QUALIFICATION CERTIFICATE: FINANCIAL PLANNING (SAQA ID 62810, NQF LEVEL 5) MODE OF DELIVERY: DISTANCE LEARNING

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1 HEAD OFFICE CAPE TOWN: Tel: (021) Fax: (021) nd Floor, Sunclare Building, Cnr Dreyer & Protea Roads, Claremont PO Box 44235, Claremont, register@milpark.ac.za Website: JOHANNESBURG: Tel: (011) DURBAN: Tel: (031) QUALIFICATION CERTIFICATE: FINANCIAL PLANNING (SAQA ID 62810, NQF LEVEL 5) MODE OF DELIVERY: DISTANCE LEARNING DESCRIPTION The Certificate: Financial Planning is a SAQA-registered, Council on Higher Education (CHE) conditionally accredited insurance qualification. The primary purpose of the Certificate: Financial Planning is to equip students with the knowledge and skills they need to operate ethically and responsibly as financial advisers, and to be able to respond to the challenges of the economic environment and the changing nature of the financial services industry. The Certificate: Financial Planning appears on the Financial Services Board s (FSB) list of recognised qualifications for FAIS Fit and Proper purposes. In terms of this rating, the qualification is considered to be relevant to all product categories as a generic (G) qualification, while rated as specific (S) in categories 1, 3, 4, 5, 7,14,17,18 and 19. This means that students (who were appointed prior to 2008) who have completed this qualification may receive exemption for some of the FSB s Regulatory Examinations in the categories where it was rated (S). In order to maximise the student support provided on this qualification by MBS, students are required to have access to the internet, as support material will be available for download throughout the academic year. ADMISSION REQUIREMENTS A knowledge, comprehension and application of the English language at NQF level 4 (Grade 12 or equivalent level) is required. In order to determine the curriculum for which a student may register, the Milpark Business School points system applies. If you matriculated in 2007 or earlier If you matriculated in 2008 or later Symbol Higher Grade Standard Grade NSC Result Points awarded A % 8 B % 7 C % 6 D % 5 E % 4 F % % % 1 The Certificate points system applies to students who Minimum 17 points on the points system: an have a matriculation certificate: a student who achievement rating of 3 (40-49%) or better for two of achieves more than 13 points may be admitted to the the four compulsory subjects and a rating of 2 (30-39%) Certificate: Financial Planning. or better for any other four subjects.

2 RPL access: Mature age applicants and applicants with non-south African school-leaving qualifications or previous tertiary education experience, will be considered individually by the Applicants in possession of the National Certificate (Vocational) may be considered for admission to the programme provided that they achieved a minimum of 60% for all subjects with the exception of Mathematical Literacy which requires at least 70%. NC(V) applicants are advised to contact us for assistance as each applicant will be considered on his/ her own merit. Students who do not hold a South African matric certificate need to apply for verification of equivalence with the South African Matriculation Board before entrance can be granted onto the qualification. A student who is employed as a financial intermediary, broker, agent or who has been employed by a financial institution in the insurance or banking sector for a minimum period of one year and who is in possession of a matriculation certificate may be admitted to the qualification without application of the points system. Foreign applicants whose first language is not English may be required to provide proof of proficiency in English prior to admission to the qualification. Completion of the Long-term Category C FAIS 1 Assessment, either through INSETA/UNISA or Milpark Business School, allows students who do not have a matric certificate access to the Certificate. CERTIFICATION On successful completion of the qualification, the graduate will receive the Certificate: Financial Planning, NQF Level 5. EXIT-LEVEL OUTCOMES On completion of Milpark Business School s Certificate: Financial Planning, the qualified graduate should be equipped with the foundational knowledge and practical skills required for a career in the field of financial planning and banking, and an appropriate knowledge base in preparation for further learning. PROGRAMME OUTLINE Subjects offered CERTIFICATE: FINANCIAL PLANNING The qualification consists of six subjects, one of which is an elective: CORE SUBJECTS - Compulsory Law for Financial Planners Basic Principles of Personal Financial Planning Basic Principles of Business Financial Planning Financial Planning Income Tax Financial Planning Products ELECTIVES Relationship Marketing for Financial Planners (Choose ONE module from this list) Basic Principles of Banking Medical Schemes Environment Please note: An elective may not be chosen with your Wills and Administration of Deceased Estates first registration Short-Term Insurance Employee Benefits *NEW Students who have completed relevant subjects on other Higher Education qualifications may apply for exemptions where applicable.

3 ASSESSMENT Students are required to submit an assignment on each subject by the assignment due date, which contributes 30% towards the final mark. Students will write a final summative assessment at the end of each semester, which contributes 70% towards their final mark. Students need to obtain a sub-minimum mark of 40% in the final summative assessment and an overall mark of 50% in order to pass the subject. All summative assessments will be in the form of CLOSED BOOK exams. DURATION The minimum duration of the qualification is one year, and the maximum duration is five years. FURTHER STUDIES Students who have successfully completed this certificate may progress (articulate) to the National Certificate: Financial Planning offered by Milpark Business School, or alternatively to the Bachelor of Commerce degree. ABOUT THE BUSINESS SCHOOL Milpark Business School offers a range of tertiary qualifications, conditionally accredited by the Higher Education Quality Committee (HEQC) of the Council on Higher Education (CHE). Milpark Business School offers both distance-learning and contact-learning options, and workshops. The qualifications range from a Bachelor of Commerce in Banking Management and Certificate and Diploma programmes to an MBA. PRICING Course fees include study material and one assessment. Please contact one of our campuses for more information. DISCLAIMER The content of this brochure is accurate at the time of going to print. Milpark Business School reserves the right to change the programme content due to changes in legislation, market requirements and other reasons. Notice of such changes will be published on our website. Website: info@milpark.ac.za

4 HEAD OFFICE CAPE TOWN: Tel: (021) Fax: (021) nd Floor, Sunclare Building, Cnr Dreyer & Protea Roads, Claremont PO Box 44235, Claremont, register@milpark.ac.za Website: JOHANNESBURG: Tel: (011) DURBAN: Tel: (031) APPLICATION FOR ADMISSION 2012 (NQF Level 5 & 6) Submit completed application to register@milpark.ac.za This application is to be used by students who wish to apply for admission onto a NQF level 5 or 6 qualification with Milpark Business School. Please note: This is not a registration application. Should your admission be successful you will be informed of the registration process via . Please allow 3 working days to process your completed application. Ensure that you apply for admission well in advance of the close of registration date. PERSONAL PARTICULARS: Surname First names ID or passport Date of Birth Home Language* address * Required by the Department of Education Highest Qualification* (Compulsory) Phone (Work) Code & No. (Home) Code & No. Gender* Race* (Fax) Code & No. Full Physical Work Address: (Courier delivery of books) Code: Cell No. (compulsory) Full Postal Address: (Confirmation letters, assignments, results) Code: ADMISSION PARTICULARS: PLEASE SELECT THE QUALIFICATION FOR WHICH YOU ARE APPLYING: FIRST-TIME (NEW) STUDENT CURRENT STUDENT WITH MILPARK, BUT NEW QUALIFICATION If a current student, what qualification/programme have you completed with Milpark? QUALIFICATION: Please check the admission requirements in the Milpark fact sheet to ensure that you qualify for the proposed qualification. Certificate in Financial Planning (NQF level 5) SAQA ID Higher Certificate in Short-term Insurance (NQF level 5) SAQA ID National Certificate in Banking (Financial Services) (NQF level 5) SAQA ID Certificate in Sales (NQF level 5) SAQA ID National Certificate in Banking Services Advice (NQF level 5) SAQA ID BCom in Banking Management (NQF level 6) SAQA ID Certificate in Bank Credit (NQF level 5) SAQA ID Higher Diploma in Banking (NQF level 6) SAQA ID Certificate in Management Development (NQF level 5) SAQA ID Bachelor in Business Administration (NQF level 7) SAQA ID Advanced Diploma in Management (NQF level 6) SAQA ID DOCUMENTARY EVIDENCE AND SUPPORTING INFORMATION: Please ensure that the following documentation is attached to your application. The application will not be processed without the necessary required documents. These documents will be verified by an external party. Milpark reserves the right to request original documentation. Copy of your ID document or passport Copy of your Matric Certificate Copy of marriage certificate (where surname differs from Matric certificate) Proof of payment (R150 per application) EMPLOYMENT BACKGROUND: Are you currently employed? yes no If yes, please provide employer s name: Period (years, months) Current position: Total years working experience PAYMENT PARTICULARS: Please note that the admission fee of R150 per application is non-refundable. DIRECT DEPOSIT EFT CASH (Melville campus only) Payment must be made into following account: Bank: Nedbank. Branch: Business Southern Peninsula. Branch code: Account no: Please use SURNAME AND ID NUMBER as reference and attach proof of deposit/eft with admission application. STUDENT DECLARATION: I hereby certify that the information entered above is correct and complete. I understand that false information will invalidate this application. I authorise Milpark Business School to obtain information concerning my academic record from any school, university or other institution attended by me. I am aware that the admission fee is non-refundable. Milpark Business School collects, stores and uses personal information only for the purposes of administering student and prospective student admissions, registration and education. The information collected is confidential and will not be disclosed to any third parties without your consent, except to meet government, legal and other regulatory authority requirements. Signature: Date: / /

5 HEAD OFFICE CAPE TOWN: Tel: (021) Fax: (021) nd Floor, Sunclare Building, Cnr Dreyer & Protea Roads, Claremont PO Box 44235, Claremont, register@milpark.ac.za Website: JOHANNESBURG: Tel: (011) DURBAN: Tel: (031) Certificate in Financial Planning (NQF Level 5) SAQA ID Registration application 2012: completed application to register@milpark.ac.za 1000 Online registrations open 1 December 2011 INCOMPLETE APPLICATIONS CAUSE DELAYS! Refer to the STUDENT CHECKLIST attached for all your registration details CONTRACT OF REGISTRATION DISTANCE LEARNING entered into between Milpark Business School and PERSONAL DETAILS: Surname First names ID or passport Student number address (Compulsory) Phone (Work) Code & No. (Home) Code & No. *If unknown, view personal details (Fax) Code & No. Full Physical Work Address: (Courier delivery of books) Code: Cell No. (compulsory) Full Postal Address: (Confirmation letters, assignments, results) Code: ADMISSION CRITERIA: PLEASE NOTE that if you are a new student or a current student registering for this qualification for the first time you must first apply for admission onto this qualification. The Admission application can be downloaded from our website or alternatively contact any of our consultants for assistance. This Registration application will only be processed once admission has been successful. SUBJECT DETAILS: PLEASE SELECT THE EXAM DATE FOR EACH SUBJECT THAT YOU ARE REGISTERING FOR: CLOSED BOOK SUBJECTS SESSION 1: Close of registration: 06 February 2012 Study material available from 1 December 2011 SESSION 2: Close of registration: 20 July 2012 COMPULSORY SUBJECTS: Law for Financial Planners (FPPL101) 21 May 2012 (9am 12pm) 29 October 2012 (9am 12pm) Basic Principles of (Personal) Financial Planning (FPBP101) 25 May 2012 (9am 12pm) 02 November 2012 (9am 12pm) Financial Planning Products (FPPP101) 30 May 2012 (9am 12pm) 07 November 2012 (9am 12pm) Financial Planning: Income Tax (FPIT101)* 01 June 2012 (9am 12pm) 09 November 2012 (9am 12pm) Basic Principles of (Business) Financial Planning (FPBE101) 28 May 2012 (9am 12pm) 05 November 2012 (9am 12pm) ELECTIVE SUBJECTS Select 1 of the following only (Please note: An elective may not be chosen with your first registration) Relationship Marketing for Financial Planners (FPRM101) (E) 23 May 2012 (9am 12pm) 31 October 2012 (9am 12pm) Basic Principles of Banking (FPBB101) (E) 23 May 2012 (9am 12pm) 31 October 2012 (9am 12pm) Medical Schemes Environment (FPMS101) (E) 23 May 2012 (9am 12pm) 31 October 2012 (9am 12pm) Short-term Insurance (FPSI101) (E) 23 May 2012 (9am 12pm) 31 October 2012 (9am 12pm) Wills and Admin. of Deceased Estates (FPWD101) (E) 23 May 2012 (9am 12pm) 31 October 2012 (9am 12pm) Employee Benefits (FPEB101) (E) *NEW 23 May 2012 (9am 12pm) 31 October 2012 (9am 12pm) * FPIT101 book for session 2 available from 1June 2012 EXAM VENUE: PLEASE INDICATE YOUR PREFERRED EXAM VENUE: Beaufort West Benoni Bethlehem Bloemfontein Cape Town (Gardens) Cape Town (Goodwood) Durban East London George Johannesburg Kimberley Krugersdorp Klerksdorp Kokstad Kroonstad Ladysmith Mabatho Middelburg -Cape Nelspruit Newcastle Pietermaritzburg Polokwane Port Elizabeth Port Shepstone Pretoria Queenstown Randburg Richards Bay Rustenburg Secunda Springbok Somerset West Thohoyandou Tzaneen Umtata Upington Vanderbijlpark Vredenburg Vredendal Welkom Witbank International PAYMENT DETAILS: DIRECT DEPOSIT EFT Payment must be made into following account: Bank: Nedbank. Branch: Business Southern Peninsula. Branch code: Account no: Please use SURNAME AND ID NUMBER as reference and attach proof of deposit/eft with registration form. Incomplete registrations will not be processed

6 STUDENT CHECKLIST REGISTRATION REQUIREMENTS: Incomplete registrations cause delays! Please ensure that all information supplied is complete and correct to avoid any delays with your registration and the dispatch of your study material. All registration applications must be ed directly to It is recommended that current students register online on the student website. Go to Ensure that all information supplied is correct and up to date all fields are compulsory and must be completed. Ensure subject/s, exam date and exam venue is selected. Ensure that you have read and signed the terms and conditions. Ensure that you have read and understood the important information provided below. Ensure that proof of payment (ensure full amount is paid) or a bursary letter submitted on a company letterhead, guaranteeing payment to Milpark Business School on your behalf is attached. The bursary letter must stipulate the total Rand amount and subjects approved. Ensure that you do not register for more than 3 subjects in one exam session (incl. repeats). If you are a new student or a current student registering for the first time on a new qualification, ensure that you have submitted an Admission application and received academic acceptance before submitting your Registration application. Please note that this registration application will NOT be processed until admission has been successfully approved. Disabled students must please contact the programme administrator on close of registration to arrange for the support needed. This must be applied for each exam session by close of registration. Please attach a Special needs application together with your registration form. If you are a foreign national student, please ensure that you attach a certified copy of your study or resident permit together with this registration application. If you have selected International as your venue option, please ensure that you submit an International venue application together with this registration application. IMPORTANT INFORMATION 1. The cost of R2 000 per subject includes registration, course material and one formative and summative assessment per person. The cost of a repeat exam is R1 675 (without a book) per subject; or R2 000 (with a book). International students will be charged additional courier fees for the dispatch of material. Pro-forma invoices can be downloaded from Please note that these prices are valid for the period 1 September June Close of registration is strictly 6 February 2012 (session 1) and 20 July 2012 (session 2). Applications received after the closing date will not be considered. Online registrations (for current students only) will however be accepted until 10 February 2012 (session 1) and 24 July 2012 (session 2). 3. Please allow 2 weeks or 10 working days (excluding public holidays) for the delivery of your books. You will receive SMS notification as to the progress of your registration. 4. Confirmation of registration and assignment coversheet/s will be dispatched with your course material. Please check your registration confirmation details very carefully. Registration and examination details are also available online on our student website. 5. Venues may only be changed up to 14 days from close of registration. Thereafter, the exam venue may only be changed under exceptional circumstances at a prescribed fee. Kindly contact Milpark for further details. 6. Should your preferred exam venue be fully booked, you will be automatically booked at an alternative venue choice within the closest proximity. 7. Your assignments are compulsory and must be submitted on or before the due date. If registering for a repeat subject, both formative and summative assessments must be repeated. Assignments will no longer be included in the study material. Please download your assignment directly from the student website for each applicable subject. Refer to the assignment due dates on the assignment cover sheets or registration confirmation as these may differ from subject to subject. 8. As of 1 January 2011, all NQF level 5 examinations are closed book (and no longer open book). This means that you may not bring any material with you into the examination. 9. Refer to the STUDENT NOTE in the front of your course material for all information regarding registrations, examinations and academic policies.

7 TERMS AND CONDITIONS (DL) Contract entered into between Milpark Business School (Pty) Ltd trading as Milpark Business School and (Student name) 1. General Please read the information contained carefully. The contents of this contract of registration constitute the agreement between the student, his/her Guardian and Milpark Business School. 2. Fees The student hereby agrees to pay the fees payable for the programme(s) selected. Such fees will include admission fees, registration fees, course material fees and any other fees applicable to the programme selected. Milpark Business School reserves the right to increase published tuition fees. Milpark Business School reserves the right to withhold examination results until outstanding accounts are settled in full. Where tuition fees are payable to Milpark Business School in instalments, failure to pay any single instalment timeously shall result in the full balance becoming immediately due and payable. Furthermore, Milpark Business School reserves the right to charge interest at the maximum permitted amount on all overdue accounts. Milpark Business School reserves the right to cede the collection of fees to a finance house or other institution. In this regard, the term Milpark Business School shall include such cessionary/ies. In such a case, the payment terms of the finance house will apply. I hereby accept that I will be held liable for all legal costs on a scale as between attorney and client, including collection of commission charges and tracing agent costs from the date of hand over by Milpark Business School to their attorneys for the recovery of any outstanding fees. I also accept that my personal information will be disclosed to the finance house/ other institution mentioned above under these circumstances. 3. Cancellation A student s registration may be cancelled as a whole and exonerated from liability for the full Milpark Business School fee provided that no course material has been dispatched. Milpark Business School must be informed in writing with written notification from Milpark Business School of receipt of such cancellation. Should a request for cancellation be received subsequent to the dispatch of course material and within 14 (fourteen) working days of receipt of registration but before the closing date of registration (whichever comes first), the student shall be liable for a 40% cancellation fee. Only the Milpark Business School Academic Committee can approve or decline requests for cancellations. NO requests for cancellations will be considered after the closing date of registration. Admission fees (where applicable) are not refundable. 4. Deferral A deferred assessment may be granted to a student at no cost who has been prevented from taking the assessment or has been unable to complete the assessment as a result of Illness, direct personal circumstances or the serious illness or death of a relative on the day of/or immediately before or during the assessment. The students applications must be received by the Academic Committee within 10 (ten) working days from the date on which s/he should have written the assessment of the subject concerned. Applications for deferred assessments must be accompanied by original documentary evidence giving full details as to why the student was prevented from writing the assessment. 5. Transferal A student s registration may be transferred as a whole from one programme to another within Milpark Business School and be exonerated from liability for the full Milpark Business School fee provided that no course material has been dispatched. Milpark Business School must be informed in writing with written notification of receipt of such transferal. A request for transferal will not be considered subsequent to the dispatch of course material. Only the Academic Committee can approve or decline requests for transferals. 6. Exam venue Once a student has registered for his/her examination date, the exam venue may not be changed. Only under exceptional circumstances can an application be made to the Academic Committee for change of an examination venue. No applications will be considered after the close of registration date. 7. Incorrect registration Should a student register for the incorrect subject, the student has 10 (ten) working days from date of dispatch to contact the Milpark Business School offices in order to change the subject. Milpark Business School must be informed in writing with written notification of acceptance of such. The additional courier costs are to be carried by the student. 8. Close of registration NO registrations will be accepted after the close of registration for a specific exam assessment date. The student who misses registration for an assessment will be placed onto the next examination assessment date for that course / subject. No changes to registration details or appeals will be considered subsequent to this date. 9. Workshops Milpark Business School shall have the right at its sole discretion, to postpone or cancel workshops in any course/ programme initially advertised and offered, on the basis of insufficient demand. Milpark Business School further reserves the right to combine classes of a similar academic level and content; Milpark Business School reserves the right to amend the timetable with notice to affected parties. 10. The following documentation must accompany this registration (new) Certified copy of the applicant/student s ID book (if South African citizen); Certified copy of front page of ID book of person(s) responsible for payment of account; Certified copy of applicant/student s study permit and front page of passport (if not a South African citizen); Where applicable, original certified copy of Matriculation (Grade 12) Certificate of symbols or School Leaver s Certificate. If awaiting matriculation results, these must be furnished as soon as they become available; Academic record and certificate of good conduct should the applicant be transferring from another tertiary education institution or examining body to Milpark Business School. 11. Credit approval By completing and submitting the application form, the applicant authorizes Milpark Business School to access any information available to asses his or her application, and also gives Milpark Business School permission to conduct a credit check with any credit bureau or third party. The term contract is accepted provisionally based on the outcome of the credit check and Milpark Business School reserves the right to decline the application if it does not comply with the Milpark Business School credit policy or meet Milpark Business School s credit -granting criteria. 12. Legal Declaration of Indemnity 12.1 Neither Milpark Business School nor any official employee or representative of Milpark Business School acting in his/her capacity as such shall be liable for any damage arising out of: i. the death, bodily harm, loss of health or illness of any student howsoever caused; and ii. the destruction of or damage to any property owned by or in the custody of any student, howsoever caused The applicant hereby indemnifies Milpark Business School against any claim made against Milpark Business School in respect of any damage arising out of the fault of the applicant. 13. Additional Terms of Registration 13.1 No cancellation of this contract shall be of force or effect without written consent thereto by an authorised officer of Milpark Business School; 13.2 Milpark Business School is providing registration forms and results letters electronically under certain circumstances. The parties recognize that data, documents and other information recorded on or transmitted as electronic media are subject to undetectable alteration, either intentional or unintentional, due to, among other causes, transmission, conversion, media degradation, software error, or human alteration. The definitive version of the documents in question is either the original printed version held by Milpark Business School s Consultants or, where appropriate, the electronic version on Milpark Business School s website. Milpark Business School shall not be held liable for incorrect use of the data described or information contained on these pages The right to write examinations is not transferable The signatories hereto accept that Milpark Business School shall have the right to vary the programme syllabus at any time, without prior notification and without furnishing reasons therefore. Milpark Business School shall further have the right to alter timetables and programme commencement dates in its own discretion; 13.5 Milpark Business School shall have the right at its sole discretion, to postpone or cancel any programme initially advertised and offered, on the basis of insufficient demand Milpark Business School reserves the right to create and apply rules (including due performance requirements), and the student hereby agrees to be bound by such rules. Milpark Business School reserves the right to exclude the student from lectures and examinations (without in any way detracting from the

8 right of Milpark Business School to recover fees payable), and to withhold a student s examination results or to dismiss him/her for failing to pay tuition fees or failing to comply with any rules, or the terms of this contract. The student and other signatories hereby agree to pay any and all tuition fees as and when they fall due at Milpark Business School. When failure to do so results in legal or other action being taken by Milpark Business School, the liability for all costs relating to such action will fall on any signatories to this contract other than Milpark Business School, jointly and severally; 13.7 Where tuition fees are payable to Milpark Business School in instalments, the failure to pay any single instalment timeously will result in the full balance becoming immediately due and payable without further notice; 13.8 Fees payable to Milpark Business School comprise tuition, course material, admission and registration fees for Milpark Business School and do not include stationery or other items. Furthermore it shall be the student s responsibility to bear the cost of transport and specialised consumables used during the programme, including but not restricted to specialised stationery, stock or any other material; 13.9 The student is responsible for ensuring that he/she has been properly registered with any relevant external institute or examining body where applicable and that he/she has been registered for examinations with such institute or body; In case of force majeure (unforeseeable/uncontrollable events), Milpark Business School reserves the right to close the college temporarily. While every effort will be made to resume operating as soon as possible, no warranties are made in this regard and no refund in fees will be made; No relaxation, variation or indulgence granted by Milpark Business School to the other signatories hereto in respect of this agreement shall constitute a waiver of any rights vesting in Milpark Business School in terms hereto, and no reliance may be placed by the student or other signatory hereto or any statement or representation not contained herein; In the event of the signatories to this agreement, other than Milpark Business School, having completed this form incorrectly, or the payment details herein not being in accordance with the requirements of Milpark Business School, then such incorrect information or payment details shall be deemed to have been amended so as to be in accordance with the requirements of Milpark Business School, without further notice; I agree to abide by the student Code of Conduct, which is available on or may be requested in hard copy from info@milpark.ac.za The student MUST take into account all of the following factors which could impact his/her studies before committing to the timelines applicable to the modules he/she is registering for: personal circumstances, workload, internal work training, travel schedule, pregnancy. No requests for date changes, deferrals or other concessions will be allowed based on these factors. 14. Declaration of authenticity Each student enrolled with Milpark Business School is expected to submit his/her own, unaided work. By signing the terms and conditions upon registration with Milpark Business School, you acknowledge that the work presented by you is your own, original work and also acknowledge that you understand what plagiarism is and accept what the consequences of plagiarism are. Students who commit plagiarism will face disciplinary action being taken against them. 15. In case of an applicant who is a minor (i.e. under the age of 18) I, (Full name of applicant/student), the undersigned, duly assisted as far as in law need be by (Full name of parent(s)/guardian(s)/sponsor(s)) do hereby: 15.1 Acknowledge that I understand the provisions of the declarations of indemnity above and hold myself bound thereby and by all other provisions in this registration; and by the rules and procedures of Milpark Business School for the time being in force or as they may be altered, for any period during which I am a registered student; 15.2 Declare that I know that, should I, during my attendance at Milpark Business School, undergo training in any workshop, laboratory or any other place of training or attend any excursion, event or sporting activity whether within or without Milpark Business School, I may be exposed to risks to life, or to bodily injury, or to health or illness or of damage to property, or personal liability therefore and that in the full knowledge of this, I consent to run all the risks involved in such training, excursion, exercise, event or sporting activity. Furthermore I acknowledge that the cost of transport to and from such training, excursion, exercise, event or sporting activity shall be for my account; 15.3 Acknowledge that I have familiarised myself with the Contract of Registration, programme fact sheets, Milpark Business School documentation and/or the relevant institute prospectus and certify that the information given in this form is accurate and complete in all respects; 15.4 Acknowledge that I am aware that I have to satisfy the requirements of due performance as laid down by Milpark Business School, and the relevant conferring body or institute as the case may be; 15.5 Accept sole responsibility for all amendments to, and confirmation of my short course certificate, certificate, diploma or degree; 15.6 Undertake that I will not amend or cancel my registration in any manner whatsoever without first informing Milpark Business School in writing of such amendment or cancellation and acquiring Milpark Business School s written consent thereto; 15.7 Hold myself responsible for the payment in full of all fees and other charges as and when they fall due for payment at Milpark Business School; 15.8 Agree that where tuition fees are payable to Milpark Business School in instalments, the failure to pay any single instalments timeously will result in the full balance becoming immediately due and payable without further notice; 15.9 Agree that Milpark Business School shall be entitled to recover from me all legal costs incurred by Milpark Business School in order to enforce its rights under this contract, including, but not by way of limitation, attorney and own client fees and collection charges and all tracing charges Acknowledge that Milpark Business School will be using my personal information in compulsory regular communication as a registered student (e.g. results, notifications, reminders, etc.) The above-mentioned parent(s), guardian(s) or sponsor(s) do hereby: Assist the applicant in all respects in making this registration and hold him/her and myself bound by all the provisions thereof and by the rules and regulations of Milpark Business School for the time being in force or as they may be altered; Consent to the applicant attending Milpark Business School subject to the provisions of the registration; Accept responsibility for all amendment to, and confirmation of the applicants registration with the diploma conferring body or accrediting institute; Certify that the information given on this form is accurate and complete in all respects; Holds him/herself jointly and severally responsible as co-debtor, together with the applicant, for the full payment of all fees and charges as and when they fall due for payment at Milpark Business School; Confirm that he/she has read and understood the terms and conditions of this contract, and agree to be bound by them. In the case of an applicant/student who is a minor: (Signature of the parent(s), guardian(s), sponsor(s)) (Date contract signed) (Signature of the applicant/student) (Date contract signed) 16. In the case of an applicant/student who is NOT a minor (i.e. over the age of 18) 16.1 I declare and warrant that I am a major and have full capacity to act: 16.2 I acknowledge that I understand the provisions of the declarations above and hold myself bound thereby; and by all other provisions of this registration and by the rules and procedures of Milpark Business School for the time being I enforce or as they may be altered, for any period during which I am a registered student; 16.3 I declare that I have read and understood the contents of this contract of registration, including clause 10 and its sub-clauses, which, shall apply to me in my full capacity I confirm that I was given the opportunity to obtain an explanation for any areas that were unclear to me. Opt-in wording for consent to direct marketing by electronic means ( or sms) Please tick here if you would like us to contact you by electronic means ( or sms) with information about MBS s qualifications and courses (including closing dates, new courses, etc.) which we feel may be of interest to you. Please note that this selection does not affect our regular communication to you as a registered student (e.g. results, notifications, reminders, etc.) (Signature of the applicant/student) (Date contract signed) I hereby give permission for Milpark Business School to divulge my personal information to the Institute of Bankers: Yes No