Mashreq Business Platinum Credit Card

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Mashreq Business Platinum Credit Card"

Transcription

1 Q. How is the Mashreq Platinum Business Credit Card the Best Value Credit Card? A. The Mashreq Platinum Business Credit Card is your perfect business partner and is designed to meet your business needs by offering you annualized savings in excess of AED 30,000/-** With worldwide acceptance, the Mashreq Platinum Business card can be used to make payments for your business related transactions in the Local and International market while earning Cash back on the retail purchases from the very first purchase. As a business owner, you have the flexibility to issue up to 99 supplementary cards for your staff and thereby record & monitor all official expenditure. You will have complete control over assignment of spending limits across all of the supplementary cards issued thus ensuring that the business spends remain within Company s budget. You can also manage your cash flow more prudently with 56 days interest free credit period. That s not all; every Mashreq Platinum Business Credit Card comes with your Company name embossed on the Card. The Mashreq Platinum Business Credit Card allows you to experience the convenience of a credit card with extraordinary savings through the widest network of relevant partner outlets offering exclusive discounts on rent a car, hotel apartments, courier services, business support, IT solutions, travel, dining, stationery etc. All this and much more absolutely Free for Life. Yes that s true! Your Mashreq Platinum Business Credit Card comes with no annual fee and that includes all the Supplementary credit cards issued under the Principal credit card account. Nature of Spend Description Annualized Savings Cashback on Local & International 1.25% cashback on local spends and 2.5% on international spends. Maximum cashback per AED , Complimentary Travel Insurance & Wallet protection For free Insurance on Primary and 1 Supplementary card p.a Mashreq Flavours - discounts on business dining Average dining discount of 25% - assuming 4 business lunch per month. Bill amount per AED 400 4, Complimentary airport lounge access 2 visits per 100 per visit 2, Exclusive partner discounts on office equipments, hotel accomodation, stationery, rent a car, business support and IT solutions and more ~ 10% discount on a spend ~ value of AED 10,000 per month on business expenses 12, ANNUALISED SAVINGS ON YOUR MASHREQ PLATINUM BUSINESS CREDIT CARD ** 31,700.00

2 Q. What are the other benefits/ features associated with Mashreq Platinum Business Credit Card? A. You will enjoy: Exclusive travel offers including but not limited to travel related discounts, complimentary travel insurance, unlimited access to Airport Lounges at major International Airports across the Middle East. Exclusive discount of up to 50% across a range of categories related to business spends; Hotel accommodation, Business services, Rent-a-Car, Automotive services, Concierge services and many more Dining discounts of up to 50% at over 1800 restaurants across UAE and restaurants across India, Oman & Qatar. For further details, please visit Mashreq.com/flavors Cash advance facility up to a pre-assigned percentage of your available credit limit UAE s largest 0% EPP for purchases made at over 1000 outlets across UAE. For further details, please visit Mashreq.com/easypay Utility Bill Payment, and Free Online and Phone Banking. Avail balance transfer & Easy Cash facilities at competitive rates. Q. Which are the airports that offer the complimentary lounge access facility? A. Complimentary Airport Lounge access can be availed at the following International Airports: UAE Dubai International Airport. Marhaba Lounges (Terminal 1 ) Jordan Amman International Airport. Crown Lounge Egypt Cairo International Airport. VIP Lounges (Terminal 1 and 3) Kuwait Kuwait International Airport (Pearl Lounge) Saudi Arabia Dammam International Airport, First Class Lounge (Foreign Airlines) Jeddah International Airport, First Class Lounge (Foreign Airline - North Terminal) Riyadh International Airport, 'Premier Lounge' in Terminal 1 (Foreign Airlines) For detailed terms & conditions, please click here Q. Can we give Supplementary credit cards to our partners and employees? A. Yes, the supplementary credit cards can be issued to the partners/employees upon request from the Authorized Signatory on behalf of the Company. In fact, the Company can request for as many as 99 Supplementary credit cards. Q. Will the Supplementary card members have access to activate and block their cards through DBC? A. No, the Supplementary credit card members will NOT have access to activate and block their respective credit cards through DBC. Any request for activation or blocking of a supplementary account can only be initiated by the Authorized Signatory. The same applies for all service related requests. Q. Who will receive the SMS for any transaction carried out on the Business Card(s)? A. Transaction SMSes will be sent to individual card members. Q. Why should I apply for a Mashreq Platinum Business Credit Card? A. Apart from the value features, the Mashreq Platinum Business Credit Card also offers you cashback of up to 1.25% across in the UAE and up to 2.5% Cashback on all cross border retail. That s not all, you get up to 50% discount at our partner outlets making it much easier to save MORE on your business expenses. There are no spend related tiers, i.e. start earning cashback from the very 1 st Dirham spent.

3 Q. What is so special about the Mashreq Platinum Business Credit Card? A. The Mashreq Platinum Business Credit Card is a Free for Life Credit Card with unique cash back offering. Because there are no minimum spend thresholds, the Mashreq Platinum Business Credit Card allows you to earn Cashback from your first spend. In addition, the cash back is not limited to select categories of purchases or merchant outlets. So you can earn cash back across all your business spends. Moreover your business can earn cash back of up to AED 1000 per month. Q. Are there any caps applicable on cashback earnings? A. Your Company will earn cash back a maximum cashback of AED 1000/- per month on the purchases made on the Mashreq Platinum Business Credit Card. Q. Will we earn Cashback on all utility expenses? A. If the Utility Bill Payment is made through external channels then the Cashback will be accrued. However if the Utility Bill Payment is done using any Mashreq channel like Mashreq Online, Mashreq Branches etc then the Cashback will not be accrued. Q. Will we have to shop at certain outlets or categories of outlets to earn the Cashback? A. The Mashreq Platinum Business Credit Card allows you to save more on your business spends. This means that you can earn Cashback on just about any purchase like dining, office furnishing, electronics, travel or any other made on your Card (s); excluding utility expenses through Mashreq Channels. The Card member(s) will earn Cashback on all qualified transactions. Q. Will we get cash back on discounted spends we make on the Mashreq Platinum Business Credit Card? A. Absolutely. You will earn cash back on the discounted spends on the Card. Example; if Merchant A is offering a flat 25% discount on services, as a Mashreq Platinum Business Credit Card customer you will not only get 25% discount during the sale period but also earn additional 1.25% cash back. That is whooping 26.25% saving! Q. What are the Annual fees on the Mashreq Platinum Business Credit Card? A. The Mashreq Platinum Business Credit Card is free for life for both the Primary & all the Supplementary Card(s) Q. Is there a cap on the cash back earned on retail spends? A. Yes, the maximum combined Cashback that can be earned per month on domestic & international spends is capped at AED 1000 per card per month per entity. Q. Is there a minimum spend threshold to start earning Cashback? A. The Mashreq Platinum Business Credit Card does not have any minimum spend thresholds. This means your Business will start earning 1.25% cash back from as little as AED 1/-. In addition, when the Card member(s) spend at our Partner Outlets the Company will enjoy the specific discounts. So your Company is saving and earning at the same time. Q. Is the cash back earned tiered based on the purchase amount? A. No. Cash back earned on the Mashreq Platinum Business Credit Card is not based on purchase amounts. You can get cash back of up to 1.25% on local purchases and 2.5% on international purchases. Unlike other Business Credit Cards in the market, your Company does not have to wait till you reach minimum spend threshold before your Company start earning the cash back. Your Company earns cash back from the very first dirham that the card member(s) spend. Q. What happens to the cash back earned in the case of a reversal? A. In the case of a reversal of a transaction, the cash back earned for that transaction will also be reversed. Cash back will be awarded to only actual purchase transactions.

4 Q. Who can request for redemption of the cash back earned on all the Mashreq Platinum Business Credit Cards issued to the Company? A. The Authorized Signatory (Principal Card member) can request for cash back redemption through SME Call Center and get it credited to the card account. Q. When can the Company redeem the cash back earned on Card(s)? A. The cash back earned can be redeemed on achievement of a minimum of AED 100/- in the Cash back balance. Q. How does the Company receive the cash back? A. The cash back earned can be redeemed anytime once the cash back balance has reached AED 100/-. To redeem, Authorized Signatory (the person whose name was mentioned in the application form as Authorized Signatory and thus captured on the Bank s system) can call the SME Call Center at and place a request for the same. The Cash back will be credited within a maximum of 3 working days into the Mashreq Platinum Business Credit Card account. Q. Will the cash back ever expire? A. Yes, the cash back earned has a maximum validity of 18 months from the date of the cash back earned. Cash back not redeemed within this period will expire. Q. Is it possible for the Company to forfeit the cash back earned? A. As long as the Credit Card account is open and in good standing, the cash back will not be forfeited. Cash back will not be earned for transactions on accounts that are delinquent. Similarly, Cash back cannot be redeemed on accounts that are delinquent. Q. Will the Cash back earned apply directly to the outstanding balance of the Credit Card? How does the minimum amount due get affected if the Company redeem the Cashback covering the partial amount of the total outstanding? A. The cash back earned can be redeemed upon the choice of the Company to the Credit Card account and will be applied directly to the outstanding balance of the Card but does not count towards the minimum monthly payment on the Card. The cash back is considered as a credit towards the Card account and not as a payment; hence the Company must still make the minimum monthly payment due on the Card. Q. Will my cash back earned be cancelled when the Company cancels the Card? A. Cash back will be forfeited if it has not been redeemed within 18 months from accrual date or in case of cancellation of the Card. Q. I am Self Employed person with a Mashreq Platinum Elite Credit Card, If I switch from my existing Mashreq Credit Card to the new Mashreq Platinum Business credit card, will I earn Salaam points on my Mashreq Platinum Business Credit Card? A. No. The Salaam points you have earned will remain. You can however choose to redeem the Salaam points using your Platinum Elite Credit Card prior to cancellation of the same. You will not earn any Salaam points on the Mashreq Platinum Business Credit Card. You will only earn cash back on purchases made on the Mashreq Platinum Business credit Card. Q. How do we check our cash back balances? A. The new cash back balance will appear in the monthly credit card statement sent to the Authorized Signatory. The cash back mentioned in the statement will be the cash back earned during that particular billing cycle.

5 Q. Are cash transactions like specific queries on Govt. bonds, Mashreq Millionaire payments eligible for cash back? Also what about regarding Credit Shield or any other insurance purchase? A. Any cash or cash like transactions will be excluded from earning of cash back and only retail purchase transactions made on the card will be qualify for cash back. Q. Who bears the liability for all Principal and Supplementary Business Credit Cards? A. The company / authorized signatory is fully liable for all the Business Credit Cards issued under the company. Q. What do I need to do if my employee holding a supplementary card resigns or is terminated? A. You need to call Mashreq Bank immediately in order to request for supplementary card cancellation for that employee. Please note that the company / authorized signatory is fully liable for all the Business Credit Cards issued under the company. Q. Do you have any suggestions on how I can be safe with my Business Credit Card? A. The following guidelines could be helpful for you. Ensure that you are aware of the limits on all cards NEVER share passwords/pins with any third party including Mashreq Staff. Ensure that you monitor the usage on all cards through the monthly consolidated statements. Ensure that you inform the bank for cancellation in case an employee with a supplementary card resigns or is terminated In case any card is lost or misplaced, inform the bank immediately

Frequently Asked Questions Everyday SmartSaver Credit Card

Frequently Asked Questions Everyday SmartSaver Credit Card Frequently Asked Questions Everyday SmartSaver Credit Card Q. Why should I apply for a SmartSaver Credit Card? A. The Mashreq SmartSaver credit card is the ONLY savings credit card that allows you to earn

More information

Frequently Asked Questions Najm Visa Platinum Credit Card

Frequently Asked Questions Najm Visa Platinum Credit Card Frequently Asked Questions Najm Visa Platinum Credit Card Table of Contents PremiumRewards... 1 Earning PremiumRewards... 4 Redeeming PremiumRewards... 5 Najm Visa Platinum Credit Card... 9 Platinum Benefits:...

More information

1. Definitions 1. Bank means Arab Bank PLC - UAE and /or its branches

1. Definitions 1. Bank means Arab Bank PLC - UAE and /or its branches Arab Bank Credit Cards Travel Rewards Program Terms & Conditions - UAE The terms and conditions related to Arab Bank Credit Cards Travel Rewards Program should be read in conjunction with the Terms and

More information

Credit Cards. Credit Cards. boq.com.au

Credit Cards. Credit Cards. boq.com.au Credit Cards Credit Cards 1300 55 7 7 boq.com.au Citigroup Pty Limited ABN 88 004 35 080, AFSL 38098, Australian Credit Licence No. 38098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards

More information

Bank means Arab Bank PLC - Qatar and /or its branches

Bank means Arab Bank PLC - Qatar and /or its branches Arab Bank Credit Cards Travel Rewards Program Terms & Conditions Qatar The terms and conditions related to Arab Bank Credit Cards Travel Rewards Program should be read in conjunction with the Terms and

More information

ANZ Airpoints Visa WELCOME GUIDE

ANZ Airpoints Visa WELCOME GUIDE ANZ Airpoints Visa WELCOME GUIDE Introducing the ANZ Airpoints Visa and the ANZ Airpoints Visa Platinum, the credit cards that reward you with Air New Zealand Airpoints Dollars. The ANZ Airpoints Visa

More information

HADIAH PLUS FAQ. BIBD Debit cardholders will earn Hadiah Points for retail purchases inclusive of online transactions.

HADIAH PLUS FAQ. BIBD Debit cardholders will earn Hadiah Points for retail purchases inclusive of online transactions. HADIAH PLUS FAQ 1) What is BIBD Hadiah Plus? BIBD Hadiah Plus is a re-branding of the existing rewards program packed with enhanced features offering convenience and opportunities for cardholders to earn

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions Mashreq Tap n Go Frequently Asked Questions_April2014 Page 1 Section 1: General Questions 1. What are contactless payments? Contactless payments are payment transactions that

More information

T&C. Definitions. General. 12.Membership and benefits of Lemon Tree Smiles are offered at the sole discretion of The Lemon Tree Hotels.

T&C. Definitions. General. 12.Membership and benefits of Lemon Tree Smiles are offered at the sole discretion of The Lemon Tree Hotels. T&C The terms and conditions given below are intended to protect your rights as a member of our rewards program, Lemon Tree Smiles. Should you require any clarifications you can contact Lemon Tree Smiles

More information

Frequently Asked Questions

Frequently Asked Questions Updated 14 February 2013 Frequently Asked Questions The answers below address existing Lloyds TSB Dubai (Lloyds) customers. This FAQ document will be updated regularly as needed. You can find this online

More information

ANZ Credit Card Rewards Programme Terms and Conditions

ANZ Credit Card Rewards Programme Terms and Conditions ANZ Credit Card Rewards Programme Terms and Conditions Participation 1. The ANZ Credit Card Rewards Programme is open to Principal Cardmembers of the ANZ Signature Priority Banking Credit Card, ANZ Platinum

More information

AmaZing Cash FAQs. About the Program

AmaZing Cash FAQs. About the Program AmaZing Cash FAQs About the Program 1. How does the AmaZing Cash program work? The AmaZing Cash program comes automatically with the AmaZing Cash Credit Card and the AmaZing Cash Signature Card. You earn

More information

First Cash Back Terms & Conditions

First Cash Back Terms & Conditions First Cash Back Terms & Conditions The following provisions shall apply to the First Cash Back Program. Kindly note that the provisions stated herein form an integral part of the FGB s General Terms and

More information

GEMS NBAD co-brand proposition

GEMS NBAD co-brand proposition GEMS NBAD co-brand proposition Presentation Path About NBAD Key Advantages of the NBAD GEMS Co-brand Card Features of Parent Credit Card Features of Student Prepaid Card About NBAD (National Bank of Abu

More information

FAQs FOR CREDIT CARDS. al khaliji France FAQs for Credit Cards

FAQs FOR CREDIT CARDS. al khaliji France FAQs for Credit Cards FAQs FOR CREDIT CARDS FAQs for Credit Cards Card basics 03 Managing your credit limit 03 Using your card 04 Paying your bills 05 If there are problems 06 Fees & charges 06 Other benefits 06 02 1. Card

More information

(Applicable to both frequent Traveler Option and Non Frequent Traveler Option)

(Applicable to both frequent Traveler Option and Non Frequent Traveler Option) TERMS AND CONDITIONS 1. Definitions Membership Rewards means American Express Membership Rewards Program provided to eligible Cardmembers by Nations Trust Bank. Cardmember means a holder of an American

More information

Terms and Conditions for HSBC Rewards Programme (April 2015 Edition) 1. HSBC Bank Malaysia Berhad (Company No. 127776 V) will be referred to as HSBC.

Terms and Conditions for HSBC Rewards Programme (April 2015 Edition) 1. HSBC Bank Malaysia Berhad (Company No. 127776 V) will be referred to as HSBC. Terms and Conditions for HSBC Rewards Programme (April 2015 Edition) 1. HSBC Bank Malaysia Berhad (Company No. 127776 V) will be referred to as HSBC. 2. This Terms & Conditions for HSBC Rewards Programme

More information

TD Cash & First Class Important Credit Card Terms and Conditions. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases

TD Cash & First Class Important Credit Card Terms and Conditions. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases TD Cash & First Class Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Credit Cards are disclosed below. Additional fees and account terms are described in the

More information

Star One Rewards Program Terms and Conditions

Star One Rewards Program Terms and Conditions www.starone.org Star One Rewards Program Terms and Conditions The Star One Rewards Program ( Program ) is a promotional rewards program offered by Star One Credit Union ("Credit Union") and administered

More information

Bonus Rewards Points Program From CIB. Terms and Conditions

Bonus Rewards Points Program From CIB. Terms and Conditions Bonus Rewards Points Program From CIB Terms and Conditions 1. General: 1.1. Bonus Rewards points program from CIB is a bonus points scheme which rewards you with points on engaging with any of the highlighted

More information

Travel Insurance and Wallet Protection FAQs

Travel Insurance and Wallet Protection FAQs Travel Insurance and Wallet Protection FAQs Credit Card Debit Cards Platinum Elite, Etisalat Platinum & Air Arabia Platinum Smart Saver & Grand Entertainment Card Platinum Debit Cards Issued to MashreqGold,

More information

Credit Cards Emirates NBD Bank PJSC dnata Platinum Credit Card

Credit Cards Emirates NBD Bank PJSC dnata Platinum Credit Card Credit Cards Emirates NBD Bank PJSC dnata Platinum Credit Card Rewards Programme Terms and Conditions These Terms and Conditions stated herein govern the Emirates NBD Bank PJSC dnata Credit Card program

More information

Changes to your Bank of Queensland Credit Card

Changes to your Bank of Queensland Credit Card Changes to your Bank of Queensland Credit Card Contents Page Change of name 3 Interest Repayments 3 Fees and charges 4 Rewards 5 Additional benefits and protections 7 Account features and access 7 Additional

More information

Card Eligibility: To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality and other requirements.

Card Eligibility: To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality and other requirements. TD Cash Rewards Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Cash Rewards SM Credit Card are disclosed below. Additional fees and account terms are described

More information

A program that offers you LAK Points every time you use your AlAhli Credit Card. You will earn points according to the following:

A program that offers you LAK Points every time you use your AlAhli Credit Card. You will earn points according to the following: Dear Wessam Platinum Member, Thank you for choosing NCB as your financial solutions provider, and for choosing the AlAhli Credit Card as your preferred payment card. We are pleased to present to you the

More information

SBI CARD FACTSHEET. An Overview

SBI CARD FACTSHEET. An Overview SBI CARD FACTSHEET An Overview A Leading Issuer of Credit s in India, SBI s, is a joint venture between State Bank of India, the country's oldest and largest bank, and GE Capital. It offers Indian consumers

More information

Standard Chartered Priority Banking

Standard Chartered Priority Banking A world of privileged service, expert solutions & unique benefits Standard Chartered Priority Banking Standard Chartered Priority Banking A world of privileged service, expert solutions & unique benefits

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

Rewards Catalogue. Let your credit card work for you

Rewards Catalogue. Let your credit card work for you Rewards Catalogue Let your credit card work for you DEAR VALUED CUSTOMER, HSBC welcomes you to its Rewards Programme, a unique way to gain access to a wide range of exclusive rewards & enrich your experiences.

More information

Mashreq Salaam Carats Rewards Terms & Condition

Mashreq Salaam Carats Rewards Terms & Condition The following ( Terms and Conditions ) are applicable to the Mashreq Salaam Carats Reward program and the Customer hereby agrees to be bound by these Terms and Conditions. 1. Definitions 1.1. You, your

More information

ANZ Credit Cards Promotion Terms and Conditions (1 November 2015-29 February 2016)

ANZ Credit Cards Promotion Terms and Conditions (1 November 2015-29 February 2016) ANZ Credit Cards Promotion Terms and Conditions (1 November 2015-29 February 2016) 1. The ANZ Credit Cards Promotion (the Credit Cards Promotion ) is open to new-to-bank customers who apply for the ANZ

More information

INDEX. Please click on a section title to go to the respective page WELCOME ON BOARD... 04

INDEX. Please click on a section title to go to the respective page WELCOME ON BOARD... 04 INDEX Please click on a section title to go to the respective page WELCOME ON BOARD... 04 KEY BENEFITS... 05» SAVINGS ON FUEL PURCHASES... 08» EARN FUEL WITH PAYBACK POINTS...08» EXPERIENCE ENTERTAINMENT...

More information

www.butterfieldgroup.com www.caymanairways.com

www.butterfieldgroup.com www.caymanairways.com Butterfield Miles Butterfield Miles Available to Butterfield Visa Gold Credit Card customers Earn free air miles on Cayman Airways by simply using your Butterfield Visa Gold Credit Card! Together, Butterfield

More information

ANZ CashBack. programme guide

ANZ CashBack. programme guide ANZ CashBack programme guide CashBack rewards you for purchases you make with your CashBack card. Using your card CashBack Rewards CashBack rewards you for purchases you make with your CashBack card.

More information

Credit Card - How your ANZ Credit Card works

Credit Card - How your ANZ Credit Card works anz.com/vietnam Item No. SPB004 DATE 01.2013 ANZ Signature Priority Banking Visa Platinum Credit Card - How your ANZ Credit Card works How your ANZ Credit Card works 01/2013 1 2 1-2 ANZ credit cards fulfil

More information

MONTH/YEAR 01 / 12 01 / 15 VALID VALID FROM THRU. Experience life. in true platinum

MONTH/YEAR 01 / 12 01 / 15 VALID VALID FROM THRU. Experience life. in true platinum 4377 VALID FROM MONTH/YEAR VALID 01 / 12 01 / 15 THRU Experience life in true platinum True Platinum Accelerated Cash Points Cash Points Earn 5X Cash Points on all your Dining, Departmental Store and International

More information

Hang Seng Commercial Card Benefits Directory

Hang Seng Commercial Card Benefits Directory Contents 1. Important Points to Remember 2. Customer Privileges Better Business Expense Management Financial Flexibility Superior Privileges Membership Rewards Programme Comprehensive Protection 3. Payment

More information

Maybank 2 Cards Reserve American Express Card Privilege Booklet. Humanising Financial Services Across Asia.

Maybank 2 Cards Reserve American Express Card Privilege Booklet. Humanising Financial Services Across Asia. Maybank 2 Cards Reserve American Express Card Privilege Booklet Humanising Financial Services Across Asia. The pair that takes you on a luxurious journey of travel We thank you in choosing Maybank 2 Cards

More information

One Signature. Many Privileges.

One Signature. Many Privileges. One Signature. Many Privileges. Discover the power of Your new Signature Card Signature Welcome Your Signature welcomes you with an exclusive gift Signature Gift Value (`) e-gift Voucher from Yatra.com

More information

PROGRAM GUIDE: Restaurant and Food Service Industry

PROGRAM GUIDE: Restaurant and Food Service Industry PROGRAM GUIDE: Restaurant and Food Service Industry The following pages have documents that will help get your merchants ready to start their new loyalty program. The FAQ's are helpful for merchants when

More information

ICICI Bank. Credit Card MEMBERSHIP GUIDE

ICICI Bank. Credit Card MEMBERSHIP GUIDE ICICI Bank Credit Card MEMBERSHIP GUIDE WELCOME ABOARD...03 FEES & PRIVILEGES...04 EXPERIENCE ENTERTAINMENT...05 CULINARY TREATS... 06 AIRPORT LOUNGE ACCESS...07 REWARDS POWERED BY PAYBACK... 08 NETWORK

More information

PURCHASE REWARDS FREQUENTLY ASKED QUESTIONS

PURCHASE REWARDS FREQUENTLY ASKED QUESTIONS PURCHASE REWARDS FREQUENTLY ASKED QUESTIONS Purchase Rewards is an added benefit now available on your AFCU checking account. By using Online Banking and your American First Visa Debit card you will get

More information

+ Credit Cards & Personal Loans + Lending a hand when you need it.

+ Credit Cards & Personal Loans + Lending a hand when you need it. + Credit Cards & Personal Loans + Lending a hand when you need it. Banking that is truly rewarding. Shouldn t banking be a rewarding experience? We think so. With Align s CURewards, automatically earn

More information

ANZ Credit Card Frequently Asked Questions

ANZ Credit Card Frequently Asked Questions ANZ Credit Card Frequently Asked Questions January 2013 CARD FEATURES What are the main features of the new ANZ Credit Card? features including, up to 45 days interest free, acceptance at over 30 million

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Contents Page 1. Definitions 2 Chapter One 2. Participation

More information

ICICI BANK PLATINUM CHIP CREDIT CARD

ICICI BANK PLATINUM CHIP CREDIT CARD ICICI BANK PLATINUM CHIP CREDIT CARD MEMBERSHIP GUID GUIDE INDEX Please click on a section title to go to the respective page WELCOME ON BOARD...02 ENJOY A WORLD OF BENEFITS... 03» EARN REWARDS EVERYTIME

More information

PIN reset. Al Rajhi Bank is always looking forward to support his customers by providing them the

PIN reset. Al Rajhi Bank is always looking forward to support his customers by providing them the Content Subject Page 1 PIN reset 3 1 - a Log in to Al Mubasher (online banking) 4 1 - b Insert the received OTP 4 1 - c Choose PIN 5 1 - d Choose PIN RESET 5 1 - e Choose the required card to be PIN reseted

More information

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Terms and Conditions Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Effective Date: July 2014 Table of Contents 1. Meaning of Words...

More information

HSBC Premier Debit Card User Guide. 13 N Bangkok, Thailand

HSBC Premier Debit Card User Guide. 13 N Bangkok, Thailand HSBC Premier Debit Card User Guide 13 N Bangkok, Thailand Congratulations on receiving the HSBC Premier Debit Card for access to your HSBC account. Enjoy the convenience of shopping online, over the phone

More information

Make the most of your credit card

Make the most of your credit card BMIBank/BH/RET/CC Gold & Classic/LEAFLET/13-03-2013 Make the most of your credit card Licensed and regulated as a conventional Retail Bank by the Central Bank of Bahrain 17 508080 bmibank.com.bh Express

More information

Standard Chartered 360 Rewards Programme

Standard Chartered 360 Rewards Programme Standard Chartered 360 Rewards Programme 1. The programme at a glance 1.1 You can earn 360 Rewards Points (also referred to as points throughout these terms) under this 360 Rewards programme when you use

More information

Karur Vysya Bank-SBI Platinum Credit Card. Experience life. in true platinum

Karur Vysya Bank-SBI Platinum Credit Card. Experience life. in true platinum Karur Vysya Bank-SBI Platinum Credit Card Experience life in true platinum True Platinum Accelerated Cash Points Earn 5X Cash Points on all your Dining, Departmental Store and International Spends Welcome

More information

TERMS AND CONDITIONS GOVERNING OCBC 365 CREDIT CARD CASHBACK PROGRAMME

TERMS AND CONDITIONS GOVERNING OCBC 365 CREDIT CARD CASHBACK PROGRAMME TERMS AND CONDITIONS GOVERNING OCBC 365 CREDIT CARD CASHBACK PROGRAMME The following terms and conditions and any other rules, procedures or instructions which we may issue from time to time (collectively

More information

How We Will Calculate Your Balance: We use a method called Average Daily Balance (including Current Transactions).

How We Will Calculate Your Balance: We use a method called Average Daily Balance (including Current Transactions). TD Easy Rewards Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Easy Rewards SM Credit Card are disclosed below. Additional fees and account terms are described

More information

Schedule of Fees. adcb.com. Consumer Banking. Including Etihad Guest Above Cards

Schedule of Fees. adcb.com. Consumer Banking. Including Etihad Guest Above Cards Schedule of Fees Consumer Banking Including Etihad Guest Above Cards adcb.com ADCBEYSOF/Ver01/July 2010 SCHEDULE OF FEES Account opening amount Current Account Savings Account Call Account AED AED1000

More information

your guide to your new BOQ Credit Card

your guide to your new BOQ Credit Card your guide to your new BOQ Credit Card Contents A card that you will love 1 Getting started 2 Flexible banking at your fingertips 3 Platinum Visa card 4 Blue Visa card 6 Low Rate Visa card 7 BOQ Rewards

More information

Open a Pelican Visa Credit Card today & earn DOUBLE POINTS on balance transfers! *

Open a Pelican Visa Credit Card today & earn DOUBLE POINTS on balance transfers! * Open a Pelican Visa Credit Card today & earn DOUBLE POINTS on balance transfers! * The more you transfer, the bigger the awards. earn up to 30,000 points per month minimum transfer of only $100 Apply Now!

More information

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts CREDIT CARDS AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts We all have different plans in life. Your personal finances, your way. At Bank of Melbourne, our commitment to you starts with

More information

ready, steady, take off

ready, steady, take off ready, steady, take off Welcome to your Airpoints credit card All the key information you need to know about your Air New Zealand Airpoints Platinum MasterCard. Important information Your Air New Zealand

More information

We, Us and Our means Citibank Berhad (297089-M) its successors-in-title or assigns.

We, Us and Our means Citibank Berhad (297089-M) its successors-in-title or assigns. Citibank Rewards Program Terms & Conditions This Citibank Rewards Program Terms and Conditions governs the entitlement of Citibank Credit Card customers and Debit & ATM Cardholders (including those issued

More information

FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012

FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012 FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012 GENERAL PROGRAM QUESTIONS What is City National Rewards? What is ScoreCard? How do I enroll

More information

Get in touch. Personal banking support for your personal economy

Get in touch. Personal banking support for your personal economy Get in touch Visit HSBC s Premier Centre Call 1300 131 605 or +61 2 9005 8114 (overseas), Monday Friday, 8am 8pm (AEST) hsbcpremier.com.au Personal banking support for your personal economy Issued by HSBC

More information

8. 4 BookMyShow e-vouchers on 1 transaction of Rs. 1000 for select Kotak Signature Credit Cardholders

8. 4 BookMyShow e-vouchers on 1 transaction of Rs. 1000 for select Kotak Signature Credit Cardholders Kotak Offers Terms & Conditions 1. 2 BookMyShow WinPins on minimum 3 transactions with Royale credit card (18 th to 20 th September 2015) 2. 5% Cashback on Fuel for select Urbane Credit Cardholders (5

More information

Mortgage Choice Platinum Card

Mortgage Choice Platinum Card Mortgage Choice Platinum Card Rewards Program Terms and Conditions Effective December 2014 Contents 1. When do these Terms and Conditions apply to me? 4 2. How does the Mortgage Choice Platinum Card Rewards

More information

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards BENEFIT SUMMARY Platinum Plus Business Rewards Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures, you re

More information

HSBC s Credit Card Rewards Program. Terms and Conditions HSBC Classic Credit Card and HSBC Platinum Credit Card

HSBC s Credit Card Rewards Program. Terms and Conditions HSBC Classic Credit Card and HSBC Platinum Credit Card HSBC s Credit Card Rewards Program Terms and Conditions HSBC Classic Credit Card and HSBC Platinum Credit Card As at 1 March 2014 Rewards Plus Program The meaning of words printed like this and some other

More information

Copyright 2015 Mobilink Business. All rights reserved.

Copyright 2015 Mobilink Business. All rights reserved. Mobilink One Copyright 2015 Mobilink Business. All rights reserved. Unless otherwise indicated, all materials on these pages are copyrighted by Mobilink Business. All rights reserved. No part of these

More information

The value of each i-mint point is assumed as 30 paise worth of gifts you can chose from i-mint reward catalogue.

The value of each i-mint point is assumed as 30 paise worth of gifts you can chose from i-mint reward catalogue. ICICI Bank Instant Gold Credit Card You earn 1 i-mint reward for every Rs 100 spent on this card. The value of each i-mint point is assumed as 30 paise worth of gifts you can chose from i-mint reward catalogue.

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

Other Savings Account

Other Savings Account Other DECLARATION AND TERMS & CONDITIONS Nature of Guardianship Natural Legal (please furnish copy of court order) Note: In case of Junior Account, guardian(s) shall be the signatory with signature requirements

More information

Alfursan Membership Guide

Alfursan Membership Guide Alfursan Membership Guide Contents Welcome to Alfursan 1. Welcome to Alfursan 02 Welcome to the membership program that is globally rewarding. 2. 3. 4. Alfursan Rewards and Recognitions SkyTeam Global

More information

FRANCHISE INFORMATION

FRANCHISE INFORMATION FRANCHISE INFORMATION LETTER FROM OUR CEO 51 PRODUCTS 15 COUNTRIES 10,000 MERCHANT PARTNERS Welcome to the s products are available in two formats a printed franchise guide and thank you for book or an

More information

Alfursan Membership Guide VER 2.0 - NOV 2012

Alfursan Membership Guide VER 2.0 - NOV 2012 VER 2.0 NOV 2012 Alfursan Membership Guide Contents Welcome to Alfursan Alfursan Rewards and Recognitions SkyTeam Global Alliance Alfursan Membership Tiers Alfursan Membership Benefits Earning Miles a.

More information

Wealth Management. Yellow Brick Road. Rewards Program Terms and Conditions

Wealth Management. Yellow Brick Road. Rewards Program Terms and Conditions Wealth Management Yellow Brick Road Rewards Program Terms and Conditions Effective July 2013 Contents 1. When do these Terms and Conditions apply to me? 3 2. How does the Yellow Brick Road Credit Cards

More information

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard.

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. WELCOME Citi Dividend World MasterCard Cash Back. Security. Convenience. SMART A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. Here s how it works: Earn at least

More information

WorldPoints Rewards Program Rules

WorldPoints Rewards Program Rules WorldPoints Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill. Your rewards at a

More information

Yellow Brick Road Empower Platinum Card

Yellow Brick Road Empower Platinum Card Yellow Brick Road Empower Platinum Card Features and Benefits Welcome Contents Using and managing your card 2 Rewards 4 Security 6 Your MasterCard Benefits 8 Terms and Conditions 11 Welcome to your new

More information

HSBC s Credit Card Rewards Program. Terms and conditions HSBC Premier World MasterCard

HSBC s Credit Card Rewards Program. Terms and conditions HSBC Premier World MasterCard HSBC s Credit Card Rewards Program Terms and conditions HSBC Premier World MasterCard Rewards Plus Program The meaning of words printed like this and some other key words is explained at the end of these

More information

Citibank Rewards Card - Offer Terms and Conditions:

Citibank Rewards Card - Offer Terms and Conditions: Citibank Rewards Card - Offer Terms and Conditions: Earn 1 Reward Point on every Rs.125 spent anywhere on your Citibank Rewards Card. The offer is valid only if the Cardmember s Citibank Rewards Card account

More information

All Platinum Business credit cardholders are covered under TRAVEL PROTECT which includes comprehensive Travel Insurance and Wallet Protection

All Platinum Business credit cardholders are covered under TRAVEL PROTECT which includes comprehensive Travel Insurance and Wallet Protection All Platinum Business credit cardholders are covered under TRAVEL PROTECT which includes comprehensive Travel Insurance and Wallet Protection Travel Insurance and Wallet Protection Plan policy shall at

More information

upon request entity(ies). In to these offers. prior notice. which will be the respective airline. Conditions apply and are II. Citi Prestige Credit

upon request entity(ies). In to these offers. prior notice. which will be the respective airline. Conditions apply and are II. Citi Prestige Credit Citi Prestige Credit Card Terms & Conditions All cards are approved at the sole discretion of Citibank N.A. Citi Prestige Program and Citibank Terms and Conditions apply and are subject to change without

More information

Corestone Account Frequently Asked Questions

Corestone Account Frequently Asked Questions Corestone Account Frequently Asked Questions This document will help you answer the most frequently asked questions about Corestone Account. GENERAL... 2 OPERATIONS... 4 REWARDSUITE... 6 FEES... 9 As of

More information

More than managing the everyday, Earth Black provides a range of premium services to help you do more with your time.

More than managing the everyday, Earth Black provides a range of premium services to help you do more with your time. Introducing Earth Black Westpac s most rewarding card. The two credit cards that work as one to provide you with our highest level of rewards, premium travel and lifestyle services. All so you can make

More information

PNB Credit Card Rewards Program Terms and Conditions

PNB Credit Card Rewards Program Terms and Conditions PNB Credit Card Rewards Program Terms and Conditions The PNB Credit Card Rewards Program allows Philippine National Bank (PNB) Credit Cardholders to redeem Rewards in exchange of Rewards Points accumulated

More information

Terms and Conditions Governing UOB PRVI Miles American Express Card ( Terms and Conditions )

Terms and Conditions Governing UOB PRVI Miles American Express Card ( Terms and Conditions ) Terms and Conditions Governing UOB PRVI Miles American Express Card ( Terms and Conditions ) 1. Bonus UNI$ (i) UOB PRVI Miles American Express Cardmembers (the Cardmember ) will earn UNI$ for all their

More information

Credit Card Rewards. Earn points toward dream vacations, merchandise, gift cards, cash back and more. Start earning your rewards today!

Credit Card Rewards. Earn points toward dream vacations, merchandise, gift cards, cash back and more. Start earning your rewards today! Credit Card Rewards Earn points toward dream vacations, merchandise, gift cards, cash back and more Start earning your rewards today! CHOOSE YOUR OWN REWARDS Use your credit card and earn rewards points

More information

Credit Card Reward Program's Terms and Conditions

Credit Card Reward Program's Terms and Conditions Credit Card Reward Program's Terms and Conditions Those Terms and Conditions for Card Reward Program shall be read in conjunction with the terms applicable on the issuance and the use of Visa and Master

More information

New Partner: The Ritz-Carlton Participation in Marriott Rewards. Questions & Answers to Respond to Guest Questions

New Partner: The Ritz-Carlton Participation in Marriott Rewards. Questions & Answers to Respond to Guest Questions New Partner: The Ritz-Carlton Participation in Marriott Rewards Questions & Answers to Respond to Guest Questions About Marriott Rewards and The Ritz Carlton How does The Ritz Carlton participate with

More information

ANZ Travel Promotion: Fly for Free on Business Class Terms and Conditions

ANZ Travel Promotion: Fly for Free on Business Class Terms and Conditions Travel Promotion: Fly for Free on Business Class Terms and Conditions 1. Promotion Period, Eligibility and Qualifying Spend 1.1 The promotion period ( Promotion Period ) is the period from 20 July 2015

More information

Get the double power of cashback and reward points on fuel purchases.

Get the double power of cashback and reward points on fuel purchases. ICICI Bank HPCL Credit Card Get the double power of cashback and reward points on fuel purchases. Please click on a section title to go to the respective page WELCOME ON BOARD...03 KEY BENEFITS...05» SAVINGS

More information

CitiFolio. Terms and Conditions

CitiFolio. Terms and Conditions CitiFolio Terms and Conditions October 19, 2014, changes are coming to the Citi Prestige Card. Soon the Citi Prestige Card benefits will be changing. Some existing benefits will no longer be offered, but

More information

Terms and Conditions. 1. 5% Cash back with SpiceJet SBI Card. 2. Rs. 500 SpiceJet Discount Voucher

Terms and Conditions. 1. 5% Cash back with SpiceJet SBI Card. 2. Rs. 500 SpiceJet Discount Voucher 1. 5% Cash back with SpiceJet SBI Card Terms and Conditions a. The SBI Card Offer ( Offer ) from SBI Cards & Payment Services Private Ltd. ( SBICPSL ) is open to select residents of India holding a valid

More information

AmaZing Cash FAQs. About the Program

AmaZing Cash FAQs. About the Program AmaZing Cash FAQs About the Program 1. How does the AmaZing Cash program work? The AmaZing Cash program comes automatically with the AmaZing Cash Credit Card and the AmaZing Cash Signature Card. It is

More information

Arab Bank Cards User Guide

Arab Bank Cards User Guide Arab Bank Cards User Guide 4600900 arabbank.jo A card to suit every lifestyle Coming to you from the largest Arab banking network, Arab Bank Cards entitle you to a host of benefits designed to offer you

More information

Welcome to the American Express Corporate Card Program Cardmember Benefits and Services

Welcome to the American Express Corporate Card Program Cardmember Benefits and Services CORPORATE SERVICES EXPENSE MANAGEMENT SOLUTIONS Welcome to the American Express Corporate Card Program Cardmember Benefits and Services Contents Welcome to the advantages of the American Express Corporate

More information

Terms and Conditions for Jet Airways ICICI Bank Co-Brand Credit Cards: Joining/Annual Fees: Joining/Renewal Benefits: Exception:

Terms and Conditions for Jet Airways ICICI Bank Co-Brand Credit Cards: Joining/Annual Fees: Joining/Renewal Benefits: Exception: Terms and Conditions for Jet Airways ICICI Bank Co-Brand Credit Cards: Joining/Annual Fees: Joining Fees will be charged in the first month s Credit Card statement upon booking of your Credit Card and

More information

NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION

NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION BUSINESS REWARDS Online Members with NFO access may view their BUSINESS REWARDS point history and redeem points on navyfederal.org 24 hours a day

More information

January 2009. Q Rewards Terms and Conditions

January 2009. Q Rewards Terms and Conditions January 2009 Q Rewards Terms and Conditions 2 Contents Page 1. Definitions 4 2. Participation 4 3. Accumulation of Reward Points 4 4. Duration and Loss of Reward Points 5 5. Reward Redemption 6 6. Fast

More information

COMPARISON BETWEEN LLOYDS AND HSBC BANK PRODUCTS AND SERVICES

COMPARISON BETWEEN LLOYDS AND HSBC BANK PRODUCTS AND SERVICES COMPARISON BETWEEN LLOYDS AND HSBC BANK PRODUCTS AND SERVICES This booklet is intended as a guide only and its contents should not be relied upon by customers. In the event of a conflict between this

More information

A rewarding experience just for you.

A rewarding experience just for you. BENEFITS GUIDE Signature RBC Rewards Visa card A rewarding experience just for you. Great rewards start with your Signature. Thank you for choosing the Signature RBC Rewards Visa card. Now you can enjoy

More information