CREDIT REPORT. Issued for: Published 3/12/2015

Transcription

1 CREDIT REPORT Issued for: tel: +386 (0) , fax: +386 (0)

2 Credit report PROFILE Chapter 1 Company: Address: Activity: J OTHER PUBLISHING ACTIVITIES Registration number: VAT No.: Company size: Medium CREDIT APPRAISAL Chapter 3 SEMAPHORE CREDIT LIMIT: 46,620 CREDIT MARGIN: 0.50 % Green light - no critical events found in Bonitete.si database, which could have effect on current company business. OWNERS AND BRANCHES Chapter 2 PAYMENT INDEX Chapter 4 Last year Owners: 1 Branches: 0 January BLOCKS Period: 3/12/2014-3/12/2015 Current Number of Blocks: Blocks: 0 / 4 bank accounts 0 / 365 days TRIALS Chapter 5 Period: 3/12/2014-3/12/2015 Number of trials: 19 Prosecutes: 19 Prosecuted: 0 RESULTS OF OPERATIONS Chapter 6 Categories Assets 7,002,415 8,221,550 10,722,276 Capital 5,541,284 7,254,161 8,041,596 Total revenues 6,373,084 6,866,763 6,996,637 Net business result for the accounting period 1,528,638 1,712,875 1,303,735 Average number of employees Debt to assets Current ratio Net return on assets *Source: Ajpes - database of annual reports Data are shown in 1 EUR. tel: +386 (0) , fax: +386 (0)

3 Profile Chapter 1 PROFILE Long name: Legal form: Activity: J OTHER PUBLISHING ACTIVITIES Founded: Registration number: Company size: Medium EU Company Size: 50 to 99 employees Company Register: Okrožno sodišče Ljubljana Region: OSREDNJESLOVENSKA Capital: Foreign Capital Sector: Foreign controlled non-financial corporations VAT Payer: YES BANK ACCOUNTS NOVA LJUBLJANSKA BANKA D.D. UNICREDIT BANKA SLOVENIJ... UNICREDIT BANKA SLOVENIJ... UNICREDIT BANKA SLOVENIJ... REPRESENTATIVES Shown 4 of 4 Name Director Procurator, sales director Procurator, finance director Procurator, development director tel: +386 (0) , fax: +386 (0)

4 Owners and branches Chapter 2 OWNERS Shown 1 of 1 BRANCHES/DIVISIONS Shown 0 of 0 There are no data for selected subject. tel: +386 (0) , fax: +386 (0)

5 Credit appraisal Chapter 3 CREDIT APPRAISAL HISTORY FINANCIAL APPRAISAL Liquidity Well The company operates excellent and has a small probability of failure in the future. The company has no major liquidity problems and at the sam time achieve above-average profitability. Name Value Indicator Description Debt to asset ratio 6.10 Excellent Payment capability 8.98 Excellent Cash flow to total costs 0.29 Excellent Credit exposure from operations 0.44 Careful Efficiency Well Name Value Indicator Description Return on assets 0.15 Excellent Assets turnover on total income 0.74 Average DYNAMIC RATING Indicators Company activity has a lower risk. Company location is less risky. Subject is active for up to 18 years and has one active bank account. There is no data on bank account block in the last two years or the last bank account block was more than 18 months ago. There were no new lawsuits in the last 12 months filed against the subject. Financial data indicates that the company has a low debt level, minor credit exposure from operations and a high current ratio. Name Value Indicator Activity 4 Location 4 Profile 3 Trials 4 Blocks 5 Payment index 3 Financial data 5 CREDIT LIMIT 46,620 Recommended upper credit limit for granting a deferred payment period of 3 months for this company 46,620 CREDIT MARGIN 0.50 % Recommended minimum credit margin for granting a deferred payment period of 3 months for this company 0.50 % tel: +386 (0) , fax: +386 (0)

6 Payment Index Chapter 4 PAYMENT INDEX Payment index for January 2015 Company anticipates. 82 NOTE The database contains only those invoices that are accesible to database owner. Figures are based on all paid invoices from the database. Payment Index Statistic Company Activity Min Max Average Last Payment index is calculated as weighted average of days between settlement date and value date. The weights are based on the amount of payments. Payment index Description Company anticipates. 80 Company pays promtly on due Company settles payments up to 7 days past due Company pays slow to 15 days past due Company pays slow to 30 days past due Company pays slow to 60 days past due Company pays slow to 90 days past due Company pays slow to 120 days past due Company pays over 120 days past due. N/A No Data tel: +386 (0) , fax: +386 (0)

7 Trials Chapter 5 Period: 3/12/2014-3/12/2015 PROSECUTED Trials: 0 Total Amount: 0 EUR PROSECUTES Trials: 19 Total Amount: 11,789 EUR PROSECUTED Shown 0 of 0 There are no data for selected subject. PROSECUTES Shown 14 of 19 Prosecute ID Party Amount District Court Last Proc. 285 Okrožno sodišče Ljubljana 3/9/ Okrožno sodišče Ljubljana 3/3/ Okrožno sodišče Celje 3/2/ Okrožno sodišče Ljubljana 2/24/2015 Okrožno sodišče Maribor 2/16/ Okrožno sodišče Slovenj Gradec 1/23/ Okrožno sodišče Ptuj 12/17/2014 4,424 Okrožno sodišče Ljubljana 11/26/ Okrožno sodišče Ljubljana 11/24/ Okrožno sodišče Ljubljana 11/10/ Okrožno sodišče Maribor 10/9/ OKRAJNO sodišče Domžale 10/8/ Okrožno sodišče Novo mesto 10/2/ Okrožno sodišče Ljubljana 9/22/ tel: +386 (0) , fax: +386 (0)

8 Financial data Chapter 6 BALANCE SHEET - CHART Assets 2013 Liabilities 2013 Short-term deferred costs 0.59 % Short-term accrued costs % Short-term % Long-term % Fin. & business 6.10 % Provisions 0.99 % Capital % PROFIT AND LOSS ACCOUNT - CHART Revenus 2013 Expenses 2013 Other 5.22 % Other 6.54 % Financial 0.44 % Financial 0.03 % Cost of services % Labour cost % Net sales % tel: +386 (0) , fax: +386 (0)

9 Financial data Chapter 6 BALANCE SHEET Categories Growth Abs. (Rel.) Assets Long-term assets Intangible assets and long-term... Tangible fixed assets Long-term financial investments... Long-term operating receivables Deferred receivables for taxes Short-term assets Assets (group for estrange) for... Inventories Short-term financial investments Short-term operating receivables Cash assets Short-term deferred costs and ac... Off-balance sheet items Liabilities Capital Provisions and long-term accrued... Financial and business liabilities Long-term liabilities Long-term financial liabilities Long-term operating liabilities Deferred liabilities for taxes Short-term liabilities Short-term financial liabilities Short-term operating liabilities Liabilities, included in groups... Short-term accrued costs and def... Off-balance sheet items *Source: Ajpes - database of annual reports 7,002,415 8,221,550 10,722,276 2,500,726 (30%) 3,035,207 3,093,817 4,790,033 1,696,216 (55%) 92,220 95,589 1,705,049 1,609,460 (1,684%) 118, , , ,899 (91%) 2,802,132 2,848,383 2,822,493-25,890 (-1%) 22,433 35,350 44,097 8,747 (25%) 3,961,820 5,064,496 5,869, ,822 (16%) 1, (0%) , ,919 1,801,355 2,141,271 3,054, ,650 (43%) 2,159,430 2,923,141 2,688, ,747 (-8%) 5,388 63,237 62, (0%) 7,002,415 8,221,550 10,722,276 2,500,726 (30%) 5,541,284 7,254,161 8,041, ,435 (11%) 64,580 61, ,124 44,615 (73%) 922, , , ,557 (21%) (-100%) (-100%) 922, , , ,333 (21%) 3, , , , ,333 (21%) 473, ,498 1,920,617 1,556,119 (427%) Data are shown in 1 EUR tel: +386 (0) , fax: +386 (0)

10 Financial data Chapter 6 PROFIT AND LOSS ACCOUNT Categories Growth Abs. (Rel.) Net sales Changes in the value of inventor... Capitalised own products and own... Other operating revenues (with s... Gross operating yield Cost of goods, material and serv... Labour cost Write-offs Depreciation Revaluation operating expenses f... Revaluation operating expenses f... Other operating expenses Operating revenues Operating expenses Operating result EBIT Financial income Financial expenses Financial expenses from deprecia... Financial expenses for interests... Financial expenses from financia... Financial expenses from operatin... Other revenues Other expenses Total revenues Total costs Total business result Tax on profit Net business result for the acco... EBITDA *Source: Ajpes - database of annual reports 5,625,142 5,919,544 6,600, ,807 (12%) 701, , , ,024 (-58%) 6,326,379 6,798,681 6,965, ,783 (2%) 2,017,164 2,011,207 2,310, ,961 (15%) 2,213,384 2,514,024 2,854, ,974 (14%) 100, , , ,771 (64%) 80,598 75, ,734 32,426 (43%) ,514 7,425 (8,343%) 20, , ,000 84,920 (71%) 129,933 31,081 40,551 9,470 (30%) 6,326,379 6,798,681 6,965, ,783 (2%) 4,461,193 4,751,789 5,525, ,176 (16%) 1,865,186 2,046,892 1,439, ,393 (-30%) 1,865,186 2,046,892 1,439, ,393 (-30%) 46,695 57,687 30,962-26,725 (-46%) 3,418 10,098 1,843-8,255 (-82%) 3,418 10,098 1,843-8,255 (-82%) 3,272 9,961 1,810-8,151 (-82%) (-76%) 10 10, ,184 (-98%) 2,917 3, ,754 (-85%) 6,373,084 6,866,763 6,996, ,874 (2%) 4,467,528 4,765,118 5,528, ,167 (16%) 1,905,556 2,101,645 1,468, ,293 (-30%) 379, , , ,997 (-61%) 1,528,638 1,712,875 1,303, ,140 (-24%) 1,965,898 2,242,369 1,759, ,622 (-22%) Data are shown in 1 EUR tel: +386 (0) , fax: +386 (0)

11 Financial data Chapter 6 INDICATORS Categories Growth Abs. (Rel.) Average number of employees THE ASSET STRUCTURE RATIOS Tangible and intangible assets... Current assets to total assets Investments to total assets FINANCIAL LEVERAGE RATIOS Shareholders' funds to assets Debt to assets Shareholders' funds to long-ter... Financial leverage LIQUIDITY RATIOS Current ratio Quick ratio Cash flow to total costs Credit exposure from operations ASSET TURNOVER RATIOS Fixed assets turnover ratio Total assets turnover ratio Current assets turnover Inventory turnover 1 Debtors turnover Asset turnover on total income ASSET TURNOVER RATIOS (DAYS) Inventory coversion period 1 Days sales outstanding Payables deferral period RATIOS OF EFFICIENCY, PROFITABI... Total revenues to total expenses Operating revenues to operating... Net profit margin Asset utilization ratio Net return on assets Return on equity Operating margin Pre-tax profit margin Net profit margin on sales Value added per employee Operating return on assets CASH-FLOW Operating cash flow Net operating working capital *Source: Ajpes - database of annual reports (7%) (46%) (-13%) (-21%) (-15%) (-7%) (-28%) (9%) (-4%) (-4%) (-27%) (39%) (-22%) (-10%) (-5%) 8, , , , (661%) (-22%) (-18%) (-87%) (29%) (-28%) (-12%) (-12%) (-25%) (-18%) (-39%) (-36%) (-31%) (-32%) (-32%) 75, , , , (-9%) (-44%) 1,609, ,788, ,418, , (-21%) 3,739, ,932, ,633, , (14%) Data are shown in 1 EUR tel: +386 (0) , fax: +386 (0)