Loans on 1- to 4-Family and Manufactured Home Dwellings. Nonoccupant Loans From Columns A, B, C and D A B C D E F. Loans

Size: px
Start display at page:

Download "Loans on 1- to 4-Family and Manufactured Home Dwellings. Nonoccupant Loans From Columns A, B, C and D A B C D E F. Loans"

Transcription

1 on 1- to 4-Family and Dwellings on Dwellings From Page 1 of 5 OK/CANADIAN COUNTY/ OK/CANADIAN COUNTY/ OK/CLEVELAND COUNTY/ OK/CLEVELAND COUNTY/ OK/LOAN COUNTY/ OK/OKLAHOMA COUNTY/

2 on 1- to 4-Family and Dwellings on Dwellings From Page 2 of 5 OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/

3 on 1- to 4-Family and Dwellings on Dwellings From Page 3 of 5 OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/

4 on 1- to 4-Family and Dwellings on Dwellings From Page 4 of 5 OK/OKLAHOMA COUNTY/ OK/OKLAHOMA COUNTY/ MSA/MD(TOTAL) INVALID EORAPHIC IDENTIFIERS 2/ SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES

5 Page 5 of 5 DISPOSITION OF APPLICATIONS INVALID MSA/MD NUMBERS 2/ FHA, FSA/RHS & VA on 1- to 4-Family and Dwellings Conventional on Dwellings From

Consolidated by Commercial Bank Schedule D Loans Origination

Consolidated by Commercial Bank Schedule D Loans Origination 6/30/2015 (a) First mortgage FHA-15 yrs 138 $ 13,642 $ 9 $ 11 3.36 (b) First mortgage VA-15 yrs 25 3,422 1 5 3.30 (c) First mortgage conventional conforming 15 yrs 508 57,084 344 164 3.06 (d) First mortgage

More information

Loans on 1- to 4-Family and Manufactured Home Dwellings. Nonoccupant Loans From Columns A, B, C and D A B C D E F. Loans

Loans on 1- to 4-Family and Manufactured Home Dwellings. Nonoccupant Loans From Columns A, B, C and D A B C D E F. Loans DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2014 SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE Home Purchase CENSUS

More information

Loans on 1- to 4-Family and Manufactured Home Dwellings. Loans on Dwellings For 5 or More Families A B C D E F. Loans

Loans on 1- to 4-Family and Manufactured Home Dwellings. Loans on Dwellings For 5 or More Families A B C D E F. Loans Page 1 of 6 Home Purchase CA/HUMBOLDT COUNTY/0002.00 1 131 1 131 CA/HUMBOLDT COUNTY/COUNTY TOTAL 1 131 1 131 CA/LOS ANELES COUNTY/1244.00 1 2635 CA/LOS ANELES COUNTY/8004.10 1 508 1 508 1 500 1 500 CA/LOS

More information

Non Depository/Mortgage Institutions Schedule D Loans Origination

Non Depository/Mortgage Institutions Schedule D Loans Origination 6/30/2015 Total Number Amount Discount Weighted (1) First mortgage FHA-15 yrs 24 $ 2,165 $0 $ 15 3.95 (2) First mortgage VA-15 yrs 12 2,428 15 13 3.61 (3) First mortgage conventional conforming 15 yrs

More information

Home Mortgage Disclosure Act - Regulation C

Home Mortgage Disclosure Act - Regulation C Home Mortgage Disclosure Act - Regulation C Revised Date: 12/20/2013 Introduction: The Home Mortgage Disclosure Act (HMDA), implemented by Regulation C, provides the members with loan data that can be

More information

The Home Mortgage Disclosure Act (HMDA) was passed by Congress in 1977. The goal of

The Home Mortgage Disclosure Act (HMDA) was passed by Congress in 1977. The goal of Chapter 9 Home Mortgage Disclosure Act Data Analysis The Home Mortgage Disclosure Act (HMDA) was passed by Congress in 1977. The goal of this act is to make information available to community groups, government

More information

LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2011 MSA/MD AGGREGATE REPORT

LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2011 MSA/MD AGGREGATE REPORT LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2011 MSA/MD AGGREGATE REPORT Page 1 of 4 INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD 21ST MORTGAGE ACCESS NATIONAL MORTGAGE CORP ACOPIA

More information

Section 4: Home Mortgage Disclosure Act (HMDA) Data Analysis

Section 4: Home Mortgage Disclosure Act (HMDA) Data Analysis Section 4: Home Mortgage Disclosure Act (HMDA) Data Analysis Introduction The Federal Financial Institutions Examination Council (FFIEC) gathers data on home mortgage activity from the federal agencies

More information

The New York State Association of REALTORS Housing Opportunities Foundation Individual Grant Program

The New York State Association of REALTORS Housing Opportunities Foundation Individual Grant Program The New York State Association of REALTORS Housing Opportunities Foundation Individual Grant Program NYSAR Housing Opportunities Foundation Grants The New York State Association of Realtors Housing Opportunities

More information

Hondros Learning The FHA & VA Appraiser: Thriving and Surviving Sample Timed Outline

Hondros Learning The FHA & VA Appraiser: Thriving and Surviving Sample Timed Outline Hondros Learning The FHA & VA Appraiser: Thriving and Surviving Sample Timed Outline Topic Area Course Introduction and Overview Chapter 1 The FHA: An Overview The Federal Housing Administration FHA Mortgage

More information

Information regarding Mortgage Lending indicators in NEO CANDO

Information regarding Mortgage Lending indicators in NEO CANDO Mortgage Lending I. Definitions A lending institution is a bank, savings institution, credit union or mortgage company. A bank, savings institution, or credit union is required to report HMDA data if within

More information

Characteristics of Home Mortgage Lending to Racial or Ethnic Groups in Iowa

Characteristics of Home Mortgage Lending to Racial or Ethnic Groups in Iowa Characteristics of Home Mortgage Lending to Racial or Ethnic Groups in Iowa Liesl Eathington Dave Swenson Regional Capacity Analysis Program ReCAP Department of Economics, Iowa State University September

More information

MORTGAGE PURCHASE PROGRAM DISCLOSURE OF INFORMATION

MORTGAGE PURCHASE PROGRAM DISCLOSURE OF INFORMATION Mortgage Finance Division Single Family Office 10400 Detrick Avenue, Kensington, Md 20895-2484 (240) 627-9798 Phone // (301) 942-3817 Fax MORTGAGE PURCHASE PROGRAM DISCLOSURE OF INFORMATION APPLICATION

More information

Manufactured Homes Reference Guide

Manufactured Homes Reference Guide Manufactured Homes Reference Guide General Requirements: One unit, owner occupied primary residence only AUS Findings: o DU Only, No LP o No manual underwrites Title purging o Purchases purged at closing

More information

The Home Mortgage Disclosure Act History, Evolution, and Limitations Joseph M. Kolar Buckley Kolar LLP March 14, 2005 Washington, DC History of HMDA Enacted 30 years ago, HMDA s purposes and requirements

More information

Mississippi Home Corporation. Betty Temple Vice President Single Family Program Operations (601) 718.4626 Betty.Temple@mshc.com www.mshomecorp.

Mississippi Home Corporation. Betty Temple Vice President Single Family Program Operations (601) 718.4626 Betty.Temple@mshc.com www.mshomecorp. Mississippi Home Corporation Betty Temple Vice President Single Family Program Operations (601) 718.4626 Betty.Temple@mshc.com www.mshomecorp.com Mortgage Credit Certificate [ MCC ] Program MCC Tax Credits

More information

Peer HMDA Data Dashboard. Overview

Peer HMDA Data Dashboard. Overview Overview The Peer HMDA Data Dashboard provides CRA Wiz & Fair Lending Wiz users access to the Peer Mortgage data via the web. Using the Peer HMDA Data Dashboard, you can quickly generate market share reports

More information

Delaware State Housing Authority. DSHA Homeownership Loan Programs

Delaware State Housing Authority. DSHA Homeownership Loan Programs Delaware State Housing Authority DSHA Homeownership Loan Programs DSHA is committed to following all aspects of the Fair Housing Act in our efforts to promote responsible homeownership and obtaining competitive

More information

Web Locking How to Lock Online with Sierra Pacific Mortgage

Web Locking How to Lock Online with Sierra Pacific Mortgage Web Locking How to Lock Online with Sierra Pacific Mortgage 1. Log into your SPM account and go to your Pipeline. The Pipeline will appear and function the same as in prior versions. Click either the Loan

More information

Department of Banking and Insurance - What Creditors Should Know

Department of Banking and Insurance - What Creditors Should Know INSTRUCTIONS The Mortgage Stabilization and Relief Act, P.L. 2008, c. 127, ( the Act ) enacted on January 9, 2009, requires the Department of Banking and Insurance (Department) to promulgate regulations

More information

Bridget McNamara Citywide Home Loans 303.489.0221 Bridget.McNamara@chl.cc

Bridget McNamara Citywide Home Loans 303.489.0221 Bridget.McNamara@chl.cc FHA An FHA loan requires a minimum 3.5% down for a conventional 30 year purchase (Available in other terms as well, rate and MI factor will change). Mortgage Insurance is calculated at.89% (as of January

More information

Mortgage Credit Certificate Program Lender Application Package

Mortgage Credit Certificate Program Lender Application Package Thank You for Your Interest Mortgage Credit Certificate Program Lender Application Package Texas State Affordable Housing Corporation ( TSAHC ) is pleased to extend an invitation to its qualified lenders

More information

Mortgage Lending During the Great Recession: HMDA 2009

Mortgage Lending During the Great Recession: HMDA 2009 F U R M A N C E N T E R F O R R E A L E S T A T E & U R B A N P O L I C Y N E W Y O R K U N I V E R S I T Y S C H O O L O F L AW WA G N E R S C H O O L O F P U B L I C S E R V I C E N O V E M B E R 2 0

More information

2014 Mortgage Lending Trends in New England

2014 Mortgage Lending Trends in New England 2014 Mortgage Lending Trends in New England By Tatjana Meschede, William Darity Jr., Darrick Hamilton Jennifer Haynes and Amy Higgins Community Development Issue Brief 2, May 2016 Summary The mortgage

More information

NEVADA COUNTY PROCESSING SERVICES DBA J AND J PROCESSING SPECIALISTS

NEVADA COUNTY PROCESSING SERVICES DBA J AND J PROCESSING SPECIALISTS NEVADA COUNTY PROCESSING SERVICES DBA J AND J PROCESSING SPECIALISTS BELOW IS A REFERENCE GUIDE FOR YOU TO USE WHEN YOU ARE WORKING WITH OUR STAFF ON YOUR FILE. Stage Getting your NEW file in line for

More information

Which Home Loan is Right for You?

Which Home Loan is Right for You? Conventional Which Home Loan is Right for You? Minimum down payment: 3% for Primary Residences/ investors minimum of 20%, unless condo the down payment = 25% Co-Signers allowed in specific situations Options

More information

Market Report for December 2011 Includes SFR, Condo and Townhomes

Market Report for December 2011 Includes SFR, Condo and Townhomes Market Report for Total Sales 4,170 11,111 Summary of Financing Used to Purchase Property Cash 2,090 50.12% Conv. Loan 975 23.38% FHA 860 20.62% VA 187 4.48% Other 58 1.39% VA 5% Summary of Finance Used

More information

Market Report for July 2011 Includes SFR, Condo and Townhomes

Market Report for July 2011 Includes SFR, Condo and Townhomes Market Report for Total Sales 3,963 14,102 Summary of Financing Used to Purchase Property Cash 2,033 51.30% Conv. Loan 892 22.51% FHA 822 20.74% VA 162 4.09% Other 54 1.36% VA 4% Summary of Finance Used

More information

Market Report for November 2011 Includes SFR, Condo and Townhomes

Market Report for November 2011 Includes SFR, Condo and Townhomes Market Report for Total Sales 3,834 12,213 Summary of Financing Used to Purchase Property Cash 1,826 47.63% Conv. Loan 916 23.89% FHA 846 22.07% VA 196 5.11% Other 50 1.30% VA 5% Summary of Finance Used

More information

Subprime Lending and the Community Reinvestment Act

Subprime Lending and the Community Reinvestment Act Joint Center for Housing Studies Harvard University Subprime Lending and the Community Reinvestment Act Kevin Park November 2008 N08-2 by Kevin Park. All rights reserved. Short sections of text, not to

More information

UPDATED Home Loan Options for CalPERS Members Homeownership Education Workbook and Notes

UPDATED Home Loan Options for CalPERS Members Homeownership Education Workbook and Notes UPDATED Home Loan Options for CalPERS Members Homeownership Education Workbook and Notes Slide 1 UPDATED Home Loan Options for CalPERS Members Thank you for attending We will begin in a moment Class Scheduled

More information

Estimated Purchaser Cost Form

Estimated Purchaser Cost Form Buyer s Cost 1 Estimated Purchaser Cost Form When to use the form: 1. before showing property; 2. at the time of an offer and/or counteroffer; and, 3. prior to the closing. 2 Estimated Purchaser Cost Form

More information

FHA 203k Rehab Loans. How to Use a 203k Rehab Loan to Move Your Listings and Put Buyers into Homes!

FHA 203k Rehab Loans. How to Use a 203k Rehab Loan to Move Your Listings and Put Buyers into Homes! FHA 203k Rehab Loans How to Use a 203k Rehab Loan to Move Your Listings and Put Buyers into Homes! Today s s Agenda 203k Loan Overview How to Use the Program as a Tool to Market Your Properties How to

More information

4 PROPERTY REQUIREMENTS

4 PROPERTY REQUIREMENTS 4 PROPERTY REQUIREMENTS IN GENERAL Only Single-Family Residences located in the state of Washington may be financed under the Program. QUALIFYING SINGLE-FAMILY RESIDENCES Single-family detached, attached,

More information

STEPS AFFORDABLE HOME LOAN TO GETTING AN. www.idahohousing.com

STEPS AFFORDABLE HOME LOAN TO GETTING AN. www.idahohousing.com 5 STEPS TO GETTING AN AFFORDABLE HOME LOAN www.idahohousing.com 1 Check your eligibility for a home loan at www.idahohousing.com. Visit www.idahohousing.com or call 866.432.4066 to check your eligibility

More information

WRAP CHECK LISTS. You will need to use at least four of these check lists on each wrap transaction:

WRAP CHECK LISTS. You will need to use at least four of these check lists on each wrap transaction: WRAP CHECK LISTS The following check-lists have been developed to assist you in gathering and analyzing the information needed to determine if a wrap will work and if the transaction can be closed as instructed.

More information

You can send requested documents by Fax or Email: FAX: 210-637-4156 EMAIL: mortgageapps@rbfcu.org

You can send requested documents by Fax or Email: FAX: 210-637-4156 EMAIL: mortgageapps@rbfcu.org Mortgage Lending FAX: 210.637.4156 EMAIL: mortgageapps@rbfcu.org Dear Member (s), Thank you for considering RBFCU for your home construction financing needs. To complete your loan transaction, please send

More information

INSTRUCTIONS FOR COMPLETING MONTANA BOARD OF HOUSING REVERSE ANNUITY MORTGAGE LOAN APPLICATION

INSTRUCTIONS FOR COMPLETING MONTANA BOARD OF HOUSING REVERSE ANNUITY MORTGAGE LOAN APPLICATION INSTRUCTIONS FOR COMPLETING MONTANA BOARD OF HOUSING REVERSE ANNUITY MORTGAGE LOAN APPLICATION Attached is the form of the application to be used in applying for a Reverse Annuity Mortgage Loan (RAM).

More information

How To Get A Mortgage On A House For $249,000

How To Get A Mortgage On A House For $249,000 Section 11.5 Buying a House with a Mortgage INB Table of Contents Date Topic Page # February 19, 2014 Section 11.5 Examples 36 February 19, 2014 Section 11.5 Notes 37 2.3-2 What You Will Learn Homeowner

More information

An Introduction to CalSTRS, CalPERS and CHDAP Loan Programs Homeownership Education Workbook and Notes

An Introduction to CalSTRS, CalPERS and CHDAP Loan Programs Homeownership Education Workbook and Notes An Introduction to CalSTRS, CalPERS and CHDAP Loan Programs Homeownership Education Workbook and Notes Slide 1 An Introduction to CalSTRS, CalPERS & CHDAP Homebuyer Programs We will begin in a moment Homeownership

More information

LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2006 MSA/MD AGGREGATE REPORT

LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2006 MSA/MD AGGREGATE REPORT LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2006 MSA/MD AREATE REPORT Page 1 of 5 INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD AAMES FUNDIN CORPORATION ABE FCU ABN AMRO MORTAE

More information

Procedure: Using FHA Connection Date Issued: 04/16/2014 Date Effective: 04/16/2014 Date Revised: 07/22/2015. Executive Vice President, Operations

Procedure: Using FHA Connection Date Issued: 04/16/2014 Date Effective: 04/16/2014 Date Revised: 07/22/2015. Executive Vice President, Operations REVISED 07/22/2015; PAGE 1 OF 13 PNP SPECIFICATIONS PNP Name/ History Procedure: Using FHA Connection Date Issued: 04/16/2014 Date Effective: 04/16/2014 Date Revised: 07/22/2015 Production Channels Retail

More information

Using Loan Prospector Merged Credit Report Options

Using Loan Prospector Merged Credit Report Options Loan Prospector will obtain infile credit reports unless you request a merged credit report (with or without a Reference Number). This document provides step-by-step instructions on the Merged Credit Report

More information

Grants State Bank. Requirements for Conventional Commercial Real Estate Loans

Grants State Bank. Requirements for Conventional Commercial Real Estate Loans Grants State Bank Requirements for Conventional Commercial Real Estate Loans The items listed below are required to process your loan with Grants State Bank (GSB). Please complete the applicable forms

More information

Branch Opportunity: The IFFG Experience

Branch Opportunity: The IFFG Experience Branch Opportunity: The IFFG Experience Value Proposition At Integrity First Financial Group we all rally around the guiding principal that as teammates we should give every client the best loan possible

More information

HOME PURCHASE REFINANCE HOME IMPROVEMENT TOTAL APPLICATIONS 28/

HOME PURCHASE REFINANCE HOME IMPROVEMENT TOTAL APPLICATIONS 28/ DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2014 Page 1 of 2 INSTITUTION'S TIONWIDE TOTALS HOME PURCHASE REFINCE

More information

HOME PURCHASE REFINANCE HOME IMPROVEMENT TOTAL APPLICATIONS 28/ CONVENTIONAL 29 29 5 11 4 FHA VA FSA/RHS LOANS ORIGINATED

HOME PURCHASE REFINANCE HOME IMPROVEMENT TOTAL APPLICATIONS 28/ CONVENTIONAL 29 29 5 11 4 FHA VA FSA/RHS LOANS ORIGINATED DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2013 Page 1 of 2 INSTITUTION'S TIONWIDE TOTALS HOME PURCHASE REFINCE

More information

Q. What are the terms of the NeighborhoodLIFT funding?

Q. What are the terms of the NeighborhoodLIFT funding? Frequently Asked Questions: Q. What are the terms of the NeighborhoodLIFT funding? A. NeighborhoodLIFT funds are provided as a 5 year forgivable loan program for owner occupied properties. As long as the

More information

Mortgage Credit Certificate (MCC) Procedural Guide

Mortgage Credit Certificate (MCC) Procedural Guide The Homeownership Department Mortgage Credit Certificate (MCC) Procedural Guide Revised February, 2010 The Illinois Housing Development Authority 401 N. Michigan Avenue Suite 700 Chicago, IL 60611 1-877-456-2656

More information

20 Hour Mortgage Loan Originator SAFE Comprehensive Course Number: 1013 Provider ID: 1400024

20 Hour Mortgage Loan Originator SAFE Comprehensive Course Number: 1013 Provider ID: 1400024 20 Hour Mortgage Loan Originator SAFE Comprehensive Course Number: 1013 Provider ID: 1400024 Day 1 Agenda (1.0 hour) Session 1 - Part I: (1.0 hour) Session 1 - Part II: (1.5 hours) Session 2: Mortgage

More information

Kitsap Credit Union Membership

Kitsap Credit Union Membership Membership Benefits Kitsap Credit Union Membership Kitsap Credit Union is your local, not for profit financial co-op. As a co-op, we work towards the best interest of our members. Since 1934 we ve been

More information

Secondary 7001.B Policy Wholesale Rate Lock. EMM Wholesale Lending, a division of E Mortgage Management, LLC

Secondary 7001.B Policy Wholesale Rate Lock. EMM Wholesale Lending, a division of E Mortgage Management, LLC Secondary 7001.B Policy Wholesale Rate Lock EMM Wholesale Lending, a division of E Mortgage Management, LLC Effective Date: March 26, 2012 Last Updated: April 15, 2013 0 Secondary 7001.B Policy, Wholesale

More information

~a mt:&p~~ _qlduu}l~!fi~ !l.jwj..fh Date .'~ :-411.' ebegea to this pl'oposed sohedule have been ap!proved by:

~a mt:&p~~ _qlduu}l~!fi~ !l.jwj..fh Date .'~ :-411.' ebegea to this pl'oposed sohedule have been ap!proved by: . REQUEST FOR RECORDS DISPOSITION AUTHORITY (See /nstroct/oas Ofl reverse) JOB NUMBER 1IJ/-d{)1--9~-9 TO: NATIONAL ARCHIVES and RECORDS ADMINISTRATION (NIR) DATE RECEIVED 1-'1'r-f~ WASHINGTON. DC 20408

More information

BEFORE THE SEVENTH DISTRICT SUBCOMMITTEE OF THE VIRGINIA STATE BAR

BEFORE THE SEVENTH DISTRICT SUBCOMMITTEE OF THE VIRGINIA STATE BAR VIRGINIA: BEFORE THE SEVENTH DISTRICT SUBCOMMITTEE OF THE VIRGINIA STATE BAR IN THE MATTER OF HUNTER B. CHAPMAN, ESQUIRE VSB DOCKET NO. 03-070-2631 SUBCOMMITTEE DETERMINATION PUBLIC ADMONITION WITH TERMS

More information

Neighborhood Housing Services of the Inland Empire CityLIFT Frequently Asked Questions

Neighborhood Housing Services of the Inland Empire CityLIFT Frequently Asked Questions Neighborhood Housing Services of the Inland Empire CityLIFT Frequently Asked Questions Q. What are the terms of the CityLIFT funding? A. CityLIFT funds are provided as a 5 year forgivable loan program

More information

Start with Some Calculations. Use our calculators to obtain valuable mortgage financing information.

Start with Some Calculations. Use our calculators to obtain valuable mortgage financing information. MORTGAGE IT S A NORTH SHORE MORTGAGE! What does it mean when we say It s not just a mortgage; it s a North Shore Mortgage? It s our way of saying that we re more than just another mortgage company. In

More information

NVAR Rental Statistics for 3rd Quarter 2015

NVAR Rental Statistics for 3rd Quarter 2015 NVAR Rental Statistics for 3rd Quarter 2015 ALEXANDRIA CITY, VA Attach/Row Hse 43.73 $2,179.55 11 $1,781.25 4 2015 45.29 3.58% $2,543.24 16.69% 17 54.55% $2,187.69 22.82% 13 225.00% 30.09 $2,850.79 53

More information

HOME PURCHASE REFINANCE HOME IMPROVEMENT MEMO ITEM: SUBSET OF LOANS ORIGINATED PREAPPROVALS RESULTING IN ORIGINATIONS

HOME PURCHASE REFINANCE HOME IMPROVEMENT MEMO ITEM: SUBSET OF LOANS ORIGINATED PREAPPROVALS RESULTING IN ORIGINATIONS DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2012 Page 1 of 2 INSTITUTION'S TIONWIDE TOTALS HOME PURCHASE REFINCE

More information

Solar Panel Property Tax Abatement Property Tax Abatement for PV Equipment Expenditures Amount: Amount: Maximum

Solar Panel Property Tax Abatement Property Tax Abatement for PV Equipment Expenditures Amount: Amount: Maximum Solar Panel Property Tax Abatement Allows NYC building owners to deduct solar electric generating systems from property tax. Amount: Systems placed between August 8, 2008 and December 31, 2010 are eligible

More information

Example of how to calculate the tax advantage:

Example of how to calculate the tax advantage: PROGRAM GUIDE SC Mortgage Tax Credit (MCC) The SC Mortgage Tax Credit also known as a Mortgage Credit Certificate (MCC) is made available by SC State Housing Authority. A MCC is a certificate that allows

More information

Section 1.16a Resale/Deed Restrictions Guidelines

Section 1.16a Resale/Deed Restrictions Guidelines Section 1.16a Resale/Deed Restrictions Guidelines In This Section This section contains the following topics: Overview... 2 Introduction... 2 Related Bulletins... 2 General... 2 Identification and Eligibility

More information

Condominium Flood Insurance All Products Correspondent Effective with New and Existing Applications On or After August 29, 2014

Condominium Flood Insurance All Products Correspondent Effective with New and Existing Applications On or After August 29, 2014 Section 1.14 Hazard and Condominiums If the subject property is in a SFHA, acceptable proof of insurance for condominiums include the following: A Master policy of flood insurance must be maintained by

More information

Mayor East Orange, New Jersey. Executive Director NJHMFA. 44 City Hall Plaza East Orange, NJ 07019 TEL: 973-266-5411 www.eastorange-nj.

Mayor East Orange, New Jersey. Executive Director NJHMFA. 44 City Hall Plaza East Orange, NJ 07019 TEL: 973-266-5411 www.eastorange-nj. Mission: The Live Where You Work Homebuyer Program builds strong communities and promotes sustainable land use by encouraging people to live close to their places of employment. live where you work - EAST

More information

First-Time Homebuyers

First-Time Homebuyers First-Time Homebuyers Want a home of your own, but can't meet the down payment and closing costs? The Village of Oak Park, in association with a number of Illinois communities, now offer a way for you

More information

Real Property Contracts Key Clauses

Real Property Contracts Key Clauses Real Property Contracts Key Clauses Parties, including the names of Buyer and seller (including marital status if two of them are married) Name of the agent or broker Corporate information if either side

More information

How To Get A Home Loan From The Veterans Land Board

How To Get A Home Loan From The Veterans Land Board Texas Veterans Home Loan and Home Improvement Programs Certification of Eligibility Application Jerry Patterson, Chairman For assistance, please contact the Texas Veterans Land Board toll free at 1-800-252-VETS

More information

Who We Are. www.branchsouthwest.com / 2015 Southwest Funding, LP, All rights reserved

Who We Are. www.branchsouthwest.com / 2015 Southwest Funding, LP, All rights reserved Who We Are Established in 1993 Based in Dallas, Texas Mortgage branching since 1999 Privately held Mortgage banker offering FHA, VA, USDA, HECM, Non-QM, Conventional, Jumbo INC Magazine fastest growing

More information

APPLICATION FOR LENDER PARTICIPATION IN THE SINGLE FAMILY MORTGAGE REVENUE BOND PROGRAM FOR THE HOUSING OPPORTUNITIES COMMISSION

APPLICATION FOR LENDER PARTICIPATION IN THE SINGLE FAMILY MORTGAGE REVENUE BOND PROGRAM FOR THE HOUSING OPPORTUNITIES COMMISSION Mortgage Finance Division Single Family Office 10400 Detrick Avenue Kensington, Maryland 20895-2484 (240) 627-9798 Phone (301) 942-3817 Fax APPLICATION FOR LENDER PARTICIPATION IN THE SINGLE FAMILY MORTGAGE

More information

Credit Union Dist. of Home Loans

Credit Union Dist. of Home Loans Credit Union Dist. of Home Loans Chart 3.1: Number of All 2005 Home Loans Originated 12 or More of MSA Median 4 35% 3 25% 2 15% 1 5% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT

More information

STATE HIGH COST/PREDATORY LENDING REGULATIONS Updated 1/10/2014

STATE HIGH COST/PREDATORY LENDING REGULATIONS Updated 1/10/2014 STATE HIGH COST/PREDATORY LENDING REGULATIONS Updated 1/10/2014 State: Law: Cite: North Carolina NC High Cost Home Loan Law NC Rate Spread Home Loans Check both rules HB 2188 effective 10/01/2008 changes

More information

Energy Efficient Mortgages & HERS Ratings. Peter V. Vargo Nu-Tech Energy Solutions, Co LLC

Energy Efficient Mortgages & HERS Ratings. Peter V. Vargo Nu-Tech Energy Solutions, Co LLC Energy Efficient Mortgages & HERS Ratings Peter V. Vargo Nu-Tech Energy Solutions, Co LLC PA Housing & Land Development Conference February 20, 2013 Energy Efficient Mortgages & HERS Ratings Peter V. Vargo

More information

PORTFOLIO ARM CLOSED END 2 ND TD. Table of Contents

PORTFOLIO ARM CLOSED END 2 ND TD. Table of Contents Table of Contents 1. Program Codes...2 2. Product Overview...2 3. Product Summary...2 4. Documentation...2 5. Underwriting...2 6. Qualifying Rate...2 7. Borrower Eligibility...2 8. Appraisal...3 9. Appraised

More information

The First Time Homebuyer requirement in non-targeted counties will be waived for Veterans. Sales Price and Income Limits

The First Time Homebuyer requirement in non-targeted counties will be waived for Veterans. Sales Price and Income Limits SC Housing Mortgage Tax Credit (MCC) Program Guide The SC Mortgage Tax Credit Program is made available by the South Carolina State Housing Finance and Development Authority ( SC Housing ). An eligible

More information

Mortgages - Best Practices

Mortgages - Best Practices Effective Mortgage Marketing Strategies and Best Practices Presented by Tracy Jean Ashfield Strategic Mortgage Solutions The Consulting and Training Division of Prime Alliance Solutions, Inc. November

More information

Texas Veterans Home Loan and Home Improvement Programs

Texas Veterans Home Loan and Home Improvement Programs Texas Veterans Home Loan and Home Improvement Programs Certification of Eligibility Application George P. Bush, Chairman For assistance, please contact the Texas Veterans Land Board Toll free at 1-800-252-VETS

More information

SECTION 7003 REFINANCE PROGRAM

SECTION 7003 REFINANCE PROGRAM SECTION 7003 REFINANCE PROGRAM.01 INTRODUCTION The Refinance Program allows applicants to obtain new financing to improve the terms on their existing loan and/or finance renovations or home improvements.

More information

CCE Consumer Compliance Examination. Home Mortgage Disclosure. Comptroller s Handbook. February 2010 CCE-HMDA

CCE Consumer Compliance Examination. Home Mortgage Disclosure. Comptroller s Handbook. February 2010 CCE-HMDA CCE-HMDA Comptroller of the Currency Administrator of National Banks Home Mortgage Disclosure Comptroller s Handbook February 2010 CCE Consumer Compliance Examination Home Mortgage Disclosure Table of

More information

REGULATORY ALERT NATIONAL CREDIT UNION ADMINISTRATION 1775 DUKE STREET, ALEXANDRIA, VA 22314. DATE: June 5, 1997 NO.: 97-RA-9. TO: All Credit Unions

REGULATORY ALERT NATIONAL CREDIT UNION ADMINISTRATION 1775 DUKE STREET, ALEXANDRIA, VA 22314. DATE: June 5, 1997 NO.: 97-RA-9. TO: All Credit Unions REGULATORY ALERT NATIONAL CREDIT UNION ADMINISTRATION 1775 DUKE STREET, ALEXANDRIA, VA 22314 DATE: June 5, 1997 NO.: 97-RA-9 TO: All Credit Unions Compliance Officer or Chief Executive Officer SUBJECT:

More information

Save the Dream Ohio and Ohio Housing Finance Agency. and OHFA Homeownership Programs. Ohio Award: $570.4 Million to prevent foreclosure

Save the Dream Ohio and Ohio Housing Finance Agency. and OHFA Homeownership Programs. Ohio Award: $570.4 Million to prevent foreclosure Save the Dream Ohio and Ohio Housing Finance Agency Homeownership Programs Ohio s Foreclosure Prevention Effort and OHFA Homeownership Programs Presentation to Ohio Benefits Bank Conference September 17,

More information

FHA vs. Conventional Forecasting

FHA vs. Conventional Forecasting THE IMPACT OF FEDERAL MORTGAGE INSURANCE PROGRAMS ON ANN ARBOR S HOME MORTGAGE MARKET, 1956 JAMES C. T. MAO University of Michigan IN A RECENT ISSUE of this Jourrzal, James Gillies and Clayton Curtis examined

More information

Settlement. Coming to Grips With. What to Know before Your Closing. The Event. What Is Closing?

Settlement. Coming to Grips With. What to Know before Your Closing. The Event. What Is Closing? Coming to Grips With Settlement What to Know before Your Closing The closing, or settlement, is the last step in getting your mortgage and actually becoming the owner of your new home. You ll probably

More information

How To Close A House On A Mortgage

How To Close A House On A Mortgage Coming to Grips With Settlement Coming to Grips With Settlement What to Know Before Your Closing The closing, also known as the settlement, is the last step in getting your mortgage and actually becoming

More information

Program Year 2015 Housing Renovation Grant/Loan Program Application

Program Year 2015 Housing Renovation Grant/Loan Program Application Program Year 2015 Housing Renovation Grant/Loan Program Application Thank you for your interest in the Town of Hamburg s Housing Renovation Program. I am pleased to send along this program application

More information

Conventional Fixed Rate Conforming Product Guidelines

Conventional Fixed Rate Conforming Product Guidelines Loan Parameters Loan Purpose Allowed Minimum Credit Score Maximum LTV/CLTV Owner Occupied & Second Home Maximum LTV/CLTV Non-Owner Occupants Max. Loan Amount Subordinate Financing Maximum Ratios Max. No.

More information

Mortgage Business Management Questionnaire

Mortgage Business Management Questionnaire Mortgage Business Management Questionnaire Name: Company: Date: 1. Produce and submit and formal resume for yourself and any other managers. Objective should be something like help other loan officers

More information

Arkansas Development Finance Authority

Arkansas Development Finance Authority Arkansas Development Finance Authority ADFA S MORTGAGE BOND PROGRAM Arkansas Development Finance Authority P.O. Box 8023 Little Rock, AR 72203 www.arkansas.gov/adfa Home ToOwn Staff Murray Harding-Manager

More information

Iowa Finance Authority Overview. April 18, 2013

Iowa Finance Authority Overview. April 18, 2013 Iowa Finance Authority Overview April 18, 2013 Introduction Mission: To finance, administer, advance and preserve affordable housing and to promote community and economic development for Iowans. History

More information

The Road Map Back to Home Ownership after. Short Sale, Foreclosure and/or Bankruptcy

The Road Map Back to Home Ownership after. Short Sale, Foreclosure and/or Bankruptcy The Road Map Back to Home Ownership after Short Sale, Foreclosure and/or Bankruptcy Danny Poulos, Mortgage Banker The Elite Lending Team at FEMBI Copyright 2013 When Can I Buy a House Again? Alright, so

More information

Company Overview. Sign up today and start getting unlimited mortgage leads now! Best regards, Brian Rokaw National Sales Director

Company Overview. Sign up today and start getting unlimited mortgage leads now! Best regards, Brian Rokaw National Sales Director Company Overview What is PickYourOwnRate.com? PickYourOwnRate.com is an online portal that allows consumers to pick their own mortgage interest rate. This takes the haggling out of the transaction and

More information

Loan Estimate. Loan Terms. Projected Payments. Costs at Closing. Save this Loan Estimate to compare with your Closing Disclosure.

Loan Estimate. Loan Terms. Projected Payments. Costs at Closing. Save this Loan Estimate to compare with your Closing Disclosure. Loan Estimate DATE ISSUED APPLICANTS PROPERTY SALE PRICE Loan Terms Save this Loan Estimate to compare with your Closing Disclosure. LOAN TERM 30 years PURPOSE Purchase PRODUCT 5 Year Interest Only, 5/3

More information

Homeownership. Your First Steps toward. Getting Started. Know Your Finances. Which Mortgage Is Right for You?

Homeownership. Your First Steps toward. Getting Started. Know Your Finances. Which Mortgage Is Right for You? Your First Steps toward Homeownership Identify the type of mortgage that meets your specific financial needs Getting Started Many people don t consider buying a home because they re afraid they can t afford

More information

Homebuyers Dictionary

Homebuyers Dictionary 2935 Breezewood Avenue Suite 100 Fayetteville, NC 28303 www.fayhba.org Homebuyers Dictionary ARM? GPM? PITI? You d have to be a cryptologist to figure out some of the terms buyers encounter during the

More information

Section 1.10 - Leasehold Estate Guidelines

Section 1.10 - Leasehold Estate Guidelines Section 1.10 - In This Section This section contains the following topics: Overview... 2 General... 2 Related Bulletins... 3 Identifying a Leasehold Estate... 4 Occupancy/Property Types... 5 Eligible Occupancy/

More information

Contact Information Type Company/First Name Last Name Email Phone Title Ownership Ind Sparky Doodle john@comergence.com 5555555555 100%

Contact Information Type Company/First Name Last Name Email Phone Title Ownership Ind Sparky Doodle john@comergence.com 5555555555 100% Application Information Application Type Closed Loan Seller Appying To Matador Mortgage Corp Account Executive Marky Mark Company Information Regulatory Alaska USA Mortgage Company, LLC Sparky Corp, LLC

More information

1-866-667-6724 Where homeownership education takes flight!

1-866-667-6724 Where homeownership education takes flight! 100% Financing Options for CalPERS Members Thank you for attending We will begin in a moment Class Scheduled to begin at 10:00am Homeownership Educator Scott Schang Branch Manager Broadview Mortgage Corporation

More information

1-866-667-6724 Where homeownership education takes flight!

1-866-667-6724 Where homeownership education takes flight! 100% Financing Options for CalPERS Members Thank you for attending We will begin in a moment Class Scheduled to begin at 10:00am Homeownership Educator Scott Schang Branch Manager Broadview Mortgage Corporation

More information

Financing Residential Real Estate. Lesson 12: VA-Guaranteed Loans

Financing Residential Real Estate. Lesson 12: VA-Guaranteed Loans Financing Residential Real Estate Lesson 12: VA-Guaranteed Loans Introduction In this lesson we will cover: characteristics of VA loans, eligibility requirements, VA guaranty, VA loan amounts, and underwriting

More information

A mortgage company dedicated to the needs of your transferees.

A mortgage company dedicated to the needs of your transferees. A mortgage company dedicated to the needs of your transferees. A mortgage experience designed around transferees needs. And yours. We have a simple mission: to make the mortgage process easy, convenient

More information

Financing Residential Real Estate: SAFE Comprehensive 20 Hours

Financing Residential Real Estate: SAFE Comprehensive 20 Hours Financing Residential Real Estate: SAFE Comprehensive 20 Hours COURSE ORGANIZATION and DESIGN Roy L. Ponthier, Ph.D., Ed.D., CDEI, DREI Executive Director Module 1: Finance and Investment Mortgage loans

More information

VA Homeowners Guide PRESENTED BY. www.lowvarates.com

VA Homeowners Guide PRESENTED BY. www.lowvarates.com VA Homeowners Guide PRESENTED BY www.lowvarates.com TABLE OF CONTENTS Introduction to LowVARates Why a VA Loan? VA Loan Eligibility What is a COE? Occupancy Requirements Credit/Income Requirements VA Funding

More information