1 Financial Aid 41 Financial Aid Office of Financial Aid Cope Administration Building 218 The Office of Student Financial Aid is a department within the Division of Student Affairs, Enrollment, and Academic Services. The Financial Aid Office provides financial assistance to qualified students attending Middle Tennessee State University. For current information, visit Students and their families have the primary responsibility for financing a college education. However, through federally funded programs, students may receive assistance when need is determined. Need is defined as the difference between the cost of attending MTSU and the calculated expected family contribution toward this cost. The Free Application for Federal Student Aid (FAFSA) is the document from which the expected family contribution is calculated. In addition to programs based on need, MTSU has a limited number of scholarships that are based on academic performance and/or ability in a particular area. Deadlines for Applications Federal/State Deadlines To apply for federal and state aid, the Free Application for Federal Student Aid (FAFSA) must be completed. The priority date to apply for federal financial aid is May 1. The priority date does not apply to the Federal Pell Grant or Federal Direct Student Loan programs. The priority deadline for the state grant (Tennessee Student Assistance Award) is March 1. Completing the FAFSA early is strongly encouraged. Due to limited funding for campus-based programs (e.g., Federal Supplemental Education Opportunity Grant, Perkins Loan, and Federal Work Study), all eligible students may not receive these funds. Scholarship Deadlines To apply for scholarships for the upcoming academic year, the following deadlines must be observed. For current information, visit Currently enrolled students: Complete online scholarship application by December 1 Entering freshmen: Apply for admission, submit official ACT or SAT test scores, and submit an official sixth-semester high school transcript (through the end of the junior year) by December 1 Transfer students: Apply for admission by February 1 Foundation scholarships: For application and deadline information visit Deadlines range from December to April. Tennessee Education Lottery Scholarship Program (TELS): The priority deadline requires the FAFSA results to be on file in the Financial Aid Office by September 1; submit the completed FAFSA by April 1, if possible. How to Apply Prospective students and their parents should complete the Free Application for Federal Student Aid (FAFSA) online at To obtain a paper form, contact the Federal Student Aid Information Center at Parents and students should register for a personal identification number (PIN) before completing the application. The PIN can be used as an electronic signature. The Federal Processing Center will send the results to MTSU if the student enters the MTSU School Code of in the school section of the FAFSA. The results will also be sent to the student. Fall/Spring Award Notices will be sent to students MTSU addresses stating the tentative financial aid they may be awarded. The Award Notice will direct students to RaiderNet, where they may review their estimated financial aid award offers. The award offers are based on full-time attendance and will indicate both grants and loans for which students are eligible. After the Award Notice is sent, the estimated aid amounts may change due to changes in enrollment, EFC amounts, scholarships, and other aid. The Award Notice will provide instructions for how to accept/decline award offers via RaiderNet. Currently enrolled students will receive Award Notices after their grades have been processed for the Spring semester. Students MTSU accounts will be the primary method used by the MTSU Financial Aid Office to communicate if additional information and/or documents are required to complete the financial aid process. It is important for students to check their accounts frequently. Return of Financial Aid For the Fall and Spring semesters, a federal financial aid return will be calculated for all students who withdraw after the fourth day of class but prior to completing 60 percent of the term. For the Summer term, a federal financial aid return will be calculated for all students who withdraw after the last day to drop without receiving a grade but prior to completing 60 percent of the session. The amount of the return will be prorated based on federal guidelines. Students who withdraw before the last day to drop without a grade may have all of their aid canceled. Students may owe a refund to the U.S. Department of Education and/or MTSU. For important dates and information about withdrawing, go to edu/~records. Students may contact the Financial Aid Office with questions regarding this policy. Satisfactory Academic Progress Policy Federal regulations require that all federal financial aid recipients are enrolled in a degree-seeking program or an approved certification program or are seeking initial teacher licensure.
2 42 Financial Aid To maintain eligibility, these recipients must maintain satisfactory academic progress. MTSU complies with this requirement by monitoring each aid recipient s cumulative grade point average (GPA), completion rate, and maximum time frame for completion of a degree. The following describes MTSU s method for monitoring each of these measures. Cumulative Grade Point Average 1. Undergraduate students. To be eligible for financial aid, a student s GPA must meet at least the minimum requirements listed in this catalog. The cumulative GPA includes all transfer credits and hours earned at MTSU. 2. Graduate students. To be eligible for financial aid, a student s GPA must meet at least the minimum requirements listed in the graduate catalog or be approved by the College of Graduate Studies for enrollment. Completion Rate Students must pass 66 percent of their cumulative credits attempted to remain eligible for financial aid. Grades of A, B, C, D, P, or S, including any + or - options, count as credits earned. All courses for credit will be counted as hours attempted including withdrawals, incompletes, courses repeated, and courses resulting in grades of N, U, and F. 1. Probation. Students whose completion rate is greater than 50 percent but less than the required 66 percent will be placed on probation. Students on probation must pass 75 percent of their attempted hours for the next semester enrolled. 2. Suspension. Students whose completion rate is less than 50 percent of the credit hours attempted or those previously placed on probation who did not meet the requirements of their probation will be suspended from eligibility for federal grants, loans, and federal work-study employment. Students may still be eligible for emergency short-term loans and other University funds. Time Limits 1. Undergraduates. The maximum time limit for completion of a first degree is 150 percent of the program s published length. Most undergraduate programs require 120 hours; therefore, the maximum attempted hours allowed is 180. This time limit does not include remedial/developmental courses for which the maximum federal limit is 30 hours. The maximum hours include all transfer hours and all attempted hours. Students who change majors during the junior or senior year may be allowed 24 additional attempted hours to obtain a degree. The Records Office must have the change of major recorded prior to the student s achieving the maximum hours. 2. Graduates. The maximum time limit for graduate students may be limited to 125 percent of the standards established by the College of Graduate Studies and published in the graduate catalog. Review of Progress Standards 1. GPA. The Records Office reviews the GPA at the end of each semester. Students may appeal academic suspension to the undergraduate or graduate academic appeals committee. The decision of the committee is final. 2. Completion rate. The completion rate is reviewed at the end of each semester by the Financial Aid Office. 3. Time limits. The maximum time limit is reviewed at the end of each semester by the Financial Aid Office. Notification/Appeals 1. Time Limits. Students who have attempted over 132 credit hours will be notified regarding the maximum hours they can attempt and continue to receive federal financial aid. 2. Probation. The Financial Aid Office will send s to students MTSU addresses notifying them of their financial aid probation and the expected requirements. Each student may be allowed at least one probationary period during the course of enrollment. 3. Suspension. The Financial Aid Office will notify students through their MTSU accounts of their financial aid suspension and the expected requirements. Students are allowed to appeal their suspensions if they can document extenuating circumstances beyond their control which have since been resolved. Examples include death of an immediate family member and extended medical illness and/or disability. Provisions may also be made for students who have military credits that cannot be counted toward a degree. Any other circumstances not listed above must be well documented and have the approval of a financial aid administrator and/or the director of Financial Aid. a. Financial Aid Suspension Appeals. Student appeals are reviewed by an internal committee composed of financial aid staff. Each student will be notified of the appeal decision and if denied what action must be taken to regain financial aid eligibility. b. Loan and Scholarship Committee. Students who are suspended a second time or who have been denied by the internal financial aid committee may appeal to the Loan and Scholarship Committee or its designee. The Loan and Scholarship Committee comprises faculty members, students, and administrators. Because faculty and students do not report until the start of school, students appealing to this committee may be personally responsible for paying registration expenses. The decision of the committee is final. Reinstatement of Financial Aid if Appeal Denied Students may be able to attend MTSU at their personal expense even though they are on financial aid suspension. Students who do this will be placed in good standing after they pass 66 percent of their cumulative credit hours. Students may view their financial aid satisfactory academic progress status on RaiderNet. EXCEPTION: Students who have reached the maximum credit hours allowed will not have their financial aid reinstated for the current degree. No Credit Hours Earned A student who earns no credit hours for one semester will be automatically placed on financial aid probation. A student who earns no credit hours for two consecutive semesters enrolled will be automatically suspended from federal financial aid. However, the student may appeal the suspension. Please see the suspension guidelines above. Exceptions The University may suspend a student s financial assistance in the event of extraordinary circumstances that are not accounted for in this policy. In all instances, the student will be notified of the appeal process. Teacher Licensure Students who have completed an undergraduate degree and are enrolled for the sole purpose of attaining teacher licensure may be eligible for loans at the undergraduate level. To receive aid, students must be accepted into the teacher education program. Students may be eligible for aid one year prior to being accepted provided they have taken or will be taking FOED 1110 and FOED 2110, have a minimum GPA of 2.5, and provide the Financial Aid Office with a copy of their
3 Financial Aid 43 program of study. Exceptions may be made by the Financial Aid director or his/her designee. Tennessee Education Lottery Scholarship Program (TELS) The Tennessee Student Assistance Corporation (TSAC) awards the Tennessee Education Lottery Scholarships (TELS). For information, visit TSAC at or MTSU at TSAC reserves the right to modify rules/regulations without prior notification. Typically, rules are adjusted in July of each year. TELS Eligibility Requirements: For all students Tennessee residency for at least one year For entering freshmen Graduates from an eligible high school must have at least a weighted 3.00 GPA or 21 ACT (980 SAT). GED recipients must have at least 21 ACT (980 SAT) and 525 GED. Graduates of Tennessee Home School or an ineligible high school must have at least 21 ACT (980 SAT). Students must enroll within 16 months of home school completion, high school graduation, or receiving GED. Each April, TSAC will determine the availability of funds for Summer Lottery Scholarships. If funds are available, students who have remaining TELS eligibility for the award year may receive Lottery Scholarship funds for at least half-time enrollment. For additional information about General Assembly Merit Scholarships, Aspire Supplements, Hope Access Grants, and Foster Care Grants, visit the TSAC Web site listed above. Application Procedures: Complete the Free Application for Federal Student Aid (FAFSA) for each academic year. The FAFSA is available online at beginning January 1. Submit the completed FAFSA by April 1, if possible. The FAFSA must be processed by September 1 for students enrolling in the Fall semester or by February 1 for students enrolling in the Spring or Summer terms. Renewal Criteria: Must earn a 2.75 cumulative TELS GPA after 24 and 48 attempted credit hours. Must earn a 3.00 cumulative TELS GPA after attempting 72 credit hours and subsequent 24-hour benchmarks OR must have between 2.75 and 2.99 cumulative GPA with at least a 3.00 semester GPA. CANNOT change enrollment status after census date (14 days after classes begin). Must enroll for each Fall and each Spring term. Tennessee Education Lottery Scholarship Program (TELS) Policy Refer to for the most recent policy. Rules and regulations are accurate as of January 2009; however, TSAC reserves the right to modify rules and regulations without prior notification. Before dropping or withdrawing from classes, contact the Financial Aid Office. According to Title 49, Chapter of the Tennessee Code Annotated, the Financial Aid Office must implement policies and procedures for the monitoring of TELS. In addition, the statute requires students to maintain federal Satisfactory Academic Progress as established by MTSU as noted below. Following are the policies and procedures for the monitoring of TELS. Cumulative TELS Grade Point Average (GPA) Eligibility will be reviewed at the end of the term in which the student has attempted a total of 24 credit hours and at subsequent 24-hour benchmarks. At the end of the term in which the student has attempted a total of 24 and 48 credit hours, the student s cumulative TELS GPA must be at least At the end of the term in which the student has attempted a total of 72 credit hours and at subsequent 24-hour benchmarks, the student s cumulative TELS GPA must be at least 3.00 or must be between 2.75 and 2.99 with at least a 3.00 semester GPA. The cumulative TELS GPA includes all transfer credits and hours earned at MTSU, including grades from repeated classes. Dual enrollment, credit-by-examination, and/or AP credits are not included in the cumulative TELS GPA. Students may view their TELS GPA in the Tennessee Lottery Scholarship eligibility section on RaiderNet. Completion Rate Each semester, students must maintain their enrollment status as of the census date. Students who receive a full-time award cannot drop below 12 credit hours during the term. Students who receive a part-time award cannot drop below 6 credit hours during the term. All attempted hours, including I, W, and F, will be included in monitoring attempted hours brackets and maximum attempted hours. Time Limits Students may receive a TELS award until the first of the following events occur: 1. The student has earned a baccalaureate degree. 2. Five years from the date of the student s initial enrollment have passed, unless a leave of absence has been approved. Procedures for Monitoring Tennessee Education Lottery Scholarship Program A. Grade Point Average (GPA). The Financial Aid Office reviews the TELS GPA at the end of 24 attempted credit hours and at subsequent 24-hour benchmarks. B. Completion Rate. The Financial Aid Office reviews the completion rate at the end of each term. Students who change their enrollment status after the census date (14 days) are no longer eligible for the TELS award.
4 44 Financial Aid C. Time Limits. The Financial Aid Office reviews the maximum time limits at the end of each term. Notification of Ineligibility Periodic s are sent to lottery recipients encouraging them to check their lottery status via RaiderNet. RaiderNet may be used to view ineligibility for students who fail to maintain the minimum TELS GPA requirements, students who change enrollment status after the census date, or students who exceed the maximum years allowed. Appeal Process Students who have lost their eligibility for the TELS award can appeal if they had extenuating circumstances or if they lost eligibility due to enrollment issues. A Tennessee Lottery Appeal form is available in the Financial Aid Office or online at Students will be allowed to appeal their ineligibility if they can provide documentation verifying extenuating medical or personal circumstances. Such circumstances may include, but are not limited to, illness of the student, illness or death of an immediate family member, extreme financial hardship of the student or student s immediate family, or other extenuating circumstances beyond the student s control. MTSU is not authorized to make exceptions concerning GPA requirements, regardless of extenuating circumstances. Students should submit their appeals to the Financial Aid Office to be reviewed by the Institutional Review Panel (IRP). The IRP Appeal Committee is composed of MTSU administrators and meets approximately six times per academic year. Appeals will be accepted for two weeks prior to each IRP meeting. Please contact the Financial Aid Office for dates of upcoming IRP meetings. If the IRP denies the appeal, students may appeal to the TELS Award Appeals Panel at TSAC. The decision from the TELS Award Appeals Panel at TSAC is final. A student may regain eligibility for a TELS award after becoming ineligible due to enrollment at an out-of-state institution or failure to meet GPA requirements. For more information, please visit the Financial Aid Office Web site. Grade Changes Students should submit written notification to the Financial Aid Office within fourteen (14) days of any grade change. The Financial Aid Office will verify the change and make an award adjustment, if applicable. Incompletes Incompletes are included in attempted hours but are not calculated in the GPA. If a student s GPA including a grade of I meets the GPA requirement based on attempted hours, the student may be eligible for a TELS award for the current semester. However, if the grade of I is changed and the student s TELS GPA falls below the minimum requirement, the student may be required to repay all TELS awards within the current academic year. Conversely, if a student is not eligible based on a GPA that includes a grade of I, the student will not be eligible for a TELS award for the current semester. If the grade of I is later changed and the student becomes eligible based on the recalculated TELS GPA, MTSU will resume the TELS award. Leave of Absence A student may request a leave of absence by completing the Tennessee Lottery Request for Leave of Absence form. In most cases, a student may be granted a leave of absence for up to one year and be eligible to receive the TELS award upon return. A leave of absence may be approved for medical or personal reasons. Allowable medical or personal reasons may include, but are not limited to, illness of the student, illness or death of an immediate family member, extreme financial hardship of the student or student s immediate family, to fulfill a religious commitment expected of all students of that faith, or other extenuating circumstances beyond the student s control where continued attendance by the student creates a substantial hardship. Acceptable reasons shall also include a student s participation in an internship or co-op program that is required or encouraged as part of the academic program in which he/she is enrolled. The student will be notified of the decision of the IRP. If a student s request is denied, he/she may appeal the decision to the TELS Award Appeals Panel at TSAC. Military Mobilization A student may request a leave of absence due to military mobilization by submitting the Tennessee Lottery Military Appeal form. A member of the United States Armed Services, National Guard, or Armed Forces Reserves who is mobilized for active duty during a semester that is already in progress may be granted a personal leave of absence and his/her TELS award eligibility will not be negatively affected. If, as a result of being mobilized, a student completely withdraws, the hours that were attempted during the semester will not be counted for purposes of determining future TELS award eligibility. If a student receives a grade of I due to mobilization, refer to the Incompletes section above. Requests for leaves of absence from students whose spouses, children, fathers, or mothers have been mobilized for active duty also will be considered. Students must reenroll no later than one year following the mobilization to be eligible. They must provide the Financial Aid Office with copies of orders for active duty for themselves or the applicable family member. General Financial Aid Information 1. During the Fall and Spring semesters, students who officially withdraw during the first four days of classes will have all of their financial aid cancelled. Students who withdraw after the first four days but prior to completing 60% of the term will have their financial aid prorated. Students who drop course(s) before the census date may have their aid adjusted according to the number of hours enrolled as of that date. For dates, refer to www. mtsu.edu/~records. Students may owe a refund to the U.S. Department of Education and/or MTSU. Students are advised to contact the Financial Aid Office before withdrawing.
5 Financial Aid For each session of the Summer term, students who withdraw after the last day to add a class but prior to completing 60% of the session currently attending will have their financial aid prorated. Students who drop course(s) and receive a grade of W may have their financial aid adjusted. For dates, refer to Students may owe a refund to the U.S. Department of Education and/or MTSU. Students are advised to contact the Financial Aid Office before withdrawing. 3. Students who withdraw from the University before 60 percent of the term has been completed will have their aid adjusted according to the Financial Aid Return Policy. For information about the Return Policy, refer to the Return of Financial Aid section. 4. Class attendance will be verified for financial aid disbursements that occur during the Fall and Spring semesters and each session of the Summer term. For Federal Direct Student Loans and Perkins Loans, if a student is reported as not attending classes on at least a half-time basis (6 credit hours), funds may not be disbursed. For Pell Grants, if a student is reported as not attending classes for which Pell has been awarded, aid may be cancelled or adjusted. If the University cancels a course, a student may be required to register for additional hours to remain eligible for federal financial aid. Students are advised to contact the Financial Aid Office if they have questions regarding their eligibility. 5. The official last date of attendance (for students who have not officially withdrawn) will be determined by the instructor. If a student is reported as not attending classes, Pell, Lottery, and other aid may be adjusted or canceled. 6. Class participation must be verified for students who are enrolled in correspondence courses, online courses, videoconferencing courses, the Regents Online Degree Program, or courses via the Internet. Because attendance is not required for these courses, instructors document class participation according to completed homework assignments. Students should complete their homework assignments in a timely manner so their participation can be documented. If students wish to withdraw or drop from these courses, they are encouraged to contact their instructor(s). Students financial aid may be adjusted or cancelled if instructors are unable to verify participation. 7. The federal government randomly chooses students for verification, which is the process of verifying the accuracy of the data submitted on the FAFSA. If a student is selected, the Financial Aid Office will request signed copies of applicable Federal Income Tax Returns, W-2 forms, and other documents. Failure to submit completed documents to the Financial Aid Office in a timely manner may delay a student s financial aid and may result in the loss of certain funds. 8. Financial aid can pay for up to 30 attempted credit hours of remedial and developmental classes. 9. Any scholarships and grants received in excess of tuition, fees, and books are considered taxable income. Consult your tax preparer for tax filing information. 10. Students enrolled in only Regents Online Degree courses may have their budgets adjusted. 11. Students enrolled for an additional bachelor s degree may qualify for a Federal Direct Student Loan provided they have not reached their aggregate limit. Before a loan can be processed, a student must provide the Financial Aid Office with a signed copy of the upper-division form detailing the courses required for the additional degree. 12. Graduate students who are required to enroll in undergraduate courses to be accepted into a graduate program may qualify for Federal Direct Student Loans at the undergraduate level, provided they have not reached their aggregate undergraduate loan limits. If eligible, students may receive undergraduate Federal Direct Student Loans for their prerequisites for up to a maximum of 12 consecutive months. A letter from the academic department or graduate analyst indicating which courses are required as prerequisites must be submitted to the Financial Aid Office before a loan can be processed. 13. All financial aid is subject to the Financial Aid Satisfactory Academic Progress Policy. Aid Available Below is a summary of financial aid administered through MTSU. Unless otherwise indicated, application is made to the Office of Student Financial Aid by completing the Free Application for Federal Student Aid (FAFSA). For federal programs, students must be in a degree-seeking program or an approved certification program or must be seeking teacher certification. For current information, refer to Sources of Aid and Eligibility Federal Programs Federal Academic Competitiveness Grant (ACG) Freshmen and sophomores who have completed a rigorous high school program of study ; award adjusted based on number of hours enrolled Must be Pell-eligible Sophomores must have at least a 3.00 GPA National Science and Mathematics Access to Retain Talent (SMART) Grant Juniors and seniors who are majoring in physical, life, or computer sciences; mathematics, technology, or engineering; or a critical foreign language ; award adjusted based on number of hours enrolled Must be Pell-eligible Must have at least a 3.00 GPA Federal Teacher Education Assistance for College and Higher Education (TEACH) Grant Seeking a degree in teacher education with intent to teach in a high-need field in a public or private elementary or secondary Title I school Based on number of hours enrolled Federal Pell Grant Undergraduate students working on first bachelor s degree Based on number of hours enrolled
6 46 Financial Aid Federal Supplemental Educational Opportunity Grant (SEOG) Undergraduate students Must be Pell-eligible Limited funds available Federal Work-Study Program Provides part-time employment Limited funds available Federal Perkins Loan Limited funds available Federal Direct Parent Loan for Undergraduate Students (PLUS) Parent is borrower Credit approval (of parent) required Student must be enrolled at least half-time Based on Cost of Attendance Budget minus other financial aid Federal Direct Student Loan Program Federal Direct Student Loan limits are based on dependency status (as defined by the FAFSA) and grade level. Please refer to financialaid/staffordloans_finaid.shtml for annual loan amounts and aggregate loan limits. First-time borrowers at MTSU must complete an Entrance Interview and a Direct Loan Master Promissory Note (MPN) before receiving loan funds. Federal Direct Student Loan Program Subsidized Undergragduate and graduate students Federal government pays interest on loan while student is enrolled in school Federal Direct Student Loan Program Unsubsidized Based on Cost of Attendance Budget minus other financial aid Students responsible for paying interest on loan while enrolled in school; may allow interest to accrue while enrolled in school OR may pay interest as it accumulates State Programs Review the Tennessee Student Assistance Corporation (TSAC) Web site at for information on application procedures, deadline dates, and eligibility criteria for the following programs: Tennessee Student Assistance Award Program Dependent Children Scholarship Program Ned McWherter Scholars Program Minority Teaching Fellows Program Robert C. Byrd Honors Scholarship Program Tennessee Teaching Scholars Program Christa McAuliffe Scholarship Program Tennessee Education Lottery Scholarship Program Institutional Programs The programs listed below are currently available; however, they are subject to change without prior notification. Review the MTSU Web site at for the most recent programs and eligibility criteria. Incoming Freshman Academic Scholarships The National Merit/Achievement Finalist Scholarship The Chancellor Scholarship The Presidential Scholarship The James M. Buchanan Fellowship The Academic Service Scholarship The Scholarship for Valedictorians and Salutatorians The Provost Scholarship The DREAM Scholarship The Raider Scholarship Currently Enrolled Students MTSU Enrichment Scholarship MTSU Vision Scholarship Transfer Academic Scholarships Phi Theta Kappa Scholarships TBR Community College Academic Service Scholarship Non-TBR Academic Service Scholarship Other Scholarships Many MTSU departments offer Foundation and/or departmental scholarships. For information about Foundation Scholarships, please visit For information about departmental scholarships, such as those offered for ROTC, music, and athletic participation, please contact the appropriate department. Other Institutional Aid Clifford N. and Pauline W. Stark Educational Loan Based on need and GPA; amount of assistance varies; cosigner required; contact Financial Aid Office. SGA Emergency Loan Program Based on emergency need; $100, must be repaid in days; contact Financial Aid Office. Foundation Short-Term Loan Program Based on emergency need; must be repaid in days; amounts vary; contact Financial Aid Office. Other Sources of Aid Vocational Rehabilitation Based on physical or emotional disabilities; amount of assistance var ies; contact State Vocational Rehabilitation Office in your area. Veterans Benefits Veterans, widows of veterans, and children of disabled or deceased veterans; amount of assistance varies; contact Veterans Administration Office in your area. Private Scholarships Based on an organization s or individual s requirements; amount of assistance varies; contact parents employers, local civic organizations, community groups, churches, businesses, etc.
42 Financial Aid Financial Aid Office of Financial Aid Cope Administration Building 218 The purpose of Student Financial Aid is to provide assistance to qualified students who would find it difficult or
Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,
21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students
FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college they should not be
Financial Aid @ Austin Grad Overview & Policies Financial Aid Director Dave Arthur (512) 476-2772 x 105 email@example.com CONTENTS Financing your Austin Grad Education 2 The FAFSA 3 Helpful websites
The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students
Satisfactory Academic Progress (SAP) Policy for Financial Aid GENERAL INFORMATION The federal financial aid programs at UNCP are authorized under Title IV of the Higher Education Act of 1965, as amended.
Financial Aid Students receive funding for their educational expenses from a variety of government and institutional programs. All undergraduates accepted to academic programs taught at our residential
2014-2015 MSSU FINANCIAL AID HANDBOOK INTRODUCTION Thank you for your interest in the financial aid programs at Missouri Southern State University. This handbook describes various sources of federal Title
Types of Aid A-State Online Financial Aid Policies Arkansas State University Financial aid in the form of the below, grants and loans, are processed for degree-seeking A-State Online participants in the
FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS
SCHOLARSHIPS AND FINANCIAL AID Scholarships and Financial Aid 259 Lynchburg College is particularly proud to be an institution that has historically welcomed the qualified and motivated student, whatever
Bemidji State University Policies Policy Name: Financial Aid- Satisfactory Academic Progress Policy Policy Owner: VP for Finance and Operations/Financial Aid Director Effective Date: January, 2013 Last
102 Financial Aid and Scholarships FINANCIAL AID AND SCHOLARSHIPS FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes
Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.
MIDDLE TENNESSEE STATE UNIVERSITY 2014 2015 SCHOLARSHIP GUIDE Table of Contents Scholarships for Incoming Freshmen Scholarships for Incoming Transfer Students Scholarships for Current MTSU Students Nontraditional
2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial
UNDERSTANDING YOUR FINANCIAL AID Understanding Your Award Letter Financial Aid consists of grants, work-study and loans to help meet your educational expenses. You may accept or reject all or part of your
Financial Aid Consumer Information Booklet 2015-2016 FINANCIAL AID CONSUMER INFORMATION BOOKLET 2015-2016 Table of Contents Page I. Conditions Governing Financial Aid Awards...................... 1 II.
Understanding Your Undergraduate Financial Aid Award The financial assistance administered by the M Center is governed by regulations from federal and state agencies, guidelines established by the College,
CONSUMER INFORMATION To help students meet the financial obligations of college attendance, Mohave Community College administers a varied and comprehensive financial aid program. Financial aid is designed
Financial Aid Guide Adult Online Students Graduate Students 2012/2013 the catholic franciscan learning place BRIAR CLIFF UNIVERSITY 2012/2013 TUITION & FEES COST PER CREDIT Adult Online Degree Completion
Find yourself here Application Eligibility Helpful Hints Rights & Responsibilities Verification Academic Progress Dependent/Independent Status Y O U R G U I D E T O FINANCIAL AID Bright Futures Federal
UNDERGRADUATE FINANCIAL AID AND SCHOLARSHIPS The Office of Financial Aid and Scholarships strives to make a college education affordable for all students regardless of their families' financial situations.
Satisfactory Academic Progress Policy Austin Peay State University Federal Policy 34 CFR 668.34 (Effective for the 2014-15 aid year) Federal regulations require all student financial aid recipients make
Upper Iowa University Self-Paced Degree Program Financial Aid Handbook What is the Self-Paced Degree Program (SPDP)? Upper Iowa University (UIU) offers self-paced correspondence courses as an option for
MILES COLLEGE FINANCIAL AID PROGRAMS AT A GLANCE THE AWARD PROCESS 2013-2014 SCHOOL YEAR 1.0 Please read the attached, most of your questions about the delivery of financial aid will be answered. 1.1 Award
Financial Aid Guide 2015 2016 The University of South Dakota and the Office of Financial Aid are pleased to provide you with your financial aid award letter for the 2015 2016 academic year. Your eligibility
Financial Aid Guide for adult and graduate online students 2014-2015 the catholic franciscan learning place 2014-2015 BCU Financial Aid Booklet 1 Table of Contents 2014-2015 Costs... 2-3 Federal & State
CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: firstname.lastname@example.org Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid
Applying for Financial Aid Financial Aid for Graduate Programs Students must complete the following steps to apply for financial aid at Bethel University: 1. Apply and be accepted for admission to Bethel
FINANCIAL AID AWARD GUIDE 2013-2014 csudh.edu/financialaid Division of Enrollment Management and Student Affairs What You Need To Do To Receive Your Financial Aid Steps to review your financial aid award
STUDENT FINANCIAL SERVICES Jacksonville State University offers a broad program of financial aid to assist as many qualified students as possible. Since the University cannot meet the financial needs of
2014-2015 Financial Aid/Veterans Handbook Welcome to Joliet Junior College.This handbook will help you understand what aid is available, your award letter and the policies of the Financial Aid/Veterans
Financial Aid Guide For adult and graduate online students 2015-2016 Table of Contents 2015-2016 Costs... 2-3 Federal & State Grant Programs... 3 Student Loans and Supplemental Loans... 4 How to Obtain
S PART 5: A T I S F A C T O R Y A C A D E M I C P R O G R E S S ( S A P ) To maintain your eligibility to be considered for financial aid, you must meet the standards set forth in Howard University s financial
Scholarships and Grants More than 5,000 scholarships and grants are awarded annually to Drake University students. These scholarships include awards based on demonstrated financial need, academic achievement,
The University of Vermont 2009-2010 Student Financial Services Financial Aid Handbook A Guide to Understanding Your Financial Aid Our Goal The University of Vermont Office of Student Financial Services
FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS
Terms and Conditions Governing Student Financial Aid LSCS Financial Aid Departments Cy-Fair Kingwood Montgomery North Harris Tomball University Park 9191 Barker Cypress Road Cypress, Texas 77433 2000 Kingwood
Criswell College Satisfactory Academic Progress (SAP) Policy Federal and State regulations require students receiving financial aid to meet Satisfactory Academic Progress Standards (SAPS). All degree-seeking
University of Illinois at Springfield Office of Financial Assistance Student Guide University of Illinois at Springfield Office of Financial Assistance, University Hall, One University Plaza, MS UHB 1015
Monmouth University believes that financing a student s education should be a cooperative effort between the student and the institution. To that end, the staff of the Financial Aid Office is available
The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state
FAQ Financial Aid GENERAL: Why hasn t my financial aid been posted to my account? You may not have fulfilled your financial aid student requirements; therefore, your file is not complete. Log into your
Page 1 of 6 MOTLOW STATE COMMUNITY COLLEGE SUBJECT: STUDENT SCHOLARSHIPS, GRANTS, LOANS, AND FINANCIAL AID PROGRAMS Motlow State Community College School Code: 006836 The Financial Aid Office of Motlow
Tips to Financial Aid Definitions FAFSA The Free Application for Federal Student Aid is the official application for all types of federal aid, and some state and campus-based aid as well SAR The Student
FINANCIAL AID Undergraduate Students FEDERAL STUDENT AID Students applying for Federal Student Aid funds must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov each academic
2015/2016 THINGS YOU NEED TO KNOW ODP Graduate Financial Aid Online Degree Programs 2130 Fulton Street San Francisco, CA 94117 Tel: 415.422.4531 Fax: 415.422.4534 email@example.com The following information
Tuition and Fees Refunds/Excess Financial Aid Most grants, scholarships and loans are applied directly to student accounts. If financial aid proceeds have not been applied to an account or the amount does
Southern University and A & M College Baton Rouge, Louisiana Satisfactory Academic Progress Policy for Financial (Effective July 1, 2011) Introduction Financial aid recipients are expected to make reasonable
Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.
chapter 4 Paying for college 33 Chapter 4 Paying for College 34 2015 2016 Prince George s Community College Catalog Financial Aid What Is Financial Aid? Simply stated, financial aid is any grant, scholarship,
FINANCIAL AID AWARD GUIDE Delaware State University 2011-2012 1 Office of Student Financial Aid 1200 North DuPont Highway Dover, DE 19901 www.desu.edu TABLE OF CONTENTS Student Rights and Responsibilities.page
Rockhurst University Financial Aid Programs & Policies Rockhurst University is pleased to be able to offer a financial assistance program for students who would be unable to attend without such aid. The
MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2015-2016 for Sum 15, Fall 15, Spring 16 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school
Hope International University Online Undergraduate and Graduate Programs Financial Options Guide Welcome to Hope International University. We are pleased you have chosen to complete your education at HIU.
Financial Aid 38 - Financial Aid The West Shore Community College Financial Aid Office encourages all students to apply for financial aid and will assist all students with the process of applying for financial
GENERAL AWARDING POLICIES 1. All federal and state awards are subject to government funding. 2. Eligibility for financial aid is based on the definition of an academic year as prescribed by the U.S. Department
Financial Aid # Financial Aid Formula # Eligible Applicants # Application Requirements and Suggested Filing Dates # Programs for Which You May Qualify # Verification of Financial Aid Data # Academic Progress
Important! Keep Your Financial Aid Read This Guide! Guide to Financial Aid at Forsyth Tech 2015-2016 Be aware that this guide is subject to change throughout the year if policies and regulations change.
FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed
2016 17 SCHOLARSHIP GUIDE SCHOLARSHIPS FOR INCOMING FRESHMEN Guaranteed Incoming Freshmen Academic Scholarships Incoming freshmen who plan to enroll at MTSU for the summer or fall term and are interested
MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2014-2015 for Sum 14, Fall 14, Spring 15 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school
UNDERGRADUATE AND TEACHING CREDENTIAL FINANCIAL AID HANDBOOK 2015-16 TABLE OF CONTENTS FINANCIAL AID PHILOSOPHY 3 POLICY INFORMATION.... 3 ELIGIBILITY INFORMATION... 4 FINANCIAL AID PROCESS 7 IMPORTANT
Types of Financial Aid The Financial Aid Office at SUNY Maritime College assists students in financing their education by offering financial assistance in the form of scholarships, grants, loans and work-study
ARLINGTON BAPTIST COLLEGE Financial Aid Eligibility Requirements General requirements: Be a United States Citizen or permanent resident. Be accepted by ABC in a degree or certification program. Students
FINANCIAL AID Experience the Mercy Difference. FINANCING YOUR EDUCATION at Mercy College Congratulations on exploring the many educational options at Mercy College of Ohio! Mercy College is committed to
Your Guide to Financial Aid www.umassd.edu/financialaid Table of Contents 2 Determining Your Financial Aid Eligibility 4 Your Financial Aid Award 5 Grants, Scholarships & Waivers 6 Federal Work-Study &
1ExCEllenc ExCEllence grity Accountablity Diversit Integrity lence ty WORK Rivce vice Cultivating Scholars & Leaders One by One reship Lity FISK UNIVERSITY Excellence Integrity Leadership ExCEllence ExCEllence
Registration and Financial Information (Section III) III-1 REGISTRATION AND FINANCIAL INFORMATION REGISTRATION Once you have completed the admissions process, you are ready to register for classes during
FINANCIAL AID The objective of the Student Financial Aid Office is to provide excellent customer service in assisting students in attaining their educational endeavors. The Financial Aid Office is located
FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015 You are responsible for reading this award guide. This information is essential to read and understand the terms and conditions
John A. Logan College Financial Aid Booklet inside: Applying for Financial Aid Definitions Types of Financial Assistance Satisfactory Academic Progress Students Rights and Responsibilities 1 John A. Logan
Table of Contents Reviewing your Austin College Financial Aid Notification for 2015-16 Page 2 Austin College Financial Aid Guide Costs for 2015-16 Page 3 Payment Options Page 4 Satisfactory Academic Progress
2015-16 Academic Year Financial Aid & Scholarships Office This Award Notification Guide is your resource for understanding the types of financial aid offered and action required to accept your aid award,
SCHOLARSHIPS AND FINANCIAL AID CLASS OF 2015 YOU KNOW A COLLEGE EDUCATION IS A GREAT INVESTMENT We know families often endure financial hardships, especially when it comes to the cost of tuition. At Oakland
TITLE IV FEDERAL FINANCIAL AID ASSISTANCE The Federal programs of financial aid at Mid-Plains Community College include loans, grants, and part-time employment. The purpose is to assist qualified students
FINANCIAL AID POLICIES & PROCEDURES Eligibility To be eligible to receive financial aid, a student must: 1. Be a U.S. citizen or permanent resident (except for international scholarships). 2. Be enrolled
Application Process FINANCIAL AID The University of Texas of the Permian Basin encourages students who wish to attend the university and who do not have the financial resources available to pay the cost