Life Insurer Financial Report

Transcription

1 Life Insurer Financial Report Includes: Custom Sort Report Sorted y: Rating Scales Report Stan Haithcock P.O. ox 2225 Ponte Vedra each, FL Phone: /5/2015

2 .M. est S&P Moody's Fitch Northwestern Mutual Life Ins New York Life Ins Co New York Life Ins & nn Knights of Columbus erkshire Hathaway Life of aa aa aa General Re Life Corporation Northwestern Long Term Care Teachers Ins & nn ssoc US Life Ins Co TICREF Life Ins Co aa a1 a1 a erkshire Life Ins Co of mer US Life Ins Co of Massachusetts Mutual Life Ins Thrivent Financial Lutherans Farm Life Ins Co M M a1 a2 a Guardian Life Ins Co of mer Guardian Ins & nn Co Inc C M Life Ins Co MML ay Life Ins Co Thrivent Life Ins Co a2 a2 a2 a Farm Life & cc ssur Co Lafayette Life Ins Co Great-West Life & nn Western-Southern Life ssur Western & Southern Life Ins CO + a1 a3 a3 a Integrity Life Ins Co Metropolitan Tower Life Ins Co National Integrity Life Ins Co Columbus Life Ins Co Great-West Life & nn a3 a3 a3 a3 a RiverSource Life Ins Co merican United Life Ins Co Swiss Re Life & Health merica Munich merican Reassur Co RiverSource Life Ins Co of G a3 a3 a First MetLife Investors Ins Co Life Ins Co Hannover Life Reassur mer Sun Life & Health Ins Co US FL est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 2 of 19

3 .M. est S&P Moody's Fitch 40 Metropolitan Life Ins Co a Jackson National Life Ins Co Sun Life ssur merican Fam ssur Columbus MetLife Ins Co US Monumental Life Ins Co CN I 1 a3 a3 a Mutual of merica Life Ins Co General merican Life Ins New England Life Ins Co Transamerica dvisors Life Ins Jackson National Life Ins of M R a3 a Stonebridge Life Ins Co anner Life Ins Co William Penn Life Ins Co of HCC Life Ins Co merican Family Life ssur VT MD Ohio National Life Ins Co Ohio National Life ssur Corp John Hancock Life Ins Co US X Equitable Life Ins Co Transamerica Life Ins Co I a Minnesota Life Ins Co Transamerica Financial Life John Hancock Life Ins Co Penn Mutual Life Ins Co John Hancock Life & Health Ins P M a3 1 1 a Penn Ins & nn Co Securian Life Ins Co Prudential Ins Co of merica Lincoln National Life Ins Co Principal Life Ins Co NJ I a3 a Nationwide Life Ins Co Pruco Life Ins Co Prudential Retirement Ins&nn Prudential nn Life ssur Midland National Life Ins Z Z I RG Reins Co Fidelity Investments Life Ins est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 3 of 19

4 .M. est S&P Moody's Fitch United of Omaha Life Ins Co North merican Co for L&H UnitedHealthcare Ins Co I Lincoln Life & nn Co Pruco Life Ins Co of NJ merican Life Ins Co Liberty National Life Ins Co Nationwide Life & nn Ins NJ Mutual of Omaha Ins Co Globe Life nd cc Ins Co merican Income Life Ins Co Dearborn National Life Ins Co Empire Fidelity Investments Life Companion Life Ins Co First Reliance Standard Life United World Life Ins Co Principal National Life Ins Co Dearborn Natl Life I llianz Life Ins Co of Primerica Life Ins Co Golden Rule Ins Co CSI Life Ins Co Pacific Life Ins Co M Pacific Life & nn Co Protective Life & nn Ins United merican Ins Co Cigna Health & Life Ins Co etna Health & Life Ins Co Z L Combined Ins Co of merica US Financial Life Ins Co PacifiCare Life & Health Ins etna Life Ins Co Connecticut General Life Ins Reliance Standard Life Ins Co Life Ins Co of mer X Equitable Life & nn llianz Life Ins Co N merica Protective Life Ins Co Z CO TN est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 4 of 19

5 .M. est S&P Moody's Fitch West Coast Life Ins Co nthem Life Ins Co llstate ssur Co llstate Life Ins Co llstate Life Ins Co of Life Ins of North mer meritas Life Ins Corp Life Ins Co nn Investors Life Ins Co Savings ank Life Ins Co of M P M meritas Life Ins Corp of SCOR Global Life US Re Co SCOR Global Life Reins Co GC Life Ins Co Conseco Life Ins Co Wilton Reassur Co SCOR Global Life mericas Rein Texas Life Ins Co Wilton Reassur Life Co Cigna Life Ins Co of New York Cigna Worldwide Ins Co merican General Life Ins Variable nn Life Ins Co United s Life Ins of Great merican Life Ins Co Cincinnati Life Ins Co First Penn-Pacific Life Ins Co merican Heritage Life Ins Co First Symetra Nat Life Ins Standard Ins Co FL OR merican National Ins Co Liberty Life ssur of oston Life Ins Co of Southwest National Western Life Ins Co National Life Ins Co NH CO VT merican Family Life Ins Co Pan-merican Life Ins Co Provident Life & Casualty Standard Life Ins of L TN est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 5 of 19

6 .M. est S&P Moody's Fitch 155 merican National Life Ins merican Nat'l Life Ins Texas Pan-merican ssur Co Symetra Life Ins Co Unum Life Ins Co of mer Provident Life & cc L W ME TN Paul Revere Life Ins Co Colonial Life & cc Ins First Unum Life Ins Co Zurich merican Life Ins Co Standard Life & cc Ins M SC Pacific Guardian Life Co Ltd USble Life Hartford Life & cc Ins Horace Mann Life Ins Co Voya Retirement Ins & nn HI R Voya Ins & nn Co ReliaStar Life Ins Co Security Life of Denver Ins Co ReliaStar Life Ins Co of Genworth Life Ins Co I CO Genworth Life & nn Ins Genworth Life Ins Co Humana Ins Co Employers Reassur Corp United Ins Co of merica V merican ankers Life ssur Co Reliable Life Ins Co Union National Life Ins Co Union Security Ins Co merican Memorial Life Ins Co FL L SD MTL Ins Co Humana Ins Co of KY Hartford Life & nn Ins Commonwealth nn & Life Forethought Life Ins Co KY M aa2 aa1 aa First llmerica Financial Life Hartford Life Ins Co M aa1 aa est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 6 of 19

7 .M. est S&P Moody's Fitch merican Equity Invest Life ccordia Life & nn Co Time Ins Co I I aa John lden Life Ins Co Midwestern United Life Ins Co First Rehabilitation Life of m Paul Revere Variable nn Lincoln enefit Life Co M aa Hartford Internat Life Reassur merican Equity Invest Life Delaware Life Ins Co Delaware Life Ins Co of UNICRE Life & Health Ins Co ankers Life & Casualty Co Washington National Ins Co Colonial Penn Life Ins Fidelity & Guaranty Life Ins ankers Conseco Life Ins P I - aa2 aa2 aa2 aa Fidelity & Guar Life Ins Co Old Republic Life Ins Co Humana Ins of Puerto Rico Inc thene nn & Life Co Security enefit Life Ins Co I Kanawha Ins Co Medmerica Ins Co First Security enefit L& Medmerica Ins Co of New York Medmerica Ins Co of Florida SC P FL EquiTrust Life Ins Co thene nn & Life ssur Co Health Net Life Ins Co merican Progressive L&H Pyramid Life Ins Co C merican Pioneer Life Ins Co Phoenix Life Ins Co PHL Variable Ins Co Union Fidelity Life Ins Co CMFG Life Ins Co FL I est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 7 of 19

8 .M. est S&P Moody's Fitch Modern Woodmen of merica Southern Farm ureau Life Ins Guggenheim Life & nn Co COUNTRY Life Ins Co Woodmen of the World Life Soc MS Western Reserve Life ssur of Farm ureau Life Ins Co Farmers New World Life Ins Co Union Central Life Ins Co Sentry Life Ins Co I W rooke Life Ins Co Philadelphia Finl Life ssur merican Fidelity ssur Co merico Financial Life & nn thene nn & Life ssur P uto-owners Life Ins Co Kansas City Life Ins Co urora National Life ssur Jefferson National Life Ins Co eneficial Life Ins Co C Continental ssur Co Union Labor Life Ins Co National Guardian Life Ins Co Security Mutual Life of Gerber Life Ins Co MD ssurity Life Ins Co Homesteaders Life Co Farm ureau Life Ins Co of Independence Life & nn Co United Farm Family Life Ins Co I Erie Family Life Ins Co Physicians Mutual Ins Co Tennessee Farmers Life Ins Co Paragon Life Ins Co LifeCare ssur Co P TN Z Reinsurance Co of Missouri thene Life Ins Co of United Life Ins Co First Investors Life Ins Co I est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 8 of 19

9 .M. est S&P Moody's Fitch 270 lue Cross & lue Shield SLI US Mutual Life Ins Co cacia Life Ins Co Structured nn Reins Co Federated Life Ins Co Gleaner Life Ins Society DC I GU Financial Life Physicians Life Ins Co Trustmark Ins Co lfa Life Ins Corp Illinois Mutual Life Ins Co P L Catholic Financial Life Pekin Life Ins Co Columbian Mutual Life Ins Co Farm Family Life Ins Co Centurion Life Ins Co I oston Mutual Life Ins Co Sagicor Life Ins Co mica Life Ins Co Oxford Life Ins Co altimore Life Ins Co M RI Z MD Shelter Life Ins Co Conseco Life Ins Co of Texas Liberty ankers Life Ins Co EMC National Life Co Catholic Life Ins I Catholic Order of Foresters Funeral Directors Life Ins Co X Corporate Solutions Life Re merican Health & Life Ins United Teacher ssociates Ins Vantis Life Ins Co lue Shield of C Life & Hlth Western United Life ssur Co Royal Neighbors of merica Government Personnel Mutual C NH Fidelity Security Life Ins Co merican Republic Ins Co I est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 9 of 19

10 .M. est S&P Moody's Fitch United Fidelity Life Ins Co Transamerica dvisors Life Universal Life Ins Co Pavonia Life Ins Co of Z First Catholic Slovak Ladies Monarch Life Ins Co utomobile Club of Sthrn C Life Reliance Standard Life of Z M C E Lincoln Heritage Life Ins Co Ozark National Life Ins Co WE Ins Corporation Investors Life of North mer Family Heritage Life of mer HM Life Ins Co Life Ins Co Merit Life Ins Co United Heritage Life Ins Co Triple-S Vida Inc P ID Farm ureau Life Ins Co of First Health Life & Health Ins uto Club Life Ins Co Pioneer Mutual Life Ins Co Great Western Ins Co ND Motorists Life Ins Co Madison Natl Life Ins Co. Inc National enefit Life Ins Co Guaranty Income Life Ins Co Investors Heritage Life Ins Co L KY Mutual Savings Life Ins Co merican Fidelity Life Ins Co Harleysville Life Ins Co Fidelity Life ssociation Cooperativa de Seguros de Vida L FL P C Unimerica Ins Co Pacific eacon Life Reassur Sentinel Security Life Ins Co Combined Life Ins Co of Central s H&L Co of Omaha HI est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 10 of 19

11 .M. est S&P Moody's Fitch Family Service Life Ins Co Educators Life Ins of merica Settlers Life Ins Co Continental merican Ins Co Natl Teachers ssoc Life Ins SC New Era Life Ins Co National Farm Life Ins Co Guarantee Trust Life Ins Co Trustmark Life Ins Co ELCO Mutual Life & nn Sunset Life Ins Co of merica National Security Life & nn Grange Life Ins Co Trans World ssur Co London Life Reins Co C P First Catholic Slovak Union Cotton s Life Ins Co William Penn ssociation Constitution Life Ins Co Manhattan Life Ins Co G P Central United Life Ins Co Park venue Life Ins Co Mutual Ins Co Columbian Life Ins Co COUNTRY Investors Life ssur R G First erkshire Hathaway Life Church Life Ins Corporation MEG Life & Health Ins Co Equitable Life & Casualty merican-micable Life Ins Colorado ankers Life Ins Co est Meridian Ins Co Companion Life Ins Co ankers Life Ins Co Occidental Life Ins Co of NC CO FL SC FL Standard Security Life of 5 Star Life Ins Co Old merican Ins Co Loyal merican Life Ins Co L est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 11 of 19

12 .M. est S&P Moody's Fitch 385 Sons of Hermann in Texas Continental General Ins Co merican Home Life Ins Co Great Southern Life Ins Co SPJST Nippon Life Ins Co of mer I National Farmers Union Life I merican Life Ins Co Capitol Life Ins Co Forethought National Life Ins Philadelphia merican Life Ins Continental Life rentwood TN LIFE Ins Co of rizona Ukrainian National ssoc LifeSecure Ins Co Eagle Life Ins Co TN Z NJ I Ever Life Ins Co Manhattan National Life Ins Co Unified Life Ins Co First United merican Life Ins Unity Financial Life Ins Co erkley Life & Health Ins Co Caterpillar Life Ins Co Universal Underwriters Life United Security ssur Co of P Union Security Life Ins I P C Family Life Ins Co North Coast Life Ins Co North Carolina Mutual Life Ins Charter National Life Ins Co Jamestown Life Ins Co W NC V C HumanaDental Ins Co ankers Fidelity Life Ins Co Delaware merican Life Ins Co Pavonia Life Ins Co of National Income Life Ins G Multinational Life Ins Co merican Continental Ins Co TN est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 12 of 19

13 .M. est S&P Moody's Fitch LifeWise ssur Co Life Ins Co of oston & Garden Life Ins Co W tlantic Coast Life Ins Co Optimum Re Ins Co Reserve National Ins Co Pioneer Security Life Ins Co Life Ins Co of labama SC L Supreme Council Royal rcanum Professional Ins Co Southern Financial Life Ins Co malgamated Life Ins Co Southern Life & Health Ins. Co M L Mid-West National Life of TN LifeMap ssur Co Old United Life Ins Co merican enefit Life merican Underwriters Life OR Z Z Parker Centennial ssur Co merican Public Life Ins Co HM Life Ins Co Christian Fidelity Life Ins Co United Home Life Ins Co Life of the South Ins Co New Era Life Ins Co Midwest Central Security Life Ins Co Security Life Ins Co of mer Sentry Life Ins Co of New York G Mutual eneficial ssoc Inc Cincinnati Equitable Life LifeShield National Ins Co Germania Life Ins Co Citizens Fidelity Ins Co R Medico Ins Co tlanta Life Ins Co EPIC Life Ins Co merican Maturity Life Ins Co Trans-Oceanic Life Ins Co G - est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 13 of 19

14 .M. est S&P Moody's Fitch alboa Life Ins Co UnitedHealthcare Life Ins Co Freedom Life Ins Co of mer Pioneer merican Ins Co Popular Life Re C merican Modern Life Ins Co luebonnet Life Ins Co Compenefits Ins Co dvance Ins Co of Kansas Starmount Life Ins Co MS L National Security Ins Co Sears Life Ins Co Greater Georgia Life Ins Co Phoenix Life & nn Co Royal National Ins Co L G HI Florida Combined Life Ins Co Chesapeake Life Ins Co Service Life & Casualty Ins Co Caribbean merican Life ssur Fidelity Security Life Ins FL CE Life Ins Co Cigna rbor Life Ins Co First ssur Life of merica Champions Life Ins Co Unimerica Life Ins Co of L Intramerica Life Ins Co North merican Natl Re Ins Co Western merican Life Ins Co Generation Life Ins Co Sentinel merican Life Ins Co Z Z First Command LIC Lewer Life Ins Co ll Savers Ins Co Standard Life & Casualty Ins Preneed Reins Co of mer Z Performance Life of merica Financial merican Life Ins Co Plateau Ins Co merican Republic Corp Ins Co L TN est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 14 of 19

15 .M. est S&P Moody's Fitch 500 merican Indep Network of National Foundation Life Ins merican Federated Life Ins Medico Corp Life Ins Co Caremerica Life Ins Co Direct General Life Ins MS C SC Central Reserve Life RightCHOICE Ins Co MEMERS Life Ins Co Omaha Ins Co nthem Life & Disability Ins Co I SWC Life Ins Co Citizens Security Life Ins Co Landcar Life Ins Co North merican Ins Co Cherokee National Life Ins Co KY G Zurich merican Life Ins Co Medical enefits Mutual Life urigen Re Co of merica Continental Life Ins Co P United Commercial Travelers R P Commercial Travelers Mutual Perico Life Ins Co IdeaLife Ins Co Southern Pioneer Life Ins Co Individual ssur Life Hlth & cc R alboa Life Ins Co of Trans-City Life Ins Co Investors Growth Life Ins Co Sterling Investors Life Ins Co Patriot Life Ins Co Z Z G merican Phoenix Life&Re Monitor Life Ins Co merican Retirement Life Ins Wichita National Life Ins Co Colonial Life Ins Co of Texas Enterprise Life Ins Co Doctors Life Ins Co C est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 15 of 19

16 .M. est S&P Moody's Fitch Resource Life Ins Co llianz Life & nn Co Symetra National Life Ins Co W Physicians enefits Trust Life Kentucky Funeral Directors Life Gulf Guaranty Life Ins Co HealthMarkets Ins Co Missouri Valley Life & Health KY MS Provident merican L&H tlantic Southern Ins Co XL Life Ins & nn Co National Health Ins Co S US Life Ins Co Z Ohio Life Ins Co United National Life of mer ankers Life of Louisiana EST Life & Health Ins Co W Mutual Ins Co L Century Life ssur Co Life of merica Ins Co Heritage Union Life Ins Co Mountain Life Ins Co Ullico Life Ins Co TN Zale Life Ins Co Financial ssur Life Ins Omaha Life Ins Co ssociated Mutual United Security Life & H Ins Co Z C Pan-merican Life Ins Co of Ohio Motorists Life Ins Co Life Protection Ins Co ll Savers Life Ins Co of C Regal Reins Co C M Niagara Life & Health Ins Co Servco Life Ins Co Heartland National Life Ins Co Life Ins Co of Life Ins Co of Louisiana L est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 16 of 19

17 .M. est S&P Moody's Fitch Farm Health Ins Co Vantis Life Ins Co of Commencement ay Life Ins Co USIC Life Ins Co Trustmark Life Ins Co of W Midwest Security Life Ins Co Marquette Indemnity & Life Ins NT Life Ins Co of Marquette National Life Ins Co Commonwealth Dealers Life Ins Z V Pruco Ins Co of Iowa Texas Directors Life Ins Co First National Life of US Kentucky Home Life Ins Co malgamated Life & Health I KY Town & Country Life Ins Co cademe Inc Censtat Life ssur Co Life ssur Co Versant Life Ins Co W Z MS merican Financial Security Philadelphia Finl Life ssur Emphesys Ins Co Transm ssur Co Great Fidelity Life Ins Co Z Southern Financial Life Ins Co Westport Life Ins Co ankers Fidelity ssur Co merican Farm Life Ins Co Windsor Life Ins Co KY Z G United enefit Life Ins Co HG Life Ins Co Gulf s Life Ins Co Inc Colonial Security Life Ins Co Greenfields Life Ins Co L CO Sheridan Life Ins Co Great Western Life Ins Co Univantage Ins Co Crown Global Ins Co of merica MT est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 17 of 19

18 .M. est S&P Moody's Fitch Preservation Life Ins Co Southwest Credit Life Inc merican Service Life Ins Co Tennessee Life Ins Co Connecticut Life Ins & nn Programmed Life Ins Co NM R Z Z Z est's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: est's Credit Ratings for a disclaimer notice and performance. ll dollar amounts are in thousands. ll ratings shown are current as of January 02, Presented by: Stan Haithcock, P.O. ox 2225, Ponte Vedra each, FL Phone: stan@stantheannuityman.com Page 18 of 19

19 List of Possible Ratings.M.est Standard & Poor's Moody's Fitch Ratings Weiss 1. + Superior Extemely Strong aa Exceptional Exceptionally Strong Excellent 2. Superior Very Strong a1 Excellent Very Strong Excellent 3. Excellent Very Strong a2 Excellent Very Strong Excellent 4. Excellent Very Strong a3 Excellent Very Strong 5. Very Strong 1 Strong 6. Strong 2 Strong 7. Fair Strong 3 Strong C+ Fair 8. - Fair aa1 dequate C Fair 9. C++ Marginal aa2 dequate C- Fair 10. C+ Marginal - aa3 dequate - D+ Weak 11. C Weak Marginal a1 Questionable Moderately Weak D Weak 12. C- DWeak Marginal a2 Questionable Moderately Weak D- Weak 13. D Poor - Marginal a3 Questionable - Moderately Weak E+ Very Weak 14. E Under Supervision Weak 1 Poor Weak E Very Weak 15. F In Liquidation Weak 2 Poor Weak E- Very Weak Weak 3 Poor - Weak F Failed 17. CCC+ Very Weak Caa1 Very Poor CCC+ Very Weak 18. CCC Very Weak Caa2 Very Poor CCC Very Weak 19. CCC- Very Weak Caa3 Very Poor CCC- Very Weak 20. CC Extremely Weak Ca Extremely Poor CC Extremely Weak 21. C Lowest C Distressed Page 19 of 19