YOUR STYLE. YOUR COVERAGE.
|
|
- Theodore Russell
- 8 years ago
- Views:
Transcription
1 California Auto, Home, Flood and Umbrella YOUR STYLE. YOUR COVERAGE. Protection for What Matters Most
2 WHATEVER YOUR STYLE, OUR COVERAGE FITS. Your car. Your home. Your prized possessions. They represent so much more than mere shelter or transportation. Whether brick and mortar or steel and glass, your assets are a reflection of your hard work, security and freedom and your personal style. And whatever your style, The Hartford has the coverage to fit your unique insurance needs and budget. When you think about the things that insurance can help with, isn t it amazing how quickly a small event can lead to big consequences? For example, a minor collision with a commuter bus turns into half a dozen lawsuits. An icy front step results in a broken leg, and suddenly you re facing a large judgment. In today s litigious environment, any mishap, no matter how small, can lead to a lawsuit. Without adequate protection, your entire life savings could be at risk. With so much at stake, it just makes sense to have one trusted provider, one guardian for your property as well as your financial freedom. Make The Hartford your choice for homeowners, auto, umbrella and flood coverage. We invite you to put our products, service and experience to the test and enjoy multiple discounts. The Hartford is with you every step of the way through all the stages of your life. AUTO Coverage to protect your vehicle, as well as your assets. No-Drop Promise We want to be your insurance company for as long as you drive. Unlike a lot of other companies, we'll stand by you through good times and bad. We value your loyalty and that means we'll remain loyal to you! RecoverCare Injured in a car accident and need some help around the house? We recognize that life doesn't stop, and so we'll pay you up to $2,500 for up to 6 months for home services like house cleaning, shopping, lawn care, dog walking, and more. At no extra cost. Lifetime Repair Commitment Here's a great way to take the stress out of a claim! When you choose to use an approved repair shop in our countrywide network, we will stand by the workmanship for as long as you own the vehicle. And there's no need for multiple estimates we do all the work! Roadside Assistance Stranded anywhere in the U.S. or Canada? Relax. One call gets you help fast! This service is available for all cars on your policy, no matter who is driving! Award-Winning Claims Service 24-hour claim reporting is just the beginning. We put our 6-Point Claim Service Commitment in writing. It's our commitment to exceed your expectations from the moment you report your claim to the moment we issue your payment. New Car Replacement Commitment If your car is totaled in the first 15 months or 15,000 miles whichever comes first, we'll give you a brand new car same make and model with absolutely no depreciation.
3 $10,000 Accidental Death Benefit Should you or a family member be fatally injured in an accident involving your Hartford-insured vehicle (and all occupants were wearing their seatbelts), you or your beneficiary will receive a supplemental death benefit of $10,000. As part of our Advantage Plus Auto Package: Disappearing Deductible No one likes deductibles so we did something about it! Stay accident-free and we'll decrease your deductible over time until it gets to zero! We'll also eliminate your entire deductible for any not-at-fault accident and lower your deductible $100 when you choose an approved repair shop. At The Hartford, we know it's more than just a car to you. And this program is more than just car insurance. It's about making certain that your protection and the service behind it keeps your life uninterrupted. Our goal is to eliminate any inconvenience, any hassles, so you can get back to the things in life that matter most. HOME No two homes, or homeowners, are exactly alike. That s why The Hartford offers two, innovative and customizable packages that can be added to the basic home policy to meet your coverage needs, budget and lifestyle. While The Hartford can t prevent a fire or theft at your home, we can provide the coverage to help you recover afterwards and keep your life uninterrupted. We offer a choice of two homeowners packages that are designed to stretch your insurance dollar and provide added security: Advantage This package is ideal for customers who want added value and extra protection, above their base policy, for certain coverages, such as: Replacement Cost Contents Coverage Replacement protection for your personal property. After a covered loss, if you need to replace your personal property, this feature allows you to replace your damaged or stolen belongings with new items of like kind and quality at today s prices, regardless of the age of the item you lost. Personal Injury Liability Coverage for potential damage for libel or slander Additional $300,000 of Liability Coverage and $4,000 for Medical Payments to Others Reimbursement for Replacing Locks if your keys are stolen or after a covered theft of property from the home The Hartford ID Restore The hardest part of dealing with an identity theft situation can be determining how to get started on restoring or protecting your identity. Customers of The Hartford receive free, unlimited access to The Hartford ID Hotline, and Identity Theft 911 s Resolution Center, where qualified fraud specialists will provide personal, one-on-one attention to questions or concerns about identity theft, fraud or the safety of your
4 personal information. Identity Theft 911 s Fraud Specialists will help you take proactive steps to avoid becoming a victim of identity theft, or take you through the recovery process step by step and restore your peace of mind. ID Fraud Expense Coverage to reimburse you for out-of-pocket expenses that you incur responding to an identity theft or fraud, such as lost income due to time off from work that is necessary to talk with credit agencies, or legal fees incurred to remove criminal or civil judgments resulting from the fraud. Home Advantage Plus Our most popular package, Advantage Plus is for those seeking peace of mind with strong value and services. Our Advantage Plus package includes all the features of our Advantage package, plus extra coverage and features, such as: Disappearing Property Deductible if you haven t had a homeowners loss for three years, we ll reduce your property deductible by $50; we ll also continue to reduce the deductible by an additional $50 each year you continue to be loss-free until your deductible reaches zero Equipment Protection Advantage Coverage for the repair or replacement of appliances, electronics and systems in your home that are subject to mechanical or electrical breakdown ID Fraud Expense Coverage up to $50,000 Loss Assessment up to $10,000 Further customize your home protection with these value-added optional coverages: Green Rebuilding. If living green is important to you, we can help with our optional Green Rebuilding coverage. It expands coverage limits by up to 10% when environmentally friendly materials or processes are used to make repairs or upgrade to more energy efficient or environmentally friendly systems and appliances after a covered loss. Equipment Protection Advantage. Sometimes, the things you need most in your home from appliances to heating and cooling systems suddenly break. To keep your life uninterrupted, this optional coverage (included in our Advantage Plus package) pays for the repair or replacement of appliances, electronics and systems in your home that are subject to mechanical or electrical breakdown. Equipment Protection Advantage also provides green upgrade coverage, which will pay up to 125% when you need to replace a covered piece of equipment after a loss and upgrade to a similar but more energy efficient or environmentally friendly unit. Valuable Items Blanket Coverage. Our Blanket Coverage is an easier way to protect higher-valued possessions without the added paperwork of scheduling or appraisals. Total available limits range from $10,000 to $50,000 depending on the category of valuables, including jewelry, watches, furs, silverware, fine arts, cameras, computers, musical instruments, china and crystal, and firearms. The maximum limit is $10,000 per item. Water Backup and Sump Pump Overflow. This important option covers loss resulting from water that backs up through sewers or drains, or that overflows from a sump pump that is not caused by flood or surface water.
5 These discounts and credits go the extra mile, so your money can, too. Top coverage doesn t have to cost top dollar. When you consolidate your various policies with The Hartford, you ll enjoy greater savings, convenience and peace of mind. And because we recognize safe driving records and responsible lifestyles, we also offer additional savings when you: Insure your home and auto with The Hartford Choose higher deductible amounts Insure more than one vehicle with The Hartford Have students on your policy who demonstrate good student status Install security devices such as smoke alarms, burglary alarms, sprinklers and deadbolt locks Are insuring a home that was purchased and inspected within the last 12 months FLOOD Just because your home isn t located in a coastal region, near a river or on a flood plain, doesn t mean you don t need flood insurance. In fact, more than half of all flood claims occur in areas considered to have low flood exposure. Most homeowners policies do not cover flood damage. Protect yourself from costly repairs. With flood protection from The Hartford, the following damages are covered: Structural elements, including walls, floors, equipment and fixtures Contents such as furniture, appliances, carpeting, and wall and floor coverings Personal items such as clothing, audio equipment and televisions UMBRELLA Often called peace-of-mind protection, umbrella coverage takes over where your basic auto and homeowners policies leave off. What if you were in a car accident and were sued for $1 million? Or a neighbor was injured in your swimming pool and sued to recover medical expenses? Unfortunately, anyone can be hit with a lawsuit, and million-dollar judgments have become commonplace. Even if the court were to decide in your favor, you might still owe legal fees and court costs. With personal umbrella coverage from The Hartford, you ll have a powerful ally to help you mount a strong defense against the financial burden of personal litigation. Offering up to $5 million of additional liability coverage,* our personal umbrella will help protect your assets and even extend coverage to your spouse and other relatives living in your home. Exceptional Claim Service The true test of an insurance company is how it treats you when adversity strikes and you need to submit a claim. That s when the claim experts at The Hartford really shine. After all, we understand how upsetting an auto accident or home loss can be. And we re committed to settling claims quickly and fairly. 24/7 Claim Reporting The sooner you report your claim, the faster we can provide your settlement and your life can get back to normal. To report an accident or loss, our toll-free claim hotline is available 24 hours a day, 365 days a year. Simply call * The maximum amount of coverage you may purchase varies by state.
6 to speak with a Customer Care Specialist who will immediately begin to process your claim. When you call, you ll receive the following: An explanation of the claim process and your rights under your policy A rental car, if you have coverage and need one The option to choose from one of our pre-approved auto repair shops Replacement or repair of your damaged windshield The Hartford s Contractor Connection When your home has been damaged, whom do you trust to make it right? Having a Hartford homeowner policy is a good start. But we know there s more involved than a fast, fair claim settlement. That s why we offer access to the Contractor Connection network to help you through the repair process. You can choose any contractor for repairs, but contractors in this network are reliable professionals who agree to high service standards. And the quality of their work is backed by a three-year workmanship commitment. RESCUE Roadside Assistance A valuable standard feature with all Hartford auto policies is RESCUE 1-800, our free roadside assistance program. Whether your car breaks down in your driveway or miles away from home, you ll drive easier knowing that help is only a toll-free call away. We ll quickly send a qualified professional to tow or unlock your car. If you purchased The Hartford s towing and labor coverage, you simply sign for those services, up to the dollar amount of your policy, and you re on your way. Lifetime Auto Repair Commitment Have your auto repair work performed by a service facility that has been pre-screened and approved by The Hartford, and we ll stand by the workmanship for as long as you own the vehicle. If for any reason you are not satisfied with the repairs, we'll have the work corrected at no additional cost to you. And for glass damage that can be repaired without removing the windshield, we ll waive the entire comprehensive deductible when you use our 24-hour Glass Service Program. For your convenience, fast, reliable technicians can usually perform the repairs at your home or work. Trust your coverage to The Hartford The Hartford has been protecting the financial future of Americans for over 200 years. This means you can trust The Hartford just as so many people have since Call on the expertise of your agent for all of your auto, homeowners, flood, and umbrella insurance needs. And enjoy the savings, convenience, and service benefits of keeping your personal insurance in the secure hands of one trusted company. To learn more about how The Hartford can meet your insurance needs today and every day, talk with your local independent agent.
7 Some benefits, such as the Disappearing Property Deductible, are only available with the optional Advantage Plus package. A policy without these added benefits is also available. To qualify for the Disappearing Property Deductible, homeowners must have no claims or losses for three consecutive years in most states. Lifetime Repair Commitment Policyholders are free to select the repair shop of their choice for repairs. Benefit applies only to those repair shops that are part of The Hartford s network. No-Drop Promise Your policy will not be non-renewed because of the number of traffic convictions or accidents you or any operator may have during the policy period. This promise does not apply if any operator is convicted of operating a vehicle under the influence of drugs or alcohol, if an operator has a driver s license suspension, or if you fail to provide us, if requested, a physician s certification of fitness to drive. RecoverCare availability and benefit level varies by state. Benefit applies only to those policies where optional Medical Payments coverage is purchased. Disappearing Deductible is only available with the optional Advantage Plus package. To qualify for this benefit, all drivers on the policy must have a clean record (no accidents or violations) for three consecutive years in most states. This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In California, coverage is underwritten by Hartford Fire Insurance Company and its Affiliates, Hartford, CT CA license number Possession of these materials by a licensed insurance producer does not mean that such producer is an authorized agent of The Hartford. To ascertain whether a producer is a Hartford agent, please contact your state s Department of Insurance or The Hartford at All information and representations herein are as of February CA 2nd Rev. Printed in U.S.A. Feb The Hartford Financial Services Group Inc., Hartford, CT All Rights Reserved
personal lines HOME & AUTO Agent Guide HOME ADVANTAGE Whatever Their Style, Our Coverage Fits
personal lines HOME & AUTO Agent Guide HOME ADVANTAGE Whatever Their Style, Our Coverage Fits Their Style. Our Coverage. Your Advantage. When it comes to your customers, no two are alike. And neither are
More informationCONDOMINIUM UNIT OWNERS INSURANCE
PERSONAL LINES CONDOMINIUM UNIT OWNERS INSURANCE Your Style. Your Coverage. WHATEVER YOUR STYLE, OUR COVERAGE FITS When you buy home insurance, you re not just protecting your home and belongings, you
More informationAgent/CSR Guide. FAQs. Home Advantage. The Hartford s AARP Home Insurance Program
personal lines Agent/CSR Guide FAQs Home Advantage The Hartford s AARP Home Insurance Program Q&A Here are some frequently asked questions, plus answers, that can give you a better understanding of The
More informationAuto Insurance from The Hartford. Get the coverage and value you need for the long road ahead.
Auto Insurance from The Hartford Get the coverage and value you need for the long road ahead. Better coverage, better value for you and your family. When you buy auto insurance, you re not just protecting
More informationHomeowners Advantage 5 PERSONAL INSURANCE. The protection you need at a price you can afford
Homeowners Advantage 5 PERSONAL INSURANCE The protection you need at a price you can afford More Coverages Built In... Fewer Costs Added On You don t like to think about the bad things that could happen
More informationRENTERS INSURANCE PROTECTING YOUR DREAMS
RENTERS INSURANCE PROTECTING YOUR DREAMS You ve Always Dreamed of Your Own Things, in Your Own Place A Place You Call Home Think of how your personal possessions turn the space you rent into a place that
More informationPERSONAL LINES AGENCY HANDBOOK
PERSONAL LINES AGENCY HANDBOOK THANK YOU FOR CHOOSING THE HARTFORD We value your business and the trust you ve placed in The Hartford as your carrier of choice for personal insurance. We ve developed this
More informationCONDO insurance. protecting your dreams
CONDO insurance protecting your dreams Home is more than where you live. It s how you live. Think of how your personal possessions turn the space you own into a place that s uniquely yours. Now consider
More informationKansas Coverage Comparisons
The Universal Security Policy Kansas Coverage Comparisons Comparing some of the coverages offered under our Special, Deluxe and Elite levels of coverage to standard industry homeowners, dwelling fire and
More informationACE Private Risk Services
ACE Private Risk Services Securing Your Success Customized Protection In One Comprehensive Program A fine home A ski condo Luxury cars and yachts An extensive jewelry or fine art collection Substantial
More informationHomeowners Insurance. made simple
Homeowners Insurance made simple What s included: How to read your Allstate Policy Declarations Protecting your home and personal property Understanding deductibles Additional protection How to file a
More informationPersonal Insurance. from Chubb. Relax. You re insured with Chubb. SM
Personal Insurance from Chubb Relax. You re insured with Chubb. SM Chubb understands what you expect when it comes to insurance. Coverage that suits your lifestyle. A policy that gives you choices. Service
More informationPersonal Insurance. from Chubb. Coverage Beyond Your Expectations. Chubb Group of Insurance Companies Warren, New Jersey 07059 www.chubb.
Personal Insurance from Chubb Coverage Beyond Your Expectations Chubb refers to the insurers of the Chubb Group of Insurance Companies: Federal Insurance Company, Vigilant Insurance Company, Pacific Indemnity
More informationHOME AUTO VALUABLES UMBRELLA LIABILITY OVERALL
Home Policy Feature Full replacement cost Rebuilds home and other structures at existing property after a total loss even if the cost exceeds the policy limit; if the land is unusable, coverage is available
More informationReplaces damaged personal property without applying depreciation in most cases. Yes No
Home Policy Feature Full replacement cost Additions & alterations Cash settlement Replacement cost for contents Flexible limits Loss of use Medical expenses Mold remediation Sewer, drain backup Rebuilds
More informationHOME INSURANCE OUR MISSION IS YOU. HOMEOWNERS INSURANCE. www.afi.org
HOME INSURANCE OUR MISSION IS YOU. HOMEOWNERS INSURANCE www.afi.org Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering commitment to
More informationBusiness Owners Insurance. made simple
Business Owners Insurance made simple What s inside: How to read an Allstate Businessowners Policy Declarations Protecting your building and business personal property Understanding deductibles and coverage
More informationHomeowners insurance. protecting your dreams
Homeowners insurance protecting your dreams Your Home is A Dream Come True You ve worked hard for your home. It is a reflection of you and it may serve as the launch pad for your dreams. It s a special
More informationu n i t s i x Insurance: Your Protection Could you afford to pay for the damages you
Unit Six Insurance: Your Protection You're healthy, young, vivacious, and happy. Why in the world would you need insurance? You know the guy who was hit while riding his motorcycle or the girl who broke
More informationWhat is home insurance? What are perils? Whether you own or rent the roof over your head, that roof and everything beneath it has a value.
Whether you own or rent the roof over your head, that roof and everything beneath it has a value. Have you considered how hard it would be to replace everything if a tornado leveled your home? What if
More informationA Guide For Homeowners
A Guide For Homeowners If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney's fees, up to a limit
More informationcondo insurance protecting your dreams
condo insurance protecting your dreams Home is more than where you live. it s how you live. Now you need to protect it. Think of how your personal possessions turn the space you own into a place that s
More informationFarmers Homeowners Insurance
Farmers Homeowners Insurance Cover your biggest investment Coverage you need, the options you want Your home is perhaps your most valuable possession. You need the best coverage available at a reasonable
More informationHomeowners Insurance. Home. Protecting fine residences, and the memories inside them
Homeowners Insurance Home Protecting fine residences, and the memories inside them ne residences t Better Protection Starts with a Strong Foundation All too often, the insurance coverage that suited us
More informationChapter 10. Chapter 10 Learning Objectives. Insurance and Risk Management: An Introduction. Property and Motor Vehicle Insurance
Chapter 10 Property and Motor Vehicle Insurance McGraw-Hill/Irwin Copyright 2012 by The McGraw-Hill Companies, Inc. All rights reserved. 10-1 Chapter 10 Learning Objectives 1. Develop a risk management
More informationHow To Get A Condominium Unit Owners Insurance
PERSONAL INSURANCE Condominium Unit Owners Insurance You need homeowners insurance, too. Who Pays for the Damage to Your Possessions? Answer: You do. As an owner of a condominium unit, you are also a member
More informationCoverage Comparison ACE Versus Standard Policy
Private Risk Services Versus Policy Home Policy Feature Full replacement cost Rebuilds home and other structures at existing property after a total loss even if the cost exceeds the policy limit; if the
More informationIllinois Insurance Facts Illinois Department of Insurance
Illinois Insurance Facts Illinois Department of Insurance Shopping for Homeowners Insurance Updated January 2014 Note: This information was developed to provide consumers with general information and guidance
More informationHome and Automobile Insurance Guide
Home and Automobile Insurance Guide General Information Finding the best insurance policies to suit your needs can be a complex and confusing business. To help you, we have addressed questions and defined
More informationAUTO/HOME/RENTERS INSURANCE
AUTO/HOME/RENTERS INSURANCE (518) 785-1900 or (800) 342-4306, ext. 243 Visit Membership Benefits Program at www.pef.org PEF Membership Benefits Program offers active dues paying PEF members and PEF retirees
More informationRenters Insurance. When you want to leave nothing to chance.
Renters Insurance When you want to leave nothing to chance. Property Coverage The Renters Policy protects your possessions in the event of: Fire Lightning Windstorm Hail Explosion Riot Aircraft Damage
More informationCall on AAA with confidence. Have a question? Need a quote? Simply contact your nearest aaa Agent: Home & Insurance 5450-42286-49
Call on AAA with confidence. Have a question? Need a quote? Simply contact your nearest aaa Agent: Home & CONDO Insurance 5450-42286-49 Q U A L I T Y Day or night. You re covered, with AAA. Chances are,
More informationgold star homeowners insurance protecting your dreams
gold star homeowners insurance protecting your dreams Home is where the real you lives. You're the type who pays attention to detail. You keep up to date. From the curb to the backyard, you take pride
More informationinsurance auto insurance
insurance auto insurance our mission The mission of The USAA Educational Foundation is to help consumers make informed decisions by providing information on financial management, safety concerns and significant
More informationOn Your Home. by John Adams, for Fox5 GOOD DAY ATLANTA
SPECIAL REPORT: Ways To Save On Your Home Insurance- by John Adams, for Fox5 GOOD DAY ATLANTA 1 12 Ways to Lower Your Homeowners Insurance Costs edited by John Adams The following originally appeared in
More informationCoverage that fits your lifestyle
CONDOMINIUM UNITOWNERS Coverage that fits your lifestyle Your condominium (condo) association may include insurance for the building s structure, but covering your unit and personal possessions is up to
More informationInsurance Frequently Asked Questions
Insurance Frequently Asked Questions Q: What kinds of questions should I be expected to answer when I m applying for an insurance policy in Kentucky? Why do insurers need so much information? A: When you
More informationTravelers Auto and Home Insurance Program
Travelers Auto and Home Insurance Program ENHANCE YOUR CREDIT UNION MEMBER BENEFITS, NOT YOUR COSTS A plan for your credit union Enhance your member benefits, not your costs It s a fact. Good member benefits
More informationTravelers Auto and Home Insurance Program. Enhance your member benefits, not your costs.
Travelers Auto and Home Insurance Program Enhance your member benefits, not your costs. A Plan for Your Credit Union Enhance your benefits program, not your costs It s a fact. Good benefits programs help
More informationMetLife Auto & Home. Homeowners Insurance Protection. Your Choice: Standard or Platinum
MetLife Auto & Home Homeowners Insurance Protection Your Choice: Standard or Platinum We Will Be There for You Whether Your Home Is Large or Small Coverage A+. At MetLife Auto & Home, we are committed
More informationbelongings? It may surprise you to know that the average renter purchases approximately
Renters Insurance State Farm coverage for just pennies a day belongings? It may surprise you to know that the average renter purchases approximately own if something should happen? With a State Farm Renters
More informationPERSONAL LINES AGENCY HANDBOOK
PERSONAL LINES AGENCY HANDBOOK This document provides an overview of coverages and services. Coverages may differ by state. All coverages are individually underwritten. For a complete description of coverage
More informationHOME AUTO VALUABLE COLLECTIONS UMBRELLA LIABILITY OVERALL. Fireman s Fund 2002 DE, DC, ID, IN, KY, ME, MD, MA, MI, MN, ME, NE, NV, NM, RI
The following is a representation of the key coverage differences between the Fund Prestige Premier contract and the Portfolio contract. We will develop and publish similar homeowner comparisons for CA,
More informationAutomobile Insurance Protection
MetLife Auto & Home Automobile Insurance Protection We will be there for you. For your car and your peace of mind The Auto Advantage SM Buying a new car, or looking for a company who will provide complete
More informationNAIC Consumer Shopping Tool for Auto Insurance
NAIC Consumer Shopping Tool for Auto Insurance Need Auto Insurance? Here is What You Need to Know. Whether you are buying auto insurance for the first time, or shopping to be sure you are getting the best
More informationPERSONAL INSURANCE. Renters Insurance. Affordable protection for you
PERSONAL INSURANCE Renters Insurance Affordable protection for you ...and Your Personal Possessions In all likelihood, your landlord has insurance on the building you call home. It protects your landlord
More informationAuto insurance basics
Auto insurance basics By Nicholas Schidowka, President Insurance Cleveland Agency, LLC As an automobile owner and driver, most states require you to purchase car insurance. When buying a car insurance
More informationThe Great American Trucking Story
Trucking Division The Great American Trucking Story In recent years, a number of top motor carriers leaders in the trucking industry have chosen to offer Great American s insurance products to the independent
More informationAUTO HOME PACKAGE PLUS. Why Buy a Kemper Preferred Policy?
AUTO HOME PACKAGE PLUS Why Buy a Kemper Preferred Policy? Our many insurance offerings Through a select network of Independent Agents, Kemper Preferred offers customizable insurance products and services
More informationAUTO INSURANCE PROTECTION WHILE YOU RE ON THE ROAD
AUTO INSURANCE PROTECTION WHILE YOU RE ON THE ROAD PROTECTION WHILE YOU ARE ON THE ROAD TO YOUR DREAMS LIABILITY COVERAGE What is Auto Insurance Coverage? An auto insurance policy is a package of several
More informationDrive confidently. Protecting that investment with a Stillwater Auto policy helps you do those things confidently.
AUTO INSURANCE Drive confidently With the exception of your home, your car is probably the most valuable thing you own. It s an investment one you rely on every day to commute, shuttle the kids, run errands
More informationA Consumer s Guide to Personal Auto Insurance
Maine Bureau of Insurance 34 State House Station Augusta, ME 04333-0034 A Consumer s Guide to Personal Auto Insurance A Publication of the Maine Bureau of Insurance June 2015 Paul R. LePage Governor Eric
More informationGroup Home and Auto Insurance. Your insurance shouldn t leave you wanting more. Satis Service
Group Home and Auto Insurance Your insurance shouldn t leave you wanting more Back Claimed by our s Satis Service facti Guar o ante *n e Total protection and peace of mind built around you For over 50
More informationHome insurance basics
Home insurance basics By Nicholas Schidowka, President Insurance Cleveland Agency, LLC When shopping for home insurance, it is important for a homeowner to consider more than how much coverage will cost.
More informationCondominium Unitowners Insurance
Condominium Unitowners Insurance Coverage that fits your lifestyle Your condominium (condo) association may include insurance for the building s structure, but covering your unit and personal possessions
More informationAUTO INSURANCE PROTECTING YOUR DREAM
UTO INSURNCE PROTECTING YOUR DREM EVERY DY YOUR CR TKES YOU FROM POINT TO POINT and points in between. You re headed somewhere of the journey you ve created for yourself and school, work, or to pick up
More informationCONSUMER S GUIDE TO AUTO INSURANCE
CONSUMER S GUIDE TO AUTO INSURANCE The Colorado Division of Insurance prepares this booklet to assist you in shopping for auto insurance and to help you understand your Personal Auto Policy. When shopping
More informationmade simple Personal Umbrella Policy Insurance What s inside:
Personal Umbrella Policy Insurance made simple What s inside: How to read an Allstate Personal Umbrella Policy Declarations Understanding personal umbrella policy insurance How to file a claim Frequently
More informationTravelers Auto and Home Insurance Program. Enhance your benefits, not your costs.
Travelers Auto and Home Insurance Program Enhance your benefits, not your costs. A Plan for Your Company Enhance your benefits program, not your costs It s a fact. Good benefits programs help attract and
More informationHomeowners Insurance. Inventory your home inside and out
Homeowners Insurance Inventory your home inside and out Protecting what matters most is an important part of your financial plan Wells Fargo works with you to help you meet your financial needs and succeed
More informationAuto. The Instant Insurance Guide: What To Do If You re In An Accident. Info and tips for buying automobile and motorcycle insurance in Delaware
What To Do If You re In An Accident Stop and keep calm. Do not drive away from an accident. Do not argue with the other driver over the cause. Call an ambulance, if needed. Do what you can to provide first
More informationAuto. The Instant Insurance Guide: Info and tips for buying automobile and motorcycle insurance in Delaware. www.delawareinsurance.
The Instant Insurance Guide: Auto Info and tips for buying automobile and motorcycle insurance in Delaware From Karen Weldin Stewart, CIR-ML Delaware s Insurance Commissioner 1-800-282-8611 www.delawareinsurance.gov
More informationInsuring Fuller Center Houses
Insuring Fuller Center Houses Builders Risk Construction Insurance Once the Fuller Center Covenant Partner acquires property, the task of risk management becomes the responsibility of the organization
More informationBefore we delve into the basic types of insurance, there are several general principles you should understand concerning insurance:
Week Six Tuesday Overview: Insurance Read the Property and Auto Insurance section (No video this session) In today s world, insurance is a necessary part of life. It is used to protect your property, future
More informationAbel Insurance Agency
After a wildfire, people may have questions about their insurance coverage. The Insurance Information Institute offers answers to some of these basic questions. HOMEOWNERS COVERAGE Q. If my house burns
More informationHow To Get A Great Deal On Suncorp Insurance
Car Insurance Keep life moving The must-have Queensland insurance What makes Suncorp the must-have Queensland insurance? It comes from an understanding of how we all like to live, and designing insurance
More informationNot for Reprint. About the NAIC
t rin ep N ot fo rr A Consumer s Guide About the NAIC The National Association of Insurance Commissioners (NAIC) is the oldest association of state government officials. Its members consist of the chief
More informationTo: Our Valued Clients From: Agency Name Re: Gap Letter
To: Our Valued Clients From: Agency Name Re: Gap Letter From time to time, we mail a notice to our clients (past, current, and potential) called a Gap Letter. The purpose of this letter is to inform you
More informationHomeowners Insurance. Don t Forget The
Homeowners Insurance Don t Forget The A guide to protecting your home and personal possessions Are you buying insurance on a new home, selling a home or just wanting to gain a better understanding of the
More informationIt s time... to rediscover you
Backed by our Claims Service Satisfaction Guarantee It s time... to rediscover you Home, auto, and leisure & lifestyle insurance that keeps up with you. As an Aviva customer, you ll benefit from: A wide
More informationHow to Determine How Much Homeowners Insurance You Need
How to Determine How Much Homeowners Insurance You Need You need enough insurance to cover the following: 1. The structure of your home. 2. Your personal possessions. 3. The cost of additional living expenses
More informationProtecting your family with insurance: How RBC Royal Bank can help
Insurance Protecting your family with insurance: How RBC Royal Bank can help At RBC Royal Bank, we know that you ve worked hard to get here and build a new life. Insurance helps protect what you have from
More informationAUTO INSURANCE OUR MISSION IS YOU. AUTOMOBILE INSURANCE. www.afi.org
AUTO INSURANCE OUR MISSION IS YOU. AUTOMOBILE INSURANCE www.afi.org Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering commitment to
More informationA Consumer s Guide to Homeowners Insurance
A Consumer s Guide to Homeowners Insurance This brochure was developed through the combined efforts of: Illinois Insurance Hotline 1-800-444-3338 Illinois Department of Insurance University of Illinois
More informationCommercial Auto Claims Services
Commercial Auto Claims Services Getting Businesses Back on the Road Commercial Auto Capabilities Collision and Glass Repair Networks Reporting an Auto Claim www.thehartford.com/losscontrol COMMERCIAL CLAIMS
More informationSASKATCHEWAN PRESTIGE AUTO INSURANCE
Licence Plate Insurance... 2 Why Plate Insurance Isn t Enough... 3 Added Liability Protection... 4 Family Protection Coverage... 4 Vehicle Damage Deductible... 5 Accident Benefits... 5 Non-Owned Driver
More informationINSURANCE BASICS101 TM %*'9 [[[ EPXEREJGY SVK
INSURANCE BASICS101 TM This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended, and should not be used,
More informationInsure wisely. Live confidently.
Insure wisely. Live confidently. Make the ultimate prudent move to protect your assets. Masterpiece Excess Liability Insurance Catastrophic financial loss could occur in seconds. The more you have acquired,
More information10 Ways You Can Save $ on Your Homeowners Insurance -- And Provide Better Protection for Yourself and the People You Love!
Here s the information you requested! Special Report for Homeowners Insurance Insider Reveals Little-Known Secrets: 10 Ways You Can Save $ on Your Homeowners Insurance -- And Provide Better Protection
More informationBacked by our Claims Service Satisfaction Guarantee. Home and Auto Insurance. Total protection and peace of mind built around you
Backed by our Claims Service Satisfaction Guarantee Home and Auto Insurance Total protection and peace of mind built around you It s good to be home Especially when you re well protected Your home is an
More informationHomeowners Insurance Life Advice
Homeowners Insurance Life Advice Protecting your home Homeowners insurance protects your financial investment in your home. Based on your individual needs, you choose specific coverage to provide as much
More information7 Ways You Can Save $ on Your Homeowners Insurance -- And Provide Better Protection for Yourself and the People You Love!
7 Ways You Can Save $ on Your Homeowners Insurance -- And Provide Better Protection for Yourself and the People You Love! Your home is probably your most valuable asset. It is also a huge risk for you
More informationMetLife Auto & Home Auto Insurance
MetLife Auto & Home Auto Insurance Where you re not just covered, you re truly protected 4427_0128_AI.indd 1 Auto insurance you can depend on If you are ever involved in an auto accident, the last thing
More informationNEW JERSEY AUTO SUPPLEMENT
AGENCY AGENCY CUSTOMER ID: NEW JERSEY AUTO SUPPLEMENT NAMED INSURED(S) POLICY NUMBER EFFECTIVE DATE CARRIER NAIC CODE NEW JERSEY AUTO INSURANCE BUYER'S GUIDE New Jersey Department of Banking and Insurance
More informationInsurance Protection for Older Homes. MetLife Auto & Home. Where you re not just covered, you re truly protected SM
Insurance Protection for Older Homes MetLife Auto & Home Where you re not just covered, you re truly protected SM Should it be rebuilt exactly the same? Your MetLife Auto & Home representative can help
More informationInsurance Protection for Older Homes. MetLife Auto & Home
Insurance Protection for Older Homes MetLife Auto & Home Sometimes, it just makes more sense to restore portions of your home using new materials. Should it be rebuilt exactly like it used to be even if
More informationGeneral Insurance Definitions:
General Insurance Definitions: Accidental Death Coverage Accidental death coverage is sometimes a part of your auto insurance policy's Personal Injury Protection (PIP) or may be offered as a separate Accidental
More informationThe Game of Life Purchasing Auto Insurance Updated: 2016-02-10
The Game of Life Purchasing Auto Insurance Updated: 2016-02-10 One of the most common experiences young adults encounter can be one of the most mysterious: purchasing auto insurance. It might not seem
More informationUnderstanding the Claims Handling Process
Understanding the Claims Handling Process About This Brochure This brochure was designed to answer frequently asked questions about the claim handling process. If you have other questions or would like
More informationHome and Auto Insurance Program Just the facts for credit union members
Home and Auto Insurance Program Just the facts for credit union members CUMIS is a trademark of CUMIS Insurance Society Inc. and is used under licence. Insurance is underwritten by CUMIS General Insurance
More informationRV Coverage Breakdown
RV Coverage Breakdown Collision and Comprehensive Collision and Comprehensive (Other than Collision) coverage are without a doubt two of the more important types of RV insurance coverage, and are also
More informationFIS-PUB 0077 (6/13) Number of copies printed: 10,000 / Legal authorization to print: PA 145 of 1979 / Printed on recycled paper
DIFS is an equal opportunity employer/program. Auxiliary aids, services and other reasonable accommodations are available upon request to individuals with disabilities. FIS-PUB 0077 (6/13) Number of copies
More informationLiberty Mutual Auto & Home Voluntary Benefits. Name of Client Presented By: Date
Liberty Mutual Name of Client Presented By: Date 1 About Liberty Mutual Private provider of personal automobile, homeowners, workers compensation, general liability, commercial auto, business property,
More informationHome Buyers Insurance Checklist
Home Buyers Insurance Checklist Shopping for your dream house? There are many considerations when looking at real estate, such as property taxes, school district, available recreational opportunities in
More informationhttps://ui.constantcontact.com/visualeditor/visual_editor_preview.jsp?age...
1 of 6 4/28/2015 2:51 PM Home Personal Commercial Surety Our Partners About Us Testimonials Contact Lawsuits happen every day. Some are frivolous, while others warrant merit. If you were sued, would you
More informationSASKATCHEWAN AUTO INSURANCE
Accident Benefits... 5 Added Liability Protection... 4 Affordable Premiums... 7 Coverage Summary Charts Commercial Vehicles... 9 Private Passenger Vehicles... 8 Family Protection Coverage... 4 Licence
More informationCall on AAA with confidence. Have a question? Need a quote? Simply contact your nearest AAA Agent: Auto. Insurance 5451-41922-19
Call on AAA with confidence. Have a question? Need a quote? Simply contact your nearest AAA Agent: Auto Insurance 5451-41922-19 Q U A L I T Y Day or night. You re covered, with AAA. Whatever you drive,
More informationTexas Fair Plan Association
Texas Fair Plan Association FREQUENTLY ASKED QUESTIONS What is the Texas FAIR Plan Association and its purpose? The Texas FAIR Plan Association is an entity established by Texas Insurance Code Article
More informationSaga Motorhome Insurance
Your guide to Saga Motorhome Insurance Saga Motorhome Insurance Thank you for your interest in Saga Motorhome Insurance. We aim to offer excellent value for money without compromising on cover or customer
More information