Model Portfolio Platform Service (For Professional Advisers only)

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Model Portfolio Platform Service (For Professional Advisers only)"

Transcription

1 Model Portfolio Platform Service (For Professional Advisers only)

2 2 Portfolio solutions well managed Accessible : risk-graded : trusted research Novia, Transact, Standard Life and Brown Shipley 12 Collective portfolios, actively managed Active and Passive solutions 5 year performance of Model Portfolios 1 to 10 (Launched 1 June 2010) 4 year performance of Model Portfolios Income 1 and Income 2 (Launched 11 July 2011) Active Tariff 0.30% excluding VAT* Passive Tariff 0.25% excluding VAT* Maintained by Brown Shipley s IPC Research Team *Any fees or charges payable to Novia, Transact, Standard Life or those which the adviser makes to the client, are in addition to the Brown Shipley tariff.

3 3 Portfolio solutions well managed Accessible : risk-graded : trusted research Intermediary benefits:- Effective and efficient matching of investment portfolio to risk and reward objectives of your clients Risk graded by Dynamic Planner from Distribution Technology Access to online client valuations through secure website Versatile amendable portfolios as circumstances change Clear and transparent charges Why Brown Shipley.? Distribution Technology is a leading provider of financial planning & front office wealth management technology. DT has reviewed and profiled a range of investment portfolios offered by Brown Shipley within the risk profiles used on the DT Dynamic Planner platform. The main objective of the DT risk profiles and fund risk profiling service is to provide financial advisers and their clients with a meaningful measure of the long-term investment risk of fund strategies and a mechanism for selecting funds appropriate for investor risk appetites and capacity for risk.

4 4 Why Brown Shipley? Competitive fee rate Full range of risk-adjusted investment models Dedicated Income portfolios Managed by experienced investment personnel who understand markets Wider group purchasing power to reduce fund AMCs Active whole of market asset allocation and fund selection. Competitive performance

5 5 Facts and Figures Established in 1810 Top UK 40 firm by Assets under Management Assets under management over 4.4bn Over 300 personnel across 6 offices, with c70 client advisors Clients throughout the UK Expertise accessible throughout the UK Work directly with private clients, intermediaries, charities, trusts, companies Secure parentage member of the KBL European Private Bankers

6 6 Investment management Full service tailored to your clients financial needs Rigorous investment process Discretionary or Advisory solutions Strategic and tactical asset allocation Tax solutions [wrappers] TAILORED Structured products Alternative assets Collectives and Brown Shipley Funds AIM portfolios Bespoke strategy or packaged solution

7 7 Investment Policy Committee In-house specialists, ensuring consistency of approach Specialists contribute to different areas of expertise Collectives research qualitative and quantitative

8 8 Brown Shipley Model Portfolio Performance over 5 years to 31 December 2015 Brown Shipley Model Portfolio 1 The objective of this portfolio is to achieve a steady rate of capital growth, combined with low risk and low volatility aimed at preserving capital as much as possible. The portfolio will invest in bonds issued by governments as well as companies, and will also utilise index linked securities. Income will be generated from the investments, but obtaining a high overall yield will not be a prime consideration. There will be exposure to alternatives such as UK commercial property and Absolute Return Funds but the managers will aim to avoid any direct investment into equities. Brown Shipley Model Portfolio 2 The objective of this portfolio is to achieve a steady rate of capital growth, combined with volatility and risk which are both below average. The portfolio will invest in bonds issued by governments as well as companies, and will also utilise index linked securities. Income will be generated from these investments, but obtaining a high overall yield will not be a prime consideration. There will be exposure to alternatives such as UK commercial property and Absolute Return Funds, as well as fairly low levels of investment into equity based funds. Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Ascentric, Novia, Transact, Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios 1 10 launch date 01/06/2010. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

9 9 Brown Shipley Model Portfolio Performance over 5 years to 31 December 2015 Brown Shipley Model Portfolio 3 The objective of this portfolio is to achieve capital growth, combined with volatility and risk which are both below average. The portfolio will invest in bonds issued by governments as well as companies, but will look to achieve a balanced outcome by also investing in equities and alternative assets such as commercial property and Absolute Return funds. Income will be generated from these investments, but obtaining a high overall yield will not be a prime consideration. Brown Shipley Model Portfolio 4 The objective of this portfolio is to achieve capital growth, combined with volatility and risk which are both below average. The portfolio will invest in bonds issued by governments as well as companies, but will look to achieve a balanced outcome by also investing in equities and alternative assets such as commercial property and Absolute Return funds. Income will be generated from these investments, but obtaining a high overall yield will not be a prime consideration. Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Ascentric, Novia, Transact, Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios 1 10 launch date 01/06/2010. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

10 10 Brown Shipley Model Portfolio Performance over 5 years to 31 December 2015 Brown Shipley Model Portfolio 5 The objective of this portfolio is to achieve capital growth by utilising fixed income securities and equities as well as alternative assets such as commercial property and Absolute Return funds. Income will be generated from the investments, but obtaining a high overall yield will not be a prime consideration. Brown Shipley Model Portfolio 6 The objective of this portfolio is to achieve capital growth by utilising fixed income securities and equities as well as alternative assets such as commercial property and Absolute Return funds. Income will be generated from the investments, but obtaining a high overall yield will not be a prime consideration. Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Ascentric, Novia, Transact, Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios 1 10 launch date 01/06/2010. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

11 11 Brown Shipley Model Portfolios Performance over 5 years to 31 December 2015 Brown Shipley Model Portfolio 7 Brown Shipley Model Portfolio 8 The objective of this portfolio is to achieve capital growth by utilising a range of assets such as fixed income securities, commercial property and Absolute Return funds but, for the majority of the time, the portfolio will have at least half of its assets in equities. Although some of the funds will be invested in the UK equity market, the managers will also seek to derive value from most global markets, including the USA, Far East, Japan and the rest of Europe. Income will be generated from the investments, but obtaining a high overall yield will not be a prime consideration. The objective of this portfolio is to achieve capital growth by utilising a range of assets such as fixed income securities, commercial property and Absolute Return funds but, for the majority of the time, the portfolio will have the majority of its assets in equities. Although some of the funds will be invested in the UK equity market, the managers will also seek to derive value from most global markets, including the USA, Far East, Japan and the rest of Europe. Income will be generated from the investments, but obtaining a high overall yield will not be a prime consideration. Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Ascentric, Novia, Transact, Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios 1 10 launch date 01/06/2010. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

12 12 Brown Shipley Model Portfolios Performance over 5 years to 31 December 2015 Brown Shipley Model Portfolio 9 The objective of this portfolio is to achieve higher levels of capital growth by primarily investing in equity markets. This will entail an above average level of risk and volatility. The managers will not only invest in the UK equity market but also seek to derive value by utilising funds which are invested in overseas markets, being primarily the USA, the Far East including Japan, various Emerging Markets and also the rest of Europe. Fixed income securities may occasionally be used, but their overall weighting within the portfolio will be low. Brown Shipley Model Portfolio 10 The objective of this portfolio is to achieve higher levels of capital growth by primarily investing in equity markets. This will entail an above average level of risk and volatility. The managers will not only invest in the UK equity market but also seek to derive value by utilising funds which are invested in overseas markets, being primarily the USA, the Far East including Japan, various Emerging Markets and also the rest of Europe. It is unlikely that fixed income securities will be used within this portfolio. Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Ascentric, Novia, Transact, Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios 1 10 launch date 01/06/2010. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

13 13 Brown Shipley Model Portfolios Performance since launch to 31 December 2015 Brown Shipley Model Portfolio Income 1 The primary objective of this portfolio is to produce income by utilising a range of asset classes, so that the overall portfolio has a balance between equities, fixed income securities and alternatives such as commercial property. Assets will be invested on a global basis, not just in the UK. Brown Shipley Model Portfolio Income 2 The primary objective of this portfolio is to produce above average income by utilising a range of asset classes, so that the overall portfolio has a balance between equities, fixed income securities and alternatives such as commercial property. In order to achieve the required higher levels of income the portfolio will use funds which carry an above average level of risk, such as High Yield Bonds, as well as having a substantial exposure to global equity markets, not just the UK. Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Ascentric, Novia, Transact, Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios Income 1 and 2 launch date 11/07/2011. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

14 14 Brown Shipley Active Model Portfolios Performance to 31 December 2015 Portfolio Type 3 months 6 months Model Model IA Money Market Model Model IA Mixed 0-35% Model Model IA Mixed 20-60% Model Model IA Mixed 40-85% Model Model IA Flexible Model Income Model Income Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Novia, Transact and Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios 1 10 launch date 01/06/2010, Income 1 and 2 launch date 11/07/2011. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

15 15 Brown Shipley Active Model Portfolios Performance to 31 December 2015 Portfolio Type 1 Year 2 Year 3 Year 4 Year 5 Year Model Model IA Money Market Model Model IA Mixed 0-35% Model Model IA Mixed 20-60% Model Model IA Mixed 40-85% Model Model IA Flexible Model Income Model Income Performance is calculated on a weighted basis quarterly and the portfolios are rebalanced on a quarterly basis, at the beginning of; March, June, September and December. This reflects the asset allocation at the beginning of the month, although it can take up to 5 business days for changes to be incorporated. Total return, gross of Novia, Transact and Standard Life and Brown Shipley Fees but net of individual fund management fees. Source Financial Express (FE). Model Portfolios 1 10 launch date 01/06/2010, Income 1 and 2 launch date 11/07/2011. The value of investments and any income from them may fluctuate and are not guaranteed. Investors may not get back the amount originally invested. Past performance is not a reliable indicator of future results. Currency fluctuations may cause the value of underlying investments to go up or down. Changes to interest rates can affect the value of high yielding bonds. The yield generated is subject to fluctuation and is not guaranteed. Investment in emerging markets can be more volatile than other overseas markets Please contact the Fund Manager for further information.

16 16 Brown Shipley Model Portfolios Volatility Portfolio Type Model 1 Model 2 Model 3 Model 4 Model 5 Model 6 Model 7 Model 8 Model 9 Model 10 Model Income 1 Model Income 2 Volatility % Novia Target range % The above figures show the 3 year cumulative annualised volatility of each of the underlying holdings, weighted dependent on their current asset allocation within the portfolio. The volatility ranges are a guide and not a target. Source: Financial Express (FE) and Brown Shipley. Dated 31/12/2012 to 31/12/2015

17 17 Active Model Portfolios Cost Breakdown (Investment based on 60,000) Portfolio Type Net Cost % Brown Shipley % Total Model Model Model Model Model Model Model Model Model Model Model Income Model Income Overall charges applied to each portfolio type, including underlying fund total expense ratio Brown Shipley fees (ex VAT). This is calculated annually as at 31 December This does not include any charge which the Intermediary may wish to apply or platform charges. Please contact a member of our Intermediary Development Team for further information.

18 18 Passive Model Portfolios Cost Breakdown (Investment based on 60,000) Portfolio Type Net Cost % Brown Shipley % Total Model Model Model Model Model Model Model Model Model Model Model Income Model Income Overall charges applied to each portfolio type, including underlying fund total expense ratio Brown Shipley fees (ex VAT). This is calculated annually as at 31 December This does not include any charge which the Intermediary may wish to apply or platform charges. Please contact a member of our Intermediary Development Team for further information.

19 19 Further Information Visit Click on IFA tab How we manage the portfolios Monthly market commentary Adviser presentation (including performance and charges) Quarterly individual portfolio factsheet Contact Steve McDonald, Intermediary Sales Manager - North David Beattie, Intermediary Sales Manager - South Maya Rani, Intermediary Sales Support

20 20 Important information The information contained in this presentation is provided by Brown Shipley to professional advisors for information purposes only and must not be communicated to any other person. It does not constitute investment advice and must not be treated as a recommendation of offer or solicitation for investment. The value of investments and any income from them may fluctuate and are not guaranteed. The past performance of an investment is not a reliable indicator of future results This document is issued and approved by Brown Shipley which is a trading name of Brown Shipley & Co Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No Registered Office: Founders Court, Lothbury, London, EC2R 7HE. Brown Shipley's parent company is KBL European Private Bankers which, from Luxembourg, heads a major European network of private bankers. Except insofar as liability under any statute cannot be excluded, neither Brown Shipley nor any employee or associate of them accepts any liability (whether arising in contract, or negligence or otherwise) for any error or omission in this document or for any resulting loss or damage whether direct, indirect, consequential or otherwise suffered by the recipient of this document. Brown Shipley January 2016 reproduction strictly prohibited. For security purposes telephone calls may be monitored or recorded.

Liontrust Managed Portfolio Service. For Professional Advisers only

Liontrust Managed Portfolio Service. For Professional Advisers only Liontrust Managed Portfolio Service For Professional Advisers only Q2 2015 Liontrust MPS Liontrust MPS offers a broad range of eight active growth and six income portfolios available through Standard Life

More information

MANAGED PORTFOLIO SERVICE

MANAGED PORTFOLIO SERVICE When clients select our Managed Portfolio Service they expect us to take care of their wealth. Over the past decade we have been proactive and innovative in expanding our offering to meet the evolving

More information

Premier Private Client Portfolio

Premier Private Client Portfolio Premier Private Client Portfolio Available through Lighthouse Group LIGHTHOUSEGROUP Whether seeking a steady income stream, strong long term capital growth or a combination of both, finding a portfolio

More information

OUR SERVICES. private clients. CityAsset MANAGEMENT PLC

OUR SERVICES. private clients. CityAsset MANAGEMENT PLC CityAsset MANAGEMENT PLC OUR SERVICES private clients The value of investments and the income arising from them, can go down as well as up, and is not guaranteed, which means that you may not get back

More information

INVESTMENT PROPOSITION

INVESTMENT PROPOSITION INVESTMENT PROPOSITION OUR PRINCIPLES AND HOW WE INVEST We understand the trust placed in us when choosing to invest with Charlotte Square. That is why we always look for the correct balance between the

More information

My LV= Pension Plan Diversified Growth Fund Fund Factsheet 4th Quarter 2012

My LV= Pension Plan Diversified Growth Fund Fund Factsheet 4th Quarter 2012 This factsheet has been produced to provide you with information on this blended fund. It includes information on the investment objective of the fund, where the fund is invested, risk information and

More information

OUR FUND RANGE AND INVESTMENTS. e-investments

OUR FUND RANGE AND INVESTMENTS. e-investments OUR FUND RANGE AND INVESTMENTS e-investments Why is it important to read this document? This document explains our investments, the funds available, how they are managed, their objectives and the associated

More information

THE COLLECTIVES PORTFOLIO SERVICE MADE FOR YOU

THE COLLECTIVES PORTFOLIO SERVICE MADE FOR YOU THE COLLECTIVES PORTFOLIO SERVICE MADE FOR YOU THE COLLECTIVES PORTFOLIO SERVICE The Collectives Portfolio Service (CPS) is a discretionary investment management service, which invests solely in funds

More information

PORTFOLIO MANAGEMENT SERVICE

PORTFOLIO MANAGEMENT SERVICE FOR PROFESSIONAL ADVISERS PORTFOLIO MANAGEMENT SERVICE a well established owner-managed business committed to innovation to benefit our customers AN ESTABLISHED SERVICE YOU CAN TRUST When you entrust your

More information

GHC Capital Markets Limited

GHC Capital Markets Limited Introduction to: GHC Capital Markets Limited Comprehensive discretionary and advisory managed investment solutions Introduction to GHC Capital Markets Limited Contents Introduction Introduction 2 Key Features

More information

London & Capital Managed & Income Portfolios. November 2015

London & Capital Managed & Income Portfolios. November 2015 London & Capital Managed & Income Portfolios November 2015 Who we are About the Group A leading firm of investment advisers and asset managers, with an international client base, the Company provides private

More information

A Risk Conscious Route to Income

A Risk Conscious Route to Income Wealth well managed FP BROWN SHIPLEY STERLING BOND FUND External Broker Selection Process A Risk Conscious Route to Income Investment Objective The aim of the FP Brown Shipley Sterling Bond Fund is to

More information

Wealth Management Service

Wealth Management Service Wealth Management Service About AGL Wealth Management Ltd AGL Wealth Management Ltd is a firm of Independent Financial Advisors authorised and regulated by the Financial Conduct Authority. Our senior management

More information

ONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS.

ONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS. ONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS. Why is it important to read this document? This document explains the funds available for you to invest in through our Investment ISA, which is a Stocks

More information

Working in partnership for the benefit of your clients For professional advisers only

Working in partnership for the benefit of your clients For professional advisers only Multi-asset portfolio management services for financial advisers Working in partnership for the benefit of your clients For professional advisers only Contents Welcome to Ashcourt Rowan 1 Risk driven,

More information

Dynamic Planner ACE Fund Ratings Service. Technical Guide

Dynamic Planner ACE Fund Ratings Service. Technical Guide Dynamic Planner ACE Fund Ratings Service Technical Guide Dynamic Planner ACE Ratings Technical Guide Contents Introduction 3 Fund Classification 4 The Initial Quantitative Screen 8 Post Quantitative Screen

More information

Investment Philosophy

Investment Philosophy Investment Philosophy Our unique approach to investment management puts you at the heart of everything we do Wealth and Investment Management Discover a new side to your personality: your investment self

More information

BCP GLOBAL PORTFOLIO SOLUTIONS (GPS)

BCP GLOBAL PORTFOLIO SOLUTIONS (GPS) GROW YOUR FUNDS - PROTECT CAPITAL BCP GLOBAL PORTFOLIO SOLUTIONS (GPS) n n n Access Portfolios of Best in Class Global Funds & Indices With the additional benefit of Capital Security at maturity Ease of

More information

IFDS BROWN SHIPLEY STERLING BOND FUND ACTIVE OR PASSIVE? Wealth well managed

IFDS BROWN SHIPLEY STERLING BOND FUND ACTIVE OR PASSIVE? Wealth well managed ACTIVE OR PASSIVE? To professional investors and advisors for information purposes only and should not be communicated to any other person Wealth well managed Introduction The aim of the IFDS Brown Shipley

More information

FL GM Overseas Bond Pension Fund Fund Factsheet September 2015

FL GM Overseas Bond Pension Fund Fund Factsheet September 2015 This factsheet has been produced to provide information for Trustees of Friends Life Group Managed Funds and their advisers only. It should not be distributed to, or relied upon by other retail clients.

More information

A specialist investment manager for US clients

A specialist investment manager for US clients For US clients A specialist investment manager for US clients Sarasin Asset Management Ltd. July 2015 Why invest with Sarasin Asset Management? True client commitment and expertise for 03 US residents

More information

MOBIUS LIFE. Providing solutions for institutional pension schemes and asset managers

MOBIUS LIFE. Providing solutions for institutional pension schemes and asset managers MOBIUS LIFE Providing solutions for institutional pension schemes and asset managers We empower our clients and their advisers to implement their investment strategies efficiently Mobius Life 1 The Mobius

More information

ETFs for private investors

ETFs for private investors ETFs for private investors Simple products. Sophisticated strategies. ETFs Exchange Traded Funds (ETFs) are instruments which track an index. Indices can be country or region specific and based on emerging

More information

Financial Planning Expertise

Financial Planning Expertise Financial Planning Expertise You Can Trust PLANNING PARTNERSHIP TRUST Introducing Wise Financial Solutions Wise Financial Solutions provides financial planning advice to a broad range of high net worth

More information

PREMIER PORTFOLIO MANAGEMENT SERVICE INVESTOR GUIDE FOR CLIENTS OF PROFESSIONAL FINANCIAL ADVISERS ONLY

PREMIER PORTFOLIO MANAGEMENT SERVICE INVESTOR GUIDE FOR CLIENTS OF PROFESSIONAL FINANCIAL ADVISERS ONLY PREMIER PORTFOLIO MANAGEMENT SERVICE INVESTOR GUIDE FOR CLIENTS OF PROFESSIONAL FINANCIAL ADVISERS ONLY 2 Premier Portfolio Management Service Investor Guide WELCOME Neil Birrell Chief Investment Officer

More information

Wealth Management. Guiding private client investment strategies. Wealth management as it should be

Wealth Management. Guiding private client investment strategies. Wealth management as it should be Wealth Management Guiding private client investment strategies Wealth management as it should be Managing private client wealth for over a century At Smith & Williamson Investment Management, our focus

More information

Your guide to investment funds at Canada Life International Limited

Your guide to investment funds at Canada Life International Limited Your guide to investment funds at Canada Life International Limited Investing in your future Investing offshore Why offshore investing can work for you. Core investment range Access to over 150 internal

More information

Premier Global Utilities. Income Fund

Premier Global Utilities. Income Fund Premier Global Utilities % 5.1p.a. paid quarterly historic yield Income Fund Switch on this powerful alternative income Best performing global equity income fund in 2014 For professional adviser use only

More information

Personalised Discretionary Management. ING Private Banking offers me customised asset management. ing.be/privatebanking.

Personalised Discretionary Management. ING Private Banking offers me customised asset management. ing.be/privatebanking. Personalised Discretionary Management ING Private Banking offers me customised asset management ing.be/privatebanking Private Banking 1 I trust my personal manager to manage my portfolio. ING Private Banking

More information

Powering your investment proposition

Powering your investment proposition Powering your investment proposition more time efficient streamlined confidence performance the perfect partner simplicity Exceptional quality great technology first class service no shoehorning What Advisers

More information

Your Complete Investment Solution taking care of you...

Your Complete Investment Solution taking care of you... investment funds Your Complete Investment Solution taking care of you... Introduction New Ireland is one of the leading providers of investment solutions within the Irish market today. We offer a range

More information

INVESTEC CAUTIOUS MANAGED.

INVESTEC CAUTIOUS MANAGED. A MIXED FUND 31 MAY 2016 01 INVESTEC CAUTIOUS MANAGED. FUND FACTS Product(s) OEIC/NISA Launch date 7 June 1993 Class launch date 7 June 1993 Fund size 2,035.2 million Number of holdings 245 Initial charge

More information

Financial Planning Report

Financial Planning Report {{TOC}} Financial Planning Report Prepared for: Prepared by: Independent Financial Adviser PPOL Penylan Mill Coed-y-Go Oswestry Shropshire SY10 9AF 7/4/2015 Executive Summary Six months have passed since

More information

INVESTMENT UNPLUGGED WHY CHOOSE A DISCRETIONARY INVESTMENT MANAGER?

INVESTMENT UNPLUGGED WHY CHOOSE A DISCRETIONARY INVESTMENT MANAGER? WHY CHOOSE A DISCRETIONARY INVESTMENT MANAGER? WHAT IS DISCRETIONARY INVESTMENT MANAGEMENT? This is a service offered by professional investment managers for those with funds available for investment who

More information

Absolute return: The search for positive returns in changing markets

Absolute return: The search for positive returns in changing markets Absolute return: The search for positive returns in changing markets Tuesday, 7 June 2011 Portfolio Manager for Global Fixed Income and Absolute Return Funds www.dbadvisors.com Topics for discussion What

More information

INVESTMENTS FOR LIVING. Introducing Lifestyle Portfolios

INVESTMENTS FOR LIVING. Introducing Lifestyle Portfolios INVESTMENTS FOR LIVING Introducing Lifestyle Portfolios I WANT INVESTMENTS THAT GIVE ME FLEXIBILITY AND CHOICE Lifestyle Portfolios from Lloyds Bank International help you keep pace with the ever-changing

More information

For professional investors and advisors only. Not suitable for retail clients. Schroder Life Flexible Retirement Fund

For professional investors and advisors only. Not suitable for retail clients. Schroder Life Flexible Retirement Fund May 2016 For professional investors and advisors only. Not suitable for retail clients. Schroder Life Flexible Retirement Fund Improving the DC journey Members in a defined contribution (DC) pension scheme

More information

Private Client Services. Your World. Our Guidance

Private Client Services. Your World. Our Guidance Private Client Services Your World Our Guidance Canaccord Genuity Wealth Management is an award winning wealth manager committed to providing investors with a broad array of investment opportunities.

More information

A Guide to Hargreave Hale Portfolio Management Services

A Guide to Hargreave Hale Portfolio Management Services A Guide to Hargreave Hale Portfolio Management Services Need some help? Please contact your local office if you have any questions: London 020 7009 4900 Blackpool 01253 621 575 Bangor 01248 353 242 What

More information

Nexus IFA and Parmenion Working together

Nexus IFA and Parmenion Working together Nexus IFA and Parmenion Working together About Nexus IFA. Nexus IFA are a privately owned firm of independent financial advisers providing reassurance to clients that they can rely on the total independence

More information

T RA NSPA RENCY AYPFNK T GPOWQ HFLAL RA IAFUA JJKFDHKNDJKSJJ

T RA NSPA RENCY AYPFNK T GPOWQ HFLAL RA IAFUA JJKFDHKNDJKSJJ AYPFNK T GPOWQ HFLAL RA IAFUA KJPAO NSPA RTNGI MSDUN RENCY GFNGA NFIVERHONVDUISNFAHD LKWOPRKJDGMJFKFGKKOIANVASPG J A G K L J FL G J F L F J A O IJ G J G FJ G J F P O N D H D J F K J FJ F J A D I RT U A

More information

Wealth Management Solutions

Wealth Management Solutions Wealth Management Solutions Invest in the Future Life has significant moments. Making sure you re prepared for them is important. But what can you do when the pace of your life leaves you little time to

More information

Equity and Fixed Income Funds The London & Capital Managed Series of UCITS IV Funds

Equity and Fixed Income Funds The London & Capital Managed Series of UCITS IV Funds Equity and Fixed Income Funds The London & Capital Managed Series of UCITS IV Funds 1 Equity and Fixed Income Funds London & Capital Equity and Fixed Income Funds London & Capital 2 We are an independently-owned

More information

A Guide to the Private Office Asset Management Ltd Wrap Account

A Guide to the Private Office Asset Management Ltd Wrap Account A Guide to the Private Office Asset Management Ltd Wrap Account Contents 1. Getting Started 2 2. Main Portfolio Screen 3 3. Producing a Valuation of your Portfolio 4 4. Producing Historic Valuations 4

More information

The contribution of asset management to the UK economy: executive summary

The contribution of asset management to the UK economy: executive summary The contribution of asset management to the UK economy: executive summary Prepared for The Investment Association July 2016 www.oxera.com Oxera Consulting LLP is a limited liability partnership registered

More information

As the growth in outsourcing continues how should advisers and DFMs cater for this?

As the growth in outsourcing continues how should advisers and DFMs cater for this? As the growth in outsourcing continues how should advisers and DFMs cater for this? Dynamic Planner Adviser Engagement Roadshows 2016 October/November 2016 For professional advisers use only Introduction

More information

Financial Planning For The Future. An Overview Of Our Services

Financial Planning For The Future. An Overview Of Our Services Financial Planning For The Future An Overview Of Our Services Canaccord Genuity Wealth Management is an award winning wealth manager committed to providing investors with a broad array of investment opportunities.

More information

Investment Management for Charities

Investment Management for Charities Investment Management for Charities www.bham.co.uk Although no two charities are the same, many face similar challenges in managing their finances to achieve the best results for the causes they support.

More information

Online Investments. Our Fund Range and Investments

Online Investments. Our Fund Range and Investments Online Investments Our Fund Range and Investments Why is it important to read this document? This document explains the funds available for you to invest in through our Investment ISA, which is a Stocks

More information

Pru Flexible Retirement Plan

Pru Flexible Retirement Plan For Adviser use only not approved for use with clients Adviser Guide Pru Flexible Retirement Plan Fast Facts Personal Pension and Drawdown with SIPP Options Prudential offers a personal pension and drawdown

More information

Wealth management Guide for financial advisers

Wealth management Guide for financial advisers Wealth management Guide for financial advisers Wealth management 1 Contents 01 Welcome to Standard Life Wealth 03 Why choose Standard Life Wealth to work with? 04 How we aim to meet your clients financial

More information

Top performing diversified growth & income fund

Top performing diversified growth & income fund Premier Multi-Asset Growth & Income Fund Top performing diversified growth & income fund WINNER Managed Income Premier Multi-Asset Growth & Income A MONEY OBSERVER MONEYOBSERVER MONEY OBSERVER RATED FUND

More information

Bespoke portfolios Personalised service. Investment portfolios uniquely tailored to you

Bespoke portfolios Personalised service. Investment portfolios uniquely tailored to you Bespoke portfolios Personalised service Investment portfolios uniquely tailored to you 2 Close Close 3 Strong traditions Proven experience About Close Brothers Close Brothers Group plc has been at the

More information

Discretionary Wealth Management

Discretionary Wealth Management Discretionary Wealth Management Specialist, Focused, Committed Using experience and expertise to invest for your future Contents 1 The practical importance of wisdom 2 Introduction to Discretionary Wealth

More information

FTIF Templeton Global Bond Fund

FTIF Templeton Global Bond Fund FTIF Templeton Global Bond Fund The STRATEGY Investment Goal FTIF Templeton Global Bond Fund seeks to maximize total return, with a combination of interest income, capital appreciation and currency gains

More information

Investment Guide. Understanding how your pension is invested

Investment Guide. Understanding how your pension is invested Understanding how your pension is invested Introduction The Creative Pension Trust ( the Scheme ) is an occupational money purchase pension scheme. It operates as a master trust, which means that many

More information

Investment Strategy for Pensions Actuaries A Multi Asset Class Approach

Investment Strategy for Pensions Actuaries A Multi Asset Class Approach Investment Strategy for Pensions Actuaries A Multi Asset Class Approach 16 January 2007 Representing Schroders: Neil Walton Head of Strategic Solutions Tel: 020 7658 2486 Email: Neil.Walton@Schroders.com

More information

ROYAL LONDON ABSOLUTE RETURN GOVERNMENT BOND FUND

ROYAL LONDON ABSOLUTE RETURN GOVERNMENT BOND FUND ROYAL LONDON ABSOLUTE RETURN GOVERNMENT BOND FUND For professional investors only A NEW OPPORTUNITY Absolute return funds offer an attractive, alternative source of alpha outright or as part of a balanced

More information

Asset Management Portfolio Solutions Disciplined Process. Customized Approach. Risk-Based Strategies.

Asset Management Portfolio Solutions Disciplined Process. Customized Approach. Risk-Based Strategies. INSTITUTIONAL TRUST & CUSTODY Asset Management Portfolio Solutions Disciplined Process. Customized Approach. Risk-Based Strategies. As one of the fastest growing investment managers in the nation, U.S.

More information

Davy Private Clients. Service and Fees Schedule Wealth Management Integrated Financial Planning and Investment Management

Davy Private Clients. Service and Fees Schedule Wealth Management Integrated Financial Planning and Investment Management Davy Private Clients Service and Fees Schedule Wealth Management Integrated Financial Planning and Investment Management Wealth Management is our premier service and offers a complete solution, providing

More information

A guide to the Kames High Yield Bond Fund

A guide to the Kames High Yield Bond Fund www.kamescapital.com A guide to the Kames High Yield Bond Fund For professional investors only 1 What s in the Fund? The Fund invests primarily in high yield bonds. It can, however, hold some investment

More information

Credit Suisse Portfolio Solutions. Personalized strategies to help you grow, preserve, and use your wealth

Credit Suisse Portfolio Solutions. Personalized strategies to help you grow, preserve, and use your wealth Credit Suisse Portfolio Solutions Personalized strategies to help you grow, preserve, and use your wealth 1 Credit Suisse Portfolio Solutions Personalized strategies to help you grow, preserve, and use

More information

Wealth Management. Guiding private client investment strategies. Wealth management as it should be

Wealth Management. Guiding private client investment strategies. Wealth management as it should be Wealth Management Guiding private client investment strategies Wealth management as it should be Managing private client wealth for over a century At Smith & Williamson Investment Management, our focus

More information

DYNAMIC DIVERSIFIED FUND

DYNAMIC DIVERSIFIED FUND DYNAMIC DIVERSIFIED FUND The Right Assets at the Right Time The SSgA Dynamic Diversifed Fund uses proven market-aware intelligence to dynamically adjust asset allocation ensuring you are in the right assets

More information

Private Investment Management. A disciplined investment approach

Private Investment Management. A disciplined investment approach Private Investment Management A disciplined investment approach 03 A disciplined investment approach You have been able to accumulate a substantial amount of capital. However, the challenge is to preserve

More information

Investment Process. www.bham.co.uk

Investment Process. www.bham.co.uk Investment Process www.bham.co.uk Intelligent investing At Bartholomew Hawkins Asset Management our investment philosophy is based on providing multi-asset discretionary portfolios to meet clients investment

More information

Explore the Field of Mutual Funds

Explore the Field of Mutual Funds Wealth Management Education Series How can we help you further? Do you have a question on what you have just read? Would you like to have a further discussion on this subject? Contact your Relationship

More information

Actively Managed Portfolio Service

Actively Managed Portfolio Service INVESTMENT MANAGEMENT Actively Managed Portfolio Service Bespoke Walker Crips We take pride in being one of the oldest independently owned companies in the City of London. Our predecessors first bought

More information

Deutsche Bank Group Deutsche Insurance Asset Management. Advisory Focus Demystifying Life Insurance RBC Equity Charges

Deutsche Bank Group Deutsche Insurance Asset Management. Advisory Focus Demystifying Life Insurance RBC Equity Charges Deutsche Bank Group Advisory Focus Demystifying Life Insurance RBC Equity Charges September 2012 Michael R. Earley Senior Insurance Strategist Insurance Advisory Services Summary Insurance companies continue

More information

Managed Accounts and Scalable Implementation of Model Portfolios. David Heather Chief Executive Officer

Managed Accounts and Scalable Implementation of Model Portfolios. David Heather Chief Executive Officer Managed Accounts and Scalable Implementation of Model Portfolios David Heather Chief Executive Officer Disclaimer This information is unsolicited general information only for licensed dealers and advisers.

More information

Cirilium Dynamic Passive Fund DYNAMIC

Cirilium Dynamic Passive Fund DYNAMIC DYNAMIC Annual Short Report Fund Manager Paul Craig The Cirilium Dynamic Passive Fund launched on 8 February 2013 Investment objective To achieve long term capital growth. The Fund will typically have

More information

INVESTMENT MANAGEMENT. Investment Management Services

INVESTMENT MANAGEMENT. Investment Management Services INVESTMENT MANAGEMENT Investment Management Services World class team JLT Investment Solutions employs over 60 people. Our entire focus is on investing our clients money. We are based in Exeter, Bournemouth,

More information

Dynamic Diversified Growth Fund

Dynamic Diversified Growth Fund Dynamic Diversified Growth Fund with BlackRock Investment Management (UK) Limited Customer Brochure BlackRock is a truly global firm that manages assets for clients in Europe, North and South America,

More information

ACF morning workshop. Is your investment committee asking the right questions?

ACF morning workshop. Is your investment committee asking the right questions? ACF morning workshop Is your investment committee asking the right questions? Contents 1. Why would a charity want to consider a total return investment policy? What do we mean by total return? 2. Finding

More information

Glossary of Investment Terms

Glossary of Investment Terms online report consulting group Glossary of Investment Terms glossary of terms actively managed investment Relies on the expertise of a portfolio manager to choose the investment s holdings in an attempt

More information

Short report For the period ended 30 June 2015

Short report For the period ended 30 June 2015 Short report For the period ended 30 June 2015 Short reports Architas MM Strategic Bond Fund For the period ended 30 June 2015 Investment objective The Fund aims to provide a return on your investment.

More information

Financial Services for Personal Injury and Clinical Negligence Awards

Financial Services for Personal Injury and Clinical Negligence Awards Financial Services for Personal Injury and Clinical Negligence Awards IT S THE RELATIONSHIPS WE FORGE THE KNOWLEDGE WE HAVE AND THE PRINCIPLES WE APPLY ABOUT US Established in 1997 Money Wise Independent

More information

CAF MANAGED PORTFOLIO SERVICE. Profile selector for charities and not-for-profit organisations

CAF MANAGED PORTFOLIO SERVICE. Profile selector for charities and not-for-profit organisations CAF MANAGED PORTFOLIO SERVICE Profile selector for charities and not-for-profit organisations CAF MANAGED PORTFOLIO SERVICE Profile selector The CAF Managed Portfolio Service is developed and operated

More information

The Pinnacle Funds. Simplified Prospectus. December 11, 2009 Class A and Class F units and Class I units where noted. Money Market Fund.

The Pinnacle Funds. Simplified Prospectus. December 11, 2009 Class A and Class F units and Class I units where noted. Money Market Fund. The Pinnacle Funds Simplified Prospectus December 11, 2009 Class A and Class F units and Class I units where noted Money Market Fund Pinnacle Short Term Income Fund Bond Funds Pinnacle Income Fund Pinnacle

More information

Private Client Application form for the Discretionary Portfolio Service via a Financial Advisor

Private Client Application form for the Discretionary Portfolio Service via a Financial Advisor Private Client Application form for the Discretionary Portfolio Service via a Financial Advisor Insurance Company Bond Part A to be completed by the Policyholder Part B to be completed by the Insurance

More information

INTRODUCING OUR CORPORATE INVESTMENT SERVICE C O C K BURN LUCAS INDEPENDENT FINANCIAL CONSULTING. Making your business our business

INTRODUCING OUR CORPORATE INVESTMENT SERVICE C O C K BURN LUCAS INDEPENDENT FINANCIAL CONSULTING. Making your business our business INTRODUCING OUR CORPORATE INVESTMENT SERVICE C O C K BURN LUCAS INDEPENDENT FINANCIAL CONSULTING Making your business our business About Us Cockburn Lucas IFC Limited was established in 1997 to provide

More information

Lloyd's Register Superannuation Fund Association Fixed Income Fund Fund Factsheet 3rd Quarter 2016

Lloyd's Register Superannuation Fund Association Fixed Income Fund Fund Factsheet 3rd Quarter 2016 This factsheet has been produced to provide you with information on this blended fund. It includes information on the investment objective of the fund, where the fund is invested, risk information and

More information

Corporate and Investment Banking. Absa Retirement Annuity Fund: Core Portfolio. Keeping you financially fit for retirement prosperity

Corporate and Investment Banking. Absa Retirement Annuity Fund: Core Portfolio. Keeping you financially fit for retirement prosperity Corporate and Investment Banking Absa Retirement Annuity Fund: Core Portfolio Keeping you financially fit for retirement prosperity Contents Absa Retirement Annuity Fund: Core Portfolio 3 About the Core

More information

Model Portfolios Supporting your investment proposition

Model Portfolios Supporting your investment proposition For Intermediary use only Model Portfolios Supporting your investment proposition June 2016 Debbie, Platform Proposition team 2 Model Portfolios Supporting your investment proposition Are you a looking

More information

Tailored Portfolio Management Service. Investing with purpose and insight

Tailored Portfolio Management Service. Investing with purpose and insight Tailored Portfolio Management Service Investing with purpose and insight Tailored Portfolio Management Service With a history of working closely with wealthy individuals, we take pride in the insight

More information

/ Investment Process A Guide

/ Investment Process A Guide / Investment Process A Guide / Contents / Introduction / Risk Profiling / Asset Allocation / Asset Selection / Reporting / More Information / External Consultants / Introduction Assessing the level of

More information

Investment consultancy: taking a dynamic approach

Investment consultancy: taking a dynamic approach Investment consultancy: taking a dynamic approach The current environment The increasing volatility of investment markets and heightened regulatory control means that pension fund investment has remained

More information

HSBC World Selection Portfolios The smart way to diversify your customers investments

HSBC World Selection Portfolios The smart way to diversify your customers investments HSBC World Selection Portfolios The smart way to diversify your customers investments 2 A smart way to invest 3 The benefit of diversification 6 How is HSBC World Selection managed? 8 What are the advantages

More information

PruFund and With-Profits in Retirement Planning A comparison of how PruFund Funds and the With-Profits Fund work

PruFund and With-Profits in Retirement Planning A comparison of how PruFund Funds and the With-Profits Fund work For Adviser use only not approved for use with clients Adviser Guide PruFund and With-Profits in Retirement Planning A comparison of how PruFund Funds and the work The PruFund range and With-Profits investment

More information

Intermediary Services. Big Ideas. Small Details

Intermediary Services. Big Ideas. Small Details Intermediary Services Big Ideas Small Details Canaccord Genuity Wealth Management is an award winning wealth manager committed to providing investors with a broad array of investment opportunities. Focused

More information

Zurich International Portfolio Bond

Zurich International Portfolio Bond Pensions Investments Protection Zurich International Portfolio Bond Discretionary Asset Managers The Zurich International Portfolio Bond (the plan), provided by Zurich Life Assurance plc (Zurich), a member

More information

Wealth Management Education Series. Explore the Field of Investment Funds

Wealth Management Education Series. Explore the Field of Investment Funds Wealth Management Education Series Explore the Field of Investment Funds Wealth Management Education Series Explore the Field of Investment Funds Managing your wealth well is like tending a beautiful formal

More information

new international personal share portfolio

new international personal share portfolio new international personal share portfolio Your opportunity to own a custom-built share portfolio of internationally listed securities wealth Whilst the Johannesburg Stock Exchange is the largest stock

More information

Corporate and Investment Banking. Absa Retirement Annuity Fund: Core Portfolio. Keeping you financially fit for retirement prosperity

Corporate and Investment Banking. Absa Retirement Annuity Fund: Core Portfolio. Keeping you financially fit for retirement prosperity Corporate and Investment Banking Absa Retirement Annuity Fund: Core Portfolio Keeping you financially fit for retirement prosperity Contents Absa Retirement Annuity Fund: Core Portfolio 2 About the Core

More information

Asset Management. Why Cidel? Our risk approach.

Asset Management. Why Cidel? Our risk approach. Asset Management Global Why Cidel? Our risk approach. At Cidel, our primary focus is managing risk. Our proactive risk approach ensures that as risks in the market change we manage these changes to help

More information

discretionary management service Investment solutions

discretionary management service Investment solutions discretionary management service Investment solutions 01 discretionary management service Our Discretionary Management service provides access to professional expertise without the administrative burden

More information

Financial planning. A bespoke plan for your future

Financial planning. A bespoke plan for your future Financial planning A bespoke plan for your future ABOUT US Tilney Bestinvest is a leading investment and financial planning firm that builds on a heritage of more than 150 years. We look after more than

More information

Investment Bond. Funds key features. This is an important document. Please keep it safe for future reference.

Investment Bond. Funds key features. This is an important document. Please keep it safe for future reference. Investment Bond Funds key features. This is an important document. Please keep it safe for future reference. 2 WHAT ARE THE FUNDS KEY FEATURES? This document is part of the information we provide you to

More information

Our Client Agreement and Statement of Services and Remuneration Corporate Clients

Our Client Agreement and Statement of Services and Remuneration Corporate Clients The Independent Life & Pensions Group Ltd 3 Adelaide House, Corbygate Business Park, Priors Haw Road, Corby, Northants, NN17 5JG Tel: 01536 443200 Email: info@ilpg.co.uk Fax: 01536 400550 Web: www.ilpg.co.uk

More information

EXCHANGE TRADED PRODUCTS (ETFs & ETNs)

EXCHANGE TRADED PRODUCTS (ETFs & ETNs) EXCHANGE TRADED PRODUCTS (ETFs & ETNs) Now, for the first time ever, all South Africa s ETFs & ETNs on a single website www.etfsa.co.za Everything you need to know about ETFs and ETNs Transact online all

More information