BALANCE REQUIREMENTS TABLE OF FEES AND CHARGES. Php 400 or USD 10 / month Php 300 or USD 15 / month

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1 PERSONAL BANKING BALANCE REQUIREMENTS Opening and Minimum Average Daily Balance (as of 01 December 2013) Regular Savings Php 50,000 Regular Checking Php 50,000 Power Earner Savings Php 50,000 Power Earner Checking Php 50,000 Flexi Hi-Rate Savings Php 50,000 Flexi Hi-Rate Checking Php 50,000 esaver Savings Php 0 US Dollar Savings USD 1,000 Australian Dollar Savings AUD 7,000 Account Maintenance Fees Balance below requirement 1 Dormant account fee 2 Account closure within 90 days of opening Teller Services TABLE OF FEES AND CHARGES Php 400 or / month Php 200 or USD 15 / month Php 300 or USD 15 / month USD withdrawal 1/5 of 1% of amount withdrawn, maximum of 0 Third currency withdrawal 3 1/5 of 1% of amount withdrawn, maximum of 0 Time Deposit Pre-termination Fees Local Currency (PHP) If terminated on or before midterm 0% of the Interest Rate applies + Documentary Stamps Tax (DST) 4 If terminated after midterm 50% of the Interest Rate applies + DST 4 Foreign Currency If terminated on or before midterm If terminated after midterm Cheques/ Drafts Peso chequebook order Draft paid in Pesos Manager s Cheque 0% of the Interest Rate applies 50% of the Interest Rate applies PHP 200 / chequebook USD 15 / draft or 1/5 of 1%, whichever is higher + DST of PHP 0.30 for every PHP 200 of the value of the draft, or a fraction thereof Paid in Pesos PHP 50 Paid in US Dollars USD 1 Cheque Charges Cheque voucher for cheque manager Cheque retrieval PHP 100 / cheque Stop payment order PHP 300 / cheque Returned cheque PHP 2,000 / cheque + PHP 200 / day for every PHP 40,000 or a fraction thereof Overdraft Charges Unfunded PHP 2,000 + PHP 200 / day for every PHP 40,000 or a fraction thereof Funded PHP 1,000 + PHP 200 / day for every PHP 40,000 or a fraction thereof FCDU Cheque Deposit for Collection Secured Collection USD 20 / cheque Cash Letter 5.05 / cheque GBP Cash Letter course thru SCB UK 6 / cheque GBP Direct collection 7 / cheque + fees collected by drawee bank Returned cheque deposit USD 20 (excluding fees collected by drawee bank) DST if credited to client s PHP account PHP 0.30 for every PHP 200 or a fraction thereof

2 Funds Transfer Inward Telegraphic Transfers (ITT) Incoming Gross Settlement Real Time (GSRT) USD 15 Peso transfer from a local bank (Electronic Peso Clearing Settlement or EPCS) PHP 200 Incoming Real Time Gross Settlement (RTGS) PHP 1,000 Foreign Currency Deposit Unit (FCDU) transfer through bank outside the Philippines FCDU ITT converted to Peso FCDU transfer through a local bank (Philippine Domestic Dollar Transfer System or PDDTS) Outward Telegraphic Transfers (OTT) Peso transfer through a local bank (EPCS) PHP 200 / USD 5 PHP DST of PHP 0.30 for every PHP 200 or a fraction thereof Outgoing RTGS PHP 1,000 FCDU transfer through bank outside the Philippines USD 25 or 1/8 of 1% application, whichever is higher FCDU transfer through a local bank (PDDTS) USD 20 or PHP 1,200 + DST of PHP 0.30 for every PHP 200 or a fraction thereof BancNet ATM/BancNet Online interbank/ intrabank funds transfer Other Services ATM ATM card Replacement PHP 100 Local ATM charges SCB ATM withdrawal BancNet/ Megalink/ Expressnet ATM withdrawal 8 PHP 10 / transaction Balance inquiry non-scb Philippines ATM PHP 1 / transaction International ATM charges USD 3 / transaction Balance inquiry USD 1 / transaction Declined transaction USD 1 / attempted transaction Miscellaneous Bank Certification PHP 100 / USD 3 Courier service PHP 500 Interim statement request PHP 10 / account Hold mail service PHP 200 / month Audit confirmation service PHP 200 / USD 5 Fax Statement Local PHP 50 / page International PHP 100 / page Standing Order Set up PHP 250 / Amendment PHP 100 / USD 3 Safety Deposit Box Lease 9 3x10x24 5x10x24 10x10x24 15x10x24 Refundable key deposit PHP 25 / transaction (if less than 3 transactions) PHP 60 / transaction (if greater than or equal to 3 transactions per day) 1 An account is subject to the indicated Balance Below Requirement Fee if it falls below the minimum monthly Average Daily Balance (ADB) for at least two (2) consecutive months. 2 An account is subject to the indicated Dormant Account Fee if it meets both of the following conditions: 1. There were no transactions for two (2) years for Savings Accounts and one (1) year for Current Accounts. 2. The account s Average Daily Balance is below the Balance Requirements. 3 Subject to availability of notes. One week prior notice is required. 4 Documentary Stamps Tax (DST) - PHP 1 for every PHP200 in funds or fraction thereof 5 USD 1,000 & below - foreign or locally issued drawn in US Main or its territories 6 Only for GBP checks drawn in UK 7 FCDU check which does not fall on above categories 8 Waived for Flexi Hi-Rate Savings/Checking Accounts 9 Currently available to Priority Banking customers only

3 PRIORITY BANKING Cash Letter 5 GBP Cash Letter course thru SCB UK 6 BALANCE REQUIREMENTS Opening and Minimum Average Daily Balance (as of 01 December 2013) Regular Savings Php 50,000 Regular Checking Php 50,000 Power Earner Savings Php 50,000 Power Earner Checking Php 50,000 Flexi Hi-Rate Savings Php 50,000 Flexi Hi-Rate Checking Php 50,000 esaver Savings Php 0 US Dollar Savings USD 1,000 Australian Dollar Savings AUD 7,000 Account Maintenance Fees Balance below requirement 1 Dormant account fee 2 Account closure within 90 days of opening Teller Services USD withdrawal Third currency withdrawal 3 Time Deposit Pre-termination Fees Local Currency (PHP) TABLE OF FEES AND CHARGES Php 400 or / month Php 200 or USD 15 / month Php 300 or USD 15 / month If terminated on or before midterm 50% of the Interest Rate applies + DST 4 If terminated after midterm 75% of the Interest Rate applies + DST 4 Foreign Currency If terminated on or before midterm If terminated after midterm Cheques/ Drafts Peso chequebook order Draft paid in Pesos Manager s Cheque Paid in Pesos PHP 50 Paid in US Dollars USD 1 Cheque Charges Cheque voucher for cheque manager Cheque retrieval Stop payment order Returned cheque Overdraft Charges Unfunded Insufficiently Funded FCDU Cheque Deposit for Collection Secured Collection for withdrawals USD 20,000 or less 1/6 of 1% of amount withdrawn, maximum of 0 for withdrawals more than USD 20,000 for withdrawals USD 20,000 equivalent or less 1/6 of 1% of amount withdrawn, maximum of 0 forwithdrawals more than USD 20,000 equivalent 50% of the Interest Rate applies 75% of the Interest Rate applies PHP 180 / chequebook USD 15 / draft or 1/5 of 1%, whichever is higher + DST of PHP 0.30 for every PHP 200 of the value of the draft, or a fraction thereof PHP 100 / cheque PHP 300 / cheque PHP 2,000 / cheque + PHP 200 / day for every PHP 40,000 or a fraction thereof PHP 1,500 + PHP 200 / day for every PHP 40,000 or a fraction thereof PHP PHP 200 / day for every PHP 40,000 or a fraction thereof USD 20 / cheque.05 / cheque / cheque GBP

4 Cheques/ Drafts Direct collection 7 Returned cheque deposit DST if credited to client s PHP account Funds Transfer Inward Telegraphic Transfers (ITT) Incoming Gross Settlement Real Time (GSRT) USD 15 Peso transfer from a local bank (Electronic Peso Clearing Settlement or EPCS) PHP 200 Incoming Real Time Gross Settlement (RTGS) PHP 300 Foreign Currency Deposit Unit (FCDU) transfer through bank outside the Philippines FCDU ITT converted to Peso FCDU transfer through a local bank (Philippine Domestic Dollar Transfer System or PDDTS) Outward Telegraphic Transfers (OTT) Peso transfer through a local bank (EPCS) PHP 200 / USD 5 Outgoing RTGS PHP 500 / cheque + fees collected by drawee bank USD 20 (excluding fees collected by drawee bank) PHP 0.30 for every PHP 200 or a fraction thereof PHP DST of PHP 0.30 for every PHP 200 or a fraction thereof FCDU transfer through bank outside the Philippines USD 20 / application FCDU transfer through a local bank (PDDTS) USD 15 or PHP DST of PHP 0.30 for every PHP 200 or a fraction thereof BancNet ATM/BancNet Online interbank/ PHP 25 / transaction (if less than 3 transactions) intrabank funds transfer PHP 60 / transaction (if greater than or equal to 3 transactions per day) Other Services ATM ATM card replacement Local ATM charges SCB ATM withdrawal BancNet/ Megalink/ Expressnet ATM withdrawal Balance inquiry non-scb Philippines ATM PHP 1 / transaction International ATM charges Balance inquiry USD 1 / transaction Declined transaction USD 1 / attempted transaction Miscellaneous Bank Certification Courier service PHP 500 Interim statement request Hold mail service Audit confirmation service Fax Statement Local International PHP 10 / page Standing Order Set up Amendment Safety Deposit Box Lease 8 3x10x24 PHP 1,000 / year 5x10x24 PHP 1,200 / year 10x10x24 PHP 2,000 / year 15x10x24 PHP 2,500 / year Refundable key deposit PHP 1,000 1 Waived for Priority Banking customers 2 An account is subject to the indicated Dormant Account Fee if it meets both of the following conditions: 1. There were no transactions for two (2) years for Savings Accounts and one (1) year for Current Accounts. 2. The account s Average Daily Balance is below the Balance Requirements. 3 Subject to availability of notes. One week prior notice is required. 4 Documentary Stamps Tax (DST) - PHP 1 for every PHP200 in funds or fraction thereof 5 00 & below - foreign or locally issued drawn is US Main or its territories 6 Only for GBP checks drawn in UK 7 FCDU check which does not fall on above categories 8 Currently available to Priority Banking customers only

5 SME BALANCE REQUIREMENTS Opening and Minimum Average Daily Balance (as of 01 December 2013) Regular Savings Php 50,000 Regular Checking Php 50,000 Power Earner Savings Php 50,000 Power Earner Checking Php 50,000 esaver Savings Php 0 Business Saver Checking Php 50,000 US Dollar Savings USD 1,000 Australian Dollar Savings AUD 7,000 TABLE OF FEES AND CHARGES Account Maintenance Fees Balance below requirement 1 Dormant account fee 2 Account closure within 90 days of opening Teller Services USD withdrawal Third currency withdrawal 3 Time Deposit Pre-termination Fees Local Currency (PHP) Php 400 or / month Php 200 or USD 15 / month Php 300 or USD 15 / month for withdrawals USD 20,000 or less 1/6 of 1% of amount withdrawn, maximum of 0 for withdrawals more than USD 20,000 for withdrawals USD 20,000 equivalent or less 1/6 of 1% of amount withdrawn, maximum of 0 for withdrawals more than USD 20,000 equivalent If terminated on or before midterm 50% of the Interest Rate applies + DST 4 If terminated after midterm 75% of the Interest Rate applies + DST 4 Foreign Currency If terminated on or before midterm If terminated after midterm Cheques/ Drafts Peso chequebook order Draft paid in Pesos Manager s Cheque Paid in Pesos PHP 50 Paid in US Dollars USD 1 Cheque Charges Corporate cheque with voucher Cheque retrieval Stop payment order Returned cheque Overdraft Charges Unfunded Funded 50% of the Interest Rate applies 75% of the Interest Rate applies PHP 330 / chequebook USD 15 / draft or 1/5 of 1%, whichever is higher + DST of PHP 0.30 for every PHP 200 of the value of the draft, or a fraction thereof PHP 550 for 100 checks PHP 100 / cheque PHP 300 / cheque PHP 2,000 / cheque + PHP 200 / day for every PHP 40,000 or a fraction thereof PHP 1,500 + PHP 200 / day for every PHP 40,000 or a fraction thereof PHP PHP 200 / day for every PHP 40,000 or a fraction thereof FCDU Cheque Deposit for Collection Secured Collection Cash Letter 5 GBP Cash Letter course thru SCB UK 6 Direct collection 7 Returned cheque deposit DST if credited to client s PHP account USD 20 / cheque.05 / cheque / cheque GBP / cheque + fees collected by drawee bank USD 20 (excluding fees collected by drawee bank) PHP 0.30 for every PHP 200 or a fraction thereof

6 Funds Transfer Inward Telegraphic Transfers (ITT) Incoming Gross Settlement Real Time (GSRT) USD 15 Peso transfer from a local bank (Electronic Peso Clearing Settlement or EPCS) PHP 200 Incoming Real Time Gross Settlement (RTGS) PHP 300 Foreign Currency Deposit Unit (FCDU) transfer through bank outside the Philippines FCDU ITT converted to Peso FCDU transfer through a local bank (Philippine Domestic Dollar Transfer System or PDDTS) Outward Telegraphic Transfers (OTT) Peso transfer through a local bank (EPCS) PHP 200 / USD 5 PHP DST of PHP 0.30 for every PHP 200 or a fraction thereof Outgoing RTGS PHP 500 FCDU transfer through bank outside the Philippines USD 20 / application FCDU transfer through a local bank (PDDTS) USD 15 or PHP DST of PHP 0.30 for every PHP 200 or a fraction thereof BancNet ATM/BancNet Online interbank/ intrabank funds transfer Other Services ATM ATM card replacement PHP 100 Local ATM charges SCB ATM withdrawal BancNet/ Megalink/ Expressnet ATM withdrawal 8 PHP 10 / transaction Balance inquiry non-scb Philippines ATM PHP 1 / transaction International ATM charges USD 3 / transaction Balance inquiry USD 1 / transaction Declined transaction USD 1 / attempted transaction Miscellaneous Bank Certification Courier service PHP 500 Interim statement request Hold mail service Audit confirmation service Fax Statement Local International PHP 100 / page Standing Order Set up Amendment Safety Deposit Box Lease 9 3x10x24 5x10x24 10x10x24 15x10x24 Refundable key deposit PHP 25 / transaction (if less than 3 transactions) PHP 60 / transaction (if greater than or equal to 3 transactions per day) 1 An account is subject to the indicated Balance Below Requirement Fee if it falls below the minimum monthly Average Daily Balance (ADB) for at least two (2) consecutive months. 2 An account is subject to the indicated Dormant Account Fee if it meets both of the following conditions: 1. There were no transactions for two (2) years for Savings Accounts and one (1) year for Current Accounts. 2. The account s Average Daily Balance is below the Balance Requirements. 3 Subject to availability of notes. One week prior notice is required. 4 Documentary Stamps Tax (DST) - PHP 1 for every PHP200 in funds or fraction thereof 5 USD 1,000 & below - foreign or locally issued drawn in US Main or its territories 6 Only for GBP checks drawn in UK 7 FCDU check which does not fall on above categories 8 Waived for Flexi Hi-Rate Savings/Checking Accounts 9 Currently available to Priority Banking customers only