Ferratum Group European Summer Barometer 2015

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1 page 1 Ferratum Group European Summer Barometer 2015 Summer holiday spending relative to disposable household income European Summer spending SPENDING IN RELATION TO OTHER COUNTRIES ESTONIA 60.2 % 17 % LATVIA BULGARIA % 56. A day at the beach, clubbing, visiting bars and restaurants, etc. SPAIN LITHUANIA % 54. Summer clothing and fashion shopping. SLOVAKIA CROATIA POLAND % 52.2 % 50.1 % Activities such as decorating, building, making fixtures and repairs, etc. ROMANIA ALL COUNTRIES CZECH REPUBLIC SWEDEN NETHERLANDS % 47.2 % % 34. Social calendar events such as weddings, family gatherings, etc. Financing summer activities such as sport camps, summer school, scouting, language courses, etc. RECREATIONAL INVESTMENTS Buying sports equipment, bicycles, motorcycles, cars, holiday homes, caravans, boats, etc. FINLAND 33.5 % Music, film, theatre, comedy, etc. UNITED KINGDOM GERMANY % 28.1 % PLAYING SPORTS Football, swimming, golf, boating, camping, fishing, etc. 5 % DENMARK % SPORTS EVENTS Attending sporting events such as football, motorsports, athletics, water sports, etc. 2 % Household Summer holiday spending forecast LESS THAN A YEAR AGO 41 % SAME AS A YEAR AGO 31 % MORE THAN A YEAR AGO

2 page 2 Finland Sweden 1 1 RECREATIONAL INVESTMENTS Spending in relation to other countries: (FE group = ) Spending relative to household income: 33.5 % (795 ) Spending in relation to other countries: (FE group = ) Spending relative to household income: 41.2 % (11 ) Estonia Denmark 20 % Spending in relation to other countries: (FE group = ) Spending relative to household income: 60.2 % (629 ) Spending in relation to other countries: 56 (FE group = ) Spending relative to household income: 26.5 % (916 ) United Kingdom Bulgaria 17 % 1 Spending in relation to other countries: (FE group = ) Spending relative to household income: 33.5 % (896 ) Spending in relation to other countries: 119 (FE group = ) Spending relative to household income: 56. (359 )

3 page 3 Czech Republic Germany Spending in relation to other countries: 97 (FE group = ) Spending relative to household income: 4 (445 ) Spending in relation to other countries: 59 (FE group = ) Spending relative to household income: 28.1 % (808 ) Croatia Spain 24 % 8 % Spending in relation to other countries: 110 (FE group = ) Spending relative to household income: 52.2 % (584 ) Spending in relation to other countries: 117 (FE group = ) Spending relative to household income: 55.4 % (1130 ) Lithuania Latvia 1 Spending in relation to other countries: 116 (FE group = ) Spending relative to household income: 54. (165 ) Spending in relation to other countries: (FE group = ) Spending relative to household income: 60.1 % (621 )

4 page 4 Netherlands Poland 17 % PLAYING SPORTS Spending in relation to other countries: 73 (FE group = ) Spending relative to household income: 34. (786 ) Spending in relation to other countries: 106 (FE group = ) Spending relative to household income: 50.1 % (499 ) Romania Slovakia Spending in relation to other countries: 105 (FE group = ) Spending relative to household income: 49.7 % (291 ) Spending in relation to other countries: 115 (FE group = ) Spending relative to household income: 54.4 % (685 )

5 page 5 How was Ferratum Group Summer Barometer 2015 conducted? web survey with a standardised questionnaire for all locations. Incomes were stated in local currency and relative summer investment is calculated as a ratio of summer expenditures to family s disposable income in each location. Disposable incomes were adjusted by each locations individual purchasing power parities based on 2014 figures by The World Bank households participated in the survey. Respondents were aged between 21 and 65 and 60 % were women. The average available net income of participating households in these 17 countries was 720 3,800. In addition to demographic factors, respondents were asked about disposable monthly net income, how much they spend on summer holidays, which summer activities they spend their money, how much holiday shopping they do online and how soon the respondents expected to regain financial balance after the summer holidays. The surveys used each country s respective currency. Responses were evened out to reflect the respective purchasing power of each country. All survey respondents were anonymous and not offered any remuneration for participating in the survey. Christmas spending relative to disposable household income by Ferratum Group Christmas Barometer 2014 Summer holiday spending relative to disposable household income by Ferratum Group Summer Barometer ESTONIA 60 % 74 LATVIA 60 % BULGARIA % 102 SPAIN % 114 LITHUANIA % 124 SLOVAKIA % CROATIA % 32 % 129 POLAND % 121 ROMANIA ALL COUNTRIES 47 % 31 % 124 CZECH REPUBLIC SWEDEN 41 % 48 NETHERLANDS % 72 FINLAND 34 % 20 % 82 UNITED KINGDOM 34 % GERMANY DENMARK %

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