Solutions for PC-based Payment Processing

Transcription

1 Solutions for PC-based Payment Processing PERFORMER PARTNER 1

2 Why PCCharge? Merchants already use their computer for business functions such as: Inventory tracking Accounting Customer database Human resources functions Why not use it to process payment transactions as well? 2

3 PCCharge Pro Robust software for your PC Windows-based payment processing software Supports credit, debit, EBT, check, and value-added applications such as gift and loyalty Customizable database stores customer information Recurring billing feature allows merchants to schedule automatic payments Connects through dial or IP-based communications Robust reporting features Utilizes the latest security standards to protect against fraud and data tampering 3

4 Easy to Use Intuitive Action Buttons Credit Card Debit Card Check EBT Gift Card End of Day Import File Customer Database Reports Log Off Help 4

5 Selling Features : Easy to Use Windows-based Graphical User Interface (GUI) 5

6 Reporting Options Makes account reconciliation and business management easier 6

7 Reporting Options Sample Transaction Report 7

8 Recurring Billing 8

9 Merchant Security Cashier Permissions 9

10 Transaction Archive Auto Transaction Archive Allows you to set limits on how large the PCCW.mdb may get before being archived 10

11 Question What if my merchant wants to accept PIN-based debit? 11

12 PCCharge Performer the Debit Solution PERFORMER PCCharge Performer is an all-in-one solution that packages PCCharge Pro Windows-based payment software with a VeriFone SC 5000 mag-stripe reader and PIN pad, which allows merchants to accept credit cards and on-line debit transactions. Benefits of combined solution: All components are in one box with guaranteed compatibility Increases merchant perception that the ISO is providing a solution One vendor for all components simplifies troubleshooting and support Software can now be leased 12

13 VeriFone s SC 5000 Triple track magnetic-stripe card reader - makes it easy to handle virtually any card-based transactions Consumer-facing PIN pad - allows for secure PIN entry Small footprint and ergonomic hand-over design preserves precious counter space Visa PED-compliant for debit 13

14 What s Included? PCCharge Performer consists of: PCCharge Pro payment software SC 5000 PIN pad with mag-stripe card reader One year end-user support One year Buyer Protection plan 14

15 Question What if my merchant wants to be able to accept all payment types AND print a receipt? 15

16 PCCharge Partner the TOTAL Solution Partner BUNDLE Partner 16

17 VeriFone Partner Benefits Triple track magnetic-stripe card reader makes it easy to handle virtually any card-based transactions Internal PIN pad for debit transactions Integrated thermal printer prints receipts quietly and quickly All components are in one box with guaranteed compatibility One vendor for all components simplifies troubleshooting and support Software and total solution can be leased 17

18 What s Included? PCCharge Partner consists of: PCCharge Pro payment software VeriFone Partner device with mag-stripe card reader, internal PIN pad and integrated thermal printer One year end-user support One year Buyer Protection plan PARTNER VeriFone s Partner Device with PIN pad, Mag-Stripe Reader, Printer 18

19 Support Changes Support Assurance Program includes: Initial installation and set-up One year unlimited toll-free telephone and support 8:00am 8:00pm Eastern Standard Time Monday Friday PCCharge TechTips Newsletter Upgraded Premium Support is available as an option Extends telephone support from weekday only to 7-day Includes software upgrades Includes Tele-training 19

20 IPCharge Preview IPCharge Coming Soon! Hosted Payment Service Virtual Terminal MOTO, Retail, ecommerce Dial, IP or Wireless Connectivity Low up-front cost, monthly billing Recurring Revenue Source for Resellers Reseller Console gives resellers tools to manage their ISO s PCI Compliant 20

21 Now Compatible with Intuit QuickBooks ChargeMax PC: Allows credit card payments to be authorized within QuickBooks quickly and easily Eliminates double data entry Use current merchant account, or select the card processor of your choice Accept all major credit cards, debit cards, commercial cards, business cards, and purchasing cards Lower their processing costs and gives the merchant a choice 21

22 The QuickBooks Threat Who is Intuit and Innovative Merchant Solutions? QuickBooks is an entry-level small business accounting system Developed and published by Intuit, Inc. $1.9 billion in revenue Also publish Quicken (15 million, 70% share*) and TurboTax (10 Million in 2004, 70% share*) QuickBooks represents 35% of their revenue Direct and indirect sales channel including Office Depot, CompUSA, Best Buy, Costco, etc. 85% Market share in the small business accounting market* > 3 Million customers using QuickBooks, growing at over 350,000 per year** ~ 1 Million of QuickBooks customers have merchant accounts*** Innovative Merchant Solutions (IMS), an ISO purchased by Intuit in September 2003, provides the only merchant account that is integrated with QuickBooks off-the-shelf Merchants do not have freedom of choice of processor or rates, and do not have merchant account portability Competing banks, processors and their ISOs are losing, or will lose, merchant services customers to QuickBooks/IMS because: 1. They do not have a competitive solution 2. IMS is aggressively recruiting sales agents who can give away QuickBooks when they sign a merchant account * Source: NPD Group, NPD Techworld Software Retail Monthly Report Through March 2004 ** Source: NPD Group/NPD Techworld, May 2005 *** Source: Innovative Merchant Solutions, March

23 ChargeMax PC A Competitive Answer to QMS for PCs - Choice of Processor and Greater Flexibility Credit Card Processor Work flow is from QuickBooks to PCCharge QuickBooks functions as the POS system Dial-up Modem-Modem Connection (most processors) Internet Connection (select processors) PCCharge (Pro or Payment Server) provides the authorization function ChargeMax submits transactions to PCCharge when an appropriate transaction is entered into QuickBooks Supports immediate processing or group processing whereby transactions can be saved or imported for processing as a group (QMS for PCs only supports immediate processing) Enables lower monthly costs (PCCharge supports either modem-modem dial-up or Internet IP connection,qms requires an Internet connection via a bundled VeriSign payment gateway) Authorization Function Pro or Pmt Server ChargeMax PC Work Flow Merchant s PC or Network POS Function Accounting Function 23

24 ChargeMax PC 24

25 ChargeMax PC Process the payment now Process the payment later or as a group 25

26 ChargeMax PC Payment information may be: Swiped Keyed Pulled from QuickBooks Supports: Multiple merchant accounts Retail Restaurant MOTO Level II Process Credit and Off-line Debit: Sale Void Credit 26

27 ChargeMax PC The summary payment authorization information is provided immediately and the details are stored in QuickBooks and may be viewed or printed at any time. 27

28 ChargeMax PC Group Mode 28

29 How to Buy ChargeMax PC ISO/Agents Buy from a distributor Become a direct reseller and buy from 5280 Technology Send your merchants to Matt Ammer Main: Fax: matta@5280technology.com matta@chargemax.com 29

30 For More Information. Visit 30