Loans on 1- to 4-Family and Manufactured Home Dwellings. Nonoccupant Loans From Columns A, B, C and D A B C D E F. Loans

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1 DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2014 SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE Home Purchase CENSUS TRACT OR COUNTY NAME AND DISPOSITION OF APPLICATION 1/ (STATE/COUNTY/TRACT NUMBER), & Conventional on 1- to 4-Family and Manufactured Home Dwellings Refinancings Home Improvement on Dwellings For 5 or More Families Nonoccupant From Columns A, B, C and D A B C D E F On Manufactured Home Dwellings From Columns A, B, C & D Number G $000's Page 1 of 2 CA/MARIN COUNTY/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN CA/MARIN COUNTY/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN MSA/MD(TOTAL) APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN INLID GEOGRAPHIC IDENTIFIERS 2/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN Report Date: 05/21/2015

For 5 or More Families Nonoccupant From Columns A, B, C and D A B C D E F On Manufactured Home Dwellings From Columns A, B, C & D Number G $000's Page 1 of 2 CA/MARIN COUNTY/1160.

2 DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2014 Page 2 of 2 DISPOSITION OF APPLICATIONS INLID MSA/MD NUMBERS 2/ APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN, & on 1- to 4-Family and Manufactured Home Dwellings Home Purchase Conventional Refinancings Home Improvement on Dwellings For 5 or More Families Nonoccupant From Columns A, B, C and D A B C D E F On Manufactured Home Dwellings From Columns A, B, C & D Number G $000's Report Date: 05/21/2015

Manufactured Home Dwellings Home Purchase Conventional Refinancings Home Improvement on Dwellings For 5 or More Families

3 DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2014 Page 1 of 2 RACE AND GENDER 5/ 18/ 19/ (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) WHITE (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) RACE NOT AILABLE (TOTAL) 6/ JOINT (/)

18/ 19/ (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) (TOTAL) JOINT (/) WHITE (TOTAL) 2 817 1 417

4 DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2014 Page 2 of 2 ETHNICITY, GENDER AND INCOME 7/ 18/ 19/ (TOTAL) JOINT (/) NOT (TOTAL) JOINT (/) JOINT (/ NOT ) (TOTAL) JOINT (/) ETHNICITY NOT AILABLE (TOTAL) 6/ JOINT (/) 18/ 19/ WHITE NON-HISPANIC (TOTAL) JOINT (/) OTHERS, INCLUDING HISPANIC (TOTAL) JOINT (/) INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 50-79% OF MSA/MD MEDIAN 80-99% OF MSA/MD MEDIAN % OF MSA/MD MEDIAN 120% OR MORE OF MSA/MD MEDIAN INCOME NOT AILABLE 6/ TOTAL 14/

6/ JOINT (/) 18/ 19/ WHITE NON-HISPANIC (TOTAL) 2 817 1 417 1 400 1 417 1 417 JOINT (/) 1 400 1 400 OTHERS, INCLUDING HISPANIC (TOTAL) JOINT (/) INCOME OF APPLICANTS 9/ LESS THAN 50% OF

5 DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2014 Page 1 of 3 INCOME, RACE AND ETHNICITY LESS THAN 50% OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC 50-79% OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC

6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC 50-79% OF MSA/MD

6 DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2014 Page 2 of 3 INCOME, RACE AND ETHNICITY (CONTINUED) 80-99% OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC % OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC

AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC 100-119% OF

7 DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2014 Page 3 of 3 INCOME, RACE AND ETHNICITY (CONTINUED) 120% OR MORE OF MSA/MD MEDIAN WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCLUDING HISPANIC TOTAL 14/

120% OR MORE OF MSA/MD MEDIAN WHITE 1 417 1 417 RACE NOT AILABLE 6/ NOT 1 417 1 417 JOINT (/ NOT HISPANIC OR

8 DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2014 Page 1 of 1 TYPE OF CENSUS TRACT 10/ RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 10-19% MINORITY % MINORITY 50-79% MINORITY % MINORITY INCOME CHARACTERISTICS 12/ 13/ LOW INCOME MODERATE INCOME MIDDLE INCOME UPPER INCOME INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/ LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY % MINORITY MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY % MINORITY 50-79% MINORITY % MINORITY MIDDLE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY % MINORITY UPPER INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY % MINORITY SMALL COUNTY ALL OTHER TRACTS 21/ TOTAL 14/

INCOME MODERATE INCOME 2 817 1 417 1 400 MIDDLE INCOME UPPER INCOME INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/ LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY 80-100%

9 DISCLOSURE TABLE 8-3: REASONS FOR DENIAL OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2014 Page 1 of 1 APPLICANT CHARACTERISTICS Debt-to- Income Ratio Employment History Credit History Collateral Insufficient Cash Unverifiable Information Credit App. Incomplete Mortgage Insurance Other Total /22 Number % Number % Number % Number % Number % Number % Number % Number % Number % Number % WHITE RACE NOT AILABLE 6/ NOT JOINT (/ NOT HISPANIC OR LATINO) ETHNICITY NOT AILABLE 6/ WHITE NON-HISPANIC OTHERS, INCL. HISPANIC GENDER 19/ JOINT (/) GENDER NOT AILABLE 6/ INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 50-79% OF MSA/MD MEDIAN 80-99% OF MSA/MD MEDIAN % OF MSA/MD MEDIAN 120% OR MORE OF MSA/MD MEDIAN INCOME NOT AILABLE 6/

Incomplete Mortgage Insurance Other Total /22 Number % Number % Number % Number % Number % Number % Number % Number % Number % Number % WHITE 1 100 1 100 RACE NOT AILABLE 6/ NOT 1 100 1 100 JOINT (/

10 DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2014 Page 1 of 2 LOAN TYPE HOME PURCHASE REFINANCE HOME IMPROVEMENT FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN TOTAL APPLICATIONS 28/ CONVENTIONAL 2 CONVENTIONAL APPLICATIONS APPROVED BUT NOT ACCEPTED CONVENTIONAL 1 APPLICATIONS DENIED CONVENTIONAL 1 APPLICATIONS WITHDRAWN CONVENTIONAL CONVENTIONAL

LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN TOTAL APPLICATIONS 28/ CONVENTIONAL 2 CONVENTIONAL

11 DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2014 Page 2 of 2 LOAN TYPE HOME PURCHASE REFINANCE HOME IMPROVEMENT FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN MEMO ITEM: SUBSET OF PREAPPROLS RESULTING IN ORIGINATIONS CONVENTIONAL NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA NA LOANS SOLD CONVENTIONAL

JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN MEMO ITEM: SUBSET OF PREAPPROLS RESULTING IN

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