BUSINESS BANKING FOR SWITCHERS

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1 BUSINESS BANKING FOR SWITCHERS

2 2 DANSKE BANK DANSKE BANK 3 Thinking of moving your business account? Then check out the special incentives we can offer your business. It is important to have a good working relationship with your bank, however sometimes a relationship can break down and you may become unhappy with the service you are receiving. At Danske Bank we know that doing good business is about building solid relationships. That s why we work closely with businesses to deliver the right support at the right time to help them achieve their commercial objective both now and in the future. It s that commitment that we ve been delivering for over 200 years and that we will continue to deliver every day. Indeed as one of Northern Europe s leading financial institutions, we have the financial stability and technology to offer your business some of the most innovative products and banking services in the market. How to contact us By phone on * Monday to Friday Saturday 8am-8pm 9am-4.30pm Using our website at Arrange an appointment with us: Fill in the Arrange an appointment form us: Go to / or us direct at By post: Danske Bank P.O. Box 2111 Belfast BT10 9EG * except for bank holidays or other holidays in Northern Ireland when the bank is not open for business. Call charges may vary. Please refer to your phone company for more details. We may record or monitor calls for your protection, to train our staff and to maintain the quality for our service.

3 4 DANSKE BANK DANSKE BANK 5 Thinking of moving your business accounts to us? Make your day to day banking easy Moving your business account is an important decision Our staff can explain the features and benefits of our business accounts, and allow you to make an informed decision about the right banking solutions for your business. We make moving your business account to us easy When you decide to move your account to us, we will take care of everything to make sure that the process is as quick and easy as possible for you. For more information about moving your business current account to us, please refer to Switching your business account to Danske Bank using the Current Account Switch Service leaflet which is available in our branches and on our website at. Our range of accounts and online, mobile and tablet banking solutions provide everything you need to manage your daily business finances quickly and securely, with minimum administration work. You will also have access to make cash and cheque lodgements, withdraw cash and check your account balance at any of our Danske Bank branches and at over 400 Post Office branches across Northern Ireland, helping make managing your day to day banking as easy as possible. You can get details of terms and conditions, fees, service charges and interest rates that may apply to our products from all our branches and on our website at You can get details of terms and conditions, fees, service charges and interest rates that may apply to our products from all our branches and on our website at

4 6 DANSKE BANK DANSKE BANK 7 Special incentives when you move to us Keep in touch with your money, at any time, from your office or home When you move your business current account to us you will get: 6 months fee free transactional banking OR 12 months fee free transactional banking, if all business owners or directors have, or agree to open and move their personal current accounts to us Ancillary charges will apply for both 6 months and 12 months fee free banking packages. In addition you will also get: 12 months fee free subscription to our Business ebanking Payments module Zero arrangement fees on Asset Finance facilities agreed within the first year of switching your business current account You just need to: Have held a business current account with another financial institution Have an annual turnover of up to 1 million Business ebanking and our Business Banking Apps are our user friendly, online banking services that enable you to carry out many of your routine banking tasks, directly from your office or home. All transactions are in real time, so you can keep track of your financial position at any time, day or night. Business ebanking can help you in every aspect of your financial transactions - from administration to invoicing, from balance transfers to cross-border payments, or from online trading to viewing your overall liquidity. Whatever your business needs we ve made it simple. There are different Business ebanking modules, so you can build your own solution around the needs of your individual business. You can find out more or register for Business ebanking on our website at /business-ebanking At the end of the 6 month or 12 month fee free banking period, and the 12 month fee free subscription to Business ebanking Payments module, normal fees and service charges will apply from that date. Details of our fees and service charges are available in our Fees and service charges explained Business Accounts leaflet, which is available in any of our branches and on our website at. We reserve the right to amend or withdraw this offer at any time. Danske Mobile and Tablet Business Apps and Business ebanking may be temporarily unavailable when we are carrying out routine maintenance. You must be registered for and have logged on to Business ebanking using your esafeid security to be able to use our Mobile and Tablet Business Apps. Danske Mobile Business App is not available on Windows or Blackberry.

5 8 DANSKE BANK DANSKE BANK 9 An easier way to stay on top of your finances - anytime, anywhere Other things to consider when moving your account to us You can monitor your business banking accounts, authorise payments and send messages to your Danske Bank Business Adviser on the go using our Mobile Business App and Tablet Business App which are available on both Apple and Android devices. To get full feature access in your Mobile or Tablet Business App, you need to: Be registered for our Business ebanking Have an esafeid device Once you ve downloaded our Mobile or Tablet Business App, simply log on using your esafeid security and you re all set to go You can find out more or download our Mobile Business App and Tablet Business App on our website at /busapp Save for your future business needs To make the most of any surplus business cash, we have a range of instant access and fixed term deposit accounts to manage your short and longer term investment needs. You can find out more about our business savings accounts on our website at /busdeposit Accept payments by card Cash and cheque handling can often be a significant cost to businesses. Getting your customers to make payments quickly and simply using their credit or debit card means you can improve your efficiency and also reduces the opportunity for theft or fraud. We offer access to a range of card processing solutions, allowing you to authorise, process and settle card transactions quickly and efficiently. Danske Mobile and Tablet Business Apps and Business ebanking may be temporarily unavailable when we are carrying out routine maintenance. Danske Mobile Business App is not available on Windows or Blackberry. You can get details of terms and conditions, fees, service charges and interest rates that may apply to our products from all our branches and on our website at

6 10 DANSKE BANK DANSKE BANK 11 Financial flexibility Make the most of your money, optimise your cash flow and minimise costs Cash flow is an important part of any business, no matter what its size. When you move your business accounts to us, we can arrange for one of our Cash Management Specialists to review your purchasing, sales, personnel and cash flow processes using our Cash Management Optimisation concept. Through this concept we aim to help you to identity opportunities to optimise your cash flow and to minimise costs. We take your business banking personally Our exclusive banking services don t just stop at your business. As part of our personal service we have a range of personal current accounts to help you manage your day to day finances. You can find our more about our personal banking services at any of our branches or on our website at We understand that it is important to have the right financial package in place to support your business need. We can help you with financing that matches both your short-term and long-term plans, from overdrafts to help with day to day cash flow, to business loans (including the Enterprise Finance Guarantee Scheme) to purchase or fit out your business premises. When you are buying company cars, vans or office equipment, our Asset Finance options are a flexible way of acquiring assets without the financial restrictions of outright purchase. We offer a range of options including leasing, hire purchase and contract hire and our specialist sales team will help you choose the solution that best suits your business. Whether we provide credit depends on your circumstances, and you must be 18 or over. Lending terms and conditions apply. You may need to provide security. Arranged overdrafts are repayable on demand. You can get details of terms and conditions, fees, service charges and interest rates that may apply to our products from all our branches and on our website at. You can get details of terms and conditions, fees, service charges and interest rates that may apply to our products from all our branches and on our website at (You should ask your accountant to advise you on the various tax implications for your business regarding any of our Asset Finance options as these may vary depending on your own business circumstances.)

7 Danske Bank is a trading name of Northern Bank Limited. Registered in Northern Ireland R568 Registered Office: Donegall Square West Belfast BT1 6JS Northern Bank Limited is a member of Danske Bank Group. This publication is also available in Braille, in large print, on tape and on disk. Speak to a member of staff for details. Correct as at 01/2015 COM UK

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