Financing Business Across Borders

Size: px
Start display at page:

Download "Financing Business Across Borders"

Transcription

1 Financing Business Across Borders Emerging Market Projects U.S. Equipment Exports U.S. Trade Capacity Expansion Foreign Investment in U.S. Foreign Sales to U.S. Term loans for businesses and projects throughout Latin America, Asia, Eastern Europe, and Africa Terms loans for overseas buyers of new U.S.-made equipment, technology and services Term loans for U.S.-based commercial/industrial projects boosting trade competitiveness Term loans for acquisitions, operations, joint ventures, and distribution in the United States Term loans for U.S. purchases of new foreign-made equipment, technology and services 1 WorldBusiness Capital, Inc. One State Street Online Suite 2350 at Hartford CT USA Phone: Fax:

2 About Us WorldBusiness Capital, Inc. (WBC) is a commercial finance company that offers flexible term loans helping small and midsize businesses compete in the global marketplace. Founded in 2003, we are a direct lender staffed by multilingual professionals with many years of experience in cross-border trade and project finance. Our team has a proven track record of successfully closed loans around the world. Mission We lend to businesses in many sectors: Manufacturing & Distribution Packaging, Food Processing & Agribusiness Logistics & Transportation Renewable Resources Financial Institutions We offer flexible uses of loan proceeds: Facility Construction & Acquisition Equipment Purchases Working Capital & Debt Refinancing Corporate Buyouts & Acquisitions Joint Ventures Contents 3...Loan Programs 6... Our Team & Directors 7... Market Map 8... Company FAQ s Attention Advisors! 2 WorldBusiness Capital, Inc. One State Street Suite 2350 Hartford CT USA Phone: Fax:

3 Term Loans for Emerging Market Projects, Corporates & Financial Institutions WorldBusiness Capital, Inc. offers loans of $3 million to $10 million with a repayment schedule of up to 10 years for projects, corporates, and financial institutions that are located in emerging markets throughout Latin America, Asia, Eastern Europe, and Africa. Loan Programs Priority Sectors Projects & Corporates: Packaging, Food Processing & Agribusiness Logistics & Transportation Manufacturers of Equipment, Components & Products used for Renewable Resources Independent Dealers of Equipment & Spare Parts Priority Sectors Financial Institutions: Small & Midsize Commercial Banks Equipment Leasing & Rental Companies Non-Bank Commercial Finance Companies WBC is an approved guaranteed lending partner of Overseas Private Investment Corporation (OPIC). Term Loans for Overseas Buyers Of New U.S.-Made Equipment WorldBusiness Capital, Inc. offers loans of $250,000 to $10 million for overseas buyers of new U.S.-made capital equipment, technology, and related services that are located in Latin America, Asia, Eastern Europe, and Africa. Overseas buyers may include equipment end-users, leasing companies, and rental companies. WBC s loans generally have a repayment schedule of up to 5 years; longer repayment schedules are available for environmental and medical equipment. Eligible Equipment: Agricultural Construction Environmental General Aviation Industrial Material Handling Medical Mining Packaging Power Generation Processing Telecommunications Transportation Other Non-Military Equipment WBC is an approved guaranteed lending partner of the Export-Import Bank of the United States (Ex-Im Bank). 3 Online at

4 Loan Programs Term Loans for U.S. Rural Business & Industry This is the text WorldBusiness Capital, Inc. offers loans of $1 million to $10 million with a repayment schedule of up to 10 years for U.S. small and midsize businesses and projects that are located in ex-urban areas of the United States and have financing needs and expansion plans for cross-border trade and investment. Our term loans complement new and existing short-term, asset-based revolvers provided by other lenders subject to an Intercreditor Agreement. WBC Loans Complement: Accounts Receivable Financing Purchase Order Financing Short-Term Inventory Financing Bridge Loan Financing WBC is an approved guaranteed lending partner of the U.S. Department of Agriculture (USDA). Term Loans for China-U.S. Trade & Investment WorldBusiness Capital, Inc. offers loans of $250,000 to $10 million for Chinese buyers of new U.S.-made equipment, technology, and related services (up to $50 million for new U.S.-made small aircraft) with a repayment schedule of up to 10 years. In addition, WBC offers loans of $1 million to $10 million with a repayment schedule of up to 10 years for Chinese businesses to expand in the United States. WBC s loans may complement other sources of debt and equity capital. Eligible Investments in U.S.: Acquisition of U.S. Companies/Assets Set-Up & Expansion of U.S. Operations Joint Ventures with U.S. Partners Building a U.S. Distribution Network WBC is a member of the U.S.-China Business Council. 4 WorldBusiness Capital, Inc. One State Street Suite 2350 Hartford CT USA Phone: Fax:

5 Term Loans for India-U.S. Trade & Investment WorldBusiness Capital, Inc. offers loans of $250,000 to $10 million for Indian buyers of new U.S.-made equipment, technology, and related services (up to $50 million for new U.S.-made small aircraft) with a repayment schedule of up to 10 years. In addition, WBC offers loans of $1 million to $10 million with a repayment schedule of up to 10 years for Indian businesses to expand in the United States. WBC s loans may complement other sources of debt and equity capital. Loan Programs Eligible Investments in U.S.: Acquisition of U.S. Companies/Assets Set-Up & Expansion of U.S. Operations Joint Ventures with U.S. Partners Building a U.S. Distribution Network WBC is a member of the U.S.-India Business Council. Term Loans for Mexico-U.S. Trade & Investment WorldBusiness Capital, Inc. offers loans of $250,000 to $10 million for Mexican buyers of new U.S.-made equipment, technology, and related services (up to $50 million for new U.S.-made small aircraft) with a repayment schedule of up to 10 years. In addition, WBC offers loans of $1 million to $10 million with a repayment schedule of up to 10 years for Mexican businesses to expand in the United States. WBC s loans may complement other sources of debt and equity capital. Eligible Investments in U.S.: Acquisition of U.S. Companies/Assets Set-Up & Expansion of U.S. Operations Joint Ventures with U.S. Partners Building a U.S. Distribution Network WBC is a member of the American Chamber of Commerce of Mexico. 5 Online at

6 Our Team Brett N. Silvers President and Chief Executive Leslie A. Galbraith, CPA Executive Vice President and Chief Financial Robert D. Monyak Executive Vice President and Chief Brendan T. O Donoghue Senior Vice President and Chief Credit Marianne P. Smith Senior Vice President - Operations Joseph Raycraft Senior Vice President - Scott T. Freiday Senior Vice President - Ricardo E. Croes Senior Vice President - Rohit Choudhary Tom (Xuetao) Wang Juan A. Araujo Credit Mark Filozov Credit George Thompson Credit Rainé A. Pedersen Finance Deborah C. Leonard Business Manager Board of Directors Richard H. Booth Vice Chairman Guy Carpenter & Company, LLC R. Nelson Griebel MetroHartford Alliance Robert D. Monyak Executive Vice President WorldBusiness Capital, Inc. 6 Michael Carter Managing Director Carter Morse & Mathias Leslie A. Galbraith Executive Vice President WorldBusiness Capital, Inc. Walter Harrison President University of Hartford Laura H. Hills, Esq. Managing Partner Hills, Stern & Morley LLP Brett N. Silvers President and WorldBusiness Capital, Inc. WorldBusiness Capital, Inc. One State Street Suite 2350 Hartford CT USA Phone: Fax:

7 Financing Business Across Borders Closed Deals & Target Markets Worldwide Armenia Azerbaijan Brazil Bulgaria China Colombia Costa Rica El Salvador Georgia Ghana Guatemala Honduras India Indonesia Korea Mexico Moldova Nicaragua Panama Peru Philippines Poland Russia Senegal South Africa Turkey Ukraine United States Uruguay Vietnam Market Map Priority Sectors Agribusiness Distribution Financial Food Logistics Manufacturing Packaging Renewables Transportation 7 Online at

8 Frequently Asked Questions Company FAQs 1. What type of business is eligible for a loan from WorldBusiness Capital, Inc. (WBC)? WBC is a direct lender that offers term loans for small and midsize businesses with an existing or planned international aspect to their operations such as exports, imports, or cross-border direct investment. Our borrowers generally have annual revenue in the range of $10 million to $150 million. We focus on lending to businesses in asset-intensive sectors such as manufacturing, distribution, logistics, transportation, agribusiness, food processing, packaging, renewables, equipment leasing, and commercial finance. All borrowers must have some form of U.S. affiliation as defined below: Headquarters/primary operations located within the United States Headquarters/primary operations located outside the United States, but significant operations located within the United States Significant ownership stake held by U.S. business, investment fund, or citizen Leading management or board role played by a U.S. citizen. Long-term trade, licensing, or services agreement with established U.S. party 2. Where does WBC make loans? WBC offers term loans for businesses and projects located in emerging markets throughout Latin America, Asia, Eastern Europe, and Africa. In addition, WBC offers term loans for businesses and projects located in qualifying ex-urban areas of the United States, which include many suburban areas and some cities in addition to rural areas. Just provide WBC with the location of your business/project, and we will let you know immediately if it is eligible for one of our loan programs. 3. What is the repayment schedule of a WBC loan? WBC offers term loans with a repayment schedule of 3 to 10 years. We do not offer short-term revolving lines of credit. However, our loans may complement new or existing short-term, asset-based credit lines for accounts receivable and purchase order financing provided by other lenders. 4. What is the cost of WBC s financing? The cost of WBC s loans is attractive compared with other forms of term financing available to SMEs and their principals such as mezzanine debt and equity. Loans to overseas-based borrowers are generally tied to LIBOR and adjust quarterly or semi-annually. Loans to U.S.-based borrowers are generally tied to and adjust with the U.S. Prime Rate. Fixed interest rate options are available under most of our programs. The all-in cost will depend on the amount, term and structure of the loan, as well as on the credit strength of the borrower and project. Following a preliminary review, WBC will provide a prospective borrower with an estimate of loan costs. 8 WorldBusiness Capital, Inc. One State Street Suite 2350 Hartford CT USA Phone: Fax:

9 Frequently Asked Questions 5. Does WBC require collateral for a loan? Yes, WBC s loans are generally secured by first liens on borrower assets related to the use of proceeds. To support a term loan, collateral may include short-term and intangible assets and intellectual property with reasonable independent valuations in addition to fixed assets. Company FAQs 6. Does WBC require a borrower to provide significant equity rights and board seats? WBC s loans preserve existing shareholder ownership and control, making our loans very attractive for family-owned and private equity-controlled businesses. We do not generally require seats on a borrower s board of directors. 7. How long will WBC take to review our loan request, and if approved, close the loan? WBC will let you know within 7 business days following our receipt of a business plan (including financial information) if we are interested in considering the loan, and if so, what additional information is necessary for us to underwrite the loan. From the time we receive all of the necessary information and approve the loan internally, WBC targets a loan closing within 30 to 90 days, depending on which of our loan programs best fit your needs. 8. Do I need an attorney to close a loan from WBC? Yes, we recommend that you engage an attorney to advise you through the closing process. WBC s experienced lending team, qualified transaction counsel in many jurisdictions, and standard form documents help minimize legal expenses for a loan transaction. In most cases, attorneys fees and other closing costs may be financed with loan proceeds under our programs. 9. Does WBC finance start-up businesses? WBC does not generally finance start-up businesses. However, we will consider financing for a greenfield project undertaken by an existing business to develop new products and/or geographical locations. If your loan request does not fit within WBC s loan programs, we will refer you to another financing source that is better-suited to meeting your needs. 10. How do we apply to WBC for a loan? In order to conduct an initial evaluation of your loan request, WBC requires a comprehensive business plan, ownership information, 3 years of fiscal financial statements plus the most recent interim financial statements, and details regarding the proposed loan amount and use of proceeds. To begin an active dialogue with WBC, we recommend that you either directly a member of our team or complete and send the Message Form (under Contact Us ) on our website. WBC will most likely require additional information as our evaluation proceeds. 9 Online at

10 Financial Consultants and Advisors Attention Advisors! WorldBusiness Capital, Inc. works closely with the professional business advisors of prospective borrowers (including investment bankers, business and financial consultants, and accountants) to design an optimal term loan structure that meets your clients needs: Advisor is engaged by the prospective borrower Advisor assists the prospective borrower with its business plan with projections WBC addresses Letter of Intent to both advisor and prospective borrower Advisor s retainer and success fees may be financed by WBC and disbursed at closing to assure timely payment WBC s loans preserve existing shareholder ownership and control, making our loans very attractive for family-owned and private equitycontrolled businesses Advantages of working with WBC include our cross-border lending expertise, flexibility to finance many types of transactions and projects, and proven track record of successfully closed deals around the world 10 WorldBusiness Capital, Inc. One State Street Suite 2350 Hartford CT USA Phone: Fax:

Financing Business Across Borders

Financing Business Across Borders Financing Business Across Borders Emerging Market Projects U.S. Equipment Exports U.S. Trade Capacity Expansion Foreign Investment in U.S. Foreign Sales to U.S. Term loans for businesses and projects throughout

More information

Appendix 1: Full Country Rankings

Appendix 1: Full Country Rankings Appendix 1: Full Country Rankings Below please find the complete rankings of all 75 markets considered in the analysis. Rankings are broken into overall rankings and subsector rankings. Overall Renewable

More information

Perspectives on Venture Capital and Fixed Income Markets. ChileGlobal Seminar September 26, 2007

Perspectives on Venture Capital and Fixed Income Markets. ChileGlobal Seminar September 26, 2007 Perspectives on Venture Capital and Fixed Income Markets ChileGlobal Seminar September 26, 2007 Today s Discussion: Three Significant Forces for National Economic Growth Venture Capital Fixed Income Markets

More information

Woodworking And Many Others Packaging. Heavy Equipment ABOUT ATRAFIN

Woodworking And Many Others Packaging. Heavy Equipment ABOUT ATRAFIN ABOUT ATRAFIN (ATRAFIN LLC) and affiliated companies (the Company ) collectively have been successful providers of trade finance for more than 15 years and have concluded hundreds of cross-border trade

More information

Latin America s s Foreign Debt

Latin America s s Foreign Debt Latin America s s Foreign Debt Causes and Effects Internal Causes of the Debt Overvalued currency associated with ISI Returns on projects in future, but payments now: Debt trap Populist economic policies:

More information

United States of America. Presentation of financial resources available to US investors in Afghanistan; Financial Tools

United States of America. Presentation of financial resources available to US investors in Afghanistan; Financial Tools United States of America Presentation of financial resources available to US investors in Afghanistan; Financial Tools Kabul, February 2007 Research categories for all countries Finance Categories 1. Equity

More information

Perspectives on Venture Capital and Fixed Income Markets

Perspectives on Venture Capital and Fixed Income Markets Perspectives on Venture Capital and Fixed Income Markets Parag Saxena International Business Forum on Financing for Development Doha, Qatar, November 2008 Today s Discussion: Three Significant Forces for

More information

Global Credit Bureau Status Report

Global Credit Bureau Status Report Global Credit Bureau Status Report Peer Stein Head, Financial Infrastructure & Institution Building International Finance Corporation October 8-10, 2006 Private Credit Bureaus Continue to Grow 70 60 50

More information

Excerpt Sudan Fixed Telecommunications: Low Penetration Rates Get a Boost from Broadband Internet and VoIP Services

Excerpt Sudan Fixed Telecommunications: Low Penetration Rates Get a Boost from Broadband Internet and VoIP Services Excerpt Sudan Fixed Telecommunications: Low Penetration Rates Get a Boost from Broadband Internet and VoIP Services This report is part of Pyramid Research s series of Africa & Middle East Country Intelligence

More information

NAVIGATING TODAY S CREDIT JUNGLE ALTERNATIVES

NAVIGATING TODAY S CREDIT JUNGLE ALTERNATIVES NAVIGATING TODAY S CREDIT JUNGLE AN OVERVIEW OF SBA FINANCING ALTERNATIVES November, 2011 Timothy D. Dixon Head of Small Business Administration (W) 216-514-5431 timothy.dixon@citizensbanking.com 1 Discussion

More information

New Project Finance Structures for Worldwide Renewable Energy Development. Cindy Thyfault, CEO & Founder Westar Trade Resources May 23, 2012

New Project Finance Structures for Worldwide Renewable Energy Development. Cindy Thyfault, CEO & Founder Westar Trade Resources May 23, 2012 New Project Finance Structures for Worldwide Renewable Energy Development Cindy Thyfault, CEO & Founder Westar Trade Resources May 23, 2012 Presentation Outline Overview of Westar History & Services Challenges

More information

Impact Investing. Presented by: MicroVest Capital Management, LLC. Gil Crawford, CEO David Wedick, Business Development Officer MICROVEST.

Impact Investing. Presented by: MicroVest Capital Management, LLC. Gil Crawford, CEO David Wedick, Business Development Officer MICROVEST. Impact Investing Presented by: MicroVest Capital Management, LLC Gil Crawford, CEO David Wedick, Business Development Officer May 9, 2012 INVESTING IN ONE WORLD Impact Investing An impact investment intentionally

More information

Introducing GlobalStar Travel Management

Introducing GlobalStar Travel Management Introducing GlobalStar Travel Management GlobalStar is a worldwide travel management company owned and managed by local entrepreneurs. In total over 80 market leading enterprises, representing over US$13

More information

INTERNATIONAL FACTORING

INTERNATIONAL FACTORING INTERNATIONAL FACTORING November 3, 2011 1 L. Gabriel Segura President and founding officer of CVCredit Inc, a Miami-based company which focuses in USA-domestic and international factoring services. Nine

More information

The Importance of Credit Bureaus in Lending Decisions

The Importance of Credit Bureaus in Lending Decisions The Importance of Credit Bureaus in Lending Decisions Lessons Learned from International Experience Peer Stein, Principal Investment Officer August 24, 2004 Challenges for the Financial Industry Historically:

More information

Consolidated International Banking Statistics in Japan

Consolidated International Banking Statistics in Japan Total (Transfer Consolidated cross-border claims in all currencies and local claims in non-local currencies Up to and including one year Maturities Over one year up to two years Over two years Public Sector

More information

SBA and USDA Lending 1/28/2014. Benefits of SBA Financing. Small Business Administration and United State Department of Agriculture

SBA and USDA Lending 1/28/2014. Benefits of SBA Financing. Small Business Administration and United State Department of Agriculture SBA and USDA Lending Small Business Administration and United State Department of Agriculture Work in Partnership with Banks Encourage Banks to Lend to Businesses by Guaranteeing loans to reduce Lender

More information

Cross-Border Lending Issues From the eyes of a US trade banker

Cross-Border Lending Issues From the eyes of a US trade banker Cross-Border Lending Issues From the eyes of a US trade banker Andrew Moy, Senior Vice President Wells Fargo HSBC Trade Bank USMBA 2007 San Antonio Wells Fargo HSBC Trade Bank, N.A. Mexican Banking Industry

More information

New Lending Trends, Middle Market Lending and Other Developments September 18, 2014

New Lending Trends, Middle Market Lending and Other Developments September 18, 2014 New Lending Trends, Middle Market Lending and Other Developments September 18, 2014 2014 Morrison & Foerster LLP All Rights Reserved mofo.com Size of the company Annual revenues less than $500 million

More information

EESTI EKSPORDI FINANTSEERIMINE 2015 October 7, 2015 Tallinn, Estonia. Growing Export Sales through Proactive Financing Solutions

EESTI EKSPORDI FINANTSEERIMINE 2015 October 7, 2015 Tallinn, Estonia. Growing Export Sales through Proactive Financing Solutions EESTI EKSPORDI FINANTSEERIMINE 2015 October 7, 2015 Tallinn, Estonia Growing Export Sales through Proactive Financing Solutions Today s Agenda 1.Why Export Finance? 2.Introduction to ITF & Trade Finance

More information

LOAN APPLICATION. Name of Business (Legal Name): Address: City, State, Zip: Business Phone: Federal Tax ID #:

LOAN APPLICATION. Name of Business (Legal Name): Address: City, State, Zip: Business Phone: Federal Tax ID #: LOAN APPLICATION Name of Business (Legal Name): Business Phone: Federal Tax ID #: Fax: Principals Name: Phone: Social Security #: Type of Business Sole Proprietorship Corporation Partnership Date Established

More information

How to Finance Export Receivables. By Michael D. Farstad Export Finance Lender

How to Finance Export Receivables. By Michael D. Farstad Export Finance Lender How to Finance Export Receivables By Michael D. Farstad Export Finance Lender Table of Contents New Products Working Capital Supply Chain Finance Guarantee Program Global Credit Express Loan Guarantee

More information

Financing Development through Financial Institutions. Presented by Larisa Manastirli, Principal Banker, Financial Institutions

Financing Development through Financial Institutions. Presented by Larisa Manastirli, Principal Banker, Financial Institutions Financing Development through Financial Institutions Presented by Larisa Manastirli, Principal Banker, Financial Institutions Today s presentation Bank Mandate and FI goals BSTDB and FI Loan portfolio

More information

USDA RURAL DEVELOPMENT INTERMEDIARY RELENDING PROGRAM FACT SHEET

USDA RURAL DEVELOPMENT INTERMEDIARY RELENDING PROGRAM FACT SHEET USDA RURAL DEVELOPMENT INTERMEDIARY RELENDING PROGRAM FACT SHEET Area of Operations The South Central Tennessee Development District will utilize Intermediary Relending Program Loan Fund to assist business

More information

Ex-Im Bank: Exporting to ANESA Jan Blaho, Business Development Officer, Midwest

Ex-Im Bank: Exporting to ANESA Jan Blaho, Business Development Officer, Midwest Ex-Im Bank: Exporting to ANESA Jan Blaho, Business Development Officer, Midwest May 12, 2010 Who are we and what do we do? Mission: Support US exports in order to create and sustain US jobs Ex-Im Bank

More information

Rural Business Enterprise Loan Program (RBE)

Rural Business Enterprise Loan Program (RBE) Courthouse PO Box 607 Carlton, MN 55718 Rural Business Enterprise Loan Program (RBE) Mailing Address: Carlton County Economic Development Office PO Box 607 Carlton, MN 55718 (218) 384-9597 or (218)384-9564

More information

SBA Export Programs: Linking credit unions & small businesses in a world of export opportunity

SBA Export Programs: Linking credit unions & small businesses in a world of export opportunity SBA Export Programs: Linking credit unions & small businesses in a world of export opportunity Jeff Deiss Regional Export Finance Manager SBA Office of International Trade San Francisco, CA Why exporting?

More information

Secured Transactions and Collateral Registries Program

Secured Transactions and Collateral Registries Program Secured Transactions and Collateral Registries Program Access to Finance, IFC Amman, Jordan, June 25, 2013 Alejandro Alvarez de la Campa Global Product Leader STCR OUTLINE 1. Definition of Secured Transactions

More information

Overview of Financial Solutions

Overview of Financial Solutions Overview of Financial Solutions The Etra Advisory Group provides solutions to businesses for growth, expansion, cash flow, refinance and acquisition. We cover the world of business financing that banks

More information

gyb Growing your business TM

gyb Growing your business TM Private Company Services gyb Growing your business TM Volume 62 2010 Financing the future: Strategies for accessing capital Companies that want to grow, whether organically or by acquisition, need capital.

More information

VIRGINIA SMALL BUSINESS FINANCING AUTHORITY LOAN GUARANTY PROGRAM. Application Instructions

VIRGINIA SMALL BUSINESS FINANCING AUTHORITY LOAN GUARANTY PROGRAM. Application Instructions VIRGINIA SMALL BUSINESS FINANCING AUTHORITY LOAN GUARANTY PROGRAM Application Instructions GENERAL INFORMATION: The Virginia Small Business Financing Authority's (VSBFA) Loan Guaranty Program is designed

More information

FINANCING EXPORTS. Sandro Murtas Small Business Administration Office of International Trade Regional Manager sandro.murtas@sba.gov Tel: 504-756-5353

FINANCING EXPORTS. Sandro Murtas Small Business Administration Office of International Trade Regional Manager sandro.murtas@sba.gov Tel: 504-756-5353 FINANCING EXPORTS Sandro Murtas Small Business Administration Office of International Trade Regional Manager sandro.murtas@sba.gov Tel: 504-756-5353 Separating Myths from Facts Myth Small Businesses Don

More information

SCORE. Counselors to America s Small Business SMALL BUSINESS START-UP FINANCING OVERVIEW

SCORE. Counselors to America s Small Business SMALL BUSINESS START-UP FINANCING OVERVIEW SCORE Counselors to America s Small Business SMALL BUSINESS START-UP FINANCING OVERVIEW One key to a successful business start-up and expansion is your ability to obtain and secure appropriate financing.

More information

IFC Global Oil & Gas

IFC Global Oil & Gas IFC Global Oil & Gas The World Bank Group IBRD International Bank for Reconstruction and Development IDA International Development Association IFC International Finance Corporation MIGA Multilateral Investment

More information

SunTrust Bank Global Trade Solutions. Exporter Financing Strategy to Increase & Protect Sales. Propel your way to Export Success

SunTrust Bank Global Trade Solutions. Exporter Financing Strategy to Increase & Protect Sales. Propel your way to Export Success SunTrust Bank Global Trade Solutions Exporter Financing Strategy to Increase & Protect Sales Propel your way to Export Success Global Banking Landscape U.S. Exporters, think about - Buyers with access

More information

Guide to Sources of Financing for Companies

Guide to Sources of Financing for Companies Guide to Sources of Financing for Companies By John A. Leonard Director, Fairfield and Woods, P.C. Below is a short guide to sources of financing for companies. Twenty-two sources of financing are listed,

More information

Name of Business (Legal Name) Business Address City State Zip. County Website Address

Name of Business (Legal Name) Business Address City State Zip. County Website Address Business Finance Program APPLICATION Amount of Loan Requested: $ Total Cost of Project: $ Name of Business (Legal Name) Business Address City State Zip County Website Address _ Business Phone Federal Tax

More information

Robert A. Greising Partner

Robert A. Greising Partner Robert A. Greising Partner P: (317) 238-6215 F: (317) 636-1507 E: rgreising@kdlegal.com Indianapolis Office One Indiana Square Suite 2800 Indianapolis, IN 46204-2079 Robert Greising serves as Chair of

More information

TOGETHER TOWARD TOMORROW. Loans for Investors in the Developing World

TOGETHER TOWARD TOMORROW. Loans for Investors in the Developing World TOGETHER TOWARD TOMORROW Loans for Investors in the Developing World Support and Service From IESC Helping a small business capitalize on its opportunities and take a position in the global economy is

More information

Latin America Practice Overview

Latin America Practice Overview Latin America Practice Overview Pillsbury Winthrop Shaw Pittman LLP www.pillsburylaw.com Latin America Practice Pillsbury Winthrop Shaw Pittman LLP Overview Decades of Experience in Latin America Pillsbury

More information

SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS

SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS February 14, 2012 Terrence K. McHugh President Commercial Alliance 1 Business Lending in Credit Unions 1998 regulation limits business lending in

More information

A financial plan that s right for you. NAABA General Meeting March 20, 2014

A financial plan that s right for you. NAABA General Meeting March 20, 2014 A financial plan that s right for you. NAABA General Meeting March 20, 2014 Agenda Scotiabank Global Footprint Financial Solutions Aboriginal Relations Small Business Banking Commercial Banking Wealth

More information

FIRST ANNUAL REPORT ON THE LATIN AMERICA SMALL BUSINESS LENDING INITIATIVE AUGUST 2008

FIRST ANNUAL REPORT ON THE LATIN AMERICA SMALL BUSINESS LENDING INITIATIVE AUGUST 2008 FIRST ANNUAL REPORT ON THE LATIN AMERICA SMALL BUSINESS LENDING INITIATIVE AUGUST 2008 I. OVERVIEW This report summarizes the first year of implementation of the Latin America Small Business Lending Initiative

More information

Cisco Global Cloud Index Supplement: Cloud Readiness Regional Details

Cisco Global Cloud Index Supplement: Cloud Readiness Regional Details White Paper Cisco Global Cloud Index Supplement: Cloud Readiness Regional Details What You Will Learn The Cisco Global Cloud Index is an ongoing effort to forecast the growth of global data center and

More information

Deutsche Bank Global Transaction Banking. Securities Services. Overview

Deutsche Bank Global Transaction Banking. Securities Services. Overview Deutsche Bank Global Transaction Banking Direct Securities Services Securities Services Overview Finding the right custodian with a long-term commitment to supporting its clients business is critical for

More information

Verde Ventures. Finance Conference

Verde Ventures. Finance Conference Verde Ventures Triple Bottom Line Investing Biodiversity and Ecosystem Finance Conference March 27-28, 2008 Mission of Conservation International Conservation International s mission is to conserve the

More information

Prabhat Garg, MBA, PMP. Director, Program Procurement Policy Gargp@mcc.gov 202-521-3715

Prabhat Garg, MBA, PMP. Director, Program Procurement Policy Gargp@mcc.gov 202-521-3715 Prabhat Garg, MBA, PMP Director, Program Procurement Policy Gargp@mcc.gov 202-521-3715 1 What is MCC? The Millennium Challenge Corporation is a U.S. Government agency designed to reduce poverty through

More information

LYON RURAL ELECTRIC COOPERATIVE ECONOMIC DEVELOPMENT REVOLVING LOAN FUND APPLICATION. Name of Business: Address: City: Business contact person:

LYON RURAL ELECTRIC COOPERATIVE ECONOMIC DEVELOPMENT REVOLVING LOAN FUND APPLICATION. Name of Business: Address: City: Business contact person: LYON RURAL ELECTRIC COOPERATIVE ECONOMIC DEVELOPMENT REVOLVING LOAN FUND APPLICATION I. BASIC INFORMATION Name of Business: Address: City: Business contact person: Social Security #: Zip Code: (if business

More information

www.development.ohio.gov

www.development.ohio.gov Minority Business Development Division Joseph Brooks (614) 466-5065 joseph.brooks@development.ohio.gov www.development.ohio.gov The State of Ohio is an Equal Opportunity Employer and Provider of ADA Services

More information

Export Credit and Finance Essentials For Successful Exporters

Export Credit and Finance Essentials For Successful Exporters International Trade Leadership Certificate Series Export Credit and Finance Essentials For Successful Exporters July 17, 2015 1 Alabama Small Business Development Center Network An affiliate of America

More information

Idaho Collateral Support Program. Participation Guide. Table of Contents V3 05-10-13

Idaho Collateral Support Program. Participation Guide. Table of Contents V3 05-10-13 Idaho Collateral Support Program Participation Guide Table of Contents V3 05-10-13 Table of Contents Summary Section 1: Eligibility Requirements a) Participating Lenders b) Borrowers c) Loans Section 2:

More information

SBA EXPORT EXPRESS LOAN PROGRAM

SBA EXPORT EXPRESS LOAN PROGRAM SBA EXPORT EXPRESS LOAN PROGRAM Patrick Hayes, Regional Manager SBA Export Solutions Group U.S. Export Assistance Center 600 Superior Avenue, Suite 700 Cleveland, OH 44114-216-522-4731 patrick.hayes@sba.gov

More information

CDA BLF LOAN APPLICATION

CDA BLF LOAN APPLICATION CDA BLF LOAN APPLICATION Name of of Business (Legal Name): Address: City, State, Zip: Business Phone // Fax: Federal Tax ID#: Principals Principal 1 Principal 2 Name: Address: City, State, Zip: Phone:

More information

Project Financing Tools

Project Financing Tools OVERVIEW The City of Ramsey has a number of financial tools available for economic development projects. In general, tools include gap financing loans, SBA loans/loan guarantees and project based local

More information

OLR RESEARCH REPORT ANALYSIS OF STATE SMALL BUSINESS LOAN GUARANTEE PROGRAMS. By: Michelle Kirby, Associate Analyst

OLR RESEARCH REPORT ANALYSIS OF STATE SMALL BUSINESS LOAN GUARANTEE PROGRAMS. By: Michelle Kirby, Associate Analyst OLR RESEARCH REPORT February 19, 2013 2013-R-0054 ANALYSIS OF STATE SMALL BUSINESS LOAN GUARANTEE PROGRAMS By: Michelle Kirby, Associate Analyst You asked for an analysis of state small business loan guarantee

More information

Guidelines for DBA Coverage for Direct and Host Country Contracts

Guidelines for DBA Coverage for Direct and Host Country Contracts Guidelines for DBA Coverage for Direct and Host Country Contracts An Additional Help document for ADS Chapter 302 New Reference: 06/14/2007 Responsible Office: OAA/P File Name: 302sap_061407_cd48 BACKGROUND:

More information

U.S. Trade Overview, 2013

U.S. Trade Overview, 2013 U.S. Trade Overview, 213 Stephanie Han & Natalie Soroka Trade and Economic Analysis Industry and Analysis Department of Commerce International Trade Administration October 214 Trade: A Vital Part of the

More information

ADVOC. the international network of independent law firms

ADVOC. the international network of independent law firms ADVOC the international network of independent law firms About ADVOC ADVOC is an international network of independent law firms, sharing international expertise in jurisdictions across the globe Our member

More information

Trade Financing Solutions

Trade Financing Solutions Trade Financing Solutions Increasing Your Export Sales Trade Financing Solutions Export-Import Bank of the United States Who We Are What We Do Ex-Im Bank is an independent agency of the United States Established

More information

DOWNTOWN BOND PROGRAM. Revolving Loan. Administered and Serviced by Eastern Savings Bank

DOWNTOWN BOND PROGRAM. Revolving Loan. Administered and Serviced by Eastern Savings Bank DOWNTOWN BOND PROGRAM Revolving Loan Administered and Serviced by Eastern Savings Bank Revolving Loan Checklist Initial Meeting Date Application Personal Financial Statements Business Tax Returns Business

More information

GLOBAL. 2014 Country Well-Being Rankings. D Social (% thriving) E Financial (% thriving) F Community (% thriving) G Physical (% thriving)

GLOBAL. 2014 Country Well-Being Rankings. D Social (% thriving) E Financial (% thriving) F Community (% thriving) G Physical (% thriving) 0 0 GLOBAL 0 Country Rankings 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 : >0.0% 0.% 0.0% 0.% 0.0% 0.% 0.0% 0.0% A Country s global rank B in three or more elements of well-being C (% thriving) D (% thriving) E

More information

Financing Clean Tech Exports. Craig O Connor, Director Office of Renewable Energy & Environmental Exports

Financing Clean Tech Exports. Craig O Connor, Director Office of Renewable Energy & Environmental Exports Financing Clean Tech Exports Craig O Connor, Director Office of Renewable Energy & Environmental Exports Presentation to NASBITE International Conference 2009 U.S. Ex-Im Bank Independent agency of the

More information

A guide to accessing and securing finance for privately held businesses. September 2011

A guide to accessing and securing finance for privately held businesses. September 2011 A guide to accessing and securing finance for privately held businesses September 2011 Securing the right financing means asking the right questions: The why, when and how of managing your capital needs

More information

BUSINESS AND INDUSTRY (B&I) LOAN GUARANTEE

BUSINESS AND INDUSTRY (B&I) LOAN GUARANTEE Rural Development Business & Cooperative Programs www.rurdev.usda.gov/ma Southern New England State Office 451 West Street, Suite 2 Amherst, MA 01002 Phone: 413-253-4300 Fax: 413-253-4347 Norwich Area

More information

Alfa Business Advisors Company Profile

Alfa Business Advisors Company Profile Alfa Business Advisors Company Profile Project Finance M&A Renewable Energy Infrastructure February 2014 www.alfaba.com 8300 Greensboro Drive, Suite 800, McLean, VA 22102 About Us Alfa Business Advisors,

More information

OVERCOMING BARRIERS TO GOING GLOBAL

OVERCOMING BARRIERS TO GOING GLOBAL EXPORTING IS GOOD FOR BRITAIN OVERCOMING BARRIERS TO GOING GLOBAL Despite the barriers to business growth present here in the UK, domestic business is deemed far simpler than international business. Competition

More information

Raveh Ravid & Co. CPA. November 2015

Raveh Ravid & Co. CPA. November 2015 Raveh Ravid & Co. CPA November 2015 About Us Established in 1986 by Abir Raveh, CPA & Itzhak Ravid, CPA 6 Partners, 80 employees Located in Tel Aviv, Israel wide range of professional services highly experienced

More information

Financing in China. Export Development Canada. November, 2012. Chris Evans, Ontario Region

Financing in China. Export Development Canada. November, 2012. Chris Evans, Ontario Region Financing in China Export Development Canada Chris Evans, Ontario Region November, 2012 About Export Development Canada (EDC) Canada s Export Credit Agency Crown corporation wholly owned by Government

More information

Faster voice/data integration for global mergers and acquisitions

Faster voice/data integration for global mergers and acquisitions Global agility in technology solutions. sm Faster voice/data integration for global mergers and acquisitions >The InTech Group, Inc. Worldwide in-country technical resources for newly merged companies

More information

Ship finance leasing in China

Ship finance leasing in China Ship finance leasing in China FINANCIAL INSTITUTIONS ENERGY INFRASTRUCTURE, MINING AND COMMODITIES TRANSPORT TECHNOLOGY AND INNOVATION PHARMACEUTICALS AND LIFE SCIENCES Jonathan Silver Of Counsel, Norton

More information

WELLS COUNTY ECONOMIC DEVELOPMENT SMALL BUSINESS REVOLVING LOAN FUND PROGRAM

WELLS COUNTY ECONOMIC DEVELOPMENT SMALL BUSINESS REVOLVING LOAN FUND PROGRAM WELLS COUNTY ECONOMIC DEVELOPMENT SMALL BUSINESS REVOLVING LOAN FUND PROGRAM Wells County Economic Development has developed a revolving loan fund program through a grant from the United States Department

More information

Know the Facts. Aon Hewitt Country Profiles can help: Support a decision to establish or not establish operations in a specific country.

Know the Facts. Aon Hewitt Country Profiles can help: Support a decision to establish or not establish operations in a specific country. Aon Hewitt Country Profiles Your eguide to employment requirements and practices Profiles for nearly 90 countries worldwide Risk. Reinsurance. Human Resources. Know the Facts Whether you are a newcomer

More information

Financial Services In Europe

Financial Services In Europe Financial Services In Europe GE A Global Company Operations in over 100 countries Debt rated Triple-A since 1956 320,000 + employees worldwide Manufacturing facilities in 32 countries 2 Six GE Businesses

More information

The World Market for Medical, Surgical, or Laboratory Sterilizers: A 2013 Global Trade Perspective

The World Market for Medical, Surgical, or Laboratory Sterilizers: A 2013 Global Trade Perspective Brochure More information from http://www.researchandmarkets.com/reports/2389480/ The World Market for Medical, Surgical, or Laboratory Sterilizers: A 2013 Global Trade Perspective Description: This report

More information

OPIC Finance Program FAQs

OPIC Finance Program FAQs OPIC Finance Program FAQs Q: What products does OPIC s Finance Program offer? OPIC s Finance Program offers three basic products: 1) Direct Loans, 2) Investment Guaranties Funded by OPIC Certificates of

More information

SBA Programs to Help You Start & Grow Your Small Business

SBA Programs to Help You Start & Grow Your Small Business SBA Programs to Help You Start & Grow Your Small Business U.S. Small Business Administration 6501 Sylvan Road, Suite 100 Citrus Heights, CA 95610 916-735-1700 www.sba.gov 08?11 BUSINESS LOANS & THE SBA

More information

Use this section to learn more about business loans and specific financial products that might be right for your company.

Use this section to learn more about business loans and specific financial products that might be right for your company. Types of Financing Use this section to learn more about business loans and specific financial products that might be right for your company. Revolving Line Of Credit Revolving lines of credit are the most

More information

An Introduction to the SBA 7(a) and 504 Loan Programs

An Introduction to the SBA 7(a) and 504 Loan Programs An Introduction to the SBA 7(a) and 504 Loan Programs Edward W. Ahart, Esq. Thomas L. Hofstetter, Esq. 220 Park Avenue Florham Park, NJ 07932 (973) 539-1000 Partner at Schenck Price Smith & King, LLC in

More information

Minority Business Development Division Allen McConnell, Manger (614) 752-4833 Allen.McConnell@development.ohio.gov www.development.ohio.

Minority Business Development Division Allen McConnell, Manger (614) 752-4833 Allen.McConnell@development.ohio.gov www.development.ohio. Minority Business Development Division Allen McConnell, Manger (614) 752-4833 Allen.McConnell@development.ohio.gov www.development.ohio.gov The State of Ohio is an Equal Opportunity Employer and Provider

More information

REGULATION NO. 30. Loans for Rural Economic Development

REGULATION NO. 30. Loans for Rural Economic Development EASTERN ILLINI ELECTRIC COOPERATIVE REGULATION NO. 30 SUBJECT: Loans for Rural Economic Development OBJECTIVE: It is the objective of Eastern Illini Electric Cooperative (Cooperative) to provide an additional

More information

The Corporate Finance Shift to Asset- Based Loans PART I

The Corporate Finance Shift to Asset- Based Loans PART I The Corporate Finance Shift to Asset- Based Loans PART I Realistic Business Owners Look Beyond Bank Cash Flow Loans 1 Brian Ballo Corporate Finance Associates The Good News 1 Financing is currently available

More information

Financing Environmental Exports

Financing Environmental Exports Export-Import Bank of the United States EXPORT-IMPORT BANK of the UNITED STATES Jobs Through Exports Financing Environmental Exports 10 th Annual LMOP Conference and Project Expo Baltimore, Maryland January

More information

USDA Business & Industry (B&I) Guaranteed Loan Program

USDA Business & Industry (B&I) Guaranteed Loan Program USDA Business & Industry (B&I) Guaranteed Loan Program B&I Program To Create And Maintain Employment And Improve Economic And Environmental Climate In Rural Communities Administered By The Rural Business

More information

PROJECT FUNDING AND EXPORT FINANCE. EXPORT-IMPORT BANK of

PROJECT FUNDING AND EXPORT FINANCE. EXPORT-IMPORT BANK of PROJECT FUNDING AND EXPORT FINANCE EXPORT-IMPORT BANK of the UNITED STATES Agenda Who is US Exim-Bank Pre-Export Financing Post-Export Financing Recent success Cases in Colombia Who is the US Eximbank

More information

Countries Ranked by Per Capita Income A. IBRD Only 1 Category iv (over $7,185)

Countries Ranked by Per Capita Income A. IBRD Only 1 Category iv (over $7,185) Page 1 of 5 Note: This OP 3.10, Annex C replaces the version dated September 2013. The revised terms are effective for all loans that are approved on or after July 1, 2014. Countries Ranked by Per Capita

More information

Economic Watch. Trends in Lending and Outward Foreign Direct Investment from China into Latin America. China

Economic Watch. Trends in Lending and Outward Foreign Direct Investment from China into Latin America. China China Hong Kong, August 16, 2013 Economic Analysis Asia Alicia Garcia Herrero Chief Economist of Emerging Markets alicia.garcia-herrero@bbva.com.hk Olga Porro Olga.porro@bbva.com.hk Trends in Lending and

More information

GROWING. FINANCIAL PARTNERSHIPS Discover the Difference with DLC Expert Financial Loan Programs Provided through EQUIS CAPITAL FINANCE COMMERCIAL

GROWING. FINANCIAL PARTNERSHIPS Discover the Difference with DLC Expert Financial Loan Programs Provided through EQUIS CAPITAL FINANCE COMMERCIAL GROWING FINANCIAL PARTNERSHIPS Discover the Difference with DLC Expert Financial Loan Programs Provided through EQUIS CAPITAL FINANCE COMMERCIAL Acquisition Term Bridge Permanent Short Term Mezzanine Acquisition

More information

MISSISSIPPI DEVELOPMENT AUTHORITY SMALL BUSINESS LOAN GUARANTY PROGRAM

MISSISSIPPI DEVELOPMENT AUTHORITY SMALL BUSINESS LOAN GUARANTY PROGRAM EXHIBIT C MISSISSIPPI DEVELOPMENT AUTHORITY SMALL BUSINESS LOAN GUARANTY PROGRAM APPLICATION MISSISSIPPI DEVELOPMENT AUTHORITY APPLICATION FOR SMALL BUSINESS LOAN GUARANTY PROGRAM INSTRUCTIONS TO LENDER:

More information

Business and Industry Guaranteed Loan

Business and Industry Guaranteed Loan Business and Industry Guaranteed Loan The B & I Guaranteed Program is Lender- Driven: The USDA guarantees the loan rather than lending directly. A commercial lender requests the B & I Guarantee, and if

More information

Maximizing Your Success In The Canadian Market

Maximizing Your Success In The Canadian Market Maximizing Your Success In The Canadian Market Rosanna Masucci U.S. Department of Commerce Claire McLeveighn Empire State Development John DeLuca Liberty Pumps Export Promotion Services from the USDOC

More information

SALTUS, LLC. Serving the Global Financial Marketplace

SALTUS, LLC. Serving the Global Financial Marketplace Serving the Global Financial Marketplace Exporting U.S. Goods and Services Financing/Funding Modalities International Financing Programs U.S. Government Export Import Bank of the United States (EXIM) Working

More information

Debt Refinancing Under the 7(a) Program. Lynn G. Ozer Executive Vice President Government Guaranteed Lending

Debt Refinancing Under the 7(a) Program. Lynn G. Ozer Executive Vice President Government Guaranteed Lending Debt Refinancing Under the 7(a) Program Lynn G. Ozer Executive Vice President Government Guaranteed Lending Debt Refinancing SBA-guaranteed loan proceeds may not be used to refinance debt originally used

More information

Commercial Real Estate. Financing Programs. The SBA Adv. www.sba.gov/ma. www.sba.gov. Programs and services to help you start, grow and succeed

Commercial Real Estate. Financing Programs. The SBA Adv. www.sba.gov/ma. www.sba.gov. Programs and services to help you start, grow and succeed Commercial Real Estate Programs and services to help you start, grow and succeed Financing Programs The SBA Adv /ma Programs and services to help you start, grow and succeed We are the SBA History: Part

More information

YTD 2015-27 CS AWARDS IN AMERICAS

YTD 2015-27 CS AWARDS IN AMERICAS YTD 2015-27 CS AWARDS IN AMERICAS Argentina Bolivia Brazil Frontline Customer Service Team of the Year, All Industries (Bronze) Customer Service Department of the Year, Airlines, Distribution & Transportation

More information

COMMITTEE ON FOREIGN AFFAIRS SUBCOMMITTEE ON TERRORISM NON-PROLIFERATION AND TRADE

COMMITTEE ON FOREIGN AFFAIRS SUBCOMMITTEE ON TERRORISM NON-PROLIFERATION AND TRADE TESTIMONY OF THOMAS J. RAGUSO EXECUTIVE VICE PRESIDENT AMEGY BANK N.A. Before the COMMITTEE ON FOREIGN AFFAIRS SUBCOMMITTEE ON TERRORISM NON-PROLIFERATION AND TRADE UNITED STATES HOUSE OF REPRESENTATIVES

More information

SBA EXPORT LOAN PROGRAMS

SBA EXPORT LOAN PROGRAMS SBA EXPORT LOAN PROGRAMS Patrick Hayes, Regional Manager SBA Export Solutions Group U.S. Export Assistance Center 600 Superior Avenue, Suite 700 Cleveland, OH 44114-216-522-4731 patrick.hayes@sba.gov SBA

More information

The face of consistent global performance

The face of consistent global performance Building safety & security global simplified accounts The face of consistent global performance Delivering enterprise-wide safety and security solutions. With more than 500 offices worldwide Johnson Controls

More information

Erasmus Mundus Action 2 / External Cooperation Window Participation of Finnish Higher Education Institutions 2007-2014. Updated 21.7.

Erasmus Mundus Action 2 / External Cooperation Window Participation of Finnish Higher Education Institutions 2007-2014. Updated 21.7. Erasmus Mundus Action 2 / External Cooperation Window Participation of Finnish Higher Education Institutions 2007-2014 Updated 21.7.2014 Participation of Finnish HEI s in Erasmus Mundus External Cooperation

More information