Loans on 1- to 4-Family and Manufactured Home Dwellings. Nonoccupant Loans From Columns A, B, C and D A B C D E F. Loans

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1 DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2014 SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE Home Purchase CENSUS TRACT OR COUNTY NAME AND DISPOSITION OF APPLICATION 1/ (STATE/COUNTY/TRACT NUMBER), & Conventional on 1- to 4-Family and Manufactured Home Dwellings Refinancings Home Improvement on Dwellings For 5 or More Families Nonoccupant From Columns A, B, C and D A B C D E F On Manufactured Home Dwellings From Columns A, B, C & D Number G $000's Page 1 of 2 CA/MARIN COUNTY/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN CA/MARIN COUNTY/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN MSA/MD(TOTAL) APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN INLID GEOGRAPHIC IDENTIFIERS 2/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN Report Date: 05/21/2015

2 DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2014 Page 2 of 2 DISPOSITION OF APPLICATIONS INLID MSA/MD NUMBERS 2/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN, & on 1- to 4-Family and Manufactured Home Dwellings Home Purchase Conventional Refinancings Home Improvement on Dwellings For 5 or More Families Nonoccupant From Columns A, B, C and D A B C D E F On Manufactured Home Dwellings From Columns A, B, C & D Number G $000's Report Date: 05/21/2015

3 DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2014 Page 1 of 2 RACE AND GENDER 5/ 18/ 19/ (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) WHITE (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) RACE NOT AILABLE (TOTAL) 6/ JOINT (/)

4 DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2014 Page 2 of 2 ETHNICITY, GENDER AND INCOME 7/ 18/ 19/ (TOTAL) JOINT (/) NOT (TOTAL) JOINT (/) JOINT (/ NOT ) (TOTAL) JOINT (/) ETHNICITY NOT AILABLE (TOTAL) 6/ JOINT (/) 18/ 19/ WHITE NON-HISPANIC (TOTAL) JOINT (/) OTHERS, INCLUDING HISPANIC (TOTAL) JOINT (/) INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 50-79% OF MSA/MD MEDIAN 80-99% OF MSA/MD MEDIAN % OF MSA/MD MEDIAN 120% OR MORE OF MSA/MD MEDIAN INCOME NOT AILABLE 6/ TOTAL 14/

5 DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2014 Page 1 of 3 INCOME, RACE AND ETHNICITY LESS THAN 50% OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC 50-79% OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC

6 DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2014 Page 2 of 3 INCOME, RACE AND ETHNICITY (CONTINUED) 80-99% OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC % OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC

7 DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2014 Page 3 of 3 INCOME, RACE AND ETHNICITY (CONTINUED) 120% OR MORE OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC TOTAL 14/

8 DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2014 Page 1 of 1 TYPE OF CENSUS TRACT 10/ RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 10-19% MINORITY % MINORITY 50-79% MINORITY % MINORITY INCOME CHARACTERISTICS 12/ 13/ LOW INCOME MODERATE INCOME MIDDLE INCOME UPPER INCOME INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/ LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY % MINORITY MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY % MINORITY 50-79% MINORITY % MINORITY MIDDLE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY % MINORITY UPPER INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY % MINORITY SMALL COUNTY ALL OTHER TRACTS 21/ TOTAL 14/

9 DISCLOSURE TABLE 8-3: REASONS FOR DENIAL OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2014 Page 1 of 1 APPLICANT CHARACTERISTICS Debt-to- Income Ratio Employment History Credit History Collateral Insufficient Cash Unverifiable Information Credit App. Incomplete Mortgage Insurance Other Total /22 Number % Number % Number % Number % Number % Number % Number % Number % Number % Number % WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCL. HISPANIC GENDER 19/ JOINT (/) GENDER NOT AILABLE 6/ INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 50-79% OF MSA/MD MEDIAN 80-99% OF MSA/MD MEDIAN % OF MSA/MD MEDIAN 120% OR MORE OF MSA/MD MEDIAN INCOME NOT AILABLE 6/

10 DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2014 Page 1 of 2 LOAN TYPE HOME PURCHASE REFINANCE HOME IMPROVEMENT FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN TOTAL APPLICATIONS 28/ CONVENTIONAL 2 CONVENTIONAL APPLICATIONS APPROVED BUT NOT ACCEPTED CONVENTIONAL 1 APPLICATIONS DENIED CONVENTIONAL 1 APPLICATIONS WITHDRAWN CONVENTIONAL CONVENTIONAL

11 DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2014 Page 2 of 2 LOAN TYPE HOME PURCHASE REFINANCE HOME IMPROVEMENT FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN MEMO ITEM: SUBSET OF PREAPPROLS RESULTING IN ORIGINATIONS CONVENTIONAL NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA LOANS SOLD CONVENTIONAL

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