April Asbestos in the university and higher education sector

Size: px
Start display at page:

Download "April 2011. Asbestos in the university and higher education sector"

Transcription

1 April 2011 Asbestos in the university and higher education sector

2

3 Contents Introduction... 1 Executive summary... 1 Background to asbestos... 2 Closer look: Research report results, and their impact on the higher education sector... 3 Risk management perspective... 5 What issues may arise for the university and higher education sector... 5 How Marsh can help... 6 Key contacts... 6 Appendices... 7

4 Introduction In this paper we review the impact of asbestos exposure in the higher education sector. Marsh funded the Norwich Business School at the University of East Anglia (UEA), to undertake a research project on the current level of understanding. Executive summary It is clear the education sector is impacted by claims arising from asbestos exposure. There are some 301 establishments within the sector and many have their origins in the post war expansion of the sector, when the use of asbestos was widespread. Furthermore, many of the occupations which according to the Health and Safety Executive (HSE) report (HSE: HSG264) involved a potentially injurious exposure to asbestos are found in the education sector. The University and Higher Education sector in the UK expanded dramatically from 1945, both in terms of infrastructure and number. This expansion was juxtaposed by a national rise in post war construction and development, which made extensive use of asbestos. This scenario has left a legacy which Universities need to consider when managing their potential future liabilities. Our research shows the risks associated with the use of asbestos impact both longstanding and new universities alike. Most buildings constructed prior to 1999 contain asbestos, in varying quantities and to varying degrees of toxicity. This represents a high percentage of university infrastructure. Universities need to fully understand the potential for employers liability (EL) claims as a result of mesothelioma and to manage the financial risk of such liabilities. 1 Asbestos in the university and higher education sector

5 Background to asbestos Asbestos is a naturally occurring fibrous material which comes in several forms. The three main types that have been used commercially are: Crocidolite (blue asbestos) Amosite (brown asbestos) Chrysotile (white asbestos) Crocidolite and amosite are more hazardous than chrysotile. Inhalation of asbestos fibres can lead to serious diseases. There is usually a lengthy latency period between exposure and development of disease; therefore disease occurring now is as a result of exposure many years ago. Several diseases may occur: mesothelioma, asbestos-related lung cancer, asbestosis and diffuse pleural thickening. Mesothelioma is the most concerning in that it is a fatal asbestos-related disease and the most prevalent. The HSE s projections suggest that the annual number of such deaths will peak in Even after the peak the projections suggest that there will be significant numbers of deaths beyond It has also been forecast that over two-thirds of mesothelioma deaths in the UK have yet to occur. These projections are based on the HSE s statistical modelling RR728 Projecting mesothelioma mortality in Great Britain (HSL 2009). Not only is the number of mesothelioma deaths increasing but the number of such cases that result in an insurance claim is increasing too. Since 2004 the proportion of mesothelioma deaths that result in an insurance claim has almost doubled according to the UK Asbestos Working Party (AWP). Mesothelioma has a latency period that is typically between 30 and 40 years. However, there have been cases where the latency period has exceeded 50 years and some whether the latency period has been as short as 10 years. Asbestos in the university and higher education sector 2

6 Closer look: Research report results, and their impact on the higher education sector Identification and analysis Where present, asbestos tends to be widely distributed across campuses. The quantities were normally characterised as between nominal and moderate, with significant amounts being unusual. Scientific analysis of the material showed most of it to be white asbestos. Insulation board and asbestos cement were the most common materials to contain asbestos. Universities should endeavour to complete their surveys with sample analysis as fully as possible. All records and registers which may have a bearing on asbestos liability should be identified and retained for at least 75 years. Universities and higher education institutions with a moderate to significant profile for blue and/or brown asbestos should regard themselves at increased risk and devote additional resources to the issue of insurance. Organisations which have removed asbestos containing material should regard themselves as at additional risk and devote resources to the issue of risk management. Standards of historic record keeping for insurance policies in the higher education sector A clear recommendation that arose from the University of East Anglia research was that universities should check their historic insurance records to ascertain how complete they are. Taking a view as to whether or not a university has potential for large claims to be made against them, a university should consider insurance archaeology. Universities and the higher education sector are advised to have all historic records of employees, students and contractors as complete as possible. Records in relation to maintenance staff warrant especially thorough attention; they should be checked for completion and marked for retention for at least 75 years. Claims and their relation to expired policies The Employers Liability (Compulsory Insurance) Act 1969 ensures that employers have cover. However following the recent Appeal Court judgement in the Trigger Litigation case, EL cover has now been divided into two forms of wording: Sustained during the period of insurance which respond when an injury occurs, which in the case of mesothelioma relates to when the cancer occurs and not when the claimant is exposed Caused during the period of insurance The traditional approach and covers the insured when the employee was exposed. For example a maintenance worker exposed in the late 1960s. As a result if the policy uses the sustained wording, the employer may well have to fund claims itself. The graph below shows the percentage of universities that currently maintain a contingency fund specifically for industrial disease claims, such as asbestos. 3 Asbestos in the university and higher education sector

7 Figure 1. Proportion of the higher education sector making provision for future asbestos-related liabilities. No 95% Yes 3% Don t know 2% As shown in figure 1, a very small percentage of universities and higher education colleges have made a suitable provision. We would recommend that such institutions should make a realistic provision for this potential liability. If a full insurance history from circa 1950 can be established then the reserve can be reduced or eliminated. Figure 2. Breakdown of claimants by occupation type 70% 60% 64.9% 50% 40% 30% 20% 10% 0% 10.8% Member of the academic staff Member of the maintenance staff 8.1% An external contractor 16.2% Member of the administrative staff From the research it is clear the prevalence of mesothelioma claims were highest within the maintenance staff community. Present and past members of the maintenance staff, contractors and any others who have worked on the structure and fabric of buildings are most at risk from asbestos. Every effort must be made to ensure that fresh harmful exposures do not arise from this. The asbestos survey should be undertaken (or updated) to the highest available standard and the asbestos register formed out of it should be kept up to date and available in a convenient format to facilitate easy access. When work on asbestos containing material is unavoidable, specialist contractors should be used. Due to the lengthy latency period between exposure and development of disease, a claim made today is likely to refer to an exposure from 1970 or prior. In an extreme case the exposure may date back as far as If documents and records do exist from this time period they will have been archived many years ago and are unlikely to be easy to identify or review (especially in the tight mandatory timeframe). Asbestos in the university and higher education sector 4

8 Risk management perspective Risk management protects and adds value to an organisation and its stakeholders through supporting its objectives by: Providing a framework for an organisation that enables future activity to take place in a consistent and controlled manner. - Diligent retention of insurance policy documents, documents relating to employees, students and contractors, and all historic health and safety records (for at least 75 years). Improving decision making, planning and prioritisation by comprehensive and structured understanding of university activity. - Improving knowledge within all departments of the potential threats caused by asbestos. Contributing to more efficient use of capital and resources within the organisation. - Through the use of insurance archaeology services, Universities and the HE Sector will be able to determine their level of insurance coverage for mesothelioma claims under historic policies. Protecting and enhancing assets and image. - As mesothelioma is a fatal disease, where the sufferer is still living, a university is expected to treat the claim with particular urgency. Developing and supporting people and the organisation s knowledge base. - Use of specialists to ensure compliance with the latest regulatory requirements in respect of asbestos. What issues may arise for the university and higher education sector Many institutions have experienced unforeseen problems locating old policy documents once a claim has been filed against them; this is especially relevant to Universities founded in the 1960s which have a particularly high risk of containing asbestos within their buildings. In addition institutions have often merged, or exited a non-core sector and do not have the records or historic knowledge to defend themselves when faced with a legacy EL claim, dating back to the mid 1960s. In addition, some of the leading insurers that provided cover from the 1940s onwards are now insolvent. Furthermore institutions may find themselves uninsured due to the type of wording within their historic policies. Faced with these issues, the university and higher education sector is likely to face uncertainty over issues such as: Are we insured for these risks and if so with which insurers? Are our uninsured claims being handled competently? How many claims for asbestos-related diseases can we expect to see in the future and how much are they likely to cost? Are we adequately reserving, financing or insuring for future claims of this nature? 5 Asbestos in the university and higher education sector

9 How Marsh can help Marsh has developed an industry-award winning approach which can help the universities and higher education institutions to identify, assess and mitigate their risk to these liabilities. This provides them with the confidence in understanding their financial risk and future cashflow requirements, the reassurance that they are not funding claims unnecessarily and the protection of due diligence. Insurance Archaeology We would recommend that universities trace their structure back to the 1960s or earlier, along with their insurance and employment records to ensure that they have undertaken the necessary research to protect themselves from often unexpected legacy claims. Marsh has the largest archive of legacy broker insurance records, with well over 80 miles of filing stored. These records in some cases date back to the late 1940s. Our team through their market knowledge and experience have an extensive network of contacts with other brokers and insurance companies. Researchers will also undertake site visits and review client s archives looking for evidence of coverage, such as premium payments to an insurer in the accounting records. Review of Policies After completion of the above phase, Marsh is then able to help universities review specific policies against its history. We highlight where there have been cases of insurer insolvency and provide clarity on where there are coverage deficiencies and risk exposure. Performance review of current claims handling practices Within this phase, Marsh would help a university to analyse the performance of current claims handling arrangements. This includes thorough auditing with particular emphasis on those claims involving an insolvent insurer thereby establishing competent handling of those claims which may ultimately be funded by the institution. Quantifying future long-tail risk Through risk modelling, Marsh can help a university to understand the number and value of future expected asbestos-related claims and to determine its reserving requirements and financial provisioning. Marsh can then support the university by designing and placing an optimum risk transfer programme where required. The occupational disease team brings together experienced specialists from across the Marsh business in order to create these tailored solutions for clients needs. Key contacts Ian Pelham Bill Kirkham Marsh would like to thank the UEA team of MBA students; Gaurav Patil, Chin-Chien Yang, Chalermsak Suppasubsiri, and Michael Cash for their hard work in delivering the research. Asbestos in the university and higher education sector 6

10 Appendices Methodology: The methodology used in the University of East Anglia (UEA) study was developed by Marsh with the 2010 MBA students from the University of East Anglia. The UEA team performed a detailed survey, and data review of some 280 establishments within the University and HE Sector. The principal data collected from each sector body were as follows: 1. Have the buildings and installations on your campus been surveyed for the presence of asbestos? 2. Who carried out the survey? 3. What type of survey was carried out? 4. In what form do you keep your asbestos register? 5. What is the nature of the location(s) where asbestos containing materials were identified in your survey? 6. Taking the site as a whole, estimate the percentage of rooms where at least some asbestos contaminated material is present/ 7. What percentage of the asbestos containing material recorded by the survey is only presumed to be present e.g. a sample cannot be taken due to inaccessible location/ 8. What percentage of the asbestos identified at your site was considered to be in a poor condition? 9. For each of the following asbestos containing materials, please confirm the extent to which they were identified at you site by the survey? 10. Asbestos materials fall into three main sub-types white, blue and brown asbestos. Please confirm extent to which these different types of material were found in your survey? 11. Has it been necessary to remove, enclose or encapsulate asbestos containing material for any of the following reasons? 12. Over what period (approximately) do you expect to have removed all of the asbestos from your buildings and installations? 13. Since its foundation (or 1945, if later) has your institution merged with any other educational establishment? 14. Do you have comprehensive records of all employees, students and contractors who have worked or studied in your organisation in the past? 15. Do you have comprehensive insurance records for your institution for the past 40 years? 16. Have you received any claims arising from asbestos related illness? 17. If any claims have been made or intimated, please confirm the nature of the claimant or claimants? 18. Were you to receive a claim, what is your best guess as to how long it would take for it to be dealt with through the court system? 19. If you had to defend a claim for compensation arising from asbestos related illness, would you be able to provide historic records and registers relating to health and safety practices going back at least 40 years? 20. What is the largest single claim your institution could meet in full at short notice without placing existing budgets in jeopardy? 21. Do you maintain a contingency fund specifically for industrial disease claims, such as asbestos? 22. Are you aware of the special arrangements for dealing with asbestos related claims, which have been introduced by the High Court? (This is more formally known as Practice Direction part 3D which supplements CPR 3.1) 7 Asbestos in the university and higher education sector

11

12 Leadership, Knowledge, Solutions... Worldwide. The information contained herein is based on sources we believe reliable and should be understood to be general risk management and insurance information only. The information is not intended to be taken as advice with respect to any individual situation and cannot be relied upon as such. In the United Kingdom, Marsh Ltd. is authorised and regulated by the Financial Services Authority for insurance mediation activities only. Copyright 2011 Marsh Ltd All rights reserved

Occupational Disease Claims Practice MANAGING DISEASE LIABILITIES

Occupational Disease Claims Practice MANAGING DISEASE LIABILITIES Occupational Disease Claims Practice MANAGING DISEASE LIABILITIES Foreword 1 1. Introduction 2 2. Why should I hire Marsh? 3 3. Disease Liabilities Risk Management Tool 4 4. Marsh s Occupational Disease

More information

Occupational Disease Claims Practice The Disease Liabilities Risk Management Tool Disease Liabilities Risk Management Tool

Occupational Disease Claims Practice The Disease Liabilities Risk Management Tool Disease Liabilities Risk Management Tool Occupational Disease Claims Practice The Disease Liabilities Risk Management Tool Disease Liabilities Risk Management Tool Contents Contents i Introduction 1 Why should I hire Marsh? 2 Disease Liabilities

More information

UNIVERSITY OF LEICESTER ESTATES & FACILITIES MANAGEMENT DIVISION ASBESTOS MANAGEMENT PLAN

UNIVERSITY OF LEICESTER ESTATES & FACILITIES MANAGEMENT DIVISION ASBESTOS MANAGEMENT PLAN UNIVERSITY OF LEICESTER ESTATES & FACILITIES MANAGEMENT DIVISION ASBESTOS MANAGEMENT PLAN Revision Date Nature of Revision Prepared by Approved by 0.2 Jul 2013 Initial draft for comment Jon Fahie 0.3 Sep

More information

ASBESTOS MANAGEMENT POLICY AND GUIDANCE

ASBESTOS MANAGEMENT POLICY AND GUIDANCE ASBESTOS MANAGEMENT POLICY AND GUIDANCE Belvoir High School Policy and Procedures Date approved 08/10/2013 Signed by Chair of Governors (Mr B Lovegrove Date approved 08/10/2013 Signed by Executive Principal

More information

Your Guide to Asbestos Related Disease Claims

Your Guide to Asbestos Related Disease Claims Your Guide to Asbestos Related Disease Claims www.colemans-ctts.co.uk enquiries@colemans-ctts.co.uk 100 Talbot Road, Stretford, Manchester M16 0PG 1-3 Union Street, Kingston-Upon-Thames, Surrey KT1 1RP

More information

Frequently Asked Questions. What is asbestos? 2. How is asbestos harmful? 2. What illnesses does asbestos cause? 3

Frequently Asked Questions. What is asbestos? 2. How is asbestos harmful? 2. What illnesses does asbestos cause? 3 Duty to Manage Asbestos in Non-Domestic Premises Frequently Asked Questions Page What is asbestos? 2 How is asbestos harmful? 2 What illnesses does asbestos cause? 3 How many people die as a result of

More information

UK Asbestos Working Party

UK Asbestos Working Party GIRO conference and exhibition 2010 Robert Brooks, Darren Michaels, Andy Whiting and Stephen Robertson-Dunn UK Asbestos Working Party 12-15 October 2010 Introduction What has the Working Party done? Since

More information

Asbestos Diseases Uncovered

Asbestos Diseases Uncovered Asbestos Diseases Uncovered Your complete download & keep guide to asbestos-related diseases. Their symptoms, causes and potential compensation payable Contents What is Asbestos? What diseases are caused

More information

Estimates of the impact of extending the scope of the Mesothelioma payment scheme. December 2013

Estimates of the impact of extending the scope of the Mesothelioma payment scheme. December 2013 Estimates of the impact of extending the scope of the Mesothelioma payment scheme December 2013 Contents Introduction... 6 Background... 7 Estimated volumes and costs if the scheme started on particular

More information

OUTLOOK: PERSPECTIVES ON TOPICAL RISK AND INSURANCE ISSUES FOR UK CORPORATES

OUTLOOK: PERSPECTIVES ON TOPICAL RISK AND INSURANCE ISSUES FOR UK CORPORATES June 2013 MARSH INSIGHTS: OUTLOOK: PERSPECTIVES ON TOPICAL RISK AND INSURANCE ISSUES FOR UK CORPORATES Over recent months we have profiled several developments in relation to insurance claims specifically

More information

Asbestos Diseases. What Is Asbestos?

Asbestos Diseases. What Is Asbestos? 1 Asbestos Diseases What Is Asbestos? Asbestos is a term applied to a group of minerals formed into rock and mined in a similar way to coal. In this form, asbestos is made up of strong, fine and flexible

More information

Skeletons in the Cupboard - Latent claim developments in General Insurance, Why they have happened and Possible inferences for healthcare

Skeletons in the Cupboard - Latent claim developments in General Insurance, Why they have happened and Possible inferences for healthcare Skeletons in the Cupboard - Latent claim developments in General Insurance, Why they have happened and Possible inferences for healthcare Camilla Bennett and Kenneth McGaughey, PricewaterhouseCoopers LLP

More information

Asbestos and the diseases it causes

Asbestos and the diseases it causes Asbestos and the diseases it causes October 2013 Liz Darlison Mesothelioma UK University Hospitals of Leicester Contents What is asbestos Why is it such an issue in the UK Disease Statistics Asbestos Related

More information

ADVICE to safety representatives

ADVICE to safety representatives UNITE LEGAL SERVICES - TRUST YOUR UNION ADVICE to safety representatives Unite has launched a new asbestos campaign aiming to: Raise members awareness of asbestos hazards at work Provide advice to Unite

More information

Frequently asked questions

Frequently asked questions Frequently asked questions Asbestos investigation An investigation into asbestos-related health concerns has found that there is no evidence of elevated asbestos-related health risk to residents who have

More information

Supreme Court delivers judgment in the Employers' Liability Trigger Litigation

Supreme Court delivers judgment in the Employers' Liability Trigger Litigation Supreme Court delivers judgment in the Employers' Liability Trigger Litigation On 28th March 2012, the Supreme Court handed down judgment in BAI (Run Off) Limited v Durham [2012] UKSC 14, the test-cases

More information

Asbestos Policy. Ymddiriedolaeth GIG Gwasanaethau Ambiwlans Cymru Welsh Ambulance Service (NHS) Trust. November 2007. All Staff.

Asbestos Policy. Ymddiriedolaeth GIG Gwasanaethau Ambiwlans Cymru Welsh Ambulance Service (NHS) Trust. November 2007. All Staff. Appendix 1 Ymddiriedolaeth GIG Gwasanaethau Ambiwlans Cymru Welsh Ambulance Service (NHS) Trust Asbestos Policy Approved by Date Review Date Target Audience Trust Board November 2007 November 2008 All

More information

Specialists in asbestos litigation

Specialists in asbestos litigation Specialists in asbestos litigation Patient information fact sheet about: Asbestos Compensation Claims Your guide and information pack to explain what financial help is available for those suffering from

More information

NHS Barking and Dagenham Briefing on disease linked to Asbestos in Barking & Dagenham

NHS Barking and Dagenham Briefing on disease linked to Asbestos in Barking & Dagenham APPENDIX 1 NHS Barking and Dagenham Briefing on disease linked to Asbestos in Barking & Dagenham 1. Background 1.1. Asbestos Asbestos is a general name given to several naturally occurring fibrous minerals

More information

Employers Liability Trigger Point Litigation

Employers Liability Trigger Point Litigation Employers Liability Trigger Point Litigation Peter Bennett Partner Employers Liability Team Dolmans Solicitors www.dolmans.co.uk peterb@dolmans.co.uk A. Introduction The Way We Were. Mesothelioma Fatal

More information

RESPONSE BY FORUM OF INSURANCE LAWYERS (FOIL) (SCOTLAND) THE SCOTTISH GOVERNMENT CONSULTATION PAPER-

RESPONSE BY FORUM OF INSURANCE LAWYERS (FOIL) (SCOTLAND) THE SCOTTISH GOVERNMENT CONSULTATION PAPER- RESPONSE BY FORUM OF INSURANCE LAWYERS (FOIL) (SCOTLAND) TO THE SCOTTISH GOVERNMENT CONSULTATION PAPER- Partial Regulatory Impact Assessment on a Proposed Bill to Reverse House of Lords Judgement in Johnston

More information

ASBESTOS AWARENESS. Environmental Health And Safety. www.uoguelph.ca/ehs MAINTENANCE CONTRACTORS

ASBESTOS AWARENESS. Environmental Health And Safety. www.uoguelph.ca/ehs MAINTENANCE CONTRACTORS ASBESTOS AWARENESS MAINTENANCE CONTRACTORS Environmental Health And Safety www.uoguelph.ca/ehs March 2007 ASBESTOS AWARENESS AT THE UNIVERSITY OF GUELPH What is Asbestos? The term asbestos refers to a

More information

National Strategic Plan for Asbestos Awareness and Management 2013-2018

National Strategic Plan for Asbestos Awareness and Management 2013-2018 National Strategic Plan for Asbestos Awareness and Management 2013-2018 July 2013 ISBN: 978-1-74361-140-1 Contents The essentials... 1 Aim... 1 Principles... 1 Strategies and Outcomes... 2 Introduction...

More information

ASBESTOS DISEASES. Dr Alastair Robertson

ASBESTOS DISEASES. Dr Alastair Robertson ASBESTOS DISEASES Dr Alastair Robertson Occupational Health Department University Hospital Birmingham Birmingham B29 6JF 01216278285 Alastair.robertson@uhb.nhs.uk Occupational Lung Disease Unit Birmingham

More information

SUBJECT: MUNICIPAL MUTUAL INSURANCE SCHEME OF ARRANGEMENT UPDATE

SUBJECT: MUNICIPAL MUTUAL INSURANCE SCHEME OF ARRANGEMENT UPDATE REPORT TO AUDIT COMMITTEE 30 JUNE 2015 Corporate Priority ALL REPORT OF: THE DIRECTOR (NE) 15/184 WARDS AFFECTED: ALL SUBJECT: MUNICIPAL MUTUAL INSURANCE SCHEME OF ARRANGEMENT UPDATE RECOMMENDATION (S):

More information

Asbestos Disease Claims

Asbestos Disease Claims Asbestos Disease Claims A client s guide Spring 2007 Contents 2. Essential elements for a successful claim 3. What we will do 3. Funding the case 3. Preliminary investigations 4. What happens next? 4.

More information

Asbestos Brochure. Jim Wyatt - jwyatt@hamers.com Stephen Ball - sball@hamers.com. Freephone: 0800 591 999. www.hamers.com

Asbestos Brochure. Jim Wyatt - jwyatt@hamers.com Stephen Ball - sball@hamers.com. Freephone: 0800 591 999. www.hamers.com Jim Wyatt - jwyatt@hamers.com Stephen Ball - sball@hamers.com Freephone: 0800 591 999 5 Earls Court, Priory Park East, Hull, HU4 7DY Tel: 01482 326666 Fax: 01482 324432 Aspect Court, 47 Park Square East,

More information

Partial regulatory impact assessment on a proposed bill to reverse House of Lords judgment in Johnston v NEI International Combustion Ltd

Partial regulatory impact assessment on a proposed bill to reverse House of Lords judgment in Johnston v NEI International Combustion Ltd Partial regulatory impact assessment on a proposed bill to reverse House of Lords judgment in Johnston v NEI International Combustion Ltd The ABI s Response to the Scottish Government s Consultation 1.

More information

Emerging Liability Risks A Practical Accumulation Example

Emerging Liability Risks A Practical Accumulation Example Emerging Liability Risks A Practical Accumulation Example Emerging Liability Risks A Practical Accumulation Example Wilhelm Zeller, Rüschlikon, 4 November 2015 Sources incl.: Wikipedia, RAND, NERA. Emerging

More information

FREEPHONE: 0800 059 9112 EMAIL: admin@a1demolitionukltd.com. Asbestos Awareness. Toolbox Talk

FREEPHONE: 0800 059 9112 EMAIL: admin@a1demolitionukltd.com. Asbestos Awareness. Toolbox Talk FREEPHONE: 0800 059 9112 EMAIL: admin@a1demolitionukltd.com Asbestos Awareness Toolbox Talk ASBESTOS AWARENESS Why is it a Problem Asbestos was extensively used as a building material in the UK from the

More information

Asbestos Clauses Workgroup

Asbestos Clauses Workgroup Asbestos Clauses Workgroup Report to LUG conference Cambridge September 5 2006 Background market situation in 2002/2003 growing application of asbestos clauses concern at variety of clauses and the need

More information

H2 Opening Statement Asbestos

H2 Opening Statement Asbestos H2 Opening Statement Asbestos Every year there are thousands of asbestos related deaths. Asbestos fibres accumulate in the lungs, therefore several diseases can occur, among these are two main types of

More information

STRATEGIC PLANNING & PLACE BUILDING CONTRACT DIRECTIVE

STRATEGIC PLANNING & PLACE BUILDING CONTRACT DIRECTIVE BCD.26 STRATEGIC PLANNING & PLACE BUILDING CONTRACT DIRECTIVE DATE: March 2015 Copyright Reserved TESTING, ASSESSMENT AND WORK WITH ASBESTOS CONTAINING MATERIALS (ACM S) REFERENCE This Directive deals

More information

For your life. Asbestos and you. Expert advice Dedicated support Home visits. Lawyers ahead of the curve. www.withyking.co.

For your life. Asbestos and you. Expert advice Dedicated support Home visits. Lawyers ahead of the curve. www.withyking.co. For your life Asbestos and you Expert advice Dedicated support Home visits Lawyers ahead of the curve Asbestos facts Millions of tonnes of asbestos were imported into the UK between the 1930s and 1970s.

More information

Asbestos - Frequently Asked Questions

Asbestos - Frequently Asked Questions Asbestos - Frequently Asked Questions 1. What is asbestos? Asbestos is the name given to a group of fibrous minerals which occur naturally in the earth. These are grouped into two mineral types known as

More information

chemical poisoning. We work in a practical,

chemical poisoning. We work in a practical, Our specialist team has a wealth of experience in dealing with claims arising from asbestos and chemical poisoning. We work in a practical, supportive & clear way, dedicated to gaining the best possible

More information

Briefing. Asbestos Update. Parent Liability, Employer Liability and more. May 2012. Parent Company Liability

Briefing. Asbestos Update. Parent Liability, Employer Liability and more. May 2012. Parent Company Liability Briefing Asbestos Update May 2012 Parent Liability, Employer Liability and more In this briefing, we consider two recent judgments on (1) the responsibility of parent companies for the liabilities of subsidiaries

More information

Update from UK asbestos and deafness working parties Robert Brooks, Brian Gravelsons and Gabriela Macra

Update from UK asbestos and deafness working parties Robert Brooks, Brian Gravelsons and Gabriela Macra Update from UK asbestos and deafness working parties Robert Brooks, Brian Gravelsons and Gabriela Macra 02 May 2013 Agenda Update from the UK asbestos working party Background and Introduction Recap on

More information

The asbestos crisis Why Britain needs an eradication law

The asbestos crisis Why Britain needs an eradication law Why Britain needs an eradication law All-Party Parliamentary Group on Occupational Safety and Health The All-Party Parliamentary Group on Occupational Safety and Health believes that the time has come

More information

NISG Asbestos. Caroline Kirton

NISG Asbestos. Caroline Kirton NISG Asbestos Caroline Kirton 1 The Control of Asbestos Regulations 2012, Regulation 10 requires every employer to ensure that adequate information, instruction and training is given to their employees

More information

Testimony of. Laura Welch, M.D. Medical Director Center to Protect Workers Rights November 17, 2005

Testimony of. Laura Welch, M.D. Medical Director Center to Protect Workers Rights November 17, 2005 Testimony of Laura Welch, M.D. Medical Director Center to Protect Workers Rights November 17, 2005 Testimony of Laura Welch, MD Medical Director, Center to Protect Workers Rights On Asbestos Related Diseases

More information

June 20, 2002. 2002.06.20: Wagner Testimony on Workplace Exposure to Asbestos. This is an archive page. The links are no longer being updated.

June 20, 2002. 2002.06.20: Wagner Testimony on Workplace Exposure to Asbestos. This is an archive page. The links are no longer being updated. Page 1 of 6 skip navigational links This is an archive page. The links are no longer being updated. Statement by Gregory R. Wagner, M.D. Director, Division of Respiratory Disease Studies National Institute

More information

Accommodation Officers Information Booklet. Asbestos The Asbestos Abatement Programme and the Asbestos Management Policy

Accommodation Officers Information Booklet. Asbestos The Asbestos Abatement Programme and the Asbestos Management Policy Accommodation Officers Information Booklet Asbestos The Asbestos Abatement Programme and the Asbestos Management Policy This Guideline has been produced solely for use by State Authorities that come within

More information

The asbestos crisis. Why Britain needs an eradication Law. Background. Levels of mortality

The asbestos crisis. Why Britain needs an eradication Law. Background. Levels of mortality The asbestos crisis. Why Britain needs an eradication Law. The All-Party Parliamentary Group on Occupational Safety and Health believes that the time has come to put in place regulations requiring the

More information

ASBESTOS. Asbestos found in domestic properties is not a threat if Regulations and Good Practice are observed

ASBESTOS. Asbestos found in domestic properties is not a threat if Regulations and Good Practice are observed ASBESTOS Asbestos related illnesses are still on the increase Asbestos found in domestic properties is not a threat if Regulations and Good Practice are observed It is only a "danger" if suspected ACM

More information

All About Asbestos. Read this booklet to learn more about:

All About Asbestos. Read this booklet to learn more about: All About Asbestos Read this booklet to learn more about: identifying asbestos-containing material in you home the health risks of asbestos what you can do about asbestos. What Is Asbestos? Asbestos is

More information

EFFECT OF CHILDREN'S AGE AND LIFE EXPECTATION ON MESOTHELIOMA RISK 1

EFFECT OF CHILDREN'S AGE AND LIFE EXPECTATION ON MESOTHELIOMA RISK 1 EFFECT OF CHILDREN'S AGE AND LIFE EXPECTATION ON MESOTHELIOMA RISK 1 Robin Howie 2, Robin Howie Associates, Edinburgh It is generally accepted that the major risk from "low" level exposures to asbestos

More information

Derby City Council. Asbestos Management Plan

Derby City Council. Asbestos Management Plan Derby City Council Asbestos Management Plan April 2014 Page 1 of 44 Index of Contents 1.1 Introduction 3 1.2 Glossary of Terms 4 2.0 Action Plan 2.1 Scope and purpose 6 2.2 Competent persons who they are

More information

Testimony of. Dr. James Crapo. April 26, 2005

Testimony of. Dr. James Crapo. April 26, 2005 Testimony of Dr. James Crapo April 26, 2005 Written Statement of Dr. James D. Crapo, Professor of Medicine, National Jewish Medical and Research Center and University of Colorado Health Sciences Center

More information

POLICY TRIGGERS, APPORTIONMENT AND ALLOCATION. Leigh-Ann Mulcahy QC. Introduction

POLICY TRIGGERS, APPORTIONMENT AND ALLOCATION. Leigh-Ann Mulcahy QC. Introduction POLICY TRIGGERS, APPORTIONMENT AND ALLOCATION Leigh-Ann Mulcahy QC Introduction The EL Policy Trigger Litigation (Durham v BAI (2012)) EL Apportionment Uninsured periods and solvent employers Allocation

More information

Managing Asbestos Policy

Managing Asbestos Policy Managing Asbestos Policy Liverpool Mutual Homes Page 1 of 16 Table of Contents 1. MANAGEMENT INFORMATION 2. POLICY STATEMENT 3. POLICY AIMS AND KEY OBJECTIVES 4. INTRODUCTION 5. DETAIL 6. LINKS TO LMH

More information

LUG Conference 7 th September 2010

LUG Conference 7 th September 2010 LUG Conference 7 th September 2010 Towards an Employers' Liability Insurance Bureau? Alistair Kinley Head of Policy Development, BLM Business and legal risk services construction & property healthcare

More information

Mesothelioma in Australia: Incidence (1982 to 2013) and Mortality (1997 to 2012)

Mesothelioma in Australia: Incidence (1982 to 2013) and Mortality (1997 to 2012) Mesothelioma in Australia: Incidence (1982 to 213) and Mortality (1997 to 212) 215 Disclaimer The information provided in this document can only assist you in the most general way. This document does not

More information

RESPONSE TO SCOTTISH CIVIL JUSTICE COUNCIL S INFORMATION GATHERING EXERCISE ON PRE- ACTION PROTOCOLS ON BEHALF OF THOMPSONS SOLICITORS

RESPONSE TO SCOTTISH CIVIL JUSTICE COUNCIL S INFORMATION GATHERING EXERCISE ON PRE- ACTION PROTOCOLS ON BEHALF OF THOMPSONS SOLICITORS RESPONSE TO SCOTTISH CIVIL JUSTICE COUNCIL S INFORMATION GATHERING EXERCISE ON PRE- ACTION PROTOCOLS ON BEHALF OF THOMPSONS SOLICITORS This response is specifically and only in relation to question 5 of

More information

Asbestos and Health WHO recommendations on elimination of asbestos-related diseases

Asbestos and Health WHO recommendations on elimination of asbestos-related diseases Asbestos and Health WHO recommendations on elimination of asbestos-related diseases Background World Health Assembly Resolution 58.22 from 2005 on Cancer Prevention and Control Countries should pay special

More information

Asbestos. General information

Asbestos. General information Asbestos General information Key Points Fire Non flammable and non combustible under normal conditions Chemically inert under normal conditions. Resistant to most solvents, acids and alkalis In the event

More information

MWR Solicitors A legal guide HEALTH & SAFETY: Industrial diseases. Lawyers for life

MWR Solicitors A legal guide HEALTH & SAFETY: Industrial diseases. Lawyers for life MWR Solicitors A legal guide HEALTH & SAFETY: Industrial diseases Lawyers for life CONTENTS Time Limits 4 Foreseeable Risk of Injury 4 Asbestos-Related Disease 4 - A Brief Insight 4 - Overview 5 - Pleural

More information

ASBESTOS. Know what it is and how you can protect yourself. environmental affairs Department: Environmental Affairs REPUBLIC OF SOUTH AFRICA

ASBESTOS. Know what it is and how you can protect yourself. environmental affairs Department: Environmental Affairs REPUBLIC OF SOUTH AFRICA ASBESTOS Know what it is and how you can protect yourself environmental affairs Department: Environmental Affairs REPUBLIC OF SOUTH AFRICA 1 What is asbestos? The term asbestos designates a group of naturally

More information

Asbestos Policy. Planning, Performance Management and Support Services. Legacy Causeway Asbestos Policy (Ref: CHSST/04/211)

Asbestos Policy. Planning, Performance Management and Support Services. Legacy Causeway Asbestos Policy (Ref: CHSST/04/211) Asbestos Policy Reference Number: NHSCT/09/192 Responsible Directorate: Planning, Performance Management and Support Services Replaces (if appropriate): Legacy Causeway Asbestos Policy (Ref: CHSST/04/211)

More information

ASBESTOS MANAGEMENT IN THE MIDDLE EAST. Charles Faulkner Asbestos Risk Management Consultant TEP Environmental Consultants

ASBESTOS MANAGEMENT IN THE MIDDLE EAST. Charles Faulkner Asbestos Risk Management Consultant TEP Environmental Consultants ASBESTOS MANAGEMENT IN THE MIDDLE EAST Charles Faulkner Asbestos Risk Management Consultant TEP Environmental Consultants SALACIOUS HEADLINES ALARMING IMAGES DUBAI AIRPORT FORMER ASBESTOS CEMENT PIPE FACTORY

More information

FREQUENTLY ASKED QUESTIONS about the claims process. 3. What happens if the individual has died, can family members claim compensation?

FREQUENTLY ASKED QUESTIONS about the claims process. 3. What happens if the individual has died, can family members claim compensation? FREQUENTLY ASKED QUESTIONS about the claims process 1. Who qualifies to claim? Mine workers who were exposed to asbestos from qualifying operations and who have developed an asbestos related disease. 2.

More information

MAIDENHEAD AND DISTRICT HOUSING ASSOCIATION TITLE: PAGE:

MAIDENHEAD AND DISTRICT HOUSING ASSOCIATION TITLE: PAGE: TITLE: PAGE: 1 OF 23 Maidenhead and District Housing Association Asbestos Policy and Management Page 1 of 23 TITLE: PAGE: 2 OF 23 FOREWORD This document details the system for the management of health

More information

Asbestos Health Risks. Dr Andrew Pengilley Acting Chief Health Officer

Asbestos Health Risks. Dr Andrew Pengilley Acting Chief Health Officer Asbestos Health Risks Dr Andrew Pengilley Acting Chief Health Officer Asbestos Asbestos is a name given to several different fibrous minerals Three main commercial types are Chrysotile (white asbestos)

More information

Asbestos at work guide

Asbestos at work guide Asbestos at work guide Contents Introduction.... 2 Frequently asked questions.... 4 The Control of Asbestos Regulations 2006... 5 Types of asbestos survey.... 7 1 Introduction This document provides a

More information

TRU Asbestos Management

TRU Asbestos Management Number: OH&S 9.20.1 Revision Date: 09/08/2015 TRU Asbestos Management TRU Asbestos Management Page 1 of 5 1. PURPOSE 1.1. To describe the process and management of asbestos containing materials on the

More information

Health effects of occupational exposure to asbestos dust

Health effects of occupational exposure to asbestos dust Health effects of occupational exposure to asbestos dust Authors: N.Szeszenia-Dąbrowska, U.Wilczyńska The major health effects of workers' exposure to asbestos dust include asbestosis, lung cancer and

More information

FBU ASBESTOS DATABASE

FBU ASBESTOS DATABASE FBU ASBESTOS DATABASE What is the FBU Asbestos Database? The FBU Asbestos Database is an opportunity for all FBU members and former members to record details of exposure to asbestos in their work in order

More information

Briefing on Amendments 132AA and 132AB to the Legal Aid, Sentencing and Punishment of Offenders (LASPO) Bill

Briefing on Amendments 132AA and 132AB to the Legal Aid, Sentencing and Punishment of Offenders (LASPO) Bill Briefing on Amendments 132AA and 132AB to the Legal Aid, Sentencing and Punishment of Offenders (LASPO) Bill Kennedys advocates the repeal of Amendments 132AA and 132AB added to the Legal Aid, Sentencing

More information

Damages (Asbestos-related Conditions) Bill

Damages (Asbestos-related Conditions) Bill Research and Library Service 13 January 2010 Damages (Asbestos-related Conditions) Bill NIAR 644-10 This paper provides an overview and discussion of the Damages (Asbestos-related Conditions) Bill. Paper

More information

Complementary Cancer Care Trust Information and Supportive Therapies For People with Life-affecting Illnesses Registered Charity 1083066

Complementary Cancer Care Trust Information and Supportive Therapies For People with Life-affecting Illnesses Registered Charity 1083066 Complementary Cancer Care Trust Information and Supportive Therapies For People with Life-affecting Illnesses Registered Charity 1083066 Serves the Borough of Bexley, South East London, And North Kent

More information

INJURY & NEGLIGENCE SPECIALISTS Illnesses. Asbestos Illnesses

INJURY & NEGLIGENCE SPECIALISTS Illnesses. Asbestos Illnesses Asbestos Illnesses INJURY & NEGLIGENCE Asbestos SPECIALISTS Illnesses Injury & Negligence I was totally satisfied with my solicitors service, it was First Class. Quote about Pannone part of Slater & Gordon,

More information

Asbestos Encapsulation Solutions

Asbestos Encapsulation Solutions Asbestos Encapsulation Solutions Eliminate your Asbestos problem quickly, safely, effectively and at an affordable price, with SealPro Sealants and Coatings SealPro ACM-REPELLO - and or ACM-SUPABOND (

More information

A.P.I. CLAIM FORM Page 1 A.P.I., INC. ASBESTOS SETTLEMENT TRUST

A.P.I. CLAIM FORM Page 1 A.P.I., INC. ASBESTOS SETTLEMENT TRUST A.P.I. CLAIM FORM Page 1 A.P.I., INC. ASBESTOS SETTLEMENT TRUST Claim forms and all supporting documentation must be converted to PDF format upon completion, and submitted via e-mail to APIAsbestosTrust@brownsonlinnihan.com.

More information

Control of Asbestos Policy

Control of Asbestos Policy Control of Asbestos Policy Version Number: V1D Name of originator/author: Estates Manager 0161 277 1235 Name of responsible committee: Estates and Facilities Committee Name of executive lead: Director

More information

Scientific Update on Safe Use of Asbestos. Robert P. Nolan, PhD International Environmental Research Foundation New York, New York www.ierfinc.

Scientific Update on Safe Use of Asbestos. Robert P. Nolan, PhD International Environmental Research Foundation New York, New York www.ierfinc. Scientific Update on Safe Use of Asbestos Robert P. Nolan, PhD International Environmental Research Foundation New York, New York www.ierfinc.org When We Talk about Asbestos What Do We Mean? Anthophyllite

More information

HAVEBURY HOUSING PARTNERSHIP

HAVEBURY HOUSING PARTNERSHIP HS028 HAVEBURY HOUSING PARTNERSHIP POLICY ASBESTOS MANAGEMENT Controlling Authority Director of Resources Policy No. HS028 Issue No. 3 Status Final Date November 2013 Review Date: November 2016 Equality

More information

ASBESTOS WORKING WITH IN BUILDINGS. *Building maintenance. *Building repair. *Building refurbishment

ASBESTOS WORKING WITH IN BUILDINGS. *Building maintenance. *Building repair. *Building refurbishment WORKING WITH ASBESTOS IN BUILDINGS Essential advice for workers carrying out: *Building maintenance *Building repair *Building refurbishment *Building services Asbestos: The hidden killer! Are you at risk?

More information

Asbestos Awareness Training Requirements

Asbestos Awareness Training Requirements Asbestos Awareness Training Requirements Guidance Note 3 Jan 14 1 Introduction This Guidance Note gives practical information about asbestos awareness training. Sample wording for a tool box talk briefing

More information

Asbestos Awareness at the University of Toronto

Asbestos Awareness at the University of Toronto Asbestos Awareness at the University of Toronto What is Asbestos? Asbestos is a general term given to a group of naturally occurring mineral silicates that are made up of long thin fibres. These fibrous

More information

UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY

UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY Healthcare providers need a strategic partner with an in-depth understanding of the complexities of the healthcare industry.

More information

Efficiently Maintaining Commercial Buildings. Asbestos Awareness

Efficiently Maintaining Commercial Buildings. Asbestos Awareness Efficiently Maintaining Commercial Buildings Asbestos Awareness What are the risks? Asbestos was used extensively between the 1950s and 1980s in both domestic and commercial buildings and although its

More information

Asbestos related disease compensation. no-one can change the past, but one of us could change your future

Asbestos related disease compensation. no-one can change the past, but one of us could change your future Asbestos related disease compensation no-one can change the past, but one of us could change your future Although asbestos was introduced into the UK in the 19th century, it s only in the last few decades

More information

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover March 2014 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About R&Q This Insurance product

More information

INSTRUCTIONS FOR FILING A CLAIM WITH THE CELOTEX ASBESTOS SETTLEMENT TRUST

INSTRUCTIONS FOR FILING A CLAIM WITH THE CELOTEX ASBESTOS SETTLEMENT TRUST INSTRUCTIONS FOR FILING A CLAIM WITH THE CELOTEX ASBESTOS SETTLEMENT TRUST The Celotex Asbestos Settlement Trust (Celotex Trust) was established as a result of the bankruptcy of the Celotex Corporation

More information

Author G Morton July 2015. Newcastle University Asbestos Management Plan 2015

Author G Morton July 2015. Newcastle University Asbestos Management Plan 2015 Newcastle University Asbestos Management Plan 2015 1 Contents 1.0 Introduction 2.0 Asbestos Management Duty Holder Responsibilities 2.1 Asbestos Manager (Head of Maintenance) 2.2 University Asbestos Survey

More information

Uncertain climate for UK claims

Uncertain climate for UK claims Uncertain climate for UK claims With the constantly evolving legal landscape many uncertainties surround the future exposure in the UK to asbestos claims. Robert Kingston and Deborah Johnstone of PRO Insurance

More information

February 5, 2010. Louise S. Kim Senior Policy Analyst Policy and Research Division WorkSafeBC PO Box 5350 Station Terminal Vancouver, BC V6B 5L5

February 5, 2010. Louise S. Kim Senior Policy Analyst Policy and Research Division WorkSafeBC PO Box 5350 Station Terminal Vancouver, BC V6B 5L5 February 5, 2010 Louise S. Kim Senior Policy Analyst Policy and Research Division WorkSafeBC PO Box 5350 Station Terminal Vancouver, BC V6B 5L5 Dear Ms. Kim, The BC Government and Service Employees' Union

More information

IWU PHYSICAL PLANT SAFETY PROGRAM. Toxic and Hazardous Substances, Title 29 Code of Federal Regulations (CFR) Part 1910.1001, Subpart Z Asbestos

IWU PHYSICAL PLANT SAFETY PROGRAM. Toxic and Hazardous Substances, Title 29 Code of Federal Regulations (CFR) Part 1910.1001, Subpart Z Asbestos STANDARDS Toxic and Hazardous Substances, Title 29 Code of Federal Regulations (CFR) Part 1910.1001, Subpart Z Asbestos 1. INTRODUCTION IWU has a responsibility to provide a safe environment for students,

More information

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover June 2012 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About

More information

18. Had the decision favoured MMI their liabilities would have been significantly reduced and a solvent run-off would have been more likely.

18. Had the decision favoured MMI their liabilities would have been significantly reduced and a solvent run-off would have been more likely. EAST AYRSHIRE COUNCIL CABINET 29 JANUARY 2014 MUNICIPAL MUTUAL INSURANCE SCHEME OF ADMINISTRATION Report by the Executive Director of Finance and Corporate Support 1. PURPOSE OF REPORT 2. To advise the

More information

Justice Committee. Courts Reform (Scotland) Bill. Written submission from Clydeside Action on Asbestos

Justice Committee. Courts Reform (Scotland) Bill. Written submission from Clydeside Action on Asbestos Justice Committee Courts Reform (Scotland) Bill Written submission from Clydeside Action on Asbestos In our view, the Court of Session should deal only with most complex and important cases and that most

More information

Employers Liability Trigger Litigation

Employers Liability Trigger Litigation Employers Liability Trigger Litigation Following my preliminary note of the 11 th October 2010 I have now had an opportunity to study the decision in detail. This litigation was to decide what event would

More information

Elimination of Asbestos- Related Diseases WHO action. Dr Ivan D. Ivanov Public Health and Environment WHO Headquarters

Elimination of Asbestos- Related Diseases WHO action. Dr Ivan D. Ivanov Public Health and Environment WHO Headquarters Elimination of Asbestos- Related Diseases WHO action Dr Ivan D. Ivanov Public Health and Environment WHO Headquarters Worldwide 125 million people are exposed to asbestos (mostly chrysotile) 75 million

More information

Asbestos exposure during Canterbury rebuild unlikely to cause significant health problems for house occupants report finds

Asbestos exposure during Canterbury rebuild unlikely to cause significant health problems for house occupants report finds News release from the Royal Society of New Zealand and the Office of the Prime Minister s Chief Science Advisor 15 April 2015 Asbestos exposure during Canterbury rebuild unlikely to cause significant health

More information

Asbestos in Soil and Made Ground

Asbestos in Soil and Made Ground Asbestos in Soil and Made Ground Professor Paul NATHANAIL CGeol SiLC University of Nottingham & Land Quality Management Ltd SiLC Annual Forum, Royal Society of Chemistry, Burlington House, 30 April 2013

More information

C162 Asbestos Convention, 1986

C162 Asbestos Convention, 1986 C162 Asbestos Convention, 1986 Convention concerning Safety in the Use of Asbestos (Note: Date of coming into force: 16:06:1989.) Convention:C162 Place:Geneva Session of the Conference:72 Date of adoption:24:06:1986

More information

Disease/Illness GUIDE TO PLEURAL PLAQUES. What are Pleural Plaques? www.simpsonmillar.co.uk Telephone 0844 858 3200

Disease/Illness GUIDE TO PLEURAL PLAQUES. What are Pleural Plaques? www.simpsonmillar.co.uk Telephone 0844 858 3200 GUIDE TO PLEURAL PLAQUES What are Pleural Plaques? The most common injury caused by asbestos exposure is pleural plaques, which appear as white or yellow thickening on the pleura. They often appear frequently

More information

Welcome to the *Special Asbestos* Edition of BSG Training News

Welcome to the *Special Asbestos* Edition of BSG Training News Welcome to the *Special Asbestos* Edition of BSG Training News As a delegate at one of our courses in the past, or someone who organises the training for your company, our training newsletter keeps you

More information