Your Plan Explained UnitedHealthcare Senior Supplement Plan

Size: px
Start display at page:

Download "Your Plan Explained UnitedHealthcare Senior Supplement Plan"

Transcription

1 Your Plan Explained UnitedHealthcare Senior Supplement Plan Important coverage information.

2 Join a Leader. UnitedHealthcare. With over 25 years of experience, UnitedHealthcare is one of the nation s largest providers of health care coverage for older adults. Nationally, we serve one in five people eligible for Medicare. 1 We know that choosing the right health care coverage is a big decision. It involves looking at the costs, benefits, access to providers and so much more. UnitedHealthcare is dedicated to helping you get the most out of your health care dollar, so you can have confidence in your plan choice. Introducing the UnitedHealthcare Senior Supplement Plan. Hospital Doctors Additional Programs Your plan sponsor has chosen to offer its Medicare-eligible retirees the UnitedHealthcare Senior Supplement plan. This plan provides the flexibility needed to keep health care decisions in your hands, including what doctors to visit. Benefits are provided for covered health services received from any doctor or other licensed medical professional that accepts Medicare. This plan pays some or all of the costs not covered by Original Medicare. The Senior Supplement Plan Explained. The Senior Supplement plan is a medical plan for Medicare-eligible retirees and is available only through a plan sponsor. You must be enrolled in Medicare Parts A and B to be eligible to enroll in this plan. If you re not sure you are enrolled in Medicare Parts A and B, you can check with your local Social Security office. The Senior Supplement plan acts as a supplement to your existing Medicare Part A (hospital) and Part B (doctor and outpatient care) coverage, helping to pay for some or all of the costs that Original Medicare does not cover. The plan provides coverage similar to federal Medicare supplement plans, but it may also cover state-mandated benefits that are not covered under Medicare. The Senior Supplement plan is different from Medicare Advantage plans. With Medicare Advantage plans members receive their Medicare Part A and Part B benefits through the plan. With a Senior Supplement plan, eligible Part A and Part B benefits are paid by Original Medicare as the primary payor. The Senior Supplement plan provides coverage as the secondary payor for benefit amounts that remain after Original Medicare has paid. Prescription Drug Coverage. Your plan sponsor has selected the UnitedHealthcare MedicareRx for Groups (PDP) plan for your prescription drug coverage. You can find additional information on the UnitedHealthcare MedicareRx for Groups plan in your enrollment kit. 2 3

3 Additional Programs. Your plan provides the same coverage as Medicare Parts A and B, plus many additional programs that contribute to your health and wellness. They may include: NurseLine SM Services Speak with a registered nurse, 24 hours a day, 7 days a week. Discuss your health and diet. Review or discuss your medications. Receive information about illnesses and injuries. Get tips on working with your doctor. Solutions for Caregivers Providing care for a loved one can be demanding and overwhelming. This plan gives you access to Solutions for Caregivers a program that supports you, your family and your loved ones. Five Great Reasons to Choose the UnitedHealthcare Senior Supplement Plan Help controlling your health care costs UnitedHealthcare is committed to helping you control your health care costs. This plan helps limit your out-of-pocket expenses by covering many of the costs that Original Medicare doesn t cover. Flexibility We understand that your choice of doctors, hospitals and other health care providers is important. With this plan, you have the freedom to choose any doctor or hospital anywhere in the country that accepts Medicare. Additional programs that make a difference Additional programs that contribute to your health and wellness are available with this plan. Some examples include a fitness program, health and well-being programs, a caregiver program and NurseLine SM Services. Dedicated Customer Service We have created a dedicated customer service team that has been trained on your specific group-sponsored plans. With one simple phone call, you can get answers to all your health plan benefit questions. The convenience of one company When you choose this plan, as well as the UnitedHealthcare MedicareRx for Groups plan, you get the convenience of having both your health care coverage and your prescription drug coverage with one company UnitedHealthcare. Services provided by Solutions for Caregivers include: On-site assessment and development of a personalized care plan for you or your loved one. Unlimited phone access to a Care Specialist who can provide counsel on individual, medical, safety, emotional and social needs. Connections with professionals, including home health aides, nurses, lawyers and financial advisors. SilverSneakers Fitness Program Stay physically fit and active with the SilverSneakers Fitness Program. This fitness program is available to you at no additional cost. With the SilverSneakers Fitness Program you ll receive: A basic fitness center membership at more than 11,000 participating locations. Access to all amenities, programs and services that are standard with a basic fitness center membership. Many women-only locations, including Curves, are available nationwide. Nationwide access to any participating fitness location (find locations at If the nearest participating location is 15 miles or more away from your home, you can register for the SilverSneakers Steps program. This is a personalized program that provides tools such as resistance bands, exercise DVDs and how-to material to help you measure, track and increase your daily activity. 4 5

4 Frequently Asked Questions. 1. Will I have to change doctors if I select the UnitedHealthcare Senior Supplement plan? With this plan you can go to any doctor or hospital that accepts Medicare. As long as your doctor accepts Medicare you will not have to change doctors. 2. What are the costs under the plan? Specifics about what you pay and plan benefits can be found in the Plan Summary. 3. Do I need to call for prior authorization of service? No prior authorization is required for any services covered under the plan. 4. Are pre-existing conditions covered? Yes. Medicare-covered conditions are covered by the plan with no limitations for pre-existing conditions or waiting periods. 5. Does the plan include benefits for prescriptions or vision care? Your retiree medical plan may include supplemental coverage for vision care and you will automatically be enrolled into the UnitedHealthcare MedicareRx (PDP) plan. 6. When enrolled in the plan, do I have to continue paying my Medicare Part B monthly premiums? Yes. You must be enrolled in Medicare Part A and Part B to be eligible to enroll in this plan. If you re not sure you are enrolled, check with your local Social Security office. You must continue paying your Medicare Part B premium to keep your coverage under this group-sponsored plan. If you stop your payments, you will be disenrolled from this plan. What Happens After You Enroll. 1. UnitedHealthcare will make sure you are eligible for the plan. 2. In about 4-6 weeks, you will receive your new ID card for medical coverage. You will also receive your member ID card for prescription drug coverage in a separate mailing. 3. Once you are officially enrolled in the plan, you will receive a Welcome Kit with complete details about the benefits and services of your new health plan. 4. On your effective date, you can begin using your new ID card to enjoy your benefits and services. Questions? Call Customer Service: , TTY a.m. 8 p.m. local time, 7 days a week 6 7

5 UnitedHealth Group Annual Report NurseLine SM nurses cannot diagnose problems or recommend specific treatment and are not a substitute for your doctor s care. NurseLine services are not an insurance program and may be discontinued at any time. Solutions for Caregivers assists in coordinating community and in-home resources. The final decision about your care arrangements must be made by you. In addition, the quality of a particular provider must be solely determined and monitored by you. Information provided to you about a particular provider does not imply and is in no way an endorsement of that particular provider by Solutions for Caregivers. The information on and the selection of a particular provider has been supplied by the provider and is subject to change without written consent of Solutions for Caregivers. SilverSneakers is a registered mark of Healthways, Inc. Healthways, Inc., is an independent company. The SilverSneakers program is made available as part of this plan s benefits to those insured through this plan. Neither AARP nor UnitedHealthcare endorse or are responsible for the services or information provided by this program. Always consult your physician before you begin SilverSneakers or any physical fitness program. This is not a Medicare Supplement plan. This is an employer group retiree plan and may provide coverage that is different from a Medicare Supplement plan. UnitedHealthcare Senior Supplement group retiree plans are underwritten by UnitedHealthcare Insurance Company, a private insurance company not connected with or endorsed by the U.S. Government or the federal Medicare program. In New York, the plans are called UnitedHealthcare Retiree Benefit Plans and are underwritten by UnitedHealthcare Insurance Company of New York. Senior Supplement plans may not be available in all states. UnitedHealthcare is part of the UnitedHealth Group family of companies. UHEX12SS _000

Your Plan Explained. Hello HEALTH. UnitedHealthcare Senior Supplement Plan

Your Plan Explained. Hello HEALTH. UnitedHealthcare Senior Supplement Plan Your Plan Explained Hello HEALTH UnitedHealthcare Senior Supplement Plan Why UnitedHealthcare Your partner in health. From New York to Hawaii, UnitedHealthcare is helping more than 75 million people live

More information

UnitedHealthcare Group Medicare Advantage (PPO) See providers in or out-of-network at the same cost share. Your Plan Option Explained

UnitedHealthcare Group Medicare Advantage (PPO) See providers in or out-of-network at the same cost share. Your Plan Option Explained Your Plan Option Explained UnitedHealthcare Group Medicare Advantage (PPO) See providers in or out-of-network at the same cost share. UHEX12PP3337231_000 H1509_110720_100830 Your Medicare. This brochure

More information

Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members

Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Benefits Effective January 1, 2012 UHAZ12HM3349753_000 H0303_110818_013543 Summary of the UnitedHealthcare plans

More information

UnitedHealthcare Group Medicare Advantage (PPO) See providers in or out-of-network at the same cost share. Your Plan Option Explained

UnitedHealthcare Group Medicare Advantage (PPO) See providers in or out-of-network at the same cost share. Your Plan Option Explained Your Plan Option Explained UnitedHealthcare Group Medicare Advantage (PPO) See providers in or out-of-network at the same cost share. UHEX12PP3330294_000 H1509_110720_093204 Your Medicare. This brochure

More information

SIMPLICITY. 2015 Your Plan Explained

SIMPLICITY. 2015 Your Plan Explained Hello SIMPLICITY 2015 Your Plan Explained PFIZER UnitedHealthcare Group Medicare Advantage (PPO) Effective January 1, 2015, through December 31, 2015 Group Number: 12367, 12368 Benefit Highlights UnitedHealthcare

More information

UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929

UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929 UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929 Welcome Why We re Here Medicare Basics Plan Benefits Questions & Answers How to Enroll Why UnitedHealthcare? UnitedHealthcare

More information

Oklahoma Higher Education Employee Insurance Group Educational Meeting Welcome!

Oklahoma Higher Education Employee Insurance Group Educational Meeting Welcome! Oklahoma Higher Education Employee Insurance Group Educational Meeting Welcome! The benefit information provided herein is a brief summary, but not a comprehensive description of available benefits. Additional

More information

Your Medicare Options

Your Medicare Options H H FOR GUIDE ESSENTIAL AN H H AN ESSENTI Your Medicare Options H MEDICARE BENEFICIARIES IN ALABAMA RIES IN ALABAMA Y0106_GBKLT_15 Accepted Thank you for your interest in Blue Cross and Blue Shield of

More information

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross.

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross. Thank you...... for your interest in a Medicare Supplement plan from Anthem Blue Cross. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage from a trusted company.

More information

Medicare Made Clear Answer Guide

Medicare Made Clear Answer Guide Medicare Made Clear Answer Guide Y0066_100820_113217 File & Use 08252010 Medicare can be confusing. How do you find the best options to fit your needs? This guide has some answers that may be helpful.

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See

More information

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook Learn Protect Assess Enroll Your complimentary Medicare Guidebook About this Guidebook If you or someone you care for is new to Medicare or will be soon, this Guidebook will help make Medicare easier to

More information

City of Arlington Open Enrollment Meeting. November, 2015

City of Arlington Open Enrollment Meeting. November, 2015 City of Arlington Open Enrollment Meeting November, 2015 WELCOME Why We re Here Step 1: Learn about your options Step 2: Consider your choices Step 3: Enroll in a plan Already enrolled? What do I need

More information

Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP)

Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP) Your Plan Explained Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP) UnitedHealthcare MedicareRx for Groups (PDP) Y0066_PDP_896487_000 What is Medicare Part D? Medicare Part D is a

More information

MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015

MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 2016 MEDICARE PLANS from Blue Cross and Blue Shield of Minnesota H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 CHOOSING YOUR MEDICARE PLAN Medicare options designed

More information

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook Learn Protect Assess Enroll Your complimentary Medicare Guidebook Learn Original Medicare... 4 Medicare Prescription Drug Coverage.............. 6 Medicare Supplement Insurance... 8 Medicare Advantage...

More information

The Value of Medicare Advantage for CalPERS Medicare eligible retirees

The Value of Medicare Advantage for CalPERS Medicare eligible retirees Agenda Item 8, Attachment 1, Page 1 of 33 The Value of Medicare Advantage for CalPERS Medicare eligible retirees 1 Proprietary Information of UnitedHealth Group. Do not distribute or reproduce without

More information

Things you need to know about Medicare.

Things you need to know about Medicare. Things you need to know about Medicare. 1 2 3 1OPTION Original Medicare We re here to help. Approaching 65 is an important milestone in life, and becoming eligible for Medicare is part of that. Whether

More information

FREQUENTLY ASKED QUESTIONS REGARDING CHANGE TO MEDICARE ADVANTAGE PLAN

FREQUENTLY ASKED QUESTIONS REGARDING CHANGE TO MEDICARE ADVANTAGE PLAN FREQUENTLY ASKED QUESTIONS REGARDING CHANGE TO MEDICARE ADVANTAGE PLAN Q: What company administers the Medicare Advantage plan? A: The Medicare Advantage plan for the year of 2016 will be administered

More information

It s Time for Medicare

It s Time for Medicare It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for

More information

Medicare Supplement plans at a glance

Medicare Supplement plans at a glance Medicare Supplement plans at a glance Medicare Supplement plan information is effective as of January 1, 2013 S2468_12_249A CMS Accepted 09032012 blueshieldca.com/findamedicareplan Use this brochure to:

More information

Choosing a Medicare advantage Plan

Choosing a Medicare advantage Plan Choosing a Medicare advantage Plan Medicare Made Clear TM Get Answers Series Look inside to: understand Medicare advantage (Part C) plans find out about cost sharing learn how to enroll Y0066_140417_151113

More information

Your Retiree Medical Transition Guide

Your Retiree Medical Transition Guide Your Retiree Medical Transition Guide What you need to know. Prepare for your enrollment. Partner with your own dedicated Benefits Advisor. Get help paying for your coverage. A New Way to Find the Right

More information

One guide to make shopping for health insurance simpler.

One guide to make shopping for health insurance simpler. So many ways into the complex health care system. One guide to make shopping for health insurance simpler. Individual & Family Health Insurance simpler welc me to insurance shopping Open Enrollment Nov.

More information

RETIREE MED CONFIDENCE

RETIREE MED CONFIDENCE RETIREE MED CONFIDENCE THE INSURANCE PROGRAM THAT STARTS WHERE MEDICARE STOPS Retiree Med Confidence was specifically designed to provide Employer Groups and their valued eligible retirees with a quality

More information

AARP Medicare Supplement Insurance Plans

AARP Medicare Supplement Insurance Plans This is your guide to help understand AARP Medicare Supplement Insurance Plans Welcome to today s presentation prepared for retirees of Orange County Sheriff's Office. The content in this presentation

More information

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15 Medicare What you need to know Choose the plan that s right for you GNHH2ZTHH_15 Choosing a Medicare plan is a lot like buying a car. There are lots of options to consider. And what s right for you may

More information

Medicare Solutions. Compare Medicare Supplement plans Learn how to enroll AZ1099. This is a solicitation for insurance 115555-15

Medicare Solutions. Compare Medicare Supplement plans Learn how to enroll AZ1099. This is a solicitation for insurance 115555-15 Medicare Solutions 115555-15 Compare Medicare Supplement plans Learn how to enroll D12354 06/15 17791 0415 AZ1099 This is a solicitation for insurance Contact Customer Service or your licensed sales representative

More information

Life is Full of Important Choices

Life is Full of Important Choices Life is Full of Important Choices Let us help you make the right choice for your 2015 Medicare insurance. Through It All. bcbstx.com TXMSDG15 Y0096_MRK_TMP_MSDG15 Accepted 10012014 57460.0614 Contact Information

More information

Contact A. UnitedHealthcare Insurance Company P.O. Box 1017 Montgomeryville, PA 18936-1017. Mr. Sam Pill 123 Any Street Anytown, USA 12345

Contact A. UnitedHealthcare Insurance Company P.O. Box 1017 Montgomeryville, PA 18936-1017. Mr. Sam Pill 123 Any Street Anytown, USA 12345 Contact A UnitedHealthcare Insurance Company P.O. Box 1017 Montgomeryville, PA 18936-1017 c Mr. Sam Pill 123 Any Street Anytown, USA 12345 OA4386 (3/09) Contact A Thank you and welcome. These plans carry

More information

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11 Thank you... for your interest in our Medicare Supplement plans. We designed them to help you stay healthy and keep your medical costs down. It s why they are so popular. You get an added layer of security,

More information

Student Guide to Waiving Caltech Insurance

Student Guide to Waiving Caltech Insurance Student Guide to Waiving Caltech Insurance What s Inside Waiver requirements How to compare your other insurance plan to the Caltech plan Tips for students who waive 1 Waiver Requirements To waive the

More information

Life is Full of Important Choices

Life is Full of Important Choices Life is Full of Important Choices Let us help you make the right choice for your 2015 Medicare insurance. Through It All. bcbsil.com ILMSDG15REV0714 Y0096_MRK_IL_MSDG15 Accepted 10012014 32101.0614 Contact

More information

Health management program

Health management program Health management program To help improve the health of older individuals with chronic medical conditions, UnitedHealth Group and AARP Services Inc. launched a health management pilot program in early

More information

GROUP MEDICARE. supplement plans

GROUP MEDICARE. supplement plans 2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health

More information

2016 Medicare Supplement Insurance Plans

2016 Medicare Supplement Insurance Plans Mutual of Omaha Insurance Company 2016 Medicare Supplement Insurance Plans We ve got you covered. Go Play! 105831 Policy Forms MM20-21669 Plan A, MM21-21670 Plan B, MM22-22407 Plan C, MM23-22408 Plan D,

More information

HELPING SOMEONE CHOOSE A MEDICARE PLAN? MVP IS HERE TO HELP YOU!

HELPING SOMEONE CHOOSE A MEDICARE PLAN? MVP IS HERE TO HELP YOU! HELPING SOMEONE CHOOSE A MEDICARE PLAN? MVP IS HERE TO HELP YOU! Y0051_2387 Accepted WHAT YOU NEED TO KNOW ABOUT MEDICARE When you re helping a friend or family member choose a Medicare plan, be sure you

More information

LCRA Open Enrollment for 2015 Frequently Asked Questions: Medicare and Retiree Reimbursement Accounts (RRAs)

LCRA Open Enrollment for 2015 Frequently Asked Questions: Medicare and Retiree Reimbursement Accounts (RRAs) LCRA Open Enrollment for 2015 Frequently Asked Questions: Medicare and Retiree Reimbursement Accounts (RRAs) Medicare Supplement Insurance Plan and Medicare Prescription Drug Plan 1. Do I have to enroll

More information

UHC Group Medicare Advantage PPO Frequently Asked Questions

UHC Group Medicare Advantage PPO Frequently Asked Questions UHC Group Medicare Advantage PPO Frequently Asked Questions Question General Information Is the UHC Group Medicare Advantage PPO plan replacing the Secure Horizons plan currently offered to CenturyLink

More information

Medicare Solutions. Supplement plans. azblue.com. This is a solicitation for insurance. n Compare Medicare. n Learn how to enroll

Medicare Solutions. Supplement plans. azblue.com. This is a solicitation for insurance. n Compare Medicare. n Learn how to enroll Medicare Solutions n Compare Medicare Supplement plans n Learn how to enroll azblue.com This is a solicitation for insurance Contact Customer Service or your licensed sales representative for more information

More information

Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company

Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company Vermont Blue 65 SM Coverage for Vermonters with Medicare 2016 Medicare Supplemental Products Group Brochure An independent, local Vermont company Three smart steps to quality health care after retirement:

More information

Regence Bridge. Medicare Supplement (Medigap) Plans

Regence Bridge. Medicare Supplement (Medigap) Plans DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association

More information

Medicare Supplement Y0076_PDP 201210R SUP FF BRO FILE & USE 10012011 2012 CY

Medicare Supplement Y0076_PDP 201210R SUP FF BRO FILE & USE 10012011 2012 CY Medicare Supplement Y0076_PDP 201210R SUP FF BRO FILE & USE 10012011 2012 CY Live life healthy. Live life secure. Is Original Medicare enough to meet your needs? With Original Medicare you are covered

More information

Regence Bridge. Medicare Supplement (Medigap) Plans

Regence Bridge. Medicare Supplement (Medigap) Plans DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue Shield Association 09708rep07356-ut UT Learn

More information

Your UnitedHealthcare Definity SM Health Reimbursement Account

Your UnitedHealthcare Definity SM Health Reimbursement Account Your UnitedHealthcare Definity SM Health Reimbursement Account At UnitedHealthcare, we believe that health insurance is much more than just coverage when you re ill or injured. When you are sick, your

More information

Your Questions Answered

Your Questions Answered Your Questions Answered 1. GENERAL 1.1 What is happening to my retiree medical and prescription drug benefits for Medicare-eligible participants as of January 1, 2015? Effective December 31, 2014, CIGNA

More information

Medicare Supplement Plan

Medicare Supplement Plan Free to be confident Dear Prospective Member, Medicare Supplement Plan You re at a wonderful age. An age of freedom. An age of choices. Life after 65 can mean a whole new world of wonderful opportunities.

More information

Understanding your. Medicare options. Medicare Made Clear TM. Get Answers Series. Y0066_120629_084915 CMS Accepted

Understanding your. Medicare options. Medicare Made Clear TM. Get Answers Series. Y0066_120629_084915 CMS Accepted Understanding your Medicare options. Medicare Made Clear TM Get Answers Series Y0066_120629_084915 CMS Accepted learning about Medicare Choices. Eligibility Coverage options When to enroll Next steps and

More information

Medicare + GEHA. Protect yourself from unexpected health care expenses

Medicare + GEHA. Protect yourself from unexpected health care expenses Medicare + GEHA Protect yourself from unexpected health care expenses Table of contents Facts about Medicare 5 Medicare Part A 6 Medicare Part B 6 Medicare Part C 7 Medicare Part D 8 GEHA + Medicare 10

More information

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage

More information

Optional Insurance Programs FPPA

Optional Insurance Programs FPPA FPPA FPPA offers active members and retirees a variety of voluntary insurance benefits. The list of available programs is constantly being reviewed in order to provide our members the best, most affordable

More information

Medicare Supplement Plan

Medicare Supplement Plan Free to be confident Dear Prospective Member, Medicare Supplement Plan You re at a wonderful age. An age of freedom. An age of choices. Life after 65 can mean a whole new world of wonderful opportunities.

More information

2016 Medicare Supplement Insurance Plans

2016 Medicare Supplement Insurance Plans Omaha Insurance Company A Mutual of Omaha Company 2016 Medicare Supplement Insurance Plans We ve got you covered. Go Play! 94994 Policy Forms NM20 Plan A, NM23 Plan F, NM34 High Deductible Plan F, NM24

More information

Extra benefits to help you stay fit and healthy.

Extra benefits to help you stay fit and healthy. Benefits Extra benefits to help you stay fit and healthy. SilverSneakers Fitness Program OptumHealthSM NurseLineSM Services OptumHealth Wellness Advising Program OptumHealth Allies Health Discount Program

More information

GET READY TO TAKE ACTION!

GET READY TO TAKE ACTION! NEW CHOICES IT S TIME TO CHOOSE THE SUPPLEMENTAL MEDICARE COVERAGE THAT WORKS BEST FOR YOU. ENROLL BY Dec. 31, 2012. ANNOUNCING CHANGES TO YOUR RETIREE HEALTH CARE COVERAGE FOR 2013 GET READY TO TAKE ACTION!

More information

Getting Started with Medicare Beginning Medicare Training

Getting Started with Medicare Beginning Medicare Training Getting Started with Medicare Beginning Medicare Training This Medicare Counselor Training program was developed under a grant from UnitedHealthcare through a joint project with the National Association

More information

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer clarity YOUR GUIDE TO MEDicare AdvantaGE Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer the coverage

More information

2015 RETIREE BENEFITS BULLETIN

2015 RETIREE BENEFITS BULLETIN BENEFITS BULLETIN 2015 RETIREE BENEFITS BULLETIN This bulletin describes benefit changes and coverage provisions effective Jan. 1, 2015. This bulletin updates the complete summary of coverage described

More information

SMART Humana Group Medicare

SMART Humana Group Medicare SMART Humana Group Medicare Group Medicare GHHHNYFEN 0813 Overview of Humana Medicare Medicare is the largest government-sponsored health insurance program in the United States, serving more than 49 million

More information

IBM Selects Extend Health to offer Medicare-Eligible Retirees a New Way to Receive Health Care Coverage

IBM Selects Extend Health to offer Medicare-Eligible Retirees a New Way to Receive Health Care Coverage IBM Selects Extend Health to offer Medicare-Eligible Retirees a New Way to Receive Health Care Coverage As of January 1, 2014, IBM will offer Medicareeligible retirees* and their Medicare-eligible dependents**

More information

MEDICARE MYSTERY. Taking the OUT OF. Your how-to guide for finding the right plan for your needs

MEDICARE MYSTERY. Taking the OUT OF. Your how-to guide for finding the right plan for your needs Taking the MYSTERY OUT OF MEDICARE Your how-to guide for finding the right plan for your needs S6506_071015_B01a CMS Accepted 08/15/2015 H0302_565_2016 CMS Accepted 08/15/2015 An independent licensee of

More information

Overview of Health Insurance Options for Medicare-Eligible Members

Overview of Health Insurance Options for Medicare-Eligible Members Overview of Health Insurance Options for Medicare-Eligible Members The following pages offer general descriptions of the types of plans offered to CTPF retirees who are eligible for and maintain active

More information

BlueCross65. Medicare Supplement Plans

BlueCross65. Medicare Supplement Plans BlueCross65 Medicare Supplement Plans Medicare Supplement Coverage Filling the Gaps of Your Medicare Coverage With Medicare Part A and Part B alone, you are required to pay deductibles and coinsurance

More information

welcome to 2016 Annual Enrollment! OCTOBER 15 NOVEMBER 18, 2015

welcome to 2016 Annual Enrollment! OCTOBER 15 NOVEMBER 18, 2015 welcome to 2016 Annual Enrollment! OCTOBER 15 NOVEMBER 18, 2015 The purpose of this guide is to help you take a closer look at the five health plan options available to you and show you what s changing,

More information

Frequently Asked Questions (FAQs) for

Frequently Asked Questions (FAQs) for Frequently Asked Questions (FAQs) for AT&T Medicare-Eligible Retirees and Medicare-Eligible Dependents Transitioning to the Aon Retiree Health Exchange ( the Aon Exchange ) These questions and answers

More information

Health Coverage with More Choices

Health Coverage with More Choices Health Coverage with More Choices Get ready for a different approach to health coverage with flexibility to choose a plan that fits your needs. This brochure explains the health coverage for Medicare-eligible

More information

MENDOCINO COUNTY 2010 HEALTH CARE BENEFITS FOR MEDICARE-ELIGIBLE RETIREES AND DEPENDENTS Questions and Answers

MENDOCINO COUNTY 2010 HEALTH CARE BENEFITS FOR MEDICARE-ELIGIBLE RETIREES AND DEPENDENTS Questions and Answers MENDOCINO COUNTY 2010 HEALTH CARE BENEFITS FOR MEDICARE-ELIGIBLE RETIREES AND DEPENDENTS Questions and Answers Q. Why the change? A. Anticipated exhaustion of the retiree health reserves by the end of

More information

YOUR TRUST PLAN BENEFITS 2016 GROUP RETIREE HEALTH PLAN

YOUR TRUST PLAN BENEFITS 2016 GROUP RETIREE HEALTH PLAN YOUR TRUST PLAN BENEFITS 2016 GROUP RETIREE HEALTH PLAN THE INSURANCE TRUST FOR DELTA RETIREES GROUP RETIREE HEALTH INSURANCE PLAN The Insurance Trust for Delta Retirees (ITDR) offers its Medicare-eligible

More information

University of Southern California USC. USC Senior Care. A Supplemental Plan to Medicare

University of Southern California USC. USC Senior Care. A Supplemental Plan to Medicare Senior Care A Supplemental Plan to Medicare What is Senior Care and Who is Eligible? A sponsored supplemental plan to Medicare for former employees of the University of Southern California, their spouses,

More information

If you are thinking about retirement...

If you are thinking about retirement... RETIREE HEALTHCARE AND YOUR HEALTH REIMBURSEMENT ARRANGEMENT (HRA) This brochure describes certain retiree healthcare benefits under the Caterpillar Inc. Group Insurance Plan (Part 2). If you participate

More information

Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions

Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions Section 1 General Information (Questions 1-5) Section 2 Enrollment Information

More information

Benefit Highlights. Premera Blue Cross MEDICARE SUPPLEMENT PLANS. Discover a plan that s right for you. Effective MARCH 2015

Benefit Highlights. Premera Blue Cross MEDICARE SUPPLEMENT PLANS. Discover a plan that s right for you. Effective MARCH 2015 Effective MARCH 2015 Premera Blue Cross MEDICARE SUPPLEMENT PLANS Benefit Highlights Discover a plan that s right for you. Individual Medicare Supplement plans for residents of Washington state (excluding

More information

New Health Coverage with More Choices

New Health Coverage with More Choices New Health Coverage with More Choices Get ready for a new approach to health coverage with more flexibility to choose a plan that fits your needs. Effective January 1, 2015, health care benefits offered

More information

Medicare Supplement hap.org/medicare

Medicare Supplement hap.org/medicare Medicare Supplement hap.org/medicare 2 0 1 4 Y0076_PDP 2014014 SUP FF BRO CMS ACCEPTED 09/09/2013 We all can use a little reassurance. Alliance Medicare Supplement helps fill the gaps in Original Medicare.

More information

BlueMedicareSM Supplement Insurance Policies 31547-0714R 31814 1014R

BlueMedicareSM Supplement Insurance Policies 31547-0714R 31814 1014R 2015 BlueMedicareSM Supplement Insurance Policies 31547-0714R 31814 1014R Welcome to the new age of health care All things being equal, how do you choose a Medicare health plan? We ve been here in Florida

More information

Senior Blue. Medicare Supplement Coverage M-51570 10/05

Senior Blue. Medicare Supplement Coverage M-51570 10/05 Senior Blue Medicare Supplement Coverage M-51570 10/05 Senior Blue... Iowa s Choice Since 1939, Wellmark Blue Cross and Blue Shield of Iowa has been providing quality health insurance to the people of

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Look inside to: Learn about Medicare Compare plans and choose the right one for you See if you qualify for financial help Learn how to enroll in Medicare if you plan on working

More information

2012 Milwaukee County

2012 Milwaukee County 2012 Milwaukee County Retiree Benefits Booklet Medical Plans Basic Life Insurance Plan Open through December 1, 2006 DEPARTMENT of ADMINISTRATIVE SERVICES DIVISION of EMPLOYEE BENEFITS 1 TABLE OF CONTENTS

More information

Medicare Supplement Solutions

Medicare Supplement Solutions Medicare Supplement Solutions Medicare Supplement Solutions 1 Cameron Hill Circle Chattanooga, TN 37402 bcbst-medicare.com Thank you for your interest in BlueElite SM Medicare Supplement Solutions Dear

More information

Important Information About Your Medicare and Medi-Cal Benefits

Important Information About Your Medicare and Medi-Cal Benefits State of California Cal MediConnect Health and Human Services Department of Health Care Services P.O. Box 989009, West Sacramento, CA 95798-9850 XX/XX/XXXX Important Information About Your Medicare and

More information

Choosing a Medicare supplement insurance plan.

Choosing a Medicare supplement insurance plan. Choosing a Medicare supplement insurance plan. Medicare Made Clear TM Get Answers Series Look inside to: Understand how Medicare supplement insurance plans work Compare plans and choose the right one for

More information

Helping you make the right Medicare decisions. Use. Choose. your benefits effectively. your health. care plan. Improve. and manage.

Helping you make the right Medicare decisions. Use. Choose. your benefits effectively. your health. care plan. Improve. and manage. Helping you make the right Medicare decisions Choose your health care plan Use your benefits effectively Improve and manage your health Your Guide to Selecting Medicare Coverage for 2015 What s Inside

More information

Medical Benefit Highlights for Employees. All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013

Medical Benefit Highlights for Employees. All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013 HealthSelectSM of Texas Medical Benefit Highlights for Employees All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013 www.healthselectoftexas.com * Also applies to return-to-work

More information

Legacy Medigap SM. Plan A and Plan C. Outline of Medigap insurance coverage and enrollment application for

Legacy Medigap SM. Plan A and Plan C. Outline of Medigap insurance coverage and enrollment application for 2015 Medicare Supplement Coverage offered by Blue Cross Blue Shield of Michigan Legacy Medigap SM Outline of Medigap insurance coverage and enrollment application for Plan A and Plan C LEGM_S_LegacyMedigapBrochure

More information

FREQUENTLY ASKED QUESTIONS ABOUT:

FREQUENTLY ASKED QUESTIONS ABOUT: FREQUENTLY ASKED QUESTIONS ABOUT: RETIREE PRESCRIPTION DRUG COVERAGE & THE NEW MEDICARE PRESCRIPTION DRUG COVERAGE SIntroduction Starting January 1, 2006, Medicare prescription drug coverage will be available

More information

Medicare 101 Guide Your Guide to Medicare Basics

Medicare 101 Guide Your Guide to Medicare Basics Medicare 101 Guide Your Guide to Medicare Basics Y0013_16_MEDGUI Accepted 11232015 bcbstmedicare.com Get More from Your Medicare This guide helps you understand how Medicare s different parts work and

More information

Benefit Highlights. LifeWise Health Plan of Oregon MEDICARE SUPPLEMENT POLICIES. Discover a policy that s right for you. Effective JANUARY 2016

Benefit Highlights. LifeWise Health Plan of Oregon MEDICARE SUPPLEMENT POLICIES. Discover a policy that s right for you. Effective JANUARY 2016 Effective JANUARY 2016 LifeWise Health Plan of Oregon MEDICARE SUPPLEMENT POLICIES Benefit Highlights Discover a policy that s right for you. Individual Medicare Supplement policies for residents of Oregon

More information

Oak Ridge National Laboratory. New Coverage New Choices

Oak Ridge National Laboratory. New Coverage New Choices Oak Ridge National Laboratory New Coverage New Choices What we ll cover today What is changing and why? How this affects you Introducing Extend Health Medicare marketplace Going forward Questions & answers

More information

Health Matters. A Guide for Medicare-Eligible Healthcare Options. Important health plan information enclosed.

Health Matters. A Guide for Medicare-Eligible Healthcare Options. Important health plan information enclosed. Health Matters A Guide for Medicare-Eligible Healthcare Options Important health plan information enclosed. Why am I receiving this booklet? Brookhaven Science Associates (BSA) has decided to offer SelectQuote

More information

Hello. Medicare Advantage plans. Overview 2. Plans 3. Timing 6. Tools 7

Hello. Medicare Advantage plans. Overview 2. Plans 3. Timing 6. Tools 7 Hello Advantage At UnitedHealthcare, we want you to get the most from your Medicare coverage. Our simple, all-in-one Medicare Advantage plans are designed to offer you benefits, services and tools to help

More information

You don t have to change plans unless you want an option other than the following:

You don t have to change plans unless you want an option other than the following: Why is Caltech changing my retiree medical benefits? As you know, health care costs have been increasing significantly over the years. This has made it difficult for Caltech to provide retiree medical

More information

Regence Bridge Medigap (Medicare Supplement) Plans

Regence Bridge Medigap (Medicare Supplement) Plans Information Brochure Regence Bridge Medigap (Medicare Supplement) Plans Making sure you have the coverage that is right for you. Regence BlueShield of Idaho is an Independent Licensee of the Blue Cross

More information

Good health happens together

Good health happens together Good health happens together CITY OF BALTIMORE 2016 HEALTH CARE OPTIONS WHAT S INSIDE BENEFITS OVERVIEW WELLNESS RESOURCES ONLINE TOOLS Thank you for considering UnitedHealthcare. We are proud to again

More information

Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare.

Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare. Dear Member, Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare. Please look at the checklist below and see what situation applies to you. Each

More information

Beneficiary Signature: If you are the authorized representative, you must sign above and provide the following information:

Beneficiary Signature: If you are the authorized representative, you must sign above and provide the following information: SCOPE OF SALES APPOINTMENT CONFIRMATION FORM To be completed by person with Medicare. Please initial below in the box beside the plan type that you want the agent to discuss with you. If you do not want

More information

Oklahoma Higher Education Employees Insurance Group (OKHEEI Group)

Oklahoma Higher Education Employees Insurance Group (OKHEEI Group) Oklahoma Higher Education Employees Insurance Group (OKHEEI Group) FAQ (Frequently Asked Questions) Updated 11-20-09 1. What are the UHC (UnitedHealthcare) enrollment plans for the Medicare retirees? There

More information

MEDICARE BASICS. Eligibility: Disabled, or Age 65

MEDICARE BASICS. Eligibility: Disabled, or Age 65 MEDICARE BASICS Eligibility: Disabled, or Age 65 Coverage: Part A Hospital Insurance o Hospital stays o Skilled Nursing Facility stays (limited coverage) Part B Medical Insurance o Outpatient and diagnostic

More information

Simple. 2015 Benefit Guide. Personal. Empowering.

Simple. 2015 Benefit Guide. Personal. Empowering. 2015 Benefit Guide Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by the Cook County Pension Fund. Open Enrollment is November 1 - November 30

More information

State Retiree Medicare Advantage Plans

State Retiree Medicare Advantage Plans State Retiree Medicare Advantage Plans October/November 2015 Copyright 2013 by The Segal Group, Inc. All rights reserved. Your 2016 Retiree Benefits www.cms.illinois.gov/thetrail 2 Eligibility Who is Required

More information