2014 Alabama Money Expo Workshop Agenda
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1 2014 Alabama Money Expo Workshop Agenda Main Stage East Exhibit Hall 9:00 am 9:50 am How to Manage Your Credit Doug Horst, Gateway If you want to know the value of money, go and try to borrow some Benjamin Franklin In this challenging economy, strong money management skills are essential. In this session, we will discuss healthy FICO scores, building, managing and protecting your credit, borrowing money responsibly, and debt elimination and myths surrounding credit. 10:00 am 10:50 am How They Became Successful Entrepreneurs Moderator: Elizabeth Barbaree Tasker, Rev Birmingham Chase Morrow, Moxy Natalie Kelly, My Green Birmingham Tracy Dismukes, Collage Designer Consignment Dan Anderson, Diversified Supply Is there one guaranteed formula on how someone can be a successful entrepreneur? Of course not! All paths to success are unique, but there are basic business practices, habits, and personal disciplines that can get you one step closer to realizing your dream. During this panel discussion 3 of Birmingham s most successful entrepreneurs discuss the best practices that led them on their unique paths to success.
2 11:00 am 11:50 am The Cost of Raising a Child Dr. Patricia Duffy, Auburn University We love our kids, but let s face it they are an investment. This session will walk through USDA s estimate of what it will cost to raise a child born in 2012 until the age of 18. The calculation includes such expenses as child care, health care, clothing, food, housing and transportation. This is a great overview to help parents, or those planning to have children, to plan for what is to come. 12:00 pm 12:50 pm The Real Cost of Aging Bill Hawkins, AARP How much does it cost to age? No two seniors will face exactly the same challenges in aging, but by looking at approximations of the main expenses after 50, we can estimate how much it truly costs to age. 1:00 pm 1:50 pm Wise and Safe Financial and Investing Habits Dan Lord, Alabama Securities Commission Dr. Andreas Rauterkus, UAB Collat School of Business Identity theft and fraud happens when someone steals your personal information and uses it without your permission. It is a serious crime that can wreak havoc with your finances, credit history, and reputation and can take time, money, and patience to resolve. This session will offer advice on financial habits to keep your identity and financial reputation safe.
3 2:00 pm 2:50 pm FAQS: Insurance and Healthcare Renee Brown, Centers for Medicare and Medicaid Services Enroll AL, (Pending) Speaker #3 (TBA) Because the landscape of health care options is constantly shifting and new health care needs arise over time, it is important to understand the basics of health insurance and coverage. This session will discuss the following: o Understanding how insurance can lessen your financial risk o What kind of insurance do you need? o How to evaluate insurance quality? Youth Pavilion East Exhibit Hall 9:15 am 10:15 am, 10:30 am 11:30 am, 12:00 pm 1:00 pm, 1:15 pm 2:15 pm Reality Check Ruth Brock, Alabama Cooperative Extension System Wait! You mean money doesn t grow on trees?! ACES Reality Check is a financial education simulation that allows youth to experience the realities of budgeting in an interactive and enjoyable way. This real life simulation teaches youth the basics of money management and the benefits of making wise financial choices. 9:30 am 10:45 am, 12:30 pm 1:45 pm, 2:00 pm 3:15 pm Education and Career Planning Willietta Ellis Conner, Alabama State Department of Education The Alabama Career Information Network (ACIN) is a Web portal that was created to provide information to students, parents, counselors, educators and others at no cost. Very valuable information is provided on career planning, academic planning, financial aid, life after high school, resources, workforce development, colleges and universities, student aid, ACT/SAT,FAFSA, and the First Alabama College Application Campaign. On the Job videos are available for view, download and use. This site has much, much more. This presentation will walk participants through all of the aspects of the website.
4 11:00 am - 11:45 am Your Public Library As a Resource to Help Your Money Grow Jim Murray, Jefferson County Library Cooperative, Inc. Where can you receive solid, unbiased financial advice and creative ideas for investing and saving your hard earned dollars? Your local library offers resources to assist anyone seeking to understand smart investing practices. MakingCents: Resources to help your money grow provides a series of programs at libraries countywide (JeffCo & Shelby Co) along with financial education resources for citizens to check out. The goal is to create a community that is more educated regarding finances and thus more financially independent. BB&T Bank Bus East Exhibit Hall 9:00 am 3:00 pm Understanding Student Financial Aid Stephanie Miller, Jacksonville State University Navigating the incredibly expensive yet important maze of college tuition can be frustrating. It doesn't have to be! This session is designed to help families and their prospective college students understand their financial aid eligibility and how to apply for federal/state aid and scholarships. 9:00 am 3:00 pm College Goal Sunday: FAFSA Filing Alabama Association of Student Financial Aid Administrators Completing the Free Application for Federal Student Aid (FAFSA) is the first step toward getting financial aid for college or graduate school. Members of the Alabama Association of Student Financial Aid will be on hand to walk you through the process and answer the questions you need answers to. The time is now!
5 Money Expo 2.0: Advanced Investors - 3 rd Floor Meeting Lounge 9:10 am 10:00 am Personal Financial Freedom Survival Course Melvin Carrington Smith Sr., Financial Consultant Ready to turn your financial life around but don t know where to start? We know it can be overwhelming sorting through so much information! During this session attendees will be able to easily identify their strengths and weaknesses regarding overall financial planning. Receive professional consultation on the basics of goal setting, setting priorities, having a written financial plan, and various money management techniques. Assessment results from this workshop will also guide those participating on selecting other Expo workshops they should attend. 10:10 am 11:00 am How to Make Your Small Business Successful Bob Dickerson, Birmingham Business Resource Center Remember the lemonade stand you had as a kid? It didn t work out too well did it? No worries! This workshop will focus on enhancing the entrepreneurial thinking of business owners as it relates to their business. Discussion on basic but comprehensive steps in getting your business off the ground will include: o Identifying your market and your customers o Developing a business plan o Understanding your financial needs o Select a legal structure for your business o Much more
6 11:10 am 12:00 pm 3T s of Philanthropy: Time, Talent & Treasure Moderator: Jennifer Hatchett, YouthServe Erin Stephenson, Community Foundation of Greater Birmingham Alexis Heard, Youth Philanthropy Council YouthServe Beth Franklin, Glenwood Autism and Behavioral Health Center & Founder of Hand In Paw Do you care passionately about an issue and want to create real change? Do you have to be a billionaire to be considered a philanthropist? Anyone can be a philanthropist. It's not a matter of how much you give, but that you give at a level proportionate with your capacity to do so. This session focuses on the different ways you can impact your community through sharing your time, talent, and or treasure. 12:10 pm 1:00 pm Ultimate Financial Planning: Estate, Retirement & Investment Moderator: Melvin Carrington Smith Sr., Financial Consultant Stanley Funches, Bridgeworth Financial, LLC Stewart Welch, The Welch Group Liz Hutchins, Sirote & Permutt The key to successful estate, retirement, and investment planning is determining how much you'll need to save for your future and developing a plan to get there. From planning your financial security while you are alive to maximizing your estate for your family following your death; this workshop is your one stop destination for all things related to having a comfortable retirement and leaving an enduring family legacy.
7 1:10 pm 2:00 pm The Real World of Homeownership Marina Holcombe, Neighborhood Housing Services of Birmingham Local Realtor, TBA Have you ever wanted to own your own home, but didn't think you would ever be able to? Are you a current homeowner and want to learn how to maintain your investment? Many families believe they cannot buy or keep their home because of common misconceptions about homeownership. This session covers determining affordability, the home purchase process, avoiding foreclosure, maintenance, and much more. 2:10 pm 3:00 pm Tax Planning & Strategies 201 Moderator: TBA Andy Andrews, Sirote & Permutt, PC Liz Hutchins, Sirote & Permutt, PC Deryck Ferrier, Accounting and Business Consultants, Inc. Tax season is here and it can be one of the most stressful times of the year. During this session receive guidance from financial professionals who know how to address tax challenges and help you find tax-saving opportunities. Topics for discussion will include: o Tax strategies for the Affordable Care Act o Tax planning and retirement plans o Tax planning for estates o Strategies for entrepreneur
2014 Alabama Money Expo Workshop Agenda
Main Stage East Exhibit Hall 9:00 am 9:50 am How to Manage Your Credit Doug Horst, Gateway 2014 Alabama Money Expo Workshop Agenda If you want to know the value of money, go and try to borrow some Benjamin
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