Hazardous Activities & Sports
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1 Hazardous Activities & Sports Hazardous activity cover is provided at the respective levels shown below for "Summer" and " Summer Archery (amateur)s Badminton (amateur) Baseball (amateur) Basketball (amateur) Beach Games Bungee Jump (maximum of 3 jumps)l Camel / Elephant Riding (incidental)s Clay Pigeon Shooting s Cricket (amateur) Cycling (other than specified) Dinghy Sailing s Dog Sledding s Fell Walking Fencing Fishing Football (amateur) Glacier Walking within Marked Areas Golf (amateur) Hiking (under 2000m altitude) Hockey (amateur) Horse Riding (up to 7 days - no Polo, Hunting, Jumping)su Ice Skating Jet Boating s Jogging Manual Work (bar and restaurant, waitress, waiter, chalet, maids, au pair, nannying, occasional light manual work including retail work and fruit picking but excluding the use of power tools and machinery)s Marathon Running (amateur) 1
2 Motorcycling up to 50cc (wearing a crash helmet, no racing)s l Mountain Biking u Netball (amateur) Non Manual Work (including professional, administrative or clerical duties only)s Orienteering Outward bound Pursuits Paintballing (wearing face and eye protection)s Parascending / Parasailing (over water) Pony Trekking su Racquetball Rambling River Canoeing / Kayaking - up to Grade 3 s Roller Blading Roller Skating Rounders Rowing s Running - sprint / long distance (amateur) Safari (UK organised) Sail Boarding s Sailing within Territorial Waters s Scuba Diving (see limits applicable on p3) Skate Boarding Snorkelling Snow Shoeing Squash (amateur) Surfing (amateur under 1 days)s Tennis (amateur) Tobogganing / Sledging Tour Operator Safari Track Events Trekking (under 2000m altitude) 2
3 Volleyball (amateur) War Games Water Polo (amateur) Water Skiing (amateur) Windsurfing (amateur)s Yachting (racing / crewing inside territorial waters) s l Abseiling u American Football (amateur) Biathlon s l Bigfoot Skiing Black Water Rafting (grade 1 to ) Life jacket and helmet must be worn s Bobsleighing s l Boxing Training (no contact) Camel / Elephant Riding / Trekking (non incidental) Canyoning l u Cat Skiing / Snowboarding Cycle Touring u Dry Slope Skiing / Skiboarding Freestyle Skiing / Snowboarding within a resort organised park u Glacier Skiing within Marked Areas Gliding s l Go Karting (specific use)u Hang Gliding u Heli-skiing or snowboarding with Professional Guide High Diving under 5m (amateur, excluding cliff diving) Hiking / Trekking (up to 000m) Horse Jumping (no Polo, Hunting) s l u Horse Riding (no Polo, Hunting or Jumping) s l u Hot Air Ballooning (non incidental) s l Hurling (amateur)s l u 3
4 Ice Hockey s l u Jet Skiing (non incidental) s l Kite Surfing l Langlauf / Cross Country / Nordic Walking Luging s l u Martial Arts (training only) Micro Lighting s l u Mono Skiing Motorcycling with a licence (up to 125cc, with a motorcycle licence appropriate to the cc of the motorcycle, wearing a crash helmet-no racing)s l u Paragliding s l u Parasailing / Parascending (over land) l Parascending / Parasailing (over water, non incidental) Quad Biking s l Rock Climbing (under 2000 metres)l Rock Scrambling (under 000 metres) l Rugby (amateur competition)l Safari (non UK organised) Sand Yachting s Sea Canoeing / Kayaking s Sea Fishing (non incidental) Ski Mountaineering l Ski Race Training l u Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)s l u Ski Touring (Ski Randonee) Ski Touring (Ski Randonee) with a Professional Guide Skiing / Snowboarding Skiing / Snowboarding - Off Piste Skiing / Snowboarding - Off Piste with Professional Guide Snorkelling (non incidental)
5 Snowblading Speed Skating u Surfing (amateur)s Tandem Skydive (up to 2 jumps maximum)l u Triathlon (helmet must be worn on cycling leg) Wakeboarding (amateur) s l Waterskiing (non incidental) White Water Rafting -(grade 1 to ) Life jacket and helmet must be worn s Windsurfing (non incidental)s Yachting (racing / crewing) - outside territorial waters s l s No cover under Section 10 - Personal Liability for these activities l No cover under Section 2 - Personal Accident for these activities u Cover is only provided for these activities when wearing a recognised helmet designed for that activity. Incidental means that Your participation in an activity is limited and is not one of the primary activities on, or the principle purpose of, Your holiday. Non-incidental means that Your participation in an activity is one of the primary activities on, or the principle purpose of, Your holiday. Amateur means that Your participation in an activity is on a non-professional basis, where You have not been paid to compete by a team or sponsor, regardless of whether You win prize money or not. Scuba diving Qualified divers, diving with a dive-buddy and in accordance with the guidelines of the relevant diving organisation will be covered as follows: Qualification PADI Open Water PADI Advanced Open Water BSAC Ocean Diver BSAC Sports Diver BSAC Dive Leader Maximum depth 18 metres 20 metres Other qualifications may be accepted but must be declared to Us prior to travel. If You do not hold a diving qualification, We will only cover You to dive to a maximum depth of 18 metres when accompanied by and under the direction of a qualified diving instructor as part of an accredited course. You will not be covered under this Policy if You travel by air within 2 hours after participating in a scuba dive. 5
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