Fee Schedule

Size: px
Start display at page:

Download "Fee Schedule 2015-2016"

Transcription

1 Fee Schedule

2 Fee Schedule Note: The one-time enrolment fee of $5, is in addition to the tuition fees below. The Fee Schedule appears below. Appleby College offers the convenience of three payment plans for the payment of the fees: Annual, Quarterly and Monthly. Tuition cannot be paid by credit card. As outlined in the chart below: International Boarders Type A are international students who are not Canadian citizens, regardless of residency; Canadian Boarders Type B are students who are Canadian citizens, regardless of residency; and, Senior Two Day Boarders Type C are all students, regardless of citizenship, who were Day students in Senior One. Select or confirm your preferred payment option on the online Registration Agreement. If a plan is not selected, the student will be enrolled under the Annual Plan, with full payment due by April 1, International Students - families must select the Annual Plan and pay all fees by April 1, As well, there is a requirement to provide credit card details to the business office for automated monthly payment of miscellaneous charges to student accounts. Alternatively, please submit $2, with the tuition fees to pay for miscellaneous charges incurred throughout the year. Annual Plan Full payment is due by cheque, online banking, wire transfer or Western Union Business Solutions. For payment by cheque please submit for the full tuition amount by February 27, 2015, postdated for April 1, For all other methods of payment please submit on or before April 1, Tuition Refund Insurance is optional. Quarterly and Monthly Plans Tuition Refund Insurance is included in the fees. Pre-Authorized Payments (PAP) are required for the Quarterly and Monthly Plans: If you are already on the PAP plan, you need only update your banking information if it has changed. New parents, please submit a VOID cheque. International Boarders Type A* (tuition + boarding) Canadian Boarders Type B* (tuition + boarding) Senior Two Day Boarders Type C* (tuition + boarding) Annual Plan Tuition Refund Insurance optional April 1 Tuition Refund Insurance Total April 1 $61,820 $930 $62,750 Quarterly Plan Tuition Refund Insurance included 3 payments: July 1, Oct.1, and Jan 1 Total April 1 Monthly Plan Tuition Refund Insurance included 11 payments: May 1 to March 1 59, ,080 27,420 11,390 61,590 20,070 3,830 62,200 52, ,620 21,550 11,150 55,000 14,110 3,770 55,580 Total Senior One (tuition only) 39, ,060 16,960 8,060 41,140 12,110 2,690 41,700 Upper School (tuition only) 35, ,310 13,230 8,010 37,260 8,420 2,670 37,790 Middle School (tuition only) 32, ,670 10,330 7,740 33,550 5,240 2,620 34,060

3 * Definition of Boarders Type A: International Boarders are all students who are not Canadian citizens except Type C regardless of residency. Type B: Canadian Boarders are all students who are Canadian citizens except Type C regardless of residency. Type C: Senior Two Day Boarders are Senior Two students who were Senior One Day students regardless of citizenship. Additional charges for College Shop purchases, course materials, athletics, music, tutoring and other miscellaneous extra charges will need to be paid for as incurred on a monthly basis. Supporting Appleby College Providing an exceptional education requires a continuous commitment to investing in the school s programmes, faculty and facilities. Since our founding in 1911 as a not-for-profit, Appleby has relied on the generous philanthropic support of our parent and alumni community to help sustain the educational experience we offer our students. Through participation in giving programmes such as The Appleby Fund our parent and alumni community has been able to ensure we provide an enriching and innovative educational and co-curricular programme. To learn more about how you can support Appleby please visit What your fees cover Appleby College bundles its fees, so that you will not be asked to pay for certain items over and above the annual tuition. Included items and those deemed as extras (meaning that you do pay for these items) are outlined below. Day Student Fees Included Extras Costs for required curriculum outings such as: - Northern Campus - ASCENT program - Required academic trips - Required co-curricular trips (Includes any admission fees, transportation and meals) Daily hot lunch Compulsory standard examination fees Accident insurance Class photos Argus yearbook (print) Parents Association fees Medical care from the Health Centre Access to Athletic Therapy services for sports-related injuries Use of Appleby facilities and services (such as the pool, fitness room, Health Centre) during scheduled hours School uniform (including athletic uniforms) Textbooks (including e-texts) and course materials Clothing for Northern Campus as required Middle School Ottawa trip Lock and keys for day student locker Duke of Edinburgh s Award registration Plus optional items (or items on an as-needed basis) Sheet music and instrument rental College Shop purchases Charges associated with optional trips Personal discretionary charges (e.g. long distance calls, taxis, laundry) School bus service Private lessons/tutoring Health insurance (for all students who are not Ontario residents) Advanced Placement (AP) examination fee Prescriptions

4 Boarding Student Fees Included Day Student features plus: Extras Day Student extras plus: Room and board, seven days a week during school term Residential Life Weekday Program Admission fees associated with the Residential Life Weekend Program 24-hour medical care from the Health Centre Plus optional items on an as-needed basis Personal discretionary charges (e.g. long-distance calls, taxis, laundry, etc.) Mandatory new boarder orientation program Graduation portrait sitting fees for Senior Twos e.school@appleby Technology Fees are now included as part of the tuition fees Included All Students Extras All Students Internet access on campus Personalized account and network storage Latest software and courseware (i.e. Windows, Microsoft Office, Adobe Creative Suite, Arcview GIS, etc.) with upgrades as needed e.school portal - dynamic web-based courseware management system Rental fee for Tablet computer with warranty and accident protection Access to network printers and photocopiers for school work On-site help desk, servicing and notebook replacement loan program One Kensington computer lock, and network cable(received in the student s first year at Appleby) Digital still and video camera loan program Tablet rollout session (received in the student s first year at Appleby) Tablet damage repair fee Lost or stolen Tablet fee Replacement equipment (ie. AC adapter, network cable, CDs, Tablet Pen) Targus bag e.school summer academy course (optional)

5 Payment Options Tuition payments can be made by one of the following methods: Canada International Cheque payable to Appleby College Online Banking Western Union Business Solutions (formerly Travelex) preferred payment method Wire Transfer alternative payment method Miscellaneous Expense payments or the $2,500 deposits can be made by one of the following methods: Canada International Cheque payable to Appleby College Online Banking Debit Card Credit Card Western Union Business Solutions (formerly Travelex) preferred payment method Wire Transfer alternative payment method Credit Card Please note: We do not accept direct deposits into our bank account made at a branch of a local Canadian bank. Thank you.

6 Online Payment Information We are currently set up to receive payments from: BMO CIBC National Bank of Canada Royal Bank of Canada Scotiabank TD Canada Trust HSBC 1) Steps to set up online banking with Appleby College: Sign onto your internet banking website. Add Appleby College as a payee Use the 7 digit Student ID as the account number (Note: If there are siblings also attending Appleby you need only set up one account. The payment will be allocated to the multiple student accounts.) 2) Paying via online banking: Select option to pay bills Select Appleby College as the payee Enter the amount you wish to pay Process the transaction as prompted by your bank s website

7 International Payments to Appleby College Appleby College has partnered with Western Union Business Solutions to provide an easy, lower cost alternative to international wire transfers for your tuition payments including new payment options from China. Advantages of using Western Union s GlobalPay for Students Convenience You make payment in the currency of your choice. This amount is then converted to Canadian dollars. The exchange rate quote is locked in for your payment for 72 hours after the quote is obtained. Savings The exchange rate is very competitive when compared to your financial institution s retail rates, and bank service fees may be reduced since the wire transfer that you initiate is a local transfer. There are NO transaction charges from Western Union or Appleby College, though you may be charged a transaction fee by your bank. Efficient and Timely Posting Please include your reference information to ensure your payment reaches your Appleby College student account quickly, typically two to five business days after your bank initiates payment. Step by Step Instructions Step 1: Navigate to the Western Union GlobalPay for Students website Click on the Western Union logo Step 2: Provide Student/Payer Information Complete the required fields on Western Union's website (Student s Appleby College ID number, student's first and last name, address, etc.) and select NEXT. Step 3: Enter Payment Details Enter the amount you wish to pay in Canadian dollars and select NEXT. Select the currency that you would like to pay in* from drop down list. You will notice on the right-hand side that you now see the amount that you will be paying in the currency selected.** Select NEXT. Select the checkbox if you would like to receive the payment instructions via . Complete other fields as listed if payer is not the student then select NEXT. Review conditions and select the checkbox, then select SUBMIT. o NOTE: You may need to temporarily allow pop-ups on your computer in order to view the payment instructions. Step 4: Bank Transfer Print your payment instructions and make the payment. For most countries this will be by wire at your bank.*** Instruct your bank to wire transfer funds to the Western Union bank account indicated on your payment instructions. The reference number on the payment instructions is very important. It MUST be included on your payment in order for the funds to be correctly and promptly applied to your student fee account. A reference number should NOT be used more than once. If you are making a second payment, or have a quote that has expired, please go through Steps 1-3 again to get new payments instructions with a new reference number.

8 The payment must be sent within 72 hours of the quote or Western Union shall use the current exchange rate to convert the currency. The expiry of the quote is indicated on the bottom of the payment instructions that you have printed. Step 5: Payment Finalized While the transfer is in progress your account will continue to show the outstanding amount. Appleby College will post the Canadian dollar equivalent to your student account, generally two to five days after your local bank initiates payment. * If your local currency is not an option available in the system, you will need to choose another currency on the list to arrange your payment, or contact studentaccounts@appleby.on.ca for more information. The subject line should read Western Union payment issue. Please indicate what currency you are trying to pay in, or where you are trying to pay from, and what the precise issue is. ** When paying from China or India, you will be given your rate when you process your transfer per the payment instructions. *** For payments from India, China and South Korea, you will be instructed to pay on a particular website or bank (e.g. ICICI for India). If you cannot use Western Union GlobalPay, you can send an international wire transfer instead. Please send a copy of your bank receipt to studentaccounts@appleby.on.ca after the payment has been made.

9 Wire Transfer Information Sender is responsible for all bank charges Please or fax a scanned copy of the bank document when transferring funds to studentaccounts@appleby.on.ca or fax number Instructions for Wire Payments to Canadian Imperial Bank of Commerce (CIBC) from Remitters Worldwide in all Currencies Bank Name: Branch: Branch Address: Account Name: Bank Code: 010 Canadian Imperial Bank of Commerce (CBIC) Lakeshore Road and George Street Branch 197 Lakeshore Road East Oakville, Ontario, L6J 5E8 Canada Transit Number: Appleby College Account Number: IBAN: Swift: //CC (if a longer code is required, please add at the end) CIBCCATT Please ensure that the student s name is entered in the Payment Information section on all transmittals. 2. Instructions for US Dollar (USD) Wire Payments to Canadian Imperial Bank of Commerce (CIBC) from Remitters in the USA Bank Name: Branch: Branch Address: Account Name: Bank Code: 010 OR Canadian Imperial Bank of Commerce (CBIC) Lakeshore Road and George Street Branch 197 Lakeshore Road East Oakville, Ontario, L6J 5E8 Canada Transit Number: Appleby College US Funds Account Number: Intermediary Bank: BIC: Well Fargo Bank, N.A. New York, NY, USA PNBPUS3NNYC Fedwire ABA / Routing No: Please ensure that the student s name is entered in the Payment Information section on all transmittals. Appleby College, 540 Lakeshore Road West, Oakville, Ontario, Canada L6K 3P1

Tuition Payment Options 2016-2017

Tuition Payment Options 2016-2017 Tuition Payment Options 2016-2017 Payment Options Tuition payments can be made by one of the following methods: International Cheque payable to Appleby College Online Banking Western Union Business Solutions

More information

PeerTransfer Wire transfer option www.peertransfer.com/fdu

PeerTransfer Wire transfer option www.peertransfer.com/fdu Payment Options PeerTransfer Wire transfer option www.peertransfer.com/fdu Fairleigh Dickinson University has partnered with peertransfer to offer an innovative way to streamline international education

More information

FEES 1. DISCLAIMER... 29 2. INFORMATION... 29 3. FINANCIAL SUPPORT... 29 4. APPLICATION FOR ADMISSION AND OPEN

FEES 1. DISCLAIMER... 29 2. INFORMATION... 29 3. FINANCIAL SUPPORT... 29 4. APPLICATION FOR ADMISSION AND OPEN 1. DISCLAIMER.............................. 29 2. INFORMATION............................ 29 3. FINANCIAL SUPPORT...................... 29 4. APPLICATION FOR ADMISSION AND OPEN STUDIES STUDENT REGISTRATION....

More information

Your Guide to Student Accounts at Trent 2015/16

Your Guide to Student Accounts at Trent 2015/16 Your Guide to Student Accounts at Trent 2015/16 Table of Contents Your Payment Schedule...4 Other Important Information & Dates...6 Things to Know about Your Student Account... 7 Fees for the 2015/16 Academic

More information

Your quick guide to RBC Online Banking

Your quick guide to RBC Online Banking Online Banking Your quick guide to RBC Online Banking Convenience and security to manage all your everyday banking needs A secure and convenient way to do banking Whether you lead a busy life or want more

More information

Scotiabank Student GIC Program Frequently Asked Questions (FAQ s)

Scotiabank Student GIC Program Frequently Asked Questions (FAQ s) 1) Q. What is a GIC? Scotiabank Student GIC Program Frequently Asked Questions (FAQ s) A. A Guaranteed Investment Certificate or GIC is a Canadian investment that offers a guaranteed rate of return over

More information

516-294 Portage Ave Winnipeg, MB R3C 0B9 Phone #: (204) 989-1900 Fax #: (204) 989-1908 Toll Free #: 1-888-573-2383 E-mail: info@cfcs.mb.

516-294 Portage Ave Winnipeg, MB R3C 0B9 Phone #: (204) 989-1900 Fax #: (204) 989-1908 Toll Free #: 1-888-573-2383 E-mail: info@cfcs.mb. 516-294 Portage Ave Winnipeg, MB R3C 0B9 Phone #: (204) 989-1900 Fax #: (204) 989-1908 Toll Free #: 1-888-573-2383 E-mail: info@cfcs.mb.ca debthelpmanitoba.com Todays Session Overview of Services Banking

More information

ICICI Bank Canada Student GIC Program Guide Complete Steps

ICICI Bank Canada Student GIC Program Guide Complete Steps ICICI Bank Canada Student GIC Program Guide Complete Steps This program guide outlines the details of the ICICI Bank Canada Student GIC Program, effective October, 2015. Unless otherwise stated, all fees

More information

Living Arts College AMERICA S CREATIVITY COLLEGE. Essential Guide for the International Student www.living-arts-college.edu/guide

Living Arts College AMERICA S CREATIVITY COLLEGE. Essential Guide for the International Student www.living-arts-college.edu/guide Living Arts College AMERICA S CREATIVITY COLLEGE Essential Guide for the International Student www.living-arts-college.edu/guide 1 Essential Guide for the International Student Living Arts College About

More information

How To Calculate Savings Account Interest

How To Calculate Savings Account Interest Savings Accounts CHOOSING THE RIGHT SAVINGS ACCOUNT FOR YOUR NEEDS ISBN 978-0-662-48270-3 Catalogue No. FC5-10/2008E-PDF Table of Contents Introduction 2 What is a savings account? 2 What is the difference

More information

George Brown College Academic Policies and Guidelines. BACHELOR OF APPLIED BUSINESS (FINANCIAL SERVICES) NOTEBOOK COMPUTER PROGRAM Page 2

George Brown College Academic Policies and Guidelines. BACHELOR OF APPLIED BUSINESS (FINANCIAL SERVICES) NOTEBOOK COMPUTER PROGRAM Page 2 NOTEBOOK COMPUTER PROGRAM Page 1 BAB Financial Services Notebook Program Policies...3 1. Usage of Student Notebooks...4 1.1. Education-Related Use...4 1.2. In-Class Use...4 1.3. Use During Tests...5 1.4.

More information

SCOTIABANK STUDENT GIC PROGRAM GUIDE. I. How does the Scotiabank Student GIC Program work?

SCOTIABANK STUDENT GIC PROGRAM GUIDE. I. How does the Scotiabank Student GIC Program work? IMPORTANT: This Scotiabank Student GIC Program Guide outlines program and product details effective May 1st, 2014. If you are set-up under the old program (Cashable GIC) and require assistance, please

More information

D Arcy Lane Institute of Massage Therapy. D AL School of Equine Massage Therapy. Providing Quality Education in Massage Therapy since 1986

D Arcy Lane Institute of Massage Therapy. D AL School of Equine Massage Therapy. Providing Quality Education in Massage Therapy since 1986 September 2013 Equine Massage Therapy Program Guide Providing Quality Education in Massage Therapy since 1986 D Arcy Lane Institute of Massage Therapy D AL School of Equine Massage Therapy 627 Maitland

More information

BANKOH BUSINESS CONNECTIONS WIRE TRANSFER GUIDE

BANKOH BUSINESS CONNECTIONS WIRE TRANSFER GUIDE BANKOH BUSINESS CONNECTIONS WIRE TRANSFER GUIDE Revision 2/2013 1 of 35 Contents GENERAL INFORMATION... 3 Wire Transfers... 3 Types of Wires... 3 Wire Templates... 3 Bankoh Business Connections Wire Cut-off

More information

Finance Handbook Academic Year 2015-2016

Finance Handbook Academic Year 2015-2016 Finance Handbook Academic Year 2015-2016 1 CONTENTS 1. Fees and Charges 2. Living Costs 3. Methods of Payment 4. Regulations 5. Form - Payment Plan 1 6. Form - Payment Plan 2 7. Form - Payment Plan 3 8.

More information

SCOTIABANK STUDENT GIC PROGRAM GUIDE. I. How does the Scotiabank Student GIC Program work?

SCOTIABANK STUDENT GIC PROGRAM GUIDE. I. How does the Scotiabank Student GIC Program work? IMPORTANT: This Scotiabank Student GIC Program Guide outlines program and product details effective August 18, 2014. If you are set-up under the old program (Cashable GIC opened prior to May 1, 2014) and

More information

Your quick guide to RBC Online Banking

Your quick guide to RBC Online Banking Online Banking Your quick guide to RBC Online Banking RBC Online Banking* services are available hours a day, when and where it s best for you. Online Banking Your quick guide to RBC Online Banking RBC

More information

School Online Payments Parent User Guide

School Online Payments Parent User Guide School Online Payments Parent User Guide Copyright Rycor Solutions Inc. 2015 Table of Contents Table of Contents................................................... 2 Create a New Parent Account.........................................

More information

ONLINE FX QUICK START GUIDE AN INTRODUCTION TO. Add a Bank Account. Add a Recipient. Create a Transaction. Check Payment Status. Go Mobile!

ONLINE FX QUICK START GUIDE AN INTRODUCTION TO. Add a Bank Account. Add a Recipient. Create a Transaction. Check Payment Status. Go Mobile! AN INTRODUCTION TO ONLINE FX QUICK START GUIDE Welcome to your Western Union Business Solutions Online FX account. You can now send international payments quickly and conveniently, online or from your

More information

Finance Handbook Academic Year 2012-2013

Finance Handbook Academic Year 2012-2013 Finance Handbook Academic Year 2012-2013 1 CONTENTS 1. Fees and Charges 2. Living Costs 3. Methods of Payment 4. Regulations 5. Form - Payment Plan 1 6. Form - Payment Plan 2 7. Form - Payment Plan 3 8.

More information

Commission & Fee Schedule

Commission & Fee Schedule BMO InvestorLine MAY 1, 2015 & Fee Schedule Count on us for competitive commissions & fees At BMO InvestorLine, we re serious about arming investors like you with the tools and resources you need to invest

More information

Western Union Business Solutions GlobalPay for Students User Guide

Western Union Business Solutions GlobalPay for Students User Guide Western Union Business Solutions GlobalPay for Students User Guide Your institution is proud to work with Western Union Business Solutions to offer the WU GlobalPay for Students platform for making international

More information

Personal Service Charges Effective date: June 30, 2015 Statement of Disclosure

Personal Service Charges Effective date: June 30, 2015 Statement of Disclosure 1. HSBC Premier HSBC Premier is designed to give our customers recognition and benefits whether at home or abroad. It s important that you understand exactly how HSBC Premier works. We ve created this

More information

CIBC TELUS Rewards Visa * Card

CIBC TELUS Rewards Visa * Card YOUR BENEFITS GUIDE Welcome to your CIBC TELUS Rewards Visa * Card YOUR BENEFITS GUIDE BENEFITS AT A GLANCE Thank You for Choosing the CIBC TELUS Rewards Visa Card 1 How to Earn 2 How to Redeem 2 Go Paperless

More information

2016-2017 FINANCIAL HANDBOOK FULFORD ACADEMY

2016-2017 FINANCIAL HANDBOOK FULFORD ACADEMY 2016-2017 FINANCIAL HANDBOOK FULFORD ACADEMY Table of Contents Program Fees... 1 Student Account... 3 Allowance and Spending Money... 3 Students 14 years and older... 3 Students 13 years and younger...

More information

Wire Transfer. Business Link. Creating a Wire Transfer Template. Wire Transfer Types. Wire Transfer Templates and Transactions

Wire Transfer. Business Link. Creating a Wire Transfer Template. Wire Transfer Types. Wire Transfer Templates and Transactions Wire Transfer Funds Mgmt Check Mgmt Reporting Administration Wire Transfers The Wire Transfer module provides a convenient and secure way to transfer funds between your accounts, or between your accounts

More information

Electronic Banking. Government Tax Payment & Filing Service

Electronic Banking. Government Tax Payment & Filing Service Electronic Banking Government Tax Payment & Filing Service June 2009 Table of Contents 1 Scotiabank s Government Tax Payment & Filing Service..............................2 2 Getting Started...............................................................3

More information

Canadore School of Aviation

Canadore School of Aviation Canadore School of Aviation INTERNATIONAL STUDENT INFORMATION NORTH BAY, ONTARIO, CANADA 1 Train to work in the Aviation Industry in Canada! The College Canadore College is ideally situated in North Bay,

More information

Commercial Service Charges/ Statement of Disclosure

Commercial Service Charges/ Statement of Disclosure Commercial Service Charges/ Statement of Disclosure Account Services HSBC BusinessVantage Account Package Interest-bearing chequing account package in Canadian or US dollars that pays tiered interest.

More information

Credit Cards and You. Spring 2003. This guide is for you if you would like to know more about:

Credit Cards and You. Spring 2003. This guide is for you if you would like to know more about: Credit Cards and You This guide is for you if you would like to know more about: Interest Rates Service Fees How to choose a credit card How interest is calculated on credit cards What to watch out for

More information

FULL-TIME Undergrduate PROGRAMS

FULL-TIME Undergrduate PROGRAMS FULL-TIME Undergrduate PROGRAMS 3D Animation 911 and Emergency Services Communications Academic and Career Entrance (The Alternate Learning Lab) Academic Upgrading Accounting Accounting and Finance Accounting

More information

BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS

BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS 2 BUSINESS ACCOUNTS Business Chequing Account A First Nations Bank of Canada Business Chequing Account is an operating account for your day-to-day banking

More information

OSP User Guide. 1 P a g e

OSP User Guide. 1 P a g e Online School Payments (OSP) User Guide February, 2014 OSP User Guide Table of Contents Overview...3 Site Information...3 Login to Portal...4 Activity Setup...6 OSP Activity Setup Form...6 Add Activity...7

More information

Cardholder Guide Travel Card Program

Cardholder Guide Travel Card Program Cardholder Guide Travel Card Program Procurement Services Branch Vol. Ministry 1 Issue of Technology, 1 Innovation and Citizens Services The Bank of Montreal (BMO) provides commercial card services to

More information

W ir e T r a n sf e r s

W ir e T r a n sf e r s Wire Transfers Wire Transfers The secure w a y t o s e n d a n d r e c e i v e payments electronically Helping you to transfer money around the world quickly and safely AWire Transfer also known as an

More information

UNDERGRADUATE TUITION & OTHER FEES. Valid for 2015. www.glion.edu

UNDERGRADUATE TUITION & OTHER FEES. Valid for 2015. www.glion.edu UNDERGRADUATE TUITION & OTHER FEES www.glion.edu GLION SWITZERLAND BACHELOR DEGREE IN HOSPITALITY MANAGEMENT BACHELOR DEGREE Semester: 2 3 4 5 6 2 7 2 Campus: GLION GLION BULLE BULLE BULLE Damage & Uniform

More information

Microsoft Dynamics GP. Cashbook Bank Management

Microsoft Dynamics GP. Cashbook Bank Management Microsoft Dynamics GP Cashbook Bank Management Copyright Copyright 2007 Microsoft Corporation. All rights reserved. Complying with all applicable copyright laws is the responsibility of the user. Without

More information

D Arcy Lane Institute of Massage Therapy. D AL School of Equine Massage Therapy. Providing Quality Education in Massage Therapy since 1986

D Arcy Lane Institute of Massage Therapy. D AL School of Equine Massage Therapy. Providing Quality Education in Massage Therapy since 1986 September 2016 Equine Massage Therapy Program Guide Providing Quality Education in Massage Therapy since 1986 D Arcy Lane Institute of Massage Therapy D AL School of Equine Massage Therapy 627 Maitland

More information

It encompasses all expenses related to travel, external professional development activities and other related business expenses.

It encompasses all expenses related to travel, external professional development activities and other related business expenses. Policy TITLE: TRAVEL AND RELATED EXPENSES POLICY STATEMENT: Red Deer College (RDC) recognizes the need for employees to travel on College business in the performance of their academic or administrative

More information

Travel and Other Business Expense Report

Travel and Other Business Expense Report Travel and Other Business Expense Report Report No. 3-digit Site + Traveler's 2-character initials + 6-digit Voucher Number For Administrative Use Only A Traveler Identification - Please PRINT or TYPE

More information

FEES FOR LEARNING MATERIALS AND ACTIVITIES GUIDELINE

FEES FOR LEARNING MATERIALS AND ACTIVITIES GUIDELINE Objectives and Definitions 1 Every student has the right to attend a school, where they are a qualified resident pupil, without payment of a fee. 2 In general, there should be no fees charged for day school

More information

Tuition fees, payment plans and refund regulations

Tuition fees, payment plans and refund regulations Rates for continuing students: (Save up to AED 17,000*) Students who have previously resided in The Halls, can now benefit from a discounted rate of up to 35% when rejoining or continuing to stay for a

More information

16 18 Bursary scheme, 24+ Loans Bursary & ncn Discretionary Learner Support fund. Guidelines for the disbursement of funds in 2014/15 academic year

16 18 Bursary scheme, 24+ Loans Bursary & ncn Discretionary Learner Support fund. Guidelines for the disbursement of funds in 2014/15 academic year 16 18 Bursary scheme, 24+ Loans Bursary & ncn Discretionary Learner Support fund Guidelines for the disbursement of funds in 2014/15 academic year CONTENTS Page 1. Background 3 2. ncn 16 18 Bursary Scheme,

More information

Online Payment Parent Portal Users Guide

Online Payment Parent Portal Users Guide Online Payment Parent Portal Users Guide 2015/2016 Acorn www.sturgeon.ab.ca Contents Parent Portal Overview 3 Creating a Parent Account 4 Understanding the Fees Summary Page 7 Understanding the Student

More information

Commercial Service Charges/ Statement of Disclosure

Commercial Service Charges/ Statement of Disclosure Commercial Service Charges/ Statement of Disclosure Account Services HSBC BusinessVantage 2 Account Package Interest-bearing chequing account package in Canadian or US dollars that pays tiered interest.

More information

Putting You First. A guide to your new accounts and services

Putting You First. A guide to your new accounts and services Putting You First A guide to your new accounts and services FirstMerit is committed to putting you first. For more than 165 years, we ve delivered solutions that help our customers finance homes, pay for

More information

International Student Offer Acceptance form

International Student Offer Acceptance form International Student Offer Acceptance form Read these instructions carefully before you complete the acceptance form. This acceptance together with your letter of offer, forms your written agreement with

More information

Report to: General Committee Date: March 23, 2015

Report to: General Committee Date: March 23, 2015 SUBJECT: PREPARED BY: Banking and Merchant Services Contract Extension Shane Manson - Senior Manager, Revenue & Property Tax RECOMMENDATION: 1) THAT the report Banking and Merchant Services Contract Extension

More information

Business Account Service Fees

Business Account Service Fees For more information talk to a CIBC business advisor visit your nearest branch visit cibc.com/businessbanking call 1 800 465-CIBC (2422) 1 If there is no account activity, a statement may not be produced.

More information

HSBC UAE Corporate Tariff and Charges

HSBC UAE Corporate Tariff and Charges HSBC UAE Corporate Tariff and Charges Issued by HSBC Bank Middle East Limited, P.O. Box 66, Dubai, UAE. Regulated by the Jersey Financial Services Commission and the Central Bank of the United Arab Emirates.

More information

Information for International Students at North Lake College

Information for International Students at North Lake College Information for International Students at North Lake College North Lake College has a growing international student population currently representing more than 80 countries. Affordable out-of-country tuition

More information

Microsoft Dynamics GP. Cashbook Bank Management

Microsoft Dynamics GP. Cashbook Bank Management Microsoft Dynamics GP Cashbook Bank Management Copyright Copyright 2010 Microsoft. All rights reserved. Limitation of liability This document is provided as-is. Information and views expressed in this

More information

TUITION & OTHER FEES. Valid for 2014.2. www.glion.edu

TUITION & OTHER FEES. Valid for 2014.2. www.glion.edu TUITION & OTHER FEES Valid for 2014.2 www.glion.edu HOSPITALITY PROGRAMS BACHELOR DEGREE ASSOCIATE DEGREE BBA/BA Semester: 1 1 2 1 3 4 1 5 6 2 7 2 Campus: Glion Glion Bulle Bulle Bulle Tuition 23,300 25,600

More information

Financial Literacy. Banking and financial services

Financial Literacy. Banking and financial services Financial Literacy Banking and financial services HANDOUT 4-1 Banks and credit unions 1 Banks and credit unions are places where you can safely deposit your money, cash your cheques, pay your bills, ask

More information

Updated 08/2015. Wire Transfer User Guide

Updated 08/2015. Wire Transfer User Guide Updated 08/2015 Wire Transfer User Guide Wire Transfers The Wire section provides you with the ability to create one-time wires or set up template-based wires for ongoing use. Wiring Funds The tasks you

More information

Or What makes Canadian Banking different?

Or What makes Canadian Banking different? CANADIAN BANKING Sharing a Border Or What makes Canadian Banking different? Ray Kohler Senior Relationship Manager, US Markets RBC Royal Bank 1 Agenda Understand the basic differences between Canadian

More information

INTERNATIONAL. Helping your money travel around the world. International payments travel money and CHAPS. Talk to us today

INTERNATIONAL. Helping your money travel around the world. International payments travel money and CHAPS. Talk to us today INTERNATIONAL Helping your money travel around the world International payments travel money and CHAPS Talk to us today Access your money, at home and away Maybe you have family overseas and want to send

More information

Online Bill Pay. Quick Reference Guide

Online Bill Pay. Quick Reference Guide Online Bill Pay Quick Reference Guide What is Online Bill Pay?... 2 What are the benefits of Online Bill Pay?... 2 How to Make a Payment... 3 Make a Single Payment... 3 Make a Recurring Payment... 5 How

More information

Electronic Funds Transfer Disclosure Agreement

Electronic Funds Transfer Disclosure Agreement Electronic Funds Transfer Disclosure Agreement Your use of any EFT service offered by the Bank will be governed by this Disclosure and by any separate agreement or disclosure that also applies to the EFT

More information

Your Invoice Payment Due Dates...3 Financial Responsibility...3 Payment Options... 3-5 Explanation of Charges... 5-6

Your Invoice Payment Due Dates...3 Financial Responsibility...3 Payment Options... 3-5 Explanation of Charges... 5-6 Table of Contents Your Invoice Payment Due Dates...3 Financial Responsibility...3 Payment Options... 3-5 Explanation of Charges... 5-6 Additional Information Payment Plan...7 Unpaid Balances...7 Credit

More information

Schedule of Interest Rates & Charges Trinidad Corporate. Effective: February, 2012

Schedule of Interest Rates & Charges Trinidad Corporate. Effective: February, 2012 Schedule of Interest Rates & Charges Trinidad Corporate Effective: February, 2012 Schedule of Charges CONTENTS 1 CURRENT & SAVINGS ACCOUNTS TTD 2 3 CURRENT & SAVINGS ACCOUNTS USD NON PERSONAL FIXED DEPOSITS

More information

IRENE McCORMACK CATHOLIC COLLEGE 2015 SCHOOL FEES INFORMATION

IRENE McCORMACK CATHOLIC COLLEGE 2015 SCHOOL FEES INFORMATION IRENE McCORMACK CATHOLIC COLLEGE 2015 SCHOOL FEES INFORMATION The College Board has increased the cost of Tuition Fees and Charges for 2015 by 5.6%. This increase takes into account Government funding

More information

PROSPECTUS 2014 STUDENT FEES THE UNIVERSITY OF NAMIBIA

PROSPECTUS 2014 STUDENT FEES THE UNIVERSITY OF NAMIBIA PROSPECTUS 2014 STUDENT FEES THE UNIVERSITY OF NAMIBIA U N I V E R S I T Y O F N A M I B I A STUDENT FEES PROSPECTUS 2014 This Prospectus has been compiled to reflect all information as accurately as possible.

More information

UNBC Chart of Accounts Dictionary - Coding Guide REVENUE

UNBC Chart of Accounts Dictionary - Coding Guide REVENUE Other Grants The following accounts are used to record grants received from non-governmental sources: 5221 Other Grants - Business 5222 Other Grants - NFPO's 5223 Other Grants - Foundations 5224 Other

More information

Banking in the United States of America

Banking in the United States of America Banking in the United States of America U.S. Banking System Overview Banking is regulated by Federal and State governments. Privacy Disclosure Fraud protection Protection against dishonest lending Lending

More information

PLEASE READ THE FOLLOWING INFORMATION CAREFULLY AND FOLLOW INSTRUCTIONS:

PLEASE READ THE FOLLOWING INFORMATION CAREFULLY AND FOLLOW INSTRUCTIONS: page 1 of 8 PLEASE READ THE FOLLOWING INFORMATION CAREFULLY AND FOLLOW INSTRUCTIONS: No. STEP ONE 1. Submit a complete Application and Enrollment Agreement for International Students 2. Letter of Intent

More information

Fees and Refund Policy

Fees and Refund Policy Fees and Refund Policy 1 Contents 1. Introduction... 3 2. Home & EU and RUK Students... 3 3. International Students... 4 4. Part time students Home, EU, RUK and International... 5 5. Tuition Fees for Staff

More information

Correspondent Bank Terms and Conditions Effective: January 1, 2014

Correspondent Bank Terms and Conditions Effective: January 1, 2014 Page 1 of 6 Correspondent Bank Terms and Conditions Effective: January 1, 2014 What s inside... General Terms and Conditions for Correspondent Bank Accounts and Services Page 2 of 6 SECTION A: General

More information

CHILDCARE MANAGEMENT SYSTEMS COMPARISON GUIDE

CHILDCARE MANAGEMENT SYSTEMS COMPARISON GUIDE CHILDCARE MANAGEMENT SYSTEMS COMPARISON GUIDE There are many childcare management software packages available that sell from $199 to over $4,000. These programs range from simple manual databases to fully

More information

III ADMISSION TUITION AND FEES FINANCIAL AID

III ADMISSION TUITION AND FEES FINANCIAL AID III ADMISSION TUITION AND FEES FINANCIAL AID Admission AMHERST COLLEGE looks, above all, for men and women of intellectual promise who have demonstrated qualities of mind and character that will enable

More information

THE UNIVERSITY OF TENNESSEE STUDENT FEE APPROVALS POLICY

THE UNIVERSITY OF TENNESSEE STUDENT FEE APPROVALS POLICY THE UNIVERSITY OF TENNESSEE STUDENT FEE APPROVALS POLICY 1. OBJECTIVE To provide for the consistent administration of student fees and charges. 2. INTRODUCTION a. This policy applies to student fees, fines,

More information

CIBC U.S. Dollar Visa

CIBC U.S. Dollar Visa YOUR BENEFITS GUIDE Welcome to your CIBC U.S. Dollar Visa Card Welcome to your CIBC U.S. Dollar Visa Card. And a completely different credit card experience. Your new CIBC U.S. Dollar Visa Card comes with

More information

Evening and Online Degree Orientation. Division of Extended Learning

Evening and Online Degree Orientation. Division of Extended Learning Evening and Online Degree Orientation Division of Extended Learning Table of Contents Introduction Page 2 Student Support Offices Division of Extended Learning Page 3 Admissions Page 4 Financial Services

More information

Credit Balance Insurance

Credit Balance Insurance Credit Balance Find out what credit balance insurance is, including: How you are protected What it costs How to make a claim What Is Credit Balance? Credit balance insurance is a form of insurance for

More information

Royal College of Music Junior Department

Royal College of Music Junior Department Royal College of Music Junior Department PAYMENT TERMS & CONDITIONS A. Definitions B. Course fees 1. Course fees and payment 2. Instalment plan options 3. External funding 4. Bursaries and Scholarships

More information

Tariff of Charges FIRST

Tariff of Charges FIRST Tariff of Charges FIRST QNB First Membership QNB First Membership QNB First - Premium (Debit Card) QNB First - World Card (Debit & Credit Card*) *subject to the Bank's Terms and Conditions Accounts Local

More information

FINANCIAL INFORMATION SYSTEM. Managing Cash Receipts

FINANCIAL INFORMATION SYSTEM. Managing Cash Receipts FINANCIAL INFORMATION SYSTEM Managing Cash Receipts August 2007 Agenda Definition of Cash Receipts Responsibility for Processing Processing Departments Maintaining Cash Security Making Timely Deposit General

More information

pages is accurate to the best of my knowledge and belief and sets out the financial situation as of (give date for which information is accurate)

pages is accurate to the best of my knowledge and belief and sets out the financial situation as of (give date for which information is accurate) ONTARIO Court File Number at (Name of Court) Court office address Form 13: Financial Statement (Support Claims) sworn/affirmed Applicant(s) Full legal name & address for service street & number, municipality,

More information

Newcomer Finances Toolkit. Banking. Worksheets

Newcomer Finances Toolkit. Banking. Worksheets Newcomer Finances Toolkit Banking Worksheets Ottawa Community Loan Fund Fonds d emprunt Communautaire d Ottawa 22 O Meara St., Causeway Work Centre, Ottawa, ON K1Y 4N6 Tel: 613-594-3535 Fax: 613-594-8118

More information

Business Partner Prefunding Guide

Business Partner Prefunding Guide Business Partner Prefunding Guide This document covers the process to prefund the business Account, by the approved Business Partner. Prefunding of the business account is required to enroll cardholders

More information

MEMORANDUM. Final Approval of Non-Tuition-Related Miscellaneous Fees and Charges

MEMORANDUM. Final Approval of Non-Tuition-Related Miscellaneous Fees and Charges G.D. 10 MEMORANDUM To: From: Subject: Board of Regents Board Office Final Approval of Non-Tuition-Related Miscellaneous Fees and Charges Date: March 31, 2003 Recommended Actions: Approve: 1. Changes to

More information

If you have kept your shares at the default service provider, Morgan Stanley, please refer to this document for service feature details.

If you have kept your shares at the default service provider, Morgan Stanley, please refer to this document for service feature details. Morgan Stanley Services Information provided in the summary is solely being provided as a means of educating employees about Morgan Stanley s default service provider role in administering the stock plan

More information

Switching to Peninsula CU

Switching to Peninsula CU Switching to Peninsula CU Joining Peninsula is easy. Simply follow the steps listed and you will be on your way. Establish an Account at Peninsula Apply for a Savings and Checking Account at the Peninsula

More information

SCOTIABANK STUDENT GIC PROGRAM GUIDE. I. Applying for the Scotiabank Student GIC Program

SCOTIABANK STUDENT GIC PROGRAM GUIDE. I. Applying for the Scotiabank Student GIC Program I. Applying for the Scotiabank Student GIC Program The following chart outlines the steps required to apply for the Scotiabank Student GIC Program: May 1, 2015. This guide is subject to change 1 1. You

More information

(See Brochure for more details)

(See Brochure for more details) ** for Canadian Citizens and Landed Immigrants ** refundable textbook deposit required for all credit classes Contact Information: Codi Punnett Administrative Assistant cpunnett@sd35.bc.ca George Kozlovic

More information

International Fee & Payment Reference Guide

International Fee & Payment Reference Guide International Students International Fee & Payment Reference Guide Winter 2016 NEW International students RETURNING International students PAGE 1-3 PAGE 4-5 Are you a domestic (non-visa) student? Visit

More information

1. PURPOSE 2. APPLICATION AND SCOPE. This policy applies to all full-time employees of the College. 3. DEFINITIONS

1. PURPOSE 2. APPLICATION AND SCOPE. This policy applies to all full-time employees of the College. 3. DEFINITIONS POLICY NUMBER: CS-1003-1988 POLICY TITLE: PERSONAL ACQUISITION OF COMPUTER EQUIPMENT PO POLICY OWNER: CHIEF FINANCIAL OFFICER EFFECTIVE DATE: OCTOBER 1, 1988 REVISION DATE: JULY 24, 2013 1. PURPOSE The

More information

Program overview A guide for students

Program overview A guide for students Program overview A guide for students earn A northern AriZonA university BACHeLor s degree in Your CoMMunitY. extended.nau.edu/2nau 2020 S. Ave. 8E Yuma, AZ 85365 (928) 317-6400 (928) 317-6439 FAX nau.yuma@nau.edu

More information

Banking at the speed of your life. Online. Mobile. Superior. Safe.

Banking at the speed of your life. Online. Mobile. Superior. Safe. Banking at the speed of your life. Online. Mobile. Superior. Safe. PARKSTERLING Answers You Can Bank On. At Park Sterling Bank, we know that there are times when our answer can help expand a child s future,

More information

ELECTRONIC FUND TRANSFERS DISCLOSURE

ELECTRONIC FUND TRANSFERS DISCLOSURE By opening, using and/or maintaining a City National Bank of Florida (CNB) ATM Card or Check Card, you agree to the terms and conditions of the Deposit Agreement and this Electronic Fund Transfers Disclosure,

More information

RIT Global Student Exchange at RIT: Frequently Asked Questions

RIT Global Student Exchange at RIT: Frequently Asked Questions RIT Global Student Exchange at RIT: Frequently Asked Questions Constellation Commons for Global Learning - Global Village Building 400 Room 2070 P: 585-475-4466 F: 585-475-3222 - rit.edu/global - global@rit.edu

More information

Step One: Becoming at Student at TRU Academic Advising

Step One: Becoming at Student at TRU Academic Advising Step One: Becoming at Student at TRU Academic Advising Welcome to TRU! This tutorial is designed to provide key information to students who plan to attend the Kamloops campus of Thompson Rivers University

More information

Summary of the CFPB Final Rules Regarding Remittance Transfers

Summary of the CFPB Final Rules Regarding Remittance Transfers Summary of the CFPB Final Rules Regarding Remittance Transfers Revised May 30, 2013 The Consumer Financial Protection Bureau ( CFPB ) has amended Regulation E, which implements the Electronic Fund Transfer

More information

March 2012. The Virtual Office Running your Business from a Distance

March 2012. The Virtual Office Running your Business from a Distance March 2012 The Virtual Office Running your Business from a Distance Contents 1 Introduction... 4 2 Online Banking... 4 2.1 Banking Services... 6 2.2 First Nations Bank Small business accounts... 7 2.2.1

More information

First Citizens' Federal Credit Union 200 Mill Road, Suite 100 PO Box 270 Fairhaven, MA 02719 508-999-1341 www.firstcitizens.org

First Citizens' Federal Credit Union 200 Mill Road, Suite 100 PO Box 270 Fairhaven, MA 02719 508-999-1341 www.firstcitizens.org First Citizens' Federal Credit Union 200 Mill Road, Suite 100 PO Box 270 508-999-1341 www.firstcitizens.org YOUR RIGHTS AND RESPONSIBILITIES ELECTRONIC FUND TRANSFER DISCLOSURE For purposes of this disclosure

More information

Student Account and Billing Information

Student Account and Billing Information CURRY COLLEGE Student Account and Billing Information 2015-2016 CURRY COLLEGE Office of Student Financial Services We are providing you with this brochure to assist you in remaining in good financial

More information

A Simple How-To Guide for Your Banking Needs

A Simple How-To Guide for Your Banking Needs A Simple How-To Guide for Your Banking Needs Keep this guide handy to help you quickly access Quorum s online, mobile, and automated telephone services. Our network of 84,000 ATMs is 3x bigger than most

More information

ONTARIO Court File Number. Form 13.1: Financial Statement (Property and Support Claims) sworn/affirmed. Applicant(s) Respondent(s)

ONTARIO Court File Number. Form 13.1: Financial Statement (Property and Support Claims) sworn/affirmed. Applicant(s) Respondent(s) ONTARIO Court File Number at (Name of court) Court office address Form 13.1: Financial Statement (Property and sworn/affirmed Applicant(s) Full legal name & address for service street & number, municipality,

More information

Deutsche Bank Global Transaction Banking. Internet Bankieren. Entering Payments and Collections. www.deutschebank.nl

Deutsche Bank Global Transaction Banking. Internet Bankieren. Entering Payments and Collections. www.deutschebank.nl Deutsche Bank Global Transaction Banking Internet Bankieren Entering Payments and Collections www.deutschebank.nl Internet Bankieren Entering Payments and Collections 2 Entering payments and collections

More information

International Student Payments Frequently Asked Questions

International Student Payments Frequently Asked Questions International Student Payments Frequently sked uestions We are here to help. If you have any questions regarding the service, we have arranged for Western Union Business Solutions to provide a dedicated

More information