PEEHIP. Public Education Employees Health Insurance Plan. The Alabama Association of School Business Officials (AASBO) Conference February 11, 2014
|
|
|
- Agnes Howard
- 8 years ago
- Views:
Transcription
1 PEEHIP Public Education Employees Health Insurance Plan The Alabama Association of School Business Officials (AASBO) Conference February 11, 2014
2 PEEHIP Premium Rates October 1, 2013 September 30, 2014 Allocation per active employee - $714 Hospital medical premium for active employees: Single - $ 15 Family - $ 177 Optional plans Cancer, Indemnity, Vision, single dental - $38 Family dental - $45 Tobacco surcharge = $28 There were premium increases for Cobra/Leave of Absence and Surviving Spouses rates shown on next slide.
3 PEEHIP Premium Rates October 1, 2013-September 30, 2014 COBRA and LOA Premiums Monthly Premium FY14 Increase Over FY13 Individual $ 403 $ 9 Family $ 997 $ 16 Supplemental $ 154 $ 6 Surviving Spouse Premiums Monthly Premium FY14 Increase Over FY13 SS<65 $ 679 $ 8 SS<65, Depend<65 $ 870 $ 10 SS<65, Depend>65 $ 839 $ 10 SS>65 $ 318 $ 1 SS>65, Depend <65 $ 516 $ 10 SS>65, Depend >65 $ 485 $ 10
4 BENEFIT CHANGES to Optional Plans effective October 1, 2013 PEEHIP Cancer Plan (administered by Southland) Added a limit of $5000 for blood and plasma per year for leukemia. Added new cancer surgical procedures to the cancer schedule. Allow any physician recommended observation period that is greater than 24 hours to qualify as an inpatient stay. PEEHIP Indemnity Plan (administered by Southland) Allow any physician recommended observation period that is greater than 24 hours to qualify as an inpatient stay. PEEHIP Vision Plan (administered by Southland) Southland will provide at no cost its Vision Choice plan to all PEEHIP members who participate in any of the PEEHIP optional plans. Estimated savings of 20% for members who use Vision choice providers
5 VIVA Health Plan Changes Primary Care Physician Copay increase from $20 to $30 Inpatient Hospital Stays adding a $25 copay for days 2-5 Adding Calendar Year deductibles and coinsurance limits. No changes to the VIVA dental plan.
6 Changes in PEEHIP Benefits and Policies Certified Registered Nurse Anesthesiologists (CRNA) and Anesthesiologist Assistants (AA) January 1, 2014, the PEEHIP Hospital Medical Plan began covering in-network CRNA s and AA s to the extent these providers are acting under appropriate supervision and within their state license.
7 Changes in PEEHIP Benefits and Policies PEEHIP Supplemental Hospital Medical Plan An annual maximum amount paid from the PEEHIP Supplemental Hospital Medical Plan will be limited to $6,250 for individual and $12,500 for family coverage. Members who enroll in Marketplace (Exchange) plan for their primary coverage cannot enroll in PEEHIP s Supplemental Plan.
8 Changes in PEEHIP Benefits and Policies PEEHIP Supplemental Hospital Medical Plan Members enrolled in high deductible plans with deductibles greater than $1,250 for individual or $2,500 for family are also not eligible for the PEEHIP Supplemental Plan
9 Changes to Healthcare Flexible Spending Account Members enrolled in the Health Flexible Spending Accounts (FSAs) are now allowed to carryover $500 of unused funds remaining in a health FSA at the end of a plan year to be used in the following plan year for covered health FSA eligible expenses. Any unused amounts in excess of $500 remaining in your health FSA at the end of the plan year will be lost.
10 ALLKIDS Changes The three month waiting period before a child can be enrolled in ALL Kids if previously covered by other health insurance under an employer sponsored group health insurance plan and is voluntarily terminated will be eliminated. A child will continue to be ineligible for ALL Kids if they are currently covered by other health insurance.
11 The Wellness Program will continue. (ADPH) Health screenings Osteoporosis screenings -Age and medical criteria must be met. Flu vaccines school for children of PEEHIP members Colorectal Screening Kit -Over 99% accurate and almost as effective as a colonoscopy
12 Flu Shots Flu Shots are given and covered at: PEEHIP Worksite Wellness Locations (no copay) Doctor s Offices Flu Shots given at pharmacies are not covered by PEEHIP.
13 Coordination Of Benefits (COB) Update SECOVA is no longer processing the COB forms, you must submit your COB Audit information directly to PEEHIP to complete your audit. There are approximately 1,584 accounts on Claims Hold To complete your audit and have the claim hold removed from your account you must provide the COB information online through PEEHIP s Member Online Services (MOS) at or fax a completed form to
14 Retiree Employment Verification All members who retired on or after 10/1/2005 are required to verify Retiree Employment Information yearly Under PEEHIP Law, if a member retired on or after October 1, 2005, and is employed by another employer that provides at least 50% of the cost of single health insurance coverage, the retiree cannot be insured on the PEEHIP hospital medical plan.
15 READ the PEEHIP ADVISOR Important information is always included in the PEEHIP Advisor. The PEEHIP Advisor is a part of the RSA Advisor.
16 Open Enrollment (OE) Begins July 1. Paper form deadline is August 31. Online enrollment deadline is September 10 - Coverage is effective on October 1. Members can download the OE packet or call to have one mailed to them. If there are no changes, DO NOT complete the forms. If using paper forms to enroll in Medical and cancel Optional Plans, the cancellation request must be indicated on the Status Change form.
RETIREMENT HEALTH ENROLLMENT INFORMATION & INSTRUCTIONS
RETIREMENT HEALTH ENROLLMENT INFORMATION & INSTRUCTIONS State and Public School Retirement Health Insurance is administered by Employee Benefits Division (EBD). PO Box 15610 501 Woodlane, Suite 500 Little
If you are thinking about retirement...
RETIREE HEALTHCARE AND YOUR HEALTH REIMBURSEMENT ARRANGEMENT (HRA) This brochure describes certain retiree healthcare benefits under the Caterpillar Inc. Group Insurance Plan (Part 2). If you participate
STATE EMPLOYEES HEALTH INSURANCE PLAN
STATE EMPLOYEES HEALTH INSURANCE PLAN REPORT IN ACCORDANCE WITH ACT 2004 647 AND 2004 648 September 30, 2014 Table of Contents September 30, 2014 Independent Accountant s Review Report 1 Report in Accordance
Script for Manager s Tutorial 2016 Annual Enrollment
Script for Manager s Tutorial 2016 Annual Enrollment Introduction Welcome to the 2016 Annual Enrollment Manager s Tutorial. Annual enrollment for eligible full-time and part-time employees is from October
Additional Contact Information
Additional Contact Information Wellness Program and ALL Kids (Administered by the Department of Public Health) RSA Tower, Suite 900 Tobacco Cessation Quitline ALL Kids P.O. Box 303170 800.QUIT.NOW P.O.
STATEWIDE BENEFITS OFFICE SPOUSAL COORDINATION OF BENEFITS FREQUENTLY ASKED QUESTIONS
STATEWIDE BENEFITS OFFICE SPOUSAL COORDINATION OF BENEFITS FREQUENTLY ASKED QUESTIONS Contents: General Policy Information and Claims Processing Questions 1-20 Spousal Coordination of Benefits When Spouse
A contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium.
HEALTH INSURANCE A contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium. HI, I m Kate! I Got Health Insurance! Card Member ID: 0000000000 Group
Understanding Health Insurance Options in Retirement
Understanding Health Insurance Options in Retirement A White Paper by Manning & Napier www.manning-napier.com 1 Over the past several years, the spike in the cost of health care and insurance premiums
November 11, 2013 through November 22, 2013
Dear Georgia Tech Retiree, Open enrollment is the one opportunity provided each year to make changes to your existing benefit coverage. The 2014 benefit open enrollment period will be held November 11,
Health and Dental Insurance Questions/Answers for Retirees
Health and Dental Insurance Questions/Answers for Retirees What happens with my health insurance if I continue to work full-time beyond age 65? As an active full-time employee working beyond the age of
NEW HEALTH CARE CHOICES FOR 2013. Key Resources for DuPont Medicare-Eligible Retirees and Dependents
NEW HEALTH CARE CHOICES FOR 2013 Key Resources for DuPont Medicare-Eligible Retirees and Dependents ABOUT THIS BOOKLET Please read this booklet carefully. It explains what s changing for 2013, includes
In-Network Benefits. NationalOne 2600/5200 HDHP- HSA. NationalOne 200-25. Available to: Deductible. Medical Out-of-pocket Maximum
2 In-Network Benefits Available to: Deductible Medical Out-of-pocket Maximum NationalOne 200-25 ALL Units $200 individual $600 family $500 individual $1,000 family NationalOne 2600/5200 HDHP- HSA Clerical,
Fee-for-Service. Medicare Supplemental Retiree Health Plans
Sheet Metal Workers Health Plan of Southern California, Arizona & Nevada April 2011 Summary Comparison Of Benefits Available under the Fee-for-Service and Medicare Supplemental Retiree Health Plans Important:
What is Medicare? The Different Parts of Medicare
Medicare and You The Different Parts of Medicare A Medicare Part A Hospital Insurance Inpatient care at hospitals, skilled nursing facility*, hospice and home health care. What is Medicare? Medicare is
Frequently Asked Questions for Retirement 1. Who is eligible to retire? Employees with five years of CalPERS service, at 50 years of age or older.
Frequently Asked Questions for Retirement 1. Who is eligible to retire? Employees with five years of CalPERS service, at 50 years of age or older. 2. Are all employees eligible for retirement health benefits?
Health insurance is often confusing. Medicare Part A, Part B,
Medicare WHAT YOU NEED TO KNOW 2015 A publication of the Senior Health Insurance Information Program Contents 2 What is Medicare? Part A and Part B 3 2015 Medicare Benefit Chart What is covered and what
Oak Ridge National Laboratory. New Coverage New Choices
Oak Ridge National Laboratory New Coverage New Choices What we ll cover today What is changing and why? How this affects you Introducing Extend Health Medicare marketplace Going forward Questions & answers
FREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT
FREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT Qualified High Deductible Health Plans (QHDHP) What is a QHDHP? A QHDHP is a medical plan regulated by the
About to Retire: Preparing for Medicare Patient Financial Services Agenda Medicare Enrollment Covered Services Medicare-covered covered Preventive Services Agenda, continued Advance Beneficiary Notice
Health Coverage with More Choices
Health Coverage with More Choices Get ready for a different approach to health coverage with flexibility to choose a plan that fits your needs. This brochure explains the health coverage for Medicare-eligible
Health Care Plans at a Glance. Welcome to Our Benefit Overview. Medical BlueCross BlueShield of SC: All Employees (except Joplin)
Benefit Overview Health Care Plans at a Glance At Schaeffler the health of our employees and their families are a priority to us. Our benefits are designed to help them manage their physical and financial
EXAMPLE 2: Member has a health care flexible spending account through FedFlex. This member does not qualify for an HSA.
HRA Frequently Asked Questions 10/15 HRA Descriptions What is an HRA? How does it work? A health reimbursement arrangement (HRA) is an employer-provided tax-sheltered arrangement that allows individuals
Orange High Deductible Health Plan (HDHP) with Health Savings Account (HSA) HDHP Basics
Orange High Deductible Health Plan (HDHP) with Health Savings Account (HSA) FAQ (Frequently Asked Questions): The following questions and answers will help you better understand Hope College s New High
State Of New Hampshire DIVISION OF PERSONNEL Department of Administrative Services State House Annex 28 School Street Concord, New Hampshire 03301
State Of New Hampshire DIVISION OF PERSONNEL Department of Administrative Services State House Annex 28 School Street Concord, New Hampshire 03301 LINDA M. HODGDON Commissioner SARA J. WILLINGHAM Director
Frequently Asked Questions. High Deductible Health Plan (HDHP) with Health Savings Account (HSA)
Frequently Asked Questions High Deductible Health Plan (HDHP) with Health Savings Account (HSA) There are two components to the High Deductible Health Plan (HDHP) with HSA Medical Plan the HDHP Health
Health Savings Accounts & High Deductible Health Plans
Health Savings Accounts & High Deductible Health Plans Definitions Consumer Driven Health Plan ( CDHP ) A health insurance plan designed to give you more control over your health care spending. CDHPs incorporate
Frequently Asked Questions
Frequently Asked Questions Health Savings Account Questions Q: What is a Health Savings Account? A: A Health Savings Account is a tax exempt account you set up with a qualified High Deductible Health Plan
Open Enrollment 2015 November 12 November 26
Open Enrollment 2015 November 12 November 26 November 4 & 6, 2014 1 Brief Review of Affordable Care Act (ACA) What You Need to Know What you Need to do by November 26 What s New or Changing in 2015 Do
After SERIP Health Insurance Options
After SERIP Health Insurance Options 03/2015 SERIP The SERIP contribution continues for five years through the end of the month in which you retired in 2010 Example You retired on May 7, 2010. The state
Answers to Your Questions about All Kids
State of Illinois Department of Healthcare and Family Services Answers to Your Questions about All Kids 1-866-ALL-KIDS www.allkids.com All Kids is Illinois program for children who need comprehensive,
New Health Coverage with More Choices
New Health Coverage with More Choices Get ready for a new approach to health coverage with more flexibility to choose a plan that fits your needs. Effective January 1, 2015, health care benefits offered
Kraft Foods Group, Inc. Retiree Medical and Prescription Plan Summary High Deductible Health Plan
General Provisions Deductible (eligible medical and prescription drug expenses apply to the deductible) Kraft Foods Group, Inc. Retiree Medical and Prescription Plan Summary Care can be obtained in-network
Health Savings Account FAQs
General What s a health savings account (HSA)? An HSA is an interest-bearing savings account you fund either with before-tax paycheck deductions through WageWorks McKesson s HSA administrator or with tax-deductible
Retiree Benefits and the Rule of 75
Retiree Benefits and the Rule of 75 Presented by Bill Phillips May 15, 2014 Topics we ll cover today Rule of 75 Life Insurance Education Benefits Retiree Health/Dental Insurance 2 Rule of 75 What does
RETIREE BENEFITS Health Reimbursement Arrangement (HRA).
RETIREE BENEFITS 1 RETIREE BENEFITS Health Reimbursement Arrangement (HRA). Benefits for Union Pacific s Medicare-eligible retirees and their Medicare- eligible spouses and/or dependents. 2 UNION PACIFIC
Benefits Handbook Date May 1, 2010. Limited Purpose Health Care Flexible Spending Account MMC
Date May 1, 2010 Limited Purpose Health Care Flexible Spending Account MMC Limited Purpose Health Care Flexible Spending Account The Limited Purpose Health Care Flexible Spending Account allows you to
Copayment: The amount you must pay for each medical visit to a participating doctor or other healthcare provider, usually at this time service.
Basic Terms How to calculate Out of Pocket Costs on a Hospital Stay: If you have a $2000 deductible and 30% coinsurance health insurance plan. If you have a $10,000 emergency room or hospital stay your
2015 Summary of Healthcare Plan Changes
2015 Summary of Healthcare Plan Changes Change Plan names the OA POS plan becomes the Comprehensive Care Plan and the HSA OA POS plan becomes the Consumer Choice HSA plan Comprehensive Care Plan Increase
Each Medicare Supplement Plan Offers the Following Benefits:
Medicare Supplement Shenandoah Life Medicare Supplement Insurance Plans Need for Additional Protection Medicare was not designed to cover all of your medical bills and expenses. The good news is that additional
Employer s guide to health care reform requirements
Employer s guide to health care reform requirements June 2015 edition As the Affordable Care Act (ACA) continues to be implemented, you ll need to remain aware of the policies and provisions that affect
Medicare Supplement Policies
Private Wealth Management Products & Services Medicare Supplement Policies A critical component of coverage for those with Parts A & B Medicare Supplement Policies, often referred to as Medigap plans,
Employee Benefits Open Enrollment 2014
Employee Benefits Open Enrollment 2014 Enroll November 10 to November 21 www.navientbenefits.com The Enrollment Process This year we are conducting a PASSIVE enrollment which means that eligible employees
2013-2014 Annual Enrollment
2013-2014 Annual Enrollment Your Benefits Team Jolene Daniels Sr. Manager, Benefits & Compensation jdaniels@flvs.net 407-513-3372 Lori Quinn Benefits Specialist loquinn@flvs.net 407-513-3355 Brenda Key
PRE-EXISTING CONDITION INSURANCE PLAN ( PCIP ) COMPREHENSIVE MAJOR MEDICAL EXPENSE POLICY
PRE-EXISTING CONDITION INSURANCE PLAN ( PCIP ) COMPREHENSIVE MAJOR MEDICAL EXPENSE POLICY Administered By: The Arkansas Comprehensive Health Insurance Pool ( CHIP ) and its subcontractor, BlueAdvantage
FREQUENTLY ASKED QUESTIONS REGARDING CHANGE TO MEDICARE ADVANTAGE PLAN
FREQUENTLY ASKED QUESTIONS REGARDING CHANGE TO MEDICARE ADVANTAGE PLAN Q: What company administers the Medicare Advantage plan? A: The Medicare Advantage plan for the year of 2016 will be administered
IS HERE OPEN ENROLLMENT EMPLOYEE BENEFITS TIME TO MAKE YOUR BENEFIT CHOICES. BAYADA Home Health Care Employee Benefits
2015 OPEN ENROLLMENT IS HERE EMPLOYEE BENEFITS TIME TO MAKE YOUR BENEFIT CHOICES BAYADA Home Health Care values the contributions of our employees. In appreciation of your dedicated service, BAYADA Home
2015 HSA Plan Quick Guide
2015 HSA Plan Quick Guide The HSA Plan consists of two parts that work together to give you more control over how you receive and pay for medical care and services, both now and in the future: the Health
page 2 for other costs for services this plan covers. Is there an out-of-pocket limit
Coverage Period: Beginning 01/01/2014 1199SEIU National Benefit Fund Coverage for: Medicare-Eligible Retirees Living Outside of the Fund s Medicare Advantage Plan Area Summary of Benefits and Coverage:
This booklet constitutes a small entity compliance guide for purposes of the Small Business Regulatory Enforcement Fairness Act of 1996.
This publication has been developed by the U.S. Department of Labor, Employee Benefits Security Administration (EBSA). To view this and other EBSA publications, visit the agency s Website at dol.gov/ebsa.
Open Enrollment. and Summary of Material Modifications. prepared for
2016 Open Enrollment and Summary of Material Modifications prepared for Medical/Vision, Dental, Disability, Life/AD&D, Flexible Spending Accounts, Employee Assistance Program 2016 Open Enrollment and Summary
RETIRING WITH MEDICARE
MEDICARE! RETIRING WITH MEDICARE Helping You Make a Confident Decision To be used through employers only DoctorsChoiceUSA.com WHAT S ON THE AGENDA! What is Medicare?! What are my options?! When and how
Hello. Medicare Advantage plans. Overview 2. Plans 3. Timing 6. Tools 7
Hello Advantage At UnitedHealthcare, we want you to get the most from your Medicare coverage. Our simple, all-in-one Medicare Advantage plans are designed to offer you benefits, services and tools to help
Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company
Vermont Blue 65 SM Coverage for Vermonters with Medicare 2016 Medicare Supplemental Products Group Brochure An independent, local Vermont company Three smart steps to quality health care after retirement:
Presented by Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association. Life has a plan.
Presented by Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association. Life has a plan. It's hard to believe that another year has gone by. We want to thank
It s Time for Medicare
It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for
Health Savings Account HSA Summary
Health Savings Account HSA Summary Effective January 1, 2016 TABLE OF CONTENTS INTRODUCTION... 3 WHO IS ELIGIBLE... 3 IRS REQUIREMENTS... 3 WHEN IS ELIGIBILITY DETERMINED?... 3 DO MY SPOUSE & I ESTABLISH
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Interact with this ebrochure. Here s how. This ebrochure is designed for onscreen viewing, allowing you to navigate through the document
2015 Plan Year benefit options. for Retirees
2015 Plan Year benefit options for Retirees Message from University Human Resources Indiana University extends a warm and heartfelt thank you to all Retirees for their dedicated service to IU. Over the
MEDICARE SUPPLEMENT INSURANCE
Illinois Insurance Facts Illinois Department of Insurance Rev Feb 2014 MEDICARE SUPPLEMENT INSURANCE What is Medicare? Medicare is a federal health insurance program for people 65 or older, some people
Connecticut State Teachers Retirement Board Health Plan. Administered by Stirling Benefits, Inc 2013
Connecticut State Teachers Retirement Board Health Plan Administered by Stirling Benefits, Inc 2013 1/3 Active 1/3 Retiree 1/3 State of CT TRB subsidies Retirees receive either: Local Board subsidy $110
S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15
S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15 This information sheet is for reference only. Please refer to Evidence of Coverage requirements, limitations
IT S YOUR CHOICE. Decision Guide. State of Wisconsin Group Health Insurance for Employees ET-2107 (9/24/2015)
IT S YOUR CHOICE 2016 Decision Guide State of Wisconsin Group Health Insurance for Employees ET-2107 (9/24/2015) KNOW YOUR BENEFIT ENROLLMENT POINTS There are certain times throughout the year when you
Health Insurance Information for Retirees 2012
Health Insurance Information for Retirees 2012 GROUP MEDICAL INSURANCE AFTER RETIREMENT Continuation Eligibility If you qualify under the State of Tennessee s Insurance Committee rules, you may continue
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Michigan State University 2014 Open Enrollment Blue Care Network is a nonprofit corporation and independent licensee of the Blue Cross
Legislative Brief: HEALTH SAVINGS ACCOUNT (HSA) ELIGIBILITY
EmPowerHR Legislative Brief: HEALTH SAVINGS ACCOUNT (HSA) ELIGIBILITY Many employers offer high deductible health plans (HDHPs) to control premium costs, and pair this coverage with health savings accounts
Entertainment Industry Health Plan Comparison DGA-Producer Health MPI Health Plan SAG-Producers Health Plan Participant only - $0
Earned Coverage Premiums AFTRA Health Individual Participant Only - $381 per quarter Participant +1 Dependent only - $2,446 per quarter ($381 + buyup premium $2,065) Participant +2 or more Dependents -
Moda Health Coverage Outline
Moda Health Coverage Outline Thank you for your interest in the Moda Health Senior Select Medicare Supplement plan! Attached is a copy of the policy Outline of Coverage and we have supplied you with a
Employee Benefits. Department of Human Resources
Employee Benefits Medical Options Point of Enrollment-Gated (POE-G) Network-based care only except in emergencies Primary care physician referrals required Point-of-Enrollment (POE) Network-based care
Benefit Program Information for Retirees
Benefit Program Information for Retirees 2015 Last updated: April 15, 2015 Northwestern University Page 2 Plan Highlights Faculty and Staff who retire from Northwestern University and are participating
The 2015 open enrollment period for Georgia Perimeter College s benefits plans will be held from November 2 - November 13, 2015.
To: Full-time Employees From: Patrice Masterson Director of Human Resources Date: October 12, 2015 Re: Open Enrollment and Benefits Information The 2015 open enrollment period for Georgia Perimeter College
Health Savings Accounts: Common Questions and Their Answers
Health Savings Accounts: Common Questions and Their Answers I. General HSAs II. Qualified High-Deductible Health Plan HDHPs III. Contributions to an HSA Distributions BlueAccount I. General HSAs I.1 What
Optional Insurance Programs FPPA
FPPA FPPA offers active members and retirees a variety of voluntary insurance benefits. The list of available programs is constantly being reviewed in order to provide our members the best, most affordable
YOUR BENEFITS. handbook. GE Pensioner Health Care Options at Age 65 (includes the Elfun Medical Benefits Plan) Effective January 1, 2008
handbook YOUR BENEFITS GE Pensioner Health Care Options at Age 65 (includes the Elfun Medical Benefits Plan) Effective January 1, 2008 IMPORTANT INFORMATION ABOUT THIS HANDBOOK This handbook summarizes
HEALTHCARE.GOV OVERVIEW OF THE FEDERAL APPLICATION PROCESS
HEALTHCARE.GOV OVERVIEW OF THE FEDERAL APPLICATION PROCESS SIMPLIFIED STEPS 1. Create healthcare.gov account. 2. Go through identity verification. 3. Complete and submit application. 4. Look at eligibility
OPEN ENROLLMENT PLAN YEAR 2013
OPEN ENROLLMENT PLAN YEAR 2013 HR PERSONNEL HIPAA (protects your private health information) Sydney Covey ext. 7437 Melissa Spence ext. 7296 Benefit Explanations Claim Questions Family Status Changes Katherine
Health Reimbursement Arrangement (HRA).
Retiree benefits 1 Retiree benefits Health Reimbursement Arrangement (HRA). Benefits for Union Pacific s Medicare-eligible retirees and their Medicare- eligible spouses and/or dependents. 2 Union pacific
COMMUNITY COLLEGE OF PHILADELPHIA HEALTH CARE & DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT PLANS
1700 Spring Garden Street Philadelphia, PA 19130 COMMUNITY COLLEGE OF PHILADELPHIA HEALTH CARE & DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT PLANS A benefit that increases your take-home pay by letting you
Health Savings Option with a Health Savings Account (HSA)
Health Savings Option with a Health Savings Account (HSA) The Health Savings Option is a high deductible health insurance plan administered by United Medical Resources (UMR), a United Healthcare Company,
OHIO. Standard Plan A Standard Plan B Standard Plan C Standard Plan D Standard Plan F SELECT Plan C SELECT Plan F
OHIO The Insurance Plan of Choice for Medicare Supplemental Coverage Policy Form Number OHA1001 Policy Form Number OHB1001 Policy Form Number OHA2002 Policy Form Number OHB2002 Policy Form Number OHA3003
GROUP MEDICARE. supplement plans
2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health
13 New Health Insurance Open Enrollment Changes for Employees
2013 Open Enrollment Benefits Changes October 15 November 9, 2012 Medical Plan Changes Re-Opening of BCBS and Kaiser HMO Plans Increased Co-pays for BCBS and Kaiser HMO Plans *HMO Benefit 2012 Co-pay 2013
HEALTH CARE CHOICES FOR ELIGIBLE RETIREES
HEALTH CARE CHOICES FOR ELIGIBLE RETIREES Effective 2013 table of contents > Page 2 3 Retiree Medical Plan Overview 3 Plan Highlights and Eligibility 5 Non-Medicare Eligible Retiree Component 6 Aetna PPO
GEHA 2014. Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 821-6136 geha.com
GEHA 2014 Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 821-6136 geha.com CODE Self Only 341 Self + Family 342 Enrollment checklist 1. Research health
New Coverage New Choices 10/31/2011
New Coverage New Choices 10/31/2011 What We Will Cover Today What is changing and why. How this affects you. Get to know Extend Health and the services available to you. A look at the Medicare marketplace.
Sprint Flex Plans Life Events Section
Sprint Flex Plans Life Events Section What is Inside Sprint Flex Plans... 3 General Rule... 3 Process and Deadlines... 4 Effectiveness of Changes... 5 Enrollment/Election Change Appeals... 7 Index of Life
Summary Plan Description for the North Las Vegas Fire Fighters Health and Welfare Trust Health Reimbursement Arrangement Plan
Summary Plan Description for the Health Reimbursement Arrangement Plan General Benefit Information Eligible Expenses All expenses that are eligible under Section 213(d) of the Internal Revenue Code, such
GET READY TO TAKE ACTION!
NEW CHOICES IT S TIME TO CHOOSE THE SUPPLEMENTAL MEDICARE COVERAGE THAT WORKS BEST FOR YOU. ENROLL BY Dec. 31, 2012. ANNOUNCING CHANGES TO YOUR RETIREE HEALTH CARE COVERAGE FOR 2013 GET READY TO TAKE ACTION!
FAQs: Health Savings Accounts (HSA)
FAQs: Health Savings Accounts (HSA) Thank you for choosing NTA Life Business Servicess Group, Inc. to be your HSA provider. We want to make it easy for you to manage and maintain your Health Savings Account,
Frequently Asked Questions: DuPont Retiree Health Plan Changes
New questions and answers added after September 6th, 2012 are shown in blue. The following questions and answers are general in nature. Medicare eligible retirees with specific questions regarding the
BAKERSFIELD CITY SCHOOL DISTRICT
BAKERSFIELD CITY SCHOOL DISTRICT INSURANCE PLANS for RETIREES 2015-2016 GENERAL INFORMATION About DISTRICT Plans for Retirees And INDIVIDUAL Retiree Plans, SISC Sponsored Retirees of the Bakersfield City
HEALTH, LIFE INSURANCE, DISABILITY AND WORK/LIFE BENEFITS FREQUENTLY ASKED QUESTIONS (FAQs)
HEALTH, LIFE INSURANCE, DISABILITY AND WORK/LIFE BENEFITS FREQUENTLY ASKED QUESTIONS (FAQs) For 2016, Medtronic has reshaped its benefits program to provide you and your family the health and insurance
APPENDIX A. MODEL COB CONTRACT PROVISIONS COORDINATION OF THIS CONTRACT S BENEFITS WITH OTHER BENEFITS
Coordination of Benefits Model Regulation APPENDIX A. MODEL COB CONTRACT PROVISIONS COORDINATION OF THIS CONTRACT S BENEFITS WITH OTHER BENEFITS The Coordination of Benefits (COB) provision applies when
State Retiree Medicare Advantage Plans
State Retiree Medicare Advantage Plans October/November 2015 Copyright 2013 by The Segal Group, Inc. All rights reserved. Your 2016 Retiree Benefits www.cms.illinois.gov/thetrail 2 Eligibility Who is Required
Health Options Program
Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program 2016 The HOP Pre-65 Medical Plan The Program Offers Many Advantages! PSERS sponsors the for the sole benefit of PSERS
Annual Enrollment 2013. Plan Design and Rates
Annual Enrollment 2013 Plan Design and Rates Today s Meeting Enrollment Dates and Assistance What s New for 2013? Medical Plans Flexible Spending Accounts Dental Plans Vision Plan Disability Life Insurance
Understanding Medicare
Understanding Medicare When you think about income streams in retirement, Medicare may not initially come to mind. But it is an important part of most retirees "golden years." Medicare covers many health
Medicare 101. Presented by Steve W Jenkins
Medicare 101 Presented by Steve W Jenkins Healthcare Options when turning 65 Remain on an Employer Provided Healthcare Plan Remain on an Individual Healthcare Plan Go onto Medicare Go onto Medicare Advantage
Regional Conference Retirement Plan. Supplemental Healthcare Plan
Regional Conference Retirement Plan Supplemental Healthcare Plan Regional Conference Retirement Supplemental Healthcare Plan (RCRSHP) Regional Conference Retirement Plan Oakwood College - Box 154 Huntsville,
2011 STANDARD Medicare Supplement/ Life Insurance Plans
2011 STANDARD Medicare Supplement/ Life Insurance Plans Issued by Forethought Life Insurance Company KENTUCKY MS3000-03-KY 2011 Forethought Standard Medicare Supplement Insurance Plans You can rely on