CENTRAL BANK OF CYPRUS

Size: px
Start display at page:

Download "CENTRAL BANK OF CYPRUS"

Transcription

1 APPENDIX 2 NOTIFICATION BY A BANK INCORPORATED IN CYPRUS, WHICH WISHES TO PROVIDE SERVICES, ON A CROSS BORDER BASIS, IN OTHER EUROPEAN UNION (E.U.) MEMBER STATES IN ACCORDANCE WITH ARTICLE (28) OF THE RECAST BANKING DIRECTIVE 2006/48/EC FULL NAME OF BANK:... Details of contact person: Name Telephone number Fax number address Who should complete this form Banks incorporated in Cyprus, wishing to exercise a passport right to provide services in another EU Member State, in accordance with the Banking Law of 1997, as subsequently amended, should complete this form and submit it to the Licensing Section, Bank Supervision and Regulation Division, of the Central Bank of Cyprus. Completing the form 1. Please complete the present form electronically and sign the declaration at the end. 2. Where deemed necessary, you may use a separate sheet of paper, stating the number of the question on the top left part of the sheet of paper. Appendix 2 -Outgoing / services

2 NOTIFICATION BY A BANK INCORPORATED IN CYPRUS WHICH WISHES TO PROVIDE SERVICES ON A CROSS BORDER BASIS IN ANOTHER E.U. MEMBER STATE, IN ACCORDANCE WITH ARTICLE 28 OF THE RECAST BANKING DIRECTIVE 2006/48/EC 1. Information on the credit institution Name of Credit Institution : [name] Address : [Head Office address] Telephone No : [tel no] Fax No : [fax no] [ address] Contact person : [name] Home State : [Cyprus] Authorisation Status : [Authorised by the Central Bank of Cyprus] Type of notification : [e.g first time / changes] Member State into which sevices will be provided : [Host Member State] Date from which activities will be provided: [Date] 2

3 2. Activities to be provided in accordance with Annex I of Directive 2006/48/EC 1. Acceptance of deposits and other repayable funds 2. Lending including, inter-alia, consumer credit, mortgage credit, factoring, financing of commercial transactions 3. Financial Leasing 4. Money transmission services 5. Issuing and administering means of payment 6. Guarantees and commitments 7. Trading for own account or for account of customers in: 7a. money market instruments 7b. foreign exchange 7c. financial futures and options 7d. exchange and interest-rate instruments 7e. transferable securities 8. Participation in securities issues and the provision of services related to such issues 9. Advice to undertakings on capital structure, industrial strategy, and related questions and advice as well as services relating to mergers and the purchase of undertakings 10. Money broking 11. Portfolio management and advice 12. Safekeeping and administration of securities 13. Credit reference services 14. Safe custody services 15. MiFID 1 services and activities subject to mutual recognition under the Banking Directive (please complete the attached schedule) 1 The services and activities provided in Sections A and B of Annex I of Directive 2004/39/EC of the European Parliament and of the Council of 21 April, 2004, on markets in financial instruments, when referring to the financial instruments provided for in Section C of Annex I of that Directive, are subject to mutual recognition, according to the Directive 2006/48/EC. 3

4 3. Investment services and activities to be provided in accordance with the Markets in Financial Instruments Directive ( MiFID ) Financial Instruments Investment services and activities Ancillary services A1 A2 A3 A4 A5 A6 A7 A8 B1 B2 B3 B4 B5 B6 B7 C1 C2 C3 C4 C5 C6 C7 C8 C9 C10 Note1 : abbreviations in the table refer to the relevant provisions in Annex I of MiFID (e.g. A1 refers to Annex 1 Section A paragraph 1 MiFID) which is hereby attached for easy reference. Note 2: matrix should cover all activities (old and new) provided by the branch 4

5 4. EU States in which services are to be provided Member State Tick as required 1. Austria 2. Belgium 3. Bulgaria 4. Czech Republic 5. Denmark 6. Estonia 7. Finland 8. France 9. Germany 10. Greece 11. Hungary 12. Ireland 13. Italy 14. Latvia 15. Lithuania 16. Luxembourg 17. Malta 18. Netherlands 19. Poland 20. Portugal 21. Romania 22. Slovak Republic 23. Slovenia 24. Spain 25. Sweden 26. United Kingdom ALL EU STATES Other EEA (European Economic Area) countries:... 5

6 I confirm that the information included in this form is complete and accurate to the best of my knowledge and belief. Name of authorised signatory:... Position:... Signature:... Date: (dd/mm/yy)... This form should be sent to: Licensing Section, Banking Supervision and Regulation Division CENTRAL BANK OF CYPRUS P.O. Box 25529, CY 1395 Nicosia CYPRUS TELEPHONE: FACSIMILE: WEBSITE: 6

7 ANNEX I OF THE BANKING DIRECTIVE 2006/48/EC LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITION 1. Acceptance of deposits and other repayable funds 2. Lending including, inter alia: consumer credit, mortgage credit, factoring, with or without recourse, financing of commercial transactions (including forfeiting) 3. Financial leasing 4. Money transmission services 5. Issuing and administering means of payment (e.g. credit cards, travellers' cheques and bankers' drafts) 6. Guarantees and commitments 7. Trading for own account or for account of customers in: (a) money market instruments (cheques, bills, certificates of deposit, etc.); (b) foreign exchange; (c) financial futures and options; (d) exchange and interest rate instruments; or (e) transferable securities. 8. Participation in securities issues and the provision of services related to such issues 9. Advice to undertakings on capital structure, industrial strategy and related questions and advice as well as services relating to mergers and the purchase of undertakings 10. Money broking 11. Portfolio management and advice 12. Safekeeping and administration of securities 13. Credit reference services 14. Safe custody services The services and activities provided for in Sections A and B of Annex I to Directive 2004/39/EC of the European Parliament and of the Council of 21 April 2004 on markets in financial instruments (1), when referring to the financial instruments provided for in Section C of Annex I of that Directive, are subject to mutual recognition according to this Directive. 7

8 ANNEX I OF MIFID DIRECTIVE LIST OF SERVICES AND ACTIVITIES AND FINANCIAL INSTRUMENTS Section A Investment services and activities (1) Reception and transmission of orders in relation to one or more financial instruments. (2) Execution of orders on behalf of clients. (3) Dealing on own account. (4) Portfolio management. (5) Investment advice. (6) Underwriting of financial instruments and/or placing of financial instruments on a firm commitment basis. (7) Placing of financial instruments without a firm commitment basis (8) Operation of Multilateral Trading Facilities. Section B Ancillary services (1) Safekeeping and administration of financial instruments for the account of clients, including custodianship and related services such as cash/collateral management; (2) Granting credits or loans to an investor to allow him to carry out a transaction in one or more financial instruments, where the firm granting the credit or loan is involved in the transaction; (3) Advice to undertakings on capital structure, industrial strategy and related matters and advice and services relating to mergers and the purchase of undertakings; (4) Foreign exchange services where these are connected to the provision of investment services; (5) Investment research and financial analysis or other forms of general recommendation relating to transactions in financial instruments; (6) Services related to underwriting. (7) Investment services and activities as well as ancillary services of the type included under Section A or B of Annex 1 related to the underlying of the derivatives included under Section C 5, 6, 7 and 10 - where these are connected to the provision of investment or ancillary services. Financial Instruments Section C (1) Transferable securities; (2) Money-market instruments; (3) Units in collective investment undertakings; (4) Options, futures, swaps, forward rate agreements and any other derivative contracts relating to securities, currencies, interest rates or yields, or other derivatives instruments, financial indices or financial measures which may be settled physically or in cash; (5) Options, futures, swaps, forward rate agreements and any other derivative contracts relating to commodities that must be settled in cash or may be settled in cash at the option of one of the parties (otherwise than by reason of a default or other termination event); L 145/42 EN Official Journal of the European Union (6) Options, futures, swaps, and any other derivative contract relating to commodities that can be physically settled provided that they are traded on a regulated market and/or an MTF; (7) Options, futures, swaps, forwards and any other derivative contracts relating to commodities, that can be physically settled not otherwise mentioned in C.6 and not being for commercial purposes, which have the characteristics of other derivative financial instruments, having regard to whether, inter alia, they are cleared and settled through recognised clearing houses or are subject to regular margin calls; (8) Derivative instruments for the transfer of credit risk; (9) Financial contracts for differences. (10) Options, futures, swaps, forward rate agreements and any other derivative contracts relating to climatic variables, freight rates, emission allowances or inflation rates or other official economic statistics that must be settled in cash or may be settled in cash at the option of one of the parties (otherwise than by reason of a default or other termination event), as well as any other derivative contracts relating to assets, rights, obligations, indices and measures not otherwise mentioned in this Section, which have the characteristics of other derivative financial instruments, having regard to whether, inter alia, they are traded on a regulated market or an MTF, are cleared and settled through recognised clearing houses or are subject to regular margin calls. 8

Notification of intention to establish a branch in another EEA state (excluding the Payment Services Directive and Electronic Money Directive)

Notification of intention to establish a branch in another EEA state (excluding the Payment Services Directive and Electronic Money Directive) Passporting Notification of intention to establish a branch in another EEA state (excluding the Payment Services Directive and Electronic Money Directive) Full name of firm (SUP 13 Annex 1R Notification

More information

DRAFT AMENDING BUDGET No 8 TO THE GENERAL BUDGET 2015 OWN RESOURCES EUROPEAN DATA PROTECTION SUPERVISOR

DRAFT AMENDING BUDGET No 8 TO THE GENERAL BUDGET 2015 OWN RESOURCES EUROPEAN DATA PROTECTION SUPERVISOR EUROPEAN COMMISSION Brussels, 19.10.2015 COM(2015) 545 final DRAFT AMENDING BUDGET No 8 TO THE GENERAL BUDGET 2015 OWN RESOURCES EUROPEAN DATA PROTECTION SUPERVISOR EN EN Having regard to: the Treaty on

More information

REQUIREMENTS FOR OBTAINING A BANK OR FINANCIAL INSTITUTION LICENSE

REQUIREMENTS FOR OBTAINING A BANK OR FINANCIAL INSTITUTION LICENSE REQUIREMENTS FOR OBTAINING A BANK OR FINANCIAL INSTITUTION LICENSE The business of banks (or credit institutions ) and financial institutions is regulated by directive No. 2006/48 EC of 14 June 2006 ("the

More information

ERASMUS+ MASTER LOANS

ERASMUS+ MASTER LOANS ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students who want to take a full Masters level

More information

EBA Report. High Earners and 2011 data. High Earners

EBA Report. High Earners and 2011 data. High Earners EBA Report High Earners 2010 and 2011 data High Earners 2010 and 2011 data Contents 1 Introduction 3 2 Template 4 3 2010 data 5 4 2011 data 15 2 Introduction Directive 2010/76/EC (CRDIII) introduced the

More information

International Hints and Tips

International Hints and Tips International Hints and Tips Content Q: What is the cut off time for processing International payments? A: International payments must be submitted and fully approved within the cut off time indicated

More information

COMMUNICATION FROM THE COMMISSION

COMMUNICATION FROM THE COMMISSION EUROPEAN COMMISSION Brussels, 17.9.2014 C(2014) 6767 final COMMUNICATION FROM THE COMMISSION Updating of data used to calculate lump sum and penalty payments to be proposed by the Commission to the Court

More information

Investor Compensation Fund

Investor Compensation Fund Vs 2.0 Oct 2015 TopFX Ltd, authorised and regulated by CySEC ( license no.138/11). Registered. INFORMATION TO CLIENTS OF TOPFX LTD IN RELATION TO THE INVESTOR COMPENSATION FUND FOR CUSTOMERS OF CYPRIOT

More information

Hungary s labour market indicators continue to improve

Hungary s labour market indicators continue to improve Hungary s labour market indicators continue to improve Employment rate higher again in Hungary According to the latest data, the positive trend regarding growth in the number of people in employment has

More information

ERASMUS+ MASTER LOANS

ERASMUS+ MASTER LOANS Ref. Ares(2015)660570-17/02/2015 ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students

More information

Chase Online SM Wire Transfer Help Guide page 1 of 16. How to Send Wire Transfers on Chase Online SM

Chase Online SM Wire Transfer Help Guide page 1 of 16. How to Send Wire Transfers on Chase Online SM Chase Online SM Wire Transfer Help Guide page 1 of 16 How to Send Wire Transfers on Chase Online SM For a convenient, secure and quick way to send money directly to someone s bank account, use a wire transfer

More information

Equity Release Schemes in the European Union

Equity Release Schemes in the European Union Reifner Clerc-Renaud Perez-Carillo Tiffe Knobloch Equity Release Schemes in the European Union institut fur finanzdienstleistungen e.v. Contents PREFACE I EXECUTIVE SUMMARY V TABLES XXIX FIGURES XXX 1.

More information

INFORMATION ON INVESTOR COMPENSATION SCHEME. ROBOFOREX (CY) LTD Soboh House 377, 28th October Street Office #1, 3107, Limassol, Cyprus

INFORMATION ON INVESTOR COMPENSATION SCHEME. ROBOFOREX (CY) LTD Soboh House 377, 28th October Street Office #1, 3107, Limassol, Cyprus INFORMATION ON INVESTOR COMPENSATION SCHEME ROBOFOREX (CY) LTD INVESTOR COMPENSATION FUND Subject to the provisions of 53 (3), 55 (4), 56 (3), 58 (2) and 72 sections of the Investment Services and Activities

More information

BENCHMARKING OF APPROVED HIGHER RATIOS 2014 DATA

BENCHMARKING OF APPROVED HIGHER RATIOS 2014 DATA BENCHMARKING OF APPROVED HIGHER RATIOS 2014 DATA Benchmarking of approved higher ratios Benchmarking of approved higher ratios under Article 94(1)(g)(ii) of Directive 2013/36/EU 3 Introduction and legal

More information

Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU

Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU 92/2015-27 May 2015 Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU In the European Union (EU), household electricity prices 1 rose by

More information

Proposal for a COUNCIL DECISION. on the adoption by Lithuania of the euro on 1 January 2015

Proposal for a COUNCIL DECISION. on the adoption by Lithuania of the euro on 1 January 2015 EUROPEAN COMMISSION Brussels, 4.6.2014 COM(2014) 324 final 2014/0170 (NLE) Proposal for a COUNCIL DECISION on the adoption by Lithuania of the euro on 1 January 2015 EN EN EXPLANATORY MEMORANDUM 1. CONTEXT

More information

ERASMUS+ MASTER LOANS

ERASMUS+ MASTER LOANS ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students who want to take a full Master's-level

More information

INTERNATIONAL. Helping your money travel around the world. International payments travel money and CHAPS. Talk to us today

INTERNATIONAL. Helping your money travel around the world. International payments travel money and CHAPS. Talk to us today INTERNATIONAL Helping your money travel around the world International payments travel money and CHAPS Talk to us today Access your money, at home and away Maybe you have family overseas and want to send

More information

193/2014-15 December 2014. Hourly labour costs in the EU28 Member States, 2012 (in )

193/2014-15 December 2014. Hourly labour costs in the EU28 Member States, 2012 (in ) 193/2014-15 December 2014 Labour Cost Survey 2012 in the EU28 Labour costs highest in the financial and insurance sector Three times higher than in the accommodation and food sector In 2012, average hourly

More information

Planned Healthcare in Europe for Lothian residents

Planned Healthcare in Europe for Lothian residents Planned Healthcare in Europe for Lothian residents Introduction This leaflet explains what funding you may be entitled to if you normally live in Lothian (Edinburgh, West Lothian, Midlothian and East Lothian

More information

Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women

Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women 75/2015-27 April 2015 Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women Among the 44.1 million persons in the European Union

More information

Actual annual working time in France and in Europe in 2013

Actual annual working time in France and in Europe in 2013 Actual annual working time in France and in Europe in 2013 Update to the January 2012 study plus new data Summary of the Working Paper N.49 : La durée effective du travail en France et en Europe (June

More information

General information about the bank

General information about the bank GENERAL LIST OF PRICES AND SERVICES May 2014 General information about the bank I. Bank name and address Varengold Bank AG Große Elbstraße 27 22767 Hamburg Also referred to as "Varengold" or "bank" in

More information

Definition of Public Interest Entities (PIEs) in Europe

Definition of Public Interest Entities (PIEs) in Europe Definition of Public Interest Entities (PIEs) in Europe FEE Survey October 2014 This document has been prepared by FEE to the best of its knowledge and ability to ensure that it is accurate and complete.

More information

Database Grundtvig courses. January 2011 December 2012

Database Grundtvig courses. January 2011 December 2012 Database Grundtvig courses January 2011 December 2012 1. Totals courses Courses aimed at participants receiving: 10 1057 A grant for either Comenius or Grundtvig target groups (COM+GRU) 28% 299 A Grundtvig

More information

- Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) -

- Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) - - Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) - BACKGROUND The information available on this website relates

More information

Projected Population of Scotland (2008-based) Figures

Projected Population of Scotland (2008-based) Figures Projected Population of Scotland (2008-based) Figures Contents Figure 1 Estimated population of Scotland, actual and projected, 1951-2083 Figure 2 Births and deaths, actual and projected, Scotland, 1951-2033

More information

Ad-Hoc Query on residence permits cards and stickers. Requested by SE EMN NCP on 9 th April Compilation produced on 2 nd June 2014

Ad-Hoc Query on residence permits cards and stickers. Requested by SE EMN NCP on 9 th April Compilation produced on 2 nd June 2014 Ad-Hoc Query on residence permits cards and stickers Requested by SE EMN NCP on 9 th April 2014 Compilation produced on 2 nd June 2014 Responses from Austria, Belgium, Bulgaria, Czech Republic, Estonia,

More information

SURVEY ON THE TRAINING OF GENERAL CARE NURSES IN THE EUROPEAN UNION. The current minimum training requirements for general care nurses

SURVEY ON THE TRAINING OF GENERAL CARE NURSES IN THE EUROPEAN UNION. The current minimum training requirements for general care nurses SURVEY ON THE TRAINING OF GENERAL CARE NURSES IN THE EUROPEAN UNION This survey serves as a background document for the discussion of the Commission's legislative proposal to modernize the minimum requirements

More information

The Act imposes foreign exchange restrictions, i.e. performance of certain actions requires a relevant foreign exchange permit.

The Act imposes foreign exchange restrictions, i.e. performance of certain actions requires a relevant foreign exchange permit. RESPONSIBILITIES OF THE NATIONAL BANK OF POLAND RESULTING FROM THE FOREIGN EXCHANGE ACT 1. FOREIGN EXCHANGE PROVISIONS Foreign exchange regulations, which constitute part of the financial legislation,

More information

PREPARATORY ACTION IN THE FIELD OF SPORT. Administrative and Financial Management Handbook

PREPARATORY ACTION IN THE FIELD OF SPORT. Administrative and Financial Management Handbook PREPARATORY ACTION IN THE FIELD OF SPORT Administrative and Financial Management Handbook The rules outlined in this Administrative and Financial Handbook apply to the projects funded by the Preparatory

More information

CULTURAL AND CREATIVE SECTORS GUARANTEE FACILITY

CULTURAL AND CREATIVE SECTORS GUARANTEE FACILITY CULTURAL AND CREATIVE SECTORS GUARANTEE FACILITY OPEN CALL FOR EXPRESSION OF INTEREST TO SELECT FINANCIAL INTERMEDIARIES UNDER THE CULTURAL AND CREATIVE SECTORS GUARANTEE FACILITY (Published on 18th July

More information

Alcohol Consumption in Ireland 1986-2006 A Report for the Health Service Executive

Alcohol Consumption in Ireland 1986-2006 A Report for the Health Service Executive Alcohol Consumption in Ireland 1986-2006 A Report for the Health Service Executive Prepared by Dr. Ann Hope This report should be referenced: Hope, A. (2007). Alcohol consumption in Ireland 1986-2006.

More information

72/2015-21 April 2015

72/2015-21 April 2015 72/2015-21 April 2015 Provision of deficit and debt data for 2014 - first notification Euro area and EU28 government deficit at 2.4% and 2.9% of GDP respectively Government debt at 91.9% and 86.8% In 2014,

More information

There is help on form VAT1 itself but these notes provide extra help with some of the questions.

There is help on form VAT1 itself but these notes provide extra help with some of the questions. additional information to help you There is help on form VAT1 itself but these notes provide extra help with some of the questions. The notes have the same numbers as the questions they refer to. On the

More information

Family benefits Information about health insurance country. Udbetaling Danmark Kongens Vænge 8 3400 Hillerød. A. Personal data

Family benefits Information about health insurance country. Udbetaling Danmark Kongens Vænge 8 3400 Hillerød. A. Personal data Mail to Udbetaling Danmark Kongens Vænge 8 3400 Hillerød Family benefits Information about health insurance country A. Personal data Name Danish civil registration (CPR) number Address Telephone number

More information

41 T Korea, Rep. 52.3. 42 T Netherlands 51.4. 43 T Japan 51.1. 44 E Bulgaria 51.1. 45 T Argentina 50.8. 46 T Czech Republic 50.4. 47 T Greece 50.

41 T Korea, Rep. 52.3. 42 T Netherlands 51.4. 43 T Japan 51.1. 44 E Bulgaria 51.1. 45 T Argentina 50.8. 46 T Czech Republic 50.4. 47 T Greece 50. Overall Results Climate Change Performance Index 2012 Table 1 Rank Country Score** Partial Score Tendency Trend Level Policy 1* Rank Country Score** Partial Score Tendency Trend Level Policy 21 - Egypt***

More information

FEDERATION EUROPEENNE DE LA MANUTENTION Product Group. industrial trucks. A brief guide for identification of noncompliant. - Exhaust Emission -

FEDERATION EUROPEENNE DE LA MANUTENTION Product Group. industrial trucks. A brief guide for identification of noncompliant. - Exhaust Emission - FEDERATION EUROPEENNE DE LA MANUTENTION Product Group Industrial Trucks FEM A brief guide for identification of noncompliant industrial trucks 11.2010 (E) - Exhaust Emission - I n d e x 1 Introduction...

More information

Information on insurance tax and fire protection tax for EU/EEA insurers

Information on insurance tax and fire protection tax for EU/EEA insurers Information on insurance tax and fire protection tax for EU/EEA insurers I. General This leaflet is intended for all insurers and authorised agents located in the EU/EEA area who are established outside

More information

The Guardianship Service

The Guardianship Service The Guardianship Service How can they help you? When you arrive in Belgium Are you under the age of 18 and have you arrived in Belgium without your father or mother? You are searching for support and accommodation

More information

INTERNATIONAL SERVICES TARIFF

INTERNATIONAL SERVICES TARIFF INTERNATIONAL SERVICES TARIFF Supporting your international business Our service promise. If you experience a problem, we will always try to resolve it as quickly as possible. Please bring it to the attention

More information

POLICY. Client classification. LAST UPDATED March 2014. Client classification policy March 2014 1

POLICY. Client classification. LAST UPDATED March 2014. Client classification policy March 2014 1 POLICY Client classification LAST UPDATED March 2014 1 Client classification policy Table of contents TABLE OF CONTENTS 2 1. OUTLINE OF THE MIFID 3 1.1. MiFID s aims 3 1.2. MiFID s scope 3 1.2.1. Investment

More information

Credit transfer to Customer account with AS "Meridian Trade Bank" EUR, USD free of charge * - 4.1.2. Other countries currency information in the Bank

Credit transfer to Customer account with AS Meridian Trade Bank EUR, USD free of charge * - 4.1.2. Other countries currency information in the Bank Pricelist for individuals residents of Latvia SERVICES 4. TRANSFERS In the Bank PRICE LIST IN EUR Using «MultiNet» 4.1. 4.1.1. Credit transfer to Customer account with EUR, USD free of charge * 4.1.2.

More information

1. Perception of the Bancruptcy System... 2. 2. Perception of In-court Reorganisation... 4

1. Perception of the Bancruptcy System... 2. 2. Perception of In-court Reorganisation... 4 Bankruptcy Systems and In-court Reorganisation of Firms, 2010 Content: 1. Perception of the Bancruptcy System... 2 2. Perception of In-court Reorganisation... 4 3. Perception of Creditor Committees, Fast

More information

Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments

Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments January 20, 2015 ShadEcEurope31_January2015.doc Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments by Friedrich Schneider *)

More information

This factsheet contains help and information for financial advisers who wish to advise their clients who live in Europe.

This factsheet contains help and information for financial advisers who wish to advise their clients who live in Europe. Financial Conduct Authority Factsheet No.025 Investment advisers Passporting This factsheet contains help and information for financial advisers who wish to advise their clients who live in Europe. Introduction

More information

Market analysis on Factoring in EU 25+2

Market analysis on Factoring in EU 25+2 EIF Project "Jeremie" General Report on Factoring 1 Market analysis on Factoring in EU 25+2 prepared by International Factors Group (IFG) for European Investment Fund (EIF) project JEREMIE Preliminary

More information

Need to send money abroad securely?

Need to send money abroad securely? International Payments Need to send money abroad securely? Trust us to get it there. Sending money abroad with Lloyds TSB. It s easy and secure. As a Lloyds TSB customer, if you need to send money overseas,

More information

Notes to help you apply for VAT registration checklist where to send your application Glossary About Corporate body the business

Notes to help you apply for VAT registration checklist where to send your application Glossary About Corporate body the business Notes to help you apply for VAT registration These notes will help you answer questions on form VAT1 Application for registration. The notes are numbered to correspond with the questions on the form. If

More information

BLACKWELL GLOBAL INVESTMENTS (CYPRUS) LIMITED INVESTOR COMPENSATION FUND

BLACKWELL GLOBAL INVESTMENTS (CYPRUS) LIMITED INVESTOR COMPENSATION FUND INFORMATION TO CLIENTS OF BLACKWELL GLOBAL INVESTMENTS (CYPRUS) LIMITED IN RELATION TO THE FOR CUSTOMERS OF CYPRIOT INVESTMENT FIRMS (CIFs) 1. BLACKWELL GLOBAL INVESTMENTS (CYPRUS) LIMITED (the Company

More information

CENTRAL BANK OF MALTA

CENTRAL BANK OF MALTA CENTRAL BANK OF MALTA DIRECTIVE NO 2 in terms of the CENTRAL BANK OF MALTA ACT (CAP. 204) PAYMENT AND SECURITIES SETTLEMENT SYSTEMS Ref: CBM/02 DIRECTIVE NO 2 PAYMENT AND SECURITIES SETTLEMENT SYSTEMS

More information

New Relationship Service Fee - 20 EUR (one-time) Relationship Maintenance Fee - 20 EUR (yearly) Business Accounts

New Relationship Service Fee - 20 EUR (one-time) Relationship Maintenance Fee - 20 EUR (yearly) Business Accounts General Tariff of Charges Tariff effective as of June 21, 2016 Account Service Fees Personal Accounts Sata Personal Accounts /TRY/GBP/JPY/CHF/USD/BGN New Relationship Service Fee - 20 (one-time) Relationship

More information

Proposal from the Philippines for amendments to the Kyoto Protocol

Proposal from the Philippines for amendments to the Kyoto Protocol UNITED NATIONS Distr. GENERAL FCCC/KP/CMP/2009/5 12 June 2009 Original: ENGLISH CONFERENCE OF THE PARTIES SERVING AS THE MEETING OF THE PARTIES TO THE KYOTO PROTOCOL Fifth session Copenhagen, 7 18 December

More information

Crystal Clear Contract Services Limited Application Form CIS/Sole Trader

Crystal Clear Contract Services Limited Application Form CIS/Sole Trader CIS/Sole Trader Please sign and complete this form as soon as possible. Until we have processed your application, we cannot pay you. Complete the whole form if you can, BUT YOU MUST COMPLETE ALL AREAS

More information

Finance information for postgraduate students

Finance information for postgraduate students Finance information for postgraduate students Contents Finance information for postgraduate students... 1 Contents... 1 Introduction... 2 Postgraduate tuition fee arrangements... 2 Postgraduate students

More information

Health care in Scotland for UK passport holders living abroad

Health care in Scotland for UK passport holders living abroad Health care in Scotland for UK passport holders living abroad If you have a UK passport and you live abroad, this factsheet tells you how you can get health care from the NHS when you are in Scotland.

More information

Climate change is a global challenge that can only be addressed effectively through a global effort.

Climate change is a global challenge that can only be addressed effectively through a global effort. Climate change is a global challenge that can only be addressed effectively through a global effort. The UN Climate Change Conference in Bali in December 2007 should decide to launch a process for achieving

More information

Car tax refund on export

Car tax refund on export Car tax customer bulletin 13 Car tax refund on export www.tulli.fi 1 January 2015 Replaces the bulletin from August 2014 Car tax refund on export This bulletin applies to getting refund on export if a

More information

EUF STATISTICS. 31 December 2013

EUF STATISTICS. 31 December 2013 . ESTIMATES OF EU TURNOVER VOLUMES. Turnover volumes by product, allocation and notification (Estimates of EU s, Millions of ) Estimate of the EU % on Turnover Significance of the sample on total turnover

More information

Central Securities Depository Regulation

Central Securities Depository Regulation Central Securities Depository Regulation Alignment of T+2 Settlement Period Central Securities Depository Regulation Alignment of T+2 Settlement Period The European Commission has proposed new legislation

More information

2 ND CALL FOR PROPOSALS 27 October 2008 30 January 2009

2 ND CALL FOR PROPOSALS 27 October 2008 30 January 2009 2 ND CALL FOR PROPOSALS 27 October 2008 30 January 2009 1. INTRODUCTION Authorities and stakeholders at local and regional level have a vital role to play in the achievement of the EU s strategies for

More information

W I R E T R A N S F E R S E R V I C E S

W I R E T R A N S F E R S E R V I C E S Move money quickly and easily through Chase Commercial Online s Wire Transfers service. 1 Select U.S. dollars or another eligible currency to wire funds to most domestic or international recipients. Add

More information

Employee eligibility to work in the UK

Employee eligibility to work in the UK Employee eligibility to work in the UK This document details legal requirements that apply to ALL new members of staff All employers in the UK are legally bound to comply with the Asylum and Immigration

More information

Implementing the cooperation mechanisms of the RES directive current status and open questions

Implementing the cooperation mechanisms of the RES directive current status and open questions Implementing the cooperation mechanisms of the RES directive current status and open questions Corinna Klessmann, Ecofys Germany RE-SHAPING Workshop, Vilnius, 16.05.2011 Supported by Intelligent Energy

More information

187/2014-5 December 2014. EU28, euro area and United States GDP growth rates % change over the previous quarter

187/2014-5 December 2014. EU28, euro area and United States GDP growth rates % change over the previous quarter 187/2014-5 December 2014 This News Release has been revised following an error in the data for Gross Fixed Capital Formation. This affects both the growth of GFCF and its contribution to GDP growth. All

More information

International ACH: Payment Gateway to Europe

International ACH: Payment Gateway to Europe International ACH: Payment Gateway to Europe Treasury Symposium St. Petersburg Florida Tuesday, January 27 Concurrent Session 16 10:15am 11:30am International ACH: Payment Gateway to Europe Presenters:

More information

The investment fund statistics

The investment fund statistics The investment fund statistics Narodowy Bank Polski (NBP) publishes data reported by investment funds which have been defined in Art. 3 section 1 of the Act of 27 May 2004 on investment funds (Journal

More information

Facts: Population Baldwin & Wyplosz 2006

Facts: Population Baldwin & Wyplosz 2006 Facts: Population Facts: Population 6 big nations: > 35 million (Germany, the UK, France, Italy, Spain and Poland). Netherlands: 16 million people. 8 small nations (size of a big city): 8 to 11 million:

More information

99/2015-9 June 2015. EU28, euro area and United States GDP growth rates % change over the previous quarter

99/2015-9 June 2015. EU28, euro area and United States GDP growth rates % change over the previous quarter 2005Q1 2005Q2 2005Q3 2005Q4 2006Q1 2006Q2 2006Q3 2006Q4 2007Q1 2007Q2 2007Q3 2007Q4 2008Q1 2008Q2 2008Q3 2008Q4 2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1

More information

Introduction. Fields marked with * are mandatory.

Introduction. Fields marked with * are mandatory. Questionnaires on introducing the European Professional Card for nurses, doctors, pharmacists, physiotherapists, engineers, mountain guides and estate agents(to competent authorities and other interested

More information

Transparency Directive 2. Are you ready? Darren Fox 25 June 2015

Transparency Directive 2. Are you ready? Darren Fox 25 June 2015 Transparency Directive 2 Are you ready? Darren Fox 25 June 2015 Introduction Current state of play under TD1 Changes under TD2 Some tricky issues experienced under TD1 (and how TD2 might impact them) 2

More information

DRAFT AMENDING BUDGET N 6 TO THE GENERAL BUDGET 2014 GENERAL STATEMENT OF REVENUE

DRAFT AMENDING BUDGET N 6 TO THE GENERAL BUDGET 2014 GENERAL STATEMENT OF REVENUE EUROPEAN COMMISSION Brussels, 17.10.2014 COM(2014) 649 final DRAFT AMENDING BUDGET N 6 TO THE GENERAL BUDGET 2014 GENERAL STATEMENT OF REVENUE STATEMENT OF EXPENDITURE BY SECTION Section III Commission

More information

Single Euro Payments Area

Single Euro Payments Area Single Euro Payments Area Overview SEPA (Single Euro Payments Area) is a European payments initiative which aims to create one single, integrated, standardised payments market in Europe. It is an area

More information

SMEs access to finance survey 2014

SMEs access to finance survey 2014 EUROPEAN COMMISSION MEMO Brussels, 12 November 2014 SMEs access to finance survey 2014 This memo outlines the results of a survey undertaken by the European Commission to provide policy makers with evidence

More information

CABINET OFFICE THE CIVIL SERVICE NATIONALITY RULES

CABINET OFFICE THE CIVIL SERVICE NATIONALITY RULES ANNEX A CABINET OFFICE THE CIVIL SERVICE NATIONALITY RULES Introduction The Civil Service Nationality Rules concern eligibility for employment in the Civil Service on the grounds of nationality and must

More information

NEW PASSENGER CAR REGISTRATIONS BY ALTERNATIVE FUEL TYPE IN THE EUROPEAN UNION 1 Quarter 4 2015

NEW PASSENGER CAR REGISTRATIONS BY ALTERNATIVE FUEL TYPE IN THE EUROPEAN UNION 1 Quarter 4 2015 NEW PASSENGER CAR REGISTRATIONS BY ALTERNATIVE FUEL TYPE IN THE Quarter 4 2015 Alternative fuel vehicle (AFV) registrations: +20.0% in 2015; +21.1% in Q4 In the fourth quarter of 2015, total alternative

More information

168/2014-4 November 2014. At risk of poverty or social exclusion 2 rate in the EU28, 2008-2013 (% of total population)

168/2014-4 November 2014. At risk of poverty or social exclusion 2 rate in the EU28, 2008-2013 (% of total population) 168/2014-4 November 2014 At risk of poverty or social exclusion in the EU28 More than 120 million persons at risk of poverty or social exclusion in 2013 Almost 1 out of every 4 persons in the EU in this

More information

SEPA. Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments

SEPA. Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments SEPA Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments SEPA The Single Euro Payments Area (SEPA) stands for a European Union (EU) payments integration

More information

COMPANY REGISTRATION/ REVIEW FORM

COMPANY REGISTRATION/ REVIEW FORM Social Welfare Services COMPANY REGISTRATION/ REVIEW FORM FOR COMPANIES APPLYING FOR E101/A1 CERTIFICATES Please use this page as a guide to filling in this form. Please use BLACK ball point pen. Please

More information

Third quarter of 2014 Annual growth in labour costs down to 1.3% in euro area Stable at 1.4% in EU28

Third quarter of 2014 Annual growth in labour costs down to 1.3% in euro area Stable at 1.4% in EU28 198/2014-17 December 2014 Third quarter of 2014 Annual growth in labour costs down to 1.3% in euro area Stable at 1.4% in EU28 Hourly labour costs 1 rose by 1.3% in the euro area 2 (EA18) and by 1.4% in

More information

What is the European Union? A unique economic and political partnership between 27 democratic European countries. What are its aims?

What is the European Union? A unique economic and political partnership between 27 democratic European countries. What are its aims? What is the European Union? A unique economic and political partnership between 27 democratic European countries. What are its aims? Peace, prosperity and freedom for its 495 million citizens in a fairer,

More information

Cash machine withdrawal in the EU (+Norway and Iceland)

Cash machine withdrawal in the EU (+Norway and Iceland) Cash machine withdrawal in the EU (+Norway and Iceland) Country Is it free of charge to go to a cash machine from a different bank than consumers own to withdraw money? If withdrawal is not free of charge,

More information

RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS

RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS EUROPEAN COMMISSION CONSUMERS, HEALTH AND FOOD EXECUTIVE AGENCY Consumers and Food Safety Unit RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS CONSUMER PROGRAMME

More information

First estimate for 2014 Euro area international trade in goods surplus 194.8 bn 24.2 bn surplus for EU28

First estimate for 2014 Euro area international trade in goods surplus 194.8 bn 24.2 bn surplus for EU28 30/2015-16 February 2015 First estimate for 2014 Euro area international trade in goods surplus 194.8 bn 24.2 bn surplus for EU28 The first estimate for the euro area 1 (EA18) trade in goods balance with

More information

ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES?

ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES? ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES? SERVICES DIRECTIVE IMPLEMENTATION REPORT NOVEMBER 2011 EUROPEAN COMPANIES WANT WELL-FUNCTIONING POINTS OF SINGLE CONTACT

More information

EIOPA Stress Test 2011. Press Briefing Frankfurt am Main, 4 July 2011

EIOPA Stress Test 2011. Press Briefing Frankfurt am Main, 4 July 2011 EIOPA Stress Test 2011 Press Briefing Frankfurt am Main, 4 July 2011 Topics 1. Objectives 2. Initial remarks 3. Framework 4. Participation 5. Results 6. Summary 7. Follow up 2 Objectives Overall objective

More information

Waste. Copenhagen, 3 rd September 2014. Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency

Waste. Copenhagen, 3 rd September 2014. Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency Waste Copenhagen, 3 rd September 2014 Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency Waste and material resources MAWP Strategic Area 1.9 Objective

More information

REPORT FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT AND THE COUNCIL

REPORT FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT AND THE COUNCIL EUROPEAN COMMISSION Brussels, 25.9.2014 COM(2014) 592 final REPORT FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT AND THE COUNCIL on the implementation in the period from 4 December 2011 until 31 December

More information

EN ISO 14121-1. Safety of machinery Risk assessment. Sicherheit von Maschinen Risikobeurteilung Teil 1: Leitsätze (ISO 14121-1:2007)

EN ISO 14121-1. Safety of machinery Risk assessment. Sicherheit von Maschinen Risikobeurteilung Teil 1: Leitsätze (ISO 14121-1:2007) ÖNORM EN ISO 14121-1 Edition: 2008-01-01 Safety of machinery Risk assessment Part 1: Principles (ISO 14121-1:2007) Sicherheit von Maschinen Risikobeurteilung Teil 1: Leitsätze (ISO 14121-1:2007) Sécurité

More information

Application Form: Receptionist / PA to the Senior Leadership Team

Application Form: Receptionist / PA to the Senior Leadership Team Application Form: Receptionist / PA to the Senior Leadership Team This application form is written in BLACK ink. Please answer the questions in dark blue and return electronically to Lesley Starkes, Finance

More information

CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION

CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION Z a k ł a d U b e z p i e c z e ń S p o ł e c z n y c h The scope and purpose of benefits coordination The EU coordination

More information

INNOBAROMETER 2015 - THE INNOVATION TRENDS AT EU ENTERPRISES

INNOBAROMETER 2015 - THE INNOVATION TRENDS AT EU ENTERPRISES Eurobarometer INNOBAROMETER 2015 - THE INNOVATION TRENDS AT EU ENTERPRISES REPORT Fieldwork: February 2015 Publication: September 2015 This survey has been requested by the European Commission, Directorate-General

More information

Visa Information 2012

Visa Information 2012 Visa Information This document is intended to provide you with information on obtaining the correct visa to enter Australia to attend the Global Eco Asia-Pacific Tourism Conference however it is a guideline

More information

Visa options for Sporting Events

Visa options for Sporting Events Visa options for Sporting Events Visa information While this fact sheet provides an outline of the most common visa options for those travelling to Australia to participate in a sporting event, please

More information

THE ROLE OF PUBLIC SUPPORT IN THE COMMERCIALISATION OF INNOVATIONS

THE ROLE OF PUBLIC SUPPORT IN THE COMMERCIALISATION OF INNOVATIONS Flash Eurobarometer THE ROLE OF PUBLIC SUPPORT IN THE COMMERCIALISATION OF INNOVATIONS REPORT Fieldwork: January February 2014 Publication: May 2014 This survey has been requested by the European Commission,

More information

E-Signatures and E-Procurement

E-Signatures and E-Procurement E-Signatures and E-Procurement Dr. Annette Rosenkötter Rechtsanwältin Dr. Anja Hoffmann Rechtsanwältin FPS Rechtsanwälte und Notare Brüssel, 15.06.2011 Dieser Bericht ist nur für den Empfänger bestimmt.

More information

EUROPEAN YOUTH: PARTICIPATION IN DEMOCRATIC LIFE

EUROPEAN YOUTH: PARTICIPATION IN DEMOCRATIC LIFE Flash Eurobarometer EUROPEAN YOUTH: PARTICIPATION IN DEMOCRATIC LIFE REPORT Fieldwork: April 2013 Publication: May 2013 This survey has been requested by the European Commission, Directorate-General for

More information

HEWLETT-PACKARD COMPANY 2011 EMPLOYEE STOCK PURCHASE PLAN ( ESPP )

HEWLETT-PACKARD COMPANY 2011 EMPLOYEE STOCK PURCHASE PLAN ( ESPP ) This prospectus supplement (the Prospectus Supplement ) is supplemental to, forms part of, and must be read in conjunction with the prospectus published by Hewlett-Packard Company ( HP or the Company )

More information