Managing Travel Security Risks. Keeping your business travellers safe

Size: px
Start display at page:

Download "Managing Travel Security Risks. Keeping your business travellers safe"

Transcription

1 Managing Travel Security Risks Keeping your business travellers safe NBTA- Monday 27 th May 2013, OSLO Andy Gibson Ricus GROENEWALD Director, Offshore & Maritime Director of Assistance International SOS International SOS

2 Recent World Events 2010 & 2011 Ash cloud affecting all of Europe due to Icelandic volcano Jan 2011 Protests in Tunisia Jan 2010 Earthquake in Haiti Mar 2012 Coup in Mali Mar 2013 Coup in CAR Feb 2011 Civil War in Libya Jan 2013 Algeria 2012 Hurricane Sandy Jan 2011 Unrest in Ivory Coast Jan & Nov 2011 Regime change and unrest in Egypt Nov 2012 Israel / Gaza conflict Sep 2010 Riots in Mozambique Mar 2011 Civil unrest / conflict in Syria 2008 Terrorists attack Mumbai, India Feb & Mar 2011 Protests in Bahrain Mar 2011 Earthquake & tsunami in Japan 2011 Earthquake Christchurch, NZ 2009 Terrorists attack Jakarta, Indonesia

3 January 2011 and now

4 Travel Risk Management Awareness Injuries are among the leading causes of death and disability in the world, and they are the leading cause of preventable deaths among travellers. Worldwide 1.2 million people are killed each year in road traffic accidents and as many as 50 million more are injured. Source: World Health Organization "Injury: A Leading Cause of the Global Burden of Disease", 1999

5 Common Issues Natural Disasters Coups Insurgency Opportunistic Crime Piracy Terrorism Kidnapping Lawlessness War Civil Unrest Medical Illness Hijacking Threats Extreme Weather Dengue Typhoid Fever Imprisonment Travel-related infections Air Quality Language and cultural barriers Hepatitis Airline Catastrophes Vehicle Accidents Immigration & Visas Rural Isolation

6 Legal and Security experts have observed that organisations devote far more attention to health and safety procedures in the permanent workplace than outside it, even though this is where potentially the greater risk lies. Statistically the risk outside the office of injury and death is 2-3 times greater than in the permanent workplace.

7 Duty of Care - Definition Duty of Care refers to a broad culture in which employers care about the health, safety, security and well-being of their travelling employees (and their dependants) and develop and deploy appropriate travel risk management approaches to protect them from possible harm. Professor Lisbeth Claus PhD. SPHR, GPHR Author of Duty of Care and Travel Risk Management Global Benchmarking Study

8 Threats Ø Legal risk Ø Duty of care/health & safety legislation Ø Corporate manslaughter legislation Ø Data protection regulations Ø Illegal activity by travellers Ø Risk to personnel Ø Security Ø Safety Ø Health Ø Risk to data / equipment Ø Protecting data carried by employees Ø Protecting data collected about employee Ø Lost, stolen or damaged baggage, equipment and personal items Ø Reputational risk Ø Failure in duty of care to employees Ø Brand damage Ø Misuse of travel expenses Ø Unethical conduct by travellers Ø Financial risk Ø Financial penalties of exposure to legal risk Ø Misuse of travel expenses Ø Risk to productivity / trip effectiveness Ø Lost, stolen or damaged equipment and documents Ø Inadequate technology / support Failure to meet immigration requirements

9 Duty of Care - Employer obligations Ø Method and standard of travel for work purposes Ø Accommodation while travelling for work purposes Ø Safety (tools, equipment etc) Ø Security Ø Insurance coverage Ø Physical and Mental Health and Wellbeing Ø Spread of communicable diseases.etc

10 Travel Risk Management Awareness 38% said they never do any research on the countries they visit 78% said they never carry an emergency phone number 86% of travellers believe that their firm has a legal obligation to support them while abroad 50% would consider taking legal action in the event of an emergency being mishandled

11 Travel Risk Management Influencing Factors Travellers profile Destinations, frequency, risk area? Office / Project locations Current and future Company structure Centralized vs. Decentralized HR / SHE / OPS department Expectations of employees Expats profile Location, family, duration? Business Organisation Company profile CSR / Duty of Care?

12 Travel Risk Management Ø Travel Risk Management (TRM) is a proactive, risk-based programme that establishes a clear and sustainable framework for an organisation to mitigate the myriad of risks associated with international travel and assignments. Ø Policies and procedures approved by Senior Management Ø Prepares your people for travel your organization to support them

13 Tools for Planning Medical Occupational Health Review Site Health Review Individual Risk Health Services Security Travel Security Programme Travel Security Evacuation Planning Country Risk Forecast

14 Tools for Managing Ø Ø Ø Manage Global Mobility Ø Travel Security Management Service Ø Occupational Health Services Communicate, Educate & Train Ø Medical and Security Training Ø E-Learning & Webinars Ø Websites and subscription services Ø Automated Pre-Travel Advisories (Health and Security) Track Ø TravelTracker Ø Active monitoring Ø Active tracking Ø Ø Inform / Advise Ø , SMS, 2 way SMS Ø Proactive Ø Alerts & follow up alerts Ø Crisis Centre Ø Client Liaison Group Ø Evacuation Monitor Advise, Assist & Evacuate Ø Medical and Security Assistance Ø In country assets and Incident Management Teams Ø International SOS Clinics

15 Report Travel Risk Management Prepare Act Educate Support Comply Recommend Inform Track

16 Prepare

17 Track

18 Comply

19 Advise Ongoing Travellers in country kept updated with latest information and advice

20 Tools for Checking Reports

21 Inform

22 Summary

23 Steps to Success Implementing Risk Management: Assess the level of risk in your travellers environment; Prepare your travellers and your organisation for travel and to respond in the event of a crisis; Be aware of what a successful outcome should look like.

24 Quick Wins to Get Started Know where your staff is traveling to or residing Traveler itinerary data; Travel Management Company Global mobility data Consider employee profile Novice to experienced ( cowboy ) travelers/ expatriates Crossing borders (nonhome countries) Identify growth areas New projects (RFP stage); M&A; New clients; New projects divisions; Company events; Board meetings; New grants Investigate threats Exemplify real incidents that have affected your staff Security, RM, OH&S, Travel, Global Mobility on front-lines Understand what sources are available to you Government sites Intl.SOS website WHO / CDC 2012 AEA International Holdings Pte. Ltd. For permission to reprint contact International SOS.

25 Security Involvement during In Amenas Overview Once alerted to the incident, TSS undertook internal escalation and prepared for IMT (Incident Management Travel Team) Security deployment. Initial approach was Management Security Lead with Medical Supporting became Medical Lead Focus Intimate support Service to those clients directly involved, contingency support to those not directly involved but (TSMS) assessing options to depart Algeria. Combined Medical and Security IMT deployed to Algiers meeting with clients with presence in Algiers and Hassi Messaoud tying in Plan of Action to support client evacuations information source back to Crisis Management platform Security and Medical support to British Government flight Security and Medical reception support at ports of arrival Travel Security Awareness Training Evacuation Planning

26 Active Client Support during the crisis Control Risks Response embedded at company HQ & CMT International SOS participated in daily HQ CMT meetings Pre-positioning of Air Ambulance to increase response time. Evacuation by Air Ambulance from In Amenas to Norway Standby Nurse & Security consultant at Stanstead airport for deployment to Algeria Control Risks reception support at Gatwick International SOS Doctor deployment in Algiers Identify charter flight options for in country security evacuation to Algiers Deploy daily standby Air Ambulance resources dedicated with an activation time of 2-3 hours Deployment of Doctor and Nurse and ground ambulance to Gatwick airport Coordinating the repatriation of mortal remains charter flights from Algiers Trauma counselling International SOS Doctor deployment for bed side review of injured employee admitted in London International SOS Doctor visit to Fleet, UK to support family of unaccounted employees

27 International SOS standby Air Ambulance network

28 Questions and Answers

Global travel Health risk assessment. Dr Mike Causer Medical Director Occupational Health Europe

Global travel Health risk assessment. Dr Mike Causer Medical Director Occupational Health Europe Global travel Health risk assessment Dr Mike Causer Medical Director Occupational Health Europe Agenda Global travel health risk assessment Establish context Risk assessment Controlling health risks Business

More information

Duty of Care/Duty of Loyalty. Jon Jackson Senior Director, Information and Tracking International SOS

Duty of Care/Duty of Loyalty. Jon Jackson Senior Director, Information and Tracking International SOS Duty of Care/Duty of Loyalty Jon Jackson Senior Director, Information and Tracking International SOS Businesses and Their Travelers Face Many Challenges Daily Travel Risk Awareness Control Assistance to

More information

International Travel Risk Management It s Not IF, it s WHEN

International Travel Risk Management It s Not IF, it s WHEN Mile High SHRM - HR Conference January 23, 2015 International Travel Risk Management It s Not IF, it s WHEN Protecting Assets. Making a Difference. SM Typical Travel Exposure Review Sean Jackson Director

More information

Duty of Care and Travel Risk Management Global Benchmarking Study

Duty of Care and Travel Risk Management Global Benchmarking Study White Paper Duty of Care and Travel Risk Management Global Benchmarking Study International SOS Benchmarking Series Duty of Care and Travel Risk Management Global Benchmarking Study is published by International

More information

Dear Member: Algonquin College 27 Assistance Centers Global Security Center Global Information Center Regional Security Centers

Dear Member: Algonquin College 27 Assistance Centers Global Security Center Global Information Center Regional Security Centers Dear Member: Algonquin College continues to be concerned with your health and safety while you are traveling to an international location, participating in a study abroad or academic assignment abroad.

More information

SUMMARY of Political Security and Natural Disaster Evacuation Services

SUMMARY of Political Security and Natural Disaster Evacuation Services SUMMARY of Political Security and Natural Disaster Evacuation Services As a Covered Member, your Program Sponsor has arranged to assist you in the event of certain emergencies while you are abroad. In

More information

Travel Risk Management

Travel Risk Management ijet/wp-0001/07 Travel Risk Management A Comprehensive Program to Protect and Support Your Travelers AUGUST 2006 Additional copies of this report are available at www.travelriskcenter.com. Please note

More information

Zurich Travel Assist. A familiar standard of care in an unfamiliar place

Zurich Travel Assist. A familiar standard of care in an unfamiliar place Zurich Travel Assist A familiar standard of care in an unfamiliar place The ultimate goal: Provide a familiar standard of care in an unfamiliar place. A global approach to well-being More employees are

More information

Security Risk Assessment Tool

Security Risk Assessment Tool Security Risk Assessment Tool Version: (Draft) 24 April 2014 This tool was developed by the ACT Safety & Security Community of Practice (SSCP) for use by ACT Alliance members and partners. 1. Purpose of

More information

Travel Emergency, Risk Mitigation, and Duty of Care Considerations and Tools for Today s Challenging World

Travel Emergency, Risk Mitigation, and Duty of Care Considerations and Tools for Today s Challenging World Travel Emergency, Risk Mitigation, and Duty of Care Considerations and Tools for Today s Challenging World Savings. Solutions. Systems. Presenters: Mike MacNair, President & CEO of MacNair Travel Management

More information

Corporate Protection Program

Corporate Protection Program Corporate Protection Program Making the most of your membership Welcome to the CustomerCare Corporate Protection Program chosen by your organisation because they care about your health and wellbeing especially

More information

Who is International SOS?

Who is International SOS? International SOS Who is International SOS? World's leading provider of medical assistance, international healthcare, security services and customer care. Worldwide network of 27 assistance centers, 35

More information

Going Overseas? Stay safe

Going Overseas? Stay safe Going Overseas? Stay safe Going Overseas? Stay safe Your health, safety and security when working or studying overseas are important. Safety standards in many non-uk countries are not as good as those

More information

CHARTIS WHITE PAPER. Pre-travel risk assessment

CHARTIS WHITE PAPER. Pre-travel risk assessment CHARTIS WHITE PAPER Pre-travel risk assessment (1.0) Business travel: understanding an employer s duty of care With recent political unrest in Libya and the Middle East, as well as natural disasters in

More information

Zurich Travel Assist. A familiar standard of care in an unfamiliar place

Zurich Travel Assist. A familiar standard of care in an unfamiliar place Zurich Travel Assist A familiar standard of care in an unfamiliar place The ultimate goal: providing a familiar standard of care in an unfamiliar place. A global approach to well-being More employees are

More information

Safe Travel for Trainee Intern Students on their Elective. An Information sheet

Safe Travel for Trainee Intern Students on their Elective. An Information sheet 1 Safe Travel for Trainee Intern Students on their Elective An Information sheet General When you travel abroad on your elective, the odds are you will have a safe and incident- free trip. You can, however,

More information

Zurich Travel Assist. A familiar standard of care in an unfamiliar place

Zurich Travel Assist. A familiar standard of care in an unfamiliar place Zurich Travel Assist A familiar standard of care in an unfamiliar place The ultimate goal: providing a familiar standard of care in an unfamiliar place. A global approach to well-being More Americans are

More information

Zurich Corporate Travel Insurance. Zurich Accident and Health

Zurich Corporate Travel Insurance. Zurich Accident and Health Zurich Corporate Travel Insurance Zurich Accident and Health Zurich Accident and Health Zurich Accident and Health is part of a global initiative which reflects our strong capability and dedication to

More information

PERSONS. internationalsos.com

PERSONS. internationalsos.com Essential information for AUTHORISED PERSONS. About INTERNATIONAL SOS Essential information for AUTHORISED PERSONS International SOS is the world s leading medical and travel security risk services company.

More information

ACCIDENT AND HEALTH YOUR PEOPLE

ACCIDENT AND HEALTH YOUR PEOPLE ACCIDENT AND HEALTH YOUR PEOPLE The human workforce is the single most important asset in any organisation: it is also the most vulnerable. Providing the best protection for your people against unexpected

More information

Insurance protection for employees abroad

Insurance protection for employees abroad Insurance protection for employees abroad Insurance protection for employees abroad The recent political upheaval in the Middle East and the unprecedented catastrophe in Japan highlight the issues companies

More information

Travel Assistance. Security That Travels With You. Standard Insurance Company The Standard Life Insurance Company of New York

Travel Assistance. Security That Travels With You. Standard Insurance Company The Standard Life Insurance Company of New York Travel Assistance Security That Travels With You Standard Insurance Company The Standard Life Insurance Company of New York Standard Insurance Company is licensed to issue insurance in all states except

More information

International SOS: Aeromedical Evacuation Seventh Fleet Operational Medical Symposium January 28, 2012

International SOS: Aeromedical Evacuation Seventh Fleet Operational Medical Symposium January 28, 2012 International SOS: Aeromedical Evacuation Seventh Fleet Operational Medical Symposium January 28, 2012 Worldwide Reach International SOS has: 70 Offices 27 Assistance Centers 33 International Clinics Over

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS UNIVERSITY OF CALIFORNIA Employee Business Travel Insurance FREQUENTLY ASKED QUESTIONS ACE = ACE American Insurance Company, the insurance company providing the Business Travel Accident insurance. EA =

More information

Travel Guard Group Business Travel Insurance

Travel Guard Group Business Travel Insurance Travel Guard THIS INFORMATION IS INTENDED FOR INSURANCE BROKERS AND OTHER INSURANCE PROFESSIONALS ONLY Travel Guard Group Business Travel Insurance Start Travel Guard swift help at your fingertips It is

More information

+Health. Accident. Mitsui Sumitomo. Caring for people, caring for business. Mitsui Sumitomo at Lloyd s Excellence in all we do.

+Health. Accident. Mitsui Sumitomo. Caring for people, caring for business. Mitsui Sumitomo at Lloyd s Excellence in all we do. Mitsui Sumitomo Accident+Health Mitsui Sumitomo Accident +Health Caring for people, caring for business Mitsui Sumitomo at Lloyd s Excellence in all we do Why choose Mitsui Sumitomo Insurance (UK)? If

More information

CURIE POLICY WORKSHOP UPDATE ON RISK MANAGEMENT PROGRAMS

CURIE POLICY WORKSHOP UPDATE ON RISK MANAGEMENT PROGRAMS CURIE POLICY WORKSHOP UPDATE ON RISK MANAGEMENT PROGRAMS UPDATE ON RISK MANAGEMENT PROGRAMS e-learning Travel Risk Awareness International SOS Lab Safety S2 Learning Medical and Travel Security Assistance

More information

ACE USA Travel Assistance Services

ACE USA Travel Assistance Services ACE American Insurance Company (A Stock Company) Philadelphia, PA ACE USA Travel Assistance Services ACE American Insurance Company offers worldwide travel assistance services to employees, students and

More information

International Human Capital

International Human Capital International Human Capital Understanding Expectations and Coverage and Assistance Platforms Joan Rupar, Division President WorldRisk, WorldSource International Human Capital > The key to growth begins

More information

Baylor University Department of Risk Management. Medical, Property & Liability Insurance Information for Employees & Students Traveling Abroad

Baylor University Department of Risk Management. Medical, Property & Liability Insurance Information for Employees & Students Traveling Abroad Most Americans travel to foreign countries and return home without experiencing any negative incidents or emergency situations while they are abroad. Even if problems or emergencies are not expected, Baylor

More information

Travel Assistance. Security That Travels With You. Standard Insurance Company. Travel Assistance

Travel Assistance. Security That Travels With You. Standard Insurance Company. Travel Assistance Travel Assistance Security That Travels With You Standard Insurance Company Travel Assistance If you made a list of things that were important to you, security and health would probably be at the top.

More information

ACE BUSINESS TRAVEL INSURANCE

ACE BUSINESS TRAVEL INSURANCE ACCIDENT & HEALTH ACE BUSINESS TRAVEL INSURANCE LOCAL EXPERTS, GLOBAL COVER Why choose ACE? A new and improved policy with broad coverage and a host of additional benefits Expert service from local underwriting

More information

BUSINESS CONTINUITY PLAN. Specific Issues for Public Health Emergencies. Guidelines for Air Carriers

BUSINESS CONTINUITY PLAN. Specific Issues for Public Health Emergencies. Guidelines for Air Carriers BUSINESS CONTINUITY PLAN Specific Issues for Public Health Emergencies Guidelines for Air Carriers 1 Contents PART 1 BACKGROUND 1.1. Introduction 1.2. Purpose 1.3. Scope and Application 1.4. Definition

More information

DUTY OF CARE Versus DUTY OF DOLLAR: How HR and Risk Professionals Can Still Care for Employees While Watching Their Costs

DUTY OF CARE Versus DUTY OF DOLLAR: How HR and Risk Professionals Can Still Care for Employees While Watching Their Costs 1 DUTY OF CARE Versus DUTY OF DOLLAR: How HR and Risk Professionals Can Still Care for Employees While Watching Their Costs By Shawn Austin Senior Vice President, Employer Markets Accident & Health Division

More information

every business traveller s need is different our solutions are flexible

every business traveller s need is different our solutions are flexible every business traveller s need is different our solutions are flexible not all emergencies can be avoided when travelling or living abroad for business but they can be prepared for The challenges facing

More information

SmartTraveller Claim Form

SmartTraveller Claim Form AXA Affin General Insurance Berhad (23820-W) Ground Floor Wisma Boustead 71 Jalan Raja Chulan 50200 Kuala Lumpur (603) 2170 8282 (603) 2031 7282 customer.service@axa.com.my www.axa.com.my SmartTraveller

More information

Employees traveling overseas: Managing the risks of unexpected medical emergencies

Employees traveling overseas: Managing the risks of unexpected medical emergencies : Managing the risks of unexpected medical emergencies Are you aware of all the travel assistance services accessible to your employees? Imagine facing this difficult scenario as either an employee or

More information

Global framework. Safety, health and security for work-related international travel and assignments

Global framework. Safety, health and security for work-related international travel and assignments Global framework Safety, health and security for work-related international travel and assignments 3 Global framework Safety, health and security for work-related international travel and assignments International

More information

ACE USA Travel Assistance Services

ACE USA Travel Assistance Services ACE American Insurance Company (A Stock Company) Philadelphia, PA ACE USA Travel Assistance Services ACE A&H Division offers worldwide travel assistance services to employees, students and their eligible

More information

Crisis Prevention and Response Services. NYA International. Crisis Prevention and Response Services. Crisis Prevention and Response Services

Crisis Prevention and Response Services. NYA International. Crisis Prevention and Response Services. Crisis Prevention and Response Services NYA International B Effective risk management begins with a comprehensive understanding of the threat and an organisation s vulnerability, and the application of appropriate mitigation measures. Operating

More information

UNIVERSITY OF MINNESOTA EMERGENCY ASSISTANCE PROGRAM

UNIVERSITY OF MINNESOTA EMERGENCY ASSISTANCE PROGRAM UNIVERSITY OF MINNESOTA EMERGENCY ASSISTANCE PROGRAM Please keep this document with you while you travel. A comprehensive program providing You with 24/7 emergency medical, security, and travel assistance

More information

Program: International Management Practices (IBUS-744): Central Europe March 2014

Program: International Management Practices (IBUS-744): Central Europe March 2014 INTERNATIONAL TRAVEL CONSENT AND RELEASE AGREEMENT (Please keep the LAST 3 PAGES for your records, and turn in the first 3 pages to KSB Global Learning Name (print): Program: International Management Practices

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS UNIVERSITY OF CALIFORNIA Student Off-Campus Travel Insurance FREQUENTLY ASKED QUESTIONS ACE = ACE USA, the insurance company providing the Student Off-Campus Travel insurance. UHCG = UnitedHealthcare Global,

More information

Elite Medical Services on Source Pvt. Ltd. 2-C, 6, Tilak Margh, New Delhi-110001 24 Hrs. Helpline: +91-11-23388222 +91 9899785455, 9899203230 Toll free: 1800-11-8999 website: www.emsos.in EMSOS/9-039 M

More information

U.K. Corporate Manslaughter Act: Implications for Your Travel Program

U.K. Corporate Manslaughter Act: Implications for Your Travel Program U.K. Corporate Manslaughter Act: Implications for Your Travel Program March 2008 1 of 9 TABLE OF CONTENTS WHAT IS THE CORPORATE MANSLAUGHTER ACT?...3 HOW IS THE NEW CORPORATE MANSLAUGHTER ACT DIFFERENT

More information

Here is your FrontierMEDEX ID Card

Here is your FrontierMEDEX ID Card Here is your FrontierMEDEX ID Card WORLDWIDE 24-HOURS A DAY When traveling, you can now feel confident that you are in safe hands if an emergency arises. FrontierMEDEX provides medical, security and travel-related

More information

GlobeCover. A lifeline if you need one. Employee Travel Pack

GlobeCover. A lifeline if you need one. Employee Travel Pack Employee Travel Pack visit: www.aig.co.uk/globecover A lifeline if you need one GlobeCover provides insured persons with business travel services, including all-important emergency assistance, and a range

More information

corporate travel insurance A buyer s guide Keeping your employees protected

corporate travel insurance A buyer s guide Keeping your employees protected corporate travel insurance A buyer s guide Keeping your employees protected A buyer s guide 3 corporate travel in these troubled times, it makes sense to purchase a corporate travel policy for your employees

More information

RISK ASSESSMENT AND SECURITY PROCEDURES

RISK ASSESSMENT AND SECURITY PROCEDURES Organisations use a vast array of internal policies and procedures, but the most appropriate policies will always depend on the size and nature of the individual organisation. It is often ineffective to

More information

CONTENTS 1. PRIOR TO TRAVEL 2. PERSONAL ACCIDENT/TRAVEL INSURANCE 3. RESTRICTIONS TO TRAVEL FOREIGN OFFICE 4. INSURERS DETAILS AND POLICY NUMBER

CONTENTS 1. PRIOR TO TRAVEL 2. PERSONAL ACCIDENT/TRAVEL INSURANCE 3. RESTRICTIONS TO TRAVEL FOREIGN OFFICE 4. INSURERS DETAILS AND POLICY NUMBER CONTENTS 1. PRIOR TO TRAVEL 2. PERSONAL ACCIDENT/TRAVEL INSURANCE 3. RESTRICTIONS TO TRAVEL FOREIGN OFFICE 4. INSURERS DETAILS AND POLICY NUMBER 5. PERSONAL ACCIDENT 6. MEDICAL EXPENSES 7. CANCELLATION

More information

NGO security coordination and other sources of support WITHIN FIRST 1-2 WEEKS. Office/compound/ facility security

NGO security coordination and other sources of support WITHIN FIRST 1-2 WEEKS. Office/compound/ facility security 3 Risk assessment tool BEFORE DEPLOYMENT OR STARTING PROGRAMME Context analysis and actor mapping Risk assessment Security strategies Acceptance, protection and deterrence What is the context and who are

More information

James Cook University - Student Travel

James Cook University - Student Travel James Cook University - Student Travel Am I eligible? You may be eligible to receive benefits under the James Cook University (JCU) Corporate Travel policy should you meet the following criteria: 1. You

More information

ACE BUSINESS TRAVEL INSURANCE

ACE BUSINESS TRAVEL INSURANCE ACCIDENT & HEALTH ACE BUSINESS TRAVEL INSURANCE LOCAL EXPERTS, GLOBAL COVER Why choose ACE? A new and improved policy with broad coverage and a host of additional benefits Expert service from local underwriting

More information

Travel Assistance Program

Travel Assistance Program ACE American Insurance Company (A Stock Company) Philadelphia, PA (Herein called We, Us, Our) ATTENTION In the event of a medical emergency call ACE s Travel Assistance Services immediately 24-Hour Access

More information

Travellers and expatriates Frequently asked questions

Travellers and expatriates Frequently asked questions Travellers and expatriates Frequently asked questions Introduction Your company has partnered with International SOS to provide you with medical and security advice and assistance before, during and after

More information

MEDICAL SECURITY ADVISORY PROJECT STAFFING 24/7 MONITORING & RESPONSE BUSINESS RESILIENCE. About Dynamiq

MEDICAL SECURITY ADVISORY PROJECT STAFFING 24/7 MONITORING & RESPONSE BUSINESS RESILIENCE. About Dynamiq TRAVEL PROTECTION FOR THE TMF Every Traveller is different, so is every journey Dynamiq has a proven track record in providing support anywhere in the world. We boast an enviable client list including

More information

Maisha Air Ambulance cover for tourists and travellers to East Africa

Maisha Air Ambulance cover for tourists and travellers to East Africa Maisha Air Ambulance cover for tourists and travellers to East Africa AMREF s Flying Doctors have been providing lifesaving support in East Africa for over 55 years. If you live in East Africa, or are

More information

From Big Data to Rich Data How Data Analytics Add Value to Security Risk Management. Patrick Hennies, Rainer Rex 15th European ASIS, 04/08/2016

From Big Data to Rich Data How Data Analytics Add Value to Security Risk Management. Patrick Hennies, Rainer Rex 15th European ASIS, 04/08/2016 How Data Analytics Add Value to Security Risk Management Patrick Hennies, Rainer Rex 15th European ASIS, 04/08/2016 Who we are Global leading positions in consumer and industrial businesses Consumer Businesses

More information

ealth H A mbassa R A e n sp t d ccident & i o ci n p d a o t A in e t t r h h e e m un o f m or e e n s t e C e o n o f v. t e r r u t t h h e. risk.

ealth H A mbassa R A e n sp t d ccident & i o ci n p d a o t A in e t t r h h e e m un o f m or e e n s t e C e o n o f v. t e r r u t t h h e. risk. A m b A s s A d o r Anticipate the unforeseen. Respond in the moment of truth. Cover the risk. Accident & Health The Core: Insured Benefits All you need, the way you need it. Ambassador begins with Accidental

More information

Group Personal Accident & Travel Insurance

Group Personal Accident & Travel Insurance Lifeline Plus THIS INFORMATION IS INTENDED FOR INSURANCE BROKERS AND OTHER INSURANCE PROFESSIONALS ONLY Group Personal Accident & Travel Insurance Start Lifeline Plus swift help at your fingertips It is

More information

Kuala Lumpur, Malaysia, 25 26 May 2010. Report

Kuala Lumpur, Malaysia, 25 26 May 2010. Report Cooperative Arrangement for the Prevention of Spread of Communicable Disease through Air travel (CAPSCA) Workshop / Seminar on Aviation Business Continuity Planning Kuala Lumpur, Malaysia, 25 26 May 2010

More information

Sample Emergency and Critical Incident Policy and Procedure

Sample Emergency and Critical Incident Policy and Procedure Sample Emergency and Critical Incident Policy and Procedure 1. Purpose and Scope Emergencies and critical incidents in the workplace can affect people physically and psychologically, and affect program

More information

Physical Security Services

Physical Security Services Physical Security Services The ANVIL Group Physical Security Services The ANVIL Group is an internationally renowned and accredited security company specialising in Crisis Avoidance. Established in 1988,

More information

OAKPARK SECURITY SYSTEMS LIMITED. Health & Safety Policy. Requests or suggestions for amendment to this procedure

OAKPARK SECURITY SYSTEMS LIMITED. Health & Safety Policy. Requests or suggestions for amendment to this procedure OAKPARK SECURITY SYSTEMS LIMITED Requests or suggestions for amendment to this procedure should be submitted to the owner of the process PROCESS OWNER: MANAGEMENT TEAM Current version: PREVIOUS VERSION

More information

We bring you home. Concept

We bring you home. Concept Concept We bring you home Imagine you are hospitalized somewhere in Ecuador with a serious medical condition and you need to be repatriated as fast as possible to get appropriate medical care. You can

More information

TERMS AND CONDITIONS FOR LOVETEFL INTERNSHIP PROGRAMMES

TERMS AND CONDITIONS FOR LOVETEFL INTERNSHIP PROGRAMMES TERMS AND CONDITIONS FOR LOVETEFL INTERNSHIP PROGRAMMES These Terms and Conditions apply to teachers who accept a place on a LoveTEFL internship programme. They are an agreement between you (the applicant),

More information

Advice for British visitors to Florida

Advice for British visitors to Florida Advice for British visitors to Florida British Consulate-General Miami gov.uk/world/usa Top Safety Tips Travel Insurance: Make sure you have adequate travel health insurance and accessible funds to cover

More information

Frequently Asked Questions (FAQ) Below are some commonly asked questions. If you have a question that is not answered below then please contact us.

Frequently Asked Questions (FAQ) Below are some commonly asked questions. If you have a question that is not answered below then please contact us. Frequently Asked Questions (FAQ) Below are some commonly asked questions. If you have a question that is not answered below then please contact us. What is 24/7 cruise insurance? 24/7 cruise insurance

More information

The Asian Event Dedicated to Homeland and Civil Security

The Asian Event Dedicated to Homeland and Civil Security The Asian Event Dedicated to Homeland and Civil Security In a market with strong needs in security matters, Asia Pacific Homeland Security responds to the expectations of governments, urban local administrations,

More information

Risk Management of Overseas Direct Investment

Risk Management of Overseas Direct Investment Risk Management of Overseas Direct Investment AmCham Shanghai Chinese Investment to USA Conference Eric Zheng AIG Insurance Company China Limited June, 2013 1. Trend of Chinese Companies Going-out Agenda

More information

Agenda. Introduction Important considerations Global Human Resource Checklist. Getting Started

Agenda. Introduction Important considerations Global Human Resource Checklist. Getting Started Global Human Resources Checklist Consideration and Implementation Chicago GlobalBusinessNews 13 June 2014 Agenda Introduction Important considerations Global Human Resource Checklist Business Travelers

More information

GLOBAL EMERGENCY SERVICES

GLOBAL EMERGENCY SERVICES GLOBAL EMERGENCY SERVICES This program provides the student (and spouse and/or dependent children if enrolled) with access to doctors, hospitals, pharmacies and certain other services when faced with a

More information

Claim Form Travel Insurance

Claim Form Travel Insurance United Overseas Insurance Limited 3 Anson Road #28-01 Springleaf Tower Singapore 079909 Tel: (65) 6222 7733 Fax: (65) 6327 3869 / 6327 3870 Email: ContactUs@uoi.com.sg uoi.com.sg Co. Reg. No. 197100152R

More information

Your Global Partner in International Private Medical Insurance. Expatriate Care Playbook

Your Global Partner in International Private Medical Insurance. Expatriate Care Playbook Your Global Partner in International Private Medical Insurance Expatriate Care Playbook AT A GLANCE 95+ Years in operation 90M Clients served by AIG companies 99.6% Fortune 500 companies AIG serves ~65,000

More information

PrActIcAL GuIDe BONIFIKA GOLD

PrActIcAL GuIDe BONIFIKA GOLD Practical Guide BONIFIKA GOLD I. CHARACTERISTICS 3 A. THE CARD 3 CARD VALIDITY 3 CARD LIMITS 3 CAPACITY OF PURCHASE AND WITHDRAWAL 3 PIN CODE 3 FEES 4 B. PAYMENTS, WITHDRAWALS AND MINIMUM DUE 4 C. CARD

More information

Presentation to the WFP Executive Board

Presentation to the WFP Executive Board Presentation to the WFP Executive Board Global security environment and significant incidents Christophe Boutonnier, Director Field Security Division 19 January 2016 Agenda 1. Major factors affecting WFP

More information

GRM CORPORATE TRAVEL INSURANCE POLICY

GRM CORPORATE TRAVEL INSURANCE POLICY As at 30 November 2012 Policyholder(s): GRM International Pty Limited, GRM Futures Group Pty Ltd and its/their subsidiary and related bodies corporate, as defined in the Corporations Law, controlled entities

More information

Security Evacuation Coverage Accidental Death & Dismemberment Overwatch Service provided by Drum-Cussac

Security Evacuation Coverage Accidental Death & Dismemberment Overwatch Service provided by Drum-Cussac Security Evacuation Coverage Accidental Death & Dismemberment Overwatch Service provided by Drum-Cussac ACE INA Insurance, in partnership with Drum-Cussac focus on protecting members of the OMA with the

More information

Travel Guard International Coverage Summary

Travel Guard International Coverage Summary Travel Guard International Coverage Summary 24-Hours Assistance Center (Travel Guard Asia Pacific) +662-6491346 This Coverage Summary is not a contract of insurance, all benefits and sum insured are subject

More information

Car Property & Liability Life & Health Specialty & High Risk Insurance. international Personal insurance

Car Property & Liability Life & Health Specialty & High Risk Insurance. international Personal insurance Car Property & Liability Life & Health Specialty & High Risk Insurance international Personal insurance take clements with you. As an expatriate, your life takes you beyond borders to new and unfamiliar

More information

Giving you peace of mind 24 hours a day Wherever you operate

Giving you peace of mind 24 hours a day Wherever you operate Giving you peace of mind 24 hours a day Wherever you operate Contents Contents Introduction - Medilink International 2 Your Business in Safe Hands 10 Our People 11 Our Services 11 Health & Safety 12 Audit

More information

How To Get A Security Insurance Policy From Jlt.Com

How To Get A Security Insurance Policy From Jlt.Com Introduction to Kidnap+ Ransom Insurance Introduction Today s world has seen a number of factors combining to shape an ever-changing investment environment - especially in emerging markets. This backdrop

More information

Overseas business travel. Health, safety and security insights to help business travellers

Overseas business travel. Health, safety and security insights to help business travellers Health, safety and security insights to help business travellers Health, safety and security insights to help business travellers Introduction Business professionals face a wide range of potential risks

More information

Leisure Travel Insurance Application. Underwritten by

Leisure Travel Insurance Application. Underwritten by Underwritten by Leisure Travel Insurance Application Leisure Travel Even the most carefully planned travel can go unexpectedly wrong. Regardless of how careful you are, some events are simply beyond your

More information

International Medical Insurance VISITING FAMILY VACATIONS BUSINESS TRIPS STUDY ABROAD

International Medical Insurance VISITING FAMILY VACATIONS BUSINESS TRIPS STUDY ABROAD Atlas Travel VISITING FAMILY VACATIONS BUSINESS TRIPS STUDY ABROAD The Atlas Travel plan from HCC Medical Insurance Services (HCCMIS) is with you almost anywhere on the planet you may travel for vacations,

More information

Introducing Catastrophe Risk man-made hazards*

Introducing Catastrophe Risk man-made hazards* Introducing Catastrophe Risk man-made hazards* dr marie gemma dequae 21.2.2014 IRSG Frankfurt This presentation expresses the views of the author and neither the views of EIOPA nor the IRSG. agenda Risk

More information

Duty of Care: Are You Covered? MARCH 2012

Duty of Care: Are You Covered? MARCH 2012 Duty of Care: Are You Covered? MARCH 2012 ijet.com SUMMARY Duty of Care is gaining traction both as a guiding principle among senior executives and as a legal obligation for which organizations must prepare.

More information

Enhanced resilience for major emergencies Proven capability solutions to deliver the resilience you need

Enhanced resilience for major emergencies Proven capability solutions to deliver the resilience you need Enhanced resilience for major emergencies Proven capability solutions to deliver the resilience you need 1 The Alliance Value Proposition Alliance Value Proposition The threat posed today Terrorist threats

More information

ISO 39001 Road Traffic Safety (RTS) Management Systems

ISO 39001 Road Traffic Safety (RTS) Management Systems ISO 39001 Road Traffic Safety (RTS) Management Systems V1.0 Nov 2012 RTS04001ENGX Who is BSI? Leading Global Standards Creation Body: British, European, ISO, Public, Private The UK National Standards Body:

More information

Upgraded coverage with natural disaster and re-route expenses cover

Upgraded coverage with natural disaster and re-route expenses cover Upgraded coverage with natural disaster and re-route expenses cover i-travel (Single Trip) i-travel (Single Trip) Upgraded Coverage with Natural Disaster and Re-route Expenses Cover Natural disaster cover:

More information

Undergraduate Internship Program Packet - International Internship Addendum -

Undergraduate Internship Program Packet - International Internship Addendum - Undergraduate Internship Program Packet - International Internship Addendum - School of Policy, Government, and International Affairs George Mason University 4400 University Drive, MS 3F4 Fairfax, Virginia

More information

Insurance Travel and Expenses

Insurance Travel and Expenses Insurance Contents Overview...3 Audience...3 Responsibilities...3 Policy...3 Insurance Provisions...3 Civil Service Injury Benefits Scheme...3 Personal Injury Compensation (PIC)...4 FCO Healthcare Scheme...5

More information

Specifically designed for clients of

Specifically designed for clients of Specifically designed for clients of 0860 200 002 2 Thank you for joining the Help assistance programme specifically designed for clients of Echelon Private Client Insurance. For a nominal contribution

More information

Travel Risk Intelligence System (TRIS)

Travel Risk Intelligence System (TRIS) International travel is an essential requirement of those working in today s global business environment, and as such a key responsibility of the employer is to implement systems and procedures that minimise

More information

International Emergency Medical Assistance

International Emergency Medical Assistance International Emergency Medical Assistance protecting lives 4,000 600 500 medical transportations escorted repatriations emergency evacuations services c o m p r e h e n s i v e AXA Assistance is a global

More information

SGIO Motor Insurance Helpline Benefits Guide

SGIO Motor Insurance Helpline Benefits Guide SGIO Motor Insurance Helpline Benefits Guide WA Helpline benefits 132 900 24 hour assistance This SGIO Motor Insurance Helpline Benefits Guide forms part of the SGIO Motor Insurance Product Disclosure

More information

Emergency Response Guidelines and Procedures for OHIO Programs Education Abroad Ohio University. Table of Contents

Emergency Response Guidelines and Procedures for OHIO Programs Education Abroad Ohio University. Table of Contents 1 Emergency Response Guidelines and Procedures for OHIO Programs Education Abroad Ohio University Emergency Plan and Procedures Table of Contents Introduction, definitions, and operating principles page

More information

Managing foreseeable risks

Managing foreseeable risks Managing foreseeable risks Which factors should be considered when determining the needs of business travellers and short term assignees? What is risk tolerance and how do you provide the right care for

More information

TRAVEL ASSISTANCE PLAN AMAZING! DO WE HAVE SERVICES? YOU BET.

TRAVEL ASSISTANCE PLAN AMAZING! DO WE HAVE SERVICES? YOU BET. TRAVEL ASSISTANCE PLAN Provided by Assist America Inc. AMAZING! That s how some UPMC Health Plan members describe the Assist America global emergency travel assistance plan, which members receive as part

More information