September 22, California Workers Compensation: Trends
|
|
- Aubrey Johns
- 8 years ago
- Views:
Transcription
1
2 September 22, 2014 California Workers Compensation: Trends
3 Speakers Michael Sullivan General Managing Partner Michael Sullivan & Associates LLP (310) Mark Priven, FCAS, MAAA Director Regulatory & Alternative Risk Consulting Bickmore (916)
4 Speakers Edward Canavan Vice President Sedgwick Claims Management Services, Inc. (909) Dan Bagan Region Risk Manager, West Region, Freight and SCS UPS (714)
5 Workers Compensation California The Golden State
6 Workers Compensation California The Golden State Before and After: SB 863??
7 California Workers Compensation The Landscape Competitive Extended payout pattern High claim frequency
8 CA WC: Background Competitive WCIRB Report on 12/31/13 insurer experience, Exhibit 5
9 CA WC: Background Percentage of Medical Paid by Year After Injury California vs. Other States Percentile 75% 65% 55% 45% 35% 25% 15% California Highest 80% 60% 40% 20% Lowest 5% -5% Year of Injury Year Following Injury Subsequent Years NCCI Annual Statistical Bulletin, 2011, Exhibit IX.
10 California Workers Compensation High Claim Frequency 60.0% 40.0% 20.0% OSHA 0.0% -20.0% -40.0% -60.0% -80.0% Cases Recorded Lost Time TTD PPD PTD *WC frequency based on NCCI 2012 Statistical Bulletin: Nationwide ex California excludes monopolistic states, only states with 3-day waiting period, weighted by employment (2008/09). **OSHA 2011 data from BLS (private & public sectors).
11 California Workers Compensation Prereform 60.0% 40.0% 20.0% 0.0% -20.0% Size of PD Rates -40.0% *PPD based on NCCI 2012 Statistical Bulletin: Nationwide ex California excludes monopolistic states, weighted by employment PPD benefits adjusted to California average weekly wage **Filed rates based on 2012 OR DCBS study, weighted by CA payroll
12 California Workers Compensation High Rates
13 CA WC: Background Paid Medical Management and Cost Containment per Indemnity Claim 2,000 1,800 1,600 1,400 1,200 1, Months from Date of Injury: Average Annual Increase = 24% , ,564 1,042 1,883 1,237 1, Months from Date of Injury: Average Annual Increase = 23% Accident Year CWCI: Analysis of Medical and Indemnity Benefit Payments, Exhibit 2B, page 14
14 CA WC: Background Filed Loss Adjustment Expense as a Percentage of Loss California vs. Other States 30.0% 25.0% 20.0% 15.0% California: WCIRB Projection 7/1/12 = 25.6% 17.7% 18.9% 20.1% 15.7% 13.2% 26.4% 10.0% 5.0% 0.0% Lowest 20% 40% 60% 80% Highest State Percentile Ranking NCCI Annual Statistical Bulletin, 2011, Exhibit VI
15 Key Elements of SB 863: Permanent Disability Permanent disability reformed Increases Elimination of 15% adjustment Elimination of certain add-ons Elimination of FEC factor (addressed Ogilvie) Return-to-work fund
16 Key Elements of SB 863: Medical Treatment Medical treatment limitations Statutory limits on treatment Limits on chiropractors Limits on home healthcare Medical provider network changes
17 Key Elements of SB 863: Fees Fee schedules RBRVS Hardware for spinal surgery Ambulatory surgical centers Copy services Interpreters Home health services Vocational
18 Key Elements of SB 863: UR and IMR Utilization review and independent medical review (IMR) UR changes IMR process IMR appeal Dubon
19 Key Elements of SB 863: Billing Process Independent bill review Submission requirements Second review Independent bill-review process Amendments to fee schedules
20 Key Elements of SB 863: Liens Lien reform Activation and filing fee Limitations on time to file liens End of zombie liens Redefining interpreters
21 California Workers Compensation Reform Results (so far ) Overall: 2013 rates lowered by 3% Liens IMR Ambulatory surgical centers Spinal surgical implant hardware Claim frequency
22 CA vs. NCCI Workers Compensation Number of Liens Filed Thousands 1,400 1,200 1,179 1, WCIRB Annual Workers Compensation Conference 2014
23 CA vs. NCCI Workers Compensation Number of IMR Requests WCIRB Annual Workers Compensation Conference 2014
24 California Workers Compensation Other SB 863 Ambulatory surgical centers Spinal surgical implant hardware
25 CA Workers Compensation Percent Change Indemnity Claim Frequency (5.0) 1.0 (1.5) (3.0) (2.3) (3.8) (1.9) 7.0 (1.0) (10.0) (6.7) (6.4) (15.0) (20.0) (17.0) (13.9) Accident Year WCIRB Annual Workers Compensation Conference based on unit stat plan. 2013, 2014 based on claim counts and statewide employment estimates
26 CA vs. NCCI Workers Compensation Percent Change Indemnity Claim Frequency Accident Year CA NCCI -2.0 WCIRB Annual Workers Compensation Conference 2014 NCCI estimates are based on the May 8, 2014 State of the Line Presentation (NCCI 2013 estimate is preliminary and the 2010 and 2011 estimates have been adjusted to remove the impact of audit premium and other factors).
27 CA Workers Compensation: Regional Impact Indemnity Claim Frequency Index Accident Year Bay Area Other Regions Los Angeles NCCI WCIRB Annual Workers Compensation Conference 2014
28 The Plan Going Forward Proposed legislative fixes Administrative adaptation Pending cases
29 Questions?
30
California Workers Compensation Update WCIRB Perspective
W o r k e r s C o m p e n s a t i o n I n s u r a n c e R a t i n g B u r e a u o f C a l i f o r n i a California Workers Compensation Update WCIRB Perspective Dave Bellusci WCIRB CPCU 65 th Annual All
More informationThe California Workers Compensation System A WCIRB Perspective
W o r k e r s C o m p e n s a t i o n I n s u r a n c e R a t i n g B u r e a u o f C a l i f o r n i a The California Workers Compensation System A WCIRB Perspective Dave Bellusci EVP, COO and Chief Actuary
More informationCalifornia Workers Compensation. Where Do We Go Now?
California Workers Compensation [1] Where Do We Go Now? Presented by: Dave Bellusci, FCAS, MAAA WCIRB of California 2010 CAS Spring Meeting San Diego, California May 23-26, 2010 Agenda 2002 through 2004
More informationCalifornia Workers Compensation Reform What Should We Expect Next
California Workers Compensation Reform What Should We Expect Next Dave Bellusci, FCAS, MAAA WCIRB Michele Lyons, RN, MSN, JD, CCM, MSCC Farmers Insurance Casualty Loss Reserve Seminar San Diego, California
More informationWCIRB Workers Compensation Conference. California Workers Compensation System in 2012 A WCIRB Perspective Dave Bellusci, WCIRB Chief Actuary
6/19/212 W o r k e r s C o m p e n s a t i o n I n s u r a n c e R a t i n g B u r e a u o f C a l i f o r n i a WCIRB Workers Compensation Conference Silverado Resort Napa, California June 14, 212 California
More informationWorkers Compensation Update: October 2012
Extended Reform Edition Workers Compensation Update: October 2012 Market Update Rate increase initially recommended final decision is NO change! In August 2012, the WCIRB recommended a 12.6% pure premium
More informationWCIRB REPORT ON THE STATE OF THE CALIFORNIA WORKERS COMPENSATION INSURANCE SYSTEM
STATE OF THE SYSTEM WCIRB REPORT ON THE STATE OF THE CALIFORNIA WORKERS COMPENSATION INSURANCE SYSTEM Introduction The workers compensation insurance system in California is over 100 years old. It provides
More informationCALIFORNIA WORKERS COMPENSATION SB 863: HOW IS IT MEASURING UP?
Actuarial Consulting JUNE 2015 CALIFORNIA WORKERS COMPENSATION SB 863: HOW IS IT MEASURING UP? AUTHOR Esther Becker, ACAS, MAAA Principal Jillian Hagan, FCAS, MAAA Senior Consultant In September California
More informationAORMA Worker s Compensation Claims Review and Loss Control Strategies
AORMA Worker s Compensation Claims Review and Loss Control Strategies January 19, 2013 Cindy Parker Vice President of Operations Sedgwick Claims Management Services Brent Escoubas, CSP Vice President Alliant
More informationCalifornia Workers Compensation Insurance Pure Premium Rates and Claims Cost Benchmark Effective January 1, 2014
October 24, 2013 Ms. Christina Carrol, CPCU Attorney California Department of Insurance Legal Division, Government Law Bureau 300 Capitol Mall, 17th Floor Sacramento, CA 95814 RE: California Workers Compensation
More informationALLIANT CSG CLAIMS ADVOCACY PRACTICE: COMP ADVISORY
ALLIANT CSG CLAIMS ADVOCACY PRACTICE: COMP ADVISORY California Workers Compensation Updates 2014: A Macro and Micro Examination As a new year arrives, so too do a host of new laws and accompanying changes
More informationAnalysis of Changes in Indemnity Claim Frequency January 2015 Update Report Released: January 14, 2015
Workers Compensation Insurance Rating Bureau of California Analysis of Changes in Indemnity Claim Frequency January 2015 Update Report Released: January 14, 2015 Notice This Analysis of Changes in Indemnity
More informationWCIRB Report on June 30, 2014 Insurer Experience Released: September 11, 2014
Workers Compensation Insurance Rating Bureau of California WCIRB Report on June 3, 214 Insurer Experience Released: September 11, 214 WCIRB California 525 Market Street, Suite 8 San Francisco, CA 9415-2767
More information2013 National SIIA Conference. Areas I will touch on today
2013 National SIIA Conference W5: National Regulatory and Workers Compensation Market Update Presented by Tom Hebson Safety National Casualty Corporation October 23, 2013 Areas I will touch on today 1.
More informationDiana Ferriter, Administrator Employment Relations Division Montana Department of Labor & Industry. A Little History
Diana Ferriter, Administrator Employment Relations Division Montana Department of Labor & Industry 1 A Little History 2006 University of MT Economic Summit MT not competitive with neighboring states due
More informationSTATE OF THE SYSTEM WCIRB REPORT ON THE STATE OF THE CALIFORNIA WORKERS COMPENSATION INSURANCE SYSTEM
STATE OF THE SYSTEM WCIRB REPORT ON THE STATE OF THE CALIFORNIA WORKERS COMPENSATION INSURANCE SYSTEM Introduction The workers compensation insurance system in California is over 100 years old. It provides
More informationFlorida Workers Compensation: A Guide for the HR Professional
Florida Workers Compensation: A Guide for the HR Professional Jennifer K. Price, FCAS, MAAA Session Objectives Workers Compensation Basics Florida Reforms, Cost Trends, and Challenges The Patient Protection
More informationCollaboration and innovation are top strategies used by states seeking to improve workers compensation programs
Lessons to learn: Collaboration and innovation are top strategies used by states seeking to improve workers compensation programs New York state efforts still mixed, but moving forward the of the industry
More informationCalifornia Orthopaedic Association SUMMARY 2012 WORKERS COMPENSATION REFORMS. 1 California Orthopaedic Association
2012 California Orthopaedic Association SUMMARY 2012 WORKERS COMPENSATION REFORMS 1 California Orthopaedic Association A deal crafted by labor and business came together in the last hours of the 2011-2012
More informationCalifornia Workers Compensation 2012. The State of the System. Prepared by: Mark Gerlach
California Workers Compensation 2012 The State of the System Prepared by: Mark Gerlach for the California Applicants Attorneys Association January 2012 Introduction As the 2012 Legislative session opens
More informationCALIFORNIA SENATE BILL 863 INTRODUCTION California SB 863 will change many aspects of the workers compensation system. This brief outline serves as a
CALIFORNIA SENATE BILL 863 INTRODUCTION California SB 863 will change many aspects of the workers compensation system. This brief outline serves as a summary of some of the major changes which is meant
More informationAnalysis of Changes in Indemnity Claim Frequency
WCIRB California Research and Analysis January 7, 2016 Analysis of Changes in Indemnity Claim Frequency January 2016 Update Report Executive Summary Historically, indemnity claim frequency has generally
More informationHow To Get A Workers Compensation Rate Decrease In Florida
Florida Workers Compensation Insurance Rates Decrease By 5.2% in 2015, Down by More than 57% Since the 2003 Reforms A. Introduction. Rafael Gonzalez Vice President of Strategic Solutions Helios Tampa,
More informationMinnesota Workers' Compensation. System Report, 2012. minnesota department of. labor & industry. research and statistics
Minnesota Workers' Compensation System Report, 2012 minnesota department of labor & industry research and statistics Minnesota Workers Compensation System Report, 2012 by David Berry (principal) Brian
More informationNational Business Group on Health DATA DICTIONARY. Workers Compensation
National Business Group on Health DATA DICTIONARY Workers Compensation EMPAQ Workers Compensation (WC) Metrics Metric Calculation Annual Claim Incidence per 100 FTEs Total Number of New WC Indemnity Claims
More informationRESEARCH UPDATE. Temporary Disability Outcomes in California Workers Compensation. Accident Years 2002 2009. Background.
August 2011 RESEARCH UPDATE Temporary Disability Outcomes in California Workers Compensation Accident Years 2002 2009 by John Ireland, MHSA and Alex Swedlow, MHSA Background Prior to April 2004, California
More informationState of New Mexico Workers Compensation System Challenges
State of New Mexico Workers Compensation System Challenges Darin A. Childers, Director, Workers' Compensation Administration Kevin McGinley, Chair, Advisory Council on Workers' Compensation and Occupational
More informationState of the Workers Compensation Market
State of the Workers Compensation Market Natasha Moore, FCAS, MAAA Practice Leader and Senior Actuary August 25, 2015 WCEC Orlando, Florida Copyright 2015 National Council on Compensation Insurance, Inc.
More informationAlex Swedlow California Workers Compensation Institute November 2012 www.cwci.org Permanent Disability Permanent Disability ( 4660 & 4660.1) Purpose: improve uniformity, consistency & objectivity of PD
More informationLegislative Update. legal challenge to new law. significant changes to oklahoma work comp
Quality Insight for Your Industry Legislative Update significant changes to oklahoma work comp Since our last Legislative Update on the new Workers' Compensation system in Oklahoma, the NCCI filed a 12.9%
More informationFlorida Workers Compensation and Attorney Fees April 28, 2016 April 28, 2016 Florida Supreme Court Ruling. Introduction... 1
Consulting Actuaries Implications of the April 28, 2016 Florida Supreme Court Ruling on the Unconstitutionality of Florida s Workers Compensation Attorney Fee Schedule Jennifer K. Price, FCAS, MAAA Scott
More informationMinnesota Workers' Compensation. System Report, 2006. minnesota department of. labor & industry. Policy Development, Research and Statistics
Minnesota Workers' Compensation System Report, 2006 minnesota department of labor & industry Policy Development, Research and Statistics Minnesota Workers Compensation System Report, 2006 by David Berry
More informationMinnesota Workers' Compensation. System Report, 2011. minnesota department of. labor & industry. research and statistics
Minnesota Workers' Compensation System Report, 2011 minnesota department of labor & industry research and statistics Minnesota Workers Compensation System Report, 2011 by David Berry (principal) Brian
More informationReport on 2013 California Workers Compensation Losses and Expenses Released: June 26, 2014
Workers Compensation Insurance Rating Bureau of California Report on 2013 California Workers Compensation Losses and Expenses Released: June 26, 2014 Notice The 2013 California Workers Compensation Losses
More informationThe New NCCI Hazard Groups
The New NCCI Hazard Groups Greg Engl, PhD, FCAS, MAAA National Council on Compensation Insurance CAS Reinsurance Seminar June, 2006 Workers Compensation Session Agenda History of previous work Impact of
More informationLien in California - City of Los Angeles
The Reality and Challenges of Liens, and Why They are Here to Stay! Presenters: Tyrone Spears Workers Compensation Administrator City of Los Angeles Demetria Willis Sr. Workers Compensation Analyst City
More informationRESEARCH UPDATE. California Workers Compensation Reform Monitoring. Part 3: Temporary Disability Outcomes Accident Years 2002 2007 Claims Experience
January 2009 RESEARCH UPDATE California Workers Compensation Reform Monitoring Part 3: Temporary Disability Outcomes Accident Years 2002 2007 Claims Experience by Alex Swedlow, MHSA and John Ireland, MHSA
More informationBulletin No. 2014-23 November 19, 2014
WCIRB Bulletin Bulletin No. 2014-23 November 19, 2014 525 Market Street, Suite 800 San Francisco, CA 94105-2767 415.777.0777 Fax 415.778.7007 www.wcirb.com wcirb@wcirb.com Assembly Bill No. 1897 and Amendments
More informationSea Change in Workers Comp SB 863 Overview and Update
Sea Change in Workers Comp SB 863 Overview and Update May 14, 2015 Panelist: Destie Overpeck Administrative Director Division of Workers Compensation Rupali Das, M.D. Executive Medical Director Division
More informationAlso known as Wage Loss. Calculated as AWW (subject to statutory min/max) minus current earnings, multiplied by 2/3.
Workers Compensation Claim Workers Compensation Benefit Overview California Major Developments: Last major legislation in 2004 (SB899), affected indemnity rates, disability rating, medical treatment, medical-legal
More information2012 Workers Compensation Data Call Summary Insurance Oversight Part A
2012 Workers Compensation Data Call Summary Insurance Oversight Part A INTRODUCTION: Revisions to the Illinois Workers Compensation Act (820 ILCS 305/29) in the fall of 2011 required the Department of
More informationCOMPACT. The Newsletter for Workers Compensation Professionals February 2001
COMPACT The Newsletter for Workers Compensation Professionals February 2001 Minnesota Department of Labor and Industry 443 Lafayette Road N. St. Paul, MN 55155 Inside... Articles Minnesota workers compensation
More informationMoney Saving Tips to Contain rising Workers Compensation Costs
Money Saving Tips to Contain rising Workers Compensation Costs Presenters: Andrea Hiltbrunner, Claims Director, Everest National Ins. Co. andrea.hiltbrunner@everestre.com Ronald Adler, President-CEO Laurdan
More informationClaims Compliance Audit Guide
COLORADO DEPARTMENT OF LABOR & EMPLOYMENT Division of Workers Compensation Claims Compliance Audit Guide July 2012 THE INFORMATION IN THIS BOOKLET IS INTENDED TO BE GENERAL INFORMATION ON THE COLORADO
More informationIndemnity Issues. Workers Compensation Benefits Overview - California. Temporary Total Benefits
Major Developments: Last major legislation in 2004 (SB899), affected indemnity rates, disability rating, medical treatment, medical-legal disputes, penalties, and apportionment. 2007 legislation affects
More informationQuick Guide to Workers Compensation
Quick Guide to Workers Compensation What Is Workers Compensation Insurance? Workers compensation insurance covers businesses for their statutory and legal obligations for employee expenses that are a direct
More informationQuick Guide to Workers Compensation for Small Business
Quick Guide to Workers Compensation for Small Business Do I Need Workers Compensation Coverage? Generally speaking, businesses must obtain workers compensation coverage if they have employees that are
More informationCLAIMS A basic understanding
CLAIMS A basic understanding Samantha L. Boggess, CWCP Director of Claims Services, OIC Reporting a Claim Who is responsible? Injured Employee/Claimant 2 WV Code 23-4-1a Report of Injuries by Employee
More informationC C VV I. California Workers Compensation Institute 1111 Broadway Suite 2350, Oakland, CA 94607 Tel: (510) 251-9470 Fax: (510) 251-9485
C C VV I California Workers Compensation Institute 1111 Broadway Suite 2350, Oakland, CA 94607 Tel: (510) 251-9470 Fax: (510) 251-9485 CWCI Research Brief Differences in Outcomes for Injured Workers Receiving
More informationWorkers Compensation Reform Update
Office of the Chief Operating Officer Risk Management and Insurance Services Workers Compensation Reform Update Presentation to the Los Angeles Unified School District Committee of the Whole January 29,
More informationMaryland Insurance Administration s 2005 Report on Workers Compensation Insurance
Maryland Insurance Administration s 2005 Report on Workers Compensation Insurance December 2005 Table of Contents Topic Page I Preface 3 II Overview 4 III Market Concentration 6 IV NCCI s Rate Filings
More informationLOUISIANA WORKERS COMPENSATION LAW CHANGES 2012
LOUISIANA WORKERS COMPENSATION LAW CHANGES 2012 The following is a summary of the 2012 legislative amendments to the Louisiana Workers Compensation Act. The major law changes were at the urging of the
More informationExamining Costs and Trends of Workers Compensation Claims
Consulting Actuaries Examining Costs and Trends of Workers Compensation Claims in Connecticut Authors Scott J. Lefkowitz, FCAS, MAAA, FCA Eric. J. Hornick, FCAS, MAAA, FCA Contents 1. Introduction 1 2.
More informationManage Your Experience Modification Rate
Dave Smith & Co Inc Manage Your Experience Modification Rate Average View Of Insurance Why the Ex Mod is a Poor Safety Measure and What you Can Do About It Actual What Is The EMR? Workers Compensation
More informationWORKERS COMPENSATION CLAIM COSTS AND TRENDS IN NEW JERSEY
Consulting Actuaries WORKERS COMPENSATION CLAIM COSTS AND TRENDS IN NEW JERSEY Scott J. Lefkowitz, FCAS, MAAA, FCA October 2015 CONTENTS Introduction... 1 Claim Frequency... 3 Introduction... 3 Frequency
More informationComparing The Indiana Workers Compensation System With Other States
Comparing The Indiana Workers Compensation System With Other States August 8, 2013 Today s Outline About WCRI CompScope Benchmark studies Other WCRI studies Major findings from CompScope Benchmarks, CompScope
More informationEXAMINING COSTS AND TRENDS OF WORKERS COMPENSATION CLAIMS IN MASSACHUSETTS
Consulting Actuaries EXAMINING COSTS AND TRENDS OF WORKERS COMPENSATION CLAIMS IN MASSACHUSETTS AUTHORS Scott J. Lefkowitz, FCAS, MAAA, FCA Steven G. McKinnon, FCAS, MAAA CONTENTS 1. INTRODUCTION 1 2.
More informationMinnesota Workers' Compensation. System Report, 2010. minnesota department of. labor & industry. research and statistics
Minnesota Workers' Compensation System Report, 2010 minnesota department of labor & industry research and statistics Minnesota Workers Compensation System Report, 2010 by David Berry (principal) Brian
More informationEXPERIENCE. COMMITMENT. STABILITY.
EXPERIENCE. COMMITMENT. STABILITY. 5 Why experience rating? Insurance is the spreading or sharing of risk by a group of policyholders who are likely to experience losses. The losses of an entire group
More informationControlling WWWWoer Workers Compensation Claims
Premiums paid here, stay here to keep Wisconsin strong. Controlling WWWWoer Workers Compensation Claims Presented By: Sheila K. McGraw Director of Claims To The: Wisconsin Towns Associations Annual Convention
More informationWCIRBCalifornia. Report on 2011 California Workers Compensation Losses and Expenses. Released: June 25, 2012
Workers Compensation Insurance Rating Bureau of California Report on 2011 California Workers Compensation Losses and Expenses Released: June 25, 2012 WCIRBCalifornia WCIRB California 525 Market Street,
More informationHow To Understand The New Workers Compensation Reform In California
SCOTT T. FORD* CHERYL L. WALLACH* LEWIS N. LEVY** EDITH E. LEVY ANALISA SWAN DANIEL R. BARTH JAY S. SIDHRA RUSSELL E. SHUBEN Levy, Ford & Wallach ATTORNEYS AT LAW A Professional Corporation 3619 Motor
More informationHeffernan Insurance Presents: A Workers Compensation Update A review and what s on the horizon?
Heffernan Insurance Presents: A Workers Compensation Update A review and what s on the horizon? April 28, 2015 Debra Parker, COSS Risk and Safety Consultant Director of Marketing Aspen Risk Management
More informationManage Your EMR: Why Ex Mods Are A Poor Safety Measurement And What You Can Do About It!
Dave Smith & Company Manage Your EMR: Why Ex Mods Are A Poor Safety Measurement And What You Can Do About It! The EMR (Workers Compensation Insurance Experience Modification Rating) continues to be used
More informationTHE NEW ERA OF WORKERS COMPENSATION IN OKLAHOMA. OIPA Fall Conference 2013 Big Cedar Lodge, Missouri October 22, 2013
THE NEW ERA OF WORKERS COMPENSATION IN OKLAHOMA OIPA Fall Conference 2013 Big Cedar Lodge, Missouri October 22, 2013 OPENING REMARKS Gray Holden Executive Vice President and Managing Partner Willis of
More informationOverview of Workers Compensation Benefits
Overview of Workers Compensation Benefits Presented to the EAIC 3/30/2010 Ann Clayton Ann Clayton and Associates 1 Source: CompScope : Benchmarks 8 th Edition, The Databook, Workers Compensation Research
More informationProvided By Heath Benefit Partners Workers Compensation Employee Benefits
Provided By Heath Benefit Partners Workers Compensation Employee Workers compensation laws in California regulate the determination and payment of benefits for employees injured in the course of employment.
More informationCHAPTER 1. Wyoming Workers Compensation. Workers Compensation Programs Benefit Injured Workers and Employers
CHAPTER 1 Wyoming Workers Compensation Workers Compensation Programs Benefit Injured Workers and Employers Injured workers receive medical and lost wage benefits, regardless of fault. Employers receive
More informationWorkers Compensation: USA and California
International Social Security Association Conference Seminar III: Respiratory Diseases in Asia - Reporting, Recording, Prevention and Rehabilitation Shenzhen, Peoples Republic of China September 2006 Workers
More informationWORKERS COMPENSATION EXPERIENCE MODIFICATION FACTOR. For All That Matters
WORKERS COMPENSATION EXPERIENCE MODIFICATION FACTOR For All That Matters WHAT S A WORKERS COMPENSATION EXPERIENCE MODIFICATION FACTOR? Your Work Comp Experience Modification Factor (E-Mod) is a primary
More informationStudy of Geographical Differences in California Workers Compensation Claim Costs
Workers Compensation Insurance Rating Bureau of California Study of Geographical Differences in California Workers Compensation Claim Costs Released: November 5, 2015 Ward Brooks, FCAS, MAAA Vice President,
More informationis quite favorable to pass this workers compensation is currently before the 2013 Oklahoma
The Oklahoma Option Legislation Would Allow Employers to Opt Out of Workers Compensation March 2013 Lockton Companies For decades, the option for employers to opt out of Texas workers compensation has
More informationMontana Workers Compensation
Montana Workers Compensation Part 1 - Ratemaking Overview Copyright 2013 National Council on Compensation Insurance, Inc. All Rights Reserved. Mike_Taylor@ncci.com 503-892-1858 WC Ratemaking Basics Where
More informationOverview of Workers Compensation Benefits
Overview of Workers Compensation Benefits Presented to Montana State Fund Board 3/26/2010 Ann Clayton Ann Clayton and Associates 1 Source: CompScope : Benchmarks 8 th Edition, The Databook, Workers Compensation
More informationSummary of Tennessee Voluntary Loss Cost Filings
Summary of Tennessee Voluntary Loss Cost Filings Experience Filing, Proposed Effective March 1, 2014 Law-Only Filing, Proposed Effective July 1, 2014 NCCI Presentation to Advisory Council on Workers Compensation
More informationNew York Workers Compensation Reform Act 2007 Update October 2007
Casualty New York Workers Compensation Reform Act 2007 Update October 2007 The New York Workers Compensation Reform Act was signed into law on March 13, and Governor Spitzer s first press release indicated
More informationAon Risk Solutions Experience Modification Rating An Accurate Measure of Safety?
Aon Risk Solutions Experience Modification Rating An Accurate Measure of Safety? Rick Church, CSP, ARM, Director, Risk Control Services Aon Risk Solutions Construction Services Group 1901 Main Street,
More informationResearch Informing Public Policy: Workers Compensation in California
Research Informing Public Policy: Workers Compensation in California 2011 Nachemson Lecture Robert T. Reville RAND Politics and Research-Informed Public Policy Politics involves compromise between divergent
More informationWashington State Labor & Industries Workers Compensation at Hanford
Washington State Labor & Industries Workers Compensation at Hanford Hanford Site Points of Contact : Patty Hicks, Penser, Third Party Administrator 509-420-7290 Juli Yamauchi, DOE, Program Manager for
More informationANALYSIS OF THE COMMITTEE SUBSTITUTE FOR OKLAHOMA SENATE BILL 1062
NCCI estimates that replacing the current Oklahoma workers compensation (WC) statutes with the proposed Committee Substitute for Senate Bill 1062 (SB 1062) could result in significant savings in overall
More informationIndependent Contractor or Employee? Avoiding Worker Misclassification Confusion
Independent Contractor or Employee? Avoiding Worker Misclassification Confusion Wednesday, October 7, 2015 11:30 a.m. 12:15 p.m. CDT Bruce Ely, John Hargrove, Summer Austin Davis babc.com ALABAMA I DISTRICT
More informationWORKERS COMPENSATION ASSESSMENT MECHANISM
WORKERS COMPENSATION ASSESSMENT MECHANISM Diana Ferriter and Erin Weisgerber Employment Relations Division September 23, 2015 MONTANA WORK COMP ASSESSMENT HISTORY From 1973-1999 the assessment was based
More informationTestimony before Texas Senate Select Interim Committee on Workers' Compensation. About WCRI
1 Testimony before Texas Senate Select Interim Committee on Workers' Compensation April 29, 2004 About WCRI Independent, not-for-profit research organization, established 1983 Has diverse membership support
More informationAggregate Indemnity and Medical Costs for Calendar Year 2012 (CA-IM-2012) Due Date: April 2, 2013
February 1, 2013 525 Market Street, Suite 800 San Francisco, CA 94105-2767 Voice 415.778.7008 www.wcirbonline.org escad@wcirbonline.org David M. Bellusci Executive Vice President, COO & Chief Actuary To:
More informationA REVIEW OF CURRENT WORKERS COMPENSATION COSTS IN NEW YORK
Consulting Actuaries A REVIEW OF CURRENT WORKERS COMPENSATION COSTS IN NEW YORK Scott J. Lefkowitz, FCAS, MAAA, FCA CONTENTS Introduction... 1 Summary of the 2007 Legislation... 3 Consequences of the 2007
More informationTime From Injury to Treatment in Workers Compensation Preliminary Results
2015 Annual Issues Symposium Time From Injury to Treatment in Workers Compensation Preliminary Results Barry Lipton, FCAS, MAAA Practice Leader and Senior Actuary, NCCI May 14, 2015 Overview Background
More informationWorkers Compensation Insurance Rating Bureau of California. WCIRB Annual Report. WCIRBCalifornia
Workers Compensation Insurance Rating Bureau of California WCIRB Annual Report 2011 WCIRBCalifornia Annual Report 2011 Table of Contents WCIRB General Information... 2 President s Letter... 3 California
More informationWorkers Compensation in California and in the Nation: Benefit and Employer Cost Trends, 1989 2005
Workers Compensation Brief April April 2008 2008 No. No. 9 9 Workers Compensation in California and in the Nation: Benefit and Employer Cost Trends, 1989 2005 By Ishita Sengupta, Virginia Reno, Christine
More informationUnderstanding Workers Compensation in New York
Understanding Workers Compensation in New York September 2014 Scott J Lefkowitz FCAS, MAAA, FCA Steven G McKinnon FCAS, MAAA, FCA About Us Oliver Wyman Actuarial Consulting Office in Melville, NY 25+ Clients
More informationUpdate on Workers Compensation from Employer/Insurer Perspective Paul Buffone, JD Sr. V.P. Chief Claims & Information Officer
Update on Workers Compensation from Employer/Insurer Perspective Paul Buffone, JD Sr. V.P. Chief Claims & Information Officer Pros Medical Treatment Guidelines implemented 7/15/2011 Utilization review
More informationI. BACKGROUND LEADING TO WORKERS COMPENSATION REFORMS
I. BACKGROUND LEADING TO WORKERS COMPENSATION REFORMS Employer Options to Cover California Workers Compensation Exposures Labor Code Section 3700 specifies two methods for an employer to secure the payment
More informationCalifornia Provider Reference Manual Introduction and Overview of Medical Provider Networks (CA MPNs)
California Provider Reference Manual Introduction and Overview of Medical Provider Networks (CA MPNs) Coventry/First Health has designed this manual for The Coventry/First Health Network providers participating
More informationArizona Workers Compensation At A Glance
Arizona Workers Compensation At A Glance Worker s Compensation Premium Rankings $3.20 $3.00 Arizona s Ranking Range of Premium Rates $2.80 $2.60 $2.40 $2.20 $2.00 $1.80 $1.60 $1.40 $1.77 $1.49 $1.73 $1.71
More informationState of the Workers Compensation Market
State of the Workers Compensation Market and Recent Experience Rating Changes Presented by: Tony DiDonato, FCAS, MAAA Director & Senior Actuary, NCCI CASE Spring Meeting March 27, 2013 Nashville, TN Workers
More informationBest Practices for Reducing Workers' Compensation- Related Costs
Best Practices for Reducing Workers' Compensation- Related Costs Sept. 24 How to Ask a Question Questions Panel Type your questions into the Questions panel and click Send. How to Submit Your CE for This
More informationThe Hartford s California Workers Compensation Medical Provider Network (MPN) Accessing Anthem Blue Cross Prudent Buyer PPO
Employer Implementation Guide Topics Covered in the Guide: Workers Compensation MPN Networks in CA How It Works The Employer s Role Implementation Steps Dealing with Workplace Injuries Employee Rights
More informationCommutation of Attorney Fee By Warren Schneider
Commutation of Attorney Fee By Warren Schneider Before commutation is discussed it is helpful to review how indemnity payments are made to an injured employee. Besides medical treatment to cure or relieve
More informationHow Does the Workers' Compensation System in Florida Compare to Other States?
How Does the Workers' Compensation System in Florida Compare to Other States? Report Number 2002-117 November 2001 Prepared for The Florida Senate Prepared by Committee on Banking and Insurance Summary...
More informationWorkers Compensation
Workers Compensation Workers Compensation History and overview California: State of the State Underwriting, policy types, and coverage Experience rating Workers Compensation basics and benefits Successful
More informationLOS ANGELES UNIFIED SCHOOL DISTRICT Reference Guide
LOS ANGELES UNIFIED SCHOOL DISTRICT Reference Guide TITLE: NUMBER: REF - 1279 Workers Compensation Procedures ROUTING All Administrators All Locations ISSUER: DATE: September 3, 2004 David Holmquist, Director
More information