MOBILE APPS FOR WEALTH MANAGEMENT
|
|
- Anis Harvey
- 7 years ago
- Views:
Transcription
1 1 MOBILE APPS FOR WEALTH MANAGEMENT Innovation Leaders and Innovation Laggards BENCHMARKING BEST PRACTICES STRATEGY Report Extract Original Report with 240 pages plus comprehensive data appendix June 2015 MyPrivateBanking Report 3 rd edition
2 MOBILE APPS FOR WEALTH MANAGEMENT CONTENTS TABLE OF CHARTS EXECUTIVE SUMMARY RANKING METHODOLOGY SELECTION OF BANKS AND APPS USE CASES AS A GUIDELINE EVALUATION PROCEDURE STRATEGY THE DRIVERS OF CHANGE IN HNW CLIENTS MOBILE AND DIGITAL BEHAVIOR TECHNOLOGY-DRIVEN HIGH-NET-WORTH CLIENTS IN A CONSERVATIVE BANKING WORLD HOW RAPID TECHNOLOGY DEVELOPMENT IS CHANGING USER BEHAVIOR WEARABLE DEVICES A NEW GENERATION OF MOBILE TECHNOLOGY WILL CHANGE MOBILE BANKING CHANGE OF COMPETITIVE DYNAMICS: NEW ROBO-ADVISORS AND THE AUTOMATION OF WEALTH MANAGEMENT ELEMENTS OF A MOBILE STRATEGY CRITICAL FUNCTIONS SUMMARY OF FINDINGS IOS AS THE LEADING OPERATING SYSTEM IS THE DRIVER OF SMARTWATCH APPS TRADING STILL A STEPCHILD FOR WEALTH MANAGEMENT APPS APP STORES STILL REMAINING SILENT ON SECURITY WEALTH MANAGEMENT APPS FAIL TO ADDRESS HNW CLIENTS INFORMATIONAL NEEDS WEALTH MANAGEMENT APPS STILL RELY MAINLY ON BASIC CONTACT OPTIONS WEALTH MANAGEMENT APPS EXCEL THROUGH SUPPORT FEATURES SOCIAL MEDIA INTEGRATION STILL IGNORED BY THE MAJORITY 56
3 MOBILE APPS FOR WEALTH MANAGEMENT THE TOP FIVE STANDALONE APPS PROFILES ABN AMRO BARCLAYS BNP PARIBAS BNY MELLON CHARLES SCHWAB CITI PRIVATE BANK COUTTS CREDIT SUISSE DANSKE BANK DBS DEUTSCHE BANK FNB GOLDMAN SACHS HSBC HYPOVEREINSBANK ING INVESTEC J.P. MORGAN JULIUS BAER MERRILL LYNCH MORGAN STANLEY RBC SOCIÉTÉ GÉNÉRALE STANDARD CHARTERED TD BANK UBP UBS UNICREDIT VONTOBEL WELLS FARGO BEST PRACTICES: THE BEST 15 MOBILE APPLICATION FEATURES CORE FUNCTIONS 224 EXCELLENT INTERACTIVE CHARTS FOR PORTFOLIO ANALYSIS: BNP PARIBAS 224 PORTFOLIO STRESS -TESTING TOOL: XXX 225 COMPREHENSIVE INFORMATION TO SUPPORT TRADING: XXX MARKETING AND CUSTOMER RETENTION 227 INTERACTIVE AND EDUCATIONAL GAME: XXX 227 DYNAMIC FINANCIAL PLANNING TOOL ENRICHING USER EXPERIENCE: XXX 228 UNIQUE FEEDBACK REQUEST: XXX 229 EXCELLENT SIMULATOR AND EDUCATIONAL TOOL: XXX 230
4 MOBILE APPS FOR WEALTH MANAGEMENT CONTACT AND COMMUNICATION FEATURES 231 EXEMPLARY CONTACT OPTIONS: XXX 231 SECURE INTEGRATED MESSAGING FUNCTION: XXX 232 DISCUSS RESEARCH ARTICLES WITH AN EXPERT: XXX SUPPORT FEATURES 234 OUTSTANDING PERSONALIZATION FEATURES: XXX 234 COMPREHENSIVE SUPPORT FUNCTIONS: XXX INNOVATIVE APPROACHES AND FEATURES 236 DYNAMIC MENU DESIGN: XXX STRATEGY 237 EXEMPLARY INTEGRATION OF DEDICATED SOCIAL MEDIA: XXX 237 EFFICIENT INTEGRATION OF APPS: XXX AUTHORS DISCLAIMER 240 IMPORTANT NOTICE AND DISCLAIMERS: 240
5 MOBILE APPS FOR WEALTH MANAGEMENT TABLE OF CHART Criteria weighting in the 2015 report Comparison of criteria category weightings (2014 vs. 2015) Survey respondents most regularly used electronic devices by age segment Survey respondents most regularly used electronic devices by age segment Locations/situations where survey respondents use their mobile devices for financial matters by wealth segment Communication features survey respondents use most to communicate with their financial advisor User comments for the Credit Suisse Private Banking Switzerland app (Google Play store) Global mobile data traffic growth (source: Cisco 2015) Drivers of mobile app usage (source: Cisco 2015) The Schwab Mobile app for Apple Watch The BNP Paribas Mes Comptes app for Android Wear The Deutsche Bank Meine Bank app for Apple Watch App performance for critical functions in % of maximum achievable points Availability of mobile apps for different operating systems in % of maximum possible points Core functions for clients in % of maximum possible points Security and privacy features in % of maximum achievable points Customer retention and marketing in % of maximum possible points Contact and finding the bank in % of the maximum possible points Technical features and support in % of maximum possible points Strategy and navigation in % of maximum possible points The top five standalone apps for Criteria coverage of the ABN AMRO (MeesPierson) apps Criteria coverage of the Barclays apps Criteria coverage of the BNP Paribas apps Criteria coverage of the BNY Mellon apps Criteria coverage of the Charles Schwab apps Criteria coverage of the Citi Private Bank apps Criteria coverage of the Coutts apps Criteria coverage of the Credit Suisse apps Criteria coverage of the Danske Bank apps Criteria coverage of the DBS apps Criteria coverage of the Deutsche Bank apps Criteria coverage of the FNB apps
6 MOBILE APPS FOR WEALTH MANAGEMENT Criteria coverage of the Goldman Sachs apps Criteria coverage of the HSBC apps Criteria coverage of the HVB apps Criteria coverage of the ING apps Criteria coverage of the Investec app Criteria coverage of the J.P. Morgan apps Criteria coverage of the Julius Baer apps Criteria coverage of the Merrill Lynch apps Criteria coverage of the Morgan Stanley apps Criteria coverage of the RBC apps Criteria coverage of the Société Générale apps Criteria coverage of the Standard Chartered apps Criteria coverage of the TD Bank apps Criteria coverage of the UBP apps Criteria coverage of the UBS apps Criteria coverage of the UniCredit apps Criteria coverage of the Vontobel apps Criteria coverage of the Wells Fargo apps App: XXX portfolio analysis screen App: XXX portfolio benchmarking screen App: XXX Quotes tool screen App: XXX The housing collapse screen App: XXX - Personal Financial Assistant screen App: XXX entry screen App: XXX InvestmentFinder tool App: XXX video presentation of the app on the website App: XXX Bankmail messaging screen App: XXX: Asian Insights screens with dedicated contact options App: XXX - Features store screen App: XXX portfolio overview screen and over layer support screen App: XXX spinning wheel dashboard App: XXX Twitter Updates screen App: XXX entry screen providing access to integrated apps
7 MOBILE APPS FOR WEALTH MANAGEMENT EXTRACT OF EXECUTIVE SUMMARY (Executive summary in full report) Global universal banks and wealth managers have made little progress over the last year in offering exclusive mobile apps to their high-net-worth clientele. Only 63% provide their wealthy clients with one or more mobile apps that cater specifically and exclusively for the needs of HNW clients. In 2014, this figure was the same. These are key findings of the new report Mobile Apps for Wealth Management 2015 Innovation Leaders and Innovation Laggards for which MyPrivateBanking Research analyzed and ranked, in total, more than 70 mobile apps of 30 leading wealth managers worldwide. The research shows that there are innovation leaders but also a significant group of innovation laggards among the global leaders in wealth management. Ten banks out of 30 achieved more than two thirds of the possible points in the MyPrivateBanking ranking of wealth managers mobile app portfolios. But there are also nine banks that earned only half or less of the possible points. The report identifies a select group of wealth managers and banks that are in fact performing extremely well in addressing the mobile needs of their high-net-worth clients. The winner of this year s ranking of the best mobile app portfolios for high-net-worth individuals is BNP Paribas, with an overall score of 65 out of a maximum of 80 points. The French bank is followed by Credit Suisse and the Royal Bank of Canada, both scoring 61 points and sharing the second rank. RBC has improved by 19 ranks compared to the 2014 survey. Deutsche Bank, FNB, and Société Générale share the fourth place in the overall ranking with a total score of 59 points each. It is noteworthy that Coutts is the only pure play wealth manager making it into the top 10, with other private banks even further down in the ranking. Despite the fact that mobile devices are more popular among high-net-worth individuals than PCs and notebooks, banks are still focusing their mobile strategies mainly on their retail clients. Banks have not yet fully grasped that their wealthy clients are eager, ready and sophisticated users of mobile devices, especially when it comes to financial matters Apart from the fact that high-net-worth clients are still underserved with specific mobile apps, the report reveals more important trends, namely: Portfolio analysis and security trading remain the pariahs of banks mobile services. On average, the banks achieved only 61% of the maximum points for offering portfolio analysis via their mobile apps; an even lower share of 53% provides their clients with security trading features. These numbers remain almost unchanged from Highest security standards are still not a top priority for many global banks and wealth managers. Only 40% of banks use the app store to inform clients about security, and only two thirds of the tested apps include security disclosures. MyPrivateBanking finds these data somewhat shocking, given the endemic and wellpublicized threats from hackers, fraudsters and data manipulation that high-networth clients are facing today.
8 MOBILE APPS FOR WEALTH MANAGEMENT The use of innovative features and intelligent tools remains low. Only 15% of the wealth managers make use of innovative technology such as convenient and secure fingerprint authentication, voice control, or contextualization, which are all now available in the latest versions of mobile operating systems. Apple Watch is gaining ground. It is reassuring to see some positive developments: four banks have already developed their own Apple Watch (or Android Watch) mobile apps. Many more have announced that they will publish their own watch apps within the coming weeks and months. As mobile touch points are now the number one interface for wealthy clients, mobile technology has become the main battleground for disruptive innovations. Wealth Managers offering one high-quality and comprehensive mobile app to their clients will gain major advantages over their competitors. In the long run this competitive advantage will be a matter of survival for all banks competing in today s fast changing digital environment. Therefore, the MyPrivateBanking report recommends that banks and wealth managers scrutinize their mobile strategies very closely and consider making the following critical changes: Offer one exclusive and comprehensive app specifically for your high-networth clients now! Wealthy clients have specific needs with regard to mobile features and content. Some of the retail apps may also be helpful for HNW clients, but every private bank and wealth manager should offer at least one exclusive core app. Place a laser-beam focus on security requirements. Any breach of security and privacy can irrevocably damage your reputation with high-net-worth clients. Set a specific focus on client education and information beyond providing full 2-factor authentication and different levels of intelligent fraud protection. Consider biometrical access mechanisms. Make using your apps an exciting experience through the use of innovative and intelligent features. Today s mobile operating systems offer the potential to wow users with features and tools that go far beyond simple transactions and information features. Examples are voice control, context-specific client loyalty programs (e.g. shopping vouchers powered by location data), simulation tools, risk assessment, portfolio rebalancing, portfolio optimization features, etc.
9 MOBILE APPS FOR WEALTH MANAGEMENT RANKING Rank 2015 Rank 2014 Wealth manager Total points (max. 80 points) Availability of apps (7) Core functions (12) Security and privacy (8) Customer retention and marketing (17) Contact/finding the bank (10) Technical features/support (12) Strategy and navigation (12) Best practices (2) 1 3 BNP Paribas RBC Credit Suisse n/a
10 MOBILE APPS FOR WEALTH MANAGEMENT Rank 2015 Rank 2014 Wealth manager Total points (max. 80 points) Availability of apps (7) Core functions (12) Security and privacy (8) Customer retention and marketing (17) Contact/finding the bank (10) Technical features/support (12) Strategy and navigation (12) Best practices (2) 15 n/a n/a n/a n/a n/a Average points
11 MOBILE APPS FOR WEALTH MANAGEMENT METHODOLOGY 3.1 SELECTION OF BANKS AND APPS This study analyzes the apps of 30 leading private banks and wealth managers that offer apps for their private clients. 3.2 USE CASES AS A GUIDELINE The criteria were derived from use cases defined on the basis of years of research in this field, including, for example, regular in-depth interviews with wealth managers and comprehensive surveys aimed at profiling today s digital use patterns of high-net-worth clients (for more information, see here). Grouping the representative user profiles reflecting user preferences and concerns played an important role in the weighting of the criteria. Use case User group Objective Portfolio information Existing clients See an overview of one s investments and/or portfolio analysis (asset allocation, performance over time)
12 MOBILE APPS FOR WEALTH MANAGEMENT EVALUATION PROCEDURE Two analysts evaluated each app independently of each other at an interval of four weeks to minimize the possibility of faults due to subjective points of view and accidental network problems at a certain point in time. Given the quantity of information that had to be analyzed, the possibility of not finding all the information in individual cases cannot be ruled out. The evaluation was done on the basis of 53 different criteria that were divided into eight main categories. Care was taken to keep the definition and allocation of points as free as possible from all subjective influences, thus ensuring a high level of objectivity in the benchmarking process. In addition to the apps themselves, other sources of information were also included in the analysis: user feedback and ratings in the app stores (Apple, Android), screenshots from the major app stores (itunes, Google Play, Windows Phone and BlackBerry), information from the banks websites (often the banks displayed additional information about their apps on their websites such as the privacy policy, FAQs or a video tutorial), and occasionally other sources such as Twitter feeds, blogs, etc. Determining the criteria In this study, the main evaluation criterion for the apps was the extent to which they fulfill the use cases described above, from the point of view of various user segments. We measured usability in terms of eight overarching parameters: Availability of mobile apps Core functions for clients Security and privacy Content and features for customer retention and marketing Contact and finding the bank Technical features and support Strategy and navigation Best practices In the following, the parameters for each criterion are described in detail, including the maximum achievable points. In comparison to last year s report, there have been some changes in our rating scheme. Availability of mobile apps (maximum 7 points) Core functions for clients (maximum 12 points) Security and privacy (maximum 8 points)
13 MOBILE APPS FOR WEALTH MANAGEMENT Content and features for customer retention and marketing (maximum 17 points) Contact and finding the bank (maximum 10 points) Technical features and support (maximum 12 points) Strategy and navigation (maximum 12 points) Best practices (maximum 2 points) In this year s evaluation, we decided to follow a stricter approach and check supplementary apps only for certain criteria that do not have to be fulfilled by core apps. For instance, supplementary apps could not score for basic features like contact options or payment functions. The following table gives an overview of the criteria and the type of app by which they can be met:
14 MOBILE APPS FOR WEALTH MANAGEMENT STRATEGY
15 MOBILE APPS FOR WEALTH MANAGEMENT SUMMARY OF FINDINGS
16 MOBILE APPS FOR WEALTH MANAGEMENT THE TOP FIVE STANDALONE APPS Rank Wealth Manager Name of app Total points The top five standalone apps for 2015
17 MOBILE APPS FOR WEALTH MANAGEMENT PROFILES ( more in full report, page 59 to 224)
18 MOBILE APPS FOR WEALTH MANAGEMENT BEST PRACTICES: THE BEST 15 MOBILE APPLICATION FEATURES ( more in full report, page 225 to 238)
19 MOBILE APPS FOR WEALTH MANAGEMENT AUTHORS Steffen Binder, Managing Director and co-founder of MyPrivateBanking Research. Steffen is Head of Research and oversees the research agenda and analyst teams. He is responsible for creating and developing powerful concepts and relevant content to help our clients navigate a rapidly changing digital environment. As a regular speaker at finance and technology industry events around the globe, Steffen is frequently quoted by leading business media such as the Wall Street Journal, Handelsblatt and the Financial Times. Prior to this, Steffen was Managing Director of Forrester Germany, Switzerland and Austria. He came to Forrester through its acquisition of Forit GmbH, a leading European technology research company, of which he was also a co-founder. Prior to that, Steffen was a partner at Monitor Company (Strategy Consulting). He holds Master s Degrees in Organizational Behavior from Rutgers University (USA) and in Public Administration from the University of Konstanz (Germany). Carmela Melone, Analyst, specializes in research in the fields of social media for wealth management and mobile apps for financial advisors. Her specific areas of interest are in software benchmarking, channel strategy and online security. Prior to this, she worked at an exchange platform for intellectual property rights, responsible for the digital media marketing strategy. Carmela has a Bachelor s degree in International Economics and European Studies from the University of Tübingen (Germany). Roxana Palade, Analyst, specializes in research in the fields of mobile apps for wealth management and online presences of wealth managers. Her specific interest are in the areas of Web 2.0 technologies, vendor management and data mining. Roxana has held a number of research positions in business and academia in Germany, India and Romania. She has a Master s Degree in British and American Studies from the University of Konstanz (Germany) and a Master s Degree in Literature from the Alexandru Ioan Cuza University, lasi (Romania).
20 MOBILE APPS FOR WEALTH MANAGEMENT DISCLAIMER IMPORTANT NOTICE AND DISCLAIMERS: No Investment Advice This report is not an offer to sell or the solicitation of an offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This report is distributed for informational purposes only and should not be construed as investment advice or a recommendation to sell or buy any security or other investment, or undertake any investment strategy. It does not constitute a general or personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual investors. The price and value of securities referred to in this report will fluctuate. Past performance is not a guide to future performance, future returns are not guaranteed, and a loss of all of the original capital invested in a security discussed in this report may occur. Certain transactions, including those involving futures, options, and other derivatives, give rise to substantial risk and are not suitable for all investors. Disclaimers There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information set forth in this report. MyPrivateBanking GmbH will not be liable to you or anyone else for any loss or injury resulting directly or indirectly from the use of the information contained in this report, caused in whole or in part by its negligence in compiling, interpreting, reporting or delivering the content in this report. Copyright MyPrivateBanking GmbH s Products are the property of MyPrivateBanking GmbH, Switzerland, and are protected by Swiss and international copyright law and other intellectual property laws. Customers are prohibited to copy, forward or store MyPrivateBanking Products outside of the legal entity that has made the purchase. MyPrivateBanking GmbH Konstanzerstrasse 60 CH-8274 Tägerwilen, Switzerland Tel For our latest reports please check:
SOCIAL MEDIA FOR BANKING AND WEALTH MANAGEMENT 2014
1 SOCIAL MEDIA FOR BANKING AND WEALTH MANAGEMENT 2014 THE GAP IS WIDENING Report Extract Original Report with 171 pages plus comprehensive data appendix December 2014 MyPrivateBanking Report 4 th edition
More informationMOBILE APPS FOR WEALTH MANAGEMENT
MOBILE APPS FOR WEALTH MANAGEMENT THE NEXT LEVEL OF DIGITAL SERVICE: PERSONALIZED APPS FOR YOUR MOST VALUABLE CLIENTS Data Analysis Implications Learnings May 2016 Report Extract Original Report with 179
More informationMOBILE APPS FOR WEALTH MANAGEMENT
1 MOBILE APPS FOR WEALTH MANAGEMENT Benchmarking - Best Practices - Strategies Report Extract Original Report with 203 pages plus comprehensive data appendix July 2013 MOBILE APPS FOR WEALTH MANAGEMENT
More informationSOCIAL MEDIA FOR WEALTH MANAGEMENT: THE TRAIN IS LEAVING
1 SOCIAL MEDIA FOR WEALTH MANAGEMENT: THE TRAIN IS LEAVING Benchmarking Best Practices Strategy Report Extract Original Report with 190 pages plus comprehensive data appendix December 2013 MyPrivateBanking
More informationSOCIAL MEDIA FOR WEALTH MANAGEMENT
SOCIAL MEDIA FOR WEALTH MANAGEMENT Benchmarking Best Practices - Strategy DECEMBER 2012 MYPRIVATEBANKING REPORT 2nd Edition: Completely Revised and Enlarged Extract Full report has 160 pages plus comprehensive
More informationROBO-ADVISORS 2.0. How Automated Investing is Infiltrating the Wealth Management Industry. MyPrivateBanking Report 2 nd edition.
1 ROBO-ADVISORS 2.0 How Automated Investing is Infiltrating the Wealth Management Industry Report Extract Original Report with 201 pages plus comprehensive data appendix March 2015 MyPrivateBanking Report
More informationWEBSITES FOR WEALTH MANAGEMENT 2013
1 WEBSITES FOR WEALTH MANAGEMENT 2013 Benchmarking - Best Practices Strategies Report Extract Original Report with 251 pages plus comprehensive data appendix November 2013 Zusatz Zusatz WEBSITES FOR WEALTH
More informationMOBILE APPS FOR BANKING: FROM MULTI-CHANNEL TO MOBILE FIRST
1 MOBILE APPS FOR BANKING: FROM MULTI-CHANNEL TO MOBILE FIRST Benchmarking Best Practices - Strategies Report Extract Original Report with 295 pages plus comprehensive data appendix May 2014, 3rd edition
More informationINVESTORS ATTITUDES TOWARDS ROBO- ADVISORS
INVESTORS ATTITUDES TOWARDS ROBO- ADVISORS EVIDENCE FROM THE US AND THE UK Data - Analysis Implications and Learnings May 2016 Report Extract Original Report with 48 pages Plus full set of US and UK survey
More informationMOBILE APPS FOR BANKING
MOBILE APPS FOR BANKING Benchmarking Best Practices - Strategies NOVEMBER 2011 MYPRIVATEBANKING REPORT Extract Original Report: 228 pages plus 50 pages data appendix CONTENTS 1.0 EXECUTIVE SUMMARY 6 2.0
More informationROBO-ADVISORS: THREATS AND OPPORTUNITIES FOR THE GLOBAL WEALTH MANAGEMENT INDUSTRY
1 ROBO-ADVISORS: THREATS AND OPPORTUNITIES FOR THE GLOBAL WEALTH MANAGEMENT INDUSTRY Report Extract Original Report with 121 pages plus comprehensive data appendices September 2014 MyPrivateBanking Report
More informationMarch 2013. Report Extract. Original Report with 95 pages plus comprehensive vendor data appendix
1 MOBILE APPS FOR FINANCIAL ADVISORS AND WEALTH MANAGERS How Mobile Solutions Will Revolutionize the Relationship Between Financial Advisors and Their Clients Report Extract Original Report with 95 pages
More informationTHE RISE OF CROWDFUNDING
1 THE RISE OF CROWDFUNDING Threats and Opportunities for the Global Wealth Management Industry Report Extract Original Report with 159 pages October 2015 MyPrivateBanking Report THE RISE OF CROWDFUNDING
More informationOperational risk capital: Nowhere to hide
Regulatory November 2014 brief A publication of PwC s financial services regulatory practice Operational risk capital: Nowhere to hide Overview The Basel Committee on Banking Supervision (BCBS) last month
More informationEquity Derivatives and Structured Retail: Success Through Innovation. November 2010
Equity Derivatives and Structured Retail: Success Through Innovation November 2010 Agenda The Royal Bank of Scotland Structured Product Trends Integrated Approach Product Segments Client Engagement Online
More informationTHE WEARABLE HEALTH REVOLUTION
1 THE WEARABLE HEALTH REVOLUTION HOW SMART WEARABLES DISRUPT THE HEALTHCARE SECTOR Report Extract Original Report with 204 pages plus comprehensive data appendixes October 2014 Soreon Research Report 1
More informationInvestment Personality Test
Investment Personality Test Please note: This test is not a substitute for personal consultation and advice. It is meant for informational purpose only. Part 1 Please answer the following questions. Numbers
More informationUnderstand the business, understand the risk Managing risks in Banking IT
Stefan Arn Session specific usage Understand the business, understand the risk Managing risks in Banking IT 15 November 2013 UBS An unrivaled franchise with compelling growth prospects WM businesses Retail
More informationPlatform Brochure Online Support for Your Platform Account. www.capitalplatforms.com
Platform Brochure Online Support for Your Platform Account www.capitalplatforms.com Introduction The Fund Platform provides a solution offering access to an unrivalled choice of offshore mutual funds,
More informationThe Emerging Digital Advisor
The Emerging Digital Advisor Contents The Emerging Digital Advisor...1 About the Study...2 Benefits of Digital Enablement...4 Performance Comparison: Digital vs. Traditional...6 Gaps in Advisor and Client
More informationAsset Management Competitor Tracker, Q3 2009
Brochure More information from http://www.researchandmarkets.com/reports/1124705/ Asset Management Competitor Tracker, Q3 2009 Description: This monthly tracker covers product innovation, customer targeting,
More informationThe Importance of Brand in the Asset Management Industry. Presentation prepared for Financial Services Forum. London, 25 th June 2015.
The Importance of in the Asset Management Industry Presentation prepared for Financial Services Forum. London, 25 th June 2015. 1. How s drive business value The importance of Customer Experience in driving
More informationEquity lending survey 2010
Equity lending survey 2010 r e p r i n t e d f r o m G I / I S F S e p t e m b e r 2 0 1 0 Euromoney Institutional Investor PLC, London 2010 Credit Suisse and State Street are crowned top Borrower and
More informationAlternative Payment and Distribution Landscape: Airline Distribution Channels
Alternative Payment and Distribution Landscape: Airline Distribution Channels Contents Introduction 04 At a glance 05 Setting the scene 06 Mobile payments 08 The challenges of mobile 10 The social media
More informationStructured products exchanges generate turnover of EUR 3.3 billion in August
Stock Exchange Turnover in Derivatives Structured products exchanges generate turnover of EUR 3.3 billion in August Decline in investment products / growth in leverage products The trading volume of investment
More informationCertified International Wealth Manager CIWM. Your way to the top with a first-class education in private banking
Certified International Wealth Manager CIWM Your way to the top with a first-class education in private banking Introduction Private banking/wealth management is one of the fastest growing sectors within
More informationSuccess of Bureau Veritas Initial Public Offering Offering price set at 37.75 per share
Success of Bureau Veritas Initial Public Offering Offering price set at 37.75 per share Offering Price: 37.75 per share, at the top end of the indicative price range Full exercise of the increase option
More informationCustomer Retention in the Life and Pension Market: To Have and To Hold
A Datamonitor brief timely Customer Retention in the Life and Pension Market: To Have and To Hold Publication Date: Feb-04 Product Code: Reacting to the latest news breaking in your industry focused Hundreds
More informationIR Best Practice & the Tools Needed to Achieve it
IR Best Practice & the Tools Needed to Achieve it Belgrade March 2011 Andrew Crockett Senior Specialist Corporate Services Thomson Reuters INTRODUCING THOMSON REUTERS We provide intelligent information
More informationStrength You Can Trust
Strength You Can Trust RBC Wealth Management It All Starts With You Our relationship managers are focused on serving your best interests, and we aim to develop highly effective and customised solutions
More informationMarketsandMarkets. http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample
MarketsandMarkets http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample Phone: 800.298.5699 (US) or +1.240.747.3093 or +1.240.747.3093 (Int'l) Hours: Monday - Thursday: 5:30am - 6:30pm
More informationDIGITAL SMEs: OPPORTUNITIES FOR CSPs PROVIDING SOCIAL, MOBILE, ANALYTICS AND CLOUD SERVICES
RESEARCH STRATEGY REPORT DIGITAL SMEs: OPPORTUNITIES FOR CSPs PROVIDING SOCIAL, MOBILE, ANALYTICS AND CLOUD SERVICES CHRIS NICOLL and SANDRA O BOYLE Analysys Mason Limited 2015 analysysmason.com About
More informationPredictive Analytics: Turn Information into Insights
Predictive Analytics: Turn Information into Insights Pallav Nuwal Business Manager; Predictive Analytics, India-South Asia pallav.nuwal@in.ibm.com +91.9820330224 Agenda IBM Predictive Analytics portfolio
More informationwww.midnighttrader.com
US Canada Europe www.midnighttrader.com [the product] Live Briefs provides complete real time coverage of the pre-market, regular session and after-hours markets with industry leading corporate news and
More informationThe Cerulli Report Release The Evolving Retail Direct & Discount Brokerage Market: Distributing Through Third-Party Platforms
C e r u l l i The Cerulli Report Release a s s o c i a t e s T h e C e r u l l i R e p o r t This report defines, sizes, and analyzes the direct channel as it exists in today s financial services world.
More informationThe Competitor Dashboard - International Digital Banking
The Competitor Dashboard - International Digital Banking Our Dashboards give you information about your competitors that no one else in the market can give you.. A competitor dashboard makes your job easier
More informationSeparately managed accounts
FOR INSTITUTIONAL/WHOLESALE/PROFESSIONAL CLIENTS AND QUALIFIED INVESTORS ONLY - NOT FOR RETAIL USE OR DISTRIBUTION Separately managed accounts A J.P. Morgan Global Liquidity solution Separately managed
More informationLong-term Care Insurance: Where are the Opportunities in Europe?
A Datamonitor Brief timely Long-term Care Insurance: Where are the Opportunities in Europe? Reacting to the latest news breaking in your industry focused Publication Date: Jun-04 Product Code: primary
More informationT-Systems: Operate Complex IT Landscapes Efficiently with SAP Landscape Virtualization Management
2015 SAP SE or an SAP affiliate company. All rights reserved. T-Systems: Operate Complex IT Landscapes Efficiently with SAP Landscape Virtualization Management T-Systems International GmbH Industry Professional
More informationDigital Marketing Practices
SURVEY Digital Marketing Practices at Asset Management Firms SUMMER 2015 Copyright 2015. Kurtosys. All rights reserved Executive Summary Introduction In 2012, Kurtosys conducted a survey amongst investors
More informationThe devere Fund Platform
The devere Fund Platform About the devere Fund Platform The devere Group, the world s largest independent financial consultancy group, has developed the devere Fund Platform, an online investment platform,
More information[ know me ] A Strategic Approach to Customer Engagement Optimisation
[ know me ] A Strategic Approach to Customer Engagement Optimisation A Verint and KANA White Paper Table of contents Introduction... 1 What is customer engagement?... 2 Why is customer engagement critical
More informationConcept report: The Australian Personal Loans Market - Targeting the high value personal loan customer
Concept report: The Australian Personal Loans Market - Targeting the high value personal loan customer www.rfintelligence.com About RFi Group RFi Group is a global intelligence and media provider focusing
More informationStructured Products in Private Wealth Management
Structured Products in Private Wealth Management Moscow 16 th June 2010 Risk & return Russia 2010 1 Content Introduction to Lakeshore International Vision, Profile, Strengths & Services Definition of Structured
More informationData Networking Technology Roadmap
Networking Study: Wave 10 Data Networking Technology Roadmap Capturing networking professionals adoption plans, projected spending and vendor short-lists, the indepth roadmap covers 17 technologies including:
More informationHow To Trade Currency On Fxpro
White Label Lite Partners Partnerships you can depend on There s more than one way to profit from forex. At FxPro we ve made it our business to offer clients and partners every opportunity to benefit from
More informationTabcorp Holdings Limited (ABN 66 063 780 709) Tabcorp Holdings Limited (ABN 66 063 780 709)
1 Tabcorp Holdings Limited (ABN 66 063 780 709) Tabcorp Holdings Limited (ABN 66 063 780 709) Wagering segment of the gambling market Tabcorp has improved market share in a highly competitive environment
More informationWealth management offerings for sustainable profitability and enhanced client centricity
Wealth the way we do it Wealth management offerings for sustainable profitability and enhanced client centricity The wealth management business is transforming. To delight their clients, firms must adopt
More informationNetwork Management Software Technology Roadmap
Networking Study: Wave 10 Network Management Software Technology Roadmap Capturing networking professionals adoption plans, projected spending and vendor short-lists, the indepth roadmap covers six technologies
More informationTerms and Conditions for Membership and Use, between Heritage Matrimonials and the Customer, and any Third Party.
Terms and Conditions Terms and Conditions for Membership and Use, between Heritage Matrimonials and the Customer, and any Third Party. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY USING THE HERITAGE
More informationYour reputation is important. ONLINE REPUTATION
Your reputation is important. ONLINE REPUTATION M A N A G E M E N T Your reputation is important. Unflattering news, pictures, negative reviews, blog posts, and comments about your person, your business,
More informationMarketsandMarkets. http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample
MarketsandMarkets http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample Phone: 800.298.5699 (US) or +1.240.747.3093 or +1.240.747.3093 (Int'l) Hours: Monday - Thursday: 5:30am - 6:30pm
More informationGfK 2016 Tech Trends 2016
1 Contents 1 2 3 Evolving behavior today s connected consumers Driving you forward 10 tech trends for 2016 Growth from knowledge turning research into smart business decisions 2 Evolving behavior today
More informationDISRUPT REIMAGINE REINVENT YOUR BUSINESS
Page 1 DISRUPT REIMAGINE REINVENT YOUR BUSINESS Insight, Intelligence, Innovation. Introduction to ibe February 2015 Page 2 IBE PART OF BE GROUP Be Group is a leading consulting and ICT provider for the
More informationCustomer Engagement in Today s Digital Age
Making the Internet fast, reliable and secure Customer Engagement in Today s Digital Age Julie Cardinali Brancik Sr Technical Program Manager Agenda Who is Akamai Technologies Akamai Community Journey
More informationWithout prejudice to the generality of the foregoing paragraph, The Gallery Tattoo Studio does not warrant that:
WEBSITE DISCLAIMER No warranties This website is provided as is without any representations or warranties, express or implied. The Gallery Tattoo Studio makes no representations or warranties in relation
More informationOur journey to a single global brand. Dr. Manfred Stuettgen, Global Head of Branding Lugano, March 11, 2011
Our journey to a single global brand Dr. Manfred Stuettgen, Global Head of Branding Lugano, March 11, 2011 Management Summary Credit Suisse provides financial solutions to private and corporate clients
More informationQ2 2016 Middle Market Equity Capital Report
Q2 2016 Middle Market Equity Capital Report Investors Remain Cautious Amid Unique Conditions A CohnReznick LLP Report 1 Middle Market Equity Capital Report Q2 2016 Unicorns and strategic buyers are shaping
More informationMarketsandMarkets. http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample
MarketsandMarkets http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample Phone: 800.298.5699 (US) or +1.240.747.3093 or +1.240.747.3093 (Int'l) Hours: Monday - Thursday: 5:30am - 6:30pm
More informationNavigating to tomorrow: Serving clients and creating value PwC, Global Private Banking and Wealth Management Report 2013 PMAC Canada 26 November 2013
Navigating to tomorrow: Serving clients and creating value, Global Private Banking and Wealth Management Report 2013 PMAC Canada 26 November 2013 Key themes and strategic priorities 1 2 3 Pervasive regulatory
More informationPartnerships you can depend on
Introducers Partnerships you can depend on There s more than one way to profit from forex. At FxPro we ve made it our business to offer clients and partners every opportunity to benefit from the world
More informationWhat really drives customer satisfaction during the insurance claims process?
Research report: What really drives customer satisfaction during the insurance claims process? TeleTech research quantifies the importance of acting in customers best interests when customers file a property
More informationEXECUTIVE VIEW MYDIGIPASS.COM. KuppingerCole Report. by Alexei Balaganski August 2013. by Alexei Balaganski ab@kuppingercole.
KuppingerCole Report EXECUTIVE VIEW by Alexei Balaganski August 2013 by Alexei Balaganski ab@kuppingercole.com August 2013 Content 1 Introduction... 3 2 Product Description... 4 3 Strengths and Challenges...
More informationBES10 Self-Service. Version: 10.2. User Guide
BES10 Self-Service Version: 10.2 User Guide Published: 2014-09-10 SWD-20140908171306471 Contents 1 BES10 Self-Service overview... 4 2 Log in to BES10 Self-Service... 5 3 Activating your device...6 Create
More informationManaging private wealth and the offshore financial centre
Managing private wealth and the offshore financial centre Dr Sarah Hall and Professor Jonathan V Beaverstock Sarah.hall@nottingham.ac.uk Jonathan.beaverstock@nottingham.ac.uk Introduction Servicing the
More informationSAP White Paper Enterprise Mobility
SAP White Paper Enterprise Mobility Mobile Content and Document Management Best Practices and Decision Checklist Enterprise-Grade Solutions Give IT Much-Needed Security and Control Over Company Content
More informationCertified International Wealth Manager CIWM CIWM your way to the top
Certified International Wealth Manager CIWM CIWM your way to the top Introduction Wealth management is one of the fastest growing sectors within the financial services industry. Global wealth has been
More informationCitigroup Smith Barney - Swiss Private Banking Roundtable
Citigroup Smith Barney - Swiss Private Banking Roundtable Zurich, 11 July 2005 Pierre de Weck Global Head of Private Wealth Management Member of the Group Executive Committee Agenda 1 PWM in context 2
More informationContact Center Workforce Management Market Report Reprint
Contact Center Workforce Management Market Report Reprint 2012 Reprinted for: Table of Contents 1. WFM Market Activity Analysis... 1 1.2 Market Share Analysis... 3 2. Workforce Management Vendor Satisfaction
More informationETFs at SIX Swiss Exchange. Lugano, 23 November 2015
ETPD Stream 2015 ETFs at SIX Swiss Exchange Lugano, 23 November 2015 European ETF asset growth is ongoing Source: ETFGI, industry insights, October 2015 3 Market Status ETF Segment 1 118 listed ETFs (1
More informationBETTER RELATIONSHIP SELLING
BETTER RELATIONSHIP SELLING A Proven Formula For Acquiring and Developing Relationships with High Value Customers Three actions your company can take today to improve relationship selling performance and
More informationPartnerships you can depend on
PAMM Partnerships you can depend on There s more than one way to profit from forex. At FxPro we ve made it our business to offer clients and partners every opportunity to benefit from the world s largest
More informationMAGUSA LOGISTICS WEBSITE TERMS AND CONDITIONS
MAGUSA LOGISTICS WEBSITE TERMS AND CONDITIONS Introduction These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree
More informationWHAT A DELL! DELL; Market Cap: N.A. EMC; Market Cap: $53.49bn (as of 16/10/2015) VMware; Market Cap: $28.76bn (as of 16/10/2015) Introduction
WHAT A DELL! DELL; Market Cap: N.A. EMC; Market Cap: $53.49bn (as of 16/10/2015) VMware; Market Cap: $28.76bn (as of 16/10/2015) Introduction On October 12, Dell, one of the largest technological corporations
More informationTHE AGEING PC EFFECT EXPOSING FINANCIAL IMPACT FOR SMALL BUSINESSES A TECHAISLE WHITE PAPER WWW.TECHAISLE.COM
A TECHAISLE WHITE PAPER WWW.TECHAISLE.COM THE AGEING PC EFFECT EXPOSING FINANCIAL IMPACT FOR SMALL BUSINESSES This white paper is a property of Techaisle LLC and is provided for information purposes only
More informationSOCIAL ADVERTISING BENCHMARK REPORT THE SALESFORCE MARKETING CLOUD. Metrics from 1+ Trillion Facebook* Ad Impressions Made Through Our Platform
THE SALESFORCE MARKETING CLOUD SOCIAL ADVERTISING BENCHMARK REPORT Metrics from 1+ Trillion Facebook* Ad Impressions Made Through Our Platform *All trademarks, service marks, and trade names are the property
More informationSearch Engine Optimization
Search Engine Optimization Harness the Power of Content and be the Authority Site in Your Space By: Beth Lee-Browning Overview When was the last time you Purchased a product online without researching
More informationMANAGEMENT SUMMARY INTRODUCTION KEY MESSAGES. Written by: Michael Azoff. Published June 2015, Ovum
App user analytics and performance monitoring for the business, development, and operations teams CA Mobile App Analytics for endto-end visibility CA Mobile App Analytics WWW.OVUM.COM Written by: Michael
More informationSelf-Service Banking. Best practice and case studies. Outstanding professional experience in the area of banking and payment systems
Self-Service Banking Best practice and case studies Outstanding professional experience in the area of banking and payment systems The European Commission Self-Service Banking Best practice and case studies
More informationIt s a BIG opportunity.
IRA Rollover Dynamics 2008 Market Sizing, Benchmarks, & Best Practices It s a BIG opportunity. How will you compete for IRA Rollovers? IRA Rollover Dynamics 2008 explores best practices and approaches
More informationCONTEXT AWARE CONTENT MARKETING
CONTEXT AWARE CONTENT MARKETING FOUR STEPS TO THE FUTURE OF CONTENT, CONTEXT AND MARKETING SUCCESS Introduction Managing, delivering and consuming web content has changed. Yes, again. The universe of options
More informationTOTAL DEFENSE MOBILE SECURITY USER S GUIDE
TOTAL DEFENSE MOBILE SECURITY USER S GUIDE Publication date 2015.04.09 Copyright 2015 Total Defense Mobile Security LEGAL NOTICE All rights reserved. No part of this book may be reproduced or transmitted
More informationPowering Investment Success
Powering Investment Success November 14, 2011 2011 Investor Day Cautionary Statement A number of statements in our presentations, the accompanying slides and the responses to your questions are forward-looking
More informationHow To Plan For A Mobile Payment System
Mobile Payment Solutions October 11, 2015 3:05 pm 3:55 pm Moderator Speakers Doug New CIO Tedeschi Food Shops, Inc Ed Collupy Executive Consultant W. Capra Consulting Firm Doug Rodewald Partner W. Capra
More informationAcquire with retention in mind.
White Paper A Driver of Long-Term Profitability for Personal Auto Carriers Acquire with retention in mind. Use data and analytics to help identify and attract prospects with the highest potential for long-term
More information2016 Trends in Enterprise Mobility
PREVIEW 2016 Trends in Enterprise Mobility OCT 2015 Chris Hazelton, Research Director Brian Partridge, Vice President Raúl Castañón-Martínez, Senior Analyst Rich Karpinski, Principal Analyst Sheryl Kingstone,
More information2015 Global Identity and Access Management (IAM) Market Leadership Award
2015 Global Identity and Access Management (IAM) Market Leadership Award 2015 Contents Background and Company Performance... 3 Industry Challenges... 3 Market Leadership of IBM... 3 Conclusion... 6 Significance
More informationMarketsandMarkets. http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample
MarketsandMarkets http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample Phone: 800.298.5699 (US) or +1.240.747.3093 or +1.240.747.3093 (Int'l) Hours: Monday - Thursday: 5:30am - 6:30pm
More informationSelecting the Right SAP BusinessObjects BI Client Product based on your business requirements for SAP BW Customers
Selecting the Right SAP BusinessObjects BI Client Product based on your business requirements for SAP BW Customers Ingo Hilgefort Director Solution Management Disclaimer This presentation outlines our
More informationBEST PRACTICES RESEARCH
Frost & Sullivan 1 We Accelerate Growth Contents Background and Company Performance... 3 Industry Challenges... 3 Technology Attributes and Future Business Value... 3 Conclusion... 5 Significance of Technology
More informationHow To Rank The World'S Largest E Commerce Companies
THE WORLD s LEADING E-COMMERCE COMPANIES 2014 October 2014 General Information Product Details Language: English Format: PDF & Power Point Number of Pages/Charts: 18 Covered Countries/Regions: Global,
More informationPerspective. Online advice solutions. Leveraging robo-technology to deepen client relationships
Perspective Online advice solutions Leveraging robo-technology to deepen client relationships Overview Traditional fi nancial advisors may feel threatened by the fast rise of robo-technology solutions,
More informationMarket Shares by Stock Exchange Turnover
Market Shares by Stock Exchange Turnover in structured Securities Change at the top Deutsche Bank pushes down Commerzbank from its leading position with capital protection (100 %) Capital Protection Products
More informationA CHASE PAYMENTECH WHITEPAPER. Building customer loyalty in a multi-channel world Creating an optimised approach for e-tailers
A CHASE PAYMENTECH WHITEPAPER Building customer loyalty in a multi-channel world Creating an optimised approach for e-tailers Table Of Contents Changing shopping habits... 3 The multi-channel journey...
More informationPerformance 2016: Global Stock Markets
Performance 216: Global Stock Markets July 22, 216 Dr. Edward Yardeni 16-972-7683 eyardeni@ Mali Quintana 48-664-1333 aquintana@ Please visit our sites at www. blog. thinking outside the box Table Of Contents
More information