Thomas Lerner. Mobile Payment. Springer
|
|
|
- Sheena Fox
- 8 years ago
- Views:
Transcription
1 Thomas Lerner Mobile Payment Springer
2 Table of Contents 1 History, Technology and Commerce A Brief History of Money and Mobile Technologies From Mobile Banking to Mobile Payment The Development of Mobile Payment Services up to The Terrain The Individual Features The Four Core Mobile Payment Segments Characteristics of the Various Core Segments Payment Service Networks Enterprises, Case Studies and Initiatives 10 2 The Market El Dorado in the South Japan's Pioneering Role among the Developed Countries Skepticism and Awakening in Germany 20 3 Strategies Foundations The Bank-Driven Model The MNO-Driven Model The Collaborative Model The Independent Model Summary 37 4 Mobile Technology and Security Preliminary Remarks USSD The Technology Potential Risks Associated with USSD Transactions Sumi BLE - Bluetooth Low Energy The Technology Summary SMS WAP/Internet QR Codes 46
3 VIU Table of Contents 4.7 Near Field Communication (NFC) History NFC Applications Summary General Security Threats to NFC Solutions and Recommendations Summary General Description of the Security of NFC Applications Functional Security Excursus: FeliCa Contactless Data Exchange 59 5 Innovation Management 61 6 Case Studies M-PESA: Most Successful Mobile payment Service Overview Prerequisites for Success M-PESA Development How M-PESA Works Future Challenges Background Information on M-PESA Conclusion Lessons Learned Osaifu-Keitai - The Japanese Model for Developed Countries Sony's Felicity Card (FeliCa) as the Basis of Innovation Suica - the Ticketing Innovation from JR East NTT DoCoMo's Osaifu-Keitai Innovation The New Value-Added Strategy The Innovative Osaifu-Keitai Business Ecosystem Multi-sided Platform Strategy as a Basis for Business Development Development of Suica and Osaifu-Keitai The Reasons for Success in Japan Current Proposals for Improving e-money in Japan Summary and Recommendations Drawn from Osaifu-Keitai The Starbucks Touch-to-Pay Service The Development of the Service Services Dependent on a Smartphone Operating System Summary Square How Square Works Square Summary 104
4 Table of Contents IX 6.5 Google Wallet (Tap and Pay) Overview Payments Security Partnerships Google Wallet's Trajectory So Far Summary MasterCard Pay Pass Contactless Payment with the MasterCard Pay Pass Contactless Payment and Security Ill History Ill MasterCard Ecosystem izettle The Payment Procedure Processing of Payments The Business Model izettle Summary mpass (Mobile Payment Service Offered by Wireless Carriers) Development of mpass How mpass Works Security Summary Paybox Profile Post Finance Profile Deutsche Bundesbahn's "Touch and Travel" Development of Touch and Travel How Touch and Travel Works Using Touch-and-Travel Risks YAPITAL - Digital Money for a Modern Life Close Cooperation between YAPITAL and Regulators Value-Added Chain and Roles at YAPITAL Security, Risk Management, Fraud Detection and Mobile Technologies YAPITAL Summary Contactless Payment with girogo How Contactless Payment Works with girogo Pilot Tests Pilot Test Specifics Contactless Mobile Payment from the Perspective of the Savings Banks Savings Bank Steps to Introducing Mobile Payment Systems 125
5 X Table of Contents 6.14 Another Example: Mainz 05 FanCard Advantages for the Club, Fans and Vendors Main Functions at a Glance Splash Mobile Added-Value Services Flexible Payment Transaction Business Model Splash Conditions Advantages and Disadvantages of Splash Development of Splash Avance Pay: Fast, Contactless and Secure NFC Payment and Collection Solution Description Avance Pay at a Glance Pingit - Barclays Domestic/International Mobile Payment Service Service Description Results of Pingit "Mobile Checkout" and "Buy It" International Expansion La Caixa's Mobile payment Services International Comparisons : Mobile Payments via POS Terminals Contactless Payment: Interim Technology for Mobile NFC Comparison of the Mobile payment Strategies of Global Corporations Summary 143 Index of Abbreviations 153 Glossary 155 Index of Figures 165 References 169
FIVE KEYS TO ADVANCING MOBILE PAYMENTS
FIVE KEYS TO ADVANCING MOBILE PAYMENTS BY MATO HOSHINO In the past decade, consumer adoption of smartphones and tablets has reached a saturation point. More than 80 percent of all smartphone owners say
How To Make Money From Mobile Payment On Wirecard
MOBILE PAYMENT INNOVATIVE SOLUTIONS Modular, global, flexible and secure 2 THE FUTURE OF PAYMENT IS MOBILE MOBILE PAYMENT Wirecard is an end-to-end provider of solutions and services for multifunctional,
Mobile Money. Business & Network Consulting. Opportunities for Mobile Operators. A Huawei White Paper by Atanu Debray, Hyejung Kwon, Richard Gill
Mobile Money Opportunities for Mobile Operators Business & Network Consulting A Huawei White Paper by Atanu Debray, Hyejung Kwon, Richard Gill February, 2014 CONTENTS 1 Introduction...1 2 Mobile Money...2
A review of the international landscape of innovation in payments systems and insights for UK payments. Copyright 2014 Accenture All rights reserved.
A review of the international landscape of innovation in payments systems and insights for UK payments Agenda Introduction & definition of Innovation Payments innovation methodology Payments innovation
Evolution of Payments. Ottawa 2013
Evolution of Payments Ottawa 2013 Bringing Together Conference Themes Members Access to services Convenience Innovation New entrants Partners Delivery Technology Mobile Cloud / SAS 3 Common Elements of
Wirecard Mobile Payments take up!
Wirecard Mobile Payments take up! PRESENTATION JANUARY 2014 2013 Wirecard AG 1 Mobile Payments take up in all European key countries EU27 Terminals: 2011: POS -Terminals 1 : 8.8 mn 2012: POS -Terminals
CANADA VS THE USA - THE CONTRAST AND LESSONS FOR MOBILE PAYMENTS
CANADA VS THE USA - THE CONTRAST AND LESSONS FOR MOBILE PAYMENTS Presented by: Jacqueline Chilton, Founding Partner, Muration Group Catherine Johnston, President & CEO ACT Canada Muration Group 2014 2
Different Mobile Payment Alternatives and Framework to Analyse Developments * under elaboration *
Different Mobile Payment Alternatives and Framework to Analyse Developments * under elaboration * Päivi Heikkinen Senior Economist 18.8.2008 Päivi Heikkinen 1 Structure of the presentation Research questions
The Future of mpayments in Europe
The Future of mpayments in Europe Cloud-based mpayments are Creating Immediate Business Opportunities for mpayment Service Providers M9EB-67 November 2013 Contents Section Slide Numbers Executive Summary
Mobile Ticket to Ride!
WHITEPAPER Mobile Ticket to Ride! This whitepaper is an extract from: Mobile Ticketing Applications & Markets Transport, Sport & Entertainment 2009-2014... information you can do business with Mobile Ticket
Mobile Payments Primer
Mobile Payments Primer February 13 th, 2014 Outline 1 Definitions 2 Introduction to Mobile Payments 3 Near Field Communication and Payment Methods 4 Non-NFC Payment Methods 4 Security 5 Mobile Payments
Preparing for The Fourth Pillar of Mobile Payments: Payments to Merchants and Retailers
Point of View Preparing for The Fourth Pillar of Mobile Payments: Payments to Merchants and Retailers After years of hearing that the era of the mobile wallet has arrived, bankers have become weary of
Tehran Traffic Control Company. Shabnam Farahani Tehran Traffic Control Company. Farshad Jalali Tehran Traffic Control Company
Mobile Phone as a medium for Electronic Toll Collection Toward developing a virtual e-wallet Tehran Congestion Charging Experience Hojat Behrooz Tehran Traffic Control Company Shabnam Farahani Tehran Traffic
U.S. Mobile Payments Landscape NCSL Legislative Summit 2013
U.S. Mobile Payments Landscape NCSL Legislative Summit 2013 Marianne Crowe Vice President, Payment Strategies Federal Reserve Bank of Boston August 13, 2013 2 Agenda Overview of Mobile Payments Landscape
Mobile Payments in Asia
COUNTRY ANALYSIS UNIT FEDERAL RESERVE BANK OF SAN FRANCISCO NOVEMBER 2013 s a new retail payment technology, mobile payments A (m-payments) have the potential to facilitate global commerce by reducing
mpay, mshop, mtransfer!
WHITEPAPER mpay, mshop, mtransfer! This whitepaper is an extract from: Mobile Payment Markets Strategies & Forecasts 2010-2014... information you can do business with mpay, mshop, mtransfer! 1. Introduction
Mobile Wallet and Mobile Marketing in Japan
Mobile Wallet and Mobile Marketing in Japan Carl Atsushi HIRANO Market Platform Dynamics CA Mobile, Ltd. June 2007 CA Mobile.Ltd, MPD All Rights Reserved 1 Who am I? Carl Atsushi HIRANO Carl is Senior
Trends in Mobile Payments in Developing and Advanced Economies
Trends in Mobile Payments in Developing and Advanced Economies Darren Flood, Tim West and Daniel Wheadon* As mobile phones have become commonplace throughout the world there has been an increasing focus
The Future of Mobile Payment. Christopher Boone President & CEO, Cimbal Inc. E: chris@cimbal.com T: (650) 743-2732
The Future of Mobile Payment Christopher Boone President & CEO, Cimbal Inc. E: chris@cimbal.com T: (650) 743-2732 April 23, 2014 A Little About Me Christopher Boone President & CEO, Cimbal, Inc. 20 years
Recent Developments in Mobile Financial Services Solutions December 12, 2012
Recent Developments in Mobile Financial Services Solutions December 12, 2012 www.schnader.com 1 Introduction Mobile Financial Services Technology Issues Regulatory Issues www.schnader.com 2 Mobile Financial
Bank. CA$H 2.0 Contactless payment cards
Bank CA$H 2.0 Contactless payment cards You can call it 'cash 2.0': a new age of wireless payment technology that may replace even the smallest cash transactions in the coming years with the wave of a
NFC Momentum: Beyond the Killer App. Koichi Tagawa Sony Chairman, NFC Forum
NFC Momentum: Beyond the Killer App Koichi Tagawa Sony Chairman, NFC Forum NFC Solutions Summit May 22, 2012 NFC Phones Here Now Available in the market Acer E320 Liquid Express BIackBerry Bold 9790 BIackBerry
Product Catalogue. Next generation mobile wallet solution
Product Catalogue Next generation mobile wallet solution xpwallet has a complete end-to-end proven mobile wallet solution ready for immediate implementation. Solution Overview Suitable for telcos, banks,
What Are Mobile Payments?
MOBILE PAYMENTS OVERVIEW CSBS Legal Conference August 25, 2011 Cliff Stanford Alston & Bird, LLP What Are Mobile Payments? Payment transactions between two parties initiated by means of a mobile device
Hitting the N-Mark with NFC
WHITEPAPER Hitting the N-Mark with NFC This whitepaper is an extract from: NFC Retail Marketing & Mobile Payments Markets, Forecasts & Strategies 2011-2016... information you can do business with Hitting
Inside the Mobile Wallet: What It Means for Merchants and Card Issuers
Inside the Mobile Wallet: What It Means for Merchants and Card Issuers Welcome to the age of Universal Commerce commerce that is integrated, personalized, secure, open, and smart. The lines between in-store
Mobile Near-Field Communications (NFC) Payments
Mobile Near-Field Communications (NFC) Payments OCTOBER 2013 GENERAL INFORMATION American Express continues to develop its infrastructure and capabilities to support growing market interest in mobile payments
Mobile Wallet Platform. Next generation mobile wallet solution
Mobile Wallet Platform Next generation mobile wallet solution Introduction to mwallet / Mobile Wallet Mobile Wallet Account is just like a Bank Account User s money lies with the Mobile Wallet Operator
WIRECARD FUTURE OF PAYMENTS. MainFirst Insights to Go Web Conference January 22, 2015
WIRECARD FUTURE OF PAYMENTS MainFirst Insights to Go Web Conference January 22, 2015 1. MARKET READINESS FOR MOBILE PAYMENTS IS ACCELERATING NFC: Facts & Figures According to Visa Europe (January 2015),
Twelve Transformational Digital Retail Technologies Explained (Part 1)
Retail Technologies Explained (Part 1) Will these 12 emerging technologies transform retailing? You decide! Twelve Transformational Digital Retail Technologies Explained (Part 1) Retail Technologies Explained
NFC Near Field Communication
NFC Near Field Communication Gregor Hohpe 2010 Google, Inc. All rights reserved, Core Technology Passive card powered by radio field 212kbps, 100ms read/write cycle Authentication, data integrity protection
China Chinese payments are on a roll
ISSUE 03 2013 China Chinese payments are on a roll 2012 in review A year of change and innovation P2P The new payments battleground NFC payments Putting the card before the horse? introduction Issue three
Making Leaders Successful Every Day
Making Leaders Successful Every Day The Future of Omnichannel Payments & Commerce Denée Carrington, Senior Analyst January 14, 2014 Agenda Where Are We Today? What Does The Future Hold? How Should Merchants
Store Logistics and Payment with Near Field Communication
with www.stolpan.com Store Logistics and Payment with Near Field Communication Hagenberg, Hagenberg, March March 20. 2007 20. 2007. Dr. László Kutor, Dr. BMF László Kutor, BMF 19/1 StoLPaN Project Summary
MOBILE PAYMENT IN THE EU: ROLE OF NFC. Gerd Thys Product Manager Clear2Pay Open Test Solutions (OTS) gerd.thys@clear2pay.com
MOBILE PAYMENT IN THE EU: ROLE OF NFC Gerd Thys Product Manager Clear2Pay Open Test Solutions (OTS) gerd.thys@clear2pay.com READY FOR MOBILE PAYMENT AT THE PUMP? Germany : One in three willing to pay for
Mobile Financial Services
Mobile Financial Services CANTO AGM 2014 January 27, 2014 27 janvier 2014 1 Agenda MoreMagic and Oberthur Technologies International TopUp and White label The Digital Revolution The Caribbean Opportunity
OVERVIEW OF MOBILE PAYMENT LANDSCAPE
OVERVIEW OF MOBILE PAYMENT LANDSCAPE NEACH FORUM September 10, 2014 Marianne Crowe Federal Reserve Bank of Boston Disclaimer: The views expressed in this presentation are those of the presenter and do
OVERVIEW OF MOBILE PAYMENT LANDSCAPE Marianne Crowe Federal Reserve Bank of Boston NEACH September 10, 2014
OVERVIEW OF MOBILE PAYMENT LANDSCAPE Marianne Crowe Federal Reserve Bank of Boston NEACH September 10, 2014 Disclaimer: The views expressed in this presentation are those of the presenter and do not necessarily
Volume 8, Number 21. Foreword
Volume 8, Number 21 May 2015 McKinsey on Payments Foreword 1 Gauging the disruptive potential of digital wallets While they have established a solid foundation for growth, digital wallets are by no means
KEEPING PACE WITH MOBILE PAYMENT
KEEPING PACE WITH MOBILE PAYMENT Mobile payment is transforming the buying experience. Smaller merchants are looking to ISOs and acquirers for help in keeping pace as larger retailers employ new card acceptance
Around the world (of mobile payments) in 40 products
Around the world (of mobile payments) in 40 products A whirlwind tour by Tim Green I write about mobile payments at Mobile Money Revolution Get in touch! Twitter: @timgreen64 Email: timgreen35@googlemail.com
World-wide trends in innovation on the acquiring side
World-wide trends in innovation on the acquiring side CPSS-World Bank retail payments forum Perugia, March 19 th 2013 Edgar, Dunn & Company, 2013 Yogesh Oka Yogesh.Oka@edgardunn.com David Poe David.Poe@edgardunn.com
The Rise and Fall of Japanese 'Smart' Mobile Phones:
The Rise and Fall of Japanese 'Smart' Mobile Phones: Why are Japanese mobile-phone manufacturers defeated by Apple, Samsung and others? OKADA, Tomoyuqui: Visiting Professor of Department of Media, School
Prepay Solutions (PPS)
PrePay Solutions Prepay Solutions (PPS) UK pioneer in prepaid leading the sector for the last 10 years with continued innovation delivering successful prepaid programs throughout Europe 2 PPS in the Digital
How digitalisation is changing user experience
How digitalisation is changing user experience Harbo Except for the historical information contained herein, statements in this release which contain words or phrases such as will, aim, will likely result,
press information sheet March 2015
press information sheet March 2015 Orange mobile banking and NFC services Fast Facts For more information, contact: orangegroup.pressoffice@orange.com Follow @Orange ON Twitter Mobile banking and NFC services
Chapter 5. Online Payment System. Types of Payment Systems. Cash Checking Transfer Credit Card Stored Value Accumulating Balance
Chapter 5 Online Payment System Copyright 2007 Pearson Education, Inc. Slide 5-64 Types of Payment Systems Cash Checking Transfer Credit Card Stored Value Accumulating Balance Copyright 2007 Pearson Education,
MOBILE PAYMENT SECURITY: BLE OR NFC
NEW SCIENCE TRANSACTION SECURITY ARTICLE MOBILE PAYMENT SECURITY: BLE OR NFC SUMMER 2014 UL.COM/NEWSCIENCE NEW SCIENCE TRANSACTION SECURITY OVERVIEW From research on the latest electronic transaction security
A Review of the International Landscape of Innovation in Payments and Insights for UK Payments
A Review of the International Landscape of Innovation in Payments and Insights for UK Payments Summary Findings An Accenture report commissioned by the Payment Systems Regulator + Foreword In this report
Smart Ride: European transit systems move to contactless mobile payments Trends and Developments, May 05, 2015
Industry trends suggest that transit system operators are moving away from traditional methods of payment such as cash, tokens and paper tickets to a variety of electronic payment methods, including near
Use Cases for Mobile NFC Meeting Retail
Use Cases for Mobile NFC Meeting Retail, 2012 Neil Garner Founder & CEO Who are Proxama? Enabling Your Mobile Contactless World Proxama is the next generation mobile commerce company that connects the
EMV and Restaurants: What you need to know. Mike English. October 2014. Executive Director, Product Development Heartland Payment Systems
October 2014 EMV and Restaurants: What you need to know Mike English Executive Director, Product Development Heartland Payment Systems 2014 Heartland Payment Systems, Inc. All trademarks, service marks
Mobile Money Transfer & Remittances
Mobile Money Transfer & Remittances 2 June 2010, Moscow - Mirpal Conference Mehdi Elhaoussine, Consultant, World Bank Expert Mobile Financial Services 1 Market figures Introduction 200 million people around
Beyond the Hype: Mobile Payments for Merchants
Presented by the Mobile Payments Committee of the Electronic Transactions Association Beyond the Hype: Mobile Payments for Merchants Table of Contents Overview... 2 Before We Get Started... 3 Current Status
March 31, 2011 Mobile Payments Enter A Disruptive Phase
March 31, 2011 Mobile Payments Enter A Disruptive Phase by Thomas Husson for Consumer Product Strategy Professionals Making Leaders Successful Every Day March 31, 2011 Mobile Payments Enter A Disruptive
Mobile Payments: The Market for Travelers, Unbanked, and No/Low Credit Users
Table of Contents: This report package includes the following reports: Market Opportunity: Social + LTE + Commerce Wi-Fi Direct: Market View of Product Categories, Products, and Vendors Strategic Alliances
Dialing up a Storm: How Mobile Payments Will Create the Most Significant Revenue Opportunities of the Decade for Financial Institutions
www.pwc.com/fsi Dialing up a Storm: How Mobile Payments Will Create the Most Significant Revenue Opportunities of the Decade for Financial Institutions Contents Section Page 1. Point of view 2 2. Current
Smartphone Trend and Evolution in Japan MCPC / Impress R&D joint survey conducted in September 2010
Smartphone Trend and Evolution in Japan MCPC / Impress R&D joint survey conducted in September 2010 January 28, 2011 Mobile Computing Promotion Consortium Smartphone Committee Yoshinari Shiraishi Daiji
A MOBILE PAYMENT SYSTEM WITH AN EXTRA TOKEN OF SECURITY Nael Hirzallah 1 and Sana Nseir 2
A MOBILE PAYMENT SYSTEM WITH AN EXTRA TOKEN OF SECURITY Nael Hirzallah 1 and Sana Nseir 2 1 Applied Science University, Amman, Jordan 2 Zarqa University, Zarqa, Jordan ABSTRACT: The number of people using
Emerging Trends in the Payment Ecosystem: The Good, the Bad and the Ugly DAN KRAMER
Emerging Trends in the Payment Ecosystem: The Good, the Bad and the Ugly DAN KRAMER SHAZAM, Senior Vice President Agenda The Ugly Fraud The Bad EMV? The Good Tokenization and Other Emerging Payment Options
NFC in Public Transport
January 2011 This document is copyright 2005 2011 by the NFC Forum. All rights, including the right to copy and further distribute, are reserved. NFC Forum, Inc. 401 Edgewater Place, Suite 600 Contents
Mobile FeliCa RF Performance Certification Specification
Mobile FeliCa RF Performance Certification Specification Version 2.0 January 1, 2015 Mobile FeliCa Technical Communications Committee Revision History Version No. Date issued Description of Revisions 1.0
Contactless Payments. Björn Salomon-Sörensen, Account Director - Swedbank November 11, 2015
Contactless Payments Björn Salomon-Sörensen, Account Director - Swedbank CONTACTLESS BASICS AND BENEFITS What s Inside MasterCard Contactless? Similar to a standard MasterCard card with some differences.
C23: NFC Mobile Payment Ecosystem & Business Model. Jane Cloninger Director
C23: NFC Mobile Payment Ecosystem & Business Model Jane Cloninger Director The mobile phone is the most successful communication device in history Global mobile subscribers (millions) 5,000 4,500 4,000
Chapter 11 E-Commerce
15 th Edition Understanding Computers Today and Tomorrow Comprehensive Chapter 11 E-Commerce Deborah Morley Charles S. Parker Copyright 2015 Cengage Learning Learning Objectives 1. Explain what e-commerce
NFC WHITE PAPER mcommerce Product Group
NFC WHITE PAPER ALCATEL-LUCENT MOBILE WALLET SERVICE mcommerce Product Group December 2011 Alcatel-Lucent Proprietary. Copyright All rights reserved. Table of Contents 1 INTRODUCTION... 3 2 STATUS OF THE
Mobile Commerce. Deepankar Roy, Ph.D. National Institute of Bank Management, Pune, India
Mobile Commerce Deepankar Roy, Ph.D. National Institute of Bank Management, Pune, India Outline What is mobile commerce? What are the different ways through which mobile commerce happens? Mobile Commerce
GLOBAL MOBILE PAYMENT METHODS: FIRST HALF 2015
PUBLICATION DATE: AUGUST 2015 PAGE 2 GENERAL INFORMATION I PAGE 3 KEY FINDINGS I PAGE 4-8 TABLE OF CONTENTS I PAGE 9 REPORT-SPECIFIC SAMPLE CHARTS I PAGE 10 METHODOLOGY I PAGE 11 RELATED REPORTS I PAGE
Italy - A Case Study in Online Payments
Company Profile Fourth quarter 2014 CartaSi SpA Azienda del Gruppo ICBPI Corso Sempione 55 20145 Milano T. +39 02 3488.1 F. +39 02 3488.4180 www.cartasi.it CartaSi S.p.A. is the leading company in Italy
Mobile payments: The next step in a bank s digital journey
Mobile payments: The next step in a bank s digital journey As mobile payments hit the mainstream, bankers should offer their customers a compelling proposition rather than wait for someone else to lure
The Goods, the Payment and the Mobile!
WHITEPAPER The Goods, the Payment and the Mobile! This whitepaper is an extract from: Mobile Payments for Digital & Physical Goods Analysis, Markets & Vendor Strategies 2011-2015... information you can
The Mobile Money Revolution. ITU-T Technology Watch Report May 2013. Part 1: NFC Mobile Payments
The Mobile Money Revolution Part 1: NFC Mobile Payments ITU-T Technology Watch Report May 2013 Mobile money refers to financial transactions and services that can be carried out using a mobile device such
The Consumer Implications of the Use of Electronic and Mobile Payment Systems
The Consumer Implications of the Use of Electronic and Mobile Payment Systems SiLu Liu, Yue Zhuo, Dilip Soman and Min Zhao Originally Prepared in November 2012 for the Financial Consumer Agency of Canada
SERVICES & CAPABILITIES
SERVICES & CAPABILITIES 2014 CAPABILITIES CASHLESS EVENT (Key benefits from this new technology) TICKETING: (Key benefits from this new technology) MEMBERSHIP DRIVES. LEAD GENERATION FACEBOOK COMMUNITY
Mobile Payment: The next step of secure payment VDI / VDE-Colloquium. Hans-Jörg Frey Senior Product Manager May 16th, 2013
Mobile Payment: The next step of secure payment VDI / VDE-Colloquium May 16th, 2013 G&D has been growing through continuous innovation Server software and services Token and embedded security Cards for
Accourt Insights: mpos
The mpos phenomenon has been happening for some years now and has been leveraged to extend card payments into new merchant segments across the world. The so-called mobile Point of Sale ( mpos ) proposition
UbiPay: Minimizing Transaction Costs with Smart Mobile Payments
UbiPay: Minimizing Transaction Costs with Smart Mobile Payments Vili Lehdonvirta Helsinki Institute for Information Technology Helsinki, Finland vili.lehdonvirta@hiit.fi Hayuru Soma hayuring@dcl.info.waseda.ac.jp
Solutions For Higher Education: Reducing Compliance Scope Across Campus With PCI Validated P2PE
Solutions For Higher Education: Reducing Compliance Scope Across Campus With PCI Validated P2PE Complete Campus Coverage With the complexity of a college campus ecosystem as varied as the development office
Ingenious Systems. Evolute System's. Mobile Payment. Initiative
Ingenious Systems Evolute System's Mobile Payment Initiative The Mobile Payment Concept A mobile payment is any payment where a mobile device is used to initiate, authorize and confirm an exchange of financial
Mobile Payments in Canada
Mobile Payments in Canada Vipul Lalka Consulting Manager Direct: + 1 (416) 601-5959 E-mail: vlalka@deloitte.ca Presentation to the Ontario Bar Association September 27, 2012 Agenda 1 Introduction to Mobile
M-Payments Issues and Concepts
Informatica Economică vol. 16, no. 3/2012 117 M-Payments Issues and Concepts Cristian TOMA Department of Economic Informatics and Cybernetics Academy of Economic Studies Bucharest cristianvtoma@gmail.com,
Mobile Applications and OpenTravel Specifications
Mobile Applications and OpenTravel Specifications A G E N D A Introductions Is the Mobile channel important? USER EXPERIENCE What is the next generation of mobile applications? How do Open Standards come
The Future of Mobile Payment Systems: Rise of the Mobile Wallet 2012-2017
Brochure More information from http://www.researchandmarkets.com/reports/1934980/ The Future of Mobile Payment Systems: Rise of the Mobile Wallet 2012-2017 Description: Currently there are over 30 different
White Paper on Mobile Digital Wallets For Restaurants and Retailers
Since the launch of the iphone in 2005, over one million apps have been launched in the Apple s app-store. While the app market is still growing, new research indicates that only a small portion of apps
Action Oriented Proximity Marketing Technologies & Platforms: Blending the Online and OfflineMarketing Channel With NFC & Barcodes
Brochure More information from http://www.researchandmarkets.com/reports/2101917/ Action Oriented Proximity Marketing Technologies & Platforms: Blending the Online and OfflineMarketing Channel With NFC
UNIFIED e-paymnts GATEWAY
UNIFIED e-paymnts GATEWAY Electronic Payments in Governments & Beyond Danson Muchemi Chief Executive Officer, Jambopay JamboPay 2015 About Jambopay Jambopay is an innovative payments service provider.
NACCU 2013. Migrating to Contactless: 2013 1
NACCU 2013 Migrating to Contactless: 2013 1 AGENDA The demise of cards has been predicted for many years. When will this really happen? This presentation by two card industry experts will cover the rise
A HOLISTIC APPROACH TO MERCHANT PAYMENT SECURITY. 2016, Vantiv, LLC. All rights reserved.
A HOLISTIC APPROACH TO MERCHANT PAYMENT SECURITY A HOLISTIC APPROACH TO MERCHANT PAYMENT SECURITY WHY DEALERS AND ACQUIRERS ARE PIVOTAL TO SECURING THE MERCHANT PAYMENT ENVIRONMENT. For the past fifteen
WIRELESS - GPRS iwl250 POS SOLUTION
WIRELESS - GPRS iwl250 POS SOLUTION In this report, MONEXgroup presents the iwl250 Wireless POS Solution designed for mobility and accessibility of service. For businesses on-the-move, the iwl250 delivers
Getting in the mobile game
THOUGHT LEADERSHIP Getting in the mobile game Billing and payment trends and best practices 1 Executive summary The mobile revolution is taking off. Consumers are increasingly using their mobile device
permitting close proximity communication between devices in this case a phone and a terminal.
MOBILE PAYMENT What it is. How it works. What it means for Canadians. By EnStream LP for the House of Commons Finance Committee February 13, 2014 INTRODUCTION EnStream was established by Bell, Rogers and
TAP & PAY. Has Apple Pay Already Sealed the Lead in Mobile Payment? February 12, 2015
TAP & PAY Has Apple Pay Already Sealed the Lead in Mobile Payment? The positive buzz around Apple Pay is luring new users to the idea of buying things with a mobile phone Tap- and- pay (or contactless)
Social Media Payment Applications. June 6, 2011
Social Media Payment Applications June 6, 2011 5 th Annual Mobile Banking and Emerging Applications Summit Our Panel Heather Mark, PhD Senior Vice President Market Strategy Preston W. Thornton III Director,
Mobile payment systems
ARN, 12. April 2005 Mobile payment systems Agnieszka Zmijewska, Elaine Lawrence, Robert Steele Mobile payments Mobile payments (or m-payments) are payments in which at least one part of the transaction
The Impact of Emerging Payment Technologies on Retail and Hospitality Businesses. National Computer Corporation www.nccusa.com
The Impact of Emerging Payment Technologies on Retail and Hospitality Businesses The Impact of Emerging Payment Technologies on Retail and Hospitality Businesses Making the customer payment process convenient,
A Solution to the Mobile Wallet Conundrum
A Solution to the Mobile Wallet Conundrum 2014 Cortex MCP Page 1 Introduction: A new approach is needed to make the Mobile Wallet mainstream More people than ever are using smartphones to place and take
MOBILE LOCATION-BASED MARKETING, APPS. MOBILE OPTIMIZED AD CAMPAIGNS. 2D CODES, AND OTHER MOBILE STRATEGIES TO GROW YOUR BUSINESS
MOBILE LOCATION-BASED MARKETING, APPS. MOBILE OPTIMIZED AD CAMPAIGNS. 2D CODES, AND OTHER MOBILE STRATEGIES TO GROW YOUR BUSINESS JEANNE HOPKINS JAMIE TURNER WILEY John Wiley & Sons, Inc. Contents Foreword
SmartCITIES. Smart InterOperable. Solutions for Transport Authorities
SmartCITIES Smart InterOperable Solutions for Transport Authorities Main Modules Customer Support Services Customer Management Card Management Card Issuing & Personalization Business Support Services Revenue
Path to a Cashless Society. Project on Monetary Sovereignty Payment / Clearing Systems Preliminary Paper. Dr. János Kóka May 15, 2015
Path to a Cashless Society Project on Monetary Sovereignty Payment / Clearing Systems Preliminary Paper Dr. János Kóka May 15, 2015 2015 Cellum Global Corp. 2013 Cellum Global Corp. Table of contents 1