Advanced Diploma in Insurance

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Advanced Diploma in Insurance"

Transcription

1 THE CHARTERED INSURANCE INSTITUTE 655 Advanced Diploma in Insurance Unit 655 Risk management April 2011 examination Instructions Three hours are allowed for this paper. Do not begin writing until the invigilator instructs you to. Read the instructions on page 3 carefully before answering any questions. Provide the information requested on the answer book and form B. You are allowed to write on the inside pages of this question paper, but you must NOT write your name, candidate number, PIN or any other identification anywhere on this question paper. The answer book and this question paper must both be handed in personally by you to the invigilator before you leave the examination room. Failure to comply with this regulation will result in your paper not being marked and you may be prevented from entering this examination in the future. 1705

2 The Chartered Insurance Institute 20 Aldermanbury, London EC2V 7HY Telephone: Fax: The Chartered Insurance Institute

3 Unit 655 Risk management Instructions to candidates Read the instructions below before answering any questions Three hours are allowed for this paper which carries a total of 160 marks, as follows: Part I 1 compulsory question (case study) 80 marks Part II 2 questions selected from 3 (scenarios) 80 marks You should answer the question in Part I, and two out of the three questions in Part II. You are advised to spend no more than 90 minutes on Part I and 45 minutes on each question selected in Part II. It is recommended that you spend 15 minutes reading and planning your answer to the case study and 75 minutes answering it, and that you spend 10 minutes reading and planning your answer to each scenario and 35 minutes answering it. A case study tests extensively across syllabus learning outcomes, whilst a scenario will be more focused on specific learning outcomes. Read carefully all questions and information provided before starting to answer. Your answer will be marked strictly in accordance with the question set. You may find it helpful in some places to make rough notes in the answer booklet. If you do this, you should cross through these notes before you hand in the booklet. It is important to show each step in any calculation, even if you have used a calculator. If you bring a calculator into the examination room, it must be a silent battery or solar-powered non-programmable calculator. The use of electronic equipment capable of being programmed to hold alphabetic or numerical data and/or formulae is prohibited. You may use a financial or scientific calculator, provided it meets these requirements. Answer each question on a new page. If a question has more than one part, leave six lines blank after each part PTO

4 PART I Case study. This question is worth 80 marks. To gain maximum marks you should include relevant examples and further reading in your answer. 1. Case study You are the Risk Manager for a property management company that owns and manages a large shopping centre in an inner urban location. The mall was built in the 1970 s and is now looking dated and requires major refurbishment. There are 70 units available of which 50 are currently occupied by tenants from a wide range of retail businesses, including a jewellery store and ageing food retail outlets. There are unoccupied retail units due to expiring leases and the recession. The shortage of car parking space at the centre is considered by the centre management to be a factor in the loss of trade and number of visitors to the centre. This is also a reason why some tenants have decided not to renew their leases and have moved their businesses elsewhere. The infrastructure of the road network within the town centre has changed and pedestrianisation of the high street has led to restrictions on traffic within the town centre, which means that the shopping centre is not as easily reached by car. There is an opportunity to relocate the car park to the rear of the shopping centre which is out in the open. This could improve access to the site by shoppers in cars, as there is road access available here. There are, however, regular bus services which stop outside the shopping centre and it is within easy access of the railway station. The refurbishment works will mean some structural repairs, rewiring and ensuring that the shopping centre complies with recent structural and electrical regulations and statutory and local authority requirements. You and your risk management committee have been asked to be part of the refurbishment project team and to supply information to assist in the formulation of the project, with particular emphasis on operational and financial risk. Question Prepare a report to the Board including the following: Outline the risk management process and how this process can be applied to the refurbishment project. Identify the potential risks and rewards in undertaking such a major refurbishment project and explain how you arrived at your conclusions. Analyse the top five potential risks that the project may incur, their impact and how they would be handled. Based on your analysis make recommendations as to whether this refurbishment should go ahead ensuring that you fully explain the reasons behind your recommendations. (80)

5 PART II Scenarios. Answer TWO of the following THREE questions. Each question is worth 40 marks. To gain maximum marks you should include relevant examples and further reading in your answer. 2. Scenario You are an Account Executive for a firm of national insurance brokers, which provide risk management advice to their clients. You have special responsibility for clients in the manufacturing sector, and you have been asked to make a presentation to the chief executive officers of your clients on business continuity planning. Question Examine the benefits of an up to date and effective business continuity plan ensuring that you include an explanation of relevant content specific to your manufacturing clients. (40) 3. Scenario A large financial services company is looking to develop a risk appetite policy statement to support its risk management and corporate governance activities. You are one of the company s risk professionals and have been asked to draft this statement, however before you do so you need to put a plan together outlining how you are going to put this statement together and why. Note that for this initial statement the company is not seeking to cover all of its risks, just its credit, investment and reputation risks. Question Draft your plan making sure that you cover the following: an appropriate definition of risk appetite and an explanation about why a risk appetite statement is required; identification of stakeholders you should consider when setting your company s appetite for credit, investment and reputation risks; explain how you intend to express the company s appetite/tolerance for these risks (e.g. in terms of probability and impact limits, qualitative statements, ratings, etc). (40) 4. Scenario You are the Health and Safety Manager for a manufacturing company, specialising in the production of specialist components for the motor industry. Your company has recently seen a rise in workplace accidents (mainly machine related injuries) and health problems (primarily vibration white finger VWF) and you are keen to convince your Board of Directors to improve the management of these workplace risks. Question Draft a report to your Board of Directors: describing the potential regulatory, operational and financial risks arising from a poor workplace risk record; recommending how the company should improve the management of its work place risks paying particular attention to the key areas of risk that are affecting it at the current time (machine related injuries and VWF). (40)

6 BLANK PAGE

7 BLANK PAGE

8

Advanced Diploma in Insurance

Advanced Diploma in Insurance THE CHARTERED INSURANCE INSTITUTE 990 Advanced Diploma in Insurance Unit 990 Insurance corporate management April 2011 examination Instructions Three hours are allowed for this paper. Do not begin writing

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P94 Diploma in Insurance Unit P94 Motor insurance April 2011 examination Instructions Three hours are allowed for this paper. Do not begin writing until the invigilator

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P94 Diploma in Insurance Unit P94 Motor Insurance October 2011 examination Instructions Three hours are allowed for this paper. Do not begin writing until the invigilator

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P94 Diploma in Insurance Unit P94 Motor insurance April 2014 examination Instructions Three hours are allowed for this paper. Do not begin writing until the invigilator

More information

Advanced Diploma in Insurance

Advanced Diploma in Insurance THE CHARTERED INSURANCE INSTITUTE 990 Advanced Diploma in Insurance Unit 990 Insurance corporate management October 2014 examination Instructions Three hours are allowed for this paper. Do not begin writing

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P63 Diploma in Insurance Unit P63 Long term insurance business April 2013 examination Instructions Three hours are allowed for this paper. Do not begin writing until the

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P63 Diploma in Insurance Unit P63 Long-term insurance business October 2015 examination Instructions Three hours are allowed for this paper. Do not begin writing until

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P85 Diploma in Insurance Unit P85 Claims practice October 2012 examination Instructions Two hours are allowed for this paper. Do not begin writing until the invigilator

More information

Advanced Diploma in Insurance

Advanced Diploma in Insurance THE CHARTERED INSURANCE INSTITUTE 790 Advanced Diploma in Insurance Unit 790 Private medical insurance October 2011 examination Instructions Three hours are allowed for this paper. Do not begin writing

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P94 Diploma in Insurance Unit P94 Motor insurance October 2014 examination Instructions Three hours are allowed for this paper. Do not begin writing until the invigilator

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P63 Diploma in Insurance Unit P63 Long term insurance business April 2015 examination Instructions Three hours are allowed for this paper. Do not begin writing until the

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P85 Diploma in Insurance Unit P85 Claims practice October 2015 examination Instructions Two hours are allowed for this paper. Do not begin writing until the invigilator

More information

THE CHARTERED INSURANCE INSTITUTE. Unit P62 Life, critical illness and disability claims

THE CHARTERED INSURANCE INSTITUTE. Unit P62 Life, critical illness and disability claims THE CHARTERED INSURANCE INSTITUTE P62 Diploma in Insurance Unit P62 Life, critical illness and disability claims October 2015 examination Instructions Three hours are allowed for this paper. Do not begin

More information

Advanced Diploma in Insurance

Advanced Diploma in Insurance THE CHARTERED INSURANCE INSTITUTE 945 Advanced Diploma in Insurance Unit 945 Marketing insurance products and services April 2016 examination Instructions Three hours are allowed for this paper. Do not

More information

Advanced Diploma in Insurance

Advanced Diploma in Insurance THE CHARTERED INSURANCE INSTITUTE 530 Advanced Diploma in Insurance Unit 530 Economics and business April 2015 examination Instructions Three hours are allowed for this paper. Do not begin writing until

More information

THE CHARTERED INSURANCE INSTITUTE. Advanced Diploma in Financial Planning. Unit AF6 Senior management and supervision SPECIAL NOTICES

THE CHARTERED INSURANCE INSTITUTE. Advanced Diploma in Financial Planning. Unit AF6 Senior management and supervision SPECIAL NOTICES THE CHARTERED INSURANCE INSTITUTE AF6 Advanced Diploma in Financial Planning Unit AF6 Senior management and supervision October 2015 examination SPECIAL NOTICES Candidates are expected to be aware of the

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P90 Diploma in Insurance Unit P90 Cargo and goods in transit insurances October 2015 examination Instructions Three hours are allowed for this paper. Do not begin writing

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P62 Diploma in Insurance Unit P62 Life, critical illness and disability claims April 2014 examination Instructions Three hours are allowed for this paper. Do not begin

More information

THE CHARTERED INSURANCE INSTITUTE. Unit P61 Life, critical illness and disability underwriting

THE CHARTERED INSURANCE INSTITUTE. Unit P61 Life, critical illness and disability underwriting THE CHARTERED INSURANCE INSTITUTE P61 Diploma in Insurance Unit P61 Life, critical illness and disability underwriting October 2015 examination Instructions Three hours are allowed for this paper. Do not

More information

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions.

THE CHARTERED INSURANCE INSTITUTE. Read the instructions on page 3 carefully before answering any questions. THE CHARTERED INSURANCE INSTITUTE P85 Diploma in Insurance Unit P85 Claims practice October 2014 examination Instructions Two hours are allowed for this paper. Do not begin writing until the invigilator

More information

THE CHARTERED INSURANCE INSTITUTE. Unit P61 Life, critical illness and disability underwriting

THE CHARTERED INSURANCE INSTITUTE. Unit P61 Life, critical illness and disability underwriting THE CHARTERED INSURANCE INSTITUTE P61 Diploma in Insurance Unit P61 Life, critical illness and disability underwriting April 2015 examination Instructions Three hours are allowed for this paper. Do not

More information

THE CHARTERED INSURANCE INSTITUTE. Diploma in Regulated Financial Planning SPECIAL NOTICES

THE CHARTERED INSURANCE INSTITUTE. Diploma in Regulated Financial Planning SPECIAL NOTICES THE CHARTERED INSURANCE INSTITUTE R06 Diploma in Regulated Financial Planning Unit 6 Financial planning practice April 2015 examination SPECIAL NOTICES All questions in this paper are based on English

More information

THE CHARTERED INSURANCE INSTITUTE. Diploma in Financial Planning SPECIAL NOTICES

THE CHARTERED INSURANCE INSTITUTE. Diploma in Financial Planning SPECIAL NOTICES THE CHARTERED INSURANCE INSTITUTE J11 Diploma in Financial Planning Unit J11 Wrap and platform services Specimen Examination Guide SPECIAL NOTICES Candidates entered for the October 2012 examination should

More information

Wallace Insurance. Brokerage Services. Contract. Bonds. Special Contract Clauses. Commercial. Property. Let / Vacant. Property. Commercial Vehicles

Wallace Insurance. Brokerage Services. Contract. Bonds. Special Contract Clauses. Commercial. Property. Let / Vacant. Property. Commercial Vehicles Wallace Insurance Brokerage Services Combined Contract Bonds Specialised Plant Contractors Combined Special Contract Clauses Business & Private Cars Contractors Liability Property Home, Travel & Personal

More information

Business Insurance Cover. Information for business owners

Business Insurance Cover. Information for business owners Business Insurance Cover Information for business owners IMPORTANT NOTE This brochure summarises some of the cover provided by AMP s Business Insurance policy. It is important to note that limits, excesses,

More information

SPECIMEN PAPER 590 - PRINCIPLES OF TAKAFUL

SPECIMEN PAPER 590 - PRINCIPLES OF TAKAFUL 590 SPECIMEN PAPER 590 - PRINCIPLES OF TAKAFUL This paper is intended as a guide to candidates preparing for an examination in Principles of Takaful. It provides candidates with an insight into the different

More information

In simple terms your return on investment of renting out a property is affected by two main things: rental income and your expenses.

In simple terms your return on investment of renting out a property is affected by two main things: rental income and your expenses. Copyright 2015 Letcom property agents 2015 Table of Contents 1 Introduction...2 2 Return on Your Investment...2 2.1 Rental Income...2 2.2 Expenses...3 3 Agreements and Legal Requirements...3 3.1 Agency

More information

COMPULSORY PURCHASE PROCESS AND COMPENSATION

COMPULSORY PURCHASE PROCESS AND COMPENSATION ROAD PROJECTS GUIDANCE ON THE COMPULSORY PURCHASE PROCESS AND COMPENSATION GUIDANCE ON THE COMPULSORY PURCHASE PROCESS AND COMPENSATION Transport Scotland 2007 Crown copyright 2007 ISBN: 978-1-906006-11-2

More information

Incorporated organisation a separate organisation or business with its own legal identity

Incorporated organisation a separate organisation or business with its own legal identity Charity Commission website, May 2011 This factsheet is a short guide to insurance for voluntary and community groups in Warrington. It should be seen alongside the guidance set out by the Charity Commission

More information

National Archives of Australia - Administrative Functions Disposal Authority March 2010

National Archives of Australia - Administrative Functions Disposal Authority March 2010 Accidents The activities involved in dealing with mishaps causing injury or damage. Includes damage or injury to the organisation's property or member of staff incurred while coming to, at, or leaving

More information

THE CHARTERED INSURANCE INSTITUTE CERTIFICATE IN FINANCIAL PLANNING PAPER 5 INTEGRATED FINANCIAL PLANNING PREPARING FOR CF5 EXAMINATION TECHNIQUE

THE CHARTERED INSURANCE INSTITUTE CERTIFICATE IN FINANCIAL PLANNING PAPER 5 INTEGRATED FINANCIAL PLANNING PREPARING FOR CF5 EXAMINATION TECHNIQUE CF5EXT THE CHARTERED INSURANCE INSTITUTE CERTIFICATE IN FINANCIAL PLANNING PAPER 5 INTEGRATED FINANCIAL PLANNING PREPARING FOR CF5 EXAMINATION TECHNIQUE CONTENTS Background Information...2 In the examination...4

More information

Insurance. Registered and Head Office - The Dudson Centre, Hope Street, Hanley, Stoke- on- Trent, Staffordshire ST1 5DD Tel: 01782 683030

Insurance. Registered and Head Office - The Dudson Centre, Hope Street, Hanley, Stoke- on- Trent, Staffordshire ST1 5DD Tel: 01782 683030 Insurance Risks and legal responsibility It is up to your management committee, board, or trustees to identify and manage risks for your organisation, as well as understand their own legal obligations

More information

LONDON BOROUGH OF MERTON ENVIRONMENT & REGENERATION DEPARTMENT JOB DESCRIPTION

LONDON BOROUGH OF MERTON ENVIRONMENT & REGENERATION DEPARTMENT JOB DESCRIPTION LONDON BOROUGH OF MERTON ENVIRONMENT & REGENERATION DEPARTMENT JOB DESCRIPTION POST TITLE: Parking Services Manager Grade: MG1 DIVISION/SECTION: Public Protection & Development Location: Civic Centre Responsible

More information

Charities and Insurance

Charities and Insurance Charities and Insurance May 2012 Contents 1. Introduction 2 2. Why a charity might need insurance - the basic considerations 4 3. Risk assessment and decision making 7 4. Insurance for charities that own

More information

Procedures during the settlement of claims

Procedures during the settlement of claims Procedures during the settlement of claims 1 Introduction Liability and compensation in the event of property damage or personal injury are specified in the Swedish Transport Administration's General Terms

More information

THE HONG KONG STATISTICAL SOCIETY

THE HONG KONG STATISTICAL SOCIETY HKSS Exam Ex1 (For May 2015 Round Exam) THE HONG KONG STATISTICAL SOCIETY GUIDE TO EXAMINATIONS The information and regulations in this document should be read in conjunction with the Society's examination

More information

IAM Level 4. Diploma in Business and Administrative Management. Qualification handbook. 2011 edition

IAM Level 4. Diploma in Business and Administrative Management. Qualification handbook. 2011 edition IAM Level 4 Diploma in Business and Administrative Management Qualification handbook 2011 edition Published by the IAM IAM 2011 Registered charity number 254807 Published 2011 All rights reserved. This

More information

Leeds City Council One Council Asset Management. Service Handbook

Leeds City Council One Council Asset Management. Service Handbook Leeds City Council One Council Asset Management Service Handbook 1 Produced by Strategic Asset Management, City Development February 2015 2 Index Page 1. One Council Asset Management 4 2. Purpose of this

More information

CIM Level 6 Diploma in Professional Marketing

CIM Level 6 Diploma in Professional Marketing CIM Level 6 Diploma in Professional Marketing Mastering Metrics (2201) April 2016 Assignment The assignment comprises THREE compulsory tasks Task 1 is worth 30 marks Task 2 is worth 35 marks Task 3 is

More information

CIM Level 6 Diploma in Professional Marketing

CIM Level 6 Diploma in Professional Marketing CIM Level 6 Diploma in Professional Marketing Digital Strategy (2203) June 2016 Assignment The assignment comprises THREE compulsory tasks Task 1 is worth 15 marks Task 2 is worth 40 marks Task 3 is worth

More information

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. TRADESMEN Summary of Cover The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Tradesmen policy? Tailor-made

More information

Changes at a glance 2014 2018

Changes at a glance 2014 2018 CII insurance qualifications Changes at a glance 2014 2018 www.cii.co.uk 2 Enhancing the CII insurance qualifications framework The CII s qualifications framework serves all sectors of the insurance market,

More information

A Guide to Insurance. look beyond the label

A Guide to Insurance. look beyond the label A Guide to Insurance look beyond the label A Guide to Insurance A Guide to Insurance 01 Congratulations This booklet is part of a set of 13 guides. The series is made up of the following titles: k Starting

More information

Loss adjuster/loss assessor Bank/Building Society Consultancy Legal

Loss adjuster/loss assessor Bank/Building Society Consultancy Legal Once you have read the notes on completing your application, you can either: phone through your order to Customer Service on the dedicated IATA/CII number +44 (0)20 8989 8464 ensuring that you have your

More information

Design shops at Gabriel s Wharf

Design shops at Gabriel s Wharf Design shops at Gabriel s Wharf Gabriel s Wharf is located by the river just a minute s walk from Oxo Tower Wharf on London s vibrant South Bank. Gabriel s Wharf is home to thirteen independent design

More information

CONSUMER PROTECTION TENANT GUIDE FORM 4 FOR NEW RETAIL SHOP LEASES FROM 1 JANUARY 2013

CONSUMER PROTECTION TENANT GUIDE FORM 4 FOR NEW RETAIL SHOP LEASES FROM 1 JANUARY 2013 Government of Western Australia Department of Commerce Consumer Protection CONSUMER PROTECTION TENANT GUIDE FORM 4 FOR NEW RETAIL SHOP LEASES FROM 1 JANUARY 2013 1 Commercial Tenancy (Retail Shops) Agreements

More information

Retail Shop Leases Amendment Bill 2014

Retail Shop Leases Amendment Bill 2014 Retail Shop Leases Amendment Bill 2014 Explanatory Notes Short title Retail Shop Leases Amendment Bill 2014 Policy objectives and the reasons for them The Bill gives effect to outcomes from the statutory

More information

Community and Housing - Empty Property Strategy

Community and Housing - Empty Property Strategy Community and Housing - Empty Property Strategy Strategic Objective: Epsom and Ewell Borough Council is committed to minimising the number of empty homes in the Borough The Council is committed to a Corporate

More information

Common traps people fall into when renting commercial property ( and how to avoid them)

Common traps people fall into when renting commercial property ( and how to avoid them) Common traps people fall into when renting commercial property ( and how to avoid them) For most businesses, the renting of a commercial property represents a major financial decision. Whether you are

More information

Housing Stock Transfer - A Tenant's Guide

Housing Stock Transfer - A Tenant's Guide Contents Introduction...2 What is housing transfer?...2 The key stages and the role tenants play...3 Condition of the stock and repairs...3 Value of the housing and how this will affect rent levels and

More information

Applied health and safety

Applied health and safety Applied health and safety Outline qualifications specification NCRQ National Compliance & Risk Qualifications 2 Introduction Background to the qualifications National Compliance and Risk Qualifications

More information

INSURANCE MADE SIMPLE

INSURANCE MADE SIMPLE INSURANCE MADE SIMPLE Working with the profession to simplify the language of insurance UNDERSTANDING INSURANCE Insurance. We hear about it all the time. We buy cover to protect us against a wide range

More information

CORPORATE SERVICES. Property for Lease. Tel: (01856) 873535 Fax: (01856) 876094. property@orkney.gov.uk FOR LEASE

CORPORATE SERVICES. Property for Lease. Tel: (01856) 873535 Fax: (01856) 876094. property@orkney.gov.uk FOR LEASE CORPORATE SERVICES Property for Lease Tel: (01856) 873535 Fax: (01856) 876094 property@orkney.gov.uk FOR LEASE Offices, 69-73 Victoria Street, Stromness Reference No 50/1036 New offices within recently

More information

Property and Asset Management

Property and Asset Management Property and www.ng-cs.com Richard Brown Good management delivers the best results, now and in the future. INDUSTRIAL: Unit 18, Nottingham South Property Management We know that problems arise if the fundamentals

More information

Regeneration in a time of Austerity

Regeneration in a time of Austerity Regeneration in a time of Austerity Discussion note from Localis workshops with Cheshire West & Chester Council on 24 March 2011 and the Barnet London Borough Council on 11 November 2011 Introduction The

More information

Betting Shop Exit Survey Analysis

Betting Shop Exit Survey Analysis Betting Shop Exit Survey Analysis April 13 Introduction Survey Methodology The research commissioned by Paddy Power sought to establish whether customers visited a Paddy Power shop as part of a pre-existing

More information

Paper P3. Business Analysis. Wednesday 11 June 2008. Professional Level Essentials Module. The Association of Chartered Certified Accountants

Paper P3. Business Analysis. Wednesday 11 June 2008. Professional Level Essentials Module. The Association of Chartered Certified Accountants Professional Level Essentials Module Business Analysis Wednesday 11 June 2008 Time allowed Reading and planning: Writing: 15 minutes 3 hours This paper is divided into two sections: Section A This ONE

More information

Tewkesbury. March 2015

Tewkesbury. March 2015 Tewkesbury March 2015 1. Market Update Retailer Trends International retailers still entering the UK but more selective about their store footprint. Right-sizing existing retailers want representation

More information

International Valuation Standards Council (IVSC) Discussion paper. The Valuation of Trade Related Property

International Valuation Standards Council (IVSC) Discussion paper. The Valuation of Trade Related Property International Valuation Standards Council (IVSC) Discussion paper The Valuation of Trade Related Property Response of the Royal Institution of Chartered Surveyors (RICS) Contact: Lorraine Howells MRICS

More information

Stackhouse Fisher. Specialist insurance services

Stackhouse Fisher. Specialist insurance services Stackhouse Fisher Specialist insurance services Stackhouse Fisher - Specialist insurance services About us Stackhouse Fisher Limited provides specialist insurance broking services to private clients and

More information

Introduction... 2. Capacity and Success... 3. Customer Service Charter... 4. Investment in Technology..5/6. Investment in People & Resources..

Introduction... 2. Capacity and Success... 3. Customer Service Charter... 4. Investment in Technology..5/6. Investment in People & Resources.. 1 Contents Introduction... 2 Capacity and Success... 3 Customer Service Charter... 4 Investment in Technology..5/6 Investment in People & Resources.. 7 Manging Third Party Costs & Service.........8 Reactive

More information

THE CHARTERED INSTITUTE OF LEGAL EXECUTIVES UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS *

THE CHARTERED INSTITUTE OF LEGAL EXECUTIVES UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS * 15 January 2015 Level 4 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS Subject Code L4-3 THE CHARTERED INSTITUTE OF LEGAL EXECUTIVES UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS

More information

The Transport and Works Act 1992 The Transport and Works (Inquiries Procedures) Rules 2004

The Transport and Works Act 1992 The Transport and Works (Inquiries Procedures) Rules 2004 Statement of Case On behalf of Costa Limited The Transport and Works Act 1992 The Transport and Works (Inquiries Procedures) Rules 2004 and The Network Rail (Manchester Piccadilly and Oxford Road Capacity

More information

The Voluntary, Community and Social Enterprise Sector - an insurance guide for individuals and organisations

The Voluntary, Community and Social Enterprise Sector - an insurance guide for individuals and organisations The Voluntary, Community and Social Enterprise Sector - an insurance guide for individuals and organisations Contents Foreword Introduction 1. Section 1 - Insurance required by law 1.1 Employers liability

More information

Sourcing in procurement and supply

Sourcing in procurement and supply D3/July 2015 Diploma in procurement and supply Sourcing in procurement and supply Date Tuesday 21 July 2015 Time Start 09:30 End 12:30 Duration 3 hours QUESTION PAPER INSTRUCTIONS FOR CANDIDATES This examination

More information

Elephant & Castle Regeneration TRADERS CHARTER

Elephant & Castle Regeneration TRADERS CHARTER Elephant & Castle Regeneration TRADERS CHARTER June 2007 Elephant and Castle Shopping Centre Tenants Association 1 Elephant & Castle Regeneration TRADERS CHARTER June 2007 As small business traders at

More information

Newport City Homes Compensation Policy (P5)

Newport City Homes Compensation Policy (P5) Newport City Homes Compensation Policy (P5) P5 Compensation policy 1. Introduction 1.1 Newport City Homes is committed to providing the best possible service at all times. 1.2 Newport City Homes recognises

More information

Financial Reporting and Analysis

Financial Reporting and Analysis Chartered Secretaries Qualifying Scheme Level 1 Financial Reporting and Analysis Sample paper Time allowed: 3 hours and 15 minutes (including reading time) Do not open this examination paper until the

More information

Home & Contents Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Home & Contents Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Home & Contents Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments

More information

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S GENERAL POINTS A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S 1. Allbright Bishop Rowley Limited (or ABR) is a General insurance broker based at 2-3 The Courtyard,

More information

Moray Economic Strategy Implementation Programme Status Update September to December 2013

Moray Economic Strategy Implementation Programme Status Update September to December 2013 Moray Economic Strategy Implementation Programme Status Update September to December 2013 Overall A media centre newsroom has been purchased by members of the partnership to provide information about implementation

More information

SERVICED OFFICE TO LET

SERVICED OFFICE TO LET SERVICED OFFICE TO LET Address Britannia Buildings 70/72 Silver Street DONCASTER DN1 1HT Specification 2 nd floor offices From 7 m 2 (75 ft 2 ) Attractive building Central location INCLUSIVE RENTS Flexible

More information

Bradford University School of Management. Organisational Overview. Proposed MBA Project Project title Environmental Management and ISO 14000

Bradford University School of Management. Organisational Overview. Proposed MBA Project Project title Environmental Management and ISO 14000 MBA Project Proposal Bradford University School of Management Name of organisation Address Type of business Organisational Overview Incommunities, propertysolutions The Old School, Wrose Brow Road, Shipley

More information

UK Insurance Key Facts. September 2010

UK Insurance Key Facts. September 2010 UK Insurance Key Facts September 2010 The UK insurance industry is the third largest in the world and the largest in Europe. It is a vital part of the UK economy, managing investments amounting to 24%

More information

Investigation Guidance

Investigation Guidance Investigation Guidance Supplement Taking a based approach to s A simple referencing guide to assist in establishing the initial level of by use of a based approach: The Proportionate Response Model Stage

More information

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Buy to Let investors guide

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Buy to Let investors guide YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Buy to Let investors guide On your side in Buy to Let Buying property to let as a long-term investment or to generate

More information

Dip IFR. Diploma in International Financial Reporting. Friday 11 December 2015. The Association of Chartered Certified Accountants.

Dip IFR. Diploma in International Financial Reporting. Friday 11 December 2015. The Association of Chartered Certified Accountants. Diploma in International Financial Reporting Friday 11 December 2015 Time allowed Reading and planning: Writing: 15 minutes 3 hours ALL FOUR questions are compulsory and MUST be attempted. Dip IFR Do NOT

More information

Asbestos Management Policy

Asbestos Management Policy Central Bedfordshire Council www.centralbedfordshire.gov.uk Asbestos Management Policy The Housing Service Version 1.0 Directorate Social Care Health and Housing Service Housing Service Approved by Director

More information

Policy for the Management of Asbestos in Council Premises (Corporate and Housing)

Policy for the Management of Asbestos in Council Premises (Corporate and Housing) Policy for the Management of Asbestos in Council Premises (Corporate and Housing) Page 1 of 14 1. Policy Statement 1.1 This policy is designed to provide a clear acknowledgement of the responsibilities

More information

Conditional Fee Agreement: What You Need to Know

Conditional Fee Agreement: What You Need to Know Conditional Fee Agreement: What You Need to Know This document forms an important part of your agreement with us. Please read it carefully. Definitions of words used in this document and the accompanying

More information

REPORT 4 FOR DECISION. This report will be considered in public

REPORT 4 FOR DECISION. This report will be considered in public REPORT 4 Subject: Safety Readiness for the Summer 2013 Events Programme Agenda item: Public Item 7 Report No: 4 Meeting date: 28 May 2013 Report to: Board Report of: Mark Camley, Interim Executive Director

More information

Factsheet 18: Insurance

Factsheet 18: Insurance Factsheet 18: Insurance When considering insurance, it can be difficult to know what is necessary and appropriate for the needs of your organisation. There are a few basic types of insurance that most

More information

Insurance solutions for private and commercial clients

Insurance solutions for private and commercial clients Insurance solutions for private and commercial clients Prestige Insurance Brokers Ltd is the independently owned boutique insurance brokerage that offers unparalleled personal service to both private and

More information

Definition of a Lease

Definition of a Lease October 2015 Leases Project Update Definition of a Lease Project background The IASB and the FASB (the Boards) are working together to improve the accounting for leases. The Boards have concluded that

More information

Paper P6 (HKG) Advanced Taxation (Hong Kong) Friday 5 December 2014. Professional Level Options Module

Paper P6 (HKG) Advanced Taxation (Hong Kong) Friday 5 December 2014. Professional Level Options Module Professional Level Options Module Advanced Taxation (Hong Kong) Friday 5 December 2014 Time allowed Reading and planning: Writing: 15 minutes 3 hours This paper is divided into two sections: Section A

More information

FINANCIAL ADVISERS REGULATION: VOLUNTARY AUTHORISATION

FINANCIAL ADVISERS REGULATION: VOLUNTARY AUTHORISATION OFFICE OF THE MINISTER OF COMMERCE The Chair CABINET ECONOMIC GROWTH AND INFRASTRUCTURE COMMITTEE FINANCIAL ADVISERS REGULATION: VOLUNTARY AUTHORISATION PROPOSAL 1 I propose that regulations be promulgated

More information

ADVICE NOTE INSURANCE. A guide to insurance for your block of flats

ADVICE NOTE INSURANCE. A guide to insurance for your block of flats ADVICE NOTE INSURANCE A guide to insurance for your block of flats 2 CONTENTS Note: As the leading trade body for residential leasehold management, ARMA is also an important resource for leaseholders.

More information

Compulsory Purchase and Compensation. Compulsory Purchase Procedure

Compulsory Purchase and Compensation. Compulsory Purchase Procedure Compulsory Purchase and Compensation Compulsory Purchase Procedure 1 Compulsory Purchase and Compensation Compulsory Purchase Procedure October 2004 Office of the Deputy Prime Minister: London Department

More information

Paper P2 (INT) Corporate Reporting (International) Tuesday 10 December 2013. Professional Level Essentials Module

Paper P2 (INT) Corporate Reporting (International) Tuesday 10 December 2013. Professional Level Essentials Module Professional Level Essentials Module Corporate Reporting (International) Tuesday 10 December 2013 Time allowed Reading and planning: Writing: 15 minutes 3 hours This paper is divided into two sections:

More information

Lease Car Scheme. Drivers Guide

Lease Car Scheme. Drivers Guide NHS Fleet Lease Car Scheme Drivers Guide Scheme Administrator: Knowles Associates TFM Ltd Red Lion House, The Green Great Bentley Colchester Essex CO7 8QG Telephone: 01206 252300 Fax: 01206 252211 Email:

More information

North London Yard and Site Office Lease for Assignment

North London Yard and Site Office Lease for Assignment The Railway Sidings Oakleigh Road South, New Southgate, LONDON, N11 1HJ Area Site Area: 6,920 sq.m. (74,486 sq.ft.) Rent Substantial premium required with a passing rent 90,000 per annum (approx. 7,500

More information

Paper P5. Advanced Performance Management. Thursday 4 December 2014. Professional Level Options Module

Paper P5. Advanced Performance Management. Thursday 4 December 2014. Professional Level Options Module Professional Level Options Module Advanced Performance Management Thursday 4 December 2014 Time allowed Reading and planning: Writing: 15 minutes 3 hours This paper is divided into two sections: Section

More information

Monitoring Compliance with Consumer Protection Regulations. Maritz Research Financial Mystery Shop Services

Monitoring Compliance with Consumer Protection Regulations. Maritz Research Financial Mystery Shop Services Monitoring Compliance with Consumer rotection Regulations Maritz Research Financial Mystery Shop Services Monitoring Regulatory Compliance Financial institutions failing to comply with today s strict industry

More information

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. TRADESMEN Summary of Cover The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Tradesmen policy? Tailor-made

More information

Provision of premium finance to retail general insurance customers

Provision of premium finance to retail general insurance customers Financial Conduct Authority Thematic Review TR15/5 Provision of premium finance to retail general insurance customers May 2015 Provision of premium finance to retail general insurance customers TR15/5

More information

Application No. 12/00349/FUL Ward: Longbridge. 33 Faircross Parade, Longbridge Road, Barking

Application No. 12/00349/FUL Ward: Longbridge. 33 Faircross Parade, Longbridge Road, Barking Application No. 12/00349/FUL Ward: Longbridge Reason for Referral to DCB as set out in Section I of the Council Constitution Address: Development: Applicant: The application has attracted two petitions

More information

Leasing Commercial Premises

Leasing Commercial Premises Leasing Commercial Premises We have prepared these notes for individuals, firms and companies who are thinking of leasing business premises. They are for general guidance only and do not contain specific

More information

IAM Level 5. Diploma in Business and Administrative Management. Qualification handbook. 2011 edition

IAM Level 5. Diploma in Business and Administrative Management. Qualification handbook. 2011 edition IAM Level 5 Diploma in Business and Administrative Management Qualification handbook 2011 edition Published by the IAM IAM 2011 Registered charity number 254807 Published 2011 All rights reserved. This

More information

RE: PRECINCT STRUCTURE PLANNING GUIDELINES CONSULTATION DRAFT OCTOBER 2008

RE: PRECINCT STRUCTURE PLANNING GUIDELINES CONSULTATION DRAFT OCTOBER 2008 Our File: IN2008/25160 [HC07/492] Enquiries: David Keenan Telephone: 9205 2300 Mr Peter Seamer Chief Executive Officer Growth Areas Authority Level 6, 35 Spring Street MELBOURNE 3000 Dear Mr Seamer RE:

More information

Asbestos at work guide

Asbestos at work guide Asbestos at work guide Contents Introduction.... 2 Frequently asked questions.... 4 The Control of Asbestos Regulations 2006... 5 Types of asbestos survey.... 7 1 Introduction This document provides a

More information