PRODUCT FLYER Mail Telephone Order Financial Systems is a fully-featured, modular software suite designed to support financial institutions and enterprises in the management and optimization of recurring billing processes, including card payments and bank account transfers processing. Additional features of the suite include Business Intelligence and reporting tools that simplify the billing process through alerts that automatically prompt a response on unsuccessful transactions or send out a warning when the system detects a card is about to expire. Copyright N&TS GROUP 2015. All rights reserved.
PRODUCT FLYER - Mail Telephone Order Financial Systems Scenario Recurring billing is an extremely important source of revenue for enterprises and even more so for financial institutions. This process allows to leverage predictable streams of cash flow, ensure a low level of fraud, and collect meaningful data on user behavior. Special attention is required, however, to ensure that sensitive customer information is stored securely through PCI standards. Should a security breach occur, the PCI (Payment Card Industry) Council places responsibility on the lowest level of PCI compliance, and deployments adhering to the PCI security standards can be extremely costly because of siloed information and legacy systems. Financial institutions and enterprises need to benefit from the information they receive from their customers without the burden of excessive expenses in hardware and human resources dedicated to IT management and PCI compliance. Recurring payments in particular require special attention because of the necessity to acquire and store sensitive customer information, that is then used for all future transactions. Tokenization successfully solves this security issue by storing locally only an image (a token ) representing the actual data, which is recalled from the secure processing server only when needed for an authorized transaction. In an increasingly multi-channel environment, the need to embrace a diversity of channels (from wallets to credit cards to bank account transfers) is becoming more and more urgent. Flexible, modular and scalable software suites are replacing bulkier legacy systems and improving the entire operational process of transaction management by providing integrated solutions. role in the Financial Systems Suite DEVICE MANAGEMENT CHANNEL MANAGEMENT ON-LINE PROCESSING OFF-LINE PROCESSING EMV & MAGNETIC CARD CARD PRESENT FRONT OFFICE BACK OFFICE mobile commerce FTFS dealer stations top up loyalty programs pin-pad manager FTFS POS manager authorization private circuits signature capture FTFS ATM manager fraud prevention card preparation acquiring clearing settlement CARD NOT PRESENT switching statement management GRFS M.O.T.O. gateway application based payment requests IGFS recurring payments e-commerce gateway international payment networks core accounting systems 1
PRODUCT FLYER Scheme CARD VALIDATION AND ALIGNMENT RECURRING PAYMENTS PROMPT UNSUCCESSFUL TRANSACTION REPORTS AND DASHBOARD TOKENIZATION FRAUD PREVENTION DOMESTIC DEBIT Technical Features can be deployed in Java/Oracle environment. product features include: Automatic Invoice charging services Recurring Payment on credit and debit card Recurring Payment on Bank account Card validation Card Data Alignment Payment Scheduling Prompting on unsuccessful transactions Payment slip management Tokenization Multi-acquiring configuration for merchants Dashboard interface Merchant back-office Reporting tools 2
PRODUCT FLYER Scheme can be deployed in Java/Oracle environment. Financial American Express Cup Diners Discover Domestic Debit JCB Maestro Mastercard Visa Acquirers BancaSella BNLPOSitivity Cartasì Iccrea Setefi Unicredit Cross-Border Acquirers BarclayCard ChasePaymentech Credorax Elavon Evo SixMultipay Worldpay Licensing & Services Licensed N&TS GROUP offers perpetual licenses (one time cost), on-going maintenance (H8/H24), support services, and application management (H8/H24) to clients that choose to host our products in house. Hosted N&TS GROUP provides hosting on PAYS GROUP certified sites, solving the issue of PCI compliance for enterprises. This solutions includes: complete configuration, monitoring, and third-party relationships. Please don t hesitate to contact us should you have any questions or require further information. Our team will gladly support you in your needs assessment. N&TS GROUP is committed to providing a fully certified and secure environment to its clients. N&TS itself never charges a fee for transaction, so the ROI of the product is fixed and easily measurable. The Financial Systems suite also leverages 20 years of international experience: our clients will find in N&TS a trusted partner accustomed to working with multiple countries, currencies, languages, and domestic debit circuits. 4
PRODUCT FLYER Benefits at a glance: Finance Manage multiple merchants Manage multiple platforms Scalability Manage multiple payment methods from a single dashboard Savings on integration costs Savings on certification costs PCI PA-DSS certified product Real time fraud prevention Enterprise Reduction in merchant fees Independence from a single acquirer Continuity of service in case of acquirer downtime Manage multiple payment methods from a single dashboard Savings on integration costs Savings on certification costs PCI PA-DSS certified product Real time fraud prevention Financial Institutions benefit from the innovative and modular technology of the N&TS Financial Systems suite, with significant savings in integration costs and scalability. Enterprises, leverage the flexibility of the N&TS Financial Systems suite to choose the preferred routing of all the transactions in the system - this multi-acquiring option allows cost savings and empowers merchants in their relationship with acquirers. Security & Compliance Certifications N&TS Financial Systems suite protects personal data through the proprietary key management module JSSM. JSSM manages and stores cryptographic material used by the Financial Systems suite and implemented on the N&TS JTMS framework. JSSM is certified according to PCI DSS standards for the protection of sensitive data processed during transactions. PCI PA-DSS PA-DSS FOR ALL PRODUCTS 3
PRODUCT FLYER N&TS GROUP is a leader in the payment processing industry and the first provider in the world to certify its modular technology for Point-to-Point Encryption (P2PE). N&TS GROUP software suites have reached maturity through more than 20 years of experience in the market and a commitment to security and compliance. Today N&TS GROUP is actively managing transactions in card-present and card-not-present environments, in multiple currencies and in both global and local debit circuits. N&TS GROUP is the trusted partner of financial institutions and large enterprises that need to process multi-channel transactions with simplicity and security. N&TS GROUP headquarters are located in Milan and the company has branches in both Europe and North America, with offices in London and Miami. Our software industry process is compliant with the PCI Level 1 and ISO 9001 standards, certified by TUV. CORPORATE HEADQUARTERS REGIONAL HEADQUARTERS - UK REGIONAL HEADQUARTERS - USA Milan MilanoFiori Strada 4 Palazzo A5 20090 Assago (MI), Italy Tel +39 02 822765 1 marketing@netswgroup.com London 1 Victoria Street Windsor SL4 1YB, UK Tel +44 20 3455 9699 marketing@netswgroup.com Baltimore 100 West Road - Suite 300 Towson, MD 21204 Tel +1 410 337 5675 marketing@netswgroup.com WWW.NETSWGROUP.COM