Benefit Highlights. LifeWise Health Plan of Oregon MEDICARE SUPPLEMENT POLICIES. Discover a policy that s right for you. Effective JANUARY 2016

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Benefit Highlights. LifeWise Health Plan of Oregon MEDICARE SUPPLEMENT POLICIES. Discover a policy that s right for you. Effective JANUARY 2016"

Transcription

1 Effective JANUARY 2016 LifeWise Health Plan of Oregon MEDICARE SUPPLEMENT POLICIES Benefit Highlights Discover a policy that s right for you. Individual Medicare Supplement policies for residents of Oregon state BHBMSOR ( )

2 You ve worked hard to act any age you want. Now is the time when freedom is yours. LifeWise Health Plan of Oregon Medicare Supplement policies help you enjoy it Our Medicare Supplement policies give you peace of mind about your healthcare coverage throughout your retirement. They cover the growing costs Original Medicare alone leaves you to pay, and give you the freedom to see any doctor who accepts Medicare. LifeWise is a trusted name in healthcare and being helpful is number one in our book. Use the expertise of our highly-trained, local representatives to assist you in choosing the policy that s right for you. And know that if you ever have questions about the best way to use your policy, we re here to help. You can count on us The LifeWise Health Plan of Oregon Medicare Supplement policy portfolio was created based on the policy preferences our members have shown. With these policies, you can count on: The freedom to use any doctor or hospital that accepts Medicare Knowing that your policy is guaranteed renewable and portable Knowing that your coverage won t be terminated if your health changes Nationwide coverage when you travel

3 LifeWise Medicare Supplement Policies A Medicare Supplement plan can help pay some of the healthcare costs that Original Medicare doesn t cover, like copayments, coinsurance, and deductibles. Some Medicare Supplement plans also offer coverage for services that Original Medicare doesn t cover, like medical care when you travel outside of the United States. If you have Original Medicare and you buy a Medicare Supplement plan, Medicare will pay its share of the Medicare-approved amount for covered healthcare costs. Then your Medicare Supplement plan pays its share. With four plan options, it s easy to find the plan that is right for you. Plan A Rates as low as $163 a month A plan with basic coverage Plan A provides basic coverage for those with fewer hospital and physician expenses. Plan F Rates as low as $213 a month Our most popular plan Plan F provides 100% coverage for Medicare covered services. That means no copayments, coinsurance, or deductibles. High Deductible Plan F Rates as low as $84 a month Like Plan F, but with a high deductible and a lower monthly rate A nice fit if you prefer a high deductible health plan. You can use funds in an existing HSA (Health Savings Account) to pay for medical expenses applied to your deductible. Plan N Rates as low as $160 a month Coverage with a copay 100% coverage on all Medicare-covered inpatient hospital services. After you ve met your Part B deductible, you pay a copay for office visits and emergency room visits. For more in-depth information, please refer to the Medicare Supplement Outline of Coverage. Questions? We re here to help lifewiseor.com

4 DISCOVER a Medicare Supplement policy Plan details Plan A Basic coverage Plan F Our most popular plan Monthly rates (save $5 per month on rates listed below by enrolling in our Automatic Funds Transfer [AFT] program) Monthly rate (age 65 69) $163 $213 Monthly rate (age 70 74) $206 $270 Monthly rate (age 75+) $241 $317 Plan summary Your costs: Your costs: Doctor/hospital choice Any doctor or hospital that accepts Medicare Any doctor or hospital that accepts Medicare Deductibles Hospital - Part A: $1,288 Medical - Part B: $166 $0 Office visit $0 after Part B deductible $0 Inpatient hospital care $0 after Part A deductible (per benefit period*) $0 Skilled nursing facility $0/day (days 1 20) $161/day (days ) All costs (days 101+) $0/day (days 1 100) All costs (days 101+) Outpatient hospital care $0 after Part B deductible $0 Ambulance $0 after Part B deductible $0 Emergency care $0 after Part B deductible $0 Urgent care $0 after Part B deductible $0 Durable medical equipment $0 after Part B deductible $0 Outpatient lab/x-rays $0 after Part B deductible $0 Part B excess charges (above Medicare approved amounts) Not covered $0 Home health care $0 $0 Hospice $0 $0 Foreign travel coverage (not covered by Medicare) First $250 in charges (per calendar year) Not covered You pay first $250 in charges Remainder of charges (per calendar year) Not covered After the first $250 in charges, you pay 20% and amounts over $50,000 lifetime max Policy form numbers: Plan A ( ), ( ); Plan F ( ), ( ) *A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.

5 that s right for you Plan details High Deductible Plan F High deductible, lower cost Plan N Coverage with a copay Monthly rates (save $5 per month on rates listed below by enrolling in our Automatic Funds Transfer [AFT] program) Monthly rate (age 65 69) $84 $160 Monthly rate (age 70 74) $105 $201 Monthly rate (age 75+) $123 $239 Plan summary Your costs: Your costs: Doctor/hospital choice Any doctor or hospital that accepts Medicare Any doctor or hospital that accepts Medicare Deductibles $2,180 annual plan deductible Medical - Part B: $166 Office visit $0 after plan deductible $20 copay after Part B deductible Inpatient hospital care $0 after plan deductible $0 Skilled nursing facility After plan deductible: $0/day (days 1 100) All costs (days 101+) $0/day (days 1 100) All costs (days 101+) Outpatient hospital care $0 after plan deductible $0 after Part B deductible Ambulance $0 after plan deductible $0 after Part B deductible Emergency care $0 after plan deductible $50 copay after Part B deductible Urgent care $0 after plan deductible $0 after Part B deductible Durable medical equipment $0 after plan deductible $0 after Part B deductible Outpatient lab/x-rays $0 after plan deductible $0 after Part B deductible Part B excess charges (above Medicare approved amounts) $0 after plan deductible Not covered Home health care $0 $0 Hospice $0 $0 Foreign travel coverage (not covered by Medicare) First $250 in charges (per calendar year) Remainder of charges (per calendar year) After plan deductible: You pay first $250 in charges After plan deductible: After the first $250 in charges, you pay 20% and amounts over $50,000 lifetime max You pay first $250 in charges After the first $250 in charges, you pay 20% and amounts over $50,000 lifetime max Policy form numbers: High Deductible Plan F ( ), ( ); Plan N ( ), ( ) Questions? We re here to help lifewiseor.com

6 Extra member benefits and services Customer service Our responsive customer service teams are right here in the Northwest, not thousands of miles away. We re ready to help answer your plan and benefit questions, and we re trained and equipped to help get the answers you need, when you need them. Web tools Manage your health and policy online. Store and manage your health information online, and access health and fitness tracking tools at lifewiseor.com. 24-Hour NurseLine This free service connects you with registered nurses who answer your medical questions and advise you to get the care you need. Nurses are on call 24 hours a day, 7 days a week. All calls are confidential. LifeWise Senior Discounts program The LifeWise Senior Discounts program gives you discounts on things like fitness and weight management programs, eye care and hardware, laser vision correction, contact lenses, and hearing aids.

7 Medicare Glossary Medicare Part A helps pay for inpatient care in hospitals and skilled nursing facilities. Part A is available to most people who are eligible for Medicare at no cost. Medicare Part B is available for a monthly premium. Medicare Part B helps pay for doctor visits, lab tests, durable medical equipment and outpatient hospital treatment. Medicare Part B excess charge is the difference between the Medicare approved amount and is the amount a doctor or other healthcare provider is legally permitted to charge. Medicare Supplement policies help cover the growing costs Original Medicare alone leaves you to pay. Here are some other definitions to help you understand Medicare and Medicare Supplement benefits: Covered services the healthcare services and supplies for which your health plan(s) provides benefits. Deductible the amount you pay for healthcare before Original Medicare begins to pay. Cost shares the amount you pay, such as copays and coinsurance. Copay a flat fee you pay at the time a service is rendered. Coinsurance your share of the fee for a service. If your plan s coinsurance share is 20%, you pay 20% of the allowable charge and your plan pays the other 80% (after you meet your deductible). Questions? We re here to help lifewiseor.com

8 If you don t understand something, just ask us. It s our job to make things easy for you. LifeWise Health Plan of Oregon Medicare Supplement policy representatives can help answer your questions. Call toll free (TTY: 711) Monday Friday, 8 a.m. to 8 p.m. (7 days a week, 8 a.m. to 8 p.m., from October 1 through February 14) Enrolling is easy! You can: Enroll online Go to lifewiseor.com Enroll by mail Return your paper application to: P.O. Box 91120, MS295, Seattle, WA Enroll with your producer Schedule an appointment with your producer for help selecting a policy and submitting your application. Guaranteed acceptance You have a six-month window for guaranteed acceptance that begins the month you turn 65 and/or the month your Medicare Part B coverage begins. You must have Medicare Parts A and B to apply for a Medicare Supplement policy. Please contact the policy for other qualifying events that may allow guaranteed acceptance when applying for coverage ( )

Benefit Highlights. Premera Blue Cross MEDICARE SUPPLEMENT PLANS. Discover a plan that s right for you. Effective MARCH 2015

Benefit Highlights. Premera Blue Cross MEDICARE SUPPLEMENT PLANS. Discover a plan that s right for you. Effective MARCH 2015 Effective MARCH 2015 Premera Blue Cross MEDICARE SUPPLEMENT PLANS Benefit Highlights Discover a plan that s right for you. Individual Medicare Supplement plans for residents of Washington state (excluding

More information

More value Thank you for considering KPS You Need a Plan that Offers a Free Prescription Drug Discount Program

More value Thank you for considering KPS You Need a Plan that Offers a Free Prescription Drug Discount Program More value Thank you for considering KPS KPS Health Plans was established in Bremerton, Washington in 1946. We are a Washington state nonprofit health care service contractor offering preferred provider

More information

Regence Bridge. Medicare Supplement (Medigap) Plans

Regence Bridge. Medicare Supplement (Medigap) Plans OUTLINE OF COVERAGE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueCross BlueShield of Oregon is an Independent Licensee of the Blue Cross and Blue Shield Association 07355rep06630-or OR

More information

It s Time for Medicare

It s Time for Medicare It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for

More information

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook Learn Protect Assess Enroll Your complimentary Medicare Guidebook Learn Original Medicare... 4 Medicare Prescription Drug Coverage.............. 6 Medicare Supplement Insurance... 8 Medicare Advantage...

More information

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook Learn Protect Assess Enroll Your complimentary Medicare Guidebook About this Guidebook If you or someone you care for is new to Medicare or will be soon, this Guidebook will help make Medicare easier to

More information

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage

More information

Benefit Chart of Medicare Supplement Plans Sold On or After June 1, 2015

Benefit Chart of Medicare Supplement Plans Sold On or After June 1, 2015 Outline of Medicare Supplement Coverage Benefit Chart of Medicare Supplement Plans Sold On or After June 1, 2015 This chart shows the benefits included in each of the standard Medicare Supplement plans.

More information

Outline of Medicare Supplement Coverage TUFTS MEDICARE PREFERRED SUPPLEMENT PLANS 2015

Outline of Medicare Supplement Coverage TUFTS MEDICARE PREFERRED SUPPLEMENT PLANS 2015 TUFTS MEDICARE PREFERRED SUPPLEMENT PLANS 2015 Outline of Medicare Supplement Coverage Tufts Medicare Preferred Supplement Core Tufts Medicare Preferred Supplement One Effective January 1, 2015 December

More information

MEDICARE BASICS WHAT TO KNOW AND WHAT TO EXPECT WITH MEDICARE

MEDICARE BASICS WHAT TO KNOW AND WHAT TO EXPECT WITH MEDICARE MEDICARE BASICS WHAT TO KNOW AND WHAT TO EXPECT WITH MEDICARE AGENDA What is original Medicare? The A, B, C, and D s of Medicare Enrollment periods Medicare Advantage star rating system Where you can find

More information

Regence Bridge. Medicare Supplement (Medigap) Plans

Regence Bridge. Medicare Supplement (Medigap) Plans DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association

More information

Basic, including 100% Part B coinsurance Skilled Nursing Facility Coinsurance

Basic, including 100% Part B coinsurance Skilled Nursing Facility Coinsurance Group Health Options, Inc. Outline of Medicare Supplement Coverage - Cover Page Benefit Plans A, F, K and N See Outlines of Coverage sections for details about ALL plans These charts show the benefits

More information

Regence Bridge Medigap (Medicare Supplement) Plans

Regence Bridge Medigap (Medicare Supplement) Plans Information Brochure Regence Bridge Medigap (Medicare Supplement) Plans Making sure you have the coverage that is right for you. Regence BlueShield of Idaho is an Independent Licensee of the Blue Cross

More information

Plan F* Plan G. Basic, including 100% Basic, including 100% Basic, including 100% Part B coinsurance. Skilled nursing facility coinsurance

Plan F* Plan G. Basic, including 100% Basic, including 100% Basic, including 100% Part B coinsurance. Skilled nursing facility coinsurance Outline of Coverage UnitedHealthcare Insurance Company Overview of Available s Benefit Chart of Medicare Supplement s Sold on or After June 1, 2010 This chart shows the benefits included in each of the

More information

Regence Bridge. Medicare Supplement (Medigap) Plans

Regence Bridge. Medicare Supplement (Medigap) Plans DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue Shield Association 09708rep07356-ut UT Learn

More information

OUTLINE OF COVERAGE. Regence Bridge. Medicare Supplement (Medigap) Plans

OUTLINE OF COVERAGE. Regence Bridge. Medicare Supplement (Medigap) Plans OUTLINE OF COVERAGE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue Shield Association 09713rep07355-ut UT

More information

2015 Outline of Coverage Security 65 Medicare Supplement Plans. Plan A Plan B Plan C Plan H Plan H with Drug

2015 Outline of Coverage Security 65 Medicare Supplement Plans. Plan A Plan B Plan C Plan H Plan H with Drug 2015 Outline of Coverage Security 65 Medicare Supplement Plans Plan A Plan B Plan C Plan H Plan H with Drug Independence Blue Cross and Highmark Blue Shield Outline of Medicare Supplement Coverage Security

More information

Regence Bridge Medigap (Medicare Supplement) Plans

Regence Bridge Medigap (Medicare Supplement) Plans Regence Bridge Medigap (Medicare Supplement) Plans for Clark County, Washington Making sure you have the coverage that is right for you. Regence BlueCross BlueShield of Oregon is an Independent Licensee

More information

Medicare 101 Guide Your Guide to Medicare Basics

Medicare 101 Guide Your Guide to Medicare Basics Medicare 101 Guide Your Guide to Medicare Basics Y0013_16_MEDGUI Accepted 11232015 bcbstmedicare.com Get More from Your Medicare This guide helps you understand how Medicare s different parts work and

More information

Skilled Nursing Facility Coinsurance. Skilled Nursing Facility Coinsurance Part A Deductible Part B. Part A Deductible Part B.

Skilled Nursing Facility Coinsurance. Skilled Nursing Facility Coinsurance Part A Deductible Part B. Part A Deductible Part B. Aetna Life Insurance Company Outline of Medicare Supplement Coverage Benefit Plans A, B, F, G and N are Offered Benefit Chart of Medicare Supplement Plans Sold for Effective Dates on or After June 1, 2010

More information

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11 Thank you... for your interest in our Medicare Supplement plans. We designed them to help you stay healthy and keep your medical costs down. It s why they are so popular. You get an added layer of security,

More information

MEDICARE SUPPLEMENT COVERAGE PENNSYLVANIA

MEDICARE SUPPLEMENT COVERAGE PENNSYLVANIA MEDICARE SUPPLEMENT COVERAGE PENNSYLVANIA The Insurance Plans of Choice for Medicare Supplemental Coverage Philadelphia American Life Insurance Company P.O. BOX 4884 Houston, TX 77210-4884 Plan Form Standard

More information

Health plans for every body

Health plans for every body Health plans for every body Supplemental coverage for Medicare members Medicare modahealth.com/medicare Available April 1 through Dec. 31, 2015 Hello. Welcome to Moda Health, the place you go when you

More information

Basic, including 100% Part B coinsurance. Foreign Travel Emergency

Basic, including 100% Part B coinsurance. Foreign Travel Emergency BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA An Independent Licensee of the Blue Cross and Blue Shield Association OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE 1 of 2: BENEFIT PLANS A, C, L and N

More information

BlueCross65. Medicare Supplement Plans

BlueCross65. Medicare Supplement Plans BlueCross65 Medicare Supplement Plans Medicare Supplement Coverage Filling the Gaps of Your Medicare Coverage With Medicare Part A and Part B alone, you are required to pay deductibles and coinsurance

More information

Part B. Coinsurance. Skilled Nursing Facility. 50% Skilled Nursing Facility. Coinsurance. Coinsurance 75% Part A Deductible.

Part B. Coinsurance. Skilled Nursing Facility. 50% Skilled Nursing Facility. Coinsurance. Coinsurance 75% Part A Deductible. AMERICAN RETIREMENT LIFE INSURANCE COMPANY P. O. BOX 26580 AUSTIN, TX 78755-0580 866-459-4272 Outline of Medicare Supplement Coverage - Benefit Plans A, F, G and N This chart shows the benefits included

More information

HEALTHSPAN MEDICARE HEALTH PLAN

HEALTHSPAN MEDICARE HEALTH PLAN This is an advertisement. HealthSpan Medicare Advantage for Federal Members (HMO) YOUR GUIDE TO CHOOSING A HEALTHSPAN MEDICARE HEALTH PLAN INCREASE YOUR COVERAGE without increasing your FEHB premium. MAKE

More information

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross.

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross. Thank you...... for your interest in a Medicare Supplement plan from Anthem Blue Cross. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage from a trusted company.

More information

OUTLINE OF MEDICARE SUPPLEMENT COVERAGE

OUTLINE OF MEDICARE SUPPLEMENT COVERAGE OUTLINE OF MEDICARE SUPPLEMENT COVERAGE Tufts Medicare Preferred Supplement Core Tufts Medicare Preferred Supplement One Outline of Medicare Supplement Coverage Cover Page: Benefit Plans Medicare Supplement

More information

100% of Medicare-eligible expenses Beyond the additional 365 $0 $0 $0 $0

100% of Medicare-eligible expenses Beyond the additional 365 $0 $0 $0 $0 Medicare Supplement Policy Comparison Chart Effective January 1, 2015 Medicare Supplement or BlueCare Plans A, B and C Part A Hospital Insurance Covered Services SERVICE MEDICARE PAYS PLAN A PAYS PLAN

More information

MedicareBlue SupplementSM

MedicareBlue SupplementSM MedicareBlue Supplement SM MedicareBlue SupplementSM Choose from five Medicare Supplement Plans M-50374 10/12 M-50374 10/14 2015 enrollment kit I need a Medicare supplement plan I can depend on. Get reliable,

More information

Plan F & Plan F* Skilled Nursing Facility Coinsurance Part A Deductible Part B. Deductible. Part B Excess (100%) Foreign Travel Emergency

Plan F & Plan F* Skilled Nursing Facility Coinsurance Part A Deductible Part B. Deductible. Part B Excess (100%) Foreign Travel Emergency Outline of Medicare Supplement Coverage By Reason of Age Cover Page: Benefit Plans A, F, High F and N See Outlines of Coverage sections for detail about all plans. This chart shows the benefits included

More information

Moda Health Coverage Outline

Moda Health Coverage Outline Moda Health Coverage Outline Thank you for your interest in the Moda Health Senior Select Medicare Supplement plan! Attached is a copy of the policy Outline of Coverage and we have supplied you with a

More information

WPS Medicare Supplement Plans

WPS Medicare Supplement Plans WPS Medicare Supplement Plans Now including plans with a three-year rate guarantee!1 Effective January 1, 2016 Outline of Medicare Supplement Coverage Benefit Plans A, C, F, K, L, M, and N for Iowa Residents

More information

Understanding Medicare

Understanding Medicare Understanding Medicare When you think about income streams in retirement, Medicare may not initially come to mind. But it is an important part of most retirees "golden years." Medicare covers many health

More information

Basic, Including 100% Part B Coinsurance. Part B Coinsurance. Coinsurance* 50% Skilled Nursing Facility Coinsurance. Skilled Nursing Facility

Basic, Including 100% Part B Coinsurance. Part B Coinsurance. Coinsurance* 50% Skilled Nursing Facility Coinsurance. Skilled Nursing Facility AMERICAN RETIREMENT LIFE INSURANCE COMPANY P. O. BOX 26580 AUSTIN, TX 78755-0580 866-459-4272 Outline of Medicare Supplement Coverage - Benefit Plans A, F, G and N This chart shows the benefits included

More information

Benefit Chart of Medicare Supplement Plans Sold on or After January 1, 2014

Benefit Chart of Medicare Supplement Plans Sold on or After January 1, 2014 Benefit Chart of Medicare Supplement Plans Sold on or After January 1, 2014 This chart shows the benefits included in each of the standard Medicare Supplement plans. Every company must make available Plans

More information

Benefit Chart of Medicare Supplement Plans Sold On or After January 1, 2015

Benefit Chart of Medicare Supplement Plans Sold On or After January 1, 2015 19 North Main Street, Wilkes-Barre, Pennsylvania, 18711 Blue Cross of Northeastern Pennsylvania Benefit Chart of Medicare Supplement Plans Sold On or After January 1, 2015 BlueCare Security Benefit Plans

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See

More information

Your Medicare Options

Your Medicare Options H H FOR GUIDE ESSENTIAL AN H H AN ESSENTI Your Medicare Options H MEDICARE BENEFICIARIES IN ALABAMA RIES IN ALABAMA Y0106_GBKLT_15 Accepted Thank you for your interest in Blue Cross and Blue Shield of

More information

Basic, Including 100% Part B Coinsurance. Part B Coinsurance. Coinsurance* 50% Skilled Nursing Facility Coinsurance. Skilled Nursing Facility

Basic, Including 100% Part B Coinsurance. Part B Coinsurance. Coinsurance* 50% Skilled Nursing Facility Coinsurance. Skilled Nursing Facility AMERICAN RETIREMENT LIFE INSURANCE COMPANY P. O. BOX 26580 AUSTIN, TX 78755-0580 866-459-4272 Outline of Medicare Supplement Coverage - Benefit Plans A, F, G and N This chart shows the benefits included

More information

Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members

Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Benefits Effective January 1, 2012 UHAZ12HM3349753_000 H0303_110818_013543 Summary of the UnitedHealthcare plans

More information

Offered by. Benefit Chart of Medicare Supplement Plans Sold on or After June 1, 2010

Offered by. Benefit Chart of Medicare Supplement Plans Sold on or After June 1, 2010 SecureBlue This chart shows the benefits included in each of the standard Medicare Supplement plans. Every company must make available Plans A, B and C or F. Some plans may not be available in your state.

More information

MUTUAL OF OMAHA INSURANCE COMPANY OUTLINE OF MEDICARE SUPPLEMENT COVERAGE - COVER PAGE BENEFIT PLANS A, C AND F

MUTUAL OF OMAHA INSURANCE COMPANY OUTLINE OF MEDICARE SUPPLEMENT COVERAGE - COVER PAGE BENEFIT PLANS A, C AND F MUTUAL OF OMAHA INSURANCE COMPANY OUTLINE OF MEDICARE SUPPLEMENT COVERAGE - COVER PAGE BENEFIT PLANS A, C AND F Medicare supplement insurance can be sold in only 10 standard plans plus two high deductible

More information

Outline of coverage. January 2015 May 2015

Outline of coverage. January 2015 May 2015 January 2015 May 2015 Outline of coverage The federal government has asked us to provide this outline of coverage to help you decide which plan best fits your needs and meets your budget. D98, 10/14, SM

More information

Outline of coverage. June 2014 May 2015

Outline of coverage. June 2014 May 2015 June 2014 May 2015 Outline of coverage The federal government has asked us to provide this outline of coverage to help you decide which plan best fits your needs and meets your budget. D98, 3/14, SM Marks

More information

2015 Benefit Chart of Medicare Supplement Plans Outline of Coverage 1-888-708-0123 mhinsurance.com

2015 Benefit Chart of Medicare Supplement Plans Outline of Coverage 1-888-708-0123 mhinsurance.com 2015 Benefit Chart of Medicare Supplement Plans Outline of Coverage 1-888-708-0123 mhinsurance.com MEMBERS HEALTH INSURANCE COMPANY Home Office: P.O. Box 1424, Columbia, TN 38402-1424 1-888-708-0123;

More information

Outline of coverage. June 2015 - May 2016

Outline of coverage. June 2015 - May 2016 June 2015 - May 2016 Outline of coverage The federal government has asked us to provide this outline of coverage to help you decide which plan best fits your needs and meets your budget. D98, 2/15, SM

More information

Basic, including 100% Part B coinsurance. Foreign Travel Emergency

Basic, including 100% Part B coinsurance. Foreign Travel Emergency BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA An Independent Licensee of the Blue Cross and Blue Shield Association OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE 1 of 2: BENEFIT PLANS A, B, D and F

More information

Basic, including 100% Part B coinsurance. Foreign Travel Emergency

Basic, including 100% Part B coinsurance. Foreign Travel Emergency BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA An Independent Licensee of the Blue Cross and Blue Shield Association OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE 1 of 2: BENEFIT PLANS A, B, D and F

More information

DECISION GUIDE. 2015 Regence Medicare Advantage PPO Plans

DECISION GUIDE. 2015 Regence Medicare Advantage PPO Plans DECISION GUIDE 2015 Regence Medicare Advantage PPO Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association

More information

Omaha Insurance Company Application Packet

Omaha Insurance Company Application Packet Omaha Insurance Company Application Packet Thank you for your interest in the Omaha Insurance Company Medicare Supplement plan! This application packet provides you with a link to the Online Application

More information

Medicare Made Clear Answer Guide

Medicare Made Clear Answer Guide Medicare Made Clear Answer Guide Y0066_100820_113217 File & Use 08252010 Medicare can be confusing. How do you find the best options to fit your needs? This guide has some answers that may be helpful.

More information

Medicare Supplement Outline of Coverage

Medicare Supplement Outline of Coverage Blue Cross and Blue Shield of Nebraska Medicare Supplement Outline of Coverage Benefit Plans: A, B, C, F, G and L Rates Valid: April 1, 2016 through March 31, 2017 For Plans Effective: January 1, 2016

More information

A B C D F F* G K L M N Basic, including. Basic, including. coinsurance. 75% Skilled Nursing. Facility Coinsurance. 50% Part A. Deductible.

A B C D F F* G K L M N Basic, including. Basic, including. coinsurance. 75% Skilled Nursing. Facility Coinsurance. 50% Part A. Deductible. This chart shows the benefits included in each of the standard Medicare supplement plans. Every company must make Plan A available. Some plans may not be available in your state. AmeriHealth Insurance

More information

Hospitalization and preventive care paid at 100%; other basic benefits paid at 50% Basic, including 100% Part B coinsurance. 100% Part B coinsurance

Hospitalization and preventive care paid at 100%; other basic benefits paid at 50% Basic, including 100% Part B coinsurance. 100% Part B coinsurance Health First Insurance, Inc. OUTLINE OF COVERAGE 2014 Benefit Plans A, F, N Benefit Chart of Medicare Supplement Plans Sold on or After June 1, 2010 This chart shows the benefits included in each of the

More information

Medicare Supplement Coverage Options

Medicare Supplement Coverage Options Medicare Supplement Coverage Options Thank you for your interest in our Medicare Supplemental coverage options, also known as HealthNow New York Inc. Medicare Supplement (Medigap) plans. The Medicare Supplement

More information

What is a Medicare Advantage Plan?

What is a Medicare Advantage Plan? CENTERS FOR MEDICARE & MEDICAID SERVICES What is a Medicare Advantage Plan? A Medicare Advantage Plan (like an HMO or PPO) is a way to get your Medicare benefits. Unlike Original Medicare, in which the

More information

Aetna Individual Medicare Supplement PlanSM

Aetna Individual Medicare Supplement PlanSM Aetna Individual Medicare Supplement PlanSM Aetna Life Insurance Company Outline of Medicare Supplement Coverage Benefit Plans A, B and F OOC-MD 18.02.312.1 MD (8/04) Outline of Medicare Supplement Coverage

More information

Medicare Supplement Plan

Medicare Supplement Plan MedigapBlue MedigapBlue SM Medicare Supplement Plan The plan that covers what Medicare leaves out Look Inside! You have good reasons to choose a Highmark MedigapBlue Medicare Supplement plan. Decades of

More information

MEDICARE SUPPLEMENT OUTLINE OF BENEFIT COVERAGE

MEDICARE SUPPLEMENT OUTLINE OF BENEFIT COVERAGE Shaded Sections show Benefit Plans A, B, C, F, High Deductible F*, M and N which are available These charts show the benefits included in each of the standard Medicare Supplement plans. Every company must

More information

OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE BENEFIT STANDARD PLANS A, B, C, D, F, J AND HIGH DEDUCTIBLE PLAN F

OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE BENEFIT STANDARD PLANS A, B, C, D, F, J AND HIGH DEDUCTIBLE PLAN F Anthem Blue Cross Blue Shield Connecticut Administrative Office: PO Box 1014 North Haven, CT 06473 Toll Free Telephone Number: 1-800-238-1143 OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE BENEFIT

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See

More information

Texas Department of Insurance

Texas Department of Insurance Texas Department of Insurance Benefit Chart of Medicare Supplement Plans Sold for Effective Dates on or After June 1, 2010 This chart shows the benefits included in each of the standard Medicare supplement

More information

Medicare supplement plans. Peace of mind from a name you trust

Medicare supplement plans. Peace of mind from a name you trust Medicare supplement plans Peace of mind from a name you trust Flexible plans backed by over 70 years of experience We ll be there for you Medicare supplement plans are designed to fill in the gaps that

More information

SENIOR CHOICE Medicare Supplement Outline of Coverage

SENIOR CHOICE Medicare Supplement Outline of Coverage SENIOR CHOICE Medicare Supplement Outline of Coverage from Gundersen Health Plan The Wisconsin Insurance Commissioner has set standards for Medicare supplement insurance. This policy meets these standards.

More information

100% of Medicare-eligible expenses Beyond the additional 365 $0 $0 $0 $0

100% of Medicare-eligible expenses Beyond the additional 365 $0 $0 $0 $0 Medicare Supplement Policy Comparison Chart Effective January 1, 2013 Medicare Select or BlueSelect Plans B, C and D Part A Hospital Insurance Covered Services SERVICE MEDICARE PAYS PLAN B PAYS PLAN C

More information

Basic, including 100% Part B coinsurance. Skilled Nursing Facility Coinsuranc e Part A Deductible Part B

Basic, including 100% Part B coinsurance. Skilled Nursing Facility Coinsuranc e Part A Deductible Part B Benefit Chart of Medicare Supplement Plans Sold for Effective Dates on or After June 1, 2010 This chart shows the benefits included in each of the standard Medicare supplement plans. Every company must

More information

MedicareBlue Supplement SM

MedicareBlue Supplement SM MedicareBlue Supplement SM Important Information about the enclosed premiums and Medicare deductibles and cost-sharing amounts The MedicareBlue Supplement information enclosed in this Outline of Coverage

More information

Guide to Medicare MEDICARE BASICS. Presented by

Guide to Medicare MEDICARE BASICS. Presented by Guide to Medicare MEDICARE BASICS Presented by 14 Medicare Basics What Is Medicare? Medicare is health insurance for the following: People 65 or older People under 65 with certain disabilities People of

More information

MedicareBlue Supplement

MedicareBlue Supplement SM MedicareBlue Supplement Plans A, D, F, High Deductible F, and N 2015 Outlines of Coverage Benefit Chart of Medicare Supplement Plans Sold for Effective Dates on or after January 1, 2015 This chart shows

More information

A B C D F F* G K L M N Basic,

A B C D F F* G K L M N Basic, Outline of Medicare Supplement Coverage Benefit Plans A, D, and F Corporate Office Omaha, NE Administrative Services PO Box 10386 Des Moines, IA 50306 www.gomedico.com Toll-Free 1-800-228-6080 This chart

More information

Enrollment Materials

Enrollment Materials Enrollment Materials To reach your goals, it helps to have someone with you at every step. GO LONG AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company Delaware Rates

More information

2014 Outline of Medicare Supplement Coverage Cover Page (1 of 2) Plans A, F & N

2014 Outline of Medicare Supplement Coverage Cover Page (1 of 2) Plans A, F & N Anthem Blue Cross and Blue Shield Virginia Administrative Office: P.O. Box 27401, Richmond, VA 23279-7401 Toll Free Telephone Number: 1-800-916-2583 Benefit Chart of Medicare Supplement Plans Sold for

More information

Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company

Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company Vermont Blue 65 SM Coverage for Vermonters with Medicare 2016 Medicare Supplemental Products Group Brochure An independent, local Vermont company Three smart steps to quality health care after retirement:

More information

UNITED AMERICAN INSURANCE COMPANY

UNITED AMERICAN INSURANCE COMPANY UNITED AMERICAN INSURANCE COMPANY A Nebraska Stock Company Administrative Offices: McKinney, Texas Outline of Medicare Supplement Coverage - Cover Page: 1 of 2 Benefit Plans B, HDF These charts show the

More information

Outline of Medicare Supplement Coverage

Outline of Medicare Supplement Coverage Outline of Medicare Supplement Coverage Benefit Plans A, C, F, L, N for 2016 Outline of Medicare Supplement Coverage Benefit Plans A, C, F, L, N for 2016 These charts show the benefits included in each

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 True Blue Rx Option II (HMO) offered by Blue Cross of Idaho Health Service, Inc. (Blue Cross of Idaho) Annual Notice of Changes for 2014 You are currently enrolled as a member of True Blue Freedom (HMO).

More information

HealthNow New York Inc. Mailing address: PO BOX 15013, Albany, New York 12212-5012 Physical address: 30 Century Hill Drive, Latham, New York 12110

HealthNow New York Inc. Mailing address: PO BOX 15013, Albany, New York 12212-5012 Physical address: 30 Century Hill Drive, Latham, New York 12110 HealthNow New York Inc. Mailing address: PO BOX 15013, Albany, New York 12212-5012 Physical address: 30 Century Hill Drive, Latham, New York 12110 Benefit Chart of Medicare Supplement Plans Sold for Effective

More information

Medicare Supplement Outline of Coverage SENIOR CHOICE

Medicare Supplement Outline of Coverage SENIOR CHOICE SENIOR CHOICE Medicare Supplement Outline of Coverage from Gundersen Health Plan The Wisconsin Insurance Commissioner has set standards for Medicare supplement insurance. This policy meets these standards.

More information

2015 Senior Blue. Outline of Medicare Supplement Coverage. For Assistance 1-800-851-2227

2015 Senior Blue. Outline of Medicare Supplement Coverage. For Assistance 1-800-851-2227 2015 Senior Blue Outline of Medicare Supplement Coverage For Assistance Contact your local Blue Cross Blue Shield office or call us toll free: 1-800-851-2227 WWW.WYOMINGBLUE.COM WyomingSeniorBlue.com 12/14

More information

How Medicare Works. Helping you make the most of Medicare. MedicareBlue SM Rx (PDP) S5743_101415_B02_RE Internal Approval 11/12/2015

How Medicare Works. Helping you make the most of Medicare. MedicareBlue SM Rx (PDP) S5743_101415_B02_RE Internal Approval 11/12/2015 How Medicare Works Helping you make the most of Medicare 2016 MedicareBlue SM Rx (PDP) S5743_101415_B02_RE Internal Approval 11/12/2015 About Medicare Whether you re new to Medicare or want a refresher,

More information

HealthNow New York Inc. Mailing address: PO BOX 13599, Albany, New York 12214-5767 Physical address: 30 Century Hill Drive, Latham, New York 12110

HealthNow New York Inc. Mailing address: PO BOX 13599, Albany, New York 12214-5767 Physical address: 30 Century Hill Drive, Latham, New York 12110 HealthNow New York Inc. Mailing address: PO BOX 13599, Albany, New York 12214-5767 Physical address: 30 Century Hill Drive, Latham, New York 12110 Benefit Chart of Medicare Supplement Plans Sold for Effective

More information

A B C D F F* G K L M N Basic,

A B C D F F* G K L M N Basic, Outline of Medicare Supplement Coverage Benefit Plans A, D, and F Corporate Office Omaha, NE Administrative Services PO Box 10386 Des Moines, IA 50306 www.gomedico.com Toll-Free 1-800-228-6080 This chart

More information

The Pennsylvania Insurance Department s. Your Guide to Choosing a MEDIGAP POLICY. Understanding Medigap

The Pennsylvania Insurance Department s. Your Guide to Choosing a MEDIGAP POLICY. Understanding Medigap Your Guide to Choosing a MEDIGAP POLICY Understanding Medigap Medigap is private health insurance designed to help pay healthcare costs that aren t covered by Medicare. Each Medigap plan covers different

More information

MediGap Plans A, C, F, & N 2016 OUTLINE OF MEDICARE SUPPLEMENT COVERAGE

MediGap Plans A, C, F, & N 2016 OUTLINE OF MEDICARE SUPPLEMENT COVERAGE MediGap Plans A, C, F, & N 2016 OUTLINE OF MEDICARE SUPPLEMENT COVERAGE This page was intentionally left blank. BENEFIT CHART OF MEDICARE SUPPLEMENT PLANS SOLD FOR EFFECTIVE DATES ON OR AFTER JUNE 1, 2010

More information

K L M N Basic, including Basic,

K L M N Basic, including Basic, Companion Life Insurance Company Administrative Office PO Box 14158 Clearwater, Florida 33766-4158 (888) 220-0466 Outline of Medicare Supplement Coverage Cover Page Benefit Plans A, F and G - See Outlines

More information

I wanted to understand the Medicare program basics. This presentation really helped.

I wanted to understand the Medicare program basics. This presentation really helped. Welcome to Medicare 101! I wanted to understand the Medicare program basics. This presentation really helped. What is Medicare? What benefits does Medicare cover? What benefits doesn t Medicare cover?

More information

Medicare Supplement Plan

Medicare Supplement Plan Free to be confident Dear Prospective Member, Medicare Supplement Plan You re at a wonderful age. An age of freedom. An age of choices. Life after 65 can mean a whole new world of wonderful opportunities.

More information

Understanding Medicare and How It Works

Understanding Medicare and How It Works Understanding Medicare and How It Works Get the facts about your Medicare insurance options 1 What Is Medicare? 2 Medicare is a health insurance program for people 65 or older or under 65 and with certain

More information

Outline of Medicare Supplement Coverage

Outline of Medicare Supplement Coverage Outline of Medicare Supplement Coverage for Vermont residents Medicare supplement benefit plans with Dental and Vision: A, F, High Deductible F, K, and N Humana Reader s Digest Healthy Living Medicare

More information

Basic, including 100% Part B coinsurance, except up to $20 copayment for office visit, and up to $50 copayment for ER Skilled Nursing.

Basic, including 100% Part B coinsurance, except up to $20 copayment for office visit, and up to $50 copayment for ER Skilled Nursing. UNITED WORLD LIFE INSURANCE COMPANY A Mutual of Omaha Company OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE BENEFIT PLANS A, B, C, D, F, G, AND M These charts show the benefits included in each of

More information

Medicare Supplement Y0076_PDP 201210R SUP FF BRO FILE & USE 10012011 2012 CY

Medicare Supplement Y0076_PDP 201210R SUP FF BRO FILE & USE 10012011 2012 CY Medicare Supplement Y0076_PDP 201210R SUP FF BRO FILE & USE 10012011 2012 CY Live life healthy. Live life secure. Is Original Medicare enough to meet your needs? With Original Medicare you are covered

More information

Outline of Medicare Supplement Coverage Cover Page: 1 of 2 Benefit Plan A, Plan D, Plan F, Plan K and Plan L

Outline of Medicare Supplement Coverage Cover Page: 1 of 2 Benefit Plan A, Plan D, Plan F, Plan K and Plan L Outline of Medicare Supplement Coverage Cover Page: 1 of 2 Benefit Plan A, Plan D, Plan F, Plan K and Plan L Medicare Supplement insurance can be sold in only 12 standard plans plus two high-deductible

More information

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014 Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare Annual Notice of Changes for 2014 You are currently enrolled as a member of Essentials Rx 15 (HMO) Plan. Next year, there will be some changes

More information

Outline of Coverage. Medicare Supplement

Outline of Coverage. Medicare Supplement Outline of Coverage Medicare Supplement 2015 Security Health Plan of Wisconsin, Inc. Medicare Supplement Outline of Coverage Medicare Supplement policy The Wisconsin Insurance Commissioner has set standards

More information

Shenandoah Life Medicare Supplement Insurance Plans

Shenandoah Life Medicare Supplement Insurance Plans Shenandoah Life Medicare Supplement Insurance Plans Need for Additional Protection Medicare was not designed to cover all of your medical bills and expenses. The good news is that additional coverage does

More information

Medicare Solutions. Compare Medicare Supplement plans Learn how to enroll AZ1099. This is a solicitation for insurance 115555-15

Medicare Solutions. Compare Medicare Supplement plans Learn how to enroll AZ1099. This is a solicitation for insurance 115555-15 Medicare Solutions 115555-15 Compare Medicare Supplement plans Learn how to enroll D12354 06/15 17791 0415 AZ1099 This is a solicitation for insurance Contact Customer Service or your licensed sales representative

More information

In general, Medicare Part A covers Hospital Care, Skilled Nursing Facility Care, Hospice and Home Health Services.

In general, Medicare Part A covers Hospital Care, Skilled Nursing Facility Care, Hospice and Home Health Services. CSB-9-0051-MS101 MEDICARE PART A In general, Medicare Part A covers Hospital Care, Skilled Nursing Facility Care, Hospice and Home Health Services. $1,260 Deductible Hospital Inpatient Days 1-60: $0 coinsurance

More information

A B C D F G Basic, including 100% Part B coinsurance. Basic, including 100% Part B coinsurance Skilled Nursing Facility Coinsurance

A B C D F G Basic, including 100% Part B coinsurance. Basic, including 100% Part B coinsurance Skilled Nursing Facility Coinsurance SOUTH CAROLINA HEALTH INSURANCE POOL (SCHIP) OUTLINE OF MEDICARE SUPPLEMENT COVERAGE COVER PAGE 1 OF 2: STANDARDIZED MEDICARE SUPPLEMENT COVERAGE BENEFIT PLANS A and C AVAILABLE These charts show the benefits

More information