Financial Aid Guide

Size: px
Start display at page:

Download "2014-2015 Financial Aid Guide"

Transcription

1 Financial Aid Guide

2 your guide to FINANCIAL AID Although tuition at Northwest ranks among the lowest in Mississippi, scholarships, loans, grants and workstudy are available to qualified students through the college s financial aid program. This booklet is designed to make your application for financial aid an easy step. We will answer any questions you have whether you are beginning the financial aid process or are a returning student. The major responsibility of the Northwest Financial Aid Department is to inform students of financial opportunities in order to meet post-secondary costs through a program of grants, loans, work-study and scholarships. The secret to an easy financial aid application process is meeting deadlines and taking care of paperwork in a timely fashion. So, let s get started! affordable Compare tuition per year. AVerage MS four-year university $5,466 NWCC $2,250 LOCAL technical college $13,725 Northwest Mississippi Community College is accredited by the Southern Association of Colleges and Schools Commission on Colleges to award the Associate of Arts degree, the Associate of Applied Science degree, and certificates in career education. Contact the Commission on Colleges at 1866 Southern Lane, Decatur, GA, , or call (404) for questions about the accreditation of Northwest Mississippi Community College. Northwest Mississippi Community College does not discriminate on the basis of race, color, national origin, sex, religion, age, disability or status as a veteran or disabled veteran in employment, programs, or provision of services. Compliance with Section 504 of the Rehabilitation Act of 1973 and the Americans with Disabilities Act is coordinated by Mr. Michael Dottorey, Disability Support Services Coordinator, McLendon Student Center, P.O. Box 5555, Highway 51 North, Senatobia, Mississippi 38668, telephone number , address Compliance with Title II of the Age Discrimination Act and Title IX of the Education Amendments of 1972 is coordinated by Mr. Gary Mosley, Vice President for Fiscal Affairs, James P. McCormick Administration Building, P.O. Box 7017, 4975 Highway 51 North, Senatobia, Mississippi, 38668, telephone number , address The safety and security of students, faculty, and staff are very important to Northwest Mississippi Community College. A copy of Preventing Campus Crime, published annually by the Campus Police Department, details Northwest policies and procedures regarding campus safety. A copy of the brochure, which contains the annual crime statistics report, is available upon request from the Campus Police Office ( ) in printed form. Preventing Campus Crime is published in compliance with all applicable federal laws regarding campus safety and security.

3 SCHOLARSHIPS A number of students who attend Northwest Mississippi Community College every year receive aid whether it be through scholarships, grants, loans, etc. Below are listed a number of the scholarships available to students. Each scholarship applicant must have the following on file at NWCC: Application for Admission Free Application for Federal Student Aid Form (FAFSA - ACT score report Complete High School transcript after graduation Traditional Students Presidential Scholarships These scholarships are awarded to students who make a 20 or above on the ACT. Recipients must be full-time fall-entering freshmen and must maintain the required cumulative grade point average (GPA) of 2.5. Awards will be made as long as funds are available. Leadership Scholarships These scholarships are limited in number and are awarded to students who exhibit leadership abilities, have special skills or talents, have an ACT score of and a B average, and/or have strong academic qualities. Recipients must be full-time fallentering freshmen and must maintain the required cumulative GPA of 2.5. June S. Gardner Scholarships These scholarships are awarded to in-state high school valedictorians and salutatorians. Recipients must be full-time fall-entering freshmen and must maintain the required cumulative GPA of 2.5. Awards will be made as long as funds are available. Non-Traditional Students Adult Student Scholarships These scholarships are limited in number and are awarded to Mississippi residents. Applicants must be 25 years of age and a full-time student. Scholarship applications are reviewed by a committee and awarded based on financial need, credit hours previously earned and academic achievement. Scholarships are awarded each semester. Howard Carpenter GED Scholarships These scholarships are awarded to the residents of the Northwest district who have scored 500 or above on the GED test. Awards are for full-time entering freshmen. Recipients must maintain the required GPA of 2.0 during their enrollment. Application information must be completed prior to the start of a semester. Department Scholarships Other scholarships are available through chosen majors and other departments such as Cheerleader, Athletic, Band, Art, Speech/ Theatre, Music Performance, Student Publications, and Scholarships for Children of Employees. Refer to the latest Northwest Bulletin for a detailed list of these scholarships and their requirements. Foundation Scholarships Through the generosity of individuals, corporations, and civic organizations, scholarships are available through the Northwest Mississippi Community College Foundation. You must submit a Foundation Scholarship Application Form, available from either the Recruiting or Foundation Office. Criteria vary by each scholarship. Look in the current Northwest Bulletin for more information, or contact the Foundation Office. APPLICATION DEADLINE: APRIL 1,

4 HOW DO I APPLY FOR FEDERAL STUDENT AID? Every student must complete the FAFSA form online to be eligible for any type of federal aid such as loans, grants, workstudy, etc. STEP ONE GET ORGANIZED! It is recommended that you have a folder to collect all of your college information in one place. STEP TWO Complete the FAFSA at using the above information. It is strongly recommended that you utilize the IRS Data Retrieval Tool within the FAFSA to retrieve your 2013 income tax data directly from the IRS. If you do not utilize this tool, the Department of Education may require an official IRS transcript of your 2013 tax return which could delay processing of your financial aid by 2-4 weeks. Incomplete or inaccurate information creates delays in processing your financial aid. STEP THREE Create a PIN and electronically sign the FAFSA. If you are a dependent student, a parent must also create a PIN and electronically sign the FAFSA. STEP FOUR Just because you have submitted the FAFSA does not mean that your financial aid has been awarded. The Financial Aid Office may need additional documentation in order to finish your file. *If your file is flagged for verification by the government please provide the requested documents ASAP to avoid any delays in receiving your award. DON T FORGET! List NWCC school code: Answer all questions; don t leave anything blank! File your FAFSA as soon as you file your taxes and before April 1, FAFSA What do I need? Copy of your 2013 Federal 1040, 1040A or 1040EZ. Copy of your parents 2013 Federal 1040, 1040A or 1040EZ. Your W2 forms. Your parents W2 forms. What is a dependent student? If you are under the age of 24, unmarried and do not have a child that you are actively supporting, you are typically considered dependent. If you believe you have extenuating circumstances that would warrant a review of this, you can visit the Financial Aid Office to discuss your situation.

5 NWCC CHECKLIST Apply for admission to Northwest Before you can be awarded Financial Aid, you must apply for admission. Apply for the Free Application for Federal Student Aid (FAFSA) Apply online using the steps on the previous page. Be sure to electronically sign with your PIN or the form will not be sent to the schools you want. Northwest s school code is Waiting Period Your Student Aid Report, or SAR, will be sent to the school and to you within 2-3 weeks. If you haven t received your SAR in six weeks, contact the Central Processing System at to check the status of your application. Respond immediately to the Northwest Financial Aid Office If the Financial Aid Office needs more information, respond immediately to avoid delays in receiving your financial aid. Determine if your file is complete You will receive an award letter telling you the amount offered. You must sign and return it to the Financial Aid Office accepting or declining the award. Maintain Satisfactory Academic Progress (SAP) You must maintain satisfactory academic progress toward your degree objective. Your class attendance and performance will be monitored. PRIORITY DEADLINE APRIL 1, 2014

6 WHAT IS WORK STUDY? The work-study program provides on-campus jobs for students with financial need, allowing them to earn money to help pay for educational expenses. Positions are available in many locations on campus. You must complete the FAFSA and indicate that you are interested in work-study to be considered. Unfortunately, you cannot work as many hours as you want. The amount of money you earn cannot exceed your total work-study award, which ranges from hours per month. If a student has remaining eligibility, work-study will be awarded. Wages are $7.25 an hour. You will be paid by the school directly once a month. It is your responsibility to pick up your check from the Business Office or endorse it to the school to credit to your account. For more information, such as how to apply and what jobs are available, visit our Work-Study tab on our website (under the Future Students tab then click on Financial Aid) where you will find the printable documents needed to start your new on-campus job. HELPFUL WEBSITES NWCC Work-Study: Personal Identification Number (PIN): Free Application for Federal Student Aid (FAFSA): Pre-Application Worksheet for the FAFSA: State Grants (MTAG, MESG): PRIORITY DEADLINE JUNE 1, 2014

7 WHAT TYPES OF LOANS ARE AVAILABLE? Direct Stafford loans are a major form of self-help aid. These funds are to be used for education purposes, which include tuition, books, supplies, room, board, and transportation. Unlike scholarships and grants, these funds do have to be paid back. There are several repayment schedules, but most begin six months after graduation or withdrawal from school or when the student becomes less than half-time, falling below six credit hours. Interest rates also vary. Direct Subsidized Stafford Loan Loans through the U.S. Department of Education are available to undergraduate students who demonstrate financial need. Borrowing limits vary according to classification and dependency status. The federal government pays the interest for the student until repayment begins. The interest rate is fixed at 3.86 percent. Direct Unsubsidized Stafford Loan Loans through the U.S. Department of Education are available to students without regard to financial need. Borrowing limits vary according to classification and dependency status. Annual eligibility is limited to the cost of attendance minus other financial aid the student receives. Even though repayment does not begin immediately, the student is responsible for interest charges that begin to accrue immediately. The interest rate is fixed at 3.86 percent. Direct Parent Loan (PLUS) Parent loans enable parents with good credit histories to borrow to pay the education expenses of their dependent undergraduate children. Annual eligibility is limited to the cost of attendance minus other financial aid the student receives. Financial need is not a requirement for this program. Repayment and accrual of interest begins immediately. Students must file the FAFSA to establish eligibility for the loan. The interest rate is fixed at 6.41 percent. PRIORITY DEADLINE JUNE 1, 2014

8 WHAT ARE GRANTS? Pell Grant Grants are federal aid that, unlike loans, do not have to be paid back as long as you are enrolled more than 60 percent of the semester. They are given based on financial need determined by questions you answer on the FAFSA. Below are listed some of the types of grants you can receive while attending Northwest. This grant is available to any student working on his or her first undergraduate degree. Amount awarded is determined by information provided on the FAFSA and is based on the Expected Family Contribution (EFC) and the number of hours the student is enrolled. The maximum award for the school year was $5,645. Federal Supplemental Education Opportunity Grant (FSEOG) FSEOG is awarded to the student with exceptional financial need or the lowest EFC. Priority is given to students who receive Federal Pell Grants. There is no application for this grant. Grant size varies, but it typically ranges from $100-$400. For more information Visit PRIORITY DEADLINE JUNE 1, 2014

9 WHAT TYPES OF BENEFITS ARE AVAILABLE FOR MISSISSIPPI RESIDENTS? There are a few grants specifically for residents of Mississippi. These are grants awarded by the state and do not have to be paid back. It s a good idea to apply well in advance of the listed deadline. The requirements listed should not be considered as the only requirements for participation in these programs. All dates are subject to change. Mississippi Resident Tuition Assistance Grant (MTAG): Sept. 15 deadline Freshman, sophomore, junior, or senior Resident of Mississippi Enrolled full time Attend an eligible Mississippi college or university Cumulative GPA of 2.5 and ACT of 15 or SAT of 720 This grant covers up to $500 per year for freshmen and sophomores. Mississippi Eminent Scholars Grant (MESG): Sept. 15 deadline Resident of Mississippi Achieved a GPA of 3.5 after a minimum of seven semesters in high school Scored 29 on the ACT or 1280 on the SAT, or is a National Merit/National Achievement Scholar Enrolled full time at an eligible Misissippi college or university This grant covers up to $1,950 per year. Higher Education Legislative Plan (HELP): March 31 deadline Freshman or sophomore who graduated from high school within the immediate past two years Resident of Mississippi Demonstrates need as determined by the results of the FAFSA Documents an average family adjusted gross income of $36,500 or less over the prior two years Cumulative GPA of 2.5 and a 20 ACT score Meets a specific high school core curriculum HELP covers tuition and requirements for no more than 10 semesters. IMPORTANT DEADLINES MTAG...sept.15 MESG...sept.15 HELP...march 31 For more information, contact the Mississippi Office of Student Financial Aid at or

10 TIMELINE September Apply for admission for the upcoming school year. If you have taken the ACT, send your scores along with your application for admission to the Registrar s Office. If you have not, prepare for and take the ACT this fall. Look into what NWCC scholarships you are eligible for, as well as search online for scholarships from outside sources. January January 1 is the first day to apply for the FAFSA online. Do not sign or submit the form before this date! Gather all of the forms necessary to complete the FAFSA form. If you are a Mississippi resident, January 1 is also the first date to apply for MTAG and MESG. Also, take this time to get a head start on applying for scholarships and grants, whose deadlines are coming in early spring. March The time of deadlines has arrived! If you are a Mississippi resident, apply for the HELP grant by March 31. Deadlines for scholarships and early deadlines for FAFSA submission are coming up in April, so complete application forms and start submitting! April Deadlines! April 1 - Scholarship application submission deadline April 1 - FAFSA priority deadline May Make sure that the Registrar s Office has all necessary documents such as your application for admission, official transcripts with final grades from your high school and all colleges/universities attended. Check the progress of your financial aid on the FAFSA Web site. June Deadlines! June 1 - Workstudy deadline June 1 - Loan / Pell application June 1 - All documents must be in Financial Aid office in order to be processed in time for registration. July Attend a Summer Orientation session to complete any necessary forms, attend information sessions, finalize financial aid, meet with your adviser, register for classes, and take care of any other necessities for the upcoming school year. September September 15 of your fall semester of college is the deadline to apply for MTAG and MESG.

11 SO HOW MUCH WILL IT COST? With all this talk of aid to help pay for college, you are probably wondering how much it will actually cost. Fortunately, we ve created a table of the average cost of attending Northwest Mississippi Community College for a semester. Costs and fees vary from student to student, so be sure to check with the current Northwest Bulletin for the most up-to-date information. When planning for college, be sure to include costs such as travel, food outside the meal plan and other personal expenses. Expenses In-State Out-of-State General Fees/Tuition (Full-time per semester) $1125 $2,225 Housing & Meal Plan (avg.) $1,554 $1,554 Books & Supplies Total $900 $3,579 $900 $4,679 *This is only an estimate of an average semester. Costs are subject to change. In addition to these costs, many classes require specific fees. Be sure to check the Bulletin for exact prices.

12 CONTACTS Financial Aid Office Suite 103 Yalobusha Hall Foundation Office (Foundation Scholarships) Recruiting Office (Academic Scholarships) Registrar s Office (Admissions) P.O. Box Hwy. 51 N. Senatobia, MS Main NWCC Telephone Number school code

YOUR GUIDE TO FINDING THE FUNDS FOR COLLEGE

YOUR GUIDE TO FINDING THE FUNDS FOR COLLEGE YOUR GUIDE TO FINDING THE FUNDS FOR COLLEGE Funded by the Education Services Foundation, our mission is to help Mississippi students plan and pay for college. Jackson: 601.321.5533 Gulf Coast: 228.875.4441

More information

Racer Aid. Murray State University Financial Aid Guide for Families

Racer Aid. Murray State University Financial Aid Guide for Families Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.

More information

Your guide to finding the funds for college

Your guide to finding the funds for college Your guide to finding the funds for college Get2College counselors can provide you with personalized advice on how to do everything outlined in this booklet. Just call one of our Centers listed on the

More information

The Financial Aid Application Process and Frequently Asked Questions

The Financial Aid Application Process and Frequently Asked Questions The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students

More information

Racer Aid. Murray State University Financial Aid Guide for Families

Racer Aid. Murray State University Financial Aid Guide for Families Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.

More information

SCHOLARSHIPS AND FINANCIAL AID

SCHOLARSHIPS AND FINANCIAL AID SCHOLARSHIPS AND FINANCIAL AID CLASS OF 2015 YOU KNOW A COLLEGE EDUCATION IS A GREAT INVESTMENT We know families often endure financial hardships, especially when it comes to the cost of tuition. At Oakland

More information

STUDENT FINANCIAL SERVICES

STUDENT FINANCIAL SERVICES STUDENT FINANCIAL SERVICES Jacksonville State University offers a broad program of financial aid to assist as many qualified students as possible. Since the University cannot meet the financial needs of

More information

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15&

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15& What is Financial Aid What is Financial Aid Provides access to postsecondary education. Helps pay expenses such as tuition and fees, room and board, books and supplies, and transportation. Cost of Attendance

More information

Accepted Student Reception Financial Aid Presentation. March 29, 2015

Accepted Student Reception Financial Aid Presentation. March 29, 2015 Accepted Student Reception Financial Aid Presentation March 29, 2015 Understanding Your Financial Aid Award Letter Screen shot of award letter here Screen shot of award letter here Estimated costs and

More information

2014-2015 MSSU FINANCIAL AID HANDBOOK

2014-2015 MSSU FINANCIAL AID HANDBOOK 2014-2015 MSSU FINANCIAL AID HANDBOOK INTRODUCTION Thank you for your interest in the financial aid programs at Missouri Southern State University. This handbook describes various sources of federal Title

More information

ADDITIONAL FINANCING OPTIONS. DSU students received over $17.7 million in financial aid in the 2013 award year.

ADDITIONAL FINANCING OPTIONS. DSU students received over $17.7 million in financial aid in the 2013 award year. offers distinctive opportunities in higher education. Our nationally recognized, technology-based curriculum keeps the University on the leading edge of quality programs designed for today s challenges

More information

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS

More information

How to Pay for College. Financial Aid & Scholarships

How to Pay for College. Financial Aid & Scholarships How to Pay for College Financial Aid & Scholarships What is FAFSA? FAFSA stands for what? FREE APPLICATION FOR FEDERAL STUDENT AID What is Financial Aid? Grants Work Study Loans Loans for both students

More information

www.liberty.edu/financialaid

www.liberty.edu/financialaid Financial Aid Guide Privacy: Before speaking with the student by phone or in person, identity will be confirmed. If family members or any other individuals call on behalf of the student, a Family Educational

More information

Financial Aid. Guide to Educational Costs & Resources

Financial Aid. Guide to Educational Costs & Resources Financial Aid Guide to Educational Costs & Resources We understand tuition and related costs can play a big role in the college selection process. Whether you enroll as an undergraduate, graduate, or Doctor

More information

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE APPLYING FOR FINANCIAL ASSISTANCE The Office of Financial Aid is dedicated to responding to the needs of our students. We are committed to assisting our students achieve their educational goals by providing

More information

FINANCIAL AID. Experience the Mercy Difference.

FINANCIAL AID. Experience the Mercy Difference. FINANCIAL AID Experience the Mercy Difference. FINANCING YOUR EDUCATION at Mercy College Congratulations on exploring the many educational options at Mercy College of Ohio! Mercy College is committed to

More information

Legal Education Institute Financial Aid Sourcebook

Legal Education Institute Financial Aid Sourcebook Legal Education Institute Financial Aid Sourcebook A Publication of Widener University School of Law Office of Financial Aid 2015/2016 Widener University Legal Education Institute Financial Aid Office

More information

{OCU Financial Aid Office 740-477-7716. We re here for you! Common Questions. 1 Ohio Christian University Financial Aid

{OCU Financial Aid Office 740-477-7716. We re here for you! Common Questions. 1 Ohio Christian University Financial Aid 1 Ohio Christian University Financial Aid Common Questions Q. What is Financial Aid? A. Financial Aid is any kind of money that is either given or loaned to you for a period of time that can assist you

More information

vice FISK Rivce WORK grity vice reship Lity lence grity WORK Rivce reship lence ntegrity Cultivating Scholars & Leaders One by One UNIVERSITY Diversit

vice FISK Rivce WORK grity vice reship Lity lence grity WORK Rivce reship lence ntegrity Cultivating Scholars & Leaders One by One UNIVERSITY Diversit 1ExCEllenc ExCEllence grity Accountablity Diversit Integrity lence ty WORK Rivce vice Cultivating Scholars & Leaders One by One reship Lity FISK UNIVERSITY Excellence Integrity Leadership ExCEllence ExCEllence

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid

More information

Associate's Degree ACT Academic Advisor Articulation Agreement: Bachelor's Degree Buckley Amendment Waiver: Class Size: College Catalog

Associate's Degree ACT Academic Advisor Articulation Agreement: Bachelor's Degree Buckley Amendment Waiver: Class Size: College Catalog Associate's Degree: Associate of Arts degree; often a two-year program. Associate's degrees include AA (Associate of Arts), AS (Associate of Science) and AAS (Associate of Applied Science) degrees. ACT:

More information

FINANCIAL PLANNING FINANCIAL AID FINANCIAL LITERACY INDIAN RIVER STATE COLLEGE

FINANCIAL PLANNING FINANCIAL AID FINANCIAL LITERACY INDIAN RIVER STATE COLLEGE FINANCIAL PLANNING FINANCIAL AID FINANCIAL LITERACY FAFSA APPLY ONLINE AT WWW.FAFSA.GOV WHEN TO APPLY Apply early! As soon as possible after January 1st To complete the application, you will need your

More information

Financial Aid. How to Apply. Deadlines for Applications. Return of Financial Aid. Office of Financial Aid Cope Administration Building 218

Financial Aid. How to Apply. Deadlines for Applications. Return of Financial Aid. Office of Financial Aid Cope Administration Building 218 42 Financial Aid Financial Aid Office of Financial Aid Cope Administration Building 218 The purpose of Student Financial Aid is to provide assistance to qualified students who would find it difficult or

More information

Financial Aid and Scholarship Guide

Financial Aid and Scholarship Guide Financial Aid and Scholarship Guide University of Northern Colorado 2016-17 unco.edu/ofa unco.edu/ofa 1 2 University of Northern Colorado CONTENTS 4 How Eligibility is Determined 7 Applying for Financial

More information

Financial Aid Guide. School Code: 003732

Financial Aid Guide. School Code: 003732 Radford University Financial Aid Guide School Code: 003732 Table of Contents The Purpose and Benefit of a Booklet... 2 Getting Started... 2 What is Financial Aid... 2 Cost of Attendance... 3 Financial

More information

Scholarships and Grants

Scholarships and Grants Scholarships and Grants More than 5,000 scholarships and grants are awarded annually to Drake University students. These scholarships include awards based on demonstrated financial need, academic achievement,

More information

www.shawnee.edu Making College a Reality through Financial Aid

www.shawnee.edu Making College a Reality through Financial Aid www.shawnee.edu Making College a Reality through Financial Aid Earn $1 million more! It s a fact. People who attend college and receive a bachelor s degree earn approximately $1 million more in their lifetime

More information

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state

More information

Financing Your Smith Education 2015 16

Financing Your Smith Education 2015 16 Financing Your Smith Education 2015 16 Planning for College Costs Financing a college education can be complicated. This worksheet can help you figure out what you would owe for 2015 16 billed charges

More information

Educational expenses include tuition and fees, room and board, books and supplies, and transportation.

Educational expenses include tuition and fees, room and board, books and supplies, and transportation. Financial Aid Guide What is financial aid? Financial Aid is any type of funding that assists you in paying for your educational costs. The funding sources can be federal, state, private, or institutional.

More information

Financial Aid. Application Procedure. Financial Aid

Financial Aid. Application Procedure. Financial Aid 21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students

More information

2012-2013. financial aid at eiu a guide to the dollars and cents of realizing your dreams at eastern illinois university

2012-2013. financial aid at eiu a guide to the dollars and cents of realizing your dreams at eastern illinois university 2012-2013 financial aid at eiu a guide to the dollars and cents of realizing your dreams at eastern illinois university Planning for college can be one of the biggest financial challenges for families.

More information

Paying for School Checklist

Paying for School Checklist Paying for School Checklist There is a lot to do to get into college. Planning ahead will save you time and energy in the long run! Use this checklist to stay on track for college. Better yet, use it to

More information

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Financial Aid Guide Adelphi University Office of Student Financial Services One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Phone: 516.877.3080 Fax: 516.877.3380 For the ninth straight year, Adelphi

More information

Find yourself here FINANCIAL AID Y O U R G U I D E T O

Find yourself here FINANCIAL AID Y O U R G U I D E T O Find yourself here Application Eligibility Helpful Hints Rights & Responsibilities Verification Academic Progress Dependent/Independent Status Y O U R G U I D E T O FINANCIAL AID Bright Futures Federal

More information

Florida A&M University Student Orientation. Office of Financial Aid

Florida A&M University Student Orientation. Office of Financial Aid Florida A&M University Student Orientation Office of Financial Aid Office of Financial Aid Mission Statement The mission of the Office of Financial Aid is to provide access to financial resources in a

More information

Financial Aid Guide 2015 2016

Financial Aid Guide 2015 2016 Financial Aid Guide 2015 2016 The University of South Dakota and the Office of Financial Aid are pleased to provide you with your financial aid award letter for the 2015 2016 academic year. Your eligibility

More information

Your financial aid and scholarship planning guide

Your financial aid and scholarship planning guide Your financial aid and scholarship planning guide The financial aid process doesn t have to be difficult, complicated, scary, or stressful. The Saint Leo University Student Financial Services Office is

More information

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate. FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.edu bismarckstate.edu/current/financialaid Award Notice

More information

Fees and Financial Aid

Fees and Financial Aid Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,

More information

Tips to Financial Aid

Tips to Financial Aid Tips to Financial Aid Definitions FAFSA The Free Application for Federal Student Aid is the official application for all types of federal aid, and some state and campus-based aid as well SAR The Student

More information

Financial Aid 101. Seminole State College

Financial Aid 101. Seminole State College Financial Aid 101 Seminole State College How Can I Apply for Financial Aid? Complete a FAFSA (Free Application for Federal Student Aid) each school year in summer before fall starts (www.fafsa.ed.gov or

More information

Office of Financial Aid (OFA) Frequently Asked Questions

Office of Financial Aid (OFA) Frequently Asked Questions Office of Financial Aid (OFA) Frequently Asked Questions Who should apply for Financial Aid? The USD OFA recommends that every eligible* student apply for financial aid. Even if you believe you won t qualify

More information

FINANCIAL AID APPLYING FOR FINANCIAL AID ELIGIBILITY FOR FINANCIAL AID. with students by email using our address of ummfinancialaid@maine.edu.

FINANCIAL AID APPLYING FOR FINANCIAL AID ELIGIBILITY FOR FINANCIAL AID. with students by email using our address of ummfinancialaid@maine.edu. FINANCIAL AID APPLYING FOR FINANCIAL AID Application for student aid administered by the University of Maine at Machias (UMM) is made by completing the Free Application for Federal Student Aid (FAFSA)

More information

Now that I have received my Award Letter, what do I do next?

Now that I have received my Award Letter, what do I do next? Now that I have received my Award Letter, what do I do next? Register for classes that are REQUIRED for your academic program if you are not currently registered. Fall 2014 classes begin on Aug. 25, 2014.

More information

Financial Aid Office

Financial Aid Office Wentworth Military Academy and College Financial Aid Office You may contact the Wentworth Financial Aid Office at: (660) 259-2221 or (800) 962-7682 Wentworth Military Academy and College Financial Aid

More information

What documents do I need when I file my FAFSA?

What documents do I need when I file my FAFSA? How do I apply for financial aid? To apply for financial aid, a student must fill out a FAFSA. FAFSA stands for the Free Application for Federal Student Aid and can be completed at www.fafsa.gov. You should

More information

A Guide to Financial Aid 2015-16. The bottom line and how to pay for it.

A Guide to Financial Aid 2015-16. The bottom line and how to pay for it. A Guide to Financial Aid 2015-16 The bottom line and how to pay for it. The Financial Aid Basics We re glad you are interested in attending Anderson University. Perhaps you have already received your acceptance

More information

Value in your future

Value in your future Value in your future Financial Aid Your road to success can be surprisingly affordable. This publication contains material related to the federal rules and regulations of the Title IV program of the Higher

More information

2015-2016. Your Guide To Financial Aid

2015-2016. Your Guide To Financial Aid 2015-2016 Your Guide To Financial Aid The Solution Center is available to assist all students regarding financial aid, registration, student records, and billing inquires. The Solution Center University

More information

Lewis & Clark College of Arts and Sciences. Financial Aid 2013 2014

Lewis & Clark College of Arts and Sciences. Financial Aid 2013 2014 Lewis & Clark College of Arts and Sciences Financial Aid 2013 2014 Welcome Lewis & Clark is committed to offering exceptional educational opportunities in an engaging, active, and supportive environment.

More information

Financing Your Education. www.fitchburgstate.edu/admissions/financial-aid

Financing Your Education. www.fitchburgstate.edu/admissions/financial-aid Financing Your Education www.fitchburgstate.edu/admissions/financial-aid About Us A public liberal arts university with a 100-plus year history of education in professional fields, Fitchburg State University

More information

Oakland University Financial Services Funding Education Beyond High School Supplemental Worksheet

Oakland University Financial Services Funding Education Beyond High School Supplemental Worksheet Elements of Financial Aid Oakland University Financial Services Funding Education Beyond High School Supplemental Worksheet A) Four types of financial aid available to students: B) Three different categories:

More information

MONEY MATTERS Financial Aid & TOPS

MONEY MATTERS Financial Aid & TOPS MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2015-2016 for Sum 15, Fall 15, Spring 16 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school

More information

Financing. your education. How can we help make it a little easier? You are about to make the most important investment of your life. fsuforme.

Financing. your education. How can we help make it a little easier? You are about to make the most important investment of your life. fsuforme. Financing your education You are about to make the most important investment of your life. How can we help make it a little easier? fsuforme.com/aid You are about to make the most important investment

More information

FINDING SUCCESS WITH FINANCIAL AID

FINDING SUCCESS WITH FINANCIAL AID FINDING SUCCESS WITH FINANCIAL AID You might be surprised to find out how much financial aid you can receive, regardless of your family s income level. You won t know what you re eligible for unless you

More information

FINANCIAL AID 2013-2014

FINANCIAL AID 2013-2014 FINANCIAL AID 2013-2014 I am so glad I had the opportunity to work on campus during my college experience. The department I worked in put my schoolwork first; they were very flexible and accommodated my

More information

Word of Life Bible Institute Financial Aid Opportunities 2015-2016 NY & FL Campuses Only

Word of Life Bible Institute Financial Aid Opportunities 2015-2016 NY & FL Campuses Only Word of Life Bible Institute Financial Aid Opportunities 2015-2016 NY & FL Campuses Only Important Steps in the Financial Aid Process 1. File your taxes a. This information will be needed to complete your

More information

Understanding Your Undergraduate Financial Aid Award

Understanding Your Undergraduate Financial Aid Award Understanding Your Undergraduate Financial Aid Award The financial assistance administered by the M Center is governed by regulations from federal and state agencies, guidelines established by the College,

More information

Financial Aid Award Information 2016 17

Financial Aid Award Information 2016 17 Financial Aid Award Information 2016 17 We are pleased to provide this brochure, along with your financial aid Award for the 2016 17 academic year. This booklet contains important information about your

More information

Student Financial Planning Guide College of Graduate & Extended Studies 2015-2016

Student Financial Planning Guide College of Graduate & Extended Studies 2015-2016 Student Financial Planning Guide College of Graduate & Extended Studies 2015-2016 ATTENTION STUDENTS: Please review carefully and retain for reference. Table of Contents Financial Readiness Checklist Includes...

More information

Financial Aid Undergraduate Award Reference Guide 2014-15. Whitworth University

Financial Aid Undergraduate Award Reference Guide 2014-15. Whitworth University Financial Aid Undergraduate Award Reference Guide 2014-15 Whitworth University Whitworth University Financial aid Reference Guide As of 1/21/2014 Financial Aid staff....2 Understanding Financial Aid..3

More information

Rockhurst University Financial Aid Programs & Policies

Rockhurst University Financial Aid Programs & Policies Rockhurst University Financial Aid Programs & Policies Rockhurst University is pleased to be able to offer a financial assistance program for students who would be unable to attend without such aid. The

More information

2015-2016 Guide to Applying/Reapplying 2014. for Financial Aid at USD for Undergraduate Students. USD Office of Financial Aid

2015-2016 Guide to Applying/Reapplying 2014. for Financial Aid at USD for Undergraduate Students. USD Office of Financial Aid 2015-2016 Guide to Applying/Reapplying 2014 for Financial Aid at USD for Undergraduate Students USD Office of Financial Aid Table of Contents The Application Process... 3 Eligibility for Financial Aid...

More information

FINANCING YOUR EDUCATION AT DMACC

FINANCING YOUR EDUCATION AT DMACC FINANCING YOUR EDUCATION AT DMACC Your guide to grants, loans and scholarships www.dmacc.edu/fin_aid 2015 2016 INVEST IN YOURSELF Table of Contents Description. 3 4 Federal and State Grants. 5 7 DMACC

More information

1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows:

1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows: 1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows: Direct Costs (Billed by the University) $29,510 Tuition & Fees $10,500

More information

Student Financial Planning Guide (Fayette Campus) 2015-2016. ATTENTION STUDENTS: Please review carefully and retain for reference.

Student Financial Planning Guide (Fayette Campus) 2015-2016. ATTENTION STUDENTS: Please review carefully and retain for reference. Student Financial Planning Guide (Fayette Campus) 2015-2016 ATTENTION STUDENTS: Please review carefully and retain for reference. This guide will assist you in understanding your student account at Central

More information

Financial Aid Guide. www.esu.edu A member of the Pennsylvania State System of Higher Education 2013-2014

Financial Aid Guide. www.esu.edu A member of the Pennsylvania State System of Higher Education 2013-2014 East Stroudsburg University of Pennsylvania Financial Aid Guide 2013-2014 Application Process Aid Programs FAFSA Filing Tips Alternative Options www.esu.edu A member of the Pennsylvania State System of

More information

ARE YOU LOOKING FOR MONEY? Paying for College with Grants, Scholarships, and Federal Loans

ARE YOU LOOKING FOR MONEY? Paying for College with Grants, Scholarships, and Federal Loans ARE YOU LOOKING FOR MONEY? Paying for College with Grants, Scholarships, and Federal Loans What state grants and scholarships are available? What kind of federal student loans are available? How do I apply?

More information

Learning Today, Leading Tomorrow FINANCIAL AID

Learning Today, Leading Tomorrow FINANCIAL AID Learning Today, Leading Tomorrow STUDENT FINANCIAL AID SUCCESSFULLY NAVIGATING THE STUDENT FINANCIAL AID PROCESS The Northern Illinois University Student Financial Aid Office (SFAO) is pleased to assist

More information

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments Terms and Conditions Governing Student Financial Aid LSCS Financial Aid Departments Cy-Fair Kingwood Montgomery North Harris Tomball University Park 9191 Barker Cypress Road Cypress, Texas 77433 2000 Kingwood

More information

2011 Open House Financial Aid. Catherine Graham Financial Aid Director

2011 Open House Financial Aid. Catherine Graham Financial Aid Director 2011 Open House Financial Aid Catherine Graham Financial Aid Director Overview LMU at a glance Types of available aid The aid application process Connecting with the Financial Aid Office Additional resources

More information

Financial Aid. Undergraduate Award Reference Guide

Financial Aid. Undergraduate Award Reference Guide Financial Aid Undergraduate Award Reference Guide Whitworth University Financial Aid Reference Guide as of 1/14/2015 Financial Aid Staff Contact Information. 2 Understanding Financial Aid. 3 Types of Financial

More information

Understanding Financial Aid. with the help of a few real characters

Understanding Financial Aid. with the help of a few real characters Understanding Financial Aid with the help of a few real characters Financial Aid Terms FAFSA: Free Application for Federal Student Aid; the online form you and your parents submit (if you are age 24 or

More information

it ta kes a n i n v e s tm en t to build a future

it ta kes a n i n v e s tm en t to build a future it ta kes a n i n v e s tm en t to build a future fin anci al a i d invest in a lasting foundation A university education requires significant investments of time, effort and money. To help you get the

More information

PREPARING FOR YOUR COLLEGE EDUCATION. A guide to understanding financial aid and how to pay for college.

PREPARING FOR YOUR COLLEGE EDUCATION. A guide to understanding financial aid and how to pay for college. PREPARING FOR YOUR COLLEGE EDUCATION A guide to understanding financial aid and how to pay for college. What we re going to cover What conversations have you had about paying for school? How to plan for

More information

Financial Aid and Scholarships. State University of New York. College of Environmental Science and Forestry

Financial Aid and Scholarships. State University of New York. College of Environmental Science and Forestry Financial Aid and Scholarships State University of New York College of Environmental Science and Forestry Contents World Class Value.................... 1 Applying For Financial Aid................ 1 What

More information

A Guide to Financial Aid 2016-17. The bottom line and how to pay for it.

A Guide to Financial Aid 2016-17. The bottom line and how to pay for it. A Guide to Financial Aid 2016-17 The bottom line and how to pay for it. The Financial Aid Basics We re glad you are interested in attending Anderson University. Perhaps you have already received your acceptance

More information

Please contact the Office of International Student and Scholars Services for more information (www.temple.edu/isss/).

Please contact the Office of International Student and Scholars Services for more information (www.temple.edu/isss/). Financial Aid 1 Financial Aid Student Financial Services Craig Fennell, Director Conwell Hall, Ground Floor 215-204-2244 http://sfs.temple.edu/ sfs@temple.edu Application Procedures Documents Needed to

More information

What can you do to help your child prepare for his/her college education?

What can you do to help your child prepare for his/her college education? What can you do to help your child prepare for his/her college education? Your child needs help with: Setting expectations Knowing what classes to take in high school Preparing for standardized tests (ACT)

More information

Office of Student Financial Aid Montgomery College

Office of Student Financial Aid Montgomery College Office of Student Financial Aid Montgomery College What is Financial Aid? Cost of Attendance Expected Family Contribution Determining Financial Need Types and Sources of Financial Aid Financial Aid Process

More information

FINANCIAL AID APPLICATION PROCESS. Determine your estimated eligibility. Complete application worksheet. Transmit application on-line

FINANCIAL AID APPLICATION PROCESS. Determine your estimated eligibility. Complete application worksheet. Transmit application on-line FINANCIAL AID QUALIFICATIONS What are the qualifications to receive Financial Aid? In order to qualify, you must: Be accepted for admissions; Be in good academic standing; For most programs, demonstrate

More information

FINANCIAL AID UPDATE. Jill Rayner University of North Georgia

FINANCIAL AID UPDATE. Jill Rayner University of North Georgia FINANCIAL AID UPDATE Jill Rayner University of North Georgia Agenda Federal Student Aid HOPE Scholarship Private Scholarship Other Aid How aid effects Chapter 33 benefits Applying For Financial Aid Free

More information

ST. FRANCIS COLLEGE GUIDE to Paying for College

ST. FRANCIS COLLEGE GUIDE to Paying for College ST. FRANCIS COLLEGE GUIDE to Paying for College Learn about all of the financial aid opportunities available to you and how you can apply: College Scholarships Federal & State Grants Student Employment

More information

Financing a College Education

Financing a College Education Financing a College Education After this program, you should know The types of aid available to students How and when to apply for financial aid How financial aid eligibility is calculated Sources of Financial

More information

FINANCING YOUR EDUCATION 2014-2015. Your Guide to Financial Aid www.umuc.edu/finaid APPLY. ATTEND. ACHIEVE.

FINANCING YOUR EDUCATION 2014-2015. Your Guide to Financial Aid www.umuc.edu/finaid APPLY. ATTEND. ACHIEVE. FINANCING YOUR EDUCATION 2014-2015 Your Guide to Financial Aid www.umuc.edu/finaid APPLY. ATTEND. ACHIEVE. Introduction to Aid The Financial Aid Office Welcomes You. Returning to school as an undergraduate

More information

Family Contribution. College Scholarship. External Scholarships. Private Loans. Federal/State Aid and Loans

Family Contribution. College Scholarship. External Scholarships. Private Loans. Federal/State Aid and Loans 2015-2016 Family Contribution College Scholarship External Scholarships Private Loans Federal/State Aid and Loans Direct Cost Tuition, on-campus room and board, and any special fees Indirect Cost Books

More information

TEXAS SOUTHERN UNIVERSITY. Paying for your TSU. Education

TEXAS SOUTHERN UNIVERSITY. Paying for your TSU. Education TEXAS SOUTHERN UNIVERSITY Paying for your TSU Education Is a TSU Education a GOOD INVESTMENT? WE THINK SO! 1 TSU s need-blind admissions policy helps to create a diverse student body. Our students hail

More information

Understanding Your Offer of Financial Aid 2015-2016

Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid Along with your financial aid award, we are pleased to provide this guide to understanding your award as well

More information

chapter 4 Paying for college 33 Paying for College

chapter 4 Paying for college 33 Paying for College chapter 4 Paying for college 33 Chapter 4 Paying for College 34 2015 2016 Prince George s Community College Catalog Financial Aid What Is Financial Aid? Simply stated, financial aid is any grant, scholarship,

More information

Financial Aid. How to Apply. Deadlines for Applications. Return of Financial Aid. Satisfactory Academic Progress Policy

Financial Aid. How to Apply. Deadlines for Applications. Return of Financial Aid. Satisfactory Academic Progress Policy Financial Aid 41 Financial Aid Office of Financial Aid Cope Administration Building 218 The Office of Student Financial Aid is a department within the Division of Student Affairs, Enrollment, and Academic

More information

Financial Aid Award Guide

Financial Aid Award Guide Financial Aid Award Guide 2015 2016 By creating rich opportunities through internships, research, service-learning and global experiences, Emmanuel College links academic offerings in the liberal arts

More information

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Students who have applied for financial assistance must READ

More information

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS

More information

Financial Aid 101 2014-2015. Representative s Name Outreach Representative

Financial Aid 101 2014-2015. Representative s Name Outreach Representative Financial Aid 101 2014-2015 Representative s Name Outreach Representative Agenda Basic Information: What, Who and How How is Financial Need Calculated Federal Programs State Programs Filling out the FAFSA

More information

Knowledge is Power: Financial Aid Changes & How They Affect YOU

Knowledge is Power: Financial Aid Changes & How They Affect YOU Knowledge is Power: Financial Aid Changes & How They Affect YOU 1 2 Objectives Define and understand Satisfactory Academic Progress (SAP). Know components of SAP measurement. Learn how to regain eligibility

More information

2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES

2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES 2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES PAGE 2 COST OF ATTENDANCE The cost of your Trinity education includes both direct costs and indirect expenses. Direct costs will be listed on the

More information

degrees that work. Financial Aid Handbook

degrees that work. Financial Aid Handbook degrees that work. Financial Aid Handbook Contents For the latest information on financial aid, including grants loans, and scholarships, visit our website. www.pct.edu/finaid Free Application for Federal

More information

William D. Ford Federal Direct Loan Program Loans made through this program are referred to as Direct Loans. Eligible students

William D. Ford Federal Direct Loan Program Loans made through this program are referred to as Direct Loans. Eligible students Frequently Asked Questions 1. How and when to apply for Financial Aid? To apply for financial aid at Northark, you should: Submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov Complete

More information