Credit Union Dist. of Home Loans
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1 Credit Union Dist. of Home Loans Chart 3.1: Number of All 2005 Home Loans Originated 12 or More of MSA Median 4 35% 3 25% 2 15% 1 5% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
2 Credit Union Dist. of Home Loans Chart 3.2: Value of All 2005 Home Loans Originated 12 or More of MSA Median LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
3 Credit Union Dist. of Home Loans Chart 3.3: Number of All 2005 Home Loans Originated Less than 8 of MSA Median LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
4 Credit Union Dist. of Home Loans Chart 3.4: Value of All 2005 Home Loans Originated Less than 8 of MSA Median 45% 4 35% 3 25% 2 15% 1 5% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
5 Credit Union Dist. of Home Loans Chart 3.5: Number of All 2005 Home Loans Originated Less Than 5 of MSA Median 2 18% 16% 14% 12% 1 8% 6% 4% 2% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
6 Credit Union Dist. of Home Loans Chart 3.6: Value of All 2005 Home Loans Originated Less Than 5 of MSA Median 14% 12% 1 8% 6% 4% 2% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
7 Change in Distribution Chart 4.1: vs Number of All Home Loans Originated 10 or More of MSA Median 1 5% -5% -1-15% -2 LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
8 Change in Distribution Chart 4.2: vs Number of All Home Loans Originated Less Than 8 of MSA Median 15% 1 5% -5% -1 LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
9 Change in Distribution Chart 4.3: vs Value of All Home Loans Originated 10 or More of MSA Median 1 5% -5% -1-15% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER -2 * Ranked by managed assets
10 Change in Distribution Chart 4.4: vs Value of All Home Loans Originated Less Than 8 of MSA Median 2 15% 1 5% -5% -1 LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
11 Chart 5.1 Chart 5.1: % 2006 Target Market in <6 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark
12 Credit Union Distribution by Income Group Chart 5.2: % 2006 Target Market in Top 4 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark
13 Credit Union Distribution by Income Group Chart 5.3: % 2006 Target Market in Top 1 Income Group 25% 2 15% 1 5% Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark
14 Chart 8.1 Chart 8.1: % New Branches Target Markets in <6 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators * * Community First Un Wisc Landmark * No new branches
15 New Branch Distribution by Income Group Chart 8.2: % New Branches Target Markets in Top 4 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators * * Community First Un Wisc Landmark * No new branches
16 New Branch Distribution by Income Group Chart 8.3: % New Branches Target Markets in Top 1 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark * No new branches or * *
17 Credit Union Market Demographics Altra Under 90 Credit Union County Wisconsin
18 Credit Union Market Demographics Blackhawk Community Under 90 Credit Union County Wisconsin
19 Credit Union Market Demographics Capital Under 90 Credit Union County Wisconsin
20 Credit Union Market Demographics Citizens First Under 90 Credit Union County Wisconsin
21 Credit Union Market Demographics Community First Under 90 Credit Union County Wisconsin
22 Credit Union Market Demographics Connexus Under 90 Credit Union County Wisconsin
23 Credit Union Market Demographics Covantage Under 90 Credit Union County Wisconsin
24 Credit Union Market Demographics Educators Under 90 Credit Union County Wisconsin
25 Credit Union Market Demographics Fox Community Under 90 Credit Union County Wisconsin
26 Credit Union Market Demographics Great Wisconsin Under 90 Credit Union County Wisconsin
27 Credit Union Market Demographics Guardian Under 90 Credit Union County Wisconsin
28 Credit Union Market Demographics Kohler Under 90 Credit Union County Wisconsin
29 Credit Union Market Demographics Landmark Under 90 Credit Union County Wisconsin
30 Credit Union Market Demographics Marine Under 90 Credit Union County Wisconsin
31 Credit Union Market Demographics Pioneer Under 90 Credit Union County Wisconsin
32 Credit Union Market Demographics Royal Under 90 Credit Union County Wisconsin
33 Credit Union Market Demographics Summit Under 90 Credit Union County Wisconsin
34 Credit Union Market Demographics University of Wisconsin Under 90 Credit Union County Wisconsin
35 Credit Union Market Demographics Westby Under 90 Credit Union County Wisconsin
36 Credit Union Market Demographics Westconsin Under 90 Credit Union County Wisconsin
37 03-06 New Branch Market Demographics Altra Under 90 New Branch County Wisconsin
38 03-06 New Branch Market Demographics Blackhawk Community Under 90 New Branch County Wisconsin
39 03-06 New Branch Market Demographics Capital Under 90 New Branch County Wisconsin
40 03-06 New Branch Market Demographics Citizens First Under 90 New Branch County Wisconsin
41 03-06 New Branch Market Demographics Community First Under 90 New Branch County Wisconsin
42 03-06 New Branch Market Demographics Covantage Under 90 New Branch County Wisconsin
43 03-06 New Branch Market Demographics Educators Under 90 New Branch County Wisconsin
44 03-06 New Branch Market Demographics Fox Communities Under 90 New Branch County Wisconsin
45 03-06 New Branch Market Demographics Guardian Under 90 New Branch County Wisconsin
46 03-06 New Branch Market Demographics Kohler Under 90 New Branch County Wisconsin
47 03-06 New Branch Market Demographics Landmark Under 90 New Branch County Wisconsin
48 03-06 New Branch Market Demographics Marine Under 90 New Branch County Wisconsin
49 03-06 New Branch Market Demographics Pioneer Under 90 New Branch County Wisconsin
50 03-06 New Branch Market Demographics Royal Under 90 New Branch County Wisconsin
51 03-06 New Branch Market Demographics Summit Under 90 New Branch County Wisconsin
52 03-06 New Branch Market Demographics University of Wisconsin Under 90 New Branch County Wisconsin
53 03-06 New Branch Market Demographics Westby Under 90 New Branch County Wisconsin
54 03-06 New Branch Market Demographics Westconsin Under 90 New Branch County Wisconsin
55 Landmark Credit Union Number of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
56 Landmark Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
57 University of Wisconsin Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
58 University of Wisconsin Credit Union Value of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
59 Community First Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
60 Community First Credit Union Value of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
61 Educators Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
62 Educators Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
63 Royal Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of of Total Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
64 Royal Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
65 Summit Credit Union Number of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN 79% OR LESS
66 Summit Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
67 Fox Communities Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
68 Fox Communities Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
69 Altra Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
70 Altra Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
71 Westconsin Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN % OR LESS
72 Westconsin Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
73 Great Wisconsin Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
74 Great Wisconsin Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
75 Citizens First Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN % OR LESS
76 Citizens First Credit Union Value of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN 79% OR LESS
77 Pioneer Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by Borrower Income OR MORE 80-99% OF MSA MEDIAN % OR LESS
78 Pioneer Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
79 Blackhawk Community Credit Union Number of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
80 Blackhawk Community Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
81 Capital Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
82 Capital Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
83 Guardian Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
84 Guardian Credit Union Value of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
85 Connexus Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 1 79% OR LESS
86 Connexus Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 1 79% OR LESS
87 Kohler Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
88 Kohler Credit Union Value of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of of Total Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
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