Cash in. It pays to succeed.

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1 Be in charge. The unique compensation plan that answers to you. We offer daily, weekly, monthly and large account bonuses along with long-term residual income for our valued Sales Representatives.

2 Cash in. It pays to succeed. Cash Bonus Per Account $150 paid to you, per account paid when all monthly fees are charged in full (mid-qualified, nonqualified, statement, batch, & monthly minimum). $100 paid to you, per account if any of the above fees are altered. $50 will be withheld from the Per Account Bonus until the merchant has processed more than $100 in Visa, MasterCard or Discover transactions. Cash Bonus Large Merchant Monthly Processing Volume: Total Bonus: Paid: In the details. $10,000 $200 (100/100) $50,000 $400 (200/200) $100,000 $600 (300/300) $250,000 $1,000 (500/500) $1,000,000 $4,000 (2000/2000) If contract is not full term and/or is setup on interchange pass through pricing, the large account bonus will be deducted by 50% Application must be submitted with one processing statement from within the previous two months Central Payment only recognizes Visa, MasterCard and Discover processing for this bonus. ATM/Debit processing & American Express do not count towards the monthly volume. Monthly Bonus 8 accounts: $ accounts: $1, accounts: $2, accounts: $3,000 Must be separate locations (Example: If you sign up 6 hair stylists in one salon you would only receive credit for 1 account.) 75% of accounts must be activated in order to receive payment $100 will be deducted from monthly bonus for each account that was unable to be activated after 30 days Take note: If a merchant stops doing business with Central Payment within the first 6 months, Per Account and Large Account Bonuses will be deducted from future residual income.

3 As a full-time Sales Representative, you should earn between $2,500 and $5,000 a month in cash bonuses. This does not include your residual income. Sales Representatives sign an average of 10 to 20 new merchant accounts every month. Earn big: 14 accounts signed for the month. Same Day Cash Bonuses: 10 at full fees ($150 x 10) = $1,500 4 at below full fees ($100 x 4) = $400 Large Account Bonuses: 4 accounts over $10,000 = $800 1 account over $50,000 = $400 Monthly Bonus: 12 accounts = $1,000 SpotOn Bonus: 6 accounts = $900 TOTAL CASH EARNED: $5,000 There s more. The above example is based ONLY on upfront cash bonus money and does not include the following income you will receive from: Residuals Leasing terminals Selling terminals Application fees Check services Gift cards/bfs Pay Plan Visa MasterCard Discover American Express Social Marketing Solutions Debit/Check Cards Gift/LoyaltyCards Internet Solutions Wireless Solutions Agent Support

4 Your Share. Sales Reps keep 50%. You keep 50% above the cost of Interchange including Dues & Assessments plus 6 basis points and 9 cents. We suggest you write above the following rates: CHECKCARD RATE: 0.89% plus 22 cents QuALIFIED RATE: 1.65% plus 22 cents ATM & PIN Based Transactions Breakeven 22 cents (plus network fees of 89 basis points) MAIL ORDER/TELEPHONE (MOTO RATE): 2.09% plus 27 cents Something extra. $5.00 in your pocket. If all fees are charged you get an extra $5.00. Paid on time. Residuals are usually paid on the 15th of the following month, but will be paid no later than the 20th. View all your residuals online. Contact Agent Support for further information on residuals.

5 Residual Commission: How it works. Typically $50 on average is earned per merchant account per month. Your monthly residual may vary depending on the business' volume of credit card processing: it can be as low as $10 and has high as $1,000 or more! Remember you get 50% of this revenue. Let s use the worst case scenario and assume you earn $20 per month, per account. This amount is based on signing 10 accounts per month, which is slightly below average. Aim high to gain big. Residual Income Totals: Monthly Year 1 Year 2 Year 3 Month 1: $200 $15,600 $39,960 $64,800 Month 2: $400 Month 3: $600 (Year 2 and 3 include 10% attrition rate.) Month 4: $800 Month 5: $1,000 Month 6: $1,200 Month 7: $1,400 Month 8: $1,600 Month 9: $1,800 Month 10: $2,000 Month 11: $2,200 Month 12: $2,400 Pay Plan Visa MasterCard Discover American Express Social Marketing Solutions Debit/Check Cards Gift/LoyaltyCards Internet Solutions Wireless Solutions Agent Support

6 Over and above. Anything more than the breakeven is 100% yours. EQuIPMENT PuRCHASE PRICING Vx520 NEW $200 Vx570 (IP) NEW $350 Refurb/used: $300 Nurit 8020 Wireless NEW $650 Refurb/used: $450 Nurit 2085 Refurb/used: $140 HioPOS PLuS New $1700 All-in-One Point of Sale System integrates all the features a merchant requires to run an efficient and effective business. All equipment purchases are subject to sales tax Pay Plan Visa MasterCard Discover American Express Social Marketing Solutions Debit/Check Cards Gift/LoyaltyCards Internet Solutions Wireless Solutions We must receive purchase receipt for payment of commission Commission paid when debit or check has cleared from merchant s checking account Agent Support

7 Vx 520: READY FOR THE NExT GENERATION OF PAYMENTS Easy to get around. It s all in the wave. EMV With over 1 billion payment cards worldwide, EMV is fast approaching in the U.S. as the new payment standard. Lock down the data. FuTuRE PROOF your merchants with our terminal of choice. The need for speed. Contactless By 2014, 1 in 5 smartphones will be equipped with NFC contactless payment functionality. Mobile Payments Mobile payments in the US will reach $90 billion by Accept payments everywhere now. SWIPE SuCCESS: THE VIRTuAL TERMINAL AND E-COMMERCE SOLuTION Business at the speed of the internet. FREE Terminal. Keep 100% of what you sell it for. Turns any website into an online store in minutes, just copy and paste 1-3 lines of code! Merchants can use a smartphone or tablet for on-the-go card processing. A virtual terminal with powerful analytics and reporting, perfect for professional services. FREE usb Reader and Mobile Reader for Smart Phones. Keep 100% of what you sell them for. TAKE IT EASY: RING up SALES AND MANAGE A BuSINESS The ipad point of sale. $400 for ShopKeep Bundle includes Network Printer, Cash Drawer and ipad Stand Secure Swiper is FREE with full term contract. (ipad not included included) Simple to set up and easy to use POS System. Scan barcodes, take cash or credit, print or receipts, all with cloud-based security.

8 Lease to gain. Your commission from an equipment lease varies, depending on 1) the monthly lease payment you set, 2) the merchant s credit rating, and 3) the type of equipment leased. For example, note below that if you lease a standalone terminal for $39 per month (left column), and the merchant has A or B credit (header row), your commission is $700. STAND ALONE TERMINALS Monthly Payment A/B credit C credit D credit $59 $1000 $900 $700 $49 $850 $750 $550 $39 $700 $600 $400 $29 $450 $350 $275 $19 $200 $150 $100 For standalone terminals. If an external PINpad is added, deduct $50. If an IP Terminal is leased, deduct $100. WIRELESS units Monthly Payment A/B credit C credit D credit $89 $1300 $1150 $800 $79 $1100 $950 $700 $69 $950 $800 $550 $59 $800 $600 $350 $49 $550 $400 $200 $39 $400 $300 $150 If you lease the Way Systems Wireless you will be paid $150 above what is shown above. You can not lease the Way System Wireless for more than $69 a month. CHECK READERS (MAGTEK) Monthly Payment A/B credit C credit D credit $49 $850 $750 $625 $39 $650 $600 $525 $29 $450 $400 $325 $19 $300 $275 $225 For a MagTek Check Reader POINT-OF- SALE SOLuTION Monthly Payment $74 $84 $94 A, B, C Commission $500 $750 $1000 We must receive Delivery & Acceptance Receipt for payment of commission. Commission paid day the lease is funded from leasing company. All leases based on a 48 month term. 10% buyout at end of lease. Monthly lease payment does not include state tax or insurance.

9 Sell terminals in 3 ways. 1) Lease. Central Payment collects the last monthʼs lease payment upfront (via check, credit card, or ACH). Merchant must pay sales tax on top of monthly lease payment. Terms of lease: 48 months, 10% buyout, non-cancellable. 2) Purchase. You can accept a check, made payable to Central Payment; a credit card; or we can debit the merchantʼs checking account. 3) Free. See the free terminal program for details. To create extra revenue, we recommend you lease at least one terminal per month. If you lease a wireless terminal for $69 a month, you will earn $950 upfront. This is over $11,000 a year in commission on just one lease per month! Pay Plan Visa MasterCard Discover American Express Social Marketing Solutions Debit/Check Cards Gift/LoyaltyCards Internet Solutions Wireless Solutions Agent Support

10 $150 BONUS For every new SpotOn account Effortless Loyalty. Smarter Marketing. SpotOn seals the deal. Show the benefits of SpotOn to your merchants and win their business right on the spot. SpotOn is a simple scan loyalty and rewards system with an innovative social marketing platform that lets your clients connect with their customers long after they ve left their store. Building your merchant s bottom-line puts money in your pocket: with every sale of SpotOn, you ll receive an extra bonus. Tablet & loyalty cards provided at no cost. Customer Cost Sales Representative Residuals $150 BONuS upon activation* *$100 paid upfront and $50 paid after client has 10 check ins (about one to two days) Pay Plan Visa MasterCard Discover American Express Social Marketing Solutions Debit/Check Cards Gift/LoyaltyCards Internet Solutions Wireless Solutions CHECK SERVICES (Global etelecom) $50 Cash Bonus along with 10 basis points paid in monthly residual when you charge 1.49% and 25 cents with a $20 minimum and a $10 statement fee. If the monthly fees are adjusted, no cash bonus will be paid. BuSINESS FINANCIAL SERVICES (Cash Advances for Merchants) Sales Representatives earn 3% of the funded amount. ExAMPLE: If you advance a business $50,000 you will be paid $1,500 once CPAY receives the funding from BFS. Merchant's agreement to the Credit Card Processing Application cannot be contingent on the approval of the BFS Cash Advance. Agent Support

11 It's all yours. Keep 100% of the application fee charged. This fee will be paid by the 5th day after the account has been approved. $50 deduction of Application Fee if the merchant is on the Free Terminal Program. Angle the sale: Find a pre-printed $195 application fee on the 3rd page of the Central Payment Merchant Application. If you would like to waive or reduce this fee, just put a line through it, and write what you want to charge next to it. Many Sales Representatives request that the $195 be printed on the application as a sales tool. Use this tool to your advantage by waiving or reducing it. Just another way Central Payment supports our Sales Representatives in advancing the sale and closing the deal.

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