Fire & Security Policy

Transcription

1 NOT INTENDED FOR CUSTOMER USE Fire & Policy Key cover benefits included as standard: Professional Indemnity - 100,000 Fidelity Bonding - Financial Loss (including products) - Vehicle Alarms Service Indemnity - Loss of Keys - Directors & Officers Liability- Loss of Extinguishing Gas - Misuse of Telephones - 5,000 Contact: Broker Network Underwriting Tel: bnluw@brokernetwork.co.uk TULaC Fire & Sutton Special Risks & Fire Law Law & & Employers Liability,000 Excluding,000 As per Public & Products Liability section,000,000,000 Public and Products Liability Heat Away,, Airside, Refineries, Bulk Storage Premises in Oil, Gas or Petrochem Industries, Nuclear Installations or Establishments, Work on Railway Track 250 Heat Away, 16 Metre Height Limit,, Hazardous Locations, Airside, Within 5 metres of Railway Track Hazardous Locations,, Airside Court Attendance Compensation Employees 500 Directors/ Partners 750 Employees 250 Directors/ Partners 500 Employees 100 Directors/ Partners 250 Employees 250 Directors/ Partners 500 Environmental Statutory Liability To limit of indemnity NB: Pollution is only restricted to aggregate limit if arising from products or in rth America Bartoline cover only 1,000,000 in Bartoline cover only

2 Fire & Sutton Special Risks & Fire Law Law & & Fidelity Bonding Standard 100,000 increase to Financial Loss including Products Loss of Extinguishing Gas Loss of Keys including consequential loss Misuse of Telephones rth American Products Extension Standard increase to Standard increase to 20,000 Standard increase to 75,000 Standard 5,000 increase to up to Limit of Indemnity Service Indemnity Standard increase to 75, or 10% of claim or 10% of claim (max of 2,500) 500 more than one claim per employee 75,000 Within Fidelity Bonding Extension 5,000 1,000,000 Limit , or 10% of claim Extension or 10% of claim 500 more than one claim per employee 500 Extension 5, Extension up to 100,000 any one Employee total in Extension up to 1,000,000 Extension up to 75,000 within Fidelity Bonding 10% Max 2,000 Min % Max 5000 Min Failure to Secure Min 500 Inefficacy 500 Extension Max 2,000,000 limit Prosecution Defence Costs Corporate Manslaughter Prosecution Defence Costs Other 1,000,000 1,000,000 Silent Up to LOI Up to LOI Health and Safety at Work Act 1974 Food Safety Act Consumer Protection Act 1987 Health and Safety at Work Act 1974 Food Safety Act Consumer Protection Act 1987 Health and Safety at Work Act 1974 Food Safety Act Consumer Protection Act 1987 Min Products Extension

3 Fire & SSR & Fire Law Law & & Temporary Work abroad Employers Liability up to 12 months up to 12 months Temporary Cover t defined. Temporary Visits Wrongful Arrest Limit 250 Compensation Payment in event of total loss under n-ferrous metals Employees Tools Continuing Hire Charges Replacement Locks (Construction Plant) Single article limit Own and Hired Plant Commercial Property All Risks Gas or sprinkler fire extinguishment expenses Exhibitions Glass Loss of Metered Gas / Water includes contract works, own plant, hired in plant, Employees tools. 500, 50 employees tools, 1500 limit per employee, theft conditions. includes, Own Plant Hired in plant, Employees Tools 500, 50 employees tools, 1500 limit per employee, theft conditions up to up to Limit per person 1,500. Mobile Phones ,000 limit 2 day 90 day indemnity period Limit per person 1,500. Mobile Phones ,000 limit 2 day 90 day indemnity period 1, , ,000 including Money, Glass & GIT Fire extinguishing expenses 250, forcible and violent theft, limit for GIT including Money, Glass & GIT 20,000 Fire extinguishing expenses 250, forcible and violent theft, limit for GIT Only grants money cover EU only 5,000 2,500

4 Fire & SSR & Fire Law Law & & Replacement Locks Immediate replacement. tify within 7 days. 2,000 Damage to Surfaces Extension Any damage caused following an incident. 20,000 Caused by Emergency Services Vehicles only Documents Removal 15% of Contents Sum Insured 10% of Contents Sum Insured Drain Clearance following damage Money Temporary Removal of Contents n-negotiable Negotiable premises/transit 7,500 within business hours Outside business hours in safe 2,000 t in safe 750 Homes 500 n-negotiable Negotiable Premises/transit 5,000 within business hours Outside business hours in safe 1,500 t in safe 500 Homes % of Sum Insured 15% of Sum Insured Capital Additions 10% of Sum Insured or 500,000 (lowest) 10% of Sum Insured PA Assault Death/Caps TTD 100 pw Med Exp 100 or 15% of weekly benefits paid (highest) 104 weeks TTD 2 week for TTD Death/Caps TTD 100 pw Med Exp 100 or 15% of weekly benefits paid (highest) 104 weeks TTD 2 week for TTD Goods in Transit (Stock and personal effects) Personal effects 1,500 Personal effects 1,500 Breakdown of electronic business equipment and computers Annual tenance Contract Condition Annual tenance Contract Condition

5 Fire & SSR & Fire Law Law & & Portable Tools and Stock Away From The Premises Portable Tools 5,000 Stock 2, S.A.L Portable Tools 5,000 Stock 2, S.A.L Electronic Business Equipment Electronic Business Equipment and Computers at the premises n-ferrous Metals Location of Escape of Water or Fuel Oil Loss of Metered Water or Gas Unauthorised Use of Electricity, Gas or Water Business Interruption Professional Indemnity Directors & Officers Liability 5,000 1,500 S.A.L 5,000 1,500 S.A.L 5,000 Premises Cover only 5,000 Premises Cover only Limit Limit Any One Occurrence including increased cost of working 12 Month indemnity limit 100,000 loss of documents, 2500 Limit Including increased cost of working 12 Month indemnity limit 100,000 loss of documents, 2500 Limit Broker Network Underwriting only deals with blue chip insurers who hold excellent industry security ratings. This is not an independent comparison, we have put together what we consider a fair comparison compiled using information from the internet, and insurer literature. All information correct as of March 2010.

6 Fire & Policy Key benefits for your client: Extensions in cover provided as standard (see key cover benefits) Market leading limits of Indemnity Secure (A) rated capacity from CNA Inefficacy cover to full Public and Products Liability limit of Indemnity TULaC can consider excess Public and Products Liability layers including Inefficacy Cover Limits Summary Employers Liability Public and Products Liability (including inefficacy) Standard Public and Products Liability extensions include: - Loss and Consequential Loss of Keys - Misuse of Telephones - Loss of Extinguishing Gas - Financial Loss including Products - Fidelity Bonding - Motor Alarm Service Indemnity Professional Indemnity Directors & Officers Liability Cover Limits as Standard s 10m 5m 5, ,000 75,000 20,000 75,000 Fire & trades include: Alarm Installers Sprinkler Installers Installers Locksmiths Guards Passive Fire Protection Contractors CCTV Installers Static and Mobile Patrols Central Monitoring Stations Door / Entry Personnel Contact... Tel: bnluw@brokernetwork.co.uk Broker Network Underwriting is a division of The Broker Network Ltd. Registered in England and Wales Registered Office: Hexagon House Grimbald Crag Close St James Business Park Knaresborough HG5 8PJ The Broker Network Limited is authorised and regulated by the Financial Services Authority