MEDICAL INDEMNITY. When you need an insurer who cares about healthcare

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Kory Harrington
8 years ago
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1 MEDICAL INDEMNITY When you need an insurer who cares about healthcare better cover for a broader range of risks flexible policy wordings tailored to your needs competitive rates, backed by the security of Lloyd s expert claims management ATC Insurance Solutions provides underwriting facilities through Lloyd s of London and major Australian insurers.

rates, backed by the security of Lloyd s expert claims management ATC Insurance

2 Insuring Your Professional Health ATC develops specialised Medical Indemnity programs to meet the needs of healthcare professionals and practices (from primary care through to tertiary facilities). Cover for healthcare professionals We provide comprehensive cover for healthcare professionals, whether directly employed or contracted by a healthcare facility, agency or nurse bank, including the following: nurses and nurse practitioners midwives (employed by a medical facility, or public or private hospital) including co-located birth centres physicians (including general practitioners) diagnostic, allied healthcare professionals and healthcare support service providers (for example, professionals in the fields of medical sonography; nutrition and dietetics; or language services) alternative or natural therapists including those practising in the fields of acupuncture, naturopathy; reflexology; massage; myotherapy and aromatherapy paramedics qualified locums dentists and orthodontists pharmacists and prescribing practitioners optometrists (excepting surgical) osteopaths; chiropractors or other manipulative therapists healthcare students undertaking work experience, training or clinical placement and clinical educators and healthcare trainers Cover for health services, employers and industry associations You have invested a great deal in the reputation of your health service; we work with you to protect that investment. We offer cover for a broad range of healthcare establishments, industry associations and employers including: public and private hospitals, clinics and day care providers nurse and midwifery agencies and nurse banks medical practices alternative or natural therapy practices (including acupuncture, naturopathy; reflexology; massage; myotherapy and aromatherapy) diagnostic or allied health establishment large groups of physicians and other health providers dentistry and orthodontic providers osteopath; chiropractic or other manipulative therapy practices academic medical centres and clinical education and healthcare training establishments We also specialise in tailored membership, employer-specific, or industry wide cover for: healthcare trade unions public or private healthcare employers including agency providers industry professional associations

following: nurses and nurse practitioners midwives (employed by a medical facility, or public or private hospital) including co-located birth centres physicians (including general practitioners)

3 ATC Medical Indemnity Insurance: Health Professionals ATC Insurance Solutions provides a combined medical indemnity and public liability policy to reduce the risks of uninsured exposure. For health professionals, our cover can include: bodily injury caused by medical act or omission good Samaritan acts breach of duty (including privacy/duty of confidentiality) inquiry costs defamation loss of documents dishonesty of employees misleading and deceptive conduct breach of intellectual property rights including confidentiality and copyright continuous cover public liability including accidental bodily injury and property damage ATC Medical Indemnity Insurance: Health Establishments; Employers and Membership Associations For medical, allied health and other health practices; employers or membership associations, our Australia-wide cover incorporates a broad range of civil liabilities and can include: good Samaritan acts claims investigation costs fundraising and social activities cover automatic reinstatement of sum insured teaching activities by the healthcare provider dishonest/fraudulent/criminal or malicious acts including breach of fiduciary duty by any of an insured s employees, partners/principals, independent committee members or directors defamation breach of intellectual property rights including confidentiality and copyright misleading conduct including deceptive or unconscionable conduct vicarious liability for acts of employees, consultants, and/or contractors, Board of Management and/or independent Committee Members indemnity including cover for decisions made or advice provided to medical, research, community participation and fundraising committees and the like; health service operational management and legally-constituted Boards of Management mergers and acquisitions Broker manuscript wordings and extensions will also be considered. Whether your clients are suburban healthcare practices or major tertiary (teaching hospital) facilities, ATC will work with you to provide the right insurance cover, at the right price.

defamation loss of documents dishonesty of employees misleading and deceptive conduct breach of intellectual property rights including confidentiality and copyright continuous cover public liability

4 Broader coverage, better benefits ATC s industry knowledge and underwriting expertise enables us to tailor our insurance policies to meet your requirements. Our Medical Indemnity policy benefits can be extended to include: cover for health professional volunteers (including provision of first aid services) boutulinum toxin (botox) for cosmetic and other therapeutic purposes termination of pregnancy in accordance with applicable State or Territory legislation (surgical and medical) dishonesty and fidelity clinical research trials automatic reinstatement of the limit of indemnity (subject to an annual aggregate limit) unlimited retroactive date of policy cover joint venture liability products liability (including goods supplied or sold, such as preparation and administration of medication in patient s home) cover for health professionals providing services on aircraft or ships principals prior business (where a claim is first made and notified to the insurer during the cover period) run-off cover (for acts, errors or omissions occurring prior to individual ceasing to practice or health establishment ceasing to operate) Brokers First Choice If you re involved in the placement of Medical Indemnity insurance, you understand the importance of underwriting expertise coupled with superior claims management. Why brokers choose ATC Medical Indemnity insurances Our range of covers, created specifically for the Australian healthcare sector, are backed by the security of Lloyd s of London. We offer a broad scope of risk and responsive service. We will work with you to achieve the right policy wording for your clients at a competitive price. Our dedicated claims team works closely with our underwriters to ensure seamless and stress-free settlement of your clients claims. We are readily available to help with your queries and underwriting needs. ATC s sector experience is coupled with the world renowned expertise of Lloyd s. At ATC, we value our strong relationships with brokers. We work with you to develop a deep understanding of your clients needs. We offer flexibility and innovation. We develop policy solutions for a wide range of risks and we also offer tailored broker agreements. Together, our experience and responsive service ensures the right insurance arrangements for your clients, at the right price.

therapeutic purposes termination of pregnancy in accordance with applicable State or Territory legislation (surgical and medical) dishonesty and fidelity clinical research trials automatic

5 All About ATC ATC Insurance Solutions offers a range of insurance covers developed specifically to meet the demands of Australia s healthcare sector. ATC offers specialised product knowledge, flexibility and highly competitive rates. Our underwriting expertise and industry experience ensures we deliver superior insurance solutions. ATC is also highly regarded for our dedicated, streamlined claims management service. Our expert claims management team takes the stress out of making a claim, ensuring each claim is handled promptly with a high level of communication throughout the claims process. We provide underwriting services to both direct clients and authorised insurance brokers. Our size and industry knowledge means ATC is agile and responsive we provide you with the right insurance, at the right price. ATC s Medical Indemnity insurance policies are backed by the security of Lloyd s of London. To discuss your insurance needs or to arrange a quotation, contact: ATC Insurance Solutions Level 9, 499 St Kilda Road Melbourne Vic 3004 tel: (03) fax: (03) web: info@atcis.com.au AFS Licence No

ATC is also highly regarded for our dedicated, streamlined claims management service.

Guideline on professional indemnity insurance for psychologists

Guideline on professional indemnity insurance 8304 Contents Summary 1 Background 1 Scope 1 Voluntary work 1 Overseas practitioners 1 Run-off and retroactive cover 2 Group cover 2 Employer cover 2 Educational