Axis Mobile Banking App- Highest Transactor of the Day June 16 Campaign Brief:

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1 Axis Mobile Banking App- Highest Transactor of the Day June 16 Campaign Brief: 1. Campaign Period : Campaign Period starts from 24 th June to 09 th July 2016 (both days inclusive) each day from 12 am to pm, every week from Monday to Saturday (all days inclusive). 2. Transactions/Payments : The Customers who are doing 2 different transactions/payments per day through Axis Mobile App during the Campaign period will be considered and eligible for this campaign: a) Utility Bill Payment b) Axis Bank Credit Card Payments c) Recharge Mobile, DTH and Datacard d) Transfer of funds through (IMPS/NEFT/ Axis to Axis Transfer) *excluding Fixed Deposit/ Recurring Deposit creation * IMPS is chargeable on Mobile banking Please note: Any transactions done on Sundays during the campaign period will not be part of the campaign 3. By participating in this Campaign, Customers (hereinafter defined) agree to be bound by these Terms & Conditions. Any person participating in this Offer shall be deemed to have read, understood and accepted these Terms and Conditions. 4. Transactions/payments from the Savings Bank Accounts of Customers would only be considered during the campaign period, however this campaign is not applicable to account holders who fall under these categories: NRI, Burgundy, Privee and Axis employees 5. Highest/ Top Payer or Customer will be calculated as cumulative value of all transactions/ payments (type of transactions and payments as defined above) made on Axis Mobile Banking App each day from 12 am to pm Definitions: For the purposes of these terms and conditions: Customer" shall mean Axis Bank savings account holder who are eligible for the Axis Bank Service(s) and who has received communication from Axis Bank with respect to the captioned Offer. However, account holders who are NRI, Burgundy, Privee and Axis employees are not considered as customer for this campaign. "Service(s)" shall mean Mobile Banking services of Axis Bank availed by the Customers.

2 Axis Bank Spend(s) shall mean fund transfers through NEFT/IMPS/ Axis to Axis transfer, Axis Bank credit card bill payment, utility bill payment, recharges (DTH, data card, mobile) *Fixed Deposit and Recurring Deposit creation is excluded Offer shall mean gift of specified item/s to the account holder in cases where the Service is availed during the Campaign Period (24 th June to 9 th July 2016) Daily Prizes: 1. One top spender on Axis Mobile application at the end of every day of the Campaign period i.e. from 7 th June to 30 th June 2016 would get Flipkart voucher worth Rs A customer can be a daily prize winner only once during the offer period 3. This e-voucher will be sent to the registered Mobile number of the User within a period of thirty (30) days from the Campaign end date. It is clearly understood by the User that the e-vouchers are being provided by a third party Flipkart and not by Axis Bank. Hence, in the event of any dispute regarding utilization of the e-voucher or any other related issues therein or incidental thereto shall be settled by the User directly with Flipkart and no User shall bring any dispute(s) to or against Axis Bank. 4. In case of multiple fund transfers to the same beneficiary account only the highest value transaction will be considered in daily prize category during the campaign period 5. In case of non-availability of valid mobile number/ DNC subscribed mobile number, Axis Bank will not be responsible for non-receipt of the e-voucher by the customer. 6. Flipkart shall make available e-vouchers to related Users who use the voucher on the Flipkart website 7. The e-voucher can be redeemed ONLY on the website or Flipkart app and cannot be redeemed directly for cash 8. Each User can redeem only one e-voucher in a transaction. Multiple redemptions by a single user would result in bad transaction. 9. Axis Bank shall not be liable in any manner whatsoever, if the e-voucher(s) are non-functional due to any technical or other issues. Axis Bank shall not take any guarantee or warranty and makes no representation in respect of any such services which will be provided by the Flipkart under the e-voucher. 10. E-voucher is valid only for Flipkart in India & can be used only once within the validity period

3 11. Flipkart may impose additional terms and conditions for the use of the e-vouchers or their website via or other means and that their terms and conditions shall be in addition to the Terms and Conditions of this Campaign / Offer Flipkart Product Description & Terms and Conditions Product Description: Flipkart is a leading destination for online shopping in India, offering some of the best prices and a completely hassle-free experience with options of paying through Cash on Delivery, Debit Card, Credit Card and Net Banking processed through secure and trusted gateways. Now shop for your favorite books, apparel, footwear, lifestyle accessories, baby care products, toys, posters, sports and fitness, mobile phones, laptops, cameras, movies, music, health and beauty, televisions, refrigerators, airconditioners, washing machines, MP3 players and products from a host of other categories available. Flipkart Gift Vouchers will give the recipient an access to some of the top selling electronic brands on the website like Samsung, HTC, Nokia, Dell, HP, Sony, Canon, Nikon, LG, Toshiba, Philips, Braun, Bajaj and Murphy Richards. One can browse through the cool lifestyle accessories, apparel and footwear brands featured on their site with expert descriptions to help you arrive at the right buying decision Terms and Conditions 1) The GV can be redeemed online against Sellers listed on only. 2) A GV can be purchased on using the following payment modes only Credit Card, Debit Card and Net Banking. 3) GVs can be redeemed by selecting the payment mode as e-gift Voucher. GV payment option is not available for single order with multiple sellers. 4) GVs cannot be used to purchase other GVs, GVs cannot be used to purchase Flipkart First subscriptions. 5) If the order value exceeds the GV amount, the balance must be paid by Credit Card/Debit Card/Internet Banking. Cash on Delivery payment option cannot be used to pay the balance amount. 6) If the order value is less than the amount of the GV, the outstanding balance (after deduction of order value) will reflect under the same GV and can be used for subsequent transactions. 7) GVs will expire on 31 st August 2016 and any corresponding unused balance shall be forfeited thereafter. 8) GVs cannot be redeemed for Cash or Credit. You can combine and use a maximum of 15 vouchers per order. They can be combined with promotional codes. 9) Validity of GVs cannot be extended, new GVs cannot be provided against the expired/unused Vouchers. There is no fee or other charges associated with GV purchase. 10) GVs cannot be reloaded or resold.

4 Steps for Redemption :- 1. Go to and select the products you want to purchase 2. At the time of checkout, click "Proceed To Pay", and go through the regular checkout process 3. Fill in your details and delivery address at shipping address page 4. In the payment step, select the 'e-gift Voucher' payment option on the left 5. Enter the 16-digit instant e-voucher number and the corresponding 6-digit PIN number when prompted 6. Order amount will get updated based on the value of the voucher Other terms: 1. These Terms and Conditions shall be governed by the laws of India. The courts at Mumbai shall have the exclusive jurisdiction in respect of any disputes with respect to all the subject matter with relation to the offer. 2. These Terms and Conditions and an arrangement herein shall be subject to applicable RBI guidelines issued from time to time and prevailing law and regulations 3. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the customer due to provision of the Gift, shall be to the sole account of the customer 4. Winners will be declared 15 days after the campaign close date 5. Axis Bank will publish the results of the winners by 29 th June 2016 and send the Gift to the winners by 8 th July If any gift item is found damaged then the vendor will pick the damaged good and replace the same 7. Axis Bank will not be responsible for any damage/loss or theft post the delivery and acceptance of the goods by the customer 8. In all matters relating to the campaign, the decision taken by Axis Bank will be the final decision 9. Axis Bank reserves the right to modify/ change all or any of the terms and conditions contained herein as per its discretion without assigning any reasons or without any prior intimation/notice whatsoever. Axis Bank also reserves the right to discontinue the Contest/Offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank will not be liable in any manner whatsoever for any loss/ damage /claim/injury that may arise due to withdrawal or change in the terms and conditions of the Offer or discontinuation of it. 10. For any queries the customer should get in touch with Axis bank call centre 11. The Offer is not available wherever prohibited and/or on products/services for which such offers cannot be made available for any reason whatsoever. 12. Axis Bank / Alliance Partner reserve the right to modify/change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.

5 13. Axis Bank shall not be held liable for any delay or loss that may be caused in delivery of the Gift. 14. In the event any alternative Gift is offered, selection of the same shall be at the sole discretion of Axis Bank. 15. Axis Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered by the Merchant Establishments. Any dispute or claim regarding the goods and services must be resolved by the customer without any reference to Axis Bank. The existence of a dispute, if any, regarding the Product/s shall not constitute a claim against Axis Bank 16. Axis Bank reserves the right to disqualify the Alliance Partner or Customers / Account holder /s from the benefit s of the Program if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program