clients by promptly and fairly resolving all claims. Our goal is to help you get back to doing what you know best - operating your business or aircraft. We strive to provide the most professional comprehensive service in the industry.

3 Home Office Atlanta GA Michael E. Warren, Esq. - Executive Vice President / General Counsel & Chief Claims Officer [email protected] As Chief Claims Officer, Mike Warren oversees the day-to-day operations of Phoenix Aviation s claims services. Mike launched his career in aviation insurance as a senior claims supervisor and attorney with the United States Aircraft Insurance Group (USAIG), New York. Thereafter, he joined the law firm of Gallagher, Gosseen & Faller, New York, practicing product liability and aviation law. Mike subsequently assumed the role of Vice President of ICALM Group, Chapel Hill, managing aviation-related matters for major insurers in the European Market as well as self-insured clients. In 2000, Mike joined Travelers Insurance Company and held a variety of senior technical and managerial claim positions. He was appointed Vice President and Director of Claims for Travelers Aviation before joining Phoenix Aviation in Mike has a Bachelor of Arts in Economics from Brooklyn College and a Juris Doctor with honors from St. John s University School of Law. He is admitted to the federal and state bars of New York, holds adjuster licenses in sixteen states and is a certified mediator. Adam H. Kleeberg, Esq. - Vice President / Corporate Claims Counsel [email protected] As Corporate Claims Counsel, Adam Kleeberg manages complex claims and oversees Phoenix Aviation s Subrogation and Claims Compliance Departments. Adam began his aviation insurance career with Phoenix Aviation as a claims attorney in 2006 and has since been promoted to Vice President, Corporate Claims Counsel. He is a graduate of Pennsylvania State University with a Bachelor of Science degree in International Business and Economics. Adam received his Juris Doctor from The University of Akron School of Law and is admitted to the New York State Bar. Kayon Marshall - Assistant Vice President / Senior Administrative Manager [email protected] Kayon is responsible for all corporate and branch office claim administration. Previously, she held positions as the Claims Administrative Manager and Claims Processing Manager. Before joining Phoenix Aviation, Kayon worked for Technion Communications, Miramar, FL as a Payroll Coordinator. Kayon studied Business Management and Administration at Broward Community College. Harriet Green - Senior Claims Administrator [email protected] As a Senior Claims Administrator, Harriet is responsible for the daily management of Phoenix Aviation s fee billing system and claims check processing for all corporate and branch claim operations. She also provides administrative support to the senior claims management team. Before joining Phoenix Aviation, Harriet was an Executive Administrative Assistant at ING s corporate headquarters in New York City and an Administrative Assistant for JP Morgan on Wall Street. Tiffany Pickens - Senior Corporate Compliance Coordinator [email protected] Tiffany handles the Medicare and other claims compliance requirements for Phoenix Aviation. She also assists with aircraft salvage administration. Prior to joining Phoenix Aviation, Tiffany worked at Allstate in the catastrophic claim unit and with Safeco s legal department.

4 Kathleen Allen Leonard - Senior Claims Manager, Workers Compensation [email protected] Kathleen oversees the workers compensation claims program at Phoenix Aviation. Before joining Phoenix, Kathleen held similar positions at Randstad USA, National Service Industries, Royal and Sun Alliance and Federated Mutual in Atlanta. She is a former member of the Workers Compensation Advisory Committee at the Shepherd Center and currently serves on the Georgia State Board Advisory Committee for Workers Compensation. Kathleen holds a Bachelor of Arts degree in History from Georgia State University. Regional Claims California Doug Bland Claims Manager [email protected] Doug joined Phoenix Aviation in 2006 and manages claims in the Western Region. Doug began his insurance career as a personal lines and healthcare broker. He then worked as a claims adjuster for State Farm and Fremont Compensation Insurance and subsequently as an independent aviation adjuster for Ron Phares & Co. and Kern & Wooley, LLP. Doug holds a degree in Finance from California State University at Northridge. He is a licensed adjuster in California and a licensed pilot with an instrument rating. Kellie Kent - Claims Administrator [email protected] Kellie is responsible for assisting the California and Idaho offices with hull and liability claims. She joined Phoenix in Prior to joining Phoenix, Kellie worked in retail management and real estate. Colorado Gary Czajkowski -Vice President, Western Regional Claims Manager / Salvage Coordinator [email protected] Gary manages all aspects of aviation losses including on-site investigations, coverage reviews, first and third party complex claims and litigation management. Gary joined Phoenix Aviation in 2007 after working as claims liaison and safety analyst for an aviation insurance brokerage for 5 years. Prior to joining the insurance industry, he was an aviation consultant on technical issues regarding accident investigation and reconstruction. Gary holds a Bachelor of Science Degree in Professional Aeronautics with minors in Aviation Safety and Business Management from Embry Riddle Aeronautical University. He holds CFII, MEII and AGI pilot certificates, is a licensed airframe and power plant mechanic and a licensed claim adjuster in 18 states. Kristina McCabe - Technical Specialist [email protected] Kris joined Phoenix Aviation Managers in 2013 and handles hull and liability claims in the Western Region. She began her insurance career as a Customer Service Representative for State Farm and then spent several years as a Sr. Account Manager and Team Leader for a predominant aviation insurance broker. Kris transitioned from underwriting to claims with Allianz Aviation before joining Phoenix. She holds a Bachelor of Science degree in Aviation Management from Metropolitan State University.

5 Florida Adam Royse Claims Manager Adam joined Phoenix Aviation in 2007 and manages aircraft hull and liability claims in the Southeast and Caribbean Regions He holds a Bachelor of Arts degree in Communication from Flagler College (Florida), is a private pilot with instrument rating and is a licensed adjuster in Florida and Georgia. Georgia Leslie (Les) Sychak - Vice President / Eastern Regional Claims Manager [email protected] Les manages all aspects of aviation losses including on-site investigations, coverage reviews, first and third party complex claims and litigation management. His aviation insurance career spans more than 20 years and includes a variety of technical and managerial positions with Southeastern Aviation Underwriters, Comav Managers, AIG Aviation and Travelers Aviation. Les holds a Bachelor of Science degree in Psychology from the University of Pittsburgh and is a private pilot, ASEL rating. David Huie - Technical Specialist [email protected] David joined Phoenix Aviation in 1999 and is responsible for adjusting physical damage and liability claims in the Southeast region. An avid pilot, David holds a Commercial Pilot license with instrument rating and is a Certified Flight Instructor. He has a Bachelor of Science degree in Aviation Management from Auburn University. Emily Pullano - Claims Examiner [email protected] Emily oversees the vertical risk claim program and provides a variety of data support functions for the claims team. Emily started her aviation insurance career as a customer service representative with an insurance brokerage in She has a Bachelor of Science degree in Social Science Education from the University of Georgia and is a licensed insurance adjuster. Ruth Bitterman - Claims Administrator [email protected] Ruth joined Phoenix Aviation in 1995 and is responsible for assisting the Eastern Regional claims team. Prior to Phoenix Aviation, Ruth was a legal secretary and has an Associates degree in Secretarial Science from Broward Community College.

6 Idaho Justin Watkins Claims Manager Justin joined Phoenix Aviation as a claims representative in 2010 and was subsequently promoted to Claims Manager for the Northwest Region and Alaska. Justin holds a Bachelor of Science Degree in Aerospace Studies with a minor in Aviation Weather from Embry Riddle Aeronautical University. He also earned his Master of Science Degree in Aviation Safety and Accident Investigation from Embry Riddle, and was recognized as the Outstanding Graduate of the Master s Program. Justin is a commercial pilot with instrument rating, an Advanced Ground Instructor and has completed the NTSB AS101 training program. Illinois Tim Westbrook - Claims Manager [email protected] Tim is responsible for managing hull and liability claims in the Midwest Region. Before joining Phoenix Aviation in 2011, Tim spent 17 years as a claims manager with various insurance carriers in the Midwest. He holds a Bachelors Degree in Aviation Management and an Associates degree in Aviation Maintenance from Southern Illinois University. Tim is a licensed airframe and power plant mechanic and a licensed pilot. Louisiana Louise Jenkins CCLA / Senior Technical Specialist [email protected] Louise joined Phoenix Aviation in Her insurance career began in 1969 and includes technical claim roles with Fireman s Fund and Kemper. Louise is a licensed adjuster in Connecticut, Florida, Louisiana, Oklahoma, North Carolina and Texas. Danna Olivier Claims Administrator [email protected] Danna is responsible for supporting the airport claims division. Danna began her career as a executive assistant at Southern Marine & Aviation Underwriters in She joined Phoenix Aviation s claim department in She has been awarded the Phoenix Aviation Outstanding Performance Award on multiple occasions. Maryland Patrick Dolan - Claims Manager [email protected] Patrick is responsible for managing hull and liability claims in the Mid-Atlantic and Northeast regions. Prior to joining Phoenix Aviation in 2008, Patrick was a claims manager at Avemco Insurance for 25 years. He has been an active participant in the aviation community and has served as an aviation arbitrator. Patrick is a licensed adjuster in seven states and a licensed pilot. He attended Towson State University after serving six years in the United States Marine Corps Reserve.

7 Cheryl Dougherty - Claims Administrator [email protected] Cheryl is responsible for assisting the Maryland office with hull and liability claims. Prior to joining Phoenix Aviation in 2009, Cheryl worked as an accountant and as a teller for a savings and loan bank. Missouri Russell Day Claims Manager [email protected] Russ is responsible for managing aircraft hull and liability claims throughout the Midwest Region. He joined Phoenix Aviation in 2007 and has over 28 years of experience handling aviation claims. Prior to Phoenix, Russ was a Claims Examiner for Aviation Underwriting Specialists. Before beginning his tenure in aviation insurance, he was employed as an Airport Planner responsible for developing airport master plans including technical drawings of airport terminals, runways and airspace. Russ holds a Bachelor of Science degree in Aviation Technology and Master of Science degree in Industrial Technology from the University of Central Missouri. He is a licensed adjuster in Texas, Minnesota, Mississippi, Oklahoma, Kentucky and New Mexico and has earned an Associate of Claims designation (AIC). Russ is a licensed commercial pilot with multi-engine and instrument ratings. Sandi Thorp Claims Administrator [email protected] Sandi joined Phoenix Aviation in 2007 and is responsible for supporting the claims operations at the Missouri and Illinois offices. Sandi came to Phoenix with over 20 years of experience as a teacher, regional manager and office manager. She holds a Bachelor of Science Degree in English/Secondary Education from the University of Missouri, St. Louis. Texas Chad Rundell - Claims Manager [email protected] Chad joined Phoenix Aviation in 2005 and manages aircraft hull and liability claims in the South Central Region. Before joining Phoenix, Chad worked as a claims adjuster at Avemco, US Specialty, Universal Loss Management and LAD Aviation. He holds a commercial pilot s license with single engine, multi-engine and instrument ratings along with an airframe and power plant mechanic s license. Chad is a licensed adjuster in Texas, Louisiana, Mississippi, Arkansas, Oklahoma and New Mexico. Deborah Slayter - Claims Administrator [email protected] Deborah is responsible for assisting the Texas and Colorado offices with hull and liability claims. Prior to joining Phoenix Aviation in 2011, Deborah worked in the Public Relations industry.

8 For more information, contact one of our regional claim offices, or visit California 2800 Camino Dos Rios Suite 101C Thousand Oaks, California Tel: Fax: Georgia 1990 Vaughn Road Suite 350 Kennesaw, Georgia Tel: Fax: Louisiana 400 Poydras Street Suite 1940 New Orleans, Louisiana Tel: Colorado Huron Street Suite 203 Northglenn, Colorado Tel: Fax: Idaho 412 South King Ave Suite 105A Middleton, ID Tel: Fax: Maryland 7801 York Road Suite 327 Towson, Maryland Tel: Florida 24 Cathedral Place Suite 505 St. Augustine, Florida Tel: Fax: Illinois 2300 Cabot Drive Suite 150 Lisle, Illinois Tel: Fax: Missouri Swingley Ridge Road Suite 235 Chesterfield, Missouri Tel: Texas North Dallas Pkwy Suite 400 Dallas, Texas Tel: Fax: Washington 555 South Renton Village Place Suite 550 Renton, Washington Tel: Fax: Copyright 2014 Phoenix Aviation Managers, Inc. All Rights Reserved.

Insuring New Horizons. Aviation Insurance. Premier Products, Services and Solutions. - A Comprehensive View of Claim Management

Insuring New Horizons. Aviation Insurance. Premier Products, Services and Solutions. - A Comprehensive View of Claim Management Insuring New Horizons SM Aviation Insurance Premier Products, Services and Solutions - A Comprehensive View of Claim Management Old Republic Aerospace - Building On Experience. Every successful business

More information

Insuring New Horizons. Aviation Insurance. Premier Products, Services and Solutions. - Atlanta Branch

Insuring New Horizons. Aviation Insurance. Premier Products, Services and Solutions. - Atlanta Branch Insuring New Horizons SM Aviation Insurance Premier Products, Services and Solutions - Atlanta Branch Old Republic Aerospace - Building on Experience. Old Republic Aerospace, Inc. (ORA) is a leading insurance

More information

PURPOSE OF MEDICAL CERTIFICATION To ensure that only those pilots who are physically and mentally fit will be authorized to operate aircraft, thereby

PURPOSE OF MEDICAL CERTIFICATION To ensure that only those pilots who are physically and mentally fit will be authorized to operate aircraft, thereby 1 PURPOSE OF MEDICAL CERTIFICATION To ensure that only those pilots who are physically and mentally fit will be authorized to operate aircraft, thereby enhancing aviation safety by eliminating the medical

More information

Institutions Authorized to Certify its Graduates for an Airline Transport Pilot (ATP) Certificate with Reduced Aeronautical Experience

Institutions Authorized to Certify its Graduates for an Airline Transport Pilot (ATP) Certificate with Reduced Aeronautical Experience Institutions Authorized to Certify its Graduates for an Airline Transport Pilot (ATP) Certificate with Reduced Aeronautical Experience Graduates of an institution of higher education that have received

More information

recovery: Projections of Jobs and Education Requirements Through 2020 June 2013

recovery: Projections of Jobs and Education Requirements Through 2020 June 2013 recovery: Projections of Jobs and Requirements Through June 2013 Projections of Jobs and Requirements Through This report projects education requirements linked to forecasted job growth by state and the

More information

Meet Our Team Marketing Directors & Clinical Evaluators

Meet Our Team Marketing Directors & Clinical Evaluators Meet Our Team Marketing Directors & Clinical Evaluators Michael Zavacky As the Director of Marketing, South for NeuroRestorative, Michael works with families, case managers, clinicians, payors, workers

More information

Public School Teacher Experience Distribution. Public School Teacher Experience Distribution

Public School Teacher Experience Distribution. Public School Teacher Experience Distribution Public School Teacher Experience Distribution Lower Quartile Median Upper Quartile Mode Alabama Percent of Teachers FY Public School Teacher Experience Distribution Lower Quartile Median Upper Quartile

More information

Aerospace Claims Services

Aerospace Claims Services Aerospace Claims Services Our mission is to provide the best claims service and solutions, in support of our customer s business and strategic interests. 2 Executive Staff Joseph Trotti President & CEO

More information

Chartis Aerospace Insurance Services, Inc. Strength. Stability. Executive Staff. Global Reach. Aerospace Expertise

Chartis Aerospace Insurance Services, Inc. Strength. Stability. Executive Staff. Global Reach. Aerospace Expertise Chartis Aerospace Adjustment Services, Inc. Claims Management Chartis Aerospace Adjustment Services, Inc. Our mission is to provide the best claims service and solutions, in support of our customers business

More information

AVIATION SPECIALIST. Inspects aviation schools for conformance with state laws, rules, and regulations.

AVIATION SPECIALIST. Inspects aviation schools for conformance with state laws, rules, and regulations. MICHIGAN CIVIL SERVICE COMMISSION JOB SPECIFICATION AVIATION SPECIALIST JOB DESCRIPTION Employees in this job complete and oversee a variety of professional assignments to promote aviation education and

More information

Three-Year Moving Averages by States % Home Internet Access

Three-Year Moving Averages by States % Home Internet Access Three-Year Moving Averages by States % Home Internet Access Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana

More information

US Department of Health and Human Services Exclusion Program. Thomas Sowinski Special Agent in Charge/ Reviewing Official

US Department of Health and Human Services Exclusion Program. Thomas Sowinski Special Agent in Charge/ Reviewing Official US Department of Health and Human Services Exclusion Program Thomas Sowinski Special Agent in Charge/ Reviewing Official Overview Authority to exclude individuals and entities from Federal Health Care

More information

(In effect as of January 1, 2004*) TABLE 5a. MEDICAL BENEFITS PROVIDED BY WORKERS' COMPENSATION STATUTES FECA LHWCA

(In effect as of January 1, 2004*) TABLE 5a. MEDICAL BENEFITS PROVIDED BY WORKERS' COMPENSATION STATUTES FECA LHWCA (In effect as of January 1, 2004*) TABLE 5a. MEDICAL BENEFITS PROVIDED BY WORKERS' COMPENSATION STATUTES Full Medical Benefits** Alabama Indiana Nebraska South Carolina Alaska Iowa Nevada South Dakota

More information

NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST

NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST ** Utilize this list to determine whether or not a non-resident applicant may waive the Oklahoma examination or become licensed

More information

Connecticut s Insurance Industry: Economic Impacts & Contributions

Connecticut s Insurance Industry: Economic Impacts & Contributions Connecticut s Insurance Industry: Economic Impacts & Contributions Prepared by: Connecticut Economic Resource Center, Inc. December 2006 2006 Insure Connecticut s Future, Connecticut Insurance and Financial

More information

Economic Impact and Variation in Costs to Provide Community Pharmacy Services

Economic Impact and Variation in Costs to Provide Community Pharmacy Services Economic Impact and Variation in Costs to Provide Community Pharmacy Services Todd Brown MHP, R.Ph. Associate Clinical Specialist and Vice Chair Department of Pharmacy Practice School of Pharmacy Northeastern

More information

2015 National Utilization and Compensation Survey Report. Section 3 Billing Rates. Based on Data Collected: 4 th Quarter 2014

2015 National Utilization and Compensation Survey Report. Section 3 Billing Rates. Based on Data Collected: 4 th Quarter 2014 2015 National Utilization and Compensation Survey Report Section 3 Billing s Based on Data Collected: 4 th Quarter Copyright 2015 Reproduction of this report or portions thereof without express written

More information

MAINE (Augusta) Maryland (Annapolis) MICHIGAN (Lansing) MINNESOTA (St. Paul) MISSISSIPPI (Jackson) MISSOURI (Jefferson City) MONTANA (Helena)

MAINE (Augusta) Maryland (Annapolis) MICHIGAN (Lansing) MINNESOTA (St. Paul) MISSISSIPPI (Jackson) MISSOURI (Jefferson City) MONTANA (Helena) HAWAII () IDAHO () Illinois () MAINE () Maryland () MASSACHUSETTS () NEBRASKA () NEVADA (Carson ) NEW HAMPSHIRE () OHIO () OKLAHOMA ( ) OREGON () TEXAS () UTAH ( ) VERMONT () ALABAMA () COLORADO () INDIANA

More information

Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees:

Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees: Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees: Security Freeze Table AA, AP and AE Military addresses*

More information

National Association of Black Accountants, Inc. National Policies and Procedures Manual

National Association of Black Accountants, Inc. National Policies and Procedures Manual Introduction The purpose of the (NPPM) is to provide additional guidance on implementing the Bylaws of the Association. This manual provides a comprehensive set of policies, procedures and guidelines that

More information

Full Medical Benefits**

Full Medical Benefits** (In effect as of January 1, 2006*) TABLE 5a. MEDICAL BENEFITS PROVIDED BY WORKERS' COMPENSATION STATUTES Full Medical Benefits** Alabama Indiana Nebraska South Carolina Alaska Iowa Nevada South Dakota

More information

Please contact [email protected] if you have any questions regarding this survey.

Please contact test@test.com if you have any questions regarding this survey. 1. Which of the following best describes your position within the company? - CEO/owner - Partner/senior executive - Professional (consultant, legal, medical, architect) - Finance/accounting/purchasing

More information

claims reporting guide and office directory Delivering unparalleled results

claims reporting guide and office directory Delivering unparalleled results claims reporting guide and office directory Delivering unparalleled results Zurich North America Table of Contents Zurich North America Claims Model Technological Features of the Claims Model How to Report

More information

Licensure Resources by State

Licensure Resources by State Licensure Resources by State Alabama Alabama State Board of Social Work Examiners http://socialwork.alabama.gov/ Alaska Alaska Board of Social Work Examiners http://commerce.state.ak.us/dnn/cbpl/professionallicensing/socialworkexaminers.as

More information

Forestry Reading Room

Forestry Reading Room University of Arkansas School of Law Division of Agriculture www.nationalaglawcenter.com Forestry Reading Room Compilation of State Forestry Organizations Rusty W. Rumley Staff Attorney and Nastasya Knyazhishcheva

More information

Data show key role for community colleges in 4-year

Data show key role for community colleges in 4-year Page 1 of 7 (https://www.insidehighered.com) Data show key role for community colleges in 4-year degree production Submitted by Doug Lederman on September 10, 2012-3:00am The notion that community colleges

More information

Impacts of Sequestration on the States

Impacts of Sequestration on the States Impacts of Sequestration on the States Alabama Alabama will lose about $230,000 in Justice Assistance Grants that support law STOP Violence Against Women Program: Alabama could lose up to $102,000 in funds

More information

ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL

ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL State-Level Analysis HELP WANTED PROJECTIONS of JOBS and EDUCATION REQUIREMENTS Through 2018 JUNE 2010 ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL Contents 1 Introduction 3 U.S. Maps: Educational concentrations

More information

State Corporate Income Tax Rates As of July 1, 2009

State Corporate Income Tax Rates As of July 1, 2009 State Tax Rates and Special Rates or Notes Brackets Alabama 6.5% Federal deductibility Alaska 1.0% > $0 2.0 > 10K 3.0 > 20K 4.0 > 30K 5.0 > 40K 6.0 > 50K 7.0 > 60K 8.0 > 70K 9.0 > 80K 9.4 > 90K Arizona

More information

NAIC ANNUITY TRAINING Regulations By State

NAIC ANNUITY TRAINING Regulations By State Select a state below to display the current regulation and requirements, or continue to scroll down. Light grey text signifies states that have not adopted an annuity training program. Alabama Illinois

More information

J.D. Power Reports: Strong Network Quality Performance Is Key to Higher Customer Retention for Wireless Carriers

J.D. Power Reports: Strong Network Quality Performance Is Key to Higher Customer Retention for Wireless Carriers Kw J.D. Power Reports: Strong Network Quality Performance Is Key to Higher Customer Retention for Wireless Carriers Ranks Highest in Wireless Network Quality Performance in All Six Regions WESTLAKE VILLAGE,

More information

Workers Compensation State Guidelines & Availability

Workers Compensation State Guidelines & Availability ALABAMA Alabama State Specific Release Form Control\Release Forms_pdf\Alabama 1-2 Weeks ALASKA ARIZONA Arizona State Specific Release Form Control\Release Forms_pdf\Arizona 7-8 Weeks by mail By Mail ARKANSAS

More information

THE 2012 HPS SALARY SURVEY

THE 2012 HPS SALARY SURVEY THE 2012 HPS SALARY SURVEY Gary Lauten Introduction The 2012 Health Physics Society (HPS) survey data was collected by having health physicists (HPs) submit their responses to survey questions on a webbased

More information

State-Specific Annuity Suitability Requirements

State-Specific Annuity Suitability Requirements Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Effective 10/16/11: Producers holding a life line of authority on or before 10/16/11 who sell or wish to sell

More information

Englishinusa.com Positions in MSN under different search terms.

Englishinusa.com Positions in MSN under different search terms. Englishinusa.com Positions in MSN under different search terms. Search Term Position 1 Accent Reduction Programs in USA 1 2 American English for Business Students 1 3 American English for Graduate Students

More information

Percent change. Rank Most expensive states Average expenditure Rank Least expensive states Average expenditure

Percent change. Rank Most expensive states Average expenditure Rank Least expensive states Average expenditure Page 1 of 7 Auto Insurance AAA s 2010 Your Driving Costs study found that the average cost to own and operate a sedan rose by 4.8 percent to $8,487 per year, compared with the previous year. Rising fuel,

More information

MINIMUM CAPITAL & SURPLUS AND STATUTORY DEPOSITS AND WHO THEY PROTECT. By: Ann Monaco Warren, Esq. 573.634.2522

MINIMUM CAPITAL & SURPLUS AND STATUTORY DEPOSITS AND WHO THEY PROTECT. By: Ann Monaco Warren, Esq. 573.634.2522 MINIMUM CAPITAL & SURPLUS AND STATUTORY DEPOSITS AND WHO THEY PROTECT By: Ann Monaco Warren, Esq. 573.634.2522 With the spotlight on the financial integrity and solvency of corporations in the U.S. by

More information

Consent to Appointment as Registered Agent

Consent to Appointment as Registered Agent Consent to Appointment as Registered Agent This form is used by the person or business entity that agrees to act as the registered agent for a limited liability company. Every person or business entity

More information

State Tax Information

State Tax Information State Tax Information The information contained in this document is not intended or written as specific legal or tax advice and may not be relied on for purposes of avoiding any state tax penalties. Neither

More information

List of State Residual Insurance Market Entities and State Workers Compensation Funds

List of State Residual Insurance Market Entities and State Workers Compensation Funds List of State Residual Insurance Market Entities and State Workers Compensation Funds On November 26, 2002, President Bush signed into law the Terrorism Risk Insurance Act of 2002 (Public Law 107-297,

More information

State Agency Name Link to and/or Information about Complaint Process

State Agency Name Link to and/or Information about Complaint Process Alabama Alabama Alabama Commission on Higher - Office of Institutional Effectiveness and Planning Alabama Department of Postsecondary - Office of Private School Licensing Division Complaints for out of

More information

HOMELAND SECURITY EMERGENCY AIR TRANSPORTATION SYSTEM (HSEATS)

HOMELAND SECURITY EMERGENCY AIR TRANSPORTATION SYSTEM (HSEATS) HOMELAND SECURITY EMERGENCY AIR TRANSPORTATION SYSTEM (HSEATS) System Organization HSEATS is the United States civil aviation response to disasters. It is a jointly coordinated program that utilizes private

More information

High Risk Health Pools and Plans by State

High Risk Health Pools and Plans by State High Risk Health Pools and Plans by State State Program Contact Alabama Alabama Health 1-866-833-3375 Insurance Plan 1-334-263-8311 http://www.alseib.org/healthinsurance/ahip/ Alaska Alaska Comprehensive

More information

2014 INCOME EARNED BY STATE INFORMATION

2014 INCOME EARNED BY STATE INFORMATION BY STATE INFORMATION This information is being provided to assist in your 2014 tax preparations. The information is also mailed to applicable Columbia fund non-corporate shareholders with their year-end

More information

aliciammatsushima Alicia M. Matsushima, Esq., Shareholder Texas Insurance and Commercial Attorney

aliciammatsushima Alicia M. Matsushima, Esq., Shareholder Texas Insurance and Commercial Attorney aliciammatsushima professional corporation Alicia M. Matsushima, Esq., Shareholder Texas Insurance and Commercial Attorney 440 Louisiana Street Suite 900 Houston Texas 77002 713.236.7792 phone 832.408.7518

More information

List of low tuition universities in the USA. 1. Louisiana Tech University, LA Total Cost to. International Students: $17,472

List of low tuition universities in the USA. 1. Louisiana Tech University, LA Total Cost to. International Students: $17,472 A list of top universities in the US with low tuition fees for international students. So please find below a comprehensive list of low tuition universities in the US with their respective tuition fees.

More information

Net-Temps Job Distribution Network

Net-Temps Job Distribution Network Net-Temps Job Distribution Network The Net-Temps Job Distribution Network is a group of 25,000 employment-related websites with a local, regional, national, industry and niche focus. Net-Temps customers'

More information

Centers of Excellence

Centers of Excellence Centers of Excellence A program of the NMSDC to enhance corporate minority supplier development through knowledge sharing and excellence in implementing NMSDC best practices. Centers of Excellence enhances

More information

Sample/Excerpts ONLY Not Full Report

Sample/Excerpts ONLY Not Full Report Sample/Excerpts ONLY Not Full Report Contents at a Glance CONTENTS AT A GLANCE... 2 HOME AUTOMATION USA MARKET... 4 DESCRIPTION... 4 KEY BENEFITS... 4 KEYWORDS... 4 REGION-BASED HOME AUTOMATION MARKET

More information

22 States do not provide access to Chapter 9 Bankruptcy

22 States do not provide access to Chapter 9 Bankruptcy 22 States do not provide access to Chapter 9 Bankruptcy -Georgia explicitly denies access to municipal bankruptcy. (GA Code 36 80-5) States with No Statutes: Alaska Delaware Hawaii Indiana Kansas Maine

More information

Expanding Your Business Through Franchising What Steps You Need to Take to Successfully Franchise Your Business. By Robert J.

Expanding Your Business Through Franchising What Steps You Need to Take to Successfully Franchise Your Business. By Robert J. Expanding Your Business Through Franchising What Steps You Need to Take to Successfully Franchise Your Business By Robert J. Steinberger What is a Franchise? California Corporation Code Section 31005.

More information

How To Pay Medical Only Claims On Workers Compensation Claims

How To Pay Medical Only Claims On Workers Compensation Claims Workers Compensation Small Medical-Only Claims: Should an employer pay them or turn them in to the insurance company? by Maureen Gallagher The most common question an insurance agent gets from employers

More information

STATE DATA CENTER. District of Columbia MONTHLY BRIEF

STATE DATA CENTER. District of Columbia MONTHLY BRIEF District of Columbia STATE DATA CENTER MONTHLY BRIEF N o v e m b e r 2 0 1 2 District Residents Health Insurance Coverage 2000-2010 By Minwuyelet Azimeraw Joy Phillips, Ph.D. This report is based on data

More information

Artisan Contractors Application

Artisan Contractors Application Agency Name: Address: Contact Name: Phone: Fax: Email: Artisan Contractors Application All questions must be answered in full. Application must be signed and dated by the applicant. Applicant s Name Agent

More information

Q1 2009 Homeowner Confidence Survey. May 14, 2009

Q1 2009 Homeowner Confidence Survey. May 14, 2009 Q1 2009 Homeowner Confidence Survey Results May 14, 2009 The Zillow Homeowner Confidence Survey is fielded quarterly to determine the confidence level of American homeowners when it comes to the value

More information

BUSINESS DEVELOPMENT OUTCOMES

BUSINESS DEVELOPMENT OUTCOMES BUSINESS DEVELOPMENT OUTCOMES Small Business Ownership Description Total number of employer firms and self-employment in the state per 100 people in the labor force, 2003. Explanation Business ownership

More information

THE 2013 HPS SALARY SURVEY

THE 2013 HPS SALARY SURVEY THE 2013 HPS SALARY SURVEY Stephen L. Bump Introduction The 2013 Health Physics Society (HPS) survey data was collected by having health physicists (HPs) submit their responses to survey questions on a

More information

Overview of School Choice Policies

Overview of School Choice Policies Overview of School Choice Policies Tonette Salazar, Director of State Relations Micah Wixom, Policy Analyst CSG West Education Committee July 29, 2015 Who we are The essential, indispensable member of

More information

DEPARTMENT OF VETERANS AFFAIRS Billing Code 8320-01. Loan Guaranty: Maximum Allowable Foreclosure Timeframes.

DEPARTMENT OF VETERANS AFFAIRS Billing Code 8320-01. Loan Guaranty: Maximum Allowable Foreclosure Timeframes. This document is scheduled to be published in the Federal Register on 12/04/2015 and available online at http://federalregister.gov/a/2015-30592, and on FDsys.gov DEPARTMENT OF VETERANS AFFAIRS Billing

More information

CADC Degree Program Overviews

CADC Degree Program Overviews visited on Page 1 of 6 Login Register Degrees Schools Careers Courses Search Degrees, Careers, or Schools / CADC Degree Program Overviews CADC Degree Program Overviews Learn about associate's and bachelor's

More information

STATE-SPECIFIC ANNUITY SUITABILITY REQUIREMENTS

STATE-SPECIFIC ANNUITY SUITABILITY REQUIREMENTS Alabama Alaska Arizona Arkansas California This jurisdiction has pending annuity training legislation/regulation Annuity Training Requirement Currently Effective Initial 8-Hour Annuity Training Requirement:

More information

Tuition and Fees. & Room and Board. Costs 2011-12

Tuition and Fees. & Room and Board. Costs 2011-12 National and Regional Comparisons of Tuition and Fees & Room and Board Costs 2011-12 Table of Contents Table of Contents... 1 Comparator Institutions... 3 University of Wyoming Comparator Institutions...

More information

NAIC Annuity Suitability Requirements by State

NAIC Annuity Suitability Requirements by State NAIC Annuity Suitability Requirements by Specific Alabama Alaska 10/16/2011 TBD Arizona Arkansas If you obtained a life insurance license prior to 10/16/11, you must complete the NAIC course by 4/16/12.

More information

Verizon Wireless Ranks Highest in Wireless Network Quality Performance in Five Regions; AT&T Ranks Highest in One Region

Verizon Wireless Ranks Highest in Wireless Network Quality Performance in Five Regions; AT&T Ranks Highest in One Region Reports: Tablet and Mobile Broadband Devices Generate Increased Data Quality Issues as Usage Patterns and Customer Expectations Impact Problem Incidence Ranks Highest in Wireless Network Quality Performance

More information

State Specific Annuity Suitability Requirements updated 10/10/11

State Specific Annuity Suitability Requirements updated 10/10/11 Alabama Alaska Ai Arizona Arkansas California This jurisdiction has pending annuity training legislation/regulation Initial 8 Hour Annuity Training Requirement: Prior to selling annuities in California,

More information

IRS Request for Assistance re New EIN and True Owner. Question by: Sarah Steinbeck on behalf of Leslie Reynolds. Date: 5 August 2010

IRS Request for Assistance re New EIN and True Owner. Question by: Sarah Steinbeck on behalf of Leslie Reynolds. Date: 5 August 2010 Topic: IRS Request for Assistance re New EIN and True Owner Question by: Sarah Steinbeck on behalf of Leslie Reynolds Jurisdiction: Colorado/NASS Date: 5 August 2010 Jurisdiction Question(s) Have you spoken

More information

State Corporate Income Tax Rates As of December 31, 2006 (2006's noteworthy changes in bold italics)

State Corporate Income Tax Rates As of December 31, 2006 (2006's noteworthy changes in bold italics) State Corporate Income Tax Rates As of December 31, 2006 (2006's noteworthy changes in bold italics) State Tax Rates and Brackets Special Rates or Notes Alabama 6.50% Federal deductibility Alaska 1.0%

More information

Cancellation/Nonrenewal Surplus Lines Exemptions

Cancellation/Nonrenewal Surplus Lines Exemptions Cancellation/Nonrenewal Surplus Lines Exemptions * Indicates updates in laws or regulations for the state Contact: Tina Crum, [email protected], 847-553-3804 Disclaimer: This document was prepared by

More information

J.D. Power Reports: Concerns about Not Having Enough Health Coverage Drive Down Member Satisfaction

J.D. Power Reports: Concerns about Not Having Enough Health Coverage Drive Down Member Satisfaction w J.D. Power Reports: Concerns about Not Having Enough Health Coverage Drive Down Member Satisfaction WESTLAKE VILLAGE, Calif.: 10 March 2014 While health insurance companies are introducing themselves

More information

Alarm or Security System Design, Installation, Service or Repair Application

Alarm or Security System Design, Installation, Service or Repair Application Alarm or Security System Design, Installation, Service or Repair Application All questions must be answered in full. Application must be signed and dated by the applicant. Applicant s Name Agent Applicant

More information

A/B MAC Jurisdiction 1 Original Medicare Claims Processor

A/B MAC Jurisdiction 1 Original Medicare Claims Processor A/B MAC Jurisdiction 1 Jurisdiction 1 - American Samoa, California, Guam, Hawaii, Nevada and Northern Mariana Islands Total Number of Fee-For-Service Beneficiaries: 3,141,183 (as of Total Number of Beneficiaries

More information

2013 Complaint Ratio per $1 Million of Direct Premiums

2013 Complaint Ratio per $1 Million of Direct Premiums 2013 Complaint Ratio per $1 Million of Direct Premiums Property and Liability Companies Showing 0 or More Complaints Having Premium Dollars of at Least $1 For Coverage Type: Private Auto - All Company

More information

American Institute of Accountants INCORPORATED UNDER THE LAWS OF THE DISTRICT OF COLUMBIA STATE SOCIETY SERVICE DEPARTMENT

American Institute of Accountants INCORPORATED UNDER THE LAWS OF THE DISTRICT OF COLUMBIA STATE SOCIETY SERVICE DEPARTMENT American Institute of Accountants INCORPORATED UNDER THE LAWS OF THE DISTRICT OF COLUMBIA STATE SOCIETY SERVICE DEPARTMENT THE NATIONAL ORGANIZATION OF CERTIFIED PUBLIC ACCOUNTANTS 270 MADISON AVENUE,

More information

COMPARE NEBRASKA S BUSINESS CLIMATE TO OTHER STATES. Selected Business Costs for Each State. Workers Compensation Rates

COMPARE NEBRASKA S BUSINESS CLIMATE TO OTHER STATES. Selected Business Costs for Each State. Workers Compensation Rates COMPARE NEBRASKA S BUSINESS CLIMATE TO OTHER STATES Selected Business Costs for Each State Workers Compensation Rates Unemployment Insurance Costs Electricity Rates Gas Rates Average Hourly Earnings in

More information

Table 1: Advertising, Marketing and Promotional Expense as a Percentage of Net Operating Revenue

Table 1: Advertising, Marketing and Promotional Expense as a Percentage of Net Operating Revenue Table 1: Advertising, Marketing and Promotional Expense as a Percentage of Net Operating Revenue NAIC Group % Attorney s Title 3.8% Chicago / Fidelity 0.9% Diversified 0.6% First American 2.7% Investors

More information

Real Progress in Food Code Adoption

Real Progress in Food Code Adoption Real Progress in Food Code Adoption August 27, 2013 The Association of Food and Drug Officials (AFDO), under contract to the Food and Drug Administration, is gathering data on the progress of FDA Food

More information

Top 50 TA schools by service Aug. 27, 2014-06:00AM

Top 50 TA schools by service Aug. 27, 2014-06:00AM Top 50 TA schools by service Aug. 27, 2014-06:00AM navytimes.com A service-by-service look at the 50 colleges most popular among troops using tuition assistance in fiscal 2013: Air Force 1 American Public

More information

2015 VOCATIONAL SCHOLARSHIP PROGRAM

2015 VOCATIONAL SCHOLARSHIP PROGRAM American Postal Workers Union, AFL-CIO 2015 VOCATIONAL SCHOLARSHIP PROGRAM INTRODUCTION The APWU National Executive Board established the Vocational Scholarship to help students interested in programs

More information

State Tax Information

State Tax Information State Tax Information The information contained in this document is not intended or written as specific legal or tax advice and may not be relied on for purposes of avoiding any state tax penalties. Neither

More information

ORGANIZATION OVERVIEW

ORGANIZATION OVERVIEW Synovus Investment Advisors, Inc. ORGANIZATION OVERVIEW Investment products and services provided by Synovus are offered through Synovus Investment Advisors, Inc., Synovus Securities, Inc., Synovus Trust

More information

2015 National Utilization and Compensation Survey Report. Section 4 Compensation. Based on Data Collected: 4 th Quarter 2014

2015 National Utilization and Compensation Survey Report. Section 4 Compensation. Based on Data Collected: 4 th Quarter 2014 2015 National Utilization and Survey Report Section 4 Based on Data Collected: 4 th Quarter 2014 Copyright 2015 Reproduction of this report or portions thereof without express written permission is prohibited.

More information

State Specific Workers Compensation Guidelines Employer Direction of Medical Care

State Specific Workers Compensation Guidelines Employer Direction of Medical Care Alabama - Employer/insurer choose the treating provider without restriction. The employer/insurer cannot change providers after the initial selection. The employee can change providers once. However, the

More information

Low-Profit Limited Liability Company (L3C) Date: July 29, 2013. [Low-Profit Limited Liability Company (L3C)] [July 29, 2013]

Low-Profit Limited Liability Company (L3C) Date: July 29, 2013. [Low-Profit Limited Liability Company (L3C)] [July 29, 2013] Topic: Question by: : Low-Profit Limited Liability Company (L3C) Kevin Rayburn, Esq., MBA Tennessee Date: July 29, 2013 Manitoba Corporations Canada Alabama Alaska Arizona Arkansas California Colorado

More information

NAIC Annuity Suitability Requirements by State

NAIC Annuity Suitability Requirements by State NAIC Annuity Suitability Requirements by Specific Alabama Alaska 10/16/2011 TBD Arizona Arkansas If you obtained a life insurance license prior to 10/16/11, you must complete the NAIC course by 4/16/12.

More information

Use of "Mail Box" service. Date: April 6, 2015. [Use of Mail Box Service] [April 6, 2015]

Use of Mail Box service. Date: April 6, 2015. [Use of Mail Box Service] [April 6, 2015] Topic: Question by: : Use of "Mail Box" service Kathy M. Sachs Kansas Date: April 6, 2015 Manitoba Corporations Canada Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District

More information

What to Know About State CPA Reciprocity Rules. John Gillett, PhD, CPA Chair, Department of Accounting Bradley University, Peoria, IL

What to Know About State CPA Reciprocity Rules. John Gillett, PhD, CPA Chair, Department of Accounting Bradley University, Peoria, IL What to Know About State CPA Reciprocity Rules Paul Swanson, MBA, CPA Instructor of Accounting John Gillett, PhD, CPA Chair, Department of Accounting Kevin Berry, PhD, Assistant Professor of Accounting

More information