WHERE EXPERIENCE COUNTS

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1 Investment Services Guide Retail & Corporate Stockbrokers WHERE EXPERIENCE COUNTS

2 Our Advisory Investment Services are designed specifically for investors seeking specialist expertise and advice on investments and investment portfolios. About SI Capital SI Capital is an independent Stockbroker and Investment Manager based in the heart of Surrey with offices in the City of London. We have a dedicated focus on service, accessibility and performance. Established in 2003 we have built up a strong reputation in the industry based on a straightforward honest approach to investing and we are now one of the leading independently owned, full service stockbroking and investment management companies in the area, advising on substantial client funds. We are truly independent - we are not tied to any products or providers, structured investments or insurance products - we keep it simple by providing clients with direct access to global stock markets - our incentives are to provide our clients with optimum performance and service. We are fully RDR compliant and all transactional costs and fees are transparent. Our Approach Our Regulatory Status SI Capital is authorised and regulated by the Financial Conduct Authority and a member firm of the London Stock Exchange. Our Advisory Investment Services are designed specifically for investors seeking specialist expertise and advice on investments and investment portfolios. At SI Capital we have a unique investment process. Rather than slotting you into a set financial model, we custom build a service around you. Whether you are a private investor, a professional investor, a family, a company or a trustee, we will tailor our service to suit you. Building our reputation on a level of service that is driven by the relationships we develop with our clients. Culture At SI Capital we believe that creating the right culture starts with employing the right people. From senior management to each individual working within our business, we believe that a focus on transparency, timely responses and fair outcomes will allow us to build a quality business where our customers get the best possible service. Our tailored approach starts with an introduction to one of our Senior Investment Managers, who will listen to what you have to say, ask questions and assemble a comprehensive picture of exactly where you are and, just as importantly, where you want to be. Only then will your Investment Manager design and implement a strategy that is built to fit your requirements. Once established as a customer, you will find that at SI Capital service means more than simply staying in touch. Relationship building is vital for both broker and customer, after all the better we understand your objectives the more tailored our service can become. We also work alongside intermediaries, such as lawyers and financial advisers, delivering our investment skills and facilities to their customers providing direct market access and truly independent advice and service. Traditional Broker Client Relationship Defined Objectives and Targets Active Investment Advice Full Transparency

3 SI Capital Services Advisory Dealing Service Our advisory dealing service offers you recommendations on individual investments, as and when you wish to receive them. All investment recommendations are discussed with you in advance and require your prior approval. This service is intended for those investors who take an active interest in the markets and prefer not only to make their own investment decisions, with our advice, but to do so on a stock by stock basis. Private Client Stock Placing and IPO Service SI Capital provides a bespoke stock placing service to Private Individuals specialising in UK quoted smaller and mid-cap companies and allows clients to gain access to stocks coming to the market through an IPO. Select clients can get access to this placing service, please ask a member of the team for further details. Execution Only Dealing This service is for those who know what they want to buy and sell, and when. Our role is simply to provide you with factual information, such as prices, and execute trades on your instructions without giving you any advice. If your instructions are for immediate execution, your dealer will seek, wherever possible, to improve on the quoted price. The price achieved is normally confirmed while you are on the telephone. This is a truly flexible service available both over the phone or using our online trading platform. CFD Trading Service At SI Capital we take a different approach to CFD advisory and execution services. Our CFD trading advice is less on short-term or immediate opportunities and more on trends, sentiment and the fundamentals governing the market. We provide CFD trend and trade ideas to select clients within this advisory service. All trade recommendations are discussed with you in advance and require your prior approval. We also offer execution-only accounts to experienced customers who wish to trade their own ideas directly. Execution-only customers can still call in and speak with any of our team for an opinion on sentiment or to request a monitor service when the customer needs to step away from his screen. Contract for Differences offer a significant amount of leverage on your initial deposit. Leverage magnifies your exposure to the underlying financial asset - be it individual stocks, indices or FX currency pairs for example. As a result it is much higher risk and you must always feel comfortable with your exposure value. What to Expect Our CFD trading team run a portfolio of trade ideas and operate a strict stop loss and target momentum trading system. For performance information or any further details please contact a member of the CFD team on or drop us an at When you become a client, we will send you a personal account number and introduce you to a direct point of contact within our experienced stockbroking team. Our selection of investment services offers you a fresh and thorough approach to your requirements and we strive to ensure that the service you receive as a client is second to none. Full Market Access At SI Capital we have a dedicated focus on UK and International Equity Markets however clients can access a wide range of asset classes including British government securities (Gilts), Corporate Bonds, Investment Trusts, Unit Trusts and Open Ended Investment Companies (OEICs), Exchange Traded Funds (ETFs), Enterprise Investment Schemes (EISs) and Venture Capital Trusts (VCTs). We treat you as an individual, in terms of the personal attention you receive as well as the investment solutions we propose. Whether you have general investment portfolios, Individual Savings Accounts (ISAs), including Junior ISAs, a SelfInvested Personal Pension (SIPP), or smaller company AIM portfolios, you can choose the level of investment service you require. We deal in securities quoted on all the major UK and overseas exchanges. Investors may also participate in markets through our Contracts for Differences (CFDs) service. The level of service you choose will be determined by how actively involved you want to be in the management of your investments and how confident you are with monitoring the balance of risk and reward yourself. For more information please contact a member of the account management team on or drop us an at Clients can access their accounts at any time through our broking team over the phone or instantly via our online system.

4 SI Capital can help you manage your investments in a tax-efficient manner that best suits your requirements. Tax Efficient Investing SI Capital can help you manage your investments in a tax-efficient manner that best suits your requirements. Whenever possible we seek to use legitimate noncomplex government approved tax wrappers that serve to enhance the risk return profile to our clients. These wrappers include ISAs, SIPPs and SASSs as well as the AIM IHT relief and EIS schemes which also seeks to reward investors for supporting the UK economy. Individual Savings Accounts (ISAs) SI Capital specialises in the provision and administration of ISAs and we provide execution dealing and advisory services to a great many UK private clients who trust us with their ISA accounts. The popularity of ISAs stems from their tax efficiency and inherent flexibility. The choice of eligible investments for these accounts is wide and, to take advantage of these possibilities through SI Capital, you can choose whichever investment service suits you best. Inheritance Tax Portfolio Service (IHT) Having worked hard all your life to build your assets, you deserve the opportunity to use them as best you can to fulfil your wishes. Although there are many ways to reduce your taxable Estate, these can be expensive, complicated and can involve losing the benefits of your assets. In answer to these concerns we have created the SI Capital IHT AIM Portfolio Service. Professional Business Services Using a tax relief created by the UK Government in 2000, our team can help you optimise the transfer of capital to your beneficiaries. They do this by constructing a portfolio of qualifying companies traded on the Alternative Investment Market (AIM) that will fall outside your taxable Estate two years after the date of investment. Our team select the best qualifying AIM companies to mitigate IHT and provide the best opportunity for capital growth whilst reducing the downside risk by selecting solid businesses with sound management and track records. Please refer to the SI Capital IHT AIM Portfolio brochure for further details or speak to a member of our team. Self-Invested Personal Pensions (SIPPs) A SIPP is a self-invested personal pension that provides a tax-efficient way of saving for retirement. You can either use our Advisory Service or make your own investment decisions within the range of investments permitted by the SIPP administrator. SIPPs are for many, by virtue of their transparency and flexibility, an excellent way of managing their pensions alongside their other holdings as part of an overall investment strategy. A SIPP gives the tax advantages you would expect from any pension plan and the full range of options for taking an income, including a pension commencement lump sum which is currently tax free, the open market option, income withdrawals in the form of drawdown pension, phased retirement and flexible drawdown. We can advise on investment portfolios for clients holding SIPPs with other providers. Starting a new SIPP with us, or transferring your existing arrangement, is simple. Corporate Broking Services Our corporate broking division specialises in UK quoted smaller and mid-cap companies and those working towards an IPO. Services The corporate broking team raises funds for its select corporate clients as well as provides comprehensive advice on regulatory and technical matters, and the management of price sensitive information. Fund raises typically cover IPOs and secondary fund raisings on the AIM. Our research partners comprises of award winning analysts and provide comprehensive analysis of UKlisted smaller and mid-cap companies, both client and non-client. In addition to those covering general smaller and mid-cap companies, it also has a range of sector specialists. SI Capital's commitment to clients is simple and based upon two fundamental principles: to work closely with a client's senior management team; and to deliver consistently high levels of service at all times. Intermediary Services As well as personal investment provision we advise and support intermediaries such as legal practitioners and trusts - working closely with them on every level to provide a comprehensive service.

5 Looking after your investments Nominee Account Our nominee account offers you simplicity, security and efficiency, with the added benefit of prompt settlement. This ensures that sale proceeds are available to earn interest for you from the earliest possible moment. In the Nominee Account we hold your securities for you registered in the name of our nominee company in CREST, or with our overseas custodian for your overseas investments. You remain the beneficial owner of your investments, which are fully ring-fenced. Security and Protection SI Capital, as a company authorised and regulated by the Financial Conduct Authority, is acutely aware of the need to safeguard clients' financial interests. We do not hold client assets and as such your assets are carefully segregated and ring-fenced from the assets of SI Capital Ltd by our Clearing Broker. As a retail client of an authorised firm, your investments fall under the protection of the Financial Services Compensation Scheme. We handle all the paperwork on your behalf and, on your instructions, deal with all the arrangements for settling purchases and sales. Costs and Charges At SI Capital we make the charges and costs as clear as possible. Our services are RDR compliant as all costs are transparent. As a Stockbroker authorised and regulated by the FCA you deal directly with the Market. To the right is a list of our standard headline charges. Please be aware that rates are subject to change. For a complete current rate card please contacts us on or drop us an at: ADVISORY SHARE ACCOUNT Annual Fee 400 +VAT 1.55% of the consideration EXECUTION ONLY SHARE ACCOUNT Annual Fee 150 +VAT 1.2% of the consideration CERTIFICATE SHARE SALES Certificate lodgment to nominee account 1.55% of the consideration per trade VAT SHARE ISA Annual Fee VAT AIM PORTFOLIO SERVICE Initial Charge Annual Fee (from year 2) Dealing 1.5% of total funds invested +VAT VAT 1.55% of the consideration CFD EXECUTION ONLY 0.2% of the consideration CFD ADVISORY TRADING 0.4% of the consideration Trade confirmations / Contract notes for all CFDs and Equity transactions will be sent within 24hrs, detailing the price, quantity and time of sale or purchase. Annual Fees are subject to VAT at the current rate and payable in advance.

6 Once established as a client, you will find that staying in touch and getting what you want done is easy, friendly and trouble-free. Understanding the Risks and Further Information How do I get started Account Administration Investing in the stock market may not be suitable for all investors and it is recommended that potential investors seek independent tax and financial advice before making a decision to invest. You should not invest unless you have carefully thought about whether you can afford it and whether it is right for you. All Equity investments carry some risk; share prices may go down as well as up and you may not get back the money you invested. Past performance is not a guide to the future performance. If trading in AIM shares and small company share there is often a big difference between the buying price and the selling price. If they have to be sold immediately, you may get back much less than you paid for them. The price may change quickly and it may go down as well as up. Margined products such as Contract for Difference (CFDs) are subject to a much higher degree of risk than other more traditional forms of equity investment such as shares. The effect of 'Leverage' or 'Gearing' means that relatively large positions can be controlled using a comparatively small initial deposit. The effect of such a high level of Gearing can mean that both gains and losses are magnified significantly, such that you could lose more than your initial deposit in a very short period of time. Contract for Difference (CFDs) are not suitable for all types of investors and you should not carry out CFD trades unless you fully understand the associated risks. Current tax treatment may not continue and will depend on your personal circumstances. SI Capital are able to provide you with truly independent financial advice and advice on the suitability of financial products. For further information please speak to a member of our team on or drop us an at The account opening process is simple and straight forward. You will be allocated a dedicated account manager to handle the account opening process and a senior member of the Investment Management Team will look after your account. We encourage all clients and potential clients to come and visit us. Step 1 Contact us on or to arrange a meeting or to receive the account opening paperwork. You will be allocated a dedicated account manager who will assist you through the process. Step 2 The relevant account opening paperwork will be completed and your account manager will assist you in getting all the relevant documentation together, transferring any holdings and depositing funds. Step 3 You will be introduced to a senior member of our Investment Management Team who will look after your account in line with your goals and investment objectives. Documents required: Proof of Identification An original or certified copy of your current passport or photo driving license. Proof of Address An original bank statement less than six months old. And one of the following original documents less than 6 months old Once you open an account with us you will be assigned to a senior member of our Investment Management Team who will be your point of contact. Once your portfolio has been constructed or if the portfolio has been transferred to us, an account valuation including a full list of the constituents of your portfolio will be provided. On-line access to your share account will also be provided. A bi -annual statement will be provided. Including a current valuation and cash statement detailing the transactions made within the period. The tax yearend statement will also include a consolidated tax voucher for income purposes. Contract notes are provided for every trade. Dividends can be retained on share accounts or paid away quarterly. For further information about anything you have read in this Investment Services Guide and to enquire about opening an account or for any other information on our products and services please do not hesitate to call a member of our team on or Council tax bill (for the current year). Utility bill: gas, electricity, water or phone. Benefits Agency letter. HMRC correspondence or tax notification.

7 SI Capital Ltd, 1 High Street, Godalming, Surrey GU7 1AZ Tel. +44 (0) SI Capital Ltd is authorised and regulated by the Financial Conduct Authority and member of the London Stock Exchange. Registered Office: 19 Berkeley Street, London, W1J 8ED Registered Number: Registered in England. IMPORTANT INFORMATION SI Capital has taken all reasonable care to ensure that all the facts contained in this document are true at the time of writing in Your attention is drawn to the section on Further Information and Understanding the Risks on page 8. Nothing in this document should be regarded as constituting legal, taxation, investment or other advice and prospective investors are encouraged to speak directly to a member of the SI Capital team for further information and advice. This document constitutes a financial promotion pursuant to Section 21 of the Financial Services and Markets Act 2000 and is issued by SI Capital. This document and the information contained within it does not constitute a public offering.

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