Business Medical Indemnity

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Business Medical Indemnity"

Transcription

1 Always on your side Business Medical Indemnity Insurance for companies that provide

2 What is (BMI) Insurance? MIGA s (BMI) insurance is for organisations that provide health care treatment, advice and services. BMI provides insurance protection for claims that may be made against the company. Examples of organisations that may need BMI are medical practices or clinics, health care centres, radiology practices, pathology practices, locum services and day hospitals/surgeries. This list is not exhaustive if your organisation is in the health care sector you may need BMI insurance!!! MIGA can insure both the company and the doctors who work for it under an attractive group arrangement with a range of benefits and services. There are significant advantages in each having their insurance with the one insurer. Key benefits are that it minimises the risk of claims not being covered and you may save on premiums. How do you know if you need BMI Insurance? The types of organisations that will need their own insurance include: Corporate entities providing health care treatment, advice or service that employ and/or contract a range of health care professionals in providing services Companies owned by doctors that employ staff (including doctors and allied health care professionals) and which provide a broad range of services (particularly those that provide services beyond each doctor s area of medical practice) Companies that employ or are owned by a number of doctors who are insured with different insurers. Complex business structures through which are delivered are increasingly common and can often give rise to unexpected liabilities that are not always covered by individual medical indemnity insurance policies arranged by doctors. Unfortunately, this can result in unintended gaps in medical indemnity insurance that are easily covered by BMI insurance. 2 3 The BMI checklist If you answer yes to any or all of the following you may be taking a significant risk in providing health care services without BMI insurance. Have you established a company for the purpose of providing health care advice, service or treatment? Does the company employ or contract health care professionals, including doctors, other professional staff and support staff? Are your professional staff, including doctors insured by different insurers? Do you know the scope of their cover? Does the company provide via separate companies and/or locations? Does the company employ administrative staff to support the doctors and other professionals in the practice? Does the company engage locums and other temporary staff to work for it? Does the company provide services to doctors and other health care professionals for a fee? Does the company lease its facilities to other health care professionals? Does the company own or lease machinery and/or medical equipment to provide the services (e.g. diagnostic equipment)? If you are a doctor who owns a medical practice read our brochure Does your practice need BMI insurance? for more information about why you may need additional insurance cover. Available via our website at Don t wait until you have an uninsured claim to find out you needed BMI insurance.

3 What does BMI cover? BMI provides cover for legal liability arising out of acts, errors or omissions relating to the provision of health care treatment, advice or service in the course of business. It includes cover for: Claims for compensation and the costs incurred in defending or investigating claims Expenses incurred in defending a prosecution or responding to inquests, inquiries, investigations or complaints arising from the provision of the. BMI insurance covers the liability of the company or practice entity, its subsidiaries and their employees including health care professionals such as nurses, technicians and the like (other than employed doctors*). Cover is also provided for vicarious liability for the acts of employees, including employed doctors and contractors, consultants and agents. Other services offered by MIGA Organisations insured with MIGA have access to our unique and extensive package of services specifically tailored to the health care sector, including: Advisory assistance including 24 hour emergency medico-legal support across Australia Risk management training, education workshops, advisory services, support and materials Claims, general medico-legal and below deductible advisory services Bi-monthly Bulletins with information about medical indemnity, claims trends, case studies and risk management tips A range of on-line claims and risk management resources. Some services may be subject to a separate fee. *An optional extension is available to cover employed doctors directly under the BMI insurance or alternatively doctors can maintain their own insurance and BMI will cover the company or practice over and above the individual doctors policies. If the company employs doctors and they wish to maintain their own individual medical indemnity insurance cover, MIGA can offer a tailored group insurance arrangement for them that dovetails with the BMI insurance. The advantage of this is that each doctor can maintain their own insurance but they have access to more benefits, competitive premiums and broader cover via a group arrangement. MIGA s BMI insurance policy and our cover for individual doctors are complementary products; we can offer you either one or both. Why choose MIGA? MIGA offers a unique package of services which are quite different to traditional insurers in Australia. We have more than 115 years of experience in medical indemnity and we offer claims and risk management services specifically tailored to the health care sector. As a specialist insurer to the health care profession, MIGA provides medical indemnity insurance and a range of claims and risk management services to thousands of doctors and medical students Australia-wide. If you are looking for an innovative provider of medical indemnity insurance and services that genuinely cares for and supports its policy holders we encourage you to consider insuring with MIGA. 4 5

4 About MIGA MIGA is a specialist insurer offering a range of medical indemnity insurance products and associated services to the health care profession across Australia. Our Head Office is in Adelaide and we have branch offices in Brisbane, Melbourne and Sydney. We are committed to providing high quality and affordable medical indemnity insurance and services and to maintaining MIGA as a leading provider of medical indemnity insurance in Australia. Medical Insurance Australia Pty Ltd, our insurance subsidiary, is licensed and regulated by APRA. We are also a member of the Insurance Council of Australia and the Financial Ombudsman Service. MIGA has voluntarily adopted the general insurance industry Code of Practice (the Code) and has a Service Commitment which reflects our genuine desire to be open, caring and honest in our relationships with our clients. Would you like more information? Call our friendly staff. They can provide you with personal advice relevant to your situation and provide you with a quote over the telephone. or Visit our website where you will find case studies designed to help you understand how Business Medical Indemnity insurance can protect your company. The Case Studies cover a range of scenarios that could exist within your organisation, including: Renting rooms Faulty equipment Practice systems Liability for the actions of staff Contracting to provide medical services. 6 7

5 Contacting MIGA National Free Call: hour emergency medico-legal advisory service (08) Website: Head Office Level 9, Optus House King William Street, Adelaide, 5000 PO Box 1223, Unley DC, South Australia 5061 Telephone: (08) Facsimile: (08) Branch Offices Brisbane (07) Melbourne (03) Sydney (02) Always on your side Insurance policies available through MIGA are issued by Medical Insurance Australia Pty Ltd. MIGA has not taken into account your personal objectives or situation. Before you make any decisions about our policy, please read the Policy Wording and consider your own needs. Call MIGA for a copy. MIGA November 2012 Work with confidence

Professional Indemnity Insurance for Eligible Midwives

Professional Indemnity Insurance for Eligible Midwives Professional Indemnity Insurance for Eligible Midwives Information Booklet Practise with confidence From 1 July 2010 IMPORTANT This document has been prepared to provide eligible midwives with key information

More information

Planning to work as a doctor in Australia?

Planning to work as a doctor in Australia? Planning to work as a doctor in Australia? All you need to know about medical indemnity insurance For doctors in public and private practice Arrange insurance before you travel Visit www.miga.com.au for

More information

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Obtaining a Quotation To minimise delays in obtaining a quotation

More information

UNEXPECTED SOME PROBLEMS COME FROM THE MOST OF PLACES. PROFESSIONAL INDEMNITY INSURANCE. www.hiscoxgroup.com

UNEXPECTED SOME PROBLEMS COME FROM THE MOST OF PLACES. PROFESSIONAL INDEMNITY INSURANCE. www.hiscoxgroup.com PROFESSIONAL INDEMNITY INSURANCE SOME PROBLEMS COME FROM THE MOST UNEXPECTED OF PLACES. www.hiscoxgroup.com 10025 08/14 Claims are dealt with on a case by case basis and are subject to the terms and conditions

More information

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Obtaining a Quotation To minimise delays in obtaining a quotation

More information

Insurance for Doctors. Medical Indemnity Insurance Policy. 1 July 2013. Always on your side

Insurance for Doctors. Medical Indemnity Insurance Policy. 1 July 2013. Always on your side Insurance for Doctors Medical Indemnity Insurance Policy 1 July 2013 Always on your side «attach Schedule here For ease of accessing your current information, we recommend that upon receipt of your Schedule,

More information

The Risk Being Accountable How Professionals can be Exposed How to Minimise the Risk

The Risk Being Accountable How Professionals can be Exposed How to Minimise the Risk The Risk Being Accountable One thing is certain reputation damage caused by litigation can be devastating. Professional consulting businesses, and individuals providing specialist expertise, are under

More information

Surgical Indemnity Scheme Professional Indemnity for ASGBI Members. www.surgicalindemnityscheme.co.uk

Surgical Indemnity Scheme Professional Indemnity for ASGBI Members. www.surgicalindemnityscheme.co.uk Surgical Indemnity Scheme Professional Indemnity for ASGBI Members www.surgicalindemnityscheme.co.uk Key Features Key Features of the Surgical Indemnity Scheme A wholly owned subsidiary of the Association

More information

ALL NATION FINANCE PTY LTD ATF THE ALL NATION UNIT TRUST TRADING AS ALL NATION FINANCE

ALL NATION FINANCE PTY LTD ATF THE ALL NATION UNIT TRUST TRADING AS ALL NATION FINANCE CREDIT GUIDE & QUOTE ALL NATION FINANCE PTY LTD ATF THE ALL NATION UNIT TRUST TRADING AS ALL NATION FINANCE ABN: 68 686 536 129 Address: 10 Lancaster Road, Wangara WA 6065 Australian Credit Licence No:

More information

Financial Services Guide

Financial Services Guide Financial Services Guide Virgin Money (Australia) Pty Limited ( VMA ) ABN 75 103 478 897 Authorised Representative Number 280884 & TAL Direct Pty Limited ( TAL ) ABN 39 084 666 017 Australian Financial

More information

Credit Guide. Anne Street Partners Home Loans Pty Ltd

Credit Guide. Anne Street Partners Home Loans Pty Ltd Credit Guide Anne Street Partners Home Loans Pty Ltd A guide to our relationship with you and other parties This Credit Guide contains important infomation about: Who we are and the services we provide

More information

Understanding the claim process. Your catastrophe claim.

Understanding the claim process. Your catastrophe claim. Understanding the claim process. Your catastrophe claim. When damage happens, we can get your claim moving quickly. When severe weather or a catastrophic event occurs, Encompass understands your need to

More information

Guidelines for professional indemnity insurance

Guidelines for professional indemnity insurance Guidelines for professional indemnity insurance Contents Introduction 1 Who needs to use these guidelines? 1 Summary of guidelines 1 Background 1 1. Professional indemnity insurance arrangements 1 2. Adequate

More information

This Financial Services Guide Version 3: 23 November 2012, refers to services offered by:

This Financial Services Guide Version 3: 23 November 2012, refers to services offered by: This Financial Services Guide Version 3: 23 November 2012, refers to services offered by: Fluid Financial Planning Pty Ltd Level 1 5 Ridge Street North Sydney NSW 2060 ABN: 85 140 515 680 Australian Financial

More information

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne:

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne: about us About Us At MECON Winsure, we share our experience with insurance brokers in order to deliver tailored solutions for a wide range of businesses and requirements. Our team is committed to meeting

More information

The General Manager Business Tax Division The Treasury Langton Crescent PARKES ACT 2600. Dear Sir/Madam. Tax Agent Services Bill

The General Manager Business Tax Division The Treasury Langton Crescent PARKES ACT 2600. Dear Sir/Madam. Tax Agent Services Bill The General Manager Business Tax Division The Treasury Langton Crescent PARKES ACT 2600 Financial Planning Association of Australia Limited ABN 62 054 174 453 Level 4, 75 Castlereagh Street Sydney NSW

More information

Specialists at minimising risk exposure. Professional Indemnity Insurance Insurance Proposal Form

Specialists at minimising risk exposure. Professional Indemnity Insurance Insurance Proposal Form Specialists at minimising risk exposure Professional Indemnity Insurance Insurance Proposal Form Professional Indemnity Insurance Application Office Use Only Core Customer Segment Account number Policy

More information

MOTOR FINANCE GAP PROTECTION POLICY

MOTOR FINANCE GAP PROTECTION POLICY MOTOR FINANCE GAP PROTECTION POLICY Product Disclosure Statement and Policy Wording Version No. 2.0 Effective Date: 3 November 2011 Issued by Chubb Insurance Company of Australia ABN 69 003 710 647, ASFL

More information

PUBLIC & PRODUCTS LIABILITY RENEWAL DECLARATION

PUBLIC & PRODUCTS LIABILITY RENEWAL DECLARATION PUBLIC & PRODUCTS LIABILITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION A. Obtaining a Quotation To minimise delays in obtaining

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE Cullinvest Pty Ltd ACN 088 486 364 Australian Financial Services Licence No. 225 705 7/114 Majors Bay Rd Concord NSW 2137 PO Box 25 Concord NSW 2137 02 9743 3850 admin@cullen.com.au FINANCIAL SERVICES

More information

At minimum, Project Co will be required to ensure the following insurance coverage in relation to the D&C Phase:

At minimum, Project Co will be required to ensure the following insurance coverage in relation to the D&C Phase: Schedule 9 - Insurance Part A - D&C Phase insurance requirements Project Co will be required to effect or cause to be effected such appropriate insurances during the D&C Phase in accordance with Clause

More information

Alternative/Complementary Medicines and Therapies Insurance Proposal Form

Alternative/Complementary Medicines and Therapies Insurance Proposal Form Alternative/Complementary Medicines and Therapies Insurance Proposal Form We will confirm the premium and period of insurance once we have reviewed your application 1. PERIOD OF INSURANCE The intial policy

More information

Proposal for Practice Indemnity Insurance

Proposal for Practice Indemnity Insurance Proposal for Practice Indemnity Insurance Support Protect Promote This is a proposal for a Practice Indemnity Policy underwritten by MDA National Insurance Pty Ltd (MDA National Insurance) ABN 56 058 271

More information

DIRECTORS & OFFICERS LIABILITY INSURANCE PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

DIRECTORS & OFFICERS LIABILITY INSURANCE PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL DIRECTORS & OFFICERS LIABILITY INSURANCE PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Obtaining a Quotation To minimise delays in obtaining

More information

Financial Services Guide

Financial Services Guide Financial Services Guide 1 November 2015 This Financial Services Guide is issued by: JBWere Limited (JBWere) ABN 68 137 978 360, AFSL 341162 jbwere.com Unless otherwise disclosed in the product disclosure

More information

Credit Services Guide. Anne Street Partners Home Loans Pty Ltd

Credit Services Guide. Anne Street Partners Home Loans Pty Ltd Credit Services Guide Anne Street Partners Home Loans Pty Ltd A guide to our relationship with you and others Our Commitment to You: This Guide contains important information about: The services and types

More information

Insurance for Eligible Midwives in Private Practice. Combined Financial Services Guide and Product Disclosure Statement.

Insurance for Eligible Midwives in Private Practice. Combined Financial Services Guide and Product Disclosure Statement. Insurance for Eligible Midwives in Private Practice Combined Financial Services Guide and Product Disclosure Statement 1 July 2015 Medical Defence Association of South Australia Limited ABN 41 007 547

More information

Bendigo Financial Planning. Financial Services Guide. 13 July 2015

Bendigo Financial Planning. Financial Services Guide. 13 July 2015 Bendigo Financial Planning. Financial Services Guide. 13 July 2015 1 Introduction This Financial Services Guide (FSG) is designed to provide you with a clear understanding of what you can expect as a customer

More information

Ambulance and Cash Back Cover Only available to residents of NSW & ACT

Ambulance and Cash Back Cover Only available to residents of NSW & ACT Ambulance and Cash Back Cover Only available to residents of NSW & ACT Valid until 2014-15 Reg. No. 5037 Health Insurance Australia 2009-2014 April 2015 Why you need Ambulance and Cash Back Cover The cover

More information

For Smart Insurance Solutions Choose Coverforce

For Smart Insurance Solutions Choose Coverforce For Smart Insurance Solutions Choose Coverforce Our Capability Issue Date 1st October 2012 A different company Creating smart insurance solutions for clients is what we do. Our determination to genuinely

More information

Charity Professional & Trustees Liability Insurance

Charity Professional & Trustees Liability Insurance Charity Professional & Trustees Liability Insurance Proposal Form 1. All questions must be answered giving full and complete answers. 2. Please ensure that this Proposal Form is Signed and Dated. 3. All

More information

Professional Indemnity Insurance Application

Professional Indemnity Insurance Application Professional Indemnity Insurance Application Office Use Only Core Customer Segment Account Number Policy Number Important Notices Duty of Disclosure Before you enter into a contract of insurance with Ansvar

More information

insurance policies can now be easily extended to include the new Section 3 coverage for Professional Indemnity which is a market first

insurance policies can now be easily extended to include the new Section 3 coverage for Professional Indemnity which is a market first esentry s new Annual Contract Works and Single Project Contract Works insurance policies can now be easily extended to include the new Section 3 coverage for Professional Indemnity which is a market first

More information

Allegiance Home Loans Pty Ltd Credit Representative Number: 397806 Trina Phillips Credit Representative Number: 400596

Allegiance Home Loans Pty Ltd Credit Representative Number: 397806 Trina Phillips Credit Representative Number: 400596 Credit Guide ABOUT US ( we, us, our ): Credit Representative Allegiance Home Loans Pty Ltd Credit Representative Number: 397806 Trina Phillips Credit Representative Number: 400596 Contact details: Allegiance

More information

IMPORTANT NOTICE PLEASE READ THE FOLLOWING ADVICE BEFORE PROCEEDING TO COMPLETE THIS PROPOSAL FORM

IMPORTANT NOTICE PLEASE READ THE FOLLOWING ADVICE BEFORE PROCEEDING TO COMPLETE THIS PROPOSAL FORM IMPORTANT NOTICE PLEASE READ THE FOLLOWING ADVICE BEFORE PROCEEDING TO COMPLETE THIS PROPOSAL FORM Your Professional Indemnity Insurance Policy is issued on a CLAIMS MADE basis. This means that this policy

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE FINANCIAL SERVICES GUIDE Last updated: 19 th August 2015 Issued by: OzFinancial Pty Ltd ABN: 85 106 823 741 Australian Financial Services Licence Number: 241041 OzFinancial Australia Pty Ltd (OzFinancial

More information

CLINICAL INDEMNITY SCHEME. Draft Scope of Coverage

CLINICAL INDEMNITY SCHEME. Draft Scope of Coverage - 1 - CLINICAL INDEMNITY SCHEME Draft Scope of Coverage 1. General Principles The Clinical Indemnity Scheme has been established on the basis of enterprise liability. The fundamental principle underlying

More information

Run-Off Cover Scheme (ROCS) Important Information Effective from 1 October 2014

Run-Off Cover Scheme (ROCS) Important Information Effective from 1 October 2014 Run-Off Cover Scheme (ROCS) Important Information Effective from 1 October 2014 MDA National Insurance Pty Ltd ABN 56 058 271 417 AFS Licence No.238073 Introduction Section 1: Terms and Conditions of

More information

Let us get a DOCTOR TO YOU

Let us get a DOCTOR TO YOU 100% bulk billed, after-hours, doctor visits in the comfort of your own home Doctor To You provides 100% bulk billed, after hours, doctor visits to homes, in residential aged care facilities, in nursing

More information

Financial Services Guide Effective 1 August 2009

Financial Services Guide Effective 1 August 2009 Financial Services Guide Effective 1 August 2009 stuff you should know About this document This Financial Services Guide (FSG) is an important document which contains information intended to assist you

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE FINANCIAL FACT FIND PARKHILL FINANCIAL PLANNING PTY LTD FINANCIAL SERVICES GUIDE Authorised Representative of INTEGRITY FINANCIAL PLANNERS PTY LTD Authorised and issued by Integrity Financial Planners

More information

Public and Products Liability Proposal Form

Public and Products Liability Proposal Form Public and Products Liability Proposal Form Solution Underwriting Agency Pty Ltd Level 5, 289 Flinders Lane Melbourne, Victoria. Australia 3000 T. 03 9654 6100 F. 03 9654 6200 www.solutionunderwriting.com.au

More information

Financial Services Guide

Financial Services Guide Financial Services Guide JLT Discretionary Trust (JDT) Arrangement MARCH 2014 About JLT The JDT Arrangement is a well-established proven alternative to standard insurance for many companies throughout

More information

Landlords Residential Property. Insurance information

Landlords Residential Property. Insurance information Landlords Residential Property Insurance information CGU s Landlords Residential Property Insurance policy is designed to fully meet your investment property insurance needs whether you own a flat, unit,

More information

Financial Services Guide 10.14

Financial Services Guide 10.14 Financial Services Guide 10.14 Introduction This Financial Services Guide is designed to assist you in deciding whether to use any of the financial services offered by Australia and New Zealand Banking

More information

Practice Indemnity Insurance Proposal

Practice Indemnity Insurance Proposal Practice Indemnity Insurance Proposal Support Protect Promote Thank you for applying for practice indemnity insurance. Please make sure all information in this proposal is accurate and complete as this

More information

CLAIM FORM FOR LOSS OF INCOME &/OR RE-IMBURSEMENT OF MEDICAL EXPENSES UNDER UNIVERSITY OR SPORTING ASSOCIATION POLICIES

CLAIM FORM FOR LOSS OF INCOME &/OR RE-IMBURSEMENT OF MEDICAL EXPENSES UNDER UNIVERSITY OR SPORTING ASSOCIATION POLICIES CLAIM FORM FOR LOSS OF INCOME &/OR RE-IMBURSEMENT OF MEDICAL EXPENSES UNDER UNIVERSITY OR SPORTING ASSOCIATION POLICIES Correct completion of these forms will assist us to make accurate and faster decisions

More information

FINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice

FINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice FINANCIAL SERVICES FINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice YOUR FINANCIAL FREEDOM At Catholic Financial Services, we help you achieve financial freedom.

More information

Financial Planning 1 July 2014

Financial Planning 1 July 2014 Financial Planning 1 July 2014 Financial Services Guide Equip Financial Planning 1800 065 753 www.equipsuper.com.au Financial Services Guide Find out how to achieve financial freedom This Financial Services

More information

Personal Accident & Sickness Claim Form IMPORTANT NOTES

Personal Accident & Sickness Claim Form IMPORTANT NOTES Personal Accident & Sickness Claim Form IMPORTANT NOTES PRIVACY STATEMENT In this Privacy section we, us or our means Great Lakes Australia and Winsure, unless specified otherwise. CONTACT US We are committed

More information

Insurance, indemnity and medico-legal support

Insurance, indemnity and medico-legal support Insurance, indemnity and medico-legal support Statutory requirement for doctors to have insurance or indemnity We know doctors work hard to deliver good quality healthcare. But sometimes, things go wrong.

More information

MASTER OF FINANCIAL PLANNING COURSE BROCHURE. Your success is how we measure our own

MASTER OF FINANCIAL PLANNING COURSE BROCHURE. Your success is how we measure our own MASTER OF FINANCIAL PLANNING COURSE BROCHURE Your success is how we measure our own Contents Master of Financial Planning 4 Graduate Diploma of Financial Planning 5 Graduate Certificate of Financial Planning

More information

PROFESSIONAL INDEMNITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION

PROFESSIONAL INDEMNITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION PROFESSIONAL INDEMNITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION A. Obtaining a Quotation To minimise delays in obtaining

More information

Information Paper. Superannuation Trustee Liability Insurance. www.apra.gov.au Australian Prudential Regulation Authority.

Information Paper. Superannuation Trustee Liability Insurance. www.apra.gov.au Australian Prudential Regulation Authority. Information Paper Superannuation Trustee Liability Insurance 30 June 2006 www.apra.gov.au Australian Prudential Regulation Authority Copyright The material in this Publication is copyright. You may download,

More information

SHORT FILMS, TV COMMERCIALS, DOCUMENTARIES AND MUSIC VIDEOS PROPOSAL FORM

SHORT FILMS, TV COMMERCIALS, DOCUMENTARIES AND MUSIC VIDEOS PROPOSAL FORM SURA FILM AND ENTERTAINMENT PTY LTD LEVEL 13 / 141 WALKER ST NORTH SYDNEY NSW 2060 PO BOX 1813 NORTH SYDNEY NSW 2059 SHORT FILMS, TV COMMERCIALS, DOCUMENTARIES AND MUSIC VIDEOS PROPOSAL FORM 09-15 SHORT

More information

Professional Indemnity Proposal form

Professional Indemnity Proposal form IMPORTANT INFORMATION Please read this first Professional Indemnity Proposal form Important facts relating to this proposal form You should read the following advice before proceeding to complete this

More information

Playing it safe: Hints to avoid a claim Presentation to University of Melbourne Students

Playing it safe: Hints to avoid a claim Presentation to University of Melbourne Students Playing it safe: Hints to avoid a claim Presentation to University of Melbourne Students Disclaimer: The information in this presentation is general information relating to legal and/or clinical issues

More information

Sydney Newcastle Brisbane. Credit Guide

Sydney Newcastle Brisbane. Credit Guide Sydney Newcastle Brisbane Credit Guide Why this Guide is important to you This Guide explains the credit services we provide, as well as giving you important information that will help you decide if you

More information

BUSINESS PRACTICES PROTECTION INSURANCE TRANSPORT INDUSTRY

BUSINESS PRACTICES PROTECTION INSURANCE TRANSPORT INDUSTRY BUSINESS PRACTICES PROTECTION INSURANCE TRANSPORT INDUSTRY NOTICES RELATING TO THE OPERATION OF THIS POLICY Attention is drawn to Section 21 of the Insurance Contracts Act 1984 (Commonwealth) which provides

More information

Professional Indemnity Insurance Proposal Form for Actuaries (short form)

Professional Indemnity Insurance Proposal Form for Actuaries (short form) Professional Indemnity Insurance Proposal Form for Actuaries (short form) Marsh Pty Ltd ABN 86 004 651 512 Darling Park Tower 3 201 Sussex Street SYDNEY NSW 2000 PO Box H176 AUSTRALIA SQUARE NSW 1215 Telephone

More information

MEDICAL INDEMNITY. When you need an insurer who cares about healthcare

MEDICAL INDEMNITY. When you need an insurer who cares about healthcare MEDICAL INDEMNITY When you need an insurer who cares about healthcare better cover for a broader range of risks flexible policy wordings tailored to your needs competitive rates, backed by the security

More information

Insurance, Training, Risk and Compliance for the Transport Industry

Insurance, Training, Risk and Compliance for the Transport Industry Insurance, Training, Risk and Compliance for the Transport Industry We have worked closely in collaboration to offer the most extensive Insurance, Training, Risk and Compliance solution for the Transport

More information

ALLIED HEALTH PRACTITIONERS SEEKING APPROVAL AS INDEPENDENT MEDICAL EXAMINERS

ALLIED HEALTH PRACTITIONERS SEEKING APPROVAL AS INDEPENDENT MEDICAL EXAMINERS ALLIED HEALTH PRACTITIONERS SEEKING APPROVAL AS INDEPENDENT MEDICAL EXAMINERS TRANSPORT ACCIDENT COMMISSION 1. Application Directed To Transport Accident Commission (TAC) WorkSafe Victoria (WorkSafe) Both

More information

JLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver:

JLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver: Mining Jardine Lloyd Thompson is one of the world s largest providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. JLT s client proposition is built

More information

About Lewis Insurance Services

About Lewis Insurance Services Corporate Profile About Lewis Insurance Services Established in 1996, Lewis Insurance Services stands out in the market as the team who go the extra mile. We help businesses better understand the risks

More information

Issued by: OzFinancial Pty Ltd ABN: 85 106 823 741 Australian Financial Services Licence Number: 241041

Issued by: OzFinancial Pty Ltd ABN: 85 106 823 741 Australian Financial Services Licence Number: 241041 Last Updated 19 th August 2015 Issued by: OzFinancial Pty Ltd ABN: 85 106 823 741 Australian Financial Services Licence Number: 241041 TradersCircle Pty Ltd (TradersCircle) is an Authorised Representative

More information

Mr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s).

Mr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s). Absentee Landlord Indemnity Insurance Policy This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension, plan or appendix issued with it. We have

More information

Corporate Questionnaire Facility Application

Corporate Questionnaire Facility Application Corporate Questionnaire Facility Application Assetinsure Pty Ltd ABN 65 066 463 803 44 Pitt Street Sydney NSW 2000 Australia PO Box R299 Sydney NSW 1225 T (02) 8274 2834 F (02) 9251 6387 www.assetinsure.com.au

More information

Relationships. Understanding. Certainty. Your Best Insurance Policy

Relationships. Understanding. Certainty. Your Best Insurance Policy Relationships. Understanding. Certainty. Your Be Safeguarding our clients businesses as if they re our own. Your Be We believe that strong relationships allow for a deeper understanding of our Clients

More information

Strata Unit Underwtiters (SUU) welcomes the opportunity to make a submission to the NSW Government s Strata and Community Scheme Review.

Strata Unit Underwtiters (SUU) welcomes the opportunity to make a submission to the NSW Government s Strata and Community Scheme Review. Strata header 1 20 November 2012 Strata and Community Scheme Review Fair Trading Policy PO Box 972 PARRAMATTA NSW 2124 Via email: policy@services.nsw.gov.au Strata Unit Underwtiters (SUU) welcomes the

More information

CHILDCARE PROPERTY OWNERS INSURANCE APPLICATION FORM

CHILDCARE PROPERTY OWNERS INSURANCE APPLICATION FORM CHILDCARE PROPERTY OWNERS INSURANCE APPLICATION FORM Public & Products Liability and Professional Indemnity Insurance and Property Insurance. IMPORTANT NOTICE: PLEASE READ & RETAIN IN YOUR FILE This is

More information

Medical Practice Management Services. Helping Healthcare Professionals Succeed in Business

Medical Practice Management Services. Helping Healthcare Professionals Succeed in Business Medical Practice Management Services Helping Healthcare Professionals Succeed in Business Background of Company Indigo Medical Consulting Services is a boutique medical practice management consulting company

More information

Credit Card Protect. Product Disclosure Statement

Credit Card Protect. Product Disclosure Statement Credit Card Protect Product Disclosure Statement Bank of Melbourne Credit Card Protect is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 (Swann Insurance) and St.George Life Limited ABN 88

More information

Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement

Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL 1 and Australian credit licence

More information

Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement

Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL 1 and Australian credit licence

More information

Practitioner Indemnity Insurance Policy Application Form

Practitioner Indemnity Insurance Policy Application Form Practitioner Indemnity Insurance Policy Application Form Avant Mutual Group Limited ABN 58 123 154 898 Membership with Avant Mutual Group Limited ABN 58 123 154 898 Practitioner Indemnity Insurance with

More information

11.1 DELWP s insurance cover for committees of management

11.1 DELWP s insurance cover for committees of management 11. Insurance This chapter looks at: types of insurance cover provided for the committee by DELWP groups not covered under this insurance insurance the committee may need to purchase incidents and claims.

More information

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM Answer all questions. Blanks &/or dashes, or answers known to underwriters or brokers or N/A are not acceptable & will delay consideration of this proposal.

More information

Masterpiece Signature Personal Insurance

Masterpiece Signature Personal Insurance Masterpiece Signature Personal Insurance Supplementary Product Disclosure Statement Issued 11 May 2015 This is a Supplementary Product Disclosure Statement (SPDS) which provides information about important

More information

FINANCIAL SERVICES GUIDE.

FINANCIAL SERVICES GUIDE. FINANCIAL SERVICES GUIDE. ABOUT THIS FINANCIAL SERVICES GUIDE. This Financial Services Guide (FSG) is for users of the directshares service, who have opened a directshares account on or after 11 September

More information

HOME INDEMNITY INSURANCE - WESTERN AUSTRALIA POLICY WORDING

HOME INDEMNITY INSURANCE - WESTERN AUSTRALIA POLICY WORDING POLICY WORDING HOME INDEMNITY INSURANCE - WESTERN AUSTRALIA GLA RBUA HII WA 1115 Effective Date 01 November 2015 Welcome to the financial security provided by RBUA Home Indemnity Insurance - Western Australia

More information

Financial Services Guide

Financial Services Guide Financial Services Guide Date of issue: 1 Jan 2015 This Financial Services Guide (FSG) is an important document. Please ensure that you read this FSG carefully. It is provided by Club Plus Financial Planning

More information

REAL ESTATE AGENTS & PROPERTY MANAGERS PROFESSIONAL INDEMNITY PROPOSAL FORM

REAL ESTATE AGENTS & PROPERTY MANAGERS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT NOTICES CLAIMS-MADE INSURANCE REAL ESTATE AGENTS & PROPERTY MANAGERS PROFESSIONAL INDEMNITY PROPOSAL FORM This policy is issued on a claims-made basis. This means that the policy only covers

More information

IT Contracting Options

IT Contracting Options IT Contracting Options RIGHT PEOPLE! RIGHT PLACE! RIGHT OPTION! Welcome to Paxus! Australia s 1 st choice for IT people! We have been placing IT people since 1973 and our focus hasn t changed. You can

More information

Term Deposits. General Information and Terms and Conditions

Term Deposits. General Information and Terms and Conditions Term Deposits Dated 25 May 2015 General Information and Terms and Conditions You should read this brochure before making an investment. You can contact us: by telephone on 13 2221, 24 hours a day, 7 days

More information

ATTRACT REWARD RETAIN

ATTRACT REWARD RETAIN LABORATORIES ATTRACT REWARD RETAIN My Benefits at IDEXX ATTRACT, REWARD, RETAIN My Benefits at IDEXX At IDEXX, our Mission is 'to be a great company by creating exceptional longterm value for our employees,

More information

clear Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement

clear Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement clear Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 12 January 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit

More information

Financial Services Guide

Financial Services Guide Financial Services Guide AETOS Capital Group Pty. Ltd. 12 January, 2016 V20160112 AETOS Capital Group Pty Ltd, ACN 125 113 117 Address: Website: www.aetoscg.com Phone: +61 (2) 9929 2100 Fax: +61 (2) 9929

More information

PROPOSAL FORM: STOCKBROKERS INSURANCE IMPORTANT NOTICE PLEASE READ THE FOLLOWING ADVICE BEFORE COMPLETING THIS PROPOSAL FORM

PROPOSAL FORM: STOCKBROKERS INSURANCE IMPORTANT NOTICE PLEASE READ THE FOLLOWING ADVICE BEFORE COMPLETING THIS PROPOSAL FORM PROPOSAL FORM: STOCKBROKERS INSURANCE IMPORTANT NOTICE PLEASE READ THE FOLLOWING ADVICE BEFORE COMPLETING THIS PROPOSAL FORM Your Professional Indemnity Insurance Policy is issued on a CLAIMS MADE basis.

More information

Name of Traveller Mr Mrs Miss Ms. Occupation: Date of Birth / /

Name of Traveller Mr Mrs Miss Ms. Occupation: Date of Birth / / Travel Insurance Report Form Claim Report This issue of this form is not an admission of liability and is without prejudice. All questions in this section must be answered Name of Traveller Mr Mrs Miss

More information

Submission to The WA Government Inquiry into Housing Indemnity Insurance

Submission to The WA Government Inquiry into Housing Indemnity Insurance Submission to The WA Government Inquiry into Housing Indemnity Insurance 16 th August 2012 Introduction MBA Insurance Services (MBAIS) is the general insurance brokerage owned by six of the Master Builders

More information

Samantha Ip Clark Wilson LLP tel. 604.643.3172 ssi@cwilson.com D/RJR/682791.1

Samantha Ip Clark Wilson LLP tel. 604.643.3172 ssi@cwilson.com D/RJR/682791.1 by Samantha Ip Clark Wilson LLP tel. 604.643.3172 ssi@cwilson.com D/RJR/682791.1 TABLE OF CONTENTS A. INTRODUCTION...1 B. GENERAL INFORMATION ON THE TYPES OF LIABILITY INSURANCE...1 1. GENERAL LIABILITY

More information

directors & officers liability insurance information

directors & officers liability insurance information directors & officers liability insurance information CGU Professional Risks, as one of Australia s leading directors and officers insurers for over 20 years, offers an insurance policy that is designed

More information

Application Form and Insurance Information

Application Form and Insurance Information Application Form and Insurance Information Family Day Care Australia Educator Insurance 9 Insurance Application Form C A O OFFICE USE ONLY Applicant Details Name of family day care coordination unit you

More information

Capability Report. JLT Sport

Capability Report. JLT Sport Capability Report JLT Sport Table of Contents Introduction to JLT 3 The JLT Sport Difference 4 JLT Sport Service Platform 5 Sport Expertise 6 Risk Management Solutions 7 2 Introduction to JLT Distinctive.

More information

Professional Indemnity Insurance Management Consultants Proposal Form

Professional Indemnity Insurance Management Consultants Proposal Form Professional Indemnity Insurance Management Consultants Proposal Form Towergate Lifestyle Suite 4b, 1 Portland Street, Manchester, M1 3BE Tel: 0844 892 1789 Fax: 0844 892 1796 Email: lifestyle@towergate.co.uk

More information

Excess of Loss Professional Indemnity Insurance Policy

Excess of Loss Professional Indemnity Insurance Policy Excess of Loss Professional Indemnity Insurance Policy v12.15 Pen Underwriting Pty Ltd ABN 89 113 929 516 AFSL 290518 Our name comes from the expression to pass the pen. It reflects what we do and what

More information

Transition to licensing program. The first step towards transforming your accounting practice

Transition to licensing program. The first step towards transforming your accounting practice Transition to licensing program The first step towards transforming your accounting practice Licensing the key to transforming your accounting practice Transition to Licensing Program outline Transition

More information

Financial services guide

Financial services guide Macquarie Equities Limited About this document This Financial Services Guide (Guide) is an important document that outlines the types of products and services that Macquarie Equities Limited ( MEL, we,

More information

Professional Indemnity Insurance Application Form for Eligible Midwives

Professional Indemnity Insurance Application Form for Eligible Midwives Professional Indemnity Insurance Application Form for Eligible Midwives This Form will be used by MIGA to consider your application for Professional Indemnity Insurance with MIGA and for your automatic

More information