PORTFOLIO MANAGEMENT SERVICE

Transcription

1 FOR PROFESSIONAL ADVISERS PORTFOLIO MANAGEMENT SERVICE a well established owner-managed business committed to innovation to benefit our customers

2 AN ESTABLISHED SERVICE YOU CAN TRUST When you entrust your reputation to another company, it s crucial that they work in harmony with your organisation. At Rowan Dartington Signature, we have developed a range of discretionary investment management solutions enabling you to outsource the everyday management of your clients portfolios, giving you more time for clients and to develop your business. Rowan Dartington Signature is a specialist team within Rowan Dartington dedicated to servicing the needs of you and your clients. Our personable, flexible, yet disciplined approach has supported investment professionals and their clients for over 20 years. We provide cost-conscious discretionary management to an international client base. Rowan Dartington is a well-established, owner-managed business, committed to technological innovation to benefit our customers. CUSTOMER FOCUSED We put you and your clients at the heart of everything we do. Treating customers fairly is embedded in our culture. APPROACHABLE We are professional but friendly. We ensure that access to our services is simple and that you and your clients are shown respect and consideration at all times. INDEPENDENT We value our independence greatly as it allows us to provide advice based on understanding the whole of the market. This means your clients will always receive a measured approach to their investments. PROFESSIONAL SERVICE Every one of our clients is important to us. We provide the same high standards of care and service as you do to your clients. Our attention to detail is meticulous as is our investment discipline, which is underpinned by our 4-Dimensional investment process. 2 Front cover: TIGER S EYE attracts prosperity, wealth and success

3 For a polished performance BUILDING RELATIONSHIPS WHY ROWAN DARTINGTON SIGNATURE? At Rowan Dartington Signature we believe that good working relationships are essential for business. We know that the best relationships develop over time and each one is based on trust. Our aim is to combine our expertise with yours and will always endeavour to meet all your business requirements. A SERVICE THAT SUPPORTS YOU With more than 20 years of experience working with financial advisers, we understand how to build long lasting relationships with you and your clients. We ensure that both our investment and administration services reflect your own high standards of customer care and supports your business model. Our outsourced investment management solutions will enable you to free up more of your valuable time to focus on what matters to you. RECOGNISED PERFORMANCE We understand that when choosing an investment manager you want to be confident they can deliver superior investment performance within agreed risk parameters. We are therefore delighted to have received a range of accolades for our investment performance and services. We believe this highlights the quality of research and investment expertise that we possess, together with the breadth and flexibility of our services. Whilst past performance is no indication of future returns, we hope this gives you great confidence in the services we offer. CHOICE FOR YOUR CLIENTS Whether you are looking for a risk-aligned model portfolio, or a bespoke discretionary solution, Rowan Dartington Signature has a range of investment propositions to meet your clients needs. We offer the choice either to invest directly using our nominee and ISA, or through one of our many third party partners, enabling us to manage your clients portfolios on a holistic basis, across the full spectrum of tax-efficient wrappers. 3

4 BUILDING RELATIONSHIPS WHY ROWAN DARTINGTON SIGNATURE? LOW COST TO MAXIMISE RETURNS We know how important it is to keep costs to a minimum to enable us to maximise returns for your clients. We maintain a disciplined investment process which gives us access to stocks and funds from a variety of global sectors at very competitive rates. This is reflected in the typically low Total Expense Ratios (TERs). ACCESS TO INVESTMENT MANAGERS You have direct access to our investment managers. This means that you ll be able to quickly receive the specialist advice you and your clients need and react promptly to any changing circumstances. EMBRACING TECHNOLOGY In this dynamic market place we know how important it is to remain at the forefront of technology to ensure we maximise our own efficiency in managing client portfolios. Our proprietary portfolio management system allows us to monitor client portfolios in a comprehensive, efficient and timely manner using our 4-Dimensional investment and risk monitoring process. INDEPENDENT, FLEXIBLE AND DYNAMIC APPROACH With the company owned and controlled by employees, everyone at Rowan Dartington Signature has a stake in the future which means we won t stand still and our interests are aligned with yours and those of your clients. Due to our size and independence, our approach to servicing your needs is both flexible and dynamic. Our investment managers have access to whole of market investment opportunities. This means that we are not tied to certain products or providers, so you can have confidence that your clients are benefiting from the most suitable investments. 4 OPAL: a stone of great communication, success and happiness, bringing confidence and loyalty

5 For a polished performance ROWAN DARTINGTON SIGNATURE DISCRETIONARY PORTFOLIO MANAGEMENT Rowan Dartington Signature provides discretionary portfolio management exclusively to clients of financial advisers. The service is designed to work in partnership with the overall wealth management proposition provided by you, freeing up time and removing the need for the client or you to make investment decisions. As discretionary managers, we build and manage client portfolios to a mandate agreed between the client and you, taking into account a client s risk profile and investment objective. We offer a fully managed, risk-based investment service, combining extensive research, with our innovative 4-Dimensional investment and risk monitoring process. Rowan Dartington Signature offer three investment propositions to match clients needs, a Collective Portfolio Service (collectives-only, minimum investment dependent on platform, 20,000 using our nominee), a Hybrid Portfolio Service (collectives and direct equities, starting from 50,000) and a Bespoke Portfolio Service (starting from 100,000). The Hybrid and Bespoke services use direct equities. These services are available through a range of tax wrappers including ISAs, pensions, SIPPs, SSAS, offshore bonds and trusts. Discretionary management provides the flexibility to react quickly to fast moving markets and changing economic circumstances, with investment decisions made without referring to the client, or you, before every transaction. Rowan Dartington Signature offers a selection of adviserorientated investment options which range from collectivebased model portfolios through to a truly bespoke service. Our range of model portfolios have pre-defined risk allocations that can be aligned to industry recognised risk profiling tools. Our bespoke service offers clients, in conjunction with you, the ability to define risk and asset allocations. L-R SARDONYX gives strength, protection and attracts good fortune MALACHITE gives protection and shields against negativity AGATE releases stress and brings relaxation. Helps reduce worry. 5

6 ROWAN DARTINGTON SIGNATURE COLLECTIVE PORTFOLIO SERVICE a fund based solution to investing in risk assets within a robust investment framework If your clients are looking to invest smaller sums or avoid direct equity investments, our collective portfolio service is an ideal solution. It offers the benefits of professional discretionary management through a cost-effective platform, providing exposure to diverse regions and asset classes, through 5 risk profiled portfolio frameworks. Our experienced investment team manages each portfolio in line with the ever-changing market conditions, so you can be confident that the chosen portfolio is always working to meet your client s desired financial goal. Each portfolio follows a risk graded asset allocation approach and is designed to align to leading client risk profile questionnaires. Minimum investment varies depending on the platform used, with a minimum 20,000 investment when using our direct service. However, we have partnerships with several leading platforms and wraps offering you and your clients further choice of how to access the service. A Client Brochure and Factsheets are available on request. 6

7 For a polished performance HYBRID PORTFOLIO SERVICE an innovative investment solution combining our expertise of managing direct equities and collectives Our range of Hybrids blends our traditional inhouse expertise of managing collectives with our proven track record in direct equity investment, all wrapped up within 5 risk-profiled portfolio frameworks. Its flexibility allows the client, in conjunction with you, to choose the most appropriate investment objective. These are: Growth Income Income & Growth Combining the geographic and sectorial benefits of our collective portfolios with our in-house expertise in UK equities has the added advantage of lowering the Total Expense Ratios (TERs) of the Hybrid portfolios to very attractive levels benefiting longer term performance. Our range of Hybrid portfolios are available via our nominee service; a minimum investment limit of 50,000 applies. A Client Brochure and Factsheets are available on request. MALACHITE gives protection and shields against negativity 7

8 ROWAN DARTINGTON SIGNATURE BESPOKE PORTFOLIO SERVICE a service that is as individual as your client When your client has specific financial goals in mind and needs an innovative and potentially tax-efficient way to realise those aims, our bespoke portfolio management service can help. Using all our considerable resources, we aim to create an investment portfolio which not only reflects your client s attitude to risk, but is flexible enough to change as their requirements evolve over time. We provide a truly personalised service. Our investment managers like to build long term professional and approachable business relationships, which we believe are beneficial to both businesses. We regard the portfolios created for your clients as completely individual. We can manage client portfolios to ensure full utilisation of annual CGT and ISA allowances. We also take into consideration whatever your client wishes their portfolio to contain and have the flexibility to fulfil these requirements. So, if they have taken a particular like or dislike to certain stocks or companies we can create a portfolio that reflects this. This service has a minimum investment requirement of 100,000. A Client Brochure is available on request. 8 AGATE Releases stress and brings relaxation. Helps reduce worry.

9 For a polished performance ROWAN DARTINGTON SIGNATURE ALIGNING RISK A crucial part of our relationship PORTFOLIO RISK At Rowan Dartington Signature we believe that there is no need to expose your client to more risk than they need - but what is risk? You will have assessed your client s overall risk profile and their attitude to investment risk, usually through completion of a Risk Profile Questionnaire, and discussed with them their appetite for volatility and ability to tolerate losses. You and your client s perception of risk may be different to the next person s but whichever category of risk they may fall into, Rowan Dartington Signature has a solution to match their needs. INVESTMENT RISK Our research team has categorised each investment within our investment universe using the Rowan Dartington Signature Risk Classification Matrix and they are constantly monitored to ensure they remain correctly categorised. Our proprietary portfolio management system combines this information with our investment risk framework to produce our 4-Dimensional investment and risk monitoring process. This helps ensure that your client s risk profile can be aligned to any given investment strategy, whether using our collective, hybrid or bespoke service. 9

10 ROWAN DARTINGTON SIGNATURE RESEARCH At the heart of what we do We have a strong belief that active management adds value. Without ties to fund managers, banks or insurance companies, we are able to deliver unbiased investment management and research capabilities to ensure your clients are benefiting from the most suitable investments. At Rowan Dartington Signature we have a specialist in-house research team who apply the due diligence that underpins our actions; we draw on an extensive range of source material and third party research from over 30 leading investment houses. We thoroughly research all potential investment ideas and constantly review holdings against the ever-changing economic and financial background. Our 4-Dimensional investment and risk monitoring process ensures we select the most suitable opportunities to meet your clients investment objectives and risk profiles. In building a client s portfolio, a gradual investment process can sometimes be taken, drip-feeding money into the market, rather than investing everything immediately so your client can benefit from market volatility. 10 SARDONYX brings strength, protection and attracts good fortune.

11 For a polished performance ROWAN DARTINGTON SIGNATURE 4D INVESTMENT AND RISK MONITORING PROCESS An innovative investment process that ensures portfolios are monitored consistently within client risk limits We continually monitor all of the investments in client portfolios to ensure we remain convinced of their quality, their value, and that their outlook is positive and in line with the objective of the portfolios within which they are held. We constantly look for new opportunities and will replace an existing investment if we find a superior alternative. This process is on-going and our proprietary portfolio management system allows us to monitor all of our client portfolios at the same time and make changes in a quick, easy and timely manner. The system allows us to constantly monitor portfolios in a market leading four dimensions by portfolio risk, security risk, asset allocation and geographical positioning. This level of portfolio scrutiny is, we believe, amongst the very best in the industry. Portfolio Risk Asset Allocation Geographical Positioning Security Risk 11

12 ROWAN DARTINGTON SIGNATURE YOU CHOOSE HOW TO ACCESS OUR SERVICES We work with many of the UK s product and wrap providers We know how important it is for you to offer a truly holistic, one-stop discretionary management solution to your clients across the full range of tax-efficient wrappers. At Rowan Dartington Signature we offer you freedom of choice as to how to access our investment services. In addition to our nominee and ISA service, we have developed working partnerships with over 30 product and wrap providers offering a comprehensive range of tax structures, giving you the flexibility to choose the most appropriate solution for your client. This can include: Individual Savings Account (ISA) Self-Invested Personal Pension (SIPP) Small Self-Administered (Pension) Scheme (SSAS) Qualifying Recognised Overseas Pension Scheme (QROP) Individual Trusts Charity Account Open Architecture Investment Bond Account If appropriate, the Capital Gains Tax (CGT) position of your client s portfolio is managed to ensure full utilisation of annual CGT allowances. If requested an annual CGT report can be produced as part of service. 12 CARNELIAN increases ambition, drive and confidence

13 For a polished performance ROWAN DARTINGTON SIGNATURE SECURE INVESTMENTS Your money is in safe hands Our research team and investment managers are, in all market conditions, continually monitoring, discussing and making decisions on behalf of our clients to ensure the portfolios we look after are in line with their objectives. Our investment managers all hold industry specific qualifications and benefit from on-going training and monitoring to ensure a high level of competence is maintained. By using our nominee services your clients assets are held electronically which enables more efficient trading; keeping costs down which helps your clients investments to grow further. Whilst investments with us are safe and secure, please be aware that as a client of a Financial Conduct Authority (FCA) authorised firm, your clients are covered by the Financial Services Compensation Scheme. In addition, we have Professional Indemnity Insurance covering events such as fraud or negligence. 13

14 ROWAN DARTINGTON SIGNATURE ADMINISTRATION & REPORTING Keeping in contact CLEAR AND COMPREHENSIVE COMMUNICATIONS Keeping you informed is very important. We pride ourselves in offering you and your clients a comprehensive client service experience, including: Online valuations Dedicated client services team Weekly market commentary Access to investment managers Half yearly valuations FEES At Rowan Dartington Signature, we pride ourselves in taking a clear and honest approach to everything we do. This is reflected in our competitive and transparent fee structure. We provide regular comprehensive fee reports for fees reconciliation agreed between you and your clients. Further information on our fees can be found on our Rate Card. 14 GREEN ONYX alleviates fears and worries

15 For a polished performance CONTACT For further information please do not hesitate to contact us: Rowan Dartington Signature Colston Tower Colston Street Bristol BS1 4RD Telephone: info@rdsignature.co.uk or visit us at: This publication is provided solely to present Professional Advisers with an outline of our investment services, and is for illustrative purposes only. Our investment services may not be suitable for all recipients and this document does not constitute a personal recommendation to invest, or a solicitation to use any of our services. The opinions expressed within this are those of Rowan Dartington Signature and are subject to change without notice. Past performance is not a reliable guide to future performance. The value of shares and the income from them can fall as well as rise and investors may get back less than they originally invested. The tax treatment of investments depends on each individual s circumstances and is subject to changes in tax legislation. The sterling value of overseas investments, and the income from them, is subject to currency fluctuations. All estimates and prospective figures quoted in this publication are forecast and are not guaranteed. Rowan Dartington Signature, Rowan Dartington, its associate companies and/or their clients, directors and employees may own or have a position in the same funds, securities or bonds held in the portfolios managed for clients, and may add to or dispose of any such holdings at any time. The information contained within this document is believed to be correct, but it cannot be guaranteed. This document may not be reproduced or distributed in any format or by any means without the prior written consent of Rowan Dartington Signature or Rowan Dartington. Rowan Dartington Signature is a trading name of Rowan Dartington & Co Limited which is registered in England & Wales No at Colston Tower, Colston Street, Bristol, BS1 4RD. Rowan Dartington & Co Limited is authorised and regulated by the Financial Conduct Authority. 15

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