SkyMed.comlLoreto. Barbara Vandenberg

Size: px
Start display at page:

Download "SkyMed.comlLoreto. Barbara Vandenberg 13-30343 skymedloreto@gmail.com"

Transcription

1 SKYMED INTERNATIONAL INC. Corporate Headquarters 4425 North Saddlebag Trail Scottsdale, Arizona (480) FAX: (480) SKYMED FLORIDA, INC South Florida, Suite 4, Lakeland, Florida A Prepaid Limited Health Service Organization Licensed by the Florida Department of Insurance FAX: (863) infofl@skymed.com SKYMED VIRGIN ISLANDS, INC. 25 Anchor Way, Gallows Bay Christiansted, St. Croix, USVI FAX: (340) infovi@skymed.com 4392 Annas Retreat Suite 4-B St. Thomas, USVI FAX: (340) Certificate of Authority granted by the USVI Department of Banking and Insurance FROM MEXICO CALL or contact SkyMed.comlLoreto Barbara Vandenberg skymedloreto@gmail.com

2 WHO NEEDS SKYMED? There is a simple answer: anyone who travels more than 100 air miles from their home as a vacationer, business traveler, timeshare owner, vacation club member or one of North America's growing number of recreational vehicle owners. SkyMed is not to be confused with look-a-like companies, who in their fine print, promise to take the traveler to the nearest medical facility. That is not taking you home. SkyMed is often imitated, never duplicated. Should a critical illness or injury occur while traveling, SkyMed air repatriates our members to their home and the comfort of their medical care providers and more often than not, to the member's health insurance coverage area so financial implications will be minimized. Professional bonded drivers return stranded vehicles. All this and more, without copays, deductibles or cumbersome claim forms. When it comes to the leader in unmatched medical air repatriation memberships, SkyMed is the one by which all others are measured. If you do not have a SkyMed membership, you do not have the industry gold standard. Our goal is simply to be The Most consumer-sensitive emergency air repatriation membership company in the world. Y2R- ~ President/CEO KkL:-

3 REPARED FOR THE UNEXPECTED! THE RV TRAVELER John Lesh, WBCCI member, had been experiencing problems with his leg prior to departing from his home in York, PA. However, his doctor had pronounced him fit for travel, so the Lesh's packed their RV and left for Florida. The Lesh's had only been in Florida for a short while when John developed osteomyelitis of his ankle and had to be admitted to the hospital. Wrote his wife, Dot, "John was on IV antibiotics and had to keep his foot elevated because of the infection. The doctor said there was no way he could return to York on a commercial flight." Continues John, "My wife called SkyMed. We were very pleased with your prompt response to our difficult problems. Facing an immediate lower leg amputation, we decided we needed to go back to York, PA to our own hospital and doctor. The SkyMed benefits are great, and I had excellent care by the air ambulance crew. The transport driver pulled up with our RV, and even backed the trailer into our yard beside the garage for us! We have already recom mended SkyMed to our friends. All services were 100%." Without SkyMed: $16,000 With SkyMed: No Cost! THE TIMESHARE TRAVELER Tom and Gail Sexton were vacationing in Cancun, when Gail became gravely ill and had to be taken to a local hospital. Torn called SkyMed to alert us to his wife's hospitalization, and to inquire as to what their options for transport home to Ohio were? Initially, Tom thought a commercial flight might work, but it became quickly apparent that Gail's illness was severe enough where a commercial flight home was out of the question. As soon as SkyMed received word that Gail was stable enough to be transported, arrangements were made and a flight arranged. The air ambulance arrived in Cancun around 2:00 pm, an ambulance was dispatched to AMAT hospital and Gail, accompanied by Tom, was in the air by 4:00 pm. The air ambulance arrived in Cincinnati around 9:00 pm. Aground ambulance transported Gail directly to Deaconess Hospital, where she was immediately admitted to the critical care unit. Thank you, SkyMed. Without SkyMed: $19,000 With SkyMed: No Cost! THE RV TRAVELER Escapees Shirley and Walt Greenes were in Ashland, OR, when Shirley became ill and was rushed to the emergency room of the local hospital. Shirley wrote, "The doctor at the hospital felt that due to previous surgery, he would not be able to perform the surgery now needed. It became imperative that I get back to Los Angeles as quickly as possible. My husband made one call to SkyMed. They took care of everything to expedite my return. There were no questions asked, no money expected from us...just a job well done. I was taken by ambulance to a waiting jet, flown to Los Angeles with two nurses in attendance, met at the airport by another ambulance and taken directly to Cedars Sinai Hospital. One phone call provided me with a service I cannot praise highly enough. We were lucky to be SkyMed members. " Without SkyMed: $11,000 With SkyMed: No Costl THE SHORT-TERM TRAVELER While holidaying at their timeshare in Cancun, Mexico, Paul and Audrey Williams faced the incredible dilemma of any traveling family; their S-year old son, Paul Jr., was faced with a critical illness, which demanded young Paul's immediate repatriation to their home medical care providers in Maryland. Within a matter of hours, SkyMed dispatched a medically equipped and staffed jetto return the Williams family home. In a telephone call to President Will Klein, Mr. Williams again expressed their gratitude and asked for applications to share with family and friends. He said, "When I relate what SkyMed did for us, my friends are stunned that such a service is available. They raise their eyebrows when Itell them SkyMed took us home on a jet. It is almost as though they don't believe it!" Mr. Williams said, "Everybody who travels has to know about SkyMed. " Without SkyMed: $19,700 With SkyMed: No Costl

4 QUESTIONS & ANSWERS ABOUT SKYMED Q. Who is SkyMed International,lnc.? A. SkyMed International Inc., founded in 1989, provides emergency medical air evacuation and travel-related services to North American travelers who are SkyMed members. When members travel more than 100 air miles from home and suffer a critical illness or injury, SkyMed takes them home to their health-care providers. Q. What and who determines if I am going to be transported? A. The attending physician, in consultation with SkyMed's Member Services Director, makes the decision. Once a member has been stabilized for travel. the flight is scheduled by SkyMed. Q. What happens to the vehicle I am forced to leave behind, as a result of my air evacuation? A. Skymed takes it home too! Q. What is The SkyMed Difference and what does the FINE PRINT say? A. The FINE PRINT speaks loudly in your SkyMed Member Service Agreement. We ask you to Dare To Compare any medical repatriation legal contract with the uncompromising difference of the acclaimed SkyMed TAKES YOU HOME services. You'll find under Emergency Air Evacuation the FINE PRINT in other services says, "should your medical condition warrant immediate transportation it will be to the nearest appropriate medical facility where medical treatment can be obtained." On most occasions you are already there and hundreds of miles from home, that's where SkyMed's service begins! The SkyMed FINE PRINT says, "Emergency medical air transportation to the hospital nearest to the member's place of residence." An uncompromising difference and a standard of excellence by which all other competitors can be measured. Yes, SkyMed TAKES YOU HOME what else matters?

5 SkyMed TAKES YOU HOME WHEN CRITICAL MEDICAL EMERGENCIES OCCUR WHILE TRAVELING IN THE USA, CANADA, MEXICO, COSTA RICA, BELIZE, THE CARIBBEAN, BERMUDA OR THE BAHAMAS, THESE 12 SKYMED SERVICES MAKE MEMBERSHIP A NECESSITY FOR EVERY TRAVELER. 1. HOSPITAL-TO-HOSPITAL EMERGENCY 6. RV AND/OR VEHICLE RETURN MEDICAL AIR TRANSPORTATION, INCLUDING AIRPORT/HOSPITAL 7. VISITOR TRANSPORTATION GROUND AMBULANCE TRANSFERS 8. RETURN TRANSPORTATION AFTER RECOVERY 2. TRANSPORTATION FOR RECUPERATION AT HOME 9. INCIDENTAL EXPENSE ALLOWANCE 3. COMMERCIAL CARRIER MEDICAL 10. ORGAN RETRIEVAL* ESCORT FLIGHTS 11. ORGAN RECIPIENT TRANSPORTATION * 4. ESCORT TRANSPORTATION 12. PHYSICAL REMAINS RETURN 5. MINOR CHILDREN AND *Note: This service is not available to new members on GRANDCHILDREN RETURN a transplant recipient list at the time of application. I WHAT WOULD YOU DO IF YOU PjRE FAR FROM HOME AND YOU OR A LOVED ONE WERE CONFRONTED ~ITH A CRITICAL ILLNESS OR INJURY? As a SkyMed member, you would make just one call to our toll-free number, where you will speak to a caring SkyMed representative. (No pre-recorded phone messages.) SkyMed is there to serve members 24 hours a day, 365 days a year, to help SkyMed members when they need it most. SkyMed arranges and pays for members' flights, their ground ambulances to and from airports, and for thl~ return of their stranded vehicles. Their only cost? SkyMed's annual membership fee. NO COPAYS! NO DEDUCTIBLES! NO CLAIM FORMS! A go day service restriction applies to any illness or injury diagnosed or treated within go-days prior to application. Services are subject to conditions, certain exclusions, and limitations, as defined in the SkyMed Member Services Agreement. FLIGHTS MUST BE PRE APPROVED AND ARRANGED BY SKYMED. SkyMed reserves the right to approve applications for membership.

The First The Finest The Foremost Emergency Assistance Company in the World!

The First The Finest The Foremost Emergency Assistance Company in the World! The First The Finest The Foremost Emergency Assistance Company in the World! Welcome to MASA MASA INDUSTRY LEADER (over 500,000 members) PEACE of MIND One phone call away QUALIFIED and EXPERIENCED Trained

More information

PLATINUM MEMBERSHIP AGENT TRAINING

PLATINUM MEMBERSHIP AGENT TRAINING - agent use only - The world s finest pre-paid emergency air transportation company PLATINUM MEMBERSHIP AGENT TRAINING & agent registration manual MA007-G2111 M E D I C A L A I R S E R VICE S ASS OCI A

More information

When Seconds Count Count on MASA Assist!

When Seconds Count Count on MASA Assist! The world s leading pre-paid emergency assistance company Exclusively Offered By: Linda Haddock (760) 532-1162 LindaHaddock@gmail.com When Seconds Count Count on MASA Assist! Facts You Should Know Every

More information

When Seconds Count Count on MASA Assist!

When Seconds Count Count on MASA Assist! The world s leading pre-paid emergency assistance company Exclusively Offered By: When Seconds Count Count on MASA Assist! Facts You Should Know Every year, over 550,000 people in the U.S. are flown by

More information

The world s leading emergency assistance company. When Seconds Count Count on MASA Assist!

The world s leading emergency assistance company. When Seconds Count Count on MASA Assist! The world s leading emergency assistance company When Seconds Count Count on MASA Assist! Facts You Should Know Every year, over 550,000 people in the U.S. are flown by medical helicopters & small planes

More information

Member Services Agreement SHORT TERM / DAILY Document: MSA707ST

Member Services Agreement SHORT TERM / DAILY Document: MSA707ST Member Services Agreement SHORT TERM / DAILY Document: MSA707ST Please read this Member Services Agreement carefully and keep it with your travel papers in order to fully understand the benefits and services

More information

ClEvElAnd ClInIC s AIR MEdICAl EvACuATIon MEMbERshIP

ClEvElAnd ClInIC s AIR MEdICAl EvACuATIon MEMbERshIP Global CARE Cleveland Clinic s Air Medical Evacuation Membership Cleveland Clinic Global CARE is ideal for travelers and their families. Frequently Asked Questions My premium credit card covers air ambulance

More information

Member Services Agreement Document: MSA300913INT

Member Services Agreement Document: MSA300913INT Member Services Agreement Document: Please read this Member Services Agreement carefully and keep it with your travel papers in order to fully understand the benefits and services and how to properly access

More information

Member Services Agreement Document: MSA091912FL

Member Services Agreement Document: MSA091912FL Member Services Agreement Document: Please read this Member Services Agreement carefully and keep it with your travel papers in order to fully understand the benefits and services and how to properly access

More information

Ronald Reagan UCLA Medical Center. Emergency Department

Ronald Reagan UCLA Medical Center. Emergency Department Ronald Reagan UCLA Medical Center Emergency Department Welcome. We ve prepared this brochure for you to help make your visit to the Emergency Department as comfortable as possible. If you are admitted

More information

MedFlight Advantage & Advantage Global Terms & Conditions

MedFlight Advantage & Advantage Global Terms & Conditions MedFlight Advantage & Advantage Global Terms & Conditions MedFlight Advantage Global Travel benefit is for all of the MedFlight Advantage (helicopter and ground critical care), MedCare Ambulance transports,

More information

Airrivac Emergency Airplane And Helicopter Transport Assistance Inc. C.P. 771 Downtown Jonquière (Quebec) G7X7W6

Airrivac Emergency Airplane And Helicopter Transport Assistance Inc. C.P. 771 Downtown Jonquière (Quebec) G7X7W6 MEMBER S MANUAL EMERGENCY AIRPLANE AND HELICOPTER TRANSPORT ASSISTANCE INTRODUCTION This booklet contains the terms and conditions of your membership. We encourage you to read them carefully so that you

More information

The Fastest Way to Recovery

The Fastest Way to Recovery The Fastest Way to Recovery Accidents don t happen on a timeline. Crisis knows no borders. When the unimaginable happens, you might find yourself on an adventure halfway around the globe. More likely,

More information

Emergency Medical Indemnification

Emergency Medical Indemnification Butterfield British Airways Visa Platinum Credit Card Emergency Medical Indemnification What is covered? As an International British Airways Visa Cardholder, you, your spouse and dependent children under

More information

Duty of Care/Duty of Loyalty. Jon Jackson Senior Director, Information and Tracking International SOS

Duty of Care/Duty of Loyalty. Jon Jackson Senior Director, Information and Tracking International SOS Duty of Care/Duty of Loyalty Jon Jackson Senior Director, Information and Tracking International SOS Businesses and Their Travelers Face Many Challenges Daily Travel Risk Awareness Control Assistance to

More information

ULTIMATE. Membership Service Agreement MSA1509ULT

ULTIMATE. Membership Service Agreement MSA1509ULT ULTIMATE Membership Service Agreement MSA1509ULT SkyMed ULTIMATE Member Services Agreement Your SkyMed International, Inc. (referred to herein as SkyMed ) ULTIMATE Membership is governed exclusively by

More information

Short Term (daily) Membership Service Agreement MSA1509ST

Short Term (daily) Membership Service Agreement MSA1509ST Short Term (daily) Membership Service Agreement MSA1509ST SkyMed Short Term (daily) Member Services Agreement Your SkyMed International, Inc. (referred to herein as SkyMed ) Short Term (daily) Membership

More information

International Emergency Medical Assistance

International Emergency Medical Assistance International Emergency Medical Assistance protecting lives 4,000 600 500 medical transportations escorted repatriations emergency evacuations services c o m p r e h e n s i v e AXA Assistance is a global

More information

Medical Transport Association Membership Agreement

Medical Transport Association Membership Agreement USA MEMBERSHIP AGREEMENT With payment of the membership fee, the Apollo Medical Transport Association (MTA) agrees to arrange, facilitate, and pay for urgent medically necessary air and ground transportation

More information

U.S. students studying in a U.S. location are eligible for services when more than 100 miles away from home or campus location.

U.S. students studying in a U.S. location are eligible for services when more than 100 miles away from home or campus location. For UnitedHealthcare StudentResources For UnitedHealthcare StudentResources UnitedHealthcare StudentResources policies automatically come with a powerful global assistance plan called Scholastic Emergency

More information

Understanding Your Medical Bill

Understanding Your Medical Bill Understanding Your Medical Bill THANK YOU for choosing University of Maryland Medical Center (UMMC) as your healthcare provider. We are committed to providing excellence in the delivery of healthcare.

More information

INDIVIDUAL TRAVEL PLANS

INDIVIDUAL TRAVEL PLANS INDIVIDUAL TRAVEL PLANS 1 TABLE OF CONTENTS Coverage Designed for Manitobans...2 Travel Coverage is Important...2-3 Why Choose Manitoba Blue Cross?...3 Plan Description Deluxe Travel Health Plans...4-5

More information

The history of air ambulance dates back to unsophisticated balloon transports of injured. War in the 19th century, through the early years of

The history of air ambulance dates back to unsophisticated balloon transports of injured. War in the 19th century, through the early years of By Raul Mendoza The history of air ambulance dates back to unsophisticated balloon transports of injured soldiers during the Crimean War in the 19th century, through the early years of aviation, the Korean

More information

Student health plans from HTH Worldwide. The leader in health plans and services for study abroad programs and international students in the U.S.

Student health plans from HTH Worldwide. The leader in health plans and services for study abroad programs and international students in the U.S. Student health plans from HTH Worldwide The leader in health plans and services for study abroad programs and international students in the U.S. Our mission is to serve the international education community

More information

TRAVEL ASSISTANCE PLAN AMAZING! DO WE HAVE SERVICES? YOU BET.

TRAVEL ASSISTANCE PLAN AMAZING! DO WE HAVE SERVICES? YOU BET. TRAVEL ASSISTANCE PLAN Provided by Assist America Inc. AMAZING! That s how some UPMC Health Plan members describe the Assist America global emergency travel assistance plan, which members receive as part

More information

OVERVIEW AND MEMBERSHIP BENEFITS

OVERVIEW AND MEMBERSHIP BENEFITS OVERVIEW AND MEMBERSHIP BENEFITS What is the benefit of EagleMed membership to you? Although you do not have to be a member to be transported, membership offers several important benefits: First, as one

More information

Will Are my current my airline home, tickets renters, covered? credit card, or health insurance policies cover my cruise?

Will Are my current my airline home, tickets renters, covered? credit card, or health insurance policies cover my cruise? RegentCare Guest Travel Protection Program RegentCare Guest Travel Protection Program Frequently Asked Questions Frequently Asked Questions General Why General should I purchase RegentCare? What Why does

More information

What is Global Travel Plus?

What is Global Travel Plus? SM What is Global Travel Plus? The simple answer to this question is that Global Travel Plus is a provider of global emergency medical services for travelers. If a covered member becomes ill or injured

More information

Why purchase Travel Insurance? Peace of mind! It s worth it!

Why purchase Travel Insurance? Peace of mind! It s worth it! Why purchase Travel Insurance? Peace of mind! It s worth it! Why purchase Travel Insurance? What is needed to obtain Travel Insurance? Understanding the pre-existing condition clause! Understanding the

More information

Travel Protection Plan

Travel Protection Plan Travel Protection Plan Frequently Asked Questions General Questions Why should I purchase the Travel Protection Plan? Is there help while I m traveling? When is payment for the plan due? When does coverage

More information

POLICY & PROCEDURE DOCUMENT NUMBER: 4.9102. Finance and Administration. Workers Compensation Program. DATE: February 6, 2006

POLICY & PROCEDURE DOCUMENT NUMBER: 4.9102. Finance and Administration. Workers Compensation Program. DATE: February 6, 2006 POLICY & PROCEDURE DOCUMENT NUMBER: 4.9102 DIVISION: TITLE: Finance and Administration Workers Compensation Program DATE: February 6, 2006 REVISED: December 10, 2007, March 15, 2014 Policy for: All Employees

More information

Maisha Air Ambulance cover for tourists and travellers to East Africa

Maisha Air Ambulance cover for tourists and travellers to East Africa Maisha Air Ambulance cover for tourists and travellers to East Africa AMREF s Flying Doctors have been providing lifesaving support in East Africa for over 55 years. If you live in East Africa, or are

More information

office directive IGDS Number 341 (Version1)

office directive IGDS Number 341 (Version1) office directive IGDS Number 341 (Version1) 13 September 2013 Medical evacuation and transportation for medical purposes Introduction 1. The International Labour Office recognizes the need to ensure that

More information

ABOUT US VISION AND MISSION

ABOUT US VISION AND MISSION ABOUT US TrustAir Aviation Ltd. is a Hungarian company founded to provide the highest quality of air ambulance care. At TrustAir Aviation Ltd. we are committed to provide professional aero-medical care,

More information

Standard Insurance Company Emergency Medical Assistance Service Employee Certificate Group #9061

Standard Insurance Company Emergency Medical Assistance Service Employee Certificate Group #9061 Standard Insurance Company Emergency Medical Assistance Service Employee Certificate Group #9061 As per the Master Marketing Agreement for Group #9061 on file between Standard Insurance Company ( Standard

More information

Only residents of the United States, Canada or Mexico under the age of 75 are eligible to apply for Medjet Membership.

Only residents of the United States, Canada or Mexico under the age of 75 are eligible to apply for Medjet Membership. Please read this handboook carefully and keep it with your travel papers in order to fully understand the benefits and services and how to properly access them. Only residents of the United States, Canada

More information

Green Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried Retirees

Green Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried Retirees Green Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried s The base travel plan for GMCL Salaried s (who retired on or after January 1, 1995) provides coverage for the first

More information

DAN TravelAssist EMERGENCY EVACUATION BENEFIT

DAN TravelAssist EMERGENCY EVACUATION BENEFIT DAN TravelAssist One important benefit of your DAN Membership is that with your Individual Membership fee, you are automatically enrolled in DAN s travel assistance plan. Your family is covered with your

More information

membership For good sam travelassist

membership For good sam travelassist membership PLAN description For good sam travelassist call TOLL-FREE 1-888-853-7333 WELCOME! Good Sam has partnered with the U.S. affiliate of International Assistance Group, the largest network of medical

More information

MEDFLIGHT FREEDOM DOMESTIC PLAN DESCRIPTION. How To Access MedFlight Freedom Services 24 hours a day, 7 days a week, 365 days a year

MEDFLIGHT FREEDOM DOMESTIC PLAN DESCRIPTION. How To Access MedFlight Freedom Services 24 hours a day, 7 days a week, 365 days a year MEDFLIGHT FREEDOM DOMESTIC PLAN DESCRIPTION How To Access MedFlight Freedom Services 24 hours a day, 7 days a week, 365 days a year Your MedFlight Freedom identification card is Your key to travel security.

More information

International Medical Insurance VISITING FAMILY VACATIONS BUSINESS TRIPS STUDY ABROAD

International Medical Insurance VISITING FAMILY VACATIONS BUSINESS TRIPS STUDY ABROAD Atlas Travel VISITING FAMILY VACATIONS BUSINESS TRIPS STUDY ABROAD The Atlas Travel plan from HCC Medical Insurance Services (HCCMIS) is with you almost anywhere on the planet you may travel for vacations,

More information

Worldwide Medical Insurance Company

Worldwide Medical Insurance Company Worldwide Medical Insurance Company Taking good care of the people your business depends on Whether your employees are at home or living and working abroad, their health is very much your business. You

More information

Baylor University Department of Risk Management. Medical, Property & Liability Insurance Information for Employees & Students Traveling Abroad

Baylor University Department of Risk Management. Medical, Property & Liability Insurance Information for Employees & Students Traveling Abroad Most Americans travel to foreign countries and return home without experiencing any negative incidents or emergency situations while they are abroad. Even if problems or emergencies are not expected, Baylor

More information

Membership Information Booklet

Membership Information Booklet Membership Information Booklet This booklet contains the terms and conditions for your prepaid air medical service membership. If you have any questions please contact Air Ambulance Card. Air Ambulance

More information

HEALTH INSURANCE FOR VISITING INTERNATIONAL SCHOLARS - A COMPLEX BUT IMPORTANT ISSUE -

HEALTH INSURANCE FOR VISITING INTERNATIONAL SCHOLARS - A COMPLEX BUT IMPORTANT ISSUE - HEALTH INSURANCE FOR VISITING INTERNATIONAL SCHOLARS - A COMPLEX BUT IMPORTANT ISSUE - The US State Department requires all J-1 visa holders and their dependents to carry health insurance with specific

More information

EXPATRIATE MEMBERSHIP HANDBOOK

EXPATRIATE MEMBERSHIP HANDBOOK EXPATRIATE MEMBERSHIP HANDBOOK up to age 75 Please read this handboook carefully and keep it with your travel papers in order to fully understand the benefits and services and how to properly access them.

More information

TO UNDERSTANDING ACCIDENT & CRITICAL ILLNESS INSURANCE

TO UNDERSTANDING ACCIDENT & CRITICAL ILLNESS INSURANCE 3 STEPS TO UNDERSTANDING ACCIDENT & CRITICAL ILLNESS INSURANCE What s Inside Step 1: What What are accident and critical illness insurance products? 4 Step 2: How How do accident and critical illness insurance

More information

LIFE ESSENTIALS COLLECTION PEACE OF MIND COMPLETE PEACE OF MIND

LIFE ESSENTIALS COLLECTION PEACE OF MIND COMPLETE PEACE OF MIND LIFE ESSENTIALS COMPLETE PEACE OF MIND PEACE OF MIND COLLECTION 24/7 TELEMEDICINE Imagine you or your child wake up feeling sick maybe a runny nose, a cough and congestion. You already know that getting

More information

Your Guide to Medicare Private Fee-for-Service Plans. Heading CENTERS FOR MEDICARE & MEDICAID SERVICES

Your Guide to Medicare Private Fee-for-Service Plans. Heading CENTERS FOR MEDICARE & MEDICAID SERVICES Heading CENTERS FOR MEDICARE & MEDICAID SERVICES Your Guide to Medicare Private Fee-for-Service Plans This official government booklet has important information about Medicare Private Fee-for-Service Plans

More information

2015 2016 Student Health Insurance Plan for Weill Cornell Medical College

2015 2016 Student Health Insurance Plan for Weill Cornell Medical College 2015 2016 Student Health Insurance Plan for Weill Cornell Medical College Who is eligible to enroll? All students are enrolled in the plan on a hard waiver basis. Eligible students may also insure their

More information

UNDERSTANDING YOUR MEDICAL BILL. Thank you for choosing Your Personal Physicians at:

UNDERSTANDING YOUR MEDICAL BILL. Thank you for choosing Your Personal Physicians at: UNDERSTANDING YOUR MEDICAL BILL Thank you for choosing Your Personal Physicians at: Mercy Medical Center Lutherville Overlea Worthington/Reisterstown Glen Burnie Canton as your healthcare provider. We

More information

Your Local Provider in the Americas. 24/7 Worldwide

Your Local Provider in the Americas. 24/7 Worldwide Your Local Provider in the Americas 24/7 Worldwide AirEvac International Urgent, reliable, compassionate care AirEvac International offers worldwide air ambulance service 24 hours a day, 7 days a week.

More information

MEDICAL ASSISTANCE AND EVACUATION MEDICAL SERVICE COLLEGIATE PROGRAM DESCRIPTION

MEDICAL ASSISTANCE AND EVACUATION MEDICAL SERVICE COLLEGIATE PROGRAM DESCRIPTION MEDICAL ASSISTANCE AND EVACUATION MEDICAL SERVICE COLLEGIATE PROGRAM DESCRIPTION A comprehensive program providing 24/7 emergency medical and travel assistance services when You are outside Your Home Country

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS UNIVERSITY OF CALIFORNIA Employee Business Travel Insurance FREQUENTLY ASKED QUESTIONS ACE = ACE American Insurance Company, the insurance company providing the Business Travel Accident insurance. EA =

More information

Member Handbook. Mature Membership. This Handbook helps Members fully understand the benefits and limitations of the On Call

Member Handbook. Mature Membership. This Handbook helps Members fully understand the benefits and limitations of the On Call Member Handbook Mature Membership This Handbook helps Members fully understand the benefits and limitations of the On Call Mature Membership and how to properly access them. Eligibility and Participation

More information

On Call International

On Call International On Call International Overseas Protection Program Scholastic Terms & Conditions The following Terms and Conditions apply to the On Call International Overseas Protection Program provided by On Call International

More information

Life is Full of Important Choices

Life is Full of Important Choices Life is Full of Important Choices Let us help you make the right choice for your 2015 Medicare insurance. Through It All. bcbstx.com TXMSDG15 Y0096_MRK_TMP_MSDG15 Accepted 10012014 57460.0614 Contact Information

More information

Travel assistance for your employees TravelConnect SM services

Travel assistance for your employees TravelConnect SM services GROUP BENEFITS Travel assistance for your employees TravelConnect SM services Travel assistance Employer Guide The Lincoln National Life Insurance Company Lincoln Life & Annuity Company of New York GP-TRAV-MJM001_Z02

More information

TravelConnect SM services

TravelConnect SM services FOR GROUP BENEFITS TravelConnect SM services Travel with fewer worries Employer Guide Products issued by: The Lincoln National Life Insurance Company Lincoln Life & Annuity Company of New York GI-TRAV-MJM001

More information

Choosing Health Care Insurance Medicare Supplements

Choosing Health Care Insurance Medicare Supplements Choosing Health Care Insurance By Steve Meinhardt http://yumainsurancehealth.com Office: 928-217-3621 Mobile: 928-580-7102 Fax No: 928-344-3507 Email: steve@yumainsurancehealth.com Or - Fill out the contact

More information

Emergency Assistance Phone Numbers:

Emergency Assistance Phone Numbers: Thank you for purchasing the IMG OUTREACH Plan. This document includes tips for team leaders and travelers as well as resources for filing a successful claim. We highly recommend reviewing and printing

More information

7. As I get older do my rates go up? No your rates are locked in at the age you are at the time you sign up for the plan.

7. As I get older do my rates go up? No your rates are locked in at the age you are at the time you sign up for the plan. Aflac Group Short-Term Disability Insurance Offering 2015 Underwritten by Continental American Insurance Company Questions and Answers The Aflac coverage described here is subject to plan limitations,

More information

Questions and Answers

Questions and Answers Aflac Group Short-Term Disability Insurance Offering 2014 Underwritten by Continental American Insurance Company Questions and Answers The Aflac coverage described here is subject to plan limitations,

More information

Global Medical Assistance. Worldwide support for travellers in emergency medical situations

Global Medical Assistance. Worldwide support for travellers in emergency medical situations Global Medical Assistance Worldwide support for travellers in emergency medical situations What is Global Medical Assistance? Through an arrangement with an assistance company, Global Medical Assistance

More information

Some things are just better together...

Some things are just better together... Client Guide Some things are just better together... like your major medical plan and Accident Expense Plus SM Insurance The intelligent, affordable way to complete your health insurance program Over 50%

More information

What Do I Do Now? Answers to the Most Frequently Asked Questions About Your San Diego Auto Accident

What Do I Do Now? Answers to the Most Frequently Asked Questions About Your San Diego Auto Accident What Do I Do Now? Answers to the Most Frequently Asked Questions About Your San Diego Auto Accident By Ross A. Jurewitz Injury Accident Attorney, Jurewitz Law Group.JUREWITZ..JUREWITZ LAW GROUP Jurewitz

More information

2011-2012. Voluntary Plan

2011-2012. Voluntary Plan 2011-2012 A health insurance plan specifically designed for students of Colleges and Universities in the Wisconsin Association of Independent Colleges and Universities (WAICU) Voluntary Plan Your Life.

More information

HCC Medical Insurance Services

HCC Medical Insurance Services James D. Smith - Global Benefits LLC 11880 Cobblestone Drive Suite 240 Fishers, IN 46037 Phone: 888-884-6948 Fax: 888-863-6575 E-mail: jdsmith@globalbri.com www.globalbri.com StudentSecure StudentSecure

More information

Life is Full of Important Choices

Life is Full of Important Choices Life is Full of Important Choices Let us help you make the right choice for your 2015 Medicare insurance. Through It All. bcbsil.com ILMSDG15REV0714 Y0096_MRK_IL_MSDG15 Accepted 10012014 32101.0614 Contact

More information

International Travel Medical Insurance

International Travel Medical Insurance Administered by: Seven Corners, Inc. 303 Congressional Boulevard Carmel, IN 46032 USA International Travel Medical Insurance International Provider Presented by Insurance Services of America 1757 E. Baseline

More information

EXPAT MEMBERSHIP PROGRAMS RULES AND REGULATIONS

EXPAT MEMBERSHIP PROGRAMS RULES AND REGULATIONS EXPAT MEMBERSHIP PROGRAMS RULES AND REGULATIONS Up to Age 75 The Rules and Regulations govern MedjetAssist s provision of travel assistance services under the Expat Membership Program. Therefore, it is

More information

Coverage. For Med Plus Advantage Group Participants

Coverage. For Med Plus Advantage Group Participants For Med Plus Advantage Group Participants AMA Insurance Agency s Med Plus Advantage group policies automatically come with a powerful global assistance plan called Assist America, Inc. (AAI). With Assist

More information

UNIVERSITY OF MINNESOTA EMERGENCY ASSISTANCE PROGRAM

UNIVERSITY OF MINNESOTA EMERGENCY ASSISTANCE PROGRAM UNIVERSITY OF MINNESOTA EMERGENCY ASSISTANCE PROGRAM Please keep this document with you while you travel. A comprehensive program providing You with 24/7 emergency medical, security, and travel assistance

More information

Frequently Asked Questions Regarding At Home and Inpatient Hospice Care

Frequently Asked Questions Regarding At Home and Inpatient Hospice Care Frequently Asked Questions Regarding At Home and Inpatient Hospice Care Contents Page: Topic Overview Assistance in Consideration Process Locations in Which VNA Provides Hospice Care Determination of Type

More information

Air Medical Services

Air Medical Services Air Medical Services An Independent Licensee of the Blue Cross and Blue Shield Association. Air Medical Services from Blue Cross and Blue Shield of Alabama provides access to air ambulance transportation.

More information

Medicare Supplemental Insurance - Medigap Plans

Medicare Supplemental Insurance - Medigap Plans Medicare Supplemental Insurance (Medigap) All Medigap s A through N The available supplemental insurance plans that are offered are lettered plans A-N. Each plan offers a different benefits package and

More information

Why Choose StudentSecure?

Why Choose StudentSecure? Why Choose StudentSecure? Quebec City, Canada Oxford University, England Paris, France Do I need study abroad insurance? If you are a student or scholar planning on traveling to pursue your education outside

More information

Southwest Vacations Travel Protection

Southwest Vacations Travel Protection Southwest Vacations Travel Protection Frequently Asked Questions General Questions Why should I purchase the Southwest Vacations Travel Protection? Is there help while I m traveling? When is payment for

More information

Students are eligible for services when traveling more than 100 miles away from their Permanent Residence

Students are eligible for services when traveling more than 100 miles away from their Permanent Residence One Delaware Drive Salem, NH 03079 24/7 On Call Global Response Center +1 603 328 1901 877 318 6891 mail@oncallinternational.com Global Academic Assistance Program Health Net Inc. Plan Description Eligibility

More information

2 www.aircriticalcare.com

2 www.aircriticalcare.com Every patient has a right to the best medical care possible. Unfortunately for some individuals, the access to these facilities is not nearby. Some patients may require long distance medical transportation

More information

TEACHER GUIDE 11.2 RISK MANAGEMENT AND INSURANCE PAGE 1

TEACHER GUIDE 11.2 RISK MANAGEMENT AND INSURANCE PAGE 1 TEACHER GUIDE 11.2 RISK MANAGEMENT AND INSURANCE PAGE 1 Standard 11: The student will describe and explain how various types of insurance can be used to manage risk. Different Types of Insurance Priority

More information

Emergency Medical Assistance Service. Expatriate Employee Certificate 1. Group #9061

Emergency Medical Assistance Service. Expatriate Employee Certificate 1. Group #9061 Emergency Medical Assistance Service Expatriate Employee Certificate Group #9061 As per the Master Marketing Agreement for Group #9061 on file between Standard Insurance Company ( Standard ) and MEDEX

More information

SHORT-TERM MEMBERSHIP PROGRAM RULES AND REGULATIONS

SHORT-TERM MEMBERSHIP PROGRAM RULES AND REGULATIONS SHORT-TERM MEMBERSHIP PROGRAM RULES AND REGULATIONS Up to Age 75 The Rules and Regulations govern MedjetAssist s provision of travel assistance services under the Short-Term Membership Program. Therefore,

More information

T R A V E L P O L I C Y Effective date: November 2010 Revised date: July 2012

T R A V E L P O L I C Y Effective date: November 2010 Revised date: July 2012 TRAVEL POLICY Effective date: November 2010 Revised date: July 2012 Table of contents Contact Information....4 10-Day Full Refund Provision...5 Insuring Agreement...5 Validation of Coverage...5 Emergency

More information

GLOBAL EMERGENCY SERVICES

GLOBAL EMERGENCY SERVICES GLOBAL EMERGENCY SERVICES This program provides the student (and spouse and/or dependent children if enrolled) with access to doctors, hospitals, pharmacies and certain other services when faced with a

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS UNIVERSITY OF CALIFORNIA Student Off-Campus Travel Insurance FREQUENTLY ASKED QUESTIONS ACE = ACE USA, the insurance company providing the Student Off-Campus Travel insurance. UHCG = UnitedHealthcare Global,

More information

Short-Term Disability Insurance

Short-Term Disability Insurance Disability 1000 TX Short-Term Disability Insurance coloniallife.com If you were unable to work because of an illness or serious accident, how would you pay for what your health insurance won t? Protect

More information

2015 2016 Student Health Insurance Plan for New York University School of Medicine

2015 2016 Student Health Insurance Plan for New York University School of Medicine 2015 2016 Student Health Insurance Plan for New York University School of Medicine Who is eligible to enroll? All graduate students taking 1 credit hour or more and all postdoctoral students who are not

More information

Guide to. For Connecticut Private Sector Employees

Guide to. For Connecticut Private Sector Employees Guide to Workers Compensation For Connecticut Private Sector Employees NEW ENGLAND HEALTH CARE EMPLOYEES UNION DISTRICT 1199, SEIU 77 Huyshope Avenue, Hartford, CT 06106 860-549-1199 September 2009 Workers

More information

Travel Assistance. Security That Travels With You. Standard Insurance Company The Standard Life Insurance Company of New York

Travel Assistance. Security That Travels With You. Standard Insurance Company The Standard Life Insurance Company of New York Travel Assistance Security That Travels With You Standard Insurance Company The Standard Life Insurance Company of New York Standard Insurance Company is licensed to issue insurance in all states except

More information

International Student and Scholar, Visitor Travel Assistance Services Including: Medical Evacuation and Repatriation Coverage 24 Hour Assistance

International Student and Scholar, Visitor Travel Assistance Services Including: Medical Evacuation and Repatriation Coverage 24 Hour Assistance International Student and Scholar, Visitor Travel Assistance Services Including: Medical Evacuation and Repatriation Coverage 24 Hour Assistance Offered by: Trawick International, Inc. 1956-J University

More information

Elite Medical Services on Source Pvt. Ltd. 2-C, 6, Tilak Margh, New Delhi-110001 24 Hrs. Helpline: +91-11-23388222 +91 9899785455, 9899203230 Toll free: 1800-11-8999 website: www.emsos.in EMSOS/9-039 M

More information

Introduction 70. Who can sponsor under the family class? 70. Who can be sponsored in the family class? 70. Can I sponsor if I live outside Canada?

Introduction 70. Who can sponsor under the family class? 70. Who can be sponsored in the family class? 70. Can I sponsor if I live outside Canada? Introduction 70 Who can sponsor under the family class? 70 Who can be sponsored in the family class? 70 Can I sponsor if I live outside Canada? 72 Do I have to financially support the person/s I sponsor?

More information

Medicare Supplement Coverage

Medicare Supplement Coverage Guide to Choosing Medicare Supplement Coverage Medicare Health Care A User Guide for Medicare Supplement Coverage 946022 (03/02) - PDF Front Cover p1 First Things First Why Buy Medicare Supplement Coverage

More information

Your Global Solution For Medical Flights Caribbean, Americas and Transatlantic

Your Global Solution For Medical Flights Caribbean, Americas and Transatlantic Air Ambulance CARIBBEAN AIR MEDICAL ASSISTANCE Your Global Solution For Medical Flights Caribbean, Americas and Transatlantic ABOUT US JetBudget is an air operator based in St Maarten / St Martin specializing

More information

Member Handbook. Basic Membership. This Handbook helps Members fully understand the benefits and limitations of the On Call

Member Handbook. Basic Membership. This Handbook helps Members fully understand the benefits and limitations of the On Call Member Handbook Basic Membership This Handbook helps Members fully understand the benefits and limitations of the On Call Membership and how to properly access them. Membership Rules / Regulations Eligibility

More information

HTH Business Traveler

HTH Business Traveler HTH Business Traveler Medical Benefits and Services for International Business Travel HTH Worldwide What is HTH Business Traveler? The Best Way to Stay Healthy and Productive At least one-third of all

More information

VOYAGE ASSISTANCE TRAVEL COVERAGE THAT NEVER TAKES A HOLIDAY

VOYAGE ASSISTANCE TRAVEL COVERAGE THAT NEVER TAKES A HOLIDAY VOYAGE ASSISTANCE TRAVEL COVERAGE THAT NEVER TAKES A HOLIDAY When you travel for business or pleasure, your Chambers of Commerce Group Insurance Plan continues to work for you. The Plan s Extended Health

More information

Dear Member: Algonquin College 27 Assistance Centers Global Security Center Global Information Center Regional Security Centers

Dear Member: Algonquin College 27 Assistance Centers Global Security Center Global Information Center Regional Security Centers Dear Member: Algonquin College continues to be concerned with your health and safety while you are traveling to an international location, participating in a study abroad or academic assignment abroad.

More information

It's Your Decision. How to Make an Advance Health Care Directive

It's Your Decision. How to Make an Advance Health Care Directive It's Your Decision How to Make an Advance Health Care Directive What Is An Advance Health Care Directive (Directive)? A Directive is a written statement of your health care wishes. It is used in the event

More information